OLD MUTUAL FINANCIAL

Exchanging information to deliver financial empowerment

WELLBEING PROGRAMME

FWP is a highly effective financial education and support programme.

Designed to help South Africans take control of their financial futures.

Combines educational workshops, individual financial health assessments,

member support services and accredited financial advice on request.

Modules designed according to attendees’ financial knowledge.

It is a free of charge value add offering to all customers.

What is it or What is FWP?

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FWP VALUE ADD TO YOUR BUSINESS WHY OFFER FWP TO YOUR EMPLOYEES AND

FUND MEMBERS: ■ To demonstrate concern for your employees and

fund members‘ future.

■ Old Mutual partners with your HR department to

schedule and coordinate the sessions.

■ To make a positive difference in the lives of others easily.

■ To inform members about their fund and inspire

loyalty between employees and employers.

■ To help build the economic future of South Africa.

■ Old Mutual provides the facilitation and material

at no cost.

■ NO product push.

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FWP BENEFITS FOR EMPLOYEES AND EMPLOYERS

Improved financial behaviour and ability to make informed

choices.

Financial freedom, independence and individual growth.

Awareness and understanding of money management principles.

Increased knowledge of interventions available, to

overcome financial challenges.

EMPLOYEES

Improved delivery on human

resources and employee wellbeing strategies.

Higher productivity due to improved loyalty and lower levels of personal financial stress amongst employees.

Empowered and financially literate staff via cost-effective education.

Flexible programmes to meet the diverse needs, education levels, and

time constraints of your workforce.

EMPLOYERS

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FWP OFFERING - BUILDING BLOCKS ARE:

On The Money – basic principles of money

management - BANKSETA

FIN360°Modules – advanced holistic financial

education.

Individual Advice – easy and immediate access to the

unbiased objective financial advice by our accredited financial advisers.

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Accredited , NQF Level 1, 5 credits.

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ON THE MONEY - THE FIVE SECRETS OF MONEY

MANAGEMENT:

pay yourself first… Eat first, live on the rest!

MO

DU

LE 1

The Secret

of the Lion

have a goal – have a plan…

Create an inspiring financial vision: if you can’t dream it, you can’t do it. M

OD

ULE

2

The Secret

of the Leopard

know what you earn, understand what you owe, watch what you spend!

MO

DU

LE 3

The Secret

of the Elephant

face your debt head-on… Charging down your debt: your biggest financial threat!

MO

DU

LE 4

The Secret of

the Rhino

choose wisely among alternatives…

Protecting and investing your wealth

MO

DU

LE 5

The Secret

of the Buffalo

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MODULES COVERING

THE PRINCIPLES OF:

This service is

operated by the

Customer Retention Unit

Which was formaly part

of OMSA Customer

Engagement and is

now part of

OMEMCST

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FIN360° - MODULES OVERVIEW

Perspectives of Financial Planning: Holistic view of financial planning, the financial planning process,

investments, retirement planning, wealth protection, wills and estate planning.

Retirement Planning: Retirement landscape, expenses at retirement, income replacement ratio,

investments and types of risk profiles, impact of inflation, pros and cons of different types of

annuities, retirement reforms.

Risk Planning/Wealth protection: provides an understanding of how to provide security during

disablement and for those that you may leave behind in case of death.

Wills and Estate Planning: Goal-setting: written plans, accurate listing of assets and liabilities,

mapping out what needs to be done, implementing plan – will, regular review is needed, possible

legislative changes.

Investment Planning: Investment planning steps and principles, balanced approach, basic market

concepts, factors affecting Investments, understanding risk profiles, liquidity and tax implications.

Buying a home: Provides information on many aspects to be considered before applying for a home

loan, such as type of home of loans, location, how to get financing, hidden costs and laws that

regulate the industry.

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FWP ACCREDITATION

Accredited by

INSETA as learning

providers

BANKSETA

Accredited

NQF Level 1;

5 credits

Salaried facilitators

and presenters,

including specialists

(Investments & Legal).

Old Mutual Financial

Education and Old

Mutual Business School

On the

Money

Facilitator and

presenters

Old Mutual is a Licensed Financial Services Provider

OLD MUTUAL FINANCIAL

Exchanging information to deliver financial empowerment

THANK YOU

WELLBEING PROGRAMME