London property solutions.Working together to grow yourinvestment opportunities.

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Making it easier for you to invest inLondon investment propertiesStandard Chartered Bank is committed to providing you with comprehensive banking solutions to manage your diverse investment needs.

With so many choices out there, identifying the right investment for you isn’t easy. As your financial needs become more complex, the challenge grows.

This is where Priority Banking can help you. Your relationship comes with our commitment to proactively partner you for the long run, bringing you holistic wealth management solutions for your investment, protection, cash and property needs.

Our mortgage solutions allow you to easily diversify your portfolio. Investing in a London property has never been more simple.

Comprehensive London Property SolutionsA full suite of property solutions

A great property is an investment that can grow in value. However, buying London real estate can be a difficult process, whether you are a seasoned investor or a first-time buyer. Our aim is to make it as simple and hassle-free for you.

We are able to comprehensively guide you through the entire process of investing in London residential investment property, from sourcing through to structuring and financing the investment.

Our London property service leverages the capabilities of Standard Chartered as well as those from the real estate firms we partner with to ensure that we are ideally placed to assist our clients with their real estate purchases.

Suite of mortgage solutions

• Ourmortgagespecialistswillworkwithyou tohelpyounavigate thecomplexitiesof investing inLondon residential property so that you can make more informed decisions.

• DedicatedRelationshipManagerswillguideyouthroughthefinancingoptionsbestsuitedtoyourneeds.

• MortgagesolutionsacrossallkeyareasofPrimeLondon.

• Wewillhelpyoutodiversifyyourpropertyinvestmentstogetthemaximumreturnswithmonthlyinstalmentorinterest only structures.

• We offer assistancewith loans against your existing investment properties or getting yourmortgage transferred to the Bank at competitive rates.

Invest with a trusted partner

Fulfil your dream of owning a residential investment property in prime London.

Monthly Instalment Interest only

Minimum: GBP 250,000 Minimum: GBP 250,000 Loan Amount Maximum: GBP 3,000,000 Maximum: GBP 3,000,000

MaximumLoantoValue(“LTV”)Ratio 75% 60%

Tenor 25 Years 5 Years

Illustrative Pricing*

MarginsoverStandardChartered SCBVLR+3% SCBVLR+3% BankVariableLendingRate (“SCB VLR”)

ProcessingFee 1% 1%

MinimumAccountValue USD100,000(orcurrencyequivalent) USD100,000(orcurrencyequivalent)

*The rates referenced above are for indicative purposes only, and are subject to change. Any loan is subject to formal credit approval after a written application is received.

0 Document Title

Property Locations – Prime London

! Capital & Repayment

Loan Type Interest only

Loan Type

Loan Amount Min: GBP 250,000

Max: GBP 3,000,000 Min: GBP 250,000 Max: GBP 3,000,000

Minimum Property Value GBP400,000 GBP400,000

Maximum Loan to Value (LTV) Ratio

75% 60%

Tenor 25 Years (Committed) 5 Years (ROD)

Illustrative Pricing SCB Variable Lending Rate (VLR) +3% SCB Variable Lending Rate (VLR) +3%

Processing Fee 1% 1%

Minimum Account Value USD 100,000 (or equivalent) USD 100,000 (or equivalent)

Interest servicing cover 6 Months 12 Months

Where We LendThere are many areas to invest in property in Prime London. Some of these areas can be seen on the map below. We can guide you on further areas in Prime London where we will lend.

Next Steps

When investing in property there are many complex decisions to make, however the below steps can be carried out from the comfort of your own home by leveraging the capabilities of Standard Chartered as well as our professional partners.

• Researchthemarket.

• Findtherightinvestmentpropertyintherightlocationforyou.

• SourceaUKlawyertoactonyourbehalf.

• Discussfinancingoptionsavailabletoyou.

• Completedocumentationtohelpusassessyourneeds.

Important Information

You should always think carefully before purchasing an investment property. Your property may be repossessed if you do not keep up repayments on your investment mortgage.

The Jersey Branch of Standard Chartered Bank is regulated by the Jersey Financial Services Commission. The principal place of business of the Jersey Branch of Standard Chartered Bank is:

15CastleStreet,StHelier,JerseyJE48PT.StandardCharteredBankisincorporatedinEnglandwithlimitedliabilitybyRoyalCharterin1853ReferenceNumberZC18.ThePrincipalOfficeoftheCompanyissituatedinEnglandat1BasinghallAvenue,London, EC2V 5DD. StandardCharteredBank is authorised by the Prudential Regulation Authority and regulated by theFinancialConductAuthorityandPrudentialRegulationAuthority.TheJerseyBranchofStandardCharteredBank isalsoanauthorisedfinancialservicesproviderunderlicensenumber44946issuedbytheFinancialServicesBoardoftheRepublicofSouth Africa.

Ian RaymondHead of Mortgage Sales

Tel +44 (0)1534 704094Mobile +44 (0)7829 889025Fonenet 440 54094Fax +44 (0)1534 704600

Standard Chartered Bank,Jersey BranchPO Box 80, 15 Castle StreetSt Helier, Jersey JE4 8PTChannel Islands

ian.raymond@sc.com

Whateveryourprioritiesandhowevercomplexyourfinancialgoals, you can count on us as your trusted international partnertoprovidehigh-qualitysolutionsthatbestserveyourneeds.

Contact us