May 25, 2015 Barber Named EVP ... · Published weekly on Mondays except fifth Mondays Jeffrey M....

12
David K. Goodwin has joined Clare- more, OK-based RCB Bank as senior vice president, market president of its new lending office in Yukon, ac- cording to Roger Mosier, president/ CEO. Goodwin has 30 years of bank- ing industry ex- perience, includ- ing lending positions and serving as a chief lending officer. He comes from Yukon National Bank, where he served 20 years, most recently as executive Volume 146, No. 20 May 25, 2015 www.bankersdigest.com Published weekly on Mondays except fifth Mondays Jeffrey M. Harp, president/CEO of Trin- ity Bank, N. A., Fort Worth, TX, has an- nounced that Mike Barber has joined the bank as an ex- ecutive vice president. He comes to Trin- ity after eight years with Capital One Bank, where he served as Fort Worth Area President. Born and raised in Fort Worth, Bar- ber earned a BBA degree in finance from TCU in 1996. He is a career com- mercial banker who has also served in commercial lending positions at Wells Fargo Bank and Guaranty Fed- eral Bank. Active in both civic and commu- nity organizations, he serves on the boards of directors for the Fort Worth Chamber of Commerce and the Boys and Girls Clubs of Greater Fort Worth, and is a current member of the Hous- ing Committee at Catholic Charities Fort Worth. Trinity Bank, N. A., is a Fort Worth- based commercial bank founded on May 28, 2003. The $215 million-asset bank was recently selected the top- performing bank in TX by the nation- ally-known rating service Bankers Caddy Q Jena Banker Tweedy Installed as 2015-2016 Louisiana Bankers Association Chairman Goodwin Barber Named EVP, Trinity in Fort Worth Barber W. Paul Tweedy Balancing Effectiveness and Efficiency in Internal Controls Feature..............................................3 In This Issue... W. Paul Tweedy, senior vice president and chief operating officer of Catahou- la-Lasalle Bank in Jena, was installed as the 2015-2016 chairman of the Louisiana Bankers Association during the 115th Annual LBA Con- vention & Exposition, held May 13-15 at the Ritz-Carlton, Naples, FL. Tweedy has served on the LBA executive team as treasurer and chairman-elect. He joined Catahoula-La- salle Bank after its 2014 acquisition of Bank of Jena, where he served as president/CEO. Tweedy succeeds Paul Durand, president/CEO of St. Martin Bank and Trust in St. Martinville, who will con- tinue to serve for one year as immedi- ate past chairman on the LBA board of directors. The other 2015-2016 LBA officers installed include: chairman-elect, Thomas L. Martin, president/CEO officer of Gibsland Bank & Trust, Gibsland; and treasur- er, Ken Hale, president/ CEO of Bank of Mont- gomery, Montgomery. Delegates to the LBA convention elected the following new directors: Northwest Region Representative: Jim Barlow, president/CEO of Home Fed- eral Bank in Shreveport • Northeast Region Representative: Brian Woodard, president/CEO of First National Bank in Ruston. (continued on Page 6) Goodwin Joins RCB Bank As Senior Vice President, Market President for Yukon, OK vice president. Goodwin earned a BS, business administration degree from Oklahoma State University and is a graduate of the Southwestern Gradu- ate School of Banking at SMU. He has been active in the Yukon community, including the Yukon Chamber of Com- merce, Canadian Valley Technology Center, and other organizations. RCB Bank reports the Yukon lending office will open later this year. The new office will serve as a lending office only, offering consumer and commercial lending services for individuals and businesses. The bank has been aggres- sively expanding into the Oklahoma City market over the past few years Q

Transcript of May 25, 2015 Barber Named EVP ... · Published weekly on Mondays except fifth Mondays Jeffrey M....

Page 1: May 25, 2015 Barber Named EVP ... · Published weekly on Mondays except fifth Mondays Jeffrey M. Harp, president/CEO of Trin-ity Bank, N. A., Fort Worth, TX, has an- ... Referrals

David K. Goodwin has joined Clare-more, OK-based RCB Bank as senior

vice president, market president of its new lending office in Yukon, ac-cording to Roger Mosier, president/CEO. Goodwin has 30 years of bank-ing industry ex-

perience, includ-ing lending positions and serving as a chief lending officer. He comes from Yukon National Bank, where he served 20 years, most recently as executive

Volume 146, No. 20May 25, 2015 www.bankersdigest.com

Published weekly on Mondays except fifth Mondays

Jeffrey M. Harp, president/CEO of Trin-ity Bank, N. A., Fort Worth, TX, has an-

nounced that Mike Barber has joined the bank as an ex-ecutive vice president. He comes to Trin-ity after eight years with Capital One Bank, where he served as Fort Worth Area President.

Born and raised in Fort Worth, Bar-ber earned a BBA degree in finance from TCU in 1996. He is a career com-mercial banker who has also served in commercial lending positions at Wells Fargo Bank and Guaranty Fed-eral Bank. Active in both civic and commu-nity organizations, he serves on the boards of directors for the Fort Worth Chamber of Commerce and the Boys and Girls Clubs of Greater Fort Worth, and is a current member of the Hous-ing Committee at Catholic Charities Fort Worth. Trinity Bank, N. A., is a Fort Worth-based commercial bank founded on May 28, 2003. The $215 million-asset bank was recently selected the top-performing bank in TX by the nation-ally-known rating service Bankers Caddy Q

Jena Banker Tweedy Installed as 2015-2016 Louisiana Bankers Association Chairman

Goodwin

Barber Named EVP, Trinity in Fort Worth

Barber

W. Paul Tweedy

Balancing Effectiveness and Efficiency in Internal ControlsFeature..............................................3

In This Issue...

W. Paul Tweedy, senior vice president and chief operating officer of Catahou-la-Lasalle Bank in Jena, was installed as the 2015-2016 chairman of the Louisiana Bankers Association during the 115th Annual LBA Con-vention & Exposition, held May 13-15 at the Ritz-Carlton, Naples, FL. Tweedy has served on the LBA executive team as treasurer and chairman-elect. He joined Catahoula-La-salle Bank after its 2014 acquisition of Bank of Jena, where he served as president/CEO. Tweedy succeeds Paul Durand, president/CEO of St. Martin Bank and Trust in St. Martinville, who will con-tinue to serve for one year as immedi-

ate past chairman on the LBA board of directors.

The other 2015-2016 LBA officers installed include: chairman-elect, Thomas L. Martin, president/CEO officer of Gibsland Bank & Trust, Gibsland; and treasur-er, Ken Hale, president/CEO of Bank of Mont-gomery, Montgomery. Delegates to the LBA convention elected the following new directors:• Northwest Region Representative: Jim

Barlow, president/CEO of Home Fed-eral Bank in Shreveport• Northeast Region Representative: Brian Woodard, president/CEO of First National Bank in Ruston.(continued on Page 6)

Goodwin Joins RCB Bank As Senior Vice President, Market President for Yukon, OK

vice president. Goodwin earned a BS, business administration degree from Oklahoma State University and is a graduate of the Southwestern Gradu-ate School of Banking at SMU. He has been active in the Yukon community, including the Yukon Chamber of Com-merce, Canadian Valley Technology Center, and other organizations. RCB Bank reports the Yukon lending office will open later this year. The new office will serve as a lending office only, offering consumer and commercial lending services for individuals and businesses. The bank has been aggres-sively expanding into the Oklahoma City market over the past few years Q

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Page 2 BANKERS DIGEST May 25, 2015

credit analyst to vice president - lend-

ing and now to senior vice president

- lending.

Prior to joining

Lone Star State,

Sanchez served

with State Nation-

al Bank of West

Texas for seven

years in San An-

gelo and then in

Lubbock. Sanchez

is a native of Brownfield. He earned

a BBA degree in finance from Angelo

State University in 2003.

Lone Star State Bank of West Texas

is a regional bank headquartered at

6220 Milwaukee Ave. in Lubbock, with

additional offices in Brownfield, Odes-

sa, Big Spring, and Midland. The bank,

chartered in 2007, was created to pro-

vide financial services for businesses

and individuals throughout West TX

by seasoned bankers who understand

their customers’ financial needs. As of

December 31, 2014, the bank reported

total assets of $ 751 million, according

to the FDIC Q

Lone Star State Bank of West Texas, Lubbock, has announced the promo-

tions of Ashlee Thompson to se-nior vice president in Odessa and Da-vid Sanchez to se-nior vice president in Lubbock. Thompson has served with Lone Star State since it opened in 2007.

Over that time, she has been pro-moted from assistant vice president – lending to vice president - lending, and now to senior vice president - lending. Prior to joining Lone Star State, Thompson served with State National Bank of West Texas for four years in Odessa and Ernst & Young for three years. A native of Odessa, she earned a BBA degree from Texas A&M Univer-sity in 1999 and an MBA degree from Texas Tech University in 2000. Sanchez has served with Lone Star State in Lubbock since it opened in 2007. Over that time, he has been pro-moted from assistant vice president -

P E O P L E TEXAS

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Periodical postage paid at Dallas, TexasPOSTMASTER: Send address changes to Bankers Digest®, P.O. Box 743006, Dallas,

Texas 75374--3006

Thompson

Thompson and Sanchez Promoted to Senior Vice President, Lone Star State Bank of West Texas

Sanchez

In This Issue...Balancing Effectiveness and Efficiency in Internal Controls Feature..............................................3

Newswatch......................................8

Comerica Launches FirstTellerless Branch in Arizona.......9

Charter Activity..............................9

Classified.......................................10

Texana Bank in Texarkana has an-nounced the recent promotion of Joe Hankins to vice president and loan of-ficer. Hankins has 23 years of banking experience in lending, credit analysis, and management. He joined Texana Bank in 2012 as a senior credit analyst. He has been an active community volunteer in Texarkana. He is a 2006 graduate of Leadership Texarkana and a former member of Kiwanis of Texar-kana, Noon Lions Club, and Texarkana Chamber of Commerce. Hankins holds a BBA degree in finance from Texas A&M University-Texarkana Q

Hankins Upped to VP at Texana Bank, Texarkana

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May 25, 2015 BANKERS DIGEST Page 3

will require more than one employee. However, to enable separation of du-ties to be as efficient as possible, the minimal number of employees should be deployed to retain appropriate segregation. For example, a bank may properly utilize loan checklists to as-sure the accuracy of loan information and completeness of loan documenta-tion. Rather than having two or three employees review different checklist and loan documentation items, a bank can establish one checklist covering all aspects of the loan cycle and have

ByJames Mihills, CPA

Weaver and Tidwell, LLPwww.weaver.com

INTERNAL CONTROLSBalancing Effectiveness

and Efficiency in Internal Controls

(continued on Page 8)

Developing appropriate internal con-trols is critical for banks to manage risk,

but bankers often face the compet-ing challenges of establishing con-trols needed to manage risk while also maintain-ing profitability. For example, risks such as fraud, sys-tem interruptions, posting errors,

or failure to meet strategic objectives present considerable exposure and require effective internal controls. In confronting that exposure, however, the bank’s profitability goals can be strained due to internal control costs. In managing these competing chal-lenges, a bank’s internal controls must be effective and efficient. While ev-ery bank faces specific circumstances based on its size, product offerings, and other factors, the following mea-sures can enhance the effectiveness and efficiency of any bank’s internal controls.

Establish Efficient Separation of DutiesSeparation of duties prevents one employee from performing conflict-ing or incompatible duties, meaning that no one individual can initiate, complete, review, and release a trans-action. Separation of duties serves as a key preventive control for fraud and also reduces the possibility of an error going undetected. For example, one employee should not be entering and releasing electronic fund transfer in-formation, and someone else should have transaction review and release responsibility. As separation of duties is a funda-mental element of an effective control environment, many internal processes

one independent employee second-arily review the checklist for complete-ness while reviewing loan documenta-tion and system set-up.

Increase Reliance on System ControlsA typical bank relies upon a combina-tion of system (IT-based) controls and manual (performed by an individual) controls. While system controls re-quire initial investment, they function continuously and consistently, thus often rendering these controls more

James Mihills

F E A T U R E

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Page 4 BANKERS DIGEST May 25, 2015

Broadway Bank in San Antonio has announced recent promotions.

Shawn Hughes, senior vice presi-dent, has been promoted to wealth advisor team manager in the wealth man-agement division. He joined Broad-way in 2014 fol-lowing 20 years in

a private law office, practicing adult guardianship, estate administration, and elder law. He has a BBA degree

from TCU and a Doctor of Juris-prudence from St. Mary’s University School of Law. Renee Maldo-nado has been named vice presi-dent, card opera-tions manager in the card opera-

tions department. She has 20 years of banking experience. She began at Broadway’s City Base Landing Banking

Center in 2007 and became a banking officer in 2008. Mike Meyer has been named senior vice presi-dent, deposit op-erations manager in the deposit op-erations depart-ment. He joined

Broadway in 2010, taking 30 years of banking experience. He is a graduate of The University of Texas at Austin. Emily Sanchez has been promoted

to loan coordina-tor/banking officer in the Austin Re-gion. She joined Broadway in 2014. Prior to joining the bank, she worked in the mortgage industry in Austin for 13 years Q

P E O P L E TEXAS

Broadway Bank Reports Four Officer Promotions

Hughes

Houston’s Cannon Elected to BancorpSouth Board of DirectorsBancorpSouth Inc., Tupelo, MS, has recently elected Deborah M. Can-non of Houston a director of Bancorp-South Inc., the financial holding com-pany with $13.3 billion in assets. Cannon has served as president/CEO of the Houston Zoo since 2005 and was formerly executive vice presi-dent of Bank of America, where she served for 30 years in a range of man-

Maldonado

Meyer

Sanchez

agement positions. Cannon began her banking career at Republic National Bank of Dallas, a predecessor com-pany to what is now BofA. Cannon is active in community ser-vice and has served on more than 16 nonprofit boards. She is also a leader in economic development, serving as the first woman chair of the Greater Houston Partnership Q

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May 25, 2015 BANKERS DIGEST Page 5

MBA and BBA degrees from Baylor University. Young has 28 years of banking expe-rience, 26 of those in commercial lend-ing as a relationship manager. Young,

who serves at the Allen banking center, has a BA degree from East-ern Michigan Uni-versity. Van Pardue, TX president based in Dallas, made the announce-ment Q

TEXAS

Community Trust Bank has announced that Brian Riordan and Catherine

Young have joined the bank as com-mercial relation-ship bankers in the Dallas market. Riordan, who serves at the Fris-co banking center, has over 15 years of banking experi-ence. He earned

Riordan

Linfante Is VP/HR Officer, First Fidelity Oklahoma CityJanna Linfante has joined First Fidel-ity Bank, N. A., Oklahoma City, as vice president, human resources generalist. She will serve in bankwide employ-ment functions, including recruitment, compensation, and fringe benefits. Her background includes nearly seven years at BOK, serving in wealth management and recruiting; three years as a staffing manager at Robert Half; and as a captain in the US Air Force/Oklahoma Air National Guard. She is a graduate of the University of Tulsa Q

Riordan and Young Join Community Trust Bank

Young

P E O P L E OKLAHOMA

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Page 6 BANKERS DIGEST May 25, 2015

Former Las Cruces banker Steve Apo-daca has joined the American Bank-ers Association as senior vice presi-dent of ABA’s Center for Agricultural and Rural Banking. He will lead all ag-ricultural and rural banking policy at ABA, manage the Agricultural and Ru-ral Bankers Committee, and provide leadership to ag product and program

offerings, includ-ing the National Agricultural Bank-ers Conference. James Ballentine, ABA’s executive vice president of congressional re-lations, made the

announcement. Apodaca has

more than 25 years of experience in agricultural, commercial, and real es-tate lending. He has served at institu-tions of all sizes in NM, TX, CA, and FL. Apodaca goes to the ABA from Wells Fargo Bank in Las Cruces, where he served as vice president and princi-pal business relationship manager. At Wells Fargo, he was responsible for business development and commu-nity efforts. His agricultural banking work focused on onion, chili, cotton, pecan, alfalfa and grain producers as well as cattle ranchers. Prior to his time at Wells Fargo, he was a vice president at BBVA Com-pass for southern NM/West TX, served at GECU in El Paso for southern NM and El Paso, a regional manager of commercial banking at First National Bank of Arizona, and vice president of regional business development at the former Temecula Valley Bank in CA. He began his banking career with South-Trust Bank in Miami, FL, where he entered the credit and management program. He earned a BBA degree in finance from Florida International University. The American Bankers Association is the voice of the nation’s $15 trillion banking industry. Learn more at aba.com Q

P E O P L E

Apodaca

LOUISIANA NEW MEXICO

Other LBA directors continuing to serve for the upcoming year include: Southeast Region Representative: David Anderson, vice chairman and EVP, First NBC Bank in New Orleans; Southwest Region Representative: Claire Benoit, president/CEO, Rayne Building and Loan, Rayne; South Central Region Representative: Jerry Ledet Jr., president/CEO, Synergy Bank in Houma; Southeast Region

Representative: Alton McRee, presi-dentCEO, Fidelity Bank in New Or-leans; Capitol Region Representative: Joseph F. Quinlan III, president/CEO, First National Bankers Bank in Baton Rouge; Central Region Representa-tive: A. J. Roy III, president/CEO, The Cottonport Bank, Cottonport; Acadi-ana Region Representative: K. Brent Vidrine, chairman and president/CEO of Bank of Sunset and Trust Co., Sun-set; and LBA CEO Robert T. Taylor Q

LBA CONVENTION (continued from Page 1) ABA Names Apodaca SVP/Ag & Rural Banking

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May 25, 2015 BANKERS DIGEST Page 7

N E W S W A T C H

Oklahoma City-based InterBank com-pleted its merger with Waxahachie, TX-based Vintage Bank on May 11. This is InterBank’s third D/FW Metro-plex acquisition in two years. The Vin-tage Bank transaction expands Inter-Bank’s market presence with locations in Waxahachie, Midlothian, and Red Oak, all located in the southern sec-tion of the Metroplex market. Olney Bancshares of Texas Inc., the parent of the Oklahoma City-based In-terBank, is a $2.54 billion-asset hold-ing company headquartered in Olney, TX. Vintage Bank is a $187.0 million -asset bank established in 2000. The conversion of Vintage Bank’s operating systems to the Interbank platform is expected by August 2015. Commerce Street Capital, Dallas, acted as exclusive financial advisor to Vintage Bank Q

FNB New Mexico, headquartered in Clayton, Union County, is the new brand for The First National Bank of New Mexico. The bank’s roots date back to First National Bank in Clayton, which was founded in 1964. In 1996 the bank was renamed The First National Bank of New Mexico in preparation for expan-sion to other NM locations. Recently, The First National Bank of New Mexico became FNB New Mexico. “Although we have a new name, we’re still the same great bank,” reported the bank on its website, www.fnbofnm.com. A single office operated in Clayton until 1998 when the Raton office was opened. In 1999, offices in Logan and Tucumcari were purchased, and in the spring of 2003 the Angel fire office was opened. The Santa Rosa office soon followed in October 2008. Today, FNB New Mexico reports to-tal assets of $200 million Q

The Bank of Rison, Rison, Cleveland County, is the second smallest bank in AR, but its owners, President/CEO Troy Duke, and Hot Springs busi-nessman LR Gardner, have asked the Arkansas State Bank Department for permission to change its name to Gateway Bank. The news was reported at www.arkansasbusiness.com. The bank, which was chartered in 1932, had total assets of $32.1 million on December 31, 2014, deposits of $27.7 million, and annual net income of $392,000. When Gardner and Duke bought the bank in 2013, it was the state’s smallest with $23.9 million in assets. The bank has recently received ap-proval of an application for a new branch in Malvern, Hot Spring County. The bank is also constructing a new main office facility in downtown Rison. The new faciltiy is expected to be ready for occupancy in mid-June Q

InterBank Closes Vintage Bank Acquisition in Texas

Bank of Rison Requests Name Change From State

First National Bank of New Mexico Now FNB New Mexico

ARKANSAS

LOUISIANA

OKLAHOMA NEW MEXICO

Metairie Bank Selected as One of Top Places to WorkMetairie Bank and Trust Company, Metairie, is honored to be recently named as one of the “Top Work Plac-es 2015” by NOLA/The Times Picayune. Metairie Bank was among the 40 lo-cal companies from the New Orleans metro area selected for this honor that reflects an outstanding work-place environment. According to Metairie Bank Presi-dent/CEO Ron Samford, “This is a real honor that I directly attribute to our 100+ caring, dedicated employees who make Metairie Bank such a great place to work and do business. At Me-tairie Bank, we like to say that every-one has a story. We’re a diverse team that treats everyone, from our fellow employees to our valued customers, like one big extended family.” Metairie Bank and Trust Company is a longtime locally-owned banking institution established in 1947. The bank is headquartered at 3344 Metai-rie Rd. with locations throughout Me-tairie and the North Shore Q

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Page 8 BANKERS DIGEST May 25, 2015

F E A T U R E

efficient and more effective than man-ual controls. Such system controls may apply to posting access, automated bal-ancing processes, or system-enforced dual control for processing.

Focus on Crucial IssuesBanks do not have unlimited resourc-es, so it is important to determine what internal control concerns matter most. For example, an independent, next-day review of a system-generated file maintenance report is an impor-tant internal control for loans and de-posits. However, many standard file maintenance reports include changes that pose little to no risk. Therefore, management can identify file main-tenance changes deemed to be more critical, such as changes in loan pay-ment dates, address or telephone changes to deposit accounts, or pa-rameter changes for interest rates or new accounts. A daily custom report can then be created, for review purpos-es, that includes just those changes. Also, secondary review can be most effective and efficient when the re-viewer focuses on the following con-cerns: • Accuracy (verifying that the trans-action or reconciliation agrees to sup-porting documentation). • Completeness (determining if all aspects of the transaction have been properly included). • Validity (considering whether the transaction is valid for the customer or process).• Reasonableness (considering whether the transaction appears to be unusual based on typical activity within the account). With one independent employee addressing these considerations, the need for multiple reviews of transac-tions can be reduced.

Effectiveness and Efficiency Sustain BanksBanks will always face the need to find the right balance between effec-tiveness and efficiency in establishing an internal control environment. By focusing on that balance, a bank can better manage risks Q About the author: James Mihills, CPA, is a partner in financial institutions con-sulting for Weaver and Tidwell, L.L.P. He can be reached at [email protected] or 817-882-7361.E G A L P H A S E S

INTERNAL CONTROLS (continued from Page 3)

N E W S W A T C HTEXAS

Dick Evans, chairman/CEO of Frost Bank, San Antonio, squelched any concerns that Frost is not fully com-mitted to staying in San Antonio when he announced that Frost had negoti-ated a deal for a new 400,000-square-foot office tower in downtown. Evans told the San Antonio Business Journal a move out of San Antonio was never even a consideration. He said,

Frost Bank Plans New Downtown San Antonio Headquarters"San Antonio has been our home for 147 years. We have never had any in-tent of leaving." Evans said the new office building and the subsequent sale of the old building at 100 W. Houston St. to the city of San Antonio is good news for everyone. Frost Bank reported $28.2 billion in assets at March 31, 2015 Q

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May 25, 2015 BANKERS DIGEST Page 9

R E G U L A T O R S

C h a r t e r

a c t i v i t yLouisianaBRANCHES The OFFICE OF FINANCIAL INSTI-TUTIONS has filed an application by Guaranty Bank and Trust Company of Delhi, Delhi, for a branch at 7458 Hwy. 165 N., Monroe.MERGERS AND ACQUISITIONS The OFI has filed an application for the proposed merger of Ouachita Bancshares Corp., Monroe, with and into BancorpSouth Inc., Tupelo, MS, and immediately thereafter, merge Ouachita Independent Bank, Mon-roe, with and into BancorpSouth Bank, Tupelo, and establish branch-es of Ouachita Independent Bank as branches of BancorpSouth Bank.MississippiBRANCHES The FEDERAL RESERVE BANK OF ST. LOUIS has received an ap-plication by First Financial Services, Columbus, for a branch at 4400 Old Canton Rd., Jackson.OklahomaMERGERS AND ACQUISITIONS The FRB OF KANSAS CITY has received an application by Commerce

Bancorp Inc., Duncan, to acquire 100% of the voting shares of Anadarko Bank and Trust Company, Anadarko.TexasBRANCHES The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has ap-proved an application by BTH Bank, N. A., Quitman, for a branch at 3805 N. Spur 63, Longview. The OCC has approved an appli-cation by Mercantil Commercebank, N. A., Coral Gables, FL, to relocate a branch from 717 Texas Ave., Ste. 100, to 700 Town & Country Blvd., Ste. 100, Houston. The OCC has received an applica-tion by Capital One, N. A., Mclean, VA, for a branch at 5721 N. Tarrant Pkwy., Fort Worth.

The TEXAS DEPARTMENT OF BANKING has received an application by Alliance Bank, Sulphur Springs, for a branch at 345 N. Goliad St., Rockwall.MERGERS AND ACQUISITIONS The FRB OF DALLAS has received an application by AmeriBancShares, Inc., Wichita Falls, and AmeriBanc-Shares of Delaware Inc., Wilmington, DE, to acquire Northern Bancshares Inc., and therefore indirectly First National Bank of Chillicothe, both of Chillicothe. The OCC has received an application by American Nation-al Bank & Trust, Wichita Falls, for a merger with The First National Bank of Chillicothe. The TXDB has approved an appli-cation by Veritex Community Bank, Dallas, for a merger with Independent Bank of Texas, Irving Q

N E W S W A T C H

Comerica Launches Tellerless Concept at Peoria BranchComerica Bank has rolled out its first tellerless inactive branch at its 75th Ave. and Thunderbird Rd. location in Peoria, according to a Phoenix Business Journal article by Eric Jay Toll. Comerica SVP and AZ regional manager Gary Shaffer said, "This is the first branch of its type in Arizona among any bank." The branch's central feature is an interactive teller machine; the branch has two – one in the lobby and one in the drive-thru lanes. The protype Peoria branch is 2500-square feet and will set the pace for the style of future branches. The building is constructed using energy efficient technologies Q

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Page 10 BANKERS DIGEST May 25, 2015

C L A S S I F I E DB a n k e r s D i g e s t

HOW TO CONTACT USEmail [email protected] Fax: 214/221-4546. Phone: 214/221-4544.

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SERVICES

NEED AN IT AUDIT?? Many banks have recently brought their informa-

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AUDIT OUTSOURCING. We provide audit services for ACH, BSA and Internal Controls. Over 25 years banking experience and AAP ac-credited. Contact Frances Ramsey at 903-241-6717 or email [email protected].

POSITIONS AVAILABLE

SENIOR PERSONAL TRUST OF-FICER for community bank in DFW with strong business development skills. Great opportunity for the right person. Send resume to [email protected] or call 469-223-9885 or 972-802-7638 for addition-al information.

MORTGAGE & CONSUMER LEND-ING OPERATIONS MANAGER (Un-derwriting, Processing and Compli-ance). San Antonio. [email protected], 214-515-7606.

CHIEF ADMINISTRATIVE MANAG-ER needed for a bank in San Anto-nio, TX. Must have over 10 years experience. Call Elizabeth at 214-515-7609 or send resume to [email protected].

MANAGEMENT SUCCESSION: New Mexico Community Bank seeks gen-eralist lender to eventually become President. Candidates with small-town backgrounds from NM or West Texas preferred. Mark Mitchell, Lone Star Search, 972-335-9009, lonestarsearch.net.

COMMERCIAL LENDER Texas Hill Country: Independent bank has opportunity to inherit portfolio and live and work in picturesque, fam-ily-friendly community without big city hassles. Mark Mitchell, Lone Star Search, 972-335-9009, lone-starsearch.net.

VP/SVP COMPLIANCE OFFICER needed for South Texas bank that is expanding their footprint in the Texas market. This role is to be part of an Executive Management team which will be instrumental in the bank’s growth. Anne Wilson, The Wilson Group, [email protected], 361-883-3535.

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May 25, 2015 BANKERS DIGEST Page 11

South Texas Bank seeks an AUDIT/COMPLIANCE RISK MANAGER. We are a $500M+ bank with multiple branches. The auditor is responsible for planning, organizing, directing, and controlling financial, operation-al, and lending audits/compliance for the Bank. Examines the accuracy and completeness of records and procedures for internal control to safeguard Bank assets and ensures the Bank is in compliance with poli-cies, procedures, regulations, and laws. Minimum of 10 years bank au-dit experience required. Please send resume and salary requirements to: [email protected]

EXPERIENCED LENDER is needed for a strong, community driven, in-dependently owned & operated southeast Texas bank. Anahuac National Bank is seeking an expe-rienced lender with overall banking background and a minimum of 5 – 10 years in agricultural, small com-mercial, and consumer lending. 1-4 family interim construction and permanent mortgage lending, a plus. Candidate should have proven track record in strong credit admin-istration/underwriting, loan collec-tion, and marketing skills. Should be willing to live in small town en-vironment, relocate to the Anahuac area, and participate in community and civic activities. Please send re-sume and salary requirements to Ken Moore, PO Box N, Anahuac, Texas 77514. E.O.E.

BRANCH MANAGER needed for First National Bank in Perryton, Texas. College degree and bank-ing experience required. Respon-sibilities would include business development, lending, and opera-tions. Send resume to [email protected]

A unique opportunity for a MORT-GAGE LOAN OFFICER in the Texas Hill Country with a growing inde-pendent bank that offers secondary market and in-house mortgages. Position offers strong management and board support for mortgage lending expansion into the area market. Successful candidate to

Valley Bank of Commerce is seek-ing A PROGRESSIVE INDIVIDUAL TO ADD TO MANAGEMENT for a long term career opportunity. Many benefits are included. Please send your resume to PO Box 2015, Ro-swell, NM 88202-2015.

COMMERCIAL LENDING MARKET LEADER needed for multiple Texas markets. Vibrant Community Bank adding leadership talent in the fol-lowing locations: Houston/Tomball, League City, N. Dallas-must be local and extensive network, Kerrville, Hill Country. Candidate will bring a strong achieving career of 10 - 15 years and strong ties to small com-munities. Apply with resume, refer-ence CML. [email protected]

LOAN PROCESSOR/OPERATIONS; Prosper, TX; Prepare loan docu-mentation for new loans & modifi-cations on Commercial, Real Estate & Consumer loans. Must have per-sonally prepared loan documenta-tion experience. Candidate should have at least three years of experi-ence and be knowledgeable in real estate and C&I lending. Jack Henry & Laser Pro experience a plus. Re-view daily reports for processing and tracking exceptions. Send re-sume to [email protected]

CONTROLLER needed for $900MM community bank in Lubbock, TX. Su-pervisory experience and CPA pre-ferred. Must have previous Account-ing experience. Qualified applicants can find more information at www.lubbocknational.com/careers.php. EOE/AA.

SENIOR COMMERCIAL LENDING OFFICER: First Financial Bank, N.A., Cleburne, TX, seeks an expe-rienced Commercial Lender. The successful applicant will have a sound lending record and an abil-ity to work with people and attract business. Candidate must have the drive to be a leader within the bank and community. This role has the potential to quickly advance into the executive team and more. Send resume to Lisa Roye, [email protected]. AA/EOE.

spend 80% of the time in sales with responsibilities to develop new mortgage business and be respon-sible for mortgage loan origination and submitting documentation to vendors while following the pro-cess from start to finish. Qualified Mortgage Loan Officer to have a minimum of 2 years successful ex-perience. Please respond to [email protected], sub-ject line Box B-1.

First Financial Bank, N.A., Glen Rose, TX, has an opportunity for a self-motivated CONSUMER LEND-ING OFFICER with a minimum of 5 years lending experience and prov-en history in TX home equity lend-ing. Candidate needs excellent com-munication skills, ability to promote good customer relations, and strong business development abilities. In-terested applicant may apply online at www.ffin.com or contact Vickie at [email protected] with questions. AA/EEO/Veterans/Disabled employer.

Eagle Bank and Trust Company: FT COMPLIANCE OFFICER – Little Rock, AR. Competitive Pay and Ben-efits Package, FDIC Insured. Eagle Bank and Trust is an equal oppor-tunity employer. All qualified ap-plicants will receive consideration for employment without regard to race, religion, color, national origin, sex (including sexual orientation and gender identity), age, status as a protected veteran, among other things, or status as a qualified indi-vidual with a disability. To find out more about the job description and complete an application please go to: www.eaglebank.com.

VICE PRESIDENT CONSUMER COMPLIANCE AND SHARED SUP-PORT SERVICES - Federal Reserve Bank of Dallas seeks an individual to lead the consumer affairs, bank acquisitions, and shared support services functions in the Banking Supervision Department. Knowl-edge of Consumer Affairs laws & Regulations, minimum ten years experience in banking and/or reg-ulatory industry, and 7+ years ex-perience leading others required.

C L A S S I F I E D

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Page 12 BANKERS DIGEST May 25, 2015

ADDRESS CHANGE - When writing to us about your subscription, enclose the address label from your copy of Bankers Digest. You can also change your address or other information at www.bankersdigest.com under subscriptions.

Bankers DigestP.O. Box 743006Dallas, Texas 75374-3006(USPS 041180)

PERIODICAL

Interested candidate should send resume to [email protected]

Central Texas community bank is seeking a SPANISH SPEAKING LOAN OFFICER. Main focus is con-sumer, owner occupied real estate and some light commercial lend-ing. Individual will be taking over an existing loan portfolio. Must be willing to become involved in the community and have 2-3 years lending experience. Experience as loan analyst a plus. Please respond to bankersdigest@bankersdigest.

com, subject line Box B-2.

The Compliance Alliance division of the Texas Bankers Association in Austin is in search of a COMPLIANCE SPECIALIST. Must have 3-5 years banking or regulatory experience or compliance consulting. Must be de-tail-oriented with strong communi-cation skills and working knowledge of banking regulations. Competitive salary commensurate with experi-ence and excellent benefits. Please submit resume to Peyton Taylor at [email protected]

EQUIPMENT

MOBILE BANK FOR SALE: Wired for Networking, Drive-Through Window, Two Interior Teller Stations, New Ac-count Area, Night Depository and Second Vault, Two Offices, Work Area, Communications Closet, Stor-age Room, and Bathroom. Includes four desks and two storage cabinets in good condition. $55,000.00. For im-ages: https://www.peoplesbanktexas.com/mobilebank. Contact William at 806-794-0044.

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