Financials

12200 Tech Road, Suite 250Silver Spring, Maryland 20904 -1983PH (301) 622-2400 u FX (301) 622-2800

www.mhpartners.orgA non-profit, community development corporation

President & Chairman’s MessageThe year 2007 marked many milestones for MHP.

We were successful in acquiring not only our1,000th unit of affordable housing but our100th Moderately Priced DwellingUnit (MPDU) as well. We also marked10 years of assisting our residents with Community Life Programs. These accomplishmentswould not be possible without our committed staff, dedicated board members, and our generous donors.

MHP celebrated the purchase of our 1,000th unit of housing with the acquisition of three properties known as the TakomaPark Preservation (TPP) project. Residents of one of these buildings asked MHP to buy the property they live in when theirowner began discussions about a conversion to condominiums and sent out eviction notices. MHP completed the purchase ofthese units in 2007 and had started a full renovation of the properties by the end of the year.

We also purchased our 100th Moderately Priced Dwelling Unit (MPDU). These are town homes and condominiums offeredby Montgomery County which we are able to purchase at reduced prices in order to help maintain the affordable housinginventory in the county. These units are frequently rented to larger families.

We are celebrating10 years of offering Community Life programs. These programs offer residents a variety of services includingthe homework clubs, preschool programs, ESOL and computer classes. As our inventory of affordable housing continues to grow,so does the demand for providing Community Life programs.

MHP is very proud of its award winning homebuyers program which offers financial fitness classes and homebuyerscounseling. In June of 2007, we were awarded the Housing Association of Nonprofit Developers (HAND) Innovation Awardfor our Individual Development Account Program (IDA) which matches residents’ savings on a 3:1 basis.

As our portfolio and services grow, so does our need for qualified, energetic staff. In November, the MHP office movedafter17 years in downtown Wheaton to our new headquarters on Tech Road at Route 29 in Silver Spring. This office gives us1,200 more square feet which allows our dedicated staff to do their jobs in a more comfortable, efficient environment.

While it is great to reflect on our successes, we know the importance of looking forward to the challenges that lay beforeus in the affordable housing arena. MHP has over 225 new construction units on the drawing board and continues to probefor innovative ways to expand our real estate inventory. As you review the 2007 MHP Annual Report, please reflect on theimportance of safe, affordable housing for every resident of Montgomery County. As growth in our county increases, yourcontinued support of affordable housing is more vital and more appreciated than ever.

Sincerely,

Charles “Chip” Bay Robert GoldmanChairman of the Board President

SUMMARY OF COMBINED FINANCIAL STATEMENTS

BALANCE SHEET STATEMENT OF ACTIVITIESAS OF JUNE 30, 2007 FISCAL YEAR (JULY 1, 2006 TO JUNE 30, 2007)

ASSETS REVENUES (Unrestricted)Cash and cash equivalents $ 5,885,068 Rental revenue (net) $ 10,455,572Cash and cash equivalents – Restricted 4,658,273 Grants 416,723Accounts receivable 234,503 Cash Donations 240,714Investments, Short - term 2,821,414 Interest and dividends income 365,452Deposits – Escrow and tenants’ security 826,284 Development fees 35,500Prepaid expenses & development in process 3,666,286 Special events 58,910Property &Equipment, less$11,837,739 depreciation 71,662,221 Gain from debt forgiveness 230,270Loans receivable 33,770 Non-controlling interest – Partnerships 66,807Mortgage costs, less amortized – $339,011 portion 1,618,216 Other income 360,930

TOTAL ASSETS $91,406,035 Satisfaction of restricted funds (below) 66,731

TOTAL REVENUES $12,297,609

LIABILITIES & NET ASSETS EXPENSESAccounts payable and accrued expenses $ 518,723 Program services $ 11,721,991Unsecured notes payable, current portion 160,255 Management and general 527,197Secured notes payable – current maturities 3,553,637 Lobbying — Accrued interest payable – current 321,575 Fundraising 149,737Prepaid rents 85,982 TOTAL EXPENSES $12,398,925Tenant security deposits held 407,435Accrued interest payable – long term 273,533 DECREASE IN UNRESTRICTED NET ASSETS (101,316)Secured notes payable, less current maturities 73,469,155Unsecured notes payable – long term 1,783,401

TOTAL LIABILITIES $80,573,696 CHANGES IN RESTRICTED NET ASSETSNon-Controlling interest of partners 6,051,175 Temporarily Restricted Net Assets 0Net Assets – Unrestricted 2,541,689 Permanently Restricted Net Assets 400,000Net Assets – Temporarily restricted 53,371Net Assets – Permanently restricted 2,186,104

TOTAL LIABILITIES & NET ASSETS $91,406,035 ANNUAL INCREASE IN NET ASSETS $ 298,684

Robert A. GoldmanPresidentJill E. Goodrich Vice President of OperationsS. Marlowe Mentzer Vice President of FinanceRosa AlemanStaff AccountantTara Bacote Asset ManagerGreg BakerCommunity Planning Manager

Gloria CastroCommunity Life ProgramsManager William CernaCommunity Life Programs Assistant DirectorEstela GironAmeriCorps Member/Site Coordinator Julian HargroveAmeriCorps InternPrajakta KasbekarNeighborhood RevitalizationManager

Sidd KashyapReal Estate Development InternSandy LombardoController Aida MoraMPDU/IDA Coordinator Nora OrtizCommunity Life Site CoordinatorCleydi PachecoCommunity Life Site CoordinatorPatty ReedDirector of FundraisingStephanie RoodmanProject Manager/Legal Counsel

Michael Scheidt Office AdministratorStephen SprecherDirector of Real Estate &Neighborhood DevelopmentMaureen Sweeney SmithCommunications ManagerSulema Middleton StewartCommunity Life ProgramsDirector/Human ResourcesSpecialistDavid WilsonProject Manager

Our Staff

The MHP Circle of Builders is a giving club made up of donors who are committed to helping lowincome families attain the next level of stability by ensuring they have access to quality, affordable housingand supportive services that empower them to build a stronger future. Members make annual gifts at theCircle Level, the Stepping Stone Level, and the Foundation Level. Inaugurated in 2007, the group had 32 members by year’s end.

Circle of Builder members enjoyed a spring breakfast meeting with County Executive Ike Leggett and a fallpanel discussion with local government planners, elected officials, and experts in the affordable housing field.

Circle ofBuilders

Foundation Level ($5,000 & up)Charles BayTom Bozzuto James & Gina Williams Stepping Stone Level ($2,500 - $4,999)Richard PettitMichael A.Withers

Circle Level ($1,000 - $2,499)James A. & Marian F. BrodskyJohn H. Carman Lois M. ChristellerRichard EdsonDavid FlanaganLois FriedTeuntje Goldman Juan Holcomb

Ira & Rhonda Cunningham HolmesSamuel & Lucy KekerRichard LawchIra & Phyllis LiebermanSheila MaithNancy Bushwick MalloyWilliams & Laurel Kinn MartinS. Bruce PascalRichard PerlmutterKen Rehfuss

Sally & Peter Roman Robert Rosenfeld Raymond & Nancy SchoenkeGail Scott-ParizerStacy Plotkin SilberJohn B. SlidellE. Kevin Smart Alazne (Ali) SolisJames Soltesz

Gold Sponsor Reznick Group, PCSilver SponsorEnterprise Community

Investments, Inc.Bronze SponsorTrammell Crow ResidentialDinner SponsorsPNC MultiFamily CapitalPNC Financial Services GroupMedia SponsorsComcastThe Gazette

Drink SponsorsThe Bozzuto GroupTranswestern Institutional

Multifamily GroupAward SponsorEquity Management, Inc.Invitation SponsorLime Rock ContractorsProgram SponsorProvident BankHole/Green Package SponsorsArgo Investment CompanyThe Bank of AmericaThe Bozzuto GroupCarl M. Freeman & Associates

Main Street Homes LLCMaryland Development Co., LLCMercantile Potomac BankMitchell & Best HomebuildersC.M. Parker & SonsCharles Tini & Associates, LLCHole/Green SponsorsBB&TBocarsly Emden Cowan

Esmail Parker & Arndt, LLCBuilding Consultants, Inc.Chen, Walsh, Tecler & McCabeEDG ArchitectsC.B. Richard EllisElm Street DevelopmentEYA, LLCFaith Building MinistriesFlaherty Group

Hessel & Aluise, P.C.Holland & Knight, LLPJuan HolcombIDI Group CompanyLandmark EngineeringLime Rock ContractorsMacris, Hendricks & Glascock, PANeighborWorksNatelli CommunitiesPEPCOPulte HomesRodgers Consulting, Inc.The Traffic GroupVIKA, Inc.Walnut Spring NurseryMike Withers

19th Annual Golf TournamentThe Norman L. Christeller Classic

2007 ANNUAL REPORT

Celebrating

1OOO1OO

1O

Units of Affordable Housing

Moderately Priced Dwelling Units

Years of Community Life

DESI

GN

: Ger

lach

Gra

phic

.com

Our MissionThe mission of Montgomery Housing Partnership is to preserve and expand quality affordable housing in Montgomery County. To accomplish itsmission, MHP, directly or through its subsidiaries: 1) acquires, rehabilitates, builds and manages quality affordable housing; 2) enhances the vitalityof the neighborhoods in which affordable housing is located; and 3) develops and implements community life programs in those neighborhoods.

Our Board Charles “Chip” Bay, Chair Trammell Crow Residential Stacy Plotkin Silber, Vice ChairHolland & Knight LLP Lois Fried, TreasurerMid-City Legacy, LLC Cynthia Rubenstein,SecretaryPassion for Learning, Inc.

Faten AlajmiCommunity VolunteerMaryam BalbedCommunity VolunteerSamuel Marein-EfronCommunity Volunteer Juan HolcombResource Consultants, Inc. (RCI) Rhonda Cunningham HolmesChevy Chase Bank, F.S.B.

Richard LawchFannieMae Sheila MaithCommunity Volunteer Robert MitchellMitchell & Best Home BuildersGail Scott-ParizerCharles Drew Elementary SchoolRichard PerlmutterArgo Investment Company

Alazne (Ali) SolisEnterprise Community PartnersMark TuckerBlank Rome LLPGina WilliamsRegina Solis Williams CPA, PC

Financials

12200 Tech Road, Suite 250Silver Spring, Maryland 20904 -1983PH (301) 622-2400 u FX (301) 622-2800

www.mhpartners.orgA non-profit, community development corporation

President & Chairman’s MessageThe year 2007 marked many milestones for MHP.

We were successful in acquiring not only our1,000th unit of affordable housing but our100th Moderately Priced DwellingUnit (MPDU) as well. We also marked10 years of assisting our residents with Community Life Programs. These accomplishmentswould not be possible without our committed staff, dedicated board members, and our generous donors.

MHP celebrated the purchase of our 1,000th unit of housing with the acquisition of three properties known as the TakomaPark Preservation (TPP) project. Residents of one of these buildings asked MHP to buy the property they live in when theirowner began discussions about a conversion to condominiums and sent out eviction notices. MHP completed the purchase ofthese units in 2007 and had started a full renovation of the properties by the end of the year.

We also purchased our 100th Moderately Priced Dwelling Unit (MPDU). These are town homes and condominiums offeredby Montgomery County which we are able to purchase at reduced prices in order to help maintain the affordable housinginventory in the county. These units are frequently rented to larger families.

We are celebrating10 years of offering Community Life programs. These programs offer residents a variety of services includingthe homework clubs, preschool programs, ESOL and computer classes. As our inventory of affordable housing continues to grow,so does the demand for providing Community Life programs.

MHP is very proud of its award winning homebuyers program which offers financial fitness classes and homebuyerscounseling. In June of 2007, we were awarded the Housing Association of Nonprofit Developers (HAND) Innovation Awardfor our Individual Development Account Program (IDA) which matches residents’ savings on a 3:1 basis.

As our portfolio and services grow, so does our need for qualified, energetic staff. In November, the MHP office movedafter17 years in downtown Wheaton to our new headquarters on Tech Road at Route 29 in Silver Spring. This office gives us1,200 more square feet which allows our dedicated staff to do their jobs in a more comfortable, efficient environment.

While it is great to reflect on our successes, we know the importance of looking forward to the challenges that lay beforeus in the affordable housing arena. MHP has over 225 new construction units on the drawing board and continues to probefor innovative ways to expand our real estate inventory. As you review the 2007 MHP Annual Report, please reflect on theimportance of safe, affordable housing for every resident of Montgomery County. As growth in our county increases, yourcontinued support of affordable housing is more vital and more appreciated than ever.

Sincerely,

Charles “Chip” Bay Robert GoldmanChairman of the Board President

SUMMARY OF COMBINED FINANCIAL STATEMENTS

BALANCE SHEET STATEMENT OF ACTIVITIESAS OF JUNE 30, 2007 FISCAL YEAR (JULY 1, 2006 TO JUNE 30, 2007)

ASSETS REVENUES (Unrestricted)Cash and cash equivalents $ 5,885,068 Rental revenue (net) $ 10,455,572Cash and cash equivalents – Restricted 4,658,273 Grants 416,723Accounts receivable 234,503 Cash Donations 240,714Investments, Short - term 2,821,414 Interest and dividends income 365,452Deposits – Escrow and tenants’ security 826,284 Development fees 35,500Prepaid expenses & development in process 3,666,286 Special events 58,910Property &Equipment, less$11,837,739 depreciation 71,662,221 Gain from debt forgiveness 230,270Loans receivable 33,770 Non-controlling interest – Partnerships 66,807Mortgage costs, less amortized – $339,011 portion 1,618,216 Other income 360,930

TOTAL ASSETS $91,406,035 Satisfaction of restricted funds (below) 66,731

TOTAL REVENUES $12,297,609

LIABILITIES & NET ASSETS EXPENSESAccounts payable and accrued expenses $ 518,723 Program services $ 11,721,991Unsecured notes payable, current portion 160,255 Management and general 527,197Secured notes payable – current maturities 3,553,637 Lobbying — Accrued interest payable – current 321,575 Fundraising 149,737Prepaid rents 85,982 TOTAL EXPENSES $12,398,925Tenant security deposits held 407,435Accrued interest payable – long term 273,533 DECREASE IN UNRESTRICTED NET ASSETS (101,316)Secured notes payable, less current maturities 73,469,155Unsecured notes payable – long term 1,783,401

TOTAL LIABILITIES $80,573,696 CHANGES IN RESTRICTED NET ASSETSNon-Controlling interest of partners 6,051,175 Temporarily Restricted Net Assets 0Net Assets – Unrestricted 2,541,689 Permanently Restricted Net Assets 400,000Net Assets – Temporarily restricted 53,371Net Assets – Permanently restricted 2,186,104

TOTAL LIABILITIES & NET ASSETS $91,406,035 ANNUAL INCREASE IN NET ASSETS $ 298,684

Robert A. GoldmanPresidentJill E. Goodrich Vice President of OperationsS. Marlowe Mentzer Vice President of FinanceRosa AlemanStaff AccountantTara Bacote Asset ManagerGreg BakerCommunity Planning Manager

Gloria CastroCommunity Life ProgramsManager William CernaCommunity Life Programs Assistant DirectorEstela GironAmeriCorps Member/Site Coordinator Julian HargroveAmeriCorps InternPrajakta KasbekarNeighborhood RevitalizationManager

Sidd KashyapReal Estate Development InternSandy LombardoController Aida MoraMPDU/IDA Coordinator Nora OrtizCommunity Life Site CoordinatorCleydi PachecoCommunity Life Site CoordinatorPatty ReedDirector of FundraisingStephanie RoodmanProject Manager/Legal Counsel

Michael Scheidt Office AdministratorStephen SprecherDirector of Real Estate &Neighborhood DevelopmentMaureen Sweeney SmithCommunications ManagerSulema Middleton StewartCommunity Life ProgramsDirector/Human ResourcesSpecialistDavid WilsonProject Manager

Our Staff

The MHP Circle of Builders is a giving club made up of donors who are committed to helping lowincome families attain the next level of stability by ensuring they have access to quality, affordable housingand supportive services that empower them to build a stronger future. Members make annual gifts at theCircle Level, the Stepping Stone Level, and the Foundation Level. Inaugurated in 2007, the group had 32 members by year’s end.

Circle of Builder members enjoyed a spring breakfast meeting with County Executive Ike Leggett and a fallpanel discussion with local government planners, elected officials, and experts in the affordable housing field.

Circle ofBuilders

Foundation Level ($5,000 & up)Charles BayTom Bozzuto James & Gina Williams Stepping Stone Level ($2,500 - $4,999)Richard PettitMichael A.Withers

Circle Level ($1,000 - $2,499)James A. & Marian F. BrodskyJohn H. Carman Lois M. ChristellerRichard EdsonDavid FlanaganLois FriedTeuntje Goldman Juan Holcomb

Ira & Rhonda Cunningham HolmesSamuel & Lucy KekerRichard LawchIra & Phyllis LiebermanSheila MaithNancy Bushwick MalloyWilliams & Laurel Kinn MartinS. Bruce PascalRichard PerlmutterKen Rehfuss

Sally & Peter Roman Robert Rosenfeld Raymond & Nancy SchoenkeGail Scott-ParizerStacy Plotkin SilberJohn B. SlidellE. Kevin Smart Alazne (Ali) SolisJames Soltesz

Gold Sponsor Reznick Group, PCSilver SponsorEnterprise Community

Investments, Inc.Bronze SponsorTrammell Crow ResidentialDinner SponsorsPNC MultiFamily CapitalPNC Financial Services GroupMedia SponsorsComcastThe Gazette

Drink SponsorsThe Bozzuto GroupTranswestern Institutional

Multifamily GroupAward SponsorEquity Management, Inc.Invitation SponsorLime Rock ContractorsProgram SponsorProvident BankHole/Green Package SponsorsArgo Investment CompanyThe Bank of AmericaThe Bozzuto GroupCarl M. Freeman & Associates

Main Street Homes LLCMaryland Development Co., LLCMercantile Potomac BankMitchell & Best HomebuildersC.M. Parker & SonsCharles Tini & Associates, LLCHole/Green SponsorsBB&TBocarsly Emden Cowan

Esmail Parker & Arndt, LLCBuilding Consultants, Inc.Chen, Walsh, Tecler & McCabeEDG ArchitectsC.B. Richard EllisElm Street DevelopmentEYA, LLCFaith Building MinistriesFlaherty Group

Hessel & Aluise, P.C.Holland & Knight, LLPJuan HolcombIDI Group CompanyLandmark EngineeringLime Rock ContractorsMacris, Hendricks & Glascock, PANeighborWorksNatelli CommunitiesPEPCOPulte HomesRodgers Consulting, Inc.The Traffic GroupVIKA, Inc.Walnut Spring NurseryMike Withers

19th Annual Golf TournamentThe Norman L. Christeller Classic

2007 ANNUAL REPORT

Celebrating

1OOO1OO

1O

Units of Affordable Housing

Moderately Priced Dwelling Units

Years of Community Life

DESI

GN

: Ger

lach

Gra

phic

.com

Our MissionThe mission of Montgomery Housing Partnership is to preserve and expand quality affordable housing in Montgomery County. To accomplish itsmission, MHP, directly or through its subsidiaries: 1) acquires, rehabilitates, builds and manages quality affordable housing; 2) enhances the vitalityof the neighborhoods in which affordable housing is located; and 3) develops and implements community life programs in those neighborhoods.

Our Board Charles “Chip” Bay, Chair Trammell Crow Residential Stacy Plotkin Silber, Vice ChairHolland & Knight LLP Lois Fried, TreasurerMid-City Legacy, LLC Cynthia Rubenstein,SecretaryPassion for Learning, Inc.

Faten AlajmiCommunity VolunteerMaryam BalbedCommunity VolunteerSamuel Marein-EfronCommunity Volunteer Juan HolcombResource Consultants, Inc. (RCI) Rhonda Cunningham HolmesChevy Chase Bank, F.S.B.

Richard LawchFannieMae Sheila MaithCommunity Volunteer Robert MitchellMitchell & Best Home BuildersGail Scott-ParizerCharles Drew Elementary SchoolRichard PerlmutterArgo Investment Company

Alazne (Ali) SolisEnterprise Community PartnersMark TuckerBlank Rome LLPGina WilliamsRegina Solis Williams CPA, PC

1,000 Homes and Growing100 Moderately Priced Dwelling Units

Affordable Housing Accomplishments u Purchased and began extensive renovation of

75 units in three buildings in Takoma Park. Thisproject, called Takoma Park Preservation Project(TPP), has been funded by the State of Maryland,Montgomery County, CitiBank, EnterpriseCommunity Investment, and NeighborWorks.

u Purchased Gilbert Highland Apartments, a 21-unit property in Takoma Park that had160 code violations before MHP purchased it.Planned renovations include new bathroomsand kitchens, central air conditioning, newwindows, and a community room.

u Silver Spring/Nolte, a19-unit property that has been in the MHP portfolio for seven years,is undergoing renovations and 35% of theproject has been completed. Improvements are being made to the kitchens and bathrooms,and central air conditioning was installed in the 601 Silver Spring building.

u Completed the pipe relining at EdinburghHouse Apartments, a high-rise propertyplagued with pinhole leaks in pipes.

u Purchased 16 Moderately Priced DwellingUnits (MPDU’s); thirteen for resale and three as rental properties.

u Awarded a Green Grant from EnterpriseCommunity Partners for the Takoma ParkPreservation Project (TPP).

u Selected by Montgomery County as the co-developer of 117 new, mixed income, home ownership units on a 32 acre site on Bowie Mill Road in Olney, MD.

10 Years of Community Life

Programs and activities that help residentsattain the next level of economic stability.

Neighborhood RevitalizationThis program implements revitalization strategies in struggling neighborhoods by working withproperty owners, residents, county agencies and other stakeholders to improve quality of life issues.

Apartment Assistance Program Helping Small Building Owners

Small apartments are a vital component of Montgomery Housing Partnership’s(MHP) affordable housing inventory. Most are over 40 years old, making the man-agement and maintenance of these apartments difficult and expensive.

Over the years, MHP has gained valuable experience in this area and havepartnered with the Montgomery County Department of Housing and CommunityAffairs to create the Apartment Assistance Program (AAP). This program offersloans, seminars, mentoring, and technical assistance to help small building owners inMontgomery County, improve their buildings as well as the surrounding communities.

Deric Tomenko and his business partner own over 50 buildings in MontgomeryCounty and he has been an active participant in the AAP program since it beganin 2000. He has attended almost every seminar which feature such topics as codeenforcement, recycling, trash management, and pest control. “The AAP seminarsare a great resource and they help me to run my apartments efficiently. They arealso a great networking tool and a wonderful forum to get new information andideas from other property owners,” explains Deric.

Mr. Tomenko also credits the AAP program with giving him peace of mindconcerning lead paint in his buildings. “The AAP offers education on the leadpaint problem, how to comply with the laws pertaining to lead and a grant tocover 50% of the testing costs,” states Deric. Testing revealed that most of theapartment’s interiors were lead-free and identified specific areas on the exteriorof his buildings that need attention.

“MHP is a great resource. They have extensive experience and are really amoney-saver,” states Deric. “They are responsive, informative and are truly makinga difference in Takoma Park neighborhoods.” u

Deric Tomenko useda grant he obtainedthrough the ApartmentAssistance Program to test for lead paint.

Rhonda Cunningham Holmes knows she isblessed with good fortune and family. With aMBA and law degree, she has a successful careermanaging the Government Financial ServicesGroup at Chevy Chase Bank. Together with herhusband, middle-school aged son, and dog, shelives in a wonderful community in Silver Spring.

The daughter of a career military man,Rhonda moved a lot as a child, and she knows theimportance of community. “I believe in giving backto the community where I live,” she states. Whenasked to join the board of Montgomery HousingPartnership (MHP), Rhonda saw this as an oppor-tunity to learn more about local issues and becomean active participant in creating meaningful changein her community. She knew that many workingfamilies in Montgomery County pay more thanhalf their incomes for housing, live in overcrowdedconditions, or commute from far away.

“The holistic approach MHP uses to assistfamilies with safe, affordable housing, supportiveprograms and neighborhood revitalization projectscontributes to building stable communities,” shesays. “I am grateful to be in a position to be ableto donate my time and financial resources to anorganization that is providing long-term solutionsto a complex problem and enriching the qualityof life for the entire community.” u

Corporate, Foundation & Government DonorsAshton United Methodist ChurchThe Bank of AmericaBethesda United Church

of ChristBlechman-Morenoff FoundationThe Bozzuto GroupCarl M. Freeman FoundationCitigroup FoundationCommonweal FoundationEdge Research in honor of

Nancy FloreenEnterprise Community

Investment, Inc.Faith Building MinistriesFannie Mae FoundationFlaherty Group, Inc.Freddie Mac FoundationGMAC Residential Funding Co.Greater Capital Area

Association of Realtors

GRID Ventures/Melissa & Don Graves

Harman Family FoundationHousing Association of

Nonprofit DevelopersJ.E. Rice Insurance Agency, Inc.Lime Rock ContractorsLoiedermanSoltesz Associates, Inc.Meltzer Group Employee

Giving FundMontgomery Alliance for

Community GivingMontgomery Coalition for

Adult English LiteracyMontgomery County

Community FoundationNational Housing Trust/

Michael BodakenNeighborWorks AmericaPNC Financial Services Group

Reznick Group, PCRodgers Consulting, Inc.Rosenfeld Investment, LLCRosenfeld Realty CompanySaint Mark Presbyterian ChurchSandy Spring National BankSkip Johnson Charitable

FoundationSligo Computer Services, Inc.Smart Development Premiere

Homes LCSunTrust Bank N.A.Target CorporationTransitionGuides/TomAdamsTranswestern Institutional

Multifamily GroupUnited Way of the National

Capital AreaWachovia BankWachovia Foundation

We Participate in the Following Giving ProgramsAmerica’s CharitiesJust Give

Local Independent Charities of America

Maryland Charity Campaign

United Way ofCentral Maryland

Crystal Pittman and her son,Solomon at their HoustonAvenue apartment

“MHP rescued us.”Neighborhood RevitalizationAccomplishmentsu The Apartment Assistance Program (AAP) initiated

a Capital Needs Assessment grant program tohelp owners prepare for and avoid emergencyrepairs and plan for future maintenance andrehab costs of their buildings.

u MHP offered technical assistance to communitiesincluding the Long Branch NeighborhoodInitiative, the Connecticut Avenue Estates CivicAssociation, and the New Hampshire EstatesCivic Association. MHP organized and sponsoredtwo festivals and two clean up days in Glenville.

u MHP installed 30 linear feet of new sidewalk infront of Greenwood Terrace apartments to helpwith storm water management.

u MHP and Montgomery County conducted ajoint study of the potential for a trash and recycling cooperative in the Greenwood-Garland neighborhood.

u MHP continued to research best practices andinnovative approaches to affordable housing andneighborhood revitalization. MHP conductedresearch and held a seminar regarding thepotential use of a Community Land Trust model.MHP conducted research and assisted in thepublication of a handbook for MontgomeryCounty on the condominium conversion trend.MHP provided assistance to the County’s LongBranch Public Safety Plan effort, conducting alighting analysis and Crime Prevention throughEnvironmental Design (CPTED) assessment ofthe Long Branch commercial corridors.

“MHP is a great resource” Why I give….

Donors Making it Possible

If you ask Victor and Edith why they choose to live at Amherst SquareApartments, they mention affordable rents and good living conditions but theyquickly point out that one of the best amenities is MHP’s Community Life programs and activities.

The Lemus family has four daughters ranging in age from 3 to 12 years old, who have participated in the Community Life Program at Amherst. “Ouryoungest daughter, Victoria, is attending the MHP preschool program. She isnow playing “school” with her dolls and speaking in English to them,” statesVictor. “This program really helps her to get ready for kindergarten and learnbasic skills in a gentle environment.” Their older daughters have participated inthe After-School Program as well as the Summer Enrichment Program.

The Angels for Children Toy Drive is another reason the Lemus family likesliving at Amherst Square. The Lemus family has enjoyed the annual ChristmasEve tradition of a visit from Santa who arrives on a fire engine. Santa, and hishelpers from the Wheaton Rescue Squad, Wheaton/Kensington Chamber ofCommerce and MHP, delivers gifts to over 280 families living at PembridgeSquare, Amherst Square and Amherst Gardens apartments.

The girls have also participated in numerous MHP fairs and festivals anddelight in getting school supplies before the start of each school year. “We trulyappreciate all the programs and activities that are offered,” concludes Victor.“MHP has made a big difference in our community.” u

Victoria and Celeste Lemus visit with Santa on ChristmasEve as part of the Angels for Children Toy Drive whichMHP Community Life Department co-sponsors.

Why I give….Rhonda Cunningham Holmes is a MHP Board Member and Donor.

“MHP is a great resource”Affordable Housing MHP continues its mission of preserving and expanding the inventory of affordable housing in Montgomery County

When residents of the Houston Apartments received eviction notices in thefall of 2005, a group of determined neighbors came together to fight for theirhomes. The building’s owner had decided to convert the apartments to condo-miniums and many of the long term residents knew they would be priced out oftheir homes.

“The lack of planning for affordable housing in the revitalized Silver Springplan was a slap in the face for the hard-working, long term residents who livedhere before major improvements were made,” says Crystal Pittman, a single moth-er of a teenaged son. “We knew we had to fight if we wanted to stay.” Pittman is anartist/painter and works as a secretary at an insurance company.

Residents quickly organized and retained pro-bono counsel to representthem. Looking for a permanent solution to their housing problem, one resident,Pat Powell, called Montgomery Housing Partnership (MHP) and asked for help.Within a year, MHP had purchased the Houston Apartments and two others inthe area which MHP named the Takoma Park Preservation (TPP) project.Renovations on the first building began in December, 2007.

“I’ll admit, in the beginning, we were suspicious about MHP’s motives untilthey demonstrated they really cared about the issue of affordable housing and the people who live here,” explains Crystal. “MHP has also gone out of their wayto accommodate residents during the renovations. It has been a roller coasterexperience not knowing if we had to go or could stay. I want to thank MHP forrescuing the residents of Houston Apartments.” u

“MHP rescued us.”

“MHP has made abig differencein our community.”

Community Life Accomplishments u New computer labs/programs opened at Blair

Park Apartments and Great Hope Homes. AllMHP computer labs now have internet access.

u A new preschool program was opened atGreenwood Terrace.

u A new youth empowerment program for teensaged 12-17 was formed at Great Hope Homes.

u Monthly health workshops were started atPembridge Square and Amherst SquareApartments to educate residents about healthrisks and the importance of a healthy lifestyle.

u Learning Parties to educate parents about child development activities for children less than5 years of age were offered at Pembridge Squareand Amherst Square apartments in 2007.

u Community Life continues to offer preschool,computer and ESOL classes, as well as a summerenrichment program for residents at severallocations. MHP also organized health fairs,holiday toy distribution, and school supply distribution for residents at various properties.

Individual & Organization Donors *denotes current or past board membersRobert*& Charlotte AbramsBruce T. Adams Jesse AlfriendGideon & Elaine C. AmirStephen & Shari AshmanKen AuerbachTara M. BacoteRobert L. BaerBruce BakerCalvin B. & Elizabeth BaldwinTad BaldwinArthur A. BardosMargaret Fitzgerald BareLinna Barnes & Chris MixterSusan R. Baron*Jose A. BautistaLaura & Chip* BayJane BishopThad R. & Diane BisselleJames A.*& Marian F. Brodsky Evelyn Bushwick Family

Charitable TrustGuy* & Lucie Campbell John H. CarmanRenée Carroll-SmithLois M. Christeller in Memory

of Norman Christeller*Tara CliffordDorothy CockrellEugene CostaIra & Rhonda*

Cunningham HolmesMary Rose CurtisEmma & Raymond Dominey in

Memory of Thomas GoldmanElliot & Beryl DrexlerRichard EdsonGregory EisenstadtCraig Emden James & Gwyn FieldsJohn J. FitzgeraldDavid Flanagan*Lois Fried*Bill GeoffrionStephen GiddingsDaniel GoldmanTeuntje GoldmanJill GoodrichLois & Lynn GreenGordon L. & Page B. HawkJudith B. Heimann*Kevin Hessman*William & Judith HewittJohn P. Hewitt

Ferdinand HoefnerJuan Holcomb*Joan HoneymanNina JanopaulBarry Kasinitz & Carla EvansClaudia KeddaRichmond M. & Gail C.KeeneyKeker Family FoundationMorris & Lynn KletzkinWilliam Kominers*Glenn R. KregerJudith LappingRichard* & Lee Ann Lawch/

Ayco Charitable FoundationAlexandra LehsonRobert & Jane LewitPhyllis*and Ira LiebermanConnie & Harvey LongJean LuttermanSheila Maith*Leslie Marks*Williams MartinWilliam McCameyDavid McMillionCamilla McRory in Honor

of Margaret McRory*Daniel MeijerS. Marlowe MentzerSilfa A. MeredithBerhane MesfinAlan MeyersWylie MitchellRyland L. Mitchell, IIIRaymond Moreno*Judith B. MorenoffJohn T. Morgan/Rita Morgan

Charitable TrustJeffrey Mosley*Stephanie Roodman MurdockAllen MushinskyJohn & Carol NellisStephen OeschS. Bruce PascalBruce & Joyce PastorRichard Perlmutter*Robert & Mary PerrelliSondra H. PeskoeRichard PettitCarol S. Petzold in Memory

of Norman Christeller*Laurence Platt*Patricia V. PlunkettNeal PotterPatty Reed

Ken RehfussJessica ReidDonald B.& MarionO.RobertsonJohn M. & Patricia RobinsonJacqueline H. Rogers Peter & Sally RomanRosenbaum Halliday Fund of the

Community Foundation for the National Capital Region

Robert RosenfeldRuby A. RubensCynthia Rubenstein*Carolyn Salisbury Robert L. & Neita Smith SaloschinNancy L. SchoenfeldNancy & Raymond F. Schoenke

Charitable FundGail Scott-Parizer*Cheryl Scott WilliamsDavid & Nancy ScullTara Seeley*Martin SeldeenMona ShahStacy Plotkin Silber*John* & Mary Slidell Maureen Sweeney SmithAli Solis*David H.&Gloria B. Solomon

in Memory of Ellen SchneiderRobert & Nancy SorengJohn D. & Elizabeth SpencerRichard & Irene SperoSteve SprecherLois O. StonerAnne B. TenneyJody Leigh TraceyDavid & Ching-Mei TsaiMary S.Von EulerMartha WaddyChristian Wagley in Honor of

Jennifer & Eric CheadleFrederick H. WaltonKendra WellsJames & Gina*Williams Donor

Advised Account of the NPCFund for Charitable Giving

June WilliamsMichael A. Withers*Joan N. YamamotoPaul M. YentisBruce ZavosMargot & Paul Zimmerman Fund

of the Community Foundationfor the National Capital Region

MHP’s work is made possible by the generous donors listed above who made contributions from July 1,2006-December 31,2007. If we omitted your name, please contact the fundraising department at X22.

1,000 Homes and Growing100 Moderately Priced Dwelling Units

Affordable Housing Accomplishments u Purchased and began extensive renovation of

75 units in three buildings in Takoma Park. Thisproject, called Takoma Park Preservation Project(TPP), has been funded by the State of Maryland,Montgomery County, CitiBank, EnterpriseCommunity Investment, and NeighborWorks.

u Purchased Gilbert Highland Apartments, a 21-unit property in Takoma Park that had160 code violations before MHP purchased it.Planned renovations include new bathroomsand kitchens, central air conditioning, newwindows, and a community room.

u Silver Spring/Nolte, a19-unit property that has been in the MHP portfolio for seven years,is undergoing renovations and 35% of theproject has been completed. Improvements are being made to the kitchens and bathrooms,and central air conditioning was installed in the 601 Silver Spring building.

u Completed the pipe relining at EdinburghHouse Apartments, a high-rise propertyplagued with pinhole leaks in pipes.

u Purchased 16 Moderately Priced DwellingUnits (MPDU’s); thirteen for resale and three as rental properties.

u Awarded a Green Grant from EnterpriseCommunity Partners for the Takoma ParkPreservation Project (TPP).

u Selected by Montgomery County as the co-developer of 117 new, mixed income, home ownership units on a 32 acre site on Bowie Mill Road in Olney, MD.

10 Years of Community Life

Programs and activities that help residentsattain the next level of economic stability.

Neighborhood RevitalizationThis program implements revitalization strategies in struggling neighborhoods by working withproperty owners, residents, county agencies and other stakeholders to improve quality of life issues.

Apartment Assistance Program Helping Small Building Owners

Small apartments are a vital component of Montgomery Housing Partnership’s(MHP) affordable housing inventory. Most are over 40 years old, making the man-agement and maintenance of these apartments difficult and expensive.

Over the years, MHP has gained valuable experience in this area and havepartnered with the Montgomery County Department of Housing and CommunityAffairs to create the Apartment Assistance Program (AAP). This program offersloans, seminars, mentoring, and technical assistance to help small building owners inMontgomery County, improve their buildings as well as the surrounding communities.

Deric Tomenko and his business partner own over 50 buildings in MontgomeryCounty and he has been an active participant in the AAP program since it beganin 2000. He has attended almost every seminar which feature such topics as codeenforcement, recycling, trash management, and pest control. “The AAP seminarsare a great resource and they help me to run my apartments efficiently. They arealso a great networking tool and a wonderful forum to get new information andideas from other property owners,” explains Deric.

Mr. Tomenko also credits the AAP program with giving him peace of mindconcerning lead paint in his buildings. “The AAP offers education on the leadpaint problem, how to comply with the laws pertaining to lead and a grant tocover 50% of the testing costs,” states Deric. Testing revealed that most of theapartment’s interiors were lead-free and identified specific areas on the exteriorof his buildings that need attention.

“MHP is a great resource. They have extensive experience and are really amoney-saver,” states Deric. “They are responsive, informative and are truly makinga difference in Takoma Park neighborhoods.” u

Deric Tomenko useda grant he obtainedthrough the ApartmentAssistance Program to test for lead paint.

Rhonda Cunningham Holmes knows she isblessed with good fortune and family. With aMBA and law degree, she has a successful careermanaging the Government Financial ServicesGroup at Chevy Chase Bank. Together with herhusband, middle-school aged son, and dog, shelives in a wonderful community in Silver Spring.

The daughter of a career military man,Rhonda moved a lot as a child, and she knows theimportance of community. “I believe in giving backto the community where I live,” she states. Whenasked to join the board of Montgomery HousingPartnership (MHP), Rhonda saw this as an oppor-tunity to learn more about local issues and becomean active participant in creating meaningful changein her community. She knew that many workingfamilies in Montgomery County pay more thanhalf their incomes for housing, live in overcrowdedconditions, or commute from far away.

“The holistic approach MHP uses to assistfamilies with safe, affordable housing, supportiveprograms and neighborhood revitalization projectscontributes to building stable communities,” shesays. “I am grateful to be in a position to be ableto donate my time and financial resources to anorganization that is providing long-term solutionsto a complex problem and enriching the qualityof life for the entire community.” u

Corporate, Foundation & Government DonorsAshton United Methodist ChurchThe Bank of AmericaBethesda United Church

of ChristBlechman-Morenoff FoundationThe Bozzuto GroupCarl M. Freeman FoundationCitigroup FoundationCommonweal FoundationEdge Research in honor of

Nancy FloreenEnterprise Community

Investment, Inc.Faith Building MinistriesFannie Mae FoundationFlaherty Group, Inc.Freddie Mac FoundationGMAC Residential Funding Co.Greater Capital Area

Association of Realtors

GRID Ventures/Melissa & Don Graves

Harman Family FoundationHousing Association of

Nonprofit DevelopersJ.E. Rice Insurance Agency, Inc.Lime Rock ContractorsLoiedermanSoltesz Associates, Inc.Meltzer Group Employee

Giving FundMontgomery Alliance for

Community GivingMontgomery Coalition for

Adult English LiteracyMontgomery County

Community FoundationNational Housing Trust/

Michael BodakenNeighborWorks AmericaPNC Financial Services Group

Reznick Group, PCRodgers Consulting, Inc.Rosenfeld Investment, LLCRosenfeld Realty CompanySaint Mark Presbyterian ChurchSandy Spring National BankSkip Johnson Charitable

FoundationSligo Computer Services, Inc.Smart Development Premiere

Homes LCSunTrust Bank N.A.Target CorporationTransitionGuides/TomAdamsTranswestern Institutional

Multifamily GroupUnited Way of the National

Capital AreaWachovia BankWachovia Foundation

We Participate in the Following Giving ProgramsAmerica’s CharitiesJust Give

Local Independent Charities of America

Maryland Charity Campaign

United Way ofCentral Maryland

Crystal Pittman and her son,Solomon at their HoustonAvenue apartment

“MHP rescued us.”Neighborhood RevitalizationAccomplishmentsu The Apartment Assistance Program (AAP) initiated

a Capital Needs Assessment grant program tohelp owners prepare for and avoid emergencyrepairs and plan for future maintenance andrehab costs of their buildings.

u MHP offered technical assistance to communitiesincluding the Long Branch NeighborhoodInitiative, the Connecticut Avenue Estates CivicAssociation, and the New Hampshire EstatesCivic Association. MHP organized and sponsoredtwo festivals and two clean up days in Glenville.

u MHP installed 30 linear feet of new sidewalk infront of Greenwood Terrace apartments to helpwith storm water management.

u MHP and Montgomery County conducted ajoint study of the potential for a trash and recycling cooperative in the Greenwood-Garland neighborhood.

u MHP continued to research best practices andinnovative approaches to affordable housing andneighborhood revitalization. MHP conductedresearch and held a seminar regarding thepotential use of a Community Land Trust model.MHP conducted research and assisted in thepublication of a handbook for MontgomeryCounty on the condominium conversion trend.MHP provided assistance to the County’s LongBranch Public Safety Plan effort, conducting alighting analysis and Crime Prevention throughEnvironmental Design (CPTED) assessment ofthe Long Branch commercial corridors.

“MHP is a great resource” Why I give….

Donors Making it Possible

If you ask Victor and Edith why they choose to live at Amherst SquareApartments, they mention affordable rents and good living conditions but theyquickly point out that one of the best amenities is MHP’s Community Life programs and activities.

The Lemus family has four daughters ranging in age from 3 to 12 years old, who have participated in the Community Life Program at Amherst. “Ouryoungest daughter, Victoria, is attending the MHP preschool program. She isnow playing “school” with her dolls and speaking in English to them,” statesVictor. “This program really helps her to get ready for kindergarten and learnbasic skills in a gentle environment.” Their older daughters have participated inthe After-School Program as well as the Summer Enrichment Program.

The Angels for Children Toy Drive is another reason the Lemus family likesliving at Amherst Square. The Lemus family has enjoyed the annual ChristmasEve tradition of a visit from Santa who arrives on a fire engine. Santa, and hishelpers from the Wheaton Rescue Squad, Wheaton/Kensington Chamber ofCommerce and MHP, delivers gifts to over 280 families living at PembridgeSquare, Amherst Square and Amherst Gardens apartments.

The girls have also participated in numerous MHP fairs and festivals anddelight in getting school supplies before the start of each school year. “We trulyappreciate all the programs and activities that are offered,” concludes Victor.“MHP has made a big difference in our community.” u

Victoria and Celeste Lemus visit with Santa on ChristmasEve as part of the Angels for Children Toy Drive whichMHP Community Life Department co-sponsors.

Why I give….Rhonda Cunningham Holmes is a MHP Board Member and Donor.

“MHP is a great resource”Affordable Housing MHP continues its mission of preserving and expanding the inventory of affordable housing in Montgomery County

When residents of the Houston Apartments received eviction notices in thefall of 2005, a group of determined neighbors came together to fight for theirhomes. The building’s owner had decided to convert the apartments to condo-miniums and many of the long term residents knew they would be priced out oftheir homes.

“The lack of planning for affordable housing in the revitalized Silver Springplan was a slap in the face for the hard-working, long term residents who livedhere before major improvements were made,” says Crystal Pittman, a single moth-er of a teenaged son. “We knew we had to fight if we wanted to stay.” Pittman is anartist/painter and works as a secretary at an insurance company.

Residents quickly organized and retained pro-bono counsel to representthem. Looking for a permanent solution to their housing problem, one resident,Pat Powell, called Montgomery Housing Partnership (MHP) and asked for help.Within a year, MHP had purchased the Houston Apartments and two others inthe area which MHP named the Takoma Park Preservation (TPP) project.Renovations on the first building began in December, 2007.

“I’ll admit, in the beginning, we were suspicious about MHP’s motives untilthey demonstrated they really cared about the issue of affordable housing and the people who live here,” explains Crystal. “MHP has also gone out of their wayto accommodate residents during the renovations. It has been a roller coasterexperience not knowing if we had to go or could stay. I want to thank MHP forrescuing the residents of Houston Apartments.” u

“MHP rescued us.”

“MHP has made abig differencein our community.”

Community Life Accomplishments u New computer labs/programs opened at Blair

Park Apartments and Great Hope Homes. AllMHP computer labs now have internet access.

u A new preschool program was opened atGreenwood Terrace.

u A new youth empowerment program for teensaged 12-17 was formed at Great Hope Homes.

u Monthly health workshops were started atPembridge Square and Amherst SquareApartments to educate residents about healthrisks and the importance of a healthy lifestyle.

u Learning Parties to educate parents about child development activities for children less than5 years of age were offered at Pembridge Squareand Amherst Square apartments in 2007.

u Community Life continues to offer preschool,computer and ESOL classes, as well as a summerenrichment program for residents at severallocations. MHP also organized health fairs,holiday toy distribution, and school supply distribution for residents at various properties.

Individual & Organization Donors *denotes current or past board membersRobert*& Charlotte AbramsBruce T. Adams Jesse AlfriendGideon & Elaine C. AmirStephen & Shari AshmanKen AuerbachTara M. BacoteRobert L. BaerBruce BakerCalvin B. & Elizabeth BaldwinTad BaldwinArthur A. BardosMargaret Fitzgerald BareLinna Barnes & Chris MixterSusan R. Baron*Jose A. BautistaLaura & Chip* BayJane BishopThad R. & Diane BisselleJames A.*& Marian F. Brodsky Evelyn Bushwick Family

Charitable TrustGuy* & Lucie Campbell John H. CarmanRenée Carroll-SmithLois M. Christeller in Memory

of Norman Christeller*Tara CliffordDorothy CockrellEugene CostaIra & Rhonda*

Cunningham HolmesMary Rose CurtisEmma & Raymond Dominey in

Memory of Thomas GoldmanElliot & Beryl DrexlerRichard EdsonGregory EisenstadtCraig Emden James & Gwyn FieldsJohn J. FitzgeraldDavid Flanagan*Lois Fried*Bill GeoffrionStephen GiddingsDaniel GoldmanTeuntje GoldmanJill GoodrichLois & Lynn GreenGordon L. & Page B. HawkJudith B. Heimann*Kevin Hessman*William & Judith HewittJohn P. Hewitt

Ferdinand HoefnerJuan Holcomb*Joan HoneymanNina JanopaulBarry Kasinitz & Carla EvansClaudia KeddaRichmond M. & Gail C.KeeneyKeker Family FoundationMorris & Lynn KletzkinWilliam Kominers*Glenn R. KregerJudith LappingRichard* & Lee Ann Lawch/

Ayco Charitable FoundationAlexandra LehsonRobert & Jane LewitPhyllis*and Ira LiebermanConnie & Harvey LongJean LuttermanSheila Maith*Leslie Marks*Williams MartinWilliam McCameyDavid McMillionCamilla McRory in Honor

of Margaret McRory*Daniel MeijerS. Marlowe MentzerSilfa A. MeredithBerhane MesfinAlan MeyersWylie MitchellRyland L. Mitchell, IIIRaymond Moreno*Judith B. MorenoffJohn T. Morgan/Rita Morgan

Charitable TrustJeffrey Mosley*Stephanie Roodman MurdockAllen MushinskyJohn & Carol NellisStephen OeschS. Bruce PascalBruce & Joyce PastorRichard Perlmutter*Robert & Mary PerrelliSondra H. PeskoeRichard PettitCarol S. Petzold in Memory

of Norman Christeller*Laurence Platt*Patricia V. PlunkettNeal PotterPatty Reed

Ken RehfussJessica ReidDonald B.& MarionO.RobertsonJohn M. & Patricia RobinsonJacqueline H. Rogers Peter & Sally RomanRosenbaum Halliday Fund of the

Community Foundation for the National Capital Region

Robert RosenfeldRuby A. RubensCynthia Rubenstein*Carolyn Salisbury Robert L. & Neita Smith SaloschinNancy L. SchoenfeldNancy & Raymond F. Schoenke

Charitable FundGail Scott-Parizer*Cheryl Scott WilliamsDavid & Nancy ScullTara Seeley*Martin SeldeenMona ShahStacy Plotkin Silber*John* & Mary Slidell Maureen Sweeney SmithAli Solis*David H.&Gloria B. Solomon

in Memory of Ellen SchneiderRobert & Nancy SorengJohn D. & Elizabeth SpencerRichard & Irene SperoSteve SprecherLois O. StonerAnne B. TenneyJody Leigh TraceyDavid & Ching-Mei TsaiMary S.Von EulerMartha WaddyChristian Wagley in Honor of

Jennifer & Eric CheadleFrederick H. WaltonKendra WellsJames & Gina*Williams Donor

Advised Account of the NPCFund for Charitable Giving

June WilliamsMichael A. Withers*Joan N. YamamotoPaul M. YentisBruce ZavosMargot & Paul Zimmerman Fund

of the Community Foundationfor the National Capital Region

MHP’s work is made possible by the generous donors listed above who made contributions from July 1,2006-December 31,2007. If we omitted your name, please contact the fundraising department at X22.

1,000 Homes and Growing100 Moderately Priced Dwelling Units

Affordable Housing Accomplishments u Purchased and began extensive renovation of

75 units in three buildings in Takoma Park. Thisproject, called Takoma Park Preservation Project(TPP), has been funded by the State of Maryland,Montgomery County, CitiBank, EnterpriseCommunity Investment, and NeighborWorks.

u Purchased Gilbert Highland Apartments, a 21-unit property in Takoma Park that had160 code violations before MHP purchased it.Planned renovations include new bathroomsand kitchens, central air conditioning, newwindows, and a community room.

u Silver Spring/Nolte, a19-unit property that has been in the MHP portfolio for seven years,is undergoing renovations and 35% of theproject has been completed. Improvements are being made to the kitchens and bathrooms,and central air conditioning was installed in the 601 Silver Spring building.

u Completed the pipe relining at EdinburghHouse Apartments, a high-rise propertyplagued with pinhole leaks in pipes.

u Purchased 16 Moderately Priced DwellingUnits (MPDU’s); thirteen for resale and three as rental properties.

u Awarded a Green Grant from EnterpriseCommunity Partners for the Takoma ParkPreservation Project (TPP).

u Selected by Montgomery County as the co-developer of 117 new, mixed income, home ownership units on a 32 acre site on Bowie Mill Road in Olney, MD.

10 Years of Community Life

Programs and activities that help residentsattain the next level of economic stability.

Neighborhood RevitalizationThis program implements revitalization strategies in struggling neighborhoods by working withproperty owners, residents, county agencies and other stakeholders to improve quality of life issues.

Apartment Assistance Program Helping Small Building Owners

Small apartments are a vital component of Montgomery Housing Partnership’s(MHP) affordable housing inventory. Most are over 40 years old, making the man-agement and maintenance of these apartments difficult and expensive.

Over the years, MHP has gained valuable experience in this area and havepartnered with the Montgomery County Department of Housing and CommunityAffairs to create the Apartment Assistance Program (AAP). This program offersloans, seminars, mentoring, and technical assistance to help small building owners inMontgomery County, improve their buildings as well as the surrounding communities.

Deric Tomenko and his business partner own over 50 buildings in MontgomeryCounty and he has been an active participant in the AAP program since it beganin 2000. He has attended almost every seminar which feature such topics as codeenforcement, recycling, trash management, and pest control. “The AAP seminarsare a great resource and they help me to run my apartments efficiently. They arealso a great networking tool and a wonderful forum to get new information andideas from other property owners,” explains Deric.

Mr. Tomenko also credits the AAP program with giving him peace of mindconcerning lead paint in his buildings. “The AAP offers education on the leadpaint problem, how to comply with the laws pertaining to lead and a grant tocover 50% of the testing costs,” states Deric. Testing revealed that most of theapartment’s interiors were lead-free and identified specific areas on the exteriorof his buildings that need attention.

“MHP is a great resource. They have extensive experience and are really amoney-saver,” states Deric. “They are responsive, informative and are truly makinga difference in Takoma Park neighborhoods.” u

Deric Tomenko useda grant he obtainedthrough the ApartmentAssistance Program to test for lead paint.

Rhonda Cunningham Holmes knows she isblessed with good fortune and family. With aMBA and law degree, she has a successful careermanaging the Government Financial ServicesGroup at Chevy Chase Bank. Together with herhusband, middle-school aged son, and dog, shelives in a wonderful community in Silver Spring.

The daughter of a career military man,Rhonda moved a lot as a child, and she knows theimportance of community. “I believe in giving backto the community where I live,” she states. Whenasked to join the board of Montgomery HousingPartnership (MHP), Rhonda saw this as an oppor-tunity to learn more about local issues and becomean active participant in creating meaningful changein her community. She knew that many workingfamilies in Montgomery County pay more thanhalf their incomes for housing, live in overcrowdedconditions, or commute from far away.

“The holistic approach MHP uses to assistfamilies with safe, affordable housing, supportiveprograms and neighborhood revitalization projectscontributes to building stable communities,” shesays. “I am grateful to be in a position to be ableto donate my time and financial resources to anorganization that is providing long-term solutionsto a complex problem and enriching the qualityof life for the entire community.” u

Corporate, Foundation & Government DonorsAshton United Methodist ChurchThe Bank of AmericaBethesda United Church

of ChristBlechman-Morenoff FoundationThe Bozzuto GroupCarl M. Freeman FoundationCitigroup FoundationCommonweal FoundationEdge Research in honor of

Nancy FloreenEnterprise Community

Investment, Inc.Faith Building MinistriesFannie Mae FoundationFlaherty Group, Inc.Freddie Mac FoundationGMAC Residential Funding Co.Greater Capital Area

Association of Realtors

GRID Ventures/Melissa & Don Graves

Harman Family FoundationHousing Association of

Nonprofit DevelopersJ.E. Rice Insurance Agency, Inc.Lime Rock ContractorsLoiedermanSoltesz Associates, Inc.Meltzer Group Employee

Giving FundMontgomery Alliance for

Community GivingMontgomery Coalition for

Adult English LiteracyMontgomery County

Community FoundationNational Housing Trust/

Michael BodakenNeighborWorks AmericaPNC Financial Services Group

Reznick Group, PCRodgers Consulting, Inc.Rosenfeld Investment, LLCRosenfeld Realty CompanySaint Mark Presbyterian ChurchSandy Spring National BankSkip Johnson Charitable

FoundationSligo Computer Services, Inc.Smart Development Premiere

Homes LCSunTrust Bank N.A.Target CorporationTransitionGuides/TomAdamsTranswestern Institutional

Multifamily GroupUnited Way of the National

Capital AreaWachovia BankWachovia Foundation

We Participate in the Following Giving ProgramsAmerica’s CharitiesJust Give

Local Independent Charities of America

Maryland Charity Campaign

United Way ofCentral Maryland

Crystal Pittman and her son,Solomon at their HoustonAvenue apartment

“MHP rescued us.”Neighborhood RevitalizationAccomplishmentsu The Apartment Assistance Program (AAP) initiated

a Capital Needs Assessment grant program tohelp owners prepare for and avoid emergencyrepairs and plan for future maintenance andrehab costs of their buildings.

u MHP offered technical assistance to communitiesincluding the Long Branch NeighborhoodInitiative, the Connecticut Avenue Estates CivicAssociation, and the New Hampshire EstatesCivic Association. MHP organized and sponsoredtwo festivals and two clean up days in Glenville.

u MHP installed 30 linear feet of new sidewalk infront of Greenwood Terrace apartments to helpwith storm water management.

u MHP and Montgomery County conducted ajoint study of the potential for a trash and recycling cooperative in the Greenwood-Garland neighborhood.

u MHP continued to research best practices andinnovative approaches to affordable housing andneighborhood revitalization. MHP conductedresearch and held a seminar regarding thepotential use of a Community Land Trust model.MHP conducted research and assisted in thepublication of a handbook for MontgomeryCounty on the condominium conversion trend.MHP provided assistance to the County’s LongBranch Public Safety Plan effort, conducting alighting analysis and Crime Prevention throughEnvironmental Design (CPTED) assessment ofthe Long Branch commercial corridors.

“MHP is a great resource” Why I give….

Donors Making it Possible

If you ask Victor and Edith why they choose to live at Amherst SquareApartments, they mention affordable rents and good living conditions but theyquickly point out that one of the best amenities is MHP’s Community Life programs and activities.

The Lemus family has four daughters ranging in age from 3 to 12 years old, who have participated in the Community Life Program at Amherst. “Ouryoungest daughter, Victoria, is attending the MHP preschool program. She isnow playing “school” with her dolls and speaking in English to them,” statesVictor. “This program really helps her to get ready for kindergarten and learnbasic skills in a gentle environment.” Their older daughters have participated inthe After-School Program as well as the Summer Enrichment Program.

The Angels for Children Toy Drive is another reason the Lemus family likesliving at Amherst Square. The Lemus family has enjoyed the annual ChristmasEve tradition of a visit from Santa who arrives on a fire engine. Santa, and hishelpers from the Wheaton Rescue Squad, Wheaton/Kensington Chamber ofCommerce and MHP, delivers gifts to over 280 families living at PembridgeSquare, Amherst Square and Amherst Gardens apartments.

The girls have also participated in numerous MHP fairs and festivals anddelight in getting school supplies before the start of each school year. “We trulyappreciate all the programs and activities that are offered,” concludes Victor.“MHP has made a big difference in our community.” u

Victoria and Celeste Lemus visit with Santa on ChristmasEve as part of the Angels for Children Toy Drive whichMHP Community Life Department co-sponsors.

Why I give….Rhonda Cunningham Holmes is a MHP Board Member and Donor.

“MHP is a great resource”Affordable Housing MHP continues its mission of preserving and expanding the inventory of affordable housing in Montgomery County

When residents of the Houston Apartments received eviction notices in thefall of 2005, a group of determined neighbors came together to fight for theirhomes. The building’s owner had decided to convert the apartments to condo-miniums and many of the long term residents knew they would be priced out oftheir homes.

“The lack of planning for affordable housing in the revitalized Silver Springplan was a slap in the face for the hard-working, long term residents who livedhere before major improvements were made,” says Crystal Pittman, a single moth-er of a teenaged son. “We knew we had to fight if we wanted to stay.” Pittman is anartist/painter and works as a secretary at an insurance company.

Residents quickly organized and retained pro-bono counsel to representthem. Looking for a permanent solution to their housing problem, one resident,Pat Powell, called Montgomery Housing Partnership (MHP) and asked for help.Within a year, MHP had purchased the Houston Apartments and two others inthe area which MHP named the Takoma Park Preservation (TPP) project.Renovations on the first building began in December, 2007.

“I’ll admit, in the beginning, we were suspicious about MHP’s motives untilthey demonstrated they really cared about the issue of affordable housing and the people who live here,” explains Crystal. “MHP has also gone out of their wayto accommodate residents during the renovations. It has been a roller coasterexperience not knowing if we had to go or could stay. I want to thank MHP forrescuing the residents of Houston Apartments.” u

“MHP rescued us.”

“MHP has made abig differencein our community.”

Community Life Accomplishments u New computer labs/programs opened at Blair

Park Apartments and Great Hope Homes. AllMHP computer labs now have internet access.

u A new preschool program was opened atGreenwood Terrace.

u A new youth empowerment program for teensaged 12-17 was formed at Great Hope Homes.

u Monthly health workshops were started atPembridge Square and Amherst SquareApartments to educate residents about healthrisks and the importance of a healthy lifestyle.

u Learning Parties to educate parents about child development activities for children less than5 years of age were offered at Pembridge Squareand Amherst Square apartments in 2007.

u Community Life continues to offer preschool,computer and ESOL classes, as well as a summerenrichment program for residents at severallocations. MHP also organized health fairs,holiday toy distribution, and school supply distribution for residents at various properties.

Individual & Organization Donors *denotes current or past board membersRobert*& Charlotte AbramsBruce T. Adams Jesse AlfriendGideon & Elaine C. AmirStephen & Shari AshmanKen AuerbachTara M. BacoteRobert L. BaerBruce BakerCalvin B. & Elizabeth BaldwinTad BaldwinArthur A. BardosMargaret Fitzgerald BareLinna Barnes & Chris MixterSusan R. Baron*Jose A. BautistaLaura & Chip* BayJane BishopThad R. & Diane BisselleJames A.*& Marian F. Brodsky Evelyn Bushwick Family

Charitable TrustGuy* & Lucie Campbell John H. CarmanRenée Carroll-SmithLois M. Christeller in Memory

of Norman Christeller*Tara CliffordDorothy CockrellEugene CostaIra & Rhonda*

Cunningham HolmesMary Rose CurtisEmma & Raymond Dominey in

Memory of Thomas GoldmanElliot & Beryl DrexlerRichard EdsonGregory EisenstadtCraig Emden James & Gwyn FieldsJohn J. FitzgeraldDavid Flanagan*Lois Fried*Bill GeoffrionStephen GiddingsDaniel GoldmanTeuntje GoldmanJill GoodrichLois & Lynn GreenGordon L. & Page B. HawkJudith B. Heimann*Kevin Hessman*William & Judith HewittJohn P. Hewitt

Ferdinand HoefnerJuan Holcomb*Joan HoneymanNina JanopaulBarry Kasinitz & Carla EvansClaudia KeddaRichmond M. & Gail C.KeeneyKeker Family FoundationMorris & Lynn KletzkinWilliam Kominers*Glenn R. KregerJudith LappingRichard* & Lee Ann Lawch/

Ayco Charitable FoundationAlexandra LehsonRobert & Jane LewitPhyllis*and Ira LiebermanConnie & Harvey LongJean LuttermanSheila Maith*Leslie Marks*Williams MartinWilliam McCameyDavid McMillionCamilla McRory in Honor

of Margaret McRory*Daniel MeijerS. Marlowe MentzerSilfa A. MeredithBerhane MesfinAlan MeyersWylie MitchellRyland L. Mitchell, IIIRaymond Moreno*Judith B. MorenoffJohn T. Morgan/Rita Morgan

Charitable TrustJeffrey Mosley*Stephanie Roodman MurdockAllen MushinskyJohn & Carol NellisStephen OeschS. Bruce PascalBruce & Joyce PastorRichard Perlmutter*Robert & Mary PerrelliSondra H. PeskoeRichard PettitCarol S. Petzold in Memory

of Norman Christeller*Laurence Platt*Patricia V. PlunkettNeal PotterPatty Reed

Ken RehfussJessica ReidDonald B.& MarionO.RobertsonJohn M. & Patricia RobinsonJacqueline H. Rogers Peter & Sally RomanRosenbaum Halliday Fund of the

Community Foundation for the National Capital Region

Robert RosenfeldRuby A. RubensCynthia Rubenstein*Carolyn Salisbury Robert L. & Neita Smith SaloschinNancy L. SchoenfeldNancy & Raymond F. Schoenke

Charitable FundGail Scott-Parizer*Cheryl Scott WilliamsDavid & Nancy ScullTara Seeley*Martin SeldeenMona ShahStacy Plotkin Silber*John* & Mary Slidell Maureen Sweeney SmithAli Solis*David H.&Gloria B. Solomon

in Memory of Ellen SchneiderRobert & Nancy SorengJohn D. & Elizabeth SpencerRichard & Irene SperoSteve SprecherLois O. StonerAnne B. TenneyJody Leigh TraceyDavid & Ching-Mei TsaiMary S.Von EulerMartha WaddyChristian Wagley in Honor of

Jennifer & Eric CheadleFrederick H. WaltonKendra WellsJames & Gina*Williams Donor

Advised Account of the NPCFund for Charitable Giving

June WilliamsMichael A. Withers*Joan N. YamamotoPaul M. YentisBruce ZavosMargot & Paul Zimmerman Fund

of the Community Foundationfor the National Capital Region

MHP’s work is made possible by the generous donors listed above who made contributions from July 1,2006-December 31,2007. If we omitted your name, please contact the fundraising department at X22.

1,000 Homes and Growing100 Moderately Priced Dwelling Units

Affordable Housing Accomplishments u Purchased and began extensive renovation of

75 units in three buildings in Takoma Park. Thisproject, called Takoma Park Preservation Project(TPP), has been funded by the State of Maryland,Montgomery County, CitiBank, EnterpriseCommunity Investment, and NeighborWorks.

u Purchased Gilbert Highland Apartments, a 21-unit property in Takoma Park that had160 code violations before MHP purchased it.Planned renovations include new bathroomsand kitchens, central air conditioning, newwindows, and a community room.

u Silver Spring/Nolte, a19-unit property that has been in the MHP portfolio for seven years,is undergoing renovations and 35% of theproject has been completed. Improvements are being made to the kitchens and bathrooms,and central air conditioning was installed in the 601 Silver Spring building.

u Completed the pipe relining at EdinburghHouse Apartments, a high-rise propertyplagued with pinhole leaks in pipes.

u Purchased 16 Moderately Priced DwellingUnits (MPDU’s); thirteen for resale and three as rental properties.

u Awarded a Green Grant from EnterpriseCommunity Partners for the Takoma ParkPreservation Project (TPP).

u Selected by Montgomery County as the co-developer of 117 new, mixed income, home ownership units on a 32 acre site on Bowie Mill Road in Olney, MD.

10 Years of Community Life

Programs and activities that help residentsattain the next level of economic stability.

Neighborhood RevitalizationThis program implements revitalization strategies in struggling neighborhoods by working withproperty owners, residents, county agencies and other stakeholders to improve quality of life issues.

Apartment Assistance Program Helping Small Building Owners

Small apartments are a vital component of Montgomery Housing Partnership’s(MHP) affordable housing inventory. Most are over 40 years old, making the man-agement and maintenance of these apartments difficult and expensive.

Over the years, MHP has gained valuable experience in this area and havepartnered with the Montgomery County Department of Housing and CommunityAffairs to create the Apartment Assistance Program (AAP). This program offersloans, seminars, mentoring, and technical assistance to help small building owners inMontgomery County, improve their buildings as well as the surrounding communities.

Deric Tomenko and his business partner own over 50 buildings in MontgomeryCounty and he has been an active participant in the AAP program since it beganin 2000. He has attended almost every seminar which feature such topics as codeenforcement, recycling, trash management, and pest control. “The AAP seminarsare a great resource and they help me to run my apartments efficiently. They arealso a great networking tool and a wonderful forum to get new information andideas from other property owners,” explains Deric.

Mr. Tomenko also credits the AAP program with giving him peace of mindconcerning lead paint in his buildings. “The AAP offers education on the leadpaint problem, how to comply with the laws pertaining to lead and a grant tocover 50% of the testing costs,” states Deric. Testing revealed that most of theapartment’s interiors were lead-free and identified specific areas on the exteriorof his buildings that need attention.

“MHP is a great resource. They have extensive experience and are really amoney-saver,” states Deric. “They are responsive, informative and are truly makinga difference in Takoma Park neighborhoods.” u

Deric Tomenko useda grant he obtainedthrough the ApartmentAssistance Program to test for lead paint.

Rhonda Cunningham Holmes knows she isblessed with good fortune and family. With aMBA and law degree, she has a successful careermanaging the Government Financial ServicesGroup at Chevy Chase Bank. Together with herhusband, middle-school aged son, and dog, shelives in a wonderful community in Silver Spring.

The daughter of a career military man,Rhonda moved a lot as a child, and she knows theimportance of community. “I believe in giving backto the community where I live,” she states. Whenasked to join the board of Montgomery HousingPartnership (MHP), Rhonda saw this as an oppor-tunity to learn more about local issues and becomean active participant in creating meaningful changein her community. She knew that many workingfamilies in Montgomery County pay more thanhalf their incomes for housing, live in overcrowdedconditions, or commute from far away.

“The holistic approach MHP uses to assistfamilies with safe, affordable housing, supportiveprograms and neighborhood revitalization projectscontributes to building stable communities,” shesays. “I am grateful to be in a position to be ableto donate my time and financial resources to anorganization that is providing long-term solutionsto a complex problem and enriching the qualityof life for the entire community.” u

Corporate, Foundation & Government DonorsAshton United Methodist ChurchThe Bank of AmericaBethesda United Church

of ChristBlechman-Morenoff FoundationThe Bozzuto GroupCarl M. Freeman FoundationCitigroup FoundationCommonweal FoundationEdge Research in honor of

Nancy FloreenEnterprise Community

Investment, Inc.Faith Building MinistriesFannie Mae FoundationFlaherty Group, Inc.Freddie Mac FoundationGMAC Residential Funding Co.Greater Capital Area

Association of Realtors

GRID Ventures/Melissa & Don Graves

Harman Family FoundationHousing Association of

Nonprofit DevelopersJ.E. Rice Insurance Agency, Inc.Lime Rock ContractorsLoiedermanSoltesz Associates, Inc.Meltzer Group Employee

Giving FundMontgomery Alliance for

Community GivingMontgomery Coalition for

Adult English LiteracyMontgomery County

Community FoundationNational Housing Trust/

Michael BodakenNeighborWorks AmericaPNC Financial Services Group

Reznick Group, PCRodgers Consulting, Inc.Rosenfeld Investment, LLCRosenfeld Realty CompanySaint Mark Presbyterian ChurchSandy Spring National BankSkip Johnson Charitable

FoundationSligo Computer Services, Inc.Smart Development Premiere

Homes LCSunTrust Bank N.A.Target CorporationTransitionGuides/TomAdamsTranswestern Institutional

Multifamily GroupUnited Way of the National

Capital AreaWachovia BankWachovia Foundation

We Participate in the Following Giving ProgramsAmerica’s CharitiesJust Give

Local Independent Charities of America

Maryland Charity Campaign

United Way ofCentral Maryland

Crystal Pittman and her son,Solomon at their HoustonAvenue apartment

“MHP rescued us.”Neighborhood RevitalizationAccomplishmentsu The Apartment Assistance Program (AAP) initiated

a Capital Needs Assessment grant program tohelp owners prepare for and avoid emergencyrepairs and plan for future maintenance andrehab costs of their buildings.

u MHP offered technical assistance to communitiesincluding the Long Branch NeighborhoodInitiative, the Connecticut Avenue Estates CivicAssociation, and the New Hampshire EstatesCivic Association. MHP organized and sponsoredtwo festivals and two clean up days in Glenville.

u MHP installed 30 linear feet of new sidewalk infront of Greenwood Terrace apartments to helpwith storm water management.

u MHP and Montgomery County conducted ajoint study of the potential for a trash and recycling cooperative in the Greenwood-Garland neighborhood.

u MHP continued to research best practices andinnovative approaches to affordable housing andneighborhood revitalization. MHP conductedresearch and held a seminar regarding thepotential use of a Community Land Trust model.MHP conducted research and assisted in thepublication of a handbook for MontgomeryCounty on the condominium conversion trend.MHP provided assistance to the County’s LongBranch Public Safety Plan effort, conducting alighting analysis and Crime Prevention throughEnvironmental Design (CPTED) assessment ofthe Long Branch commercial corridors.

“MHP is a great resource” Why I give….

Donors Making it Possible

If you ask Victor and Edith why they choose to live at Amherst SquareApartments, they mention affordable rents and good living conditions but theyquickly point out that one of the best amenities is MHP’s Community Life programs and activities.

The Lemus family has four daughters ranging in age from 3 to 12 years old, who have participated in the Community Life Program at Amherst. “Ouryoungest daughter, Victoria, is attending the MHP preschool program. She isnow playing “school” with her dolls and speaking in English to them,” statesVictor. “This program really helps her to get ready for kindergarten and learnbasic skills in a gentle environment.” Their older daughters have participated inthe After-School Program as well as the Summer Enrichment Program.

The Angels for Children Toy Drive is another reason the Lemus family likesliving at Amherst Square. The Lemus family has enjoyed the annual ChristmasEve tradition of a visit from Santa who arrives on a fire engine. Santa, and hishelpers from the Wheaton Rescue Squad, Wheaton/Kensington Chamber ofCommerce and MHP, delivers gifts to over 280 families living at PembridgeSquare, Amherst Square and Amherst Gardens apartments.

The girls have also participated in numerous MHP fairs and festivals anddelight in getting school supplies before the start of each school year. “We trulyappreciate all the programs and activities that are offered,” concludes Victor.“MHP has made a big difference in our community.” u

Victoria and Celeste Lemus visit with Santa on ChristmasEve as part of the Angels for Children Toy Drive whichMHP Community Life Department co-sponsors.

Why I give….Rhonda Cunningham Holmes is a MHP Board Member and Donor.

“MHP is a great resource”Affordable Housing MHP continues its mission of preserving and expanding the inventory of affordable housing in Montgomery County

When residents of the Houston Apartments received eviction notices in thefall of 2005, a group of determined neighbors came together to fight for theirhomes. The building’s owner had decided to convert the apartments to condo-miniums and many of the long term residents knew they would be priced out oftheir homes.

“The lack of planning for affordable housing in the revitalized Silver Springplan was a slap in the face for the hard-working, long term residents who livedhere before major improvements were made,” says Crystal Pittman, a single moth-er of a teenaged son. “We knew we had to fight if we wanted to stay.” Pittman is anartist/painter and works as a secretary at an insurance company.

Residents quickly organized and retained pro-bono counsel to representthem. Looking for a permanent solution to their housing problem, one resident,Pat Powell, called Montgomery Housing Partnership (MHP) and asked for help.Within a year, MHP had purchased the Houston Apartments and two others inthe area which MHP named the Takoma Park Preservation (TPP) project.Renovations on the first building began in December, 2007.

“I’ll admit, in the beginning, we were suspicious about MHP’s motives untilthey demonstrated they really cared about the issue of affordable housing and the people who live here,” explains Crystal. “MHP has also gone out of their wayto accommodate residents during the renovations. It has been a roller coasterexperience not knowing if we had to go or could stay. I want to thank MHP forrescuing the residents of Houston Apartments.” u

“MHP rescued us.”

“MHP has made abig differencein our community.”

Community Life Accomplishments u New computer labs/programs opened at Blair

Park Apartments and Great Hope Homes. AllMHP computer labs now have internet access.

u A new preschool program was opened atGreenwood Terrace.

u A new youth empowerment program for teensaged 12-17 was formed at Great Hope Homes.

u Monthly health workshops were started atPembridge Square and Amherst SquareApartments to educate residents about healthrisks and the importance of a healthy lifestyle.

u Learning Parties to educate parents about child development activities for children less than5 years of age were offered at Pembridge Squareand Amherst Square apartments in 2007.

u Community Life continues to offer preschool,computer and ESOL classes, as well as a summerenrichment program for residents at severallocations. MHP also organized health fairs,holiday toy distribution, and school supply distribution for residents at various properties.

Individual & Organization Donors *denotes current or past board membersRobert*& Charlotte AbramsBruce T. Adams Jesse AlfriendGideon & Elaine C. AmirStephen & Shari AshmanKen AuerbachTara M. BacoteRobert L. BaerBruce BakerCalvin B. & Elizabeth BaldwinTad BaldwinArthur A. BardosMargaret Fitzgerald BareLinna Barnes & Chris MixterSusan R. Baron*Jose A. BautistaLaura & Chip* BayJane BishopThad R. & Diane BisselleJames A.*& Marian F. Brodsky Evelyn Bushwick Family

Charitable TrustGuy* & Lucie Campbell John H. CarmanRenée Carroll-SmithLois M. Christeller in Memory

of Norman Christeller*Tara CliffordDorothy CockrellEugene CostaIra & Rhonda*

Cunningham HolmesMary Rose CurtisEmma & Raymond Dominey in

Memory of Thomas GoldmanElliot & Beryl DrexlerRichard EdsonGregory EisenstadtCraig Emden James & Gwyn FieldsJohn J. FitzgeraldDavid Flanagan*Lois Fried*Bill GeoffrionStephen GiddingsDaniel GoldmanTeuntje GoldmanJill GoodrichLois & Lynn GreenGordon L. & Page B. HawkJudith B. Heimann*Kevin Hessman*William & Judith HewittJohn P. Hewitt

Ferdinand HoefnerJuan Holcomb*Joan HoneymanNina JanopaulBarry Kasinitz & Carla EvansClaudia KeddaRichmond M. & Gail C.KeeneyKeker Family FoundationMorris & Lynn KletzkinWilliam Kominers*Glenn R. KregerJudith LappingRichard* & Lee Ann Lawch/

Ayco Charitable FoundationAlexandra LehsonRobert & Jane LewitPhyllis*and Ira LiebermanConnie & Harvey LongJean LuttermanSheila Maith*Leslie Marks*Williams MartinWilliam McCameyDavid McMillionCamilla McRory in Honor

of Margaret McRory*Daniel MeijerS. Marlowe MentzerSilfa A. MeredithBerhane MesfinAlan MeyersWylie MitchellRyland L. Mitchell, IIIRaymond Moreno*Judith B. MorenoffJohn T. Morgan/Rita Morgan

Charitable TrustJeffrey Mosley*Stephanie Roodman MurdockAllen MushinskyJohn & Carol NellisStephen OeschS. Bruce PascalBruce & Joyce PastorRichard Perlmutter*Robert & Mary PerrelliSondra H. PeskoeRichard PettitCarol S. Petzold in Memory

of Norman Christeller*Laurence Platt*Patricia V. PlunkettNeal PotterPatty Reed

Ken RehfussJessica ReidDonald B.& MarionO.RobertsonJohn M. & Patricia RobinsonJacqueline H. Rogers Peter & Sally RomanRosenbaum Halliday Fund of the

Community Foundation for the National Capital Region

Robert RosenfeldRuby A. RubensCynthia Rubenstein*Carolyn Salisbury Robert L. & Neita Smith SaloschinNancy L. SchoenfeldNancy & Raymond F. Schoenke

Charitable FundGail Scott-Parizer*Cheryl Scott WilliamsDavid & Nancy ScullTara Seeley*Martin SeldeenMona ShahStacy Plotkin Silber*John* & Mary Slidell Maureen Sweeney SmithAli Solis*David H.&Gloria B. Solomon

in Memory of Ellen SchneiderRobert & Nancy SorengJohn D. & Elizabeth SpencerRichard & Irene SperoSteve SprecherLois O. StonerAnne B. TenneyJody Leigh TraceyDavid & Ching-Mei TsaiMary S.Von EulerMartha WaddyChristian Wagley in Honor of

Jennifer & Eric CheadleFrederick H. WaltonKendra WellsJames & Gina*Williams Donor

Advised Account of the NPCFund for Charitable Giving

June WilliamsMichael A. Withers*Joan N. YamamotoPaul M. YentisBruce ZavosMargot & Paul Zimmerman Fund

of the Community Foundationfor the National Capital Region

MHP’s work is made possible by the generous donors listed above who made contributions from July 1,2006-December 31,2007. If we omitted your name, please contact the fundraising department at X22.

Financials

12200 Tech Road, Suite 250Silver Spring, Maryland 20904 -1983PH (301) 622-2400 u FX (301) 622-2800

www.mhpartners.orgA non-profit, community development corporation

President & Chairman’s MessageThe year 2007 marked many milestones for MHP.

We were successful in acquiring not only our1,000th unit of affordable housing but our100th Moderately Priced DwellingUnit (MPDU) as well. We also marked10 years of assisting our residents with Community Life Programs. These accomplishmentswould not be possible without our committed staff, dedicated board members, and our generous donors.

MHP celebrated the purchase of our 1,000th unit of housing with the acquisition of three properties known as the TakomaPark Preservation (TPP) project. Residents of one of these buildings asked MHP to buy the property they live in when theirowner began discussions about a conversion to condominiums and sent out eviction notices. MHP completed the purchase ofthese units in 2007 and had started a full renovation of the properties by the end of the year.

We also purchased our 100th Moderately Priced Dwelling Unit (MPDU). These are town homes and condominiums offeredby Montgomery County which we are able to purchase at reduced prices in order to help maintain the affordable housinginventory in the county. These units are frequently rented to larger families.

We are celebrating10 years of offering Community Life programs. These programs offer residents a variety of services includingthe homework clubs, preschool programs, ESOL and computer classes. As our inventory of affordable housing continues to grow,so does the demand for providing Community Life programs.

MHP is very proud of its award winning homebuyers program which offers financial fitness classes and homebuyerscounseling. In June of 2007, we were awarded the Housing Association of Nonprofit Developers (HAND) Innovation Awardfor our Individual Development Account Program (IDA) which matches residents’ savings on a 3:1 basis.

As our portfolio and services grow, so does our need for qualified, energetic staff. In November, the MHP office movedafter17 years in downtown Wheaton to our new headquarters on Tech Road at Route 29 in Silver Spring. This office gives us1,200 more square feet which allows our dedicated staff to do their jobs in a more comfortable, efficient environment.

While it is great to reflect on our successes, we know the importance of looking forward to the challenges that lay beforeus in the affordable housing arena. MHP has over 225 new construction units on the drawing board and continues to probefor innovative ways to expand our real estate inventory. As you review the 2007 MHP Annual Report, please reflect on theimportance of safe, affordable housing for every resident of Montgomery County. As growth in our county increases, yourcontinued support of affordable housing is more vital and more appreciated than ever.

Sincerely,

Charles “Chip” Bay Robert GoldmanChairman of the Board President

SUMMARY OF COMBINED FINANCIAL STATEMENTS

BALANCE SHEET STATEMENT OF ACTIVITIESAS OF JUNE 30, 2007 FISCAL YEAR (JULY 1, 2006 TO JUNE 30, 2007)

ASSETS REVENUES (Unrestricted)Cash and cash equivalents $ 5,885,068 Rental revenue (net) $ 10,455,572Cash and cash equivalents – Restricted 4,658,273 Grants 416,723Accounts receivable 234,503 Cash Donations 240,714Investments, Short - term 2,821,414 Interest and dividends income 365,452Deposits – Escrow and tenants’ security 826,284 Development fees 35,500Prepaid expenses & development in process 3,666,286 Special events 58,910Property &Equipment, less$11,837,739 depreciation 71,662,221 Gain from debt forgiveness 230,270Loans receivable 33,770 Non-controlling interest – Partnerships 66,807Mortgage costs, less amortized – $339,011 portion 1,618,216 Other income 360,930

TOTAL ASSETS $91,406,035 Satisfaction of restricted funds (below) 66,731

TOTAL REVENUES $12,297,609

LIABILITIES & NET ASSETS EXPENSESAccounts payable and accrued expenses $ 518,723 Program services $ 11,721,991Unsecured notes payable, current portion 160,255 Management and general 527,197Secured notes payable – current maturities 3,553,637 Lobbying — Accrued interest payable – current 321,575 Fundraising 149,737Prepaid rents 85,982 TOTAL EXPENSES $12,398,925Tenant security deposits held 407,435Accrued interest payable – long term 273,533 DECREASE IN UNRESTRICTED NET ASSETS (101,316)Secured notes payable, less current maturities 73,469,155Unsecured notes payable – long term 1,783,401

TOTAL LIABILITIES $80,573,696 CHANGES IN RESTRICTED NET ASSETSNon-Controlling interest of partners 6,051,175 Temporarily Restricted Net Assets 0Net Assets – Unrestricted 2,541,689 Permanently Restricted Net Assets 400,000Net Assets – Temporarily restricted 53,371Net Assets – Permanently restricted 2,186,104

TOTAL LIABILITIES & NET ASSETS $91,406,035 ANNUAL INCREASE IN NET ASSETS $ 298,684

Robert A. GoldmanPresidentJill E. Goodrich Vice President of OperationsS. Marlowe Mentzer Vice President of FinanceRosa AlemanStaff AccountantTara Bacote Asset ManagerGreg BakerCommunity Planning Manager

Gloria CastroCommunity Life ProgramsManager William CernaCommunity Life Programs Assistant DirectorEstela GironAmeriCorps Member/Site Coordinator Julian HargroveAmeriCorps InternPrajakta KasbekarNeighborhood RevitalizationManager

Sidd KashyapReal Estate Development InternSandy LombardoController Aida MoraMPDU/IDA Coordinator Nora OrtizCommunity Life Site CoordinatorCleydi PachecoCommunity Life Site CoordinatorPatty ReedDirector of FundraisingStephanie RoodmanProject Manager/Legal Counsel

Michael Scheidt Office AdministratorStephen SprecherDirector of Real Estate &Neighborhood DevelopmentMaureen Sweeney SmithCommunications ManagerSulema Middleton StewartCommunity Life ProgramsDirector/Human ResourcesSpecialistDavid WilsonProject Manager

Our Staff

The MHP Circle of Builders is a giving club made up of donors who are committed to helping lowincome families attain the next level of stability by ensuring they have access to quality, affordable housingand supportive services that empower them to build a stronger future. Members make annual gifts at theCircle Level, the Stepping Stone Level, and the Foundation Level. Inaugurated in 2007, the group had 32 members by year’s end.

Circle of Builder members enjoyed a spring breakfast meeting with County Executive Ike Leggett and a fallpanel discussion with local government planners, elected officials, and experts in the affordable housing field.

Circle ofBuilders

Foundation Level ($5,000 & up)Charles BayTom Bozzuto James & Gina Williams Stepping Stone Level ($2,500 - $4,999)Richard PettitMichael A.Withers

Circle Level ($1,000 - $2,499)James A. & Marian F. BrodskyJohn H. Carman Lois M. ChristellerRichard EdsonDavid FlanaganLois FriedTeuntje Goldman Juan Holcomb

Ira & Rhonda Cunningham HolmesSamuel & Lucy KekerRichard LawchIra & Phyllis LiebermanSheila MaithNancy Bushwick MalloyWilliams & Laurel Kinn MartinS. Bruce PascalRichard PerlmutterKen Rehfuss

Sally & Peter Roman Robert Rosenfeld Raymond & Nancy SchoenkeGail Scott-ParizerStacy Plotkin SilberJohn B. SlidellE. Kevin Smart Alazne (Ali) SolisJames Soltesz

Gold Sponsor Reznick Group, PCSilver SponsorEnterprise Community

Investments, Inc.Bronze SponsorTrammell Crow ResidentialDinner SponsorsPNC MultiFamily CapitalPNC Financial Services GroupMedia SponsorsComcastThe Gazette

Drink SponsorsThe Bozzuto GroupTranswestern Institutional

Multifamily GroupAward SponsorEquity Management, Inc.Invitation SponsorLime Rock ContractorsProgram SponsorProvident BankHole/Green Package SponsorsArgo Investment CompanyThe Bank of AmericaThe Bozzuto GroupCarl M. Freeman & Associates

Main Street Homes LLCMaryland Development Co., LLCMercantile Potomac BankMitchell & Best HomebuildersC.M. Parker & SonsCharles Tini & Associates, LLCHole/Green SponsorsBB&TBocarsly Emden Cowan

Esmail Parker & Arndt, LLCBuilding Consultants, Inc.Chen, Walsh, Tecler & McCabeEDG ArchitectsC.B. Richard EllisElm Street DevelopmentEYA, LLCFaith Building MinistriesFlaherty Group

Hessel & Aluise, P.C.Holland & Knight, LLPJuan HolcombIDI Group CompanyLandmark EngineeringLime Rock ContractorsMacris, Hendricks & Glascock, PANeighborWorksNatelli CommunitiesPEPCOPulte HomesRodgers Consulting, Inc.The Traffic GroupVIKA, Inc.Walnut Spring NurseryMike Withers

19th Annual Golf TournamentThe Norman L. Christeller Classic

2007 ANNUAL REPORT

Celebrating

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Units of Affordable Housing

Moderately Priced Dwelling Units

Years of Community Life

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Our MissionThe mission of Montgomery Housing Partnership is to preserve and expand quality affordable housing in Montgomery County. To accomplish itsmission, MHP, directly or through its subsidiaries: 1) acquires, rehabilitates, builds and manages quality affordable housing; 2) enhances the vitalityof the neighborhoods in which affordable housing is located; and 3) develops and implements community life programs in those neighborhoods.

Our Board Charles “Chip” Bay, Chair Trammell Crow Residential Stacy Plotkin Silber, Vice ChairHolland & Knight LLP Lois Fried, TreasurerMid-City Legacy, LLC Cynthia Rubenstein,SecretaryPassion for Learning, Inc.

Faten AlajmiCommunity VolunteerMaryam BalbedCommunity VolunteerSamuel Marein-EfronCommunity Volunteer Juan HolcombResource Consultants, Inc. (RCI) Rhonda Cunningham HolmesChevy Chase Bank, F.S.B.

Richard LawchFannieMae Sheila MaithCommunity Volunteer Robert MitchellMitchell & Best Home BuildersGail Scott-ParizerCharles Drew Elementary SchoolRichard PerlmutterArgo Investment Company

Alazne (Ali) SolisEnterprise Community PartnersMark TuckerBlank Rome LLPGina WilliamsRegina Solis Williams CPA, PC

Financials

12200 Tech Road, Suite 250Silver Spring, Maryland 20904 -1983PH (301) 622-2400 u FX (301) 622-2800

www.mhpartners.orgA non-profit, community development corporation

President & Chairman’s MessageThe year 2007 marked many milestones for MHP.

We were successful in acquiring not only our1,000th unit of affordable housing but our100th Moderately Priced DwellingUnit (MPDU) as well. We also marked10 years of assisting our residents with Community Life Programs. These accomplishmentswould not be possible without our committed staff, dedicated board members, and our generous donors.

MHP celebrated the purchase of our 1,000th unit of housing with the acquisition of three properties known as the TakomaPark Preservation (TPP) project. Residents of one of these buildings asked MHP to buy the property they live in when theirowner began discussions about a conversion to condominiums and sent out eviction notices. MHP completed the purchase ofthese units in 2007 and had started a full renovation of the properties by the end of the year.

We also purchased our 100th Moderately Priced Dwelling Unit (MPDU). These are town homes and condominiums offeredby Montgomery County which we are able to purchase at reduced prices in order to help maintain the affordable housinginventory in the county. These units are frequently rented to larger families.

We are celebrating10 years of offering Community Life programs. These programs offer residents a variety of services includingthe homework clubs, preschool programs, ESOL and computer classes. As our inventory of affordable housing continues to grow,so does the demand for providing Community Life programs.

MHP is very proud of its award winning homebuyers program which offers financial fitness classes and homebuyerscounseling. In June of 2007, we were awarded the Housing Association of Nonprofit Developers (HAND) Innovation Awardfor our Individual Development Account Program (IDA) which matches residents’ savings on a 3:1 basis.

As our portfolio and services grow, so does our need for qualified, energetic staff. In November, the MHP office movedafter17 years in downtown Wheaton to our new headquarters on Tech Road at Route 29 in Silver Spring. This office gives us1,200 more square feet which allows our dedicated staff to do their jobs in a more comfortable, efficient environment.

While it is great to reflect on our successes, we know the importance of looking forward to the challenges that lay beforeus in the affordable housing arena. MHP has over 225 new construction units on the drawing board and continues to probefor innovative ways to expand our real estate inventory. As you review the 2007 MHP Annual Report, please reflect on theimportance of safe, affordable housing for every resident of Montgomery County. As growth in our county increases, yourcontinued support of affordable housing is more vital and more appreciated than ever.

Sincerely,

Charles “Chip” Bay Robert GoldmanChairman of the Board President

SUMMARY OF COMBINED FINANCIAL STATEMENTS

BALANCE SHEET STATEMENT OF ACTIVITIESAS OF JUNE 30, 2007 FISCAL YEAR (JULY 1, 2006 TO JUNE 30, 2007)

ASSETS REVENUES (Unrestricted)Cash and cash equivalents $ 5,885,068 Rental revenue (net) $ 10,455,572Cash and cash equivalents – Restricted 4,658,273 Grants 416,723Accounts receivable 234,503 Cash Donations 240,714Investments, Short - term 2,821,414 Interest and dividends income 365,452Deposits – Escrow and tenants’ security 826,284 Development fees 35,500Prepaid expenses & development in process 3,666,286 Special events 58,910Property &Equipment, less$11,837,739 depreciation 71,662,221 Gain from debt forgiveness 230,270Loans receivable 33,770 Non-controlling interest – Partnerships 66,807Mortgage costs, less amortized – $339,011 portion 1,618,216 Other income 360,930

TOTAL ASSETS $91,406,035 Satisfaction of restricted funds (below) 66,731

TOTAL REVENUES $12,297,609

LIABILITIES & NET ASSETS EXPENSESAccounts payable and accrued expenses $ 518,723 Program services $ 11,721,991Unsecured notes payable, current portion 160,255 Management and general 527,197Secured notes payable – current maturities 3,553,637 Lobbying — Accrued interest payable – current 321,575 Fundraising 149,737Prepaid rents 85,982 TOTAL EXPENSES $12,398,925Tenant security deposits held 407,435Accrued interest payable – long term 273,533 DECREASE IN UNRESTRICTED NET ASSETS (101,316)Secured notes payable, less current maturities 73,469,155Unsecured notes payable – long term 1,783,401

TOTAL LIABILITIES $80,573,696 CHANGES IN RESTRICTED NET ASSETSNon-Controlling interest of partners 6,051,175 Temporarily Restricted Net Assets 0Net Assets – Unrestricted 2,541,689 Permanently Restricted Net Assets 400,000Net Assets – Temporarily restricted 53,371Net Assets – Permanently restricted 2,186,104

TOTAL LIABILITIES & NET ASSETS $91,406,035 ANNUAL INCREASE IN NET ASSETS $ 298,684

Robert A. GoldmanPresidentJill E. Goodrich Vice President of OperationsS. Marlowe Mentzer Vice President of FinanceRosa AlemanStaff AccountantTara Bacote Asset ManagerGreg BakerCommunity Planning Manager

Gloria CastroCommunity Life ProgramsManager William CernaCommunity Life Programs Assistant DirectorEstela GironAmeriCorps Member/Site Coordinator Julian HargroveAmeriCorps InternPrajakta KasbekarNeighborhood RevitalizationManager

Sidd KashyapReal Estate Development InternSandy LombardoController Aida MoraMPDU/IDA Coordinator Nora OrtizCommunity Life Site CoordinatorCleydi PachecoCommunity Life Site CoordinatorPatty ReedDirector of FundraisingStephanie RoodmanProject Manager/Legal Counsel

Michael Scheidt Office AdministratorStephen SprecherDirector of Real Estate &Neighborhood DevelopmentMaureen Sweeney SmithCommunications ManagerSulema Middleton StewartCommunity Life ProgramsDirector/Human ResourcesSpecialistDavid WilsonProject Manager

Our Staff

The MHP Circle of Builders is a giving club made up of donors who are committed to helping lowincome families attain the next level of stability by ensuring they have access to quality, affordable housingand supportive services that empower them to build a stronger future. Members make annual gifts at theCircle Level, the Stepping Stone Level, and the Foundation Level. Inaugurated in 2007, the group had 32 members by year’s end.

Circle of Builder members enjoyed a spring breakfast meeting with County Executive Ike Leggett and a fallpanel discussion with local government planners, elected officials, and experts in the affordable housing field.

Circle ofBuilders

Foundation Level ($5,000 & up)Charles BayTom Bozzuto James & Gina Williams Stepping Stone Level ($2,500 - $4,999)Richard PettitMichael A.Withers

Circle Level ($1,000 - $2,499)James A. & Marian F. BrodskyJohn H. Carman Lois M. ChristellerRichard EdsonDavid FlanaganLois FriedTeuntje Goldman Juan Holcomb

Ira & Rhonda Cunningham HolmesSamuel & Lucy KekerRichard LawchIra & Phyllis LiebermanSheila MaithNancy Bushwick MalloyWilliams & Laurel Kinn MartinS. Bruce PascalRichard PerlmutterKen Rehfuss

Sally & Peter Roman Robert Rosenfeld Raymond & Nancy SchoenkeGail Scott-ParizerStacy Plotkin SilberJohn B. SlidellE. Kevin Smart Alazne (Ali) SolisJames Soltesz

Gold Sponsor Reznick Group, PCSilver SponsorEnterprise Community

Investments, Inc.Bronze SponsorTrammell Crow ResidentialDinner SponsorsPNC MultiFamily CapitalPNC Financial Services GroupMedia SponsorsComcastThe Gazette

Drink SponsorsThe Bozzuto GroupTranswestern Institutional

Multifamily GroupAward SponsorEquity Management, Inc.Invitation SponsorLime Rock ContractorsProgram SponsorProvident BankHole/Green Package SponsorsArgo Investment CompanyThe Bank of AmericaThe Bozzuto GroupCarl M. Freeman & Associates

Main Street Homes LLCMaryland Development Co., LLCMercantile Potomac BankMitchell & Best HomebuildersC.M. Parker & SonsCharles Tini & Associates, LLCHole/Green SponsorsBB&TBocarsly Emden Cowan

Esmail Parker & Arndt, LLCBuilding Consultants, Inc.Chen, Walsh, Tecler & McCabeEDG ArchitectsC.B. Richard EllisElm Street DevelopmentEYA, LLCFaith Building MinistriesFlaherty Group

Hessel & Aluise, P.C.Holland & Knight, LLPJuan HolcombIDI Group CompanyLandmark EngineeringLime Rock ContractorsMacris, Hendricks & Glascock, PANeighborWorksNatelli CommunitiesPEPCOPulte HomesRodgers Consulting, Inc.The Traffic GroupVIKA, Inc.Walnut Spring NurseryMike Withers

19th Annual Golf TournamentThe Norman L. Christeller Classic

2007 ANNUAL REPORT

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Our MissionThe mission of Montgomery Housing Partnership is to preserve and expand quality affordable housing in Montgomery County. To accomplish itsmission, MHP, directly or through its subsidiaries: 1) acquires, rehabilitates, builds and manages quality affordable housing; 2) enhances the vitalityof the neighborhoods in which affordable housing is located; and 3) develops and implements community life programs in those neighborhoods.

Our Board Charles “Chip” Bay, Chair Trammell Crow Residential Stacy Plotkin Silber, Vice ChairHolland & Knight LLP Lois Fried, TreasurerMid-City Legacy, LLC Cynthia Rubenstein,SecretaryPassion for Learning, Inc.

Faten AlajmiCommunity VolunteerMaryam BalbedCommunity VolunteerSamuel Marein-EfronCommunity Volunteer Juan HolcombResource Consultants, Inc. (RCI) Rhonda Cunningham HolmesChevy Chase Bank, F.S.B.

Richard LawchFannieMae Sheila MaithCommunity Volunteer Robert MitchellMitchell & Best Home BuildersGail Scott-ParizerCharles Drew Elementary SchoolRichard PerlmutterArgo Investment Company

Alazne (Ali) SolisEnterprise Community PartnersMark TuckerBlank Rome LLPGina WilliamsRegina Solis Williams CPA, PC