Peer Lending - How Machines Connect People
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Transcript of Peer Lending - How Machines Connect People
Lending
Lender Borrower
$
Lender Borrower
$�+�$�+�$
TimeRisk
Lender Borrower
my�money�!
DiversificationRisk
#�of�loans
100�loans
1�loan
$$$
Pooling
$$$
$
$
$
Bank
Ouch�!
Borrower�13.5%
Lender�0.85%
operating�expenses
NO�Banks
More�$$$
Borrower�11.8%
Lender�7.17%
Expenses
it’s�growing$20,000,000,000
really
now tomorrow
Time�+�Complexity
AUTOMATE
LendingRobot