Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ......

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Transcript of Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ......

Page 1: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 2: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

Overview

Page 3: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 4: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

Digital Maturity

Potential for Value Creation through Digital

Tech

MediaTelco

Constru-

ction

Healthcare

Insurance

Banking/

CardChemicals

Energy&

Resources

Professional

Service

Real

Estate

Public

Auto

mobile

Distri

-bution

PE

Pharmacy

Consumer

Goods

Manufac

-turing

Transportation

Digital

Growth

Digital

Innovation

Digital

Efficiencies

Ignore Participate

Observe Target

Source: KPMG ‘Digital Strategy & Transformation’

KPMG Global’s Digital Transformation Target Industry

Page 5: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

0

20

40

60

80

100

120

140

2013 2014 2015 2016 2017 2018

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FinTech Trend in Korea

Page 7: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

257

296

337

364

399

408

6.0 5.6 11.6

World Asia Korea

Page 8: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

Wealth Mgmt.

16%

Page 9: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 10: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

Apr.2017 Jul.2017 Sep.2017 Dec.2017 Mar.2018 Jun.2018

Page 11: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

60

115

24

23

2014 2018

Financial Institutions

Non-Financial Institutions

4 11

25

49

81

24

5

8

10

1H 2H 1H 2H 1H

2016 2017 2018

Simple Payment

Transfer

Page 12: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 13: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

38 57 7524

3645

13

20

29

2.50 1.50 1.50

-1

1

3

5

0

50

100

150

200

2013 2015 2017

Bank Insurance Securities Base Rate

48 64 90 100

780

1,159 1,413

1,676

0

1,000

2,000

0

100

200

2012 2014 2016 2018

AUM # of customers

Page 14: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 15: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 16: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 17: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

Switch on/off insurance for traveler

Finance/Communication Convergence Service

…etc.

…etc.

Quick view/Loan application Service for Fixed interest Loan

Mid-interest rate Loan Comparison Service

On/Off-line Face pay without phone or credit card

Fractional Share Investing Service for overseas stock

Voice phishing and error transfer prevention

Page 18: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

FinTech Trend in ASEAN

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268

340

388

6.1 5.6 3.6

World Asia ASEAN

189

112 99

78

54 47

87

108

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15 4 7 523 4

3 85

9 77

610

11 13 88

34

31 33

2930

8

89

1110

34

6

2

2

2 1110

3831

2520 17

2015 2016 2017 2018 2019

North America

ASEAN

Northeast Asia

China

Europe

Oceania

Middle East and Africa

Southwest Asia

South America

Page 21: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 22: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 23: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

12.8%

8.4% 7.3% 6.3%5.8% 4.2%

Singapore Philippines Thailand Malysia Vietnam Indonesia

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316

747

264

629

52 59

73

125 133

2014 2015 2016 2017 2018

Page 25: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

1,078 1,509

2,667

4,142

5,876

2013 2014 2015 2016 2017

Smartphone Penetration

rate

Page 26: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1
Page 27: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1

Going Forward

Page 28: Overview - 한국핀테크지원센터 · Source: KPMG ‘Digital Strategy & Transformation’ ... 2016 2017 2018 Simple Payment Transfer. 38 57 75 24 36 45 13 20 29 2.50 1.50 1.50-1