Our Credit Union

PSFCU In Numbersinformation as of December 31, 2014

Member Loyalty Reward NoticeKrzysztof MatyszczykChairman

Małgorzata Wądołowski1st Vice Chairperson

Michael Kwiatkowski2nd Vice Chairman

Małgorzata GradzkiTreasurer

Iwona PodolakSecretary

Ryszard BąkDirector

Elżbieta BaumgartnerDirector

Małgorzata CzajkowskaDirector

Bożena Kajewska-Pielarz Director

Zygmunt StaszewskiDirector

Marzena WierzbowskaDirector

Paul SosnowskiCommittee Chairman

Ewa ChmielewskaCommittee Secretary

Leon FuksCommittee Member

Edward PierwolaCommittee Member

Artur DołęgaCommittee Member

Bogdan Chmielewski

NASZA_UNIA_newsletter_January_2015_EN_EN 1/30/2015 12:25 PM Page 1

Promotion is valid from January 2 through March 31, 2015. Minimum 3% down payment applies to 30-year adjustable rate mortgages witha 7-year initial fixed rate period. Monthly loan payment through the first seven years of a mortgage with a 3.250% annual percentage rate is $4.35per each $1,000 borrowed. Offer applies exclusively to PSFCU members. Other restrictions may also apply.

*APY-Annual Percentage Yield. Interest rate as of 01/02/2015. Promotion is valid for term shares opened between January 2 and April 15, 2015. Funds required to open the term shareaccount must be deposited to a new or existing ira account during the promotional period. Minimum balance of $500.00 is required to open a term share account, up to the maximumamount of contribution determined by the Internal Revenue Service (IRS) for years 2014 and 2015. Early withdrawal penalties may apply. Additional information may be obtained atPSFCU branches or by calling our member Services Center at 1.855.PSFCU.4U (1.855.773.2848). Consult your tax advisor before making any decision related to an IRA account.Additional information about other term shares offered by PSFCU is available at www.psfcu.com. Offer for PSFCU members only. Membership restrictions apply. Other restrictions apply.

3.10%APY* FOR 5 YEARS

Fulfill Your New Year Resolution AndTake Care of Your Financial Future

TAKE ADVANTAGE OF PROMOTIONALRATE ON IRA TERM SHARE

CONTRIBUTIONS FOR 2014 & 2015

Dreaming About Your Own Place?Fulfill your New Year resolution

and take advantage of the attractivePSFCU mortgage loan offer, withdown payment as low as 3%!

$350

Great Success of the "Children's Holiday Smile” Fundraising Drive

Pomagam Chorym Dzieciom

2014

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