Presentation to:

Agenda

• The Taxback Group profile

• PaytoStudy benefits to all International House Language schools

• PaytoStudy benefits to students

• PaytoStudy school payment system (screenshots)

• Security

• Summary

Taxback Group History

• Established in 1996.

• Global network: 670 staff in 21 countries

• Awards Include:

• Core products:- International payment solutions- Worldwide income tax processing - Global VAT refunds for the corporate sector- Visa and travel services

• Consistent financial and organisational growth across Group:

  2007 2008 2009 2010 2011

Revenue €30.4m €62.6m €85.3m €172m €364m

The PaytoStudy Service

PaytoStudy is an international payment solution,specifically tailored to the educational industry.

PaytoStudy eliminates the cost and administration associated with international educational payments,

benefiting schools, students & education agents around the world.

• No bank chargesReceive 100% of the payment amount every time

• No unidentifiable payments All payments are labelled with name/invoice no.

• ReceiptsPayment receipts are issued to the student reducing student queries to staff

• Less administration PaytoStudy payments are tracked 24/7

• Commission payments & refunds These are processed free of charge via PaytoStudy

• Reporting & QueriesAccess to online reporting and customer service team

Benefits to International House Schools

Benefits to your students

• No International Transfer Fees Students can make local bank transfers in their own currency via a local bank

• Guaranteed Better Exchange Rates We offer excellent fx rates to students. These are transparent and can been seen before

• 24-hour Customer Service We have a 24-hour customer service team that can be reached by Skype, Live Chat, Phone and e-Mail.

• Eliminate Stress for Students Transactions are processed within 48 hours. Students and your team will receive confirmation that payment has been made.

How does it work?

Step 4 -PaytoStudy provide you with full filtered reporting on each student

PaytoStudy SystemUniversity Reporting

PaytoStudy SecurityPayment Institution.

As a licensed and regulated Payment Institution we are required to protect Client monies as follows:- Hold all client funds in segregated client funds account;- Reconcile the client accounts on a daily basis;- Hold capital against each transaction that it processes;- Screen all parties involved in a transaction.

• TRUSTeTRUSTe is a leading internet privacy services provider used by Yahoo, Facebook, MSN, eBay, AOL, Disney, New York Times and Apple to ensure client security.

• Professional Indemnity InsurancePaytoStudy has a professional indemnity insurance policy, ensuring the safety of your funds.

• Website SecurityThe PaytoStudy website uses Secure Socket Layer (SSL) and 128 bit encryption to protect your details and your clients’ details ensuring 100% security for all payments.

• Interpay Ltd T/A PaytoStudy is regulated by the Central Bank of Ireland

What do our clients say?

• No banking fees for International House schools or your students.

• International House Schools will receive 100% of the all fee payments

• All payments will be fully labelled when hitting your bank account

• Students will receive excellent fx rates and can pay their fees via a local transfer in their own currency.

• PaytoStudy provides a full time 24/7 customer care team to you and your students.

• PaytoStudy provide you with a customized, integrated site with full reporting on all payments available online.

• Receipts issued to student and university for every payment received.

• Commission payments and refunds can be paid.

• All of this at no cost to your school

PaytoStudy Summary

PaytoStudy

Thank you