Market Update5 2012

5-2012 Market UpdateWhat’s UP/Down with Housing and Lending?

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Key Takeaways1) US Economy: Continues to slow, as do corporate earnings.2) Jobs: Continue to improve (positive).3) Savings: Dropping – 3.7% last month (negative).4) Inventory: Dropping again (positive).5) Valuation: Still declining (negative).6) Future: Bottom is forming, but weak, will take most of 2012.7) Local: Some markets better than others, population growth critical.8) Recovery: Washington working to stimulate housing, economy.9) Overall: Again, positive base… going to take time.

Where Are We Now?



Market UPdate

General Market

Street Level


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Key Takeaways1) US Economy: Continues to slow, as do corporate earnings.2) Jobs: Continue to improve (positive).3) Savings: Dropping – 3.7% last month (negative).4) Inventory: Dropping again (positive).5) Valuation: Still declining (negative).6) Future: Bottom is forming, but weak, will take most of 2012.7) Local: Some markets better than others, population growth critical.8) Recovery: Washington working to stimulate housing, economy.9) Overall: Again, positive base… going to take time.

Market Update5 2012

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