1. LEAF Loan--Low Emission Auto Future(LEAF) Loan for Sustainable Development China TeamCO2IS KILLING OUR EARTH!!-Glaciers melt at a rising speed due to global warming-Arctic summer glacier will disappear by 2100-More and more polar bears are drowned-Polar bears will be distinct by 2100 or even earlier-Half of species on earth will disappear by the end of this centuryMake the Change withSocit GnraleAnd CHINA TEAM!!!

2. Concept | Implementation | Business Model | BenefitsWhy LEAF Loan?LEAF LoanUse Amount>99%Use Amount SGs emission in 2009 Green lifestyle LEAF LOANEnvironmentPublic 16. Concept | Implementation | Business Model | Benefits Benefits to SGIn the field of carbon reduction, most banks CSR practices are CO2 trading or CO2reduction from building use or air travel. No such CSR practice like LEAF Loan exits!People--CO2 tradeInfluenced--Cut business travel--Buy environment report software Socit GnraleLEAF LoanBNP ParibasDeutsche Bank HSBCCiti Bank CO2 Reduction 17. Concept | Implementation | Business Model | Benefits Benefits to SG CSR Business Line StakeholdersSG is planning to expandFirst mover advantageloan business to China, andExcellent public imageSG sets CSR new model, LEAF Loan will be an eye-Good customer relationshipbecome industry leader catching start.Loyalty of employeesin banking CSR SG gets to know its main customers (middle class) in China better 18. Concept | Implementation | Business Model | BenefitsHigh Feasibility Simple ImplementationLow Cost Great BenefitsWHAT ARE YOU WAITING FOR ?! 19. Thank You! LEAF TEAM, CHINA 20. Concept| Product Details| Implementation|Business Model| Benefits1.Concept 2.Product Details What is LEAF LoanHow to set interest rateWhy LEAF LoanHow to choose car brandsInnovation How to determine market rateFeasibility Analysis 4.Bussiness Model3.ImplementationLEAF Loan costOverall plan Financial forecastImplementation scheduleCommunication plan5.Benefits Risk control 21. Concept| Product Details| Implementation|Business Model| Benefits1.Concept 2.Product Details What is LEAF Loan Green car typesWhy LEAF Loan Choose cooperation brandsInnovation Set loan interest rateFeasibility Analysis 4.Bussiness Model3.ImplementationLEAF Loan costOverall plan Financial forecastImplementation scheduleCommunication plan5.BenefitsRisk control 22. Concept| Product Details| Implementation|Business Model| BenefitsAction What LEAF Loan Project do 1. Provide car loans at lower interest rates to young green cars buyers. 2. Promote green driving and green lifestyle. What is special Different interest rates are offered to different types of green cars depending on how much carbon dioxide (CO2) their cars produce. Lower CO2 levelLower interestrateVisionTarget GroupScheduleWhat we aim to achieve Who we are targeting What the steps areReduce CO2 byMiddle class young citizensStart in Chinaencouraging more green Families with children preferred Then other developing countriescar purchases.Good News for You Socit Gnrale is planning to expand car loan business into China! -CGL(Compagnie Gnrale de Location dEquipements),subsidiary of Socit Gnrale, has set up BYD Auto Finance Company Limited. Jointly with BYD Co., Ltd in 2010 -BYD is one of the largest auto manufacturers in China, with sales ranking No.1 among local brands in 2010 with 520,000 cars sold. -BYD is also the largest green car manufacturer in China. 23. Concept| Product Details| Implementation|Business Model| BenefitsWhy LEAF Loan?LEAF LoanUse Amount>99%Use Amount cO2 CO2 emission in 2009LEAF LOANchildren when they are young EnvironmentPublic