wanigas.com

4

July 2015

989 • 759 • 5780 800 • 675 • 2285 “It’s time for you to shine”

Shred It page 4

Mortgage Loanpage 2

Shattuck BranchThursday, July 16th

11:30 a.m. – 1:30 p.m.

Bay City BranchFriday, July 17th

11:30 a.m. – 1:30 p.m.

Bring your confidential documents to Wanigas and shred them for free!

Love your savings, love your car.Everyone loves getting a new car, but no one likes paying too much for it. So in addition to our low loan rates on new cars, Wanigas Credit Union is also happy to offer you Love My Credit Union Rewards to help you save even more. Here are just some of the valuable discounts members receive on products and services you use every day.

Receive discounted pricing on most new Chevy, Buick, and GMC vehicles with the Credit Union Member Discount from GM

Get roadside assistance protection and more at up to 50% off other popular plans with Credit Union Auto Club

The more offers you take advantage of, the more you save. In fact, members have saved over $1 billion with Love My Credit Union Rewards discounts.

To find out more about how to save on your car and learn about other valuable discounts, visit LoveMyCreditUnion.org. There, you’ll find all the program details and the most current list of offers. And you get all these offers and discounts just for being a member of Wanigas Credit Union.

Start saving today at LoveMyCreditUnion.org.

Time to Switch to Sprint?Looking for a good reason to switch your wireless company? How about this … Credit union members get exclusive savings with the Sprint Credit Union Member Discount:

• Get a 10% discount on select regularly priced Sprint monthly service

• Have your activation fee on new lines waived (up to $36 in savings)

• Have your upgrade fee waived (up to $36 in savings)

Current and new Sprint customers need to verify credit union membership to take advantage of these exclusive discounts. Visit www.Sprint.com/verify or download the Love My Credit Union Rewards app in the Apple App Store or Google Play to verify your membership.

It’s worth it to switch to Sprint. Visit LoveMyCreditUnion.org/Sprint to learn more and to start saving today with the Sprint Credit Union Member Discount. To claim your discount, use Corporate ID: NACUC_ZZM.

UPCOMING HOLIDAY CLOSINGS:INDEPENDENCE DAY

Friday, July 3, 2015Saturday, July 4, 2015

LABOR DAYMonday, September 7, 2015

COLUMBUS DAYMonday, October 12, 2015

* APR = Annual Percentage Rate. Promotional Rate determined by credit score. New money only. Offer expires September 7, 2015.

WANIGAS

*APR = Annual Percentage Rate. **Once your 9 month 3.99% APR on balance transfers expires, the balance transfer rate reverts to your variable rate of 6.95% APR-17.95% APR based on your credit worthiness. Balance Transfer Offer expires August 31, 2015. Balance transfer amount must be $500 or more to qualify for Introductory Rate. No Balance Transfer Fee.

WANIGAS

Get started by downloading

the app!

••••

29th AnnualGolf Outingpage 3

Auto Loanpage 2

VACATIONLoan

Sometimesthe grass is

greener...

3.99%APR*

12-Month Term

Rates as low as

Mobile Banking

VISA PlatinumBALANCE TRANSFER

Introductory Rate

3.99% APR*

For 9 Months**

Mobile Banking

2 3 wanigas.com

One month only,

everybody wins a

LOW RATE!

F OT SI ’

O RY UU OTA

RO NL A

I ET M

toShine!

July 15th thru

August 15th!

2 3

OFF CLOSING COSTS* $375

FOR THE BEST

MortgageCHOOSEWanigas

* Mortgage must be from another financial institution or a new home purchase. Excludes Home Equity and Non-Conventional Mortgages. Offer expires September 30, 2015. Cannot be combined with any other offers.

SK

IP-A

-PA

Y F

OR

M

I would like to postpone my Wanigas Credit Union loan payment for the month of July.* oPlease deduct the $25 processing fee from my:

Account Number ___________________________ oSavings oCheckingoI have enclosed a check totaling $25 for each postponed loan.

Please list the two digit loan suffix and payment amount of the loan(s) you wish to postpone.First Mortgages, Second Mortgages, Home Equity Loans, Credit Cards, Revolving Lines of Credit and Loan Disbursements after January 1, 2015 are not eligible for this offer. Loans must be current. Loans may only qualify once per calendar year.

Account Number Loan Suffix Payment Amt. Month To Skip____________________ __________ ______________ oJuly____________________ __________ ______________ oJuly____________________ __________ ______________ oJuly* I authorize Wanigas Credit Union to postpone my July payment on the specified loans. I understand that finance charges will continue to accrue on my loan(s) during the postponed payment period and will extend the original term.

________________________________________________ ________________ ___________________________________________________Primary Member Signature Date Daytime Phone

________________________________________________ ________________ ___________________________________________________ ____________Co-Signer Signature (Required if loan has a Co-Signer) Date Processed by Date

*APR = Annual Percentage Rate. Rates 1.99% APR through 5.99% APR. Rate determined by credit score. Offer valid July 15th through August 15th. Not valid on refinancing of current Wanigas loans. Collateral must be a 2009 or newer. 72-month maximum term. Member must have direct deposit and automatic transfer of monthly payment. Normal loan approval guidelines apply.

Not Registered for the Magic Minute Loyalty Dash?There’s still time to get in on the chance to win the most exciting gift a shopper could imagine. Somewhere in Chicago, in a warehouse packed with dream gifts and high-end merchandise, there’s a shopping cart that just might have your name on it. But for a chance to win your place at the starting line for the Credit Union Magic Minute Loyalty Dash, you have to register and make a few purchases with your Wanigas CURewards™ credit or debit card between now and October 25 or complete the survey questions for free method of entry.

Here’s all you need to do:1. Register to enter the sweepstakes at www.wanigas.com

or www.CURewards.com.

2. Use your Wanigas credit or debit card to make at least three purchases per week during any or all of the weeks between August 3 and October 25.

3. Every time you use your card, your name will be entered in up to seven drawings to pick the winners from credit unions participating in the Magic Minute.

4. The more you use your card, the more entries you’ll have in the drawings, and the better your chances of winning.

Register today! And start getting your shopping legs in shape!

No Purchase Necessary to enter or win. Open to credit & debit card holders who are legal residents of the 50 U.S., D.C. or Puerto Rico, 21 or older, who are enrolled in a participating Credit Union CURewards Program. Ends 10/25/15. Void where prohibited. See full rules & how to enter without purchase at www.cumagicminute.com. Sponsor: PSCU, 560 Carillon Parkway, St. Petersburg, FL 33716.

Summer Skip-A-Pay

Player: Account #:

Player: Account #:

Player: Account #:

Player: Account #:

29TH ANNUAL WANIGAS GOLF OUTING REGISTRATION FORM MEMBERS ONLY

Deliver your completed form with payment to your Wanigas branch.

29TH ANNUAL WANIGAS

Saturday, August 15th

Swan Valley Golf Course$57 per person

Golf Outing9:00 a.m.Shotgun Start

8:00 a.m.Registration & Team Pictures

Scramble Tournament, Teams of 4.

Cost Includes:Cart Fee • Green Fee • On-Course Hospitality Holes • Lunch on the Course • Chicken Dinner • Refreshments • Hole Prizes & Giveaways

2 3 wanigas.com

One month only,

everybody wins a

LOW RATE!

F OT SI ’

O RY UU OTA

RO NL A

I ET M

toShine!

July 15th thru

August 15th!

2 3

OFF CLOSING COSTS* $375

FOR THE BEST

MortgageCHOOSEWanigas

* Mortgage must be from another financial institution or a new home purchase. Excludes Home Equity and Non-Conventional Mortgages. Offer expires September 30, 2015. Cannot be combined with any other offers.

SK

IP-A

-PA

Y F

OR

M

I would like to postpone my Wanigas Credit Union loan payment for the month of July.* oPlease deduct the $25 processing fee from my:

Account Number ___________________________ oSavings oCheckingoI have enclosed a check totaling $25 for each postponed loan.

Please list the two digit loan suffix and payment amount of the loan(s) you wish to postpone.First Mortgages, Second Mortgages, Home Equity Loans, Credit Cards, Revolving Lines of Credit and Loan Disbursements after January 1, 2015 are not eligible for this offer. Loans must be current. Loans may only qualify once per calendar year.

Account Number Loan Suffix Payment Amt. Month To Skip____________________ __________ ______________ oJuly____________________ __________ ______________ oJuly____________________ __________ ______________ oJuly* I authorize Wanigas Credit Union to postpone my July payment on the specified loans. I understand that finance charges will continue to accrue on my loan(s) during the postponed payment period and will extend the original term.

________________________________________________ ________________ ___________________________________________________Primary Member Signature Date Daytime Phone

________________________________________________ ________________ ___________________________________________________ ____________Co-Signer Signature (Required if loan has a Co-Signer) Date Processed by Date

*APR = Annual Percentage Rate. Rates 1.99% APR through 5.99% APR. Rate determined by credit score. Offer valid July 15th through August 15th. Not valid on refinancing of current Wanigas loans. Collateral must be a 2009 or newer. 72-month maximum term. Member must have direct deposit and automatic transfer of monthly payment. Normal loan approval guidelines apply.

Not Registered for the Magic Minute Loyalty Dash?There’s still time to get in on the chance to win the most exciting gift a shopper could imagine. Somewhere in Chicago, in a warehouse packed with dream gifts and high-end merchandise, there’s a shopping cart that just might have your name on it. But for a chance to win your place at the starting line for the Credit Union Magic Minute Loyalty Dash, you have to register and make a few purchases with your Wanigas CURewards™ credit or debit card between now and October 25 or complete the survey questions for free method of entry.

Here’s all you need to do:1. Register to enter the sweepstakes at www.wanigas.com

or www.CURewards.com.

2. Use your Wanigas credit or debit card to make at least three purchases per week during any or all of the weeks between August 3 and October 25.

3. Every time you use your card, your name will be entered in up to seven drawings to pick the winners from credit unions participating in the Magic Minute.

4. The more you use your card, the more entries you’ll have in the drawings, and the better your chances of winning.

Register today! And start getting your shopping legs in shape!

No Purchase Necessary to enter or win. Open to credit & debit card holders who are legal residents of the 50 U.S., D.C. or Puerto Rico, 21 or older, who are enrolled in a participating Credit Union CURewards Program. Ends 10/25/15. Void where prohibited. See full rules & how to enter without purchase at www.cumagicminute.com. Sponsor: PSCU, 560 Carillon Parkway, St. Petersburg, FL 33716.

Summer Skip-A-Pay

Player: Account #:

Player: Account #:

Player: Account #:

Player: Account #:

29TH ANNUAL WANIGAS GOLF OUTING REGISTRATION FORM MEMBERS ONLY

Deliver your completed form with payment to your Wanigas branch.

29TH ANNUAL WANIGAS

Saturday, August 15th

Swan Valley Golf Course$57 per person

Golf Outing9:00 a.m.Shotgun Start

8:00 a.m.Registration & Team Pictures

Scramble Tournament, Teams of 4.

Cost Includes:Cart Fee • Green Fee • On-Course Hospitality Holes • Lunch on the Course • Chicken Dinner • Refreshments • Hole Prizes & Giveaways

wanigas.com

4

July 2015

989 • 759 • 5780 800 • 675 • 2285 “It’s time for you to shine”

Shred It page 4

Mortgage Loanpage 2

Shattuck BranchThursday, July 16th

11:30 a.m. – 1:30 p.m.

Bay City BranchFriday, July 17th

11:30 a.m. – 1:30 p.m.

Bring your confidential documents to Wanigas and shred them for free!

Love your savings, love your car.Everyone loves getting a new car, but no one likes paying too much for it. So in addition to our low loan rates on new cars, Wanigas Credit Union is also happy to offer you Love My Credit Union Rewards to help you save even more. Here are just some of the valuable discounts members receive on products and services you use every day.

Receive discounted pricing on most new Chevy, Buick, and GMC vehicles with the Credit Union Member Discount from GM

Get roadside assistance protection and more at up to 50% off other popular plans with Credit Union Auto Club

The more offers you take advantage of, the more you save. In fact, members have saved over $1 billion with Love My Credit Union Rewards discounts.

To find out more about how to save on your car and learn about other valuable discounts, visit LoveMyCreditUnion.org. There, you’ll find all the program details and the most current list of offers. And you get all these offers and discounts just for being a member of Wanigas Credit Union.

Start saving today at LoveMyCreditUnion.org.

Time to Switch to Sprint?Looking for a good reason to switch your wireless company? How about this … Credit union members get exclusive savings with the Sprint Credit Union Member Discount:

• Get a 10% discount on select regularly priced Sprint monthly service

• Have your activation fee on new lines waived (up to $36 in savings)

• Have your upgrade fee waived (up to $36 in savings)

Current and new Sprint customers need to verify credit union membership to take advantage of these exclusive discounts. Visit www.Sprint.com/verify or download the Love My Credit Union Rewards app in the Apple App Store or Google Play to verify your membership.

It’s worth it to switch to Sprint. Visit LoveMyCreditUnion.org/Sprint to learn more and to start saving today with the Sprint Credit Union Member Discount. To claim your discount, use Corporate ID: NACUC_ZZM.

UPCOMING HOLIDAY CLOSINGS:INDEPENDENCE DAY

Friday, July 3, 2015Saturday, July 4, 2015

LABOR DAYMonday, September 7, 2015

COLUMBUS DAYMonday, October 12, 2015

* APR = Annual Percentage Rate. Promotional Rate determined by credit score. New money only. Offer expires September 7, 2015.

WANIGAS

*APR = Annual Percentage Rate. **Once your 9 month 3.99% APR on balance transfers expires, the balance transfer rate reverts to your variable rate of 6.95% APR-17.95% APR based on your credit worthiness. Balance Transfer Offer expires August 31, 2015. Balance transfer amount must be $500 or more to qualify for Introductory Rate. No Balance Transfer Fee.

WANIGAS

Get started by downloading

the app!

••••

29th AnnualGolf Outingpage 3

Auto Loanpage 2

VACATIONLoan

Sometimesthe grass is

greener...

3.99%APR*

12-Month Term

Rates as low as

Mobile Banking

VISA PlatinumBALANCE TRANSFER

Introductory Rate

3.99% APR*

For 9 Months**

Mobile Banking