MoniMOBILE MONEY AND INFAQ

By Nur Andriansyah – Telecom Proffesional (Pricing/Loyalty & Retention/Segmentation/Commercial Planning)http://www.linkedin.com/in/nurandriansyah/

2.5 billion people dont have bank account

But 2 billion of them have Cell Phones

This is one of the reason we need

MOBILE MONEY

DOB – The Main Pillar of Mobile Money

With support from the regulatory Reliable DOB Strong distribution system for cash in cash out We can offer Mobile Operator Subscriber with

Moni mobile application

What is Moni?

Transfer Monye Features

Moni: Mobile Money application implemented using DOB (direct operator billing)

Mechanism:

Mobile operator will create a ‘wallet’ in subscriber account

Subscriber can ‘cash in’ money in the wallet

Instead of purchasing things with money

Mobile subscribers can do it using money in their mobile wallet

How to pay/transfer money: Subscriber need to cash in the money to the

Mobile Operators Agent, in order to have the Moni balance

To pay/transfer the money (Moni), subscriber need to put the MSISDN transfer destination (1)

And the total amount to be transfered (2)

Subscriber can type the MSISDN and amount Or scan the barcode/QR Code that has the MSISDN transfer destination information. (3)

When ‘Done’ button clicked, DOB will be invoked and upon succesfull execution SMS notification delivered to both Moni sender and reciever (4)

+9647900000531

250

(1)

(2)

(3)

(4)

Clickable

QR CodeContainingMoni UsersMSISDN Information

Transaction - واآلخرة الدنيا إلى

To spread the social spirit of charity (infaq)

In addition of mobile money,

We add the INFAQ facility

Moni users can give charity (infaq) in adhoc basis (1)

Or set a percentage out of any Moni transaction (2)

Mobile operator or third party will be asigned as the coordinator of the charity (infaq)

(1)

(2)

200

2.5%

Summary Tab

In summary tab, Moni users can see the summary of how much they spent for consumption, and how much they spent for charity (infaq) (1)

Moni users can also see, the total accumulated charity from all moni users (2)

And can click the Share button to promote the charity spirit on top of commercial transaction/consumption

(1)

(2)

Make the commercial transaction better Spread the charity spirit

Moni

By Nur Andriansyah – Telecom Proffesional (Pricing/Loyalty & Retention/Segmentation/Commercial Planning)http://www.linkedin.com/in/nurandriansyah/