www.PremierFCU.org 800.873.2929www.PremiierFFCCUU.org 8000.88773.2929 SPRING 2015

Looking For the Best Car Buying Experience?

Inside This Issue:� Smart Option Student Loans® � Save with TurboTax® � Safeguard Your Identity � Sprint Member Discount

See Page 2!

Before you buy your next automobile, turn to your credit union to make your car buying experience, a Premier Buying Experience! At Premier, our mission is simple... to provide you with the best loan experience possible. You can rest assured knowing that as your financial partner, we are always looking for ways to help you save both time and money.

When you choose Premier, you receive:Lower Loan RatesFlexible Payment OptionsAffordable GAP Insurance* Payment Protection Options* Extended Warranty Options*And, Best of All...Exceptional Service!

Also, if your car payment with another lender is putting a strain on your finances, we can help! Premier Federal Credit Union may be able to save you money with a lower rate and a more flexible payment plan that fits within your budget!

So what are you waiting for? Call us at 800-873-2929, apply online at www.PremierFCU.org, or stop by your local Premier branch today!

We will save you money AND treat you like you own the place! After all, you ARE a member-owner!

Premier Federal Credit Union is an equal housing opportunity lender. All loans subject to credit approval.

*GAP, Extended Warranty and Payment Protection are optional features that may be purchased and financed with approved loans.

Looking For The Best Car Buying Experience? Let Premier Show You A Better Way to Borrow!

OUR VISION IS TO BE YOUR FIRST CHOICE FOR ALL YOUR LENDING NEEDS!

Smart Option Student Loans® Pay For College The Smart Way!

Looking for a smarter way to pay for college? With a Smart Option Student Loan®, you will benefit from competitive interest rates, zero application fees, and the best part of all...an easy application process.

SAVING MONEYThe Sallie Mae Smart Option Student Loan will save you money compared to a traditional 15 year private payment-deferred student loan, putting you on the fast track to financial success. LOWER YOUR LOAN COSTSWith the Sallie Mae Smart Option Student Loan® there are no disbursement or repayment fees. Sallie Mae Smart Option Student Loans offer competitive interest rates that reward good credit.

To learn more, give us a call at 800.873.2929 or visit us online at www.PremierFCU.org.

Now Offering More Ways to Apply Than Ever Before!

Apply For Your Loan Today!

Safeguard Your Identity How to Protect Your Home PC

Home computers are a common target of cybercriminals. Home users keep large amounts of personal data on their computer, such as tax records, banking information, and lists of contacts. In addition, home computers have become the family archive of photos, documents, and other sentimental items that, if lost, would be devastating. The following actions can help protect your family’s privacy and decrease your odds of a cyberattack. Keep a Clean Machine

Keep security software current: Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats.

Automate software updates: Many software programs will automatically connect and update to defend against known risks. Turn on automatic updates if that's an available option.

Protect all devices that connect to the Internet: Along with computers, smart phones, gaming systems, and other web-enabled devices need protection from viruses and malware. Protect Your Personal Information

Secure your accounts: Ask for protection beyond passwords. Many account providers now offer additional ways for you verify who you are before you conduct business on that site.

Make passwords long and strong: Combine capital and lowercase letters with numbers and symbols to create a more secure password.

Unique account, unique password: Separate passwords for every account helps to thwart cybercriminals.

Write it down and keep it safe: Everyone can forget a password. Keep a list that's stored in a safe, secure place away from your computer.

Connect with Care

When in doubt, throw it out: Links in email, tweets, posts, and online advertising are often the way cybercriminals compromise your computer. If it looks suspicious, even if you know the source, it's best to delete or if appropriate, mark as junk email.

Get savvy about Wi-Fi hotspots: Limit the type of business you conduct and adjust the security settings on your device to limit who can access your machine.

Protect your $$: When banking and shopping, check to be sure the sites is security enabled. Look for web addresses with "https://" or "shttp://", which means the site takes extra measures to help secure your information. "Http://" is not secure.

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Get Your Taxes DoneRight and Save

Get your taxes done right and save

Don’t put it off any longer! With TurboTax® and Premier Federal Credit Union, it’s easy to beat the April 15th

deadline and save. TurboTax helps you get your taxes done right, and

Premier Federal Credit Union offers you $5 off on the TurboTax Deluxe

federal edition.

BENEFITS OF USING TURBOTAX

All you need to know is yourself. TurboTax translates taxes into simple

questions about your life and puts everything on the right forms for you.

You won’t miss a thing. TurboTax searches over 350 deductions and

credits, so you can be confident you’re getting the biggest refund you deserve.

Double checks as you go. TurboTax runs error checks and a final review of your

return to help make sure your taxes are done right.

Start TurboTax now and save! Visit us online at www.PremierFCU.org to get started today!

© 2014-2015 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for

TurboTax 2014. Terms, conditions, features, availability, pricing, fees, service and support options

subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered

trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their

respective owners.

ARE YOU A RAVING FAN OF PREMIER?Has one of our branches, departments or employees

made a HUGE difference in your life? We want to hear from you! Raving Fan Nominations are a special way for members to voice their opinion and tell us who they think

the best branches, departments and employees are!

To submit your Raving Fan Nomination, visit www.PremierFCU.org and click on "The Premier

Experience" or write us at:

Raving Fan Nominations, PO Box 26590, Greensboro, NC 27415

Annual MembershipMeeting...You're Invited!Join us on June 15, 2015 for Premier's Annual Membership Meeting.

The meeting will be held at our Main Office located at:

Premier Federal Credit Union1400 Yanceyville StreetGreensboro, NC 27405.

The meeting will begin at 4:00 PM and light refreshments will be served.We hope to see you!

Loan Rates Savings RatesProduct Type APR1 Product Type APY2

Vehicle Loans As Low As 2.95% Savings Accounts Up to 0.25%

Personal Loans As Low As 8.75% Checking Accounts Up to 0.10%

Share Secured As Low As 3.50% IRA Accounts Up to 0.75%

VISA Credit Cards As Low As 5.90% Money Market Accounts Up to 0.35%

Home Equity Loans As Low As 4.50% Share Certificates Up to 1.10%

Fixed-Rate Equity As Low As 6.25% IRA Share Certificates Up to 1.25%

Want a Lower Auto Payment? Let Us Help You Lower Your Payments and SAVE!

Upcoming Holiday ClosingsMemorial Day Monday, May 25, 2015Independence Day Friday, July 3, 2015

Rates Accurate as of March 16, 2015®

Statistically Speaking:(As of February 2015)

Assets: $163,954,662.49Members: 25,355

Time to Switch To Sprint? Looking for a good reason to switch your wireless company? How about this … Credit union members get exclusive savings with the Sprint Credit Union Member Discount:

Get a 10% discount on select regularly priced Sprint monthly service

Have your activation fee on new lines waived (up to $36 in savings)

Have your upgrade fee waived (up to $36 in savings)

Current and new Sprint customers need to verify credit union membership to take advantage of these exclusive discounts. Visit www.Sprint.com/verify or download the Love My Credit Union Rewards app in the Apple App Store or Google Play to verify your membership.

It’s worth it to switch to Sprint. Visit LoveMyCreditUnion.org/Sprint to learn more and to start saving today with the Sprint Credit Union Member Discount.

To claim your discount, use Corporate ID: NACUC_ZZM.

talk about savings.say hello to the Sprint Credit Union Member Discount.

10% 15%Consumers

SaveBusinesses

Save

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On select regularly priced Sprint monthly service.Plus, waived activation & upgrade fees (up to$36 in savings each).

Credit approval req. Early Termination Fee (sprint.com/etf): After 14 days, up to $350/line. ILDiscount: Available for eligible company employees or org. members (ongoing verification).Discounts subject to change according to the company's agreement with Sprint and are availableupon request for monthly svc charges on select plans. Discount only applies to data buy-ups/add-ons for Unlimited, My Way and Framily plans, Talk 450, and primary line on Talk Share 700.Other Terms: Offers and coverage not available everywhere or for all phones/networks/plans.Restrictions apply. See store or sprint.com or www.lovemycreditunion.org/Sprint. ©2014 Sprint.All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the propertyof their respective owners.

2014 Sprint Item #800-20 ©2014 CU Solutions Group 091614 3528

Be sure to mention this code for yourdiscount

• Consumer: NACUC_ZZM• Business: NACUC_ZDS_ZZM

Credit union membership validationis required.

Learn more• Call: 877.SAVE.4.CU • Visit: www.SprintStoreLocator.com• Click: LoveMyCreditUnion.org/Sprint