8/3/2019 NYS Counties Ranked by Total Number of Homes Facing Foreclosure (Estimated)

1/2

NYS Counties Ranked by Total Number of Homes Facing Foreclosure (Estimated

County and Ranking

Homes 60 to 90

Days Delinquent

Homes 90 Days or

more Delinquent

Homes in

Foreclosure

Total Homes Facing

Foreclosure

Suffolk - 1 of 62 4,547 14,215 21,499 40,26

Queens - 2 of 62 2,949 10,257 14,571 27,77

Nassau - 3 of 62 3,079 9,636 13,626 26,34

Brooklyn - 4 of 62 2,093 6,996 13,639 22,72

Westchester - 5 of 62 1,291 3,993 5,137 10,42

Orange - 6 of 62 1,193 3,632 4,291 9,11

Erie - 7 of 62 1,818 3,663 3,483 8,96

Monroe - 8 of 62 1,674 3,545 3,614 8,83

Bronx - 9 of 62 1,005 3,145 4,548 8,69

Staten Island - 10 of 62 974 3,073 3,887 7,93

Dutchess - 11 of 62 825 2,404 2,631 5,86

Onondaga - 12 of 62 1,017 2,273 2,537 5,82

Rockland - 13 of 62 577 1,822 2,548 4,94

Ulster - 14 of 62 502 1,604 1,966 4,07

Albany - 15 of 62 621 1,586 1,762 3,96

Oneida - 16 of 62 586 1,224 1,062 2,87

Rensselaer - 17 of 62 434 1,085 1,241 2,75

Saratoga - 18 of 62 503 1,173 1,075 2,75

Schenectady - 19 of 62 415 1,127 1,038 2,58

Niagara - 20 of 62 457 972 1,141 2,57

Manhattan - 21 of 62 327 743 1,346 2,41

Broome - 22 of 62 403 897 980 2,28

Oswego - 23 of 62 331 837 849 2,01

Putnam - 24 of 62 284 823 889 1,99

Sullivan - 25 of 62 233 623 938 1,79

Chautauqua - 26 of 62 293 653 747 1,69

Steuben - 27 of 62 219 557 588 1,36

Washington - 28 of 62 225 569 541 1,33

Ontario - 29 of 62 257 515 444 1,21

Wayne - 30 of 62 256 478 474 1,20

Cayuga - 31 of 62 220 522 440 1,18

Madison - 32 of 62 208 452 492 1,15

Empire Justice Center, September 2011 DRAFT

8/3/2019 NYS Counties Ranked by Total Number of Homes Facing Foreclosure (Estimated)

2/2

County and Ranking

Homes 60 to 90

Days Delinquent

Homes 90 Days or

more Delinquent

Homes in

Foreclosure

Total Homes Facin

Foreclosure

Warren - 33 of 62 174 496 455 1,12

Cattaraugus - 34 of 62 196 436 491 1,12

Chemung - 35 of 62 191 447 475 1,11

St. Lawrence - 36 of 62 186 410 455 1,05

Fulton - 37 of 62 164 406 455 1,02

Herkimer - 38 of 62 206 380 419 1,00

Greene - 39 of 62 148 397 444 98

Clinton - 40 of 62 172 340 426 93

Columbia - 41 of 62 158 372 390 92

Montgomery - 42 of 62 157 347 397 90

Jefferson - 43 of 62 165 370 350 88

Otsego - 44 of 62 126 320 374 82

Tioga - 45 of 62 119 335 346 80

Livingston - 46 of 62 177 281 336 79

Tompkins - 47 of 62 124 348 322 79

Genesee - 48 of 62 144 291 357 79

Chenango - 49 of 62 138 312 340 79

Allegany - 50 of 62 116 218 403 73

Cortland - 51 of 62 109 310 266 68

Delaware - 52 of 62 112 251 298 66

Schoharie - 53 of 62 109 269 264 64

Orleans - 54 of 62 112 224 272 60

Essex - 55 of 62 107 224 229 56

Wyoming - 56 of 62 102 191 191 48

Franklin - 57 of 62 67 204 201 47

Seneca - 58 of 62 85 128 216 42

Yates - 59 of 62 60 129 103 29

Lewis - 60 of 62 41 87 128 25

Schuyler - 61 of 62 57 91 68 21

Hamilton - 62 of 62 12 9 13 3

STATEWIDE TOTAL 33,647 93,718 123,508 250,87

Data and Methodology: Empire Justice Center estimated totals for homeowners in foreclosure by taking the rates for foreclosures and delinquencies from the Federal Reserve Bank of New YorksMarch 1, 2011 dataset and applying them to 2010 census data. The Federal Reserve used two separate databases representing a wide range of 1 to 4 unit residential mortgage products. Their

combined database included approximately 34.9 million active loans, believed to be about 65% of similar residential mortgages. To estimate the actual number of homeowners facing foreclosure

Empire Justice Center used the Federal Reserves county-level rates for 1) loans in foreclosure; 2) loans 90 or more days delinquent; and 3) loans 60 to 90 days delinquent, and applied them to cou

level census figures for owner-occupied housing with mortgages taken from the 2010 Decennial Census, Table QT-H1, "General Housing Characteristics. Our totals estimate only owner-occupie

properties. Similarly precise census data is not available to account for vacant housing o r non-owner occupied housing units that are subject to mortgages. Accordingly, the actual number of hous

units facing foreclosure, without question, is s ignificantly higher.