lending & depositWeighted Average Lending & Deposit Rates(Percent per annum)PERIODNationalized BanksPrivatized Domestic BanksPrivate Domestic BanksForeign BanksSpecialized BanksAll GroupsLending*Deposits**Lending*Deposits**Lending*Deposits**Lending*Deposits**Lending*Deposits**Lending*Deposits**

1997Jun.17.70-18.11-17.13-15.72-14.07-16.91-Dec.17.33-18.20-16.67-15.63-14.06-16.62-

1998Jun.16.80-17.12-16.20-14.88-13.99-16.09-Dec.16.65-17.46-15.95-14.83-14.13-15.88-

1999Jun.14.866.3215.686.3115.107.8113.435.4114.0713.1114.616.49Dec.15.366.0014.176.1214.507.5413.585.3014.1613.1614.406.18

2000Jun.13.065.3512.506.1913.217.2412.595.3014.0912.2412.945.89Dec.14.134.7714.694.1913.816.7713.375.5613.9912.3013.885.23

2001Jun.13.484.3914.844.0714.476.4613.865.7914.2710.9713.975.00Dec.13.784.4115.114.0313.746.5411.695.2714.0911.4713.404.96

2001Nov15.114.5415.504.0814.576.6212.015.1114.1512.1914.105.00Dec13.784.4115.114.0313.746.5411.695.2714.0911.4713.404.962002Jan14.084.3014.763.8113.626.2011.144.6114.0811.6013.184.73Feb13.194.1414.513.7812.396.0510.064.2814.1011.3612.114.56Mar12.934.0913.723.8312.456.0712.214.2114.1311.2312.064.55Apr12.923.9213.913.8412.796.0210.644.0614.1610.2212.344.43May12.363.6412.403.8112.866.0710.724.0314.1610.2712.274.30Jun11.893.6012.523.5112.755.8810.693.9614.0510.0712.124.17Jul12.673.4413.013.5412.415.4710.763.9214.1410.2012.174.02Aug11.894.2512.013.0611.715.6310.453.8514.0510.2711.564.31Sep11.623.4112.873.0612.285.4611.013.8214.1110.2311.963.93Oct12.283.5012.763.0511.925.439.343.8614.2510.0711.583.97Nov11.943.4612.083.1011.115.157.933.5814.099.9110.663.87Dec10.823.1011.083.0910.484.838.663.2314.059.8110.313.602003Jan10.412.8110.482.7510.004.258.382.7914.029.789.953.21Feb9.972.779.892.239.544.227.862.3114.029.849.363.04Mar8.882.628.382.228.503.776.902.0814.027.418.262.81Apr8.732.567.352.227.933.306.501.6413.867.367.752.62May6.482.176.072.207.623.246.551.6213.405.567.092.41Jun6.691.646.861.298.182.896.241.4413.215.547.581.90Jul6.001.545.081.185.392.474.161.7712.024.595.121.70Aug6.241.464.031.185.882.373.621.3313.614.895.091.63Sep5.751.425.231.156.231.993.011.2513.544.485.201.50Oct5.771.394.151.076.611.923.701.1313.394.475.321.45Nov5.661.384.491.146.051.863.911.1313.474.465.291.45Dec6.011.385.671.406.312.074.391.2612.944.175.681.42

ItemsGross DisbursementsOutstanding LoansFresh DepositsOutstanding DepositsIncluding Zero MarkupExcludingZero MarkupIncluding Zero MarkupExcludingZero MarkupIncluding Zero MarkupExcludingZero MarkupIncluding Zero MarkupExcludingZero Markup

January, 2004 Public5.976.117.388.421.271.471.281.56Private5.105.155.856.511.181.351.361.74Foreign4.074.297.087.390.911.531.081.46Specialized12.6112.6212.1014.092.933.894.234.80All Banks5.045.136.917.711.121.401.341.70February, 2004 Public6.997.167.378.411.141.681.271.55Private5.515.565.826.451.422.221.351.76Foreign3.894.206.546.901.141.340.991.36Specialized12.8012.8011.6714.123.263.884.294.80All Banks5.305.436.697.471.301.811.321.70March, 2004 Public6.036.237.218.351.111.411.241.54Private4.814.875.616.291.392.271.331.75Foreign3.603.956.246.611.372.030.971.32Specialized13.6713.6811.6614.103.844.274.314.78All Banks4.694.836.497.321.331.991.301.69April, 2004 Public6.016.497.038.090.971.151.241.52Private5.245.315.586.191.502.201.201.57Foreign3.864.126.897.251.261.700.981.39Specialized13.6013.6111.6714.104.164.454.104.54All Banks5.075.216.497.261.361.891.211.57May, 2004 Public5.546.236.837.701.201.441.251.52Private5.655.735.596.201.442.241.181.56Foreign3.864.156.987.321.231.801.121.60Specialized13.6013.6111.6814.092.792.884.094.53All Banks5.425.596.467.201.351.971.211.58June, 2004 Public4.064.116.627.520.861.331.161.49Private5.315.365.736.301.142.141.201.60Foreign4.044.256.937.251.532.061.191.68Specialized12.3512.3511.6914.071.653.523.844.51All Banks5.055.146.497.201.191.991.211.61July, 2004 Public5.906.386.587.551.321.571.201.50Private4.824.865.756.301.161.441.191.59Foreign3.333.525.976.251.251.711.041.51Specialized12.5012.5011.9114.184.194.264.104.58All Banks4.634.726.437.131.201.501.201.59August, 2004 Public6.056.136.527.301.711.931.161.43Private5.405.425.736.271.462.091.191.59Foreign3.443.676.767.081.542.021.131.59Specialized13.5213.5311.9414.182.542.834.044.49All Banks5.085.176.487.141.512.051.201.58September, 2004 Public6.206.256.547.280.921.611.161.44Private6.116.185.846.341.572.321.191.58Foreign4.584.946.917.252.092.821.301.82Specialized13.4213.4211.9314.183.854.104.034.51All Banks5.845.986.557.171.692.451.221.60October, 2004 Public6.126.216.557.150.331.011.151.46Private6.606.735.846.371.482.181.161.58Foreign4.034.256.907.191.722.441.171.67Specialized13.4313.4312.4713.833.714.184.044.53All Banks6.016.186.537.101.532.261.181.59November, 2004 Public7.117.216.837.401.121.571.171.49Private6.226.345.936.441.482.101.171.59Foreign4.424.716.927.212.022.681.371.91Specialized13.8713.8712.4513.800.571.654.184.71All Banks5.946.126.617.161.612.241.211.63December, 2004 Public7.077.176.887.471.892.161.301.69Private6.106.246.176.701.552.301.221.68Foreign4.684.916.706.992.142.861.632.28Specialized9.009.0011.7212.872.733.383.644.59All Banks5.926.086.697.231.782.411.301.77January, 2005 Public8.408.567.157.831.451.891.281.60Private6.917.056.416.921.461.741.281.74Foreign5.425.767.147.443.044.081.782.47Specialized9.079.0811.5712.702.732.953.924.54All Banks6.686.876.937.481.752.131.351.81February, 2005 Public6.066.157.237.901.321.651.311.66Private6.496.606.637.181.682.581.341.83Foreign4.975.307.167.482.033.061.562.25Specialized9.139.1311.4712.583.603.923.944.51All Banks6.176.347.087.651.742.581.371.86March, 2005 Public7.027.057.388.042.092.561.451.83Private6.937.076.807.331.962.891.351.87Foreign5.305.658.078.372.883.821.732.47Specialized9.249.2411.3712.453.564.023.934.52All Banks6.576.767.297.852.223.111.431.94April, 2005 Public8.018.347.868.541.892.341.501.91Private7.057.197.027.491.773.401.482.03Foreign5.746.088.098.413.324.281.942.66Specialized9.179.1711.2912.311.933.853.874.57All Banks6.786.987.498.002.203.621.552.10May, 2005 Public7.407.618.098.793.023.411.702.19Private7.787.967.538.113.314.391.592.19Foreign7.297.879.019.424.015.092.363.30Specialized9.009.0111.0712.086.626.734.234.98All Banks7.667.937.978.583.484.401.712.32June, 2005 Public8.849.078.549.173.064.441.842.45Private8.338.478.018.553.234.311.752.43Foreign7.307.869.5710.063.834.872.423.45Specialized9.029.0210.9611.937.397.744.395.17All Banks8.218.438.418.983.384.491.852.55July, 2005Public9.9510.059.309.953.263.712.022.60Private9.329.498.579.162.643.011.992.69Foreign7.588.2210.0410.594.115.262.473.49Specialized9.429.4410.9311.851.845.974.285.06All Banks9.079.338.969.582.973.472.062.77August, 2005Public10.1110.289.5310.203.073.932.152.76Private9.309.498.809.413.915.242.102.86Foreign7.388.0710.3210.894.315.572.523.58Specialized9.189.1910.8711.777.727.864.925.71All Banks9.009.309.199.823.985.252.162.93September, 2005Public10.4310.579.6410.283.364.002.172.80Private9.7210.009.059.673.645.002.152.95Foreign7.908.6510.8611.424.035.242.573.74Specialized9.219.2110.8311.685.417.904.935.82All Banks9.469.829.4110.043.745.012.213.02October, 2005Public10.5110.819.8010.462.733.432.282.91Private10.0910.369.239.863.774.822.263.06Foreign7.898.6411.1011.693.975.682.603.80Specialized9.249.2410.7411.568.829.035.376.31All Banks9.7410.119.5710.213.784.982.313.12November, 2005Public11.0611.269.9410.563.023.872.282.98Private10.0110.259.3910.004.285.562.333.16Foreign8.008.6811.1311.733.555.442.633.80Specialized9.279.2710.5911.415.386.105.236.27All Banks9.7710.099.6910.313.985.362.373.20December, 2005Public11.0811.2310.1510.733.174.922.313.07Private9.799.879.5410.074.345.882.563.56Foreign7.468.1711.2611.844.365.892.824.15Specialized9.749.7410.0610.886.146.684.695.97All Banks9.539.749.8110.364.235.802.553.53January, 2006Public10.8011.2210.1910.803.623.972.332.98Private10.1810.289.6610.193.063.632.643.69Foreign7.207.8611.2412.073.905.432.884.18Specialized10.0310.039.9310.747.588.025.246.21All Banks9.769.999.8910.473.263.942.623.61February, 2006Public10.8411.2410.2210.844.435.362.563.24Private10.5210.599.7810.295.396.792.753.73Foreign8.038.7811.4711.954.396.183.004.35Specialized9.699.699.8210.614.124.695.286.25All Banks10.1710.3910.0110.555.056.512.753.71March, 2006Public11.0411.0910.2910.894.125.342.573.31Private10.4610.659.8210.334.926.472.733.72Foreign8.098.8711.5112.024.025.693.144.51Specialized9.279.279.6810.469.3910.235.056.16All Banks10.1410.4210.0410.584.656.202.753.73April, 2006Public11.4311.5210.4010.974.795.562.643.38Private10.5010.669.9610.494.876.452.843.87Foreign8.529.2911.8712.384.645.763.204.52Specialized9.009.009.5710.484.615.435.116.15All Banks10.2510.5210.2010.754.816.222.853.85May, 2006Public11.2511.3010.4111.023.705.182.763.55Private10.5310.6110.0910.585.026.552.883.95Foreign8.569.2812.0112.604.165.833.324.71Specialized9.099.099.3610.253.476.544.946.31All Banks10.2310.4310.2910.834.736.312.913.95June, 2006Public10.9111.2010.7011.213.304.682.513.47Private10.1810.2710.1510.634.916.522.944.06Foreign8.268.9112.2312.784.435.403.224.56Specialized9.479.479.1910.045.696.844.546.30All Banks9.9310.1410.4010.914.726.172.894.01July, 2006Public11.7911.9410.8011.346.277.742.663.57Private10.4810.5610.2510.735.356.643.154.27Foreign8.709.2512.5013.094.275.943.414.73Specialized9.449.449.149.918.009.284.486.43All Banks10.2410.4310.5111.035.156.563.094.18August, 2006 Public11.8611.9810.8911.424.506.032.663.56Private10.9911.0510.3910.865.597.013.234.38Foreign8.849.5112.7413.355.025.943.434.78Specialized9.449.449.119.867.308.924.806.57All Banks10.6310.8310.6411.155.436.743.144.27September, 2006 Public11.6411.7710.8611.384.526.433.064.12Private11.5811.6410.4710.965.276.753.254.50Foreign8.919.5512.9613.524.705.873.434.85Specialized9.399.399.059.809.7410.565.176.99All Banks11.0111.2210.7111.235.146.573.244.47October, 2006Public12.1812.3610.8611.395.247.223.033.96Private11.3511.4710.6411.135.166.653.394.61Foreign9.099.3913.1013.354.635.893.665.28Specialized9.169.169.029.725.908.635.286.97All Banks11.0811.2310.8111.315.096.563.354.55November, 2006Public11.2211.5010.9811.547.108.073.194.15Private11.5911.7410.7711.285.677.293.674.94Foreign8.909.1113.7513.924.135.233.765.27Specialized9.309.309.079.766.157.826.096.91All Banks10.9911.1610.9911.495.557.063.594.82December, 2006Public11.3411.5511.0411.586.328.513.304.39Private11.7411.8111.0311.465.627.203.664.98Foreign8.738.9613.6213.825.056.164.896.13Specialized9.199.199.029.724.837.714.196.73All Banks11.1611.2711.1011.555.587.123.664.94January,2007Public11.7911.8710.9811.577.289.053.444.53Private11.0011.0311.1411.594.996.503.684.96Foreign8.679.0013.8814.154.715.565.076.33Specialized9.829.828.949.603.575.175.327.42All Banks10.6510.7411.1811.665.056.483.724.97February ,2007Public10.4710.6110.9611.565.276.873.504.57Private11.0111.0511.2911.734.946.733.785.10Foreign8.658.9513.7613.945.426.035.266.34Specialized9.699.708.959.593.214.345.346.91All Banks10.5210.6211.2911.755.036.593.825.09March,2007Public11.2111.3411.0611.745.146.533.654.76Private10.8510.9011.2811.724.986.703.865.19Foreign9.049.4213.8414.055.647.015.426.58Specialized9.529.538.939.566.988.954.917.02All Banks10.5510.6711.2911.785.086.743.925.21April,-2007Public11.1311.1510.9811.705.137.313.754.87Private10.9410.9011.2911.744.896.453.835.14Foreign9.159.2413.8614.105.416.785.446.58Specialized9.249.258.979.605.336.495.637.11All Banks10.610.6611.311.794.996.543.925.19

May - 2007Public11.1611.1710.9611.525.408.123.975.12Private10.8110.9211.3311.755.406.913.925.23Foreign9.539.6313.8014.015.226.675.456.61Specialized9.319.318.999.577.079.125.687.16All Banks10.5610.6611.3211.765.386.934.025.30

June - 2007Public10.2210.2610.9511.614.397.603.554.75Private10.7410.8811.3611.785.467.013.985.32Foreign8.858.9213.8314.045.096.475.426.56Specialized9.719.718.979.588.529.685.327.30All Banks10.3210.4311.3311.805.336.983.985.30

July - 2007 Public10.8810.9010.9711.504.235.093.544.63Private10.3510.3711.2411.695.637.064.065.40Foreign10.5610.5813.9914.175.086.285.056.26Specialized10.1910.198.989.577.278.325.797.40All Banks10.4210.4411.2611.725.476.834.035.32

August - 2007Public9.759.8611.1011.645.046.913.854.98Private10.4910.5111.3111.766.157.464.115.51Foreign11.5611.7014.3414.555.506.605.096.40Specialized9.739.739.019.585.046.465.607.27All Banks10.5110.5511.3511.825.997.304.125.47

September - 2007Public10.4310.4911.0511.674.286.383.864.99Private10.4810.5511.3211.826.297.604.125.53Foreign10.2510.3115.1615.395.176.535.246.82Specialized9.939.939.029.604.806.935.377.10All Banks10.4610.5211.3211.846.047.414.125.48

October - 2007Public11.8011.8411.2111.795.166.353.884.91Private10.9711.0011.3011.745.887.284.135.51Foreign10.2810.3515.0315.305.887.145.466.95Specialized10.0510.059.039.609.2110.485.727.45All Banks10.9711.0011.3311.805.837.184.145.46

November - 2007Public10.9211.0311.2411.884.085.653.814.84Private10.8410.8711.2611.695.627.084.145.49Foreign9.619.6414.5814.804.556.135.056.60Specialized9.609.609.059.626.987.795.457.38All Banks10.7210.7511.3011.775.396.894.115.41December - 2007Public11.6611.7211.1511.826.437.443.965.11Private10.9911.0211.2511.655.877.404.135.55Foreign10.0610.0914.5214.744.625.934.896.44Specialized9.429.429.039.605.516.834.917.28All Banks10.9510.9811.2711.735.817.254.135.50January - 2008Public11.5511.6311.1311.694.635.924.025.11Private10.9410.9711.2511.645.987.314.205.57Foreign9.489.5214.1014.374.255.584.916.37Specialized10.3510.359.049.623.284.535.217.17All Banks10.8010.8311.2611.695.707.044.195.51February - 2008Public10.7110.7811.1511.695.006.473.935.03Private10.9210.9511.2111.595.447.014.195.56Foreign10.0610.1014.2814.595.366.635.126.55Specialized9.589.589.049.636.368.435.197.17All Banks10.8110.8511.2311.655.406.934.175.50March - 2008Public11.4011.4911.0611.627.618.333.754.89Private10.9410.9911.2911.686.067.444.235.64Foreign9.809.8313.8114.074.666.044.826.27Specialized9.119.119.029.620.982.614.997.24All Banks10.8710.9111.2611.696.057..384.175.52April - 2008Public10.3910.4411.1311.648.439.173.824.92Private11.0611.1011.3611.745.717.254.215.67Foreign9.899.9513.9514.264.826.225.056.55Specialized9.489.489.029.610.503.505.067.22All Banks10.9010.9411.3311.745.937.414.185.57May - 2008Public10.0010.2511.6712.206.717.653.854.94Private11.5611.6011.5011.876.587.814.265.69Foreign10.5010.5214.4514.664.576.004.996.57Specialized9.409.409.029.610.952.184.857.16All Banks11.3311.3811.5511.966.367.624.215.58June - 2008Public13.8713.9412.0012.598.669.804.646.06Private12.8212.8911.9412.367.099.095.277.11Foreign11.7511.7715.0515.275.717.615.997.68Specialized9.889.889.029.611.313.394.327.09All Banks12.7512.8111.9612.427.039.005.186.94July - 2008Public12.8512.8612.3512.9910.5911.365.336.89Private13.3613.4112.5913.047.339.015.467.31Foreign11.0111.1015.2015.206.118.286.288.17Specialized10.5010.509.069.644.908.215.668.21All Banks13.0513.1012.5213.017.489.195.477.27August - 2008Public12.7813.1413.1013.6310.4712.165.587.31Private13.3613.4212.9013.377.679.495.527.49Foreign12.6712.7115.8216.086.128.906.278.64Specialized9.9910.019.079.652.486.645.578.34All Banks13.2513.3212.9113.407.609.575.567.51September - 2008Public14.8015.4713.0313.6510.3412.295.657.50Private14.5114.5713.4713.929.0210.705.857.86Foreign13.3513.4215.8116.116.428.836.668.75Specialized9.579.599.119.692.806.955.688.30All Banks14.4214.5213.3413.828.7310.575.857.83October - 2008Public17.2317.2813.6514.2712.9714.345.827.64Private16.0916.1314.0414.459.8811.706.228.24Foreign11.8812.0416.0516.656.008.666.758.97Specialized9.709.799.059.663.036.625.708.42All Banks15.5415.6013.8914.359.5311.526.178.17November - 2008Public15.0715.2113.9314.6711.9613.736.168.05Private15.5815.6514.3014.709.3911.466.548.67Foreign9.679.7315.9716.476.969.807.089.51Specialized9.539.569.099.661.507.115.878.81All Banks14.7214.7914.1314.609.1811.406.508.60December - 2008Public15.6615.7714.1014.8210.2713.356.408.54Private15.2515.3614.6415.019.2611.736.759.09Foreign9.429.4916.5517.116.509.877.209.70Specialized9.649.699.089.692.277.205.338.81All Banks14.3314.4314.4514.908.9411.626.709.02January - 2009Public16.0016.1514.3014.969.3811.456.508.45Private16.0016.1614.9115.379.0311.056.929.17Foreign11.8612.1016.2017.097.7710.337.5510.26Specialized9.519.659.099.665.726.636.499.09All Banks15.3515.5314.6615.188.8410.956.889.09February - 2009Public15.7915.8014.0714.736.448.066.778.71Private14.9715.1014.8715.348.3610.136.989.20Foreign13.5913.6816.1216.876.8010.037.4410.24Specialized9.309.509.109.662.687.296.469.16All Banks14.8214.9514.5815.108.029.996.969.15March - 2009Public14.9114.9513.9514.698.0910.376.648.51Private14.5014.6014.6415.168.1110.076.698.89Foreign12.8312.8715.9916.547.2710.447.6410.36Specialized9.429.469.119.672.747.026.279.25All Banks14.2814.3714.3814.957.9610.116.728.88April - 2009Public14.7114.7313.9314.647.569.296.558.37Private14.6114.7614.3414.877.839.726.598.74Foreign12.8713.0915.6516.508.0510.647.049.86Specialized9.599.599.129.672.296.096.539.46All Banks14.3714.5214.1414.717.779.806.608.72May - 2009Public14.8714.8814.0014.626.908.836.648.48Private14.6614.7914.2714.797.929.896.598.79Foreign12.7112.7615.3316.098.7610.737.189.93Specialized7.838.559.119.663.076.116.158.96All Banks14.3214.4614.0914.647.949.936.628.77June - 2009Public14.1514.2013.7414.385.029.256.378.42Private14.6314.7614.2314.757.7510.136.498.80Foreign12.8212.8815.6216.138.5010.767.4810.05Specialized9.879.899.129.652.746.035.398.17All Banks14.3214.4314.0214.577.5810.146.508.77July - 2009Public14.4614.4813.5814.237.398.686.468.34Private14.2314.3213.9814.527.369.366.428.64Foreign12.6112.7715.1115.767.209.426.839.56Specialized10.5210.539.119.643.526.025.458.30All Banks14.0114.1213.7914.357.319.306.448.62August - 2009Public13.7213.7613.5814.255.647.466.578.41Private13.7213.8413.9114.457.479.426.368.60Foreign12.8512.8915.1315.847.529.486.749.38Specialized9.819.859.109.632.056.125.278.08All Banks13.6213.7213.7314.307.389.366.418.59September - 2009Public14.4814.5013.5514.206.767.856.418.19Private13.9814.1213.8414.397.489.346.238.47Foreign12.7712.8215.2315.847.429.616.839.39Specialized9.819.849.109.621.846.275.288.18All Banks13.8513.9813.6714.247.399.286.298.45October - 2009Public14.5714.6713.5814.206.557.666.388.14Private13.9614.1613.8514.407.389.556.208.44Foreign12.7012.8914.9215.667.7010.046.879.44Specialized9.669.699.099.611.126.914.948.41All Banks13.8214.0213.6714.247.339.506.268.42November - 2009Public14.2914.3013.5814.166.477.556.368.10Private13.9014.1113.7314.277.539.316.208.41Foreign13.0413.0614.8515.427.449.666.889.42Specialized9.529.539.109.602.295.785.478.09All Banks13.8013.9813.5814.137.419.236.258.39December - 2009Public14.9014.9013.5514.184.318.665.987.88Private13.7914.0113.6214.157.599.486.168.40Foreign12.7912.9314.5815.167.609.386.609.06Specialized10.0710.129.109.612.775.864.777.55All Banks13.7113.9013.4914.047.389.416.148.32January - 2010Public13.8513.8613.3714.008.469.956.127.98Private13.6713.8613.4914.037.139.056.088.20Foreign12.6812.7214.4114.956.879.246.528.95Specialized10.2410.249.109.602.765.535.068.03All Banks13.5313.7013.3513.917.119.106.108.19February - 2010Public13.8013.8513.4514.068.619.806.268.05Private13.5013.6413.5114.067.218.886.018.11Foreign13.2813.5214.5015.227.159.536.579.07Specialized10.0710.079.159.652.345.124.898.01All Banks13.4613.6113.3813.957.188.996.078.13March - 2010Public14.9915.0213.4414.108.659.666.388.14Private13.4513.5813.5414.077.219.006.028.13Foreign13.1913.2514.6015.307.549.246.538.90Specialized9.549.549.169.652.576.244.717.87All Banks13.4413.5613.4013.967.379.096.108.16April - 2010Public12.6313.7913.4914.127.228.576.228.06Private13.3813.4913.5514.107.489.415.978.07Foreign12.9512.9814.3614.987.159.056.558.86Specialized9.579.599.139.622.576.414.677.84All Banks13.3013.4313.4213.987.379.246.038.10May- 2010Public13.9414.5113.6314.226.358.646.328.00Private13.2713.3313.4914.057.439.615.968.09Foreign13.1713.1714.3614.967.659.506.639.02Specialized9.339.369.139.611.795.904.667.78All Banks13.2513.3213.4013.967.379.526.058.10June- 2010Public13.7514.0613.7014.294.497.975.567.44Private13.2713.2913.4914.046.969.615.828.07Foreign12.8312.8313.5814.297.869.316.578.85Specialized9.9810.009.149.624.588.854.637.78All Banks13.2213.2613.3913.956.809.425.797.98July- 2010Public13.7114.3013.7014.287.588.475.877.46Private13.3813.4613.4514.017.769.585.807.99Foreign13.0013.0213.7114.567.389.236.398.76Specialized11.0111.069.159.622.975.435.188.46All Banks13.3613.4513.3513.927.659.435.847.91August- 2010Public13.5314.3413.7714.346.157.955.817.42Private13.2113.3713.4614.047.489.705.808.01Foreign13.5913.6313.8714.826.398.076.388.90Specialized10.6310.659.149.622.295.624.517.78All Banks13.2413.4113.3813.977.159.245.827.92September- 2010Public13.2814.3113.8214.396.818.365.717.35Private13.1913.3713.4014.017.299.295.778.00Foreign13.2613.3713.6814.666.328.236.338.69Specialized10.9510.979.149.622.975.824.667.67All Banks13.1913.3913.3413.957.038.995.777.90October- 2010Public13.5514.1813.7114.449.1610.345.777.38Private13.4613.5713.4014.047.139.225.828.02Foreign13.2413.2413.6614.635.517.106.428.95Specialized9.279.309.149.635.5710.004.787.75All Banks13.4313.5513.3213.986.888.835.837.93November - 2010Public13.8514.7013.7114.517.948.985.957.63Private13.9714.0913.5414.187.149.225.868.06Foreign13.5813.6013.3714.566.728.436.279.21Specialized9.849.849.159.633.897.784.957.77All Banks13.9214.0613.4214.107.159.075.888.02December - 2010Public13.5814.3413.9214.627.6710.265.867.72Private14.2914.3813.6214.237.309.815.898.19Foreign13.6713.7113.1114.317.888.836.719.47Specialized10.3510.369.169.653.386.914.457.18All Banks14.2014.3013.5214.167.419.675.918.14

ItemsGross DisbursementsOutstanding LoansFresh DepositsOutstanding DepositsIncluding Zero MarkupExcluding Zero MarkupIncluding Zero MarkupExcluding Zero MarkupIncluding Zero MarkupExcluding Zero MarkupIncluding Zero MarkupExcluding Zero MarkupIncluding InterbankExcluding InterbankIncluding InterbankExcluding InterbankIncluding InterbankExcluding InterbankIncluding InterbankExcluding InterbankIncluding InterbankExcluding InterbankIncluding InterbankExcluding InterbankIncluding InterbankExcluding InterbankIncluding InterbankExcluding Interbank

January - 2011 ***Public13.3913.6413.8314.5514.1514.1114.8014.739.018.529.468.906.386.317.897.74Private14.3114.6214.5614.8213.7013.7414.3714.397.296.669.599.095.915.868.148.09Foreign13.9814.0813.9914.0913.1313.1414.3514.376.088.216.769.856.616.799.129.45Specialized10.3610.3610.3710.379.159.159.649.643.413.416.996.995.075.077.467.46All Banks14.2214.5214.4614.7313.6213.6314.2914.297.227.108.989.166.025.978.128.07February - 2011Public13.2314.0713.6514.8513.8713.9214.6814.689.099.2910.7610.766.356.298.067.83Private14.2714.5414.4614.7013.6713.7614.4014.436.956.449.409.005.955.908.208.15Foreign13.8914.0913.9014.1012.9212.9214.2414.266.438.707.0710.006.746.899.409.69Specialized9.869.869.869.869.149.149.649.642.892.897.167.165.075.077.537.53All Banks14.1914.4714.3714.6413.5513.6214.2914.316.997.028.969.356.045.998.218.14March - 2011Public14.5514.5415.1215.2014.1314.1614.8714.899.8810.0611.3311.346.396.348.127.91Private14.2914.4014.5314.6513.6213.7014.4014.416.846.249.428.885.855.838.158.12Foreign13.7913.9213.8013.9212.8512.8414.1414.166.757.857.879.546.556.569.429.41Specialized9.779.779.789.789.159.159.659.653.163.168.918.915.155.157.677.67All Banks14.2414.3414.4714.5913.5513.6114.3314.337.096.829.359.275.975.938.188.12April - 2011Public13.5613.7714.2814.8714.1614.2114.9314.949.059.2510.8210.826.406.348.097.88Private14.4914.7214.7214.9513.6213.7114.4514.486.976.569.519.205.935.908.198.16Foreign13.3613.5313.3713.5312.6012.6013.8913.908.447.719.929.366.596.619.329.32Specialized9.739.739.749.749.169.169.679.673.863.865.818.514.994.997.907.90All Banks14.3714.6014.5914.8313.5513.6314.3714.397.356.949.699.386.036.008.218.14May - 2011Public14.9015.4315.0515.6314.3314.3815.0215.049.249.4211.0011.006.376.327.987.78Private14.2614.3914.7514.9013.7013.7814.5314.556.926.479.569.205.905.868.228.18Foreign13.5413.9813.5814.0312.5612.5613.8813.899.148.4410.439.926.636.629.439.41Specialized9.549.549.549.549.159.159.669.663.243.248.018.014.884.887.957.95All Banks14.2114.3714.6514.8413.6513.7214.4614.477.457.009.859.506.005.968.218.14June - 2011Public14.3514.9514.6515.2014.3414.4215.0315.056.466.979.959.965.925.987.967.76Private14.2914.7314.4714.9613.8513.9414.6714.707.266.689.869.445.905.878.328.29Foreign14.3415.2214.3415.2312.8912.8814.1714.177.837.1210.089.606.606.629.329.32Specialized10.2110.2110.2110.219.189.189.699.693.703.707.347.344.554.557.957.95All Banks14.2514.7014.4314.9213.7813.8514.5714.597.226.769.899.525.925.918.288.22July - 2011Public13.9713.9014.4814.4714.3114.3515.0215.037.748.2410.1910.205.655.616.976.74Private14.6914.8215.0015.1713.8413.9114.7314.757.346.519.819.125.915.898.408.38Foreign13.9014.0913.9014.0912.9112.8914.1814.198.098.459.239.856.186.359.069.40Specialized11.9311.9311.9411.949.239.239.749.743.263.268.058.055.105.108.278.27All Banks14.6214.7614.9215.1013.7613.8214.6114.637.466.879.749.315.885.868.138.09August - 2011Public13.6413.5914.4714.5414.3214.3615.0415.056.777.148.238.246.026.077.897.68Private14.2814.4814.4614.6113.6713.7514.5214.547.586.629.809.036.066.018.388.33Foreign13.7313.9213.8014.0012.8812.8714.2214.226.798.177.699.656.336.519.209.55Specialized11.5611.5611.5611.569.259.259.769.764.534.539.019.015.345.348.188.18All Banks14.2214.4114.4114.5713.6513.7014.4714.487.406.869.349.056.066.038.328.25September - 2011Public14.7714.9814.9415.1914.2714.3214.9714.996.327.228.718.716.366.418.137.92Private14.3014.4714.4214.6113.9113.9714.7214.778.666.8910.719.366.135.958.498.32Foreign13.7613.8713.7913.9112.9012.8714.2314.278.058.369.159.736.566.579.419.40Specialized11.6511.6511.6511.659.279.279.779.772.752.758.768.765.305.308.198.19All Banks14.2814.4514.4014.5813.8113.8614.6014.638.407.1110.379.376.186.048.458.28October - 2011Public14.4414.7514.6314.9914.1314.1614.8414.856.677.318.548.546.426.468.167.95Private14.0114.3014.2614.5813.7713.8514.6114.658.186.1710.228.865.915.818.288.19Foreign13.4013.8613.4013.8612.5612.5913.9214.017.867.798.768.836.206.238.998.99Specialized10.5210.5210.5610.569.279.279.789.782.802.808.178.175.285.288.148.14All Banks13.9714.2814.2114.5413.6813.7414.4914.528.036.499.938.826.015.938.288.17November - 2011Public14.8215.3514.8515.3814.0814.1314.6814.706.747.388.528.526.336.418.057.89Private13.6013.8813.8414.1413.5813.6714.4114.487.586.789.478.925.925.868.218.16Foreign12.7913.0912.8313.1412.3512.3713.6813.737.426.868.708.246.015.998.748.71Specialized10.0210.0210.0510.059.279.279.789.783.383.386.836.835.305.308.248.24All Banks13.5813.8713.8114.1213.5213.5814.3014.357.486.839.288.775.995.968.208.13December - 2011Public15.3715.6315.3815.6414.0414.1014.6814.706.537.128.798.766.116.197.857.65Private13.2013.6413.4513.9113.5213.5714.3414.377.156.239.358.755.845.778.188.12Foreign12.4312.8212.4412.8512.1012.2313.4913.706.986.908.128.205.956.098.538.79Specialized10.1810.1810.2410.249.299.299.819.812.482.487.177.174.454.457.957.95All Banks13.2313.6613.4613.9113.4613.5214.2514.287.066.389.138.665.885.858.128.05January - 2012Public15.3715.7315.3815.7413.9013.9414.5214.545.906.498.248.196.286.357.987.78Private13.1613.4813.3713.7113.2713.3214.0514.087.446.169.518.635.805.738.098.03Foreign12.1612.5612.3112.7711.8812.0013.2813.466.276.667.418.095.915.918.548.53Specialized9.969.9610.1110.119.289.289.799.794.784.785.175.174.774.777.957.95All Banks13.1813.5113.3813.7313.2513.2914.0014.027.126.229.058.405.885.848.088.00February - 2012Public14.4514.8914.4814.9213.7413.7914.3614.375.936.397.687.556.266.307.937.74Private13.1713.3113.3613.5013.1913.2413.9513.977.125.969.418.575.775.698.067.99Foreign12.3012.7812.3512.8311.8411.8713.2013.307.116.528.608.115.855.808.478.42Specialized10.0610.0610.2110.219.309.309.819.812.152.157.227.224.344.347.677.67All Banks13.1413.3113.3313.4913.1513.2013.8913.917.036.059.188.425.855.798.057.95March - 2012Public14.3814.6414.5014.7813.6013.6514.2114.237.087.618.538.536.196.247.887.69Private12.8113.1213.0613.3913.0713.1313.8713.897.196.179.498.825.645.597.997.94Foreign11.9412.3712.0112.4411.5711.6612.9713.145.715.857.618.265.805.838.498.50Specialized9.829.829.959.959.329.329.829.822.772.778.288.284.194.197.607.60All Banks12.8013.1213.0313.3613.0413.0913.8013.826.986.239.178.715.745.707.997.91April - 2012Public13.5813.8713.6913.9913.5413.5814.1414.156.116.617.717.686.146.207.837.65Private12.8913.0913.2213.4313.0213.0713.7913.817.376.339.508.825.685.647.977.94Foreign12.0212.8112.1712.9311.5711.6812.9413.146.305.768.578.185.895.898.608.59Specialized9.789.789.919.919.319.319.829.823.183.186.636.634.274.277.577.57All Banks12.8313.0713.1513.4012.9813.0313.7213.747.146.269.268.635.765.747.967.91May - 2012Public13.8013.9514.0314.2013.5313.5914.1814.203.013.057.427.376.106.177.837.66Private12.9613.1713.3213.5412.9813.0413.7913.816.996.108.467.725.845.798.228.17Foreign12.0312.5512.2812.7211.2611.3512.7412.866.085.828.087.885.605.648.248.25Specialized9.619.619.619.619.319.319.819.812.792.796.396.393.693.697.937.93All Banks12.9413.1513.2813.5112.9513.0113.7313.756.255.518.337.695.885.848.148.07June - 2012Public14.0414.3914.2214.4113.5013.5814.1414.162.862.898.118.046.006.107.967.79Private13.1413.3413.3913.6012.9913.0113.8013.827.356.329.448.715.815.788.258.22Foreign12.5712.9712.7413.1411.5311.5313.1013.115.395.027.947.845.315.398.438.64Specialized10.0110.0110.0110.019.329.329.829.822.222.227.657.653.383.387.747.74All Banks13.1313.3313.3713.5812.9612.9913.7413.756.465.569.228.575.825.818.208.15July - 2012Public13.3914.1513.4114.1913.5513.6014.1814.206.817.138.148.016.126.187.997.81Private13.0713.3213.3013.5812.9412.9713.7513.797.356.509.538.965.855.798.188.12Foreign12.1412.4612.4512.6511.3911.4113.0313.035.815.547.467.205.605.618.198.19Specialized11.6711.6711.6911.699.319.319.819.811.581.587.597.593.893.897.927.92All Banks13.0313.3013.2713.5512.9312.9613.7113.747.116.429.178.635.885.848.148.07August - 2012Public12.4813.8212.6414.1613.4413.5014.0714.087.447.838.608.566.086.157.917.74Private12.5612.9012.8413.2012.8112.8613.5913.657.266.199.038.395.855.808.208.16Foreign11.7512.1811.9512.3311.4711.5013.0613.105.765.377.907.775.295.337.837.84Specialized11.0011.0011.0111.019.329.329.819.812.212.216.066.064.014.018.138.13All Banks12.5112.8812.7913.1812.8212.8613.5713.616.976.148.848.315.875.848.148.08September - 2012Public13.2014.0113.2114.0313.2513.3113.8313.866.366.787.877.866.046.127.837.65Private12.0912.3812.2012.5212.6512.6813.3913.447.126.098.567.955.725.648.017.95Foreign10.8511.1010.9811.2310.9410.9512.4112.435.255.117.527.395.075.127.687.68Specialized11.3811.3811.3911.939.329.329.819.813.743.748.238.234.204.208.228.22All Banks12.0712.3912.1812.5112.6512.6813.3613.406.886.068.427.885.755.707.977.89October - 2012Public13.6314.0913.6714.1313.0213.0713.5913.606.176.497.727.706.036.107.797.62Private11.2711.7811.3611.9012.2712.3212.9813.036.215.758.007.765.595.557.817.78Foreign10.2910.9010.5611.1210.5110.5411.9812.034.484.406.866.804.784.797.297.26Specialized13.3213.3213.3813.3812.4212.4213.0913.092.022.027.647.644.284.288.208.20All Banks11.2911.8111.3911.9212.4112.4513.1113.146.025.687.877.665.645.617.807.74November - 2012Public13.9314.2114.0614.2913.0413.0813.5713.586.597.077.997.985.926.007.607.45Private10.9011.1511.2511.5312.0612.1012.7812.826.205.838.097.905.545.507.747.71Foreign9.519.9310.0810.7410.0710.1111.7211.774.994.796.996.964.564.607.097.09Specialized13.1413.1413.1513.1512.4112.4113.1013.102.522.527.017.014.264.268.078.07All Banks10.9111.1811.2611.5712.2512.2912.9612.996.115.847.987.825.585.567.707.65December - 2012Public12.3112.7212.8113.2812.5512.5813.0313.046.437.078.108.095.685.797.427.27Private11.0811.2511.4211.6211.8211.8712.5212.576.155.238.007.545.415.367.637.60Foreign9.7410.429.8210.569.759.9911.3111.624.234.136.946.854.234.277.047.04Specialized13.2713.2713.2913.2912.4512.4513.1413.142.322.326.846.843.583.587.607.60All Banks11.0711.2911.4011.6511.9712.0112.6412.686.015.307.947.555.435.407.587.53January - 2013Public12.4813.2212.5113.2612.2012.2412.6712.676.276.878.068.015.695.787.357.20Private10.5910.7411.0211.2011.4511.4712.1712.206.215.237.677.085.355.317.487.46Foreign9.6110.139.7410.259.579.8211.0811.435.004.847.026.914.764.816.916.91Specialized13.0013.0013.0113.0111.8611.8613.0613.063.103.107.297.294.174.177.817.81All Banks10.6110.7911.0111.2311.6011.6312.2912.326.125.357.667.175.395.377.457.40February - 2013Public13.0613.8013.1413.8612.1712.2112.6612.666.176.667.737.725.695.747.357.20Private10.5110.6510.8110.9811.3611.4012.0712.116.245.167.857.315.295.247.417.38Foreign9.3610.339.4810.418.919.1610.0610.374.584.576.606.584.664.706.616.60Specialized13.2513.2513.2513.2512.2912.2913.5413.543.183.087.817.734.214.197.787.77All Banks10.5310.7310.8111.0511.5211.5712.2112.256.085.237.747.285.345.317.397.33March - 2013Public12.5713.6512.6113.6912.4312.5112.8512.885.996.427.567.525.665.717.337.17Private10.4810.6310.7810.9511.2311.2711.9712.006.205.037.857.165.195.157.357.33Foreign9.1810.229.2210.328.899.189.9410.424.684.347.016.824.774.756.946.89Specialized13.7213.7213.7213.7212.3212.3213.5613.562.762.608.117.983.493.427.597.54All Banks10.4610.6910.7411.0111.5011.5612.1912.236.035.067.777.165.265.237.347.29April - 2013Public12.3513.3612.4413.4112.2612.3112.7112.736.096.347.337.255.855.997.387.37Private10.5510.6810.8711.0411.1711.2111.9612.016.084.887.827.025.125.097.307.27Foreign8.379.978.4910.108.849.0810.0410.354.954.787.177.054.844.876.926.91Specialized13.6213.6213.6313.6312.3712.3713.5913.592.532.567.867.863.323.277.387.34All Banks10.5110.7410.8211.0911.4211.4712.1612.205.985.037.727.065.235.237.317.29May - 2013Public11.9012.8111.9212.8312.3912.4412.8912.915.705.927.467.325.685.817.357.29Private10.6310.7811.0611.2411.2211.2611.9211.966.444.808.147.145.055.017.237.21Foreign9.3110.339.4210.488.939.0810.1310.434.304.107.287.044.564.677.087.04Specialized13.6413.6413.6413.6412.3912.3913.6013.601.671.677.597.593.543.497.447.40All Banks10.6510.8811.0411.3211.4911.5412.1712.226.174.828.037.155.155.147.257.22June - 2013Public11.9413.2112.1413.2712.2712.3212.7612.775.726.137.507.455.545.717.317.25Private10.5310.7010.8411.0411.0711.1111.8011.855.124.637.417.114.884.867.177.15Foreign9.1210.609.1710.689.049.2410.0710.454.444.037.327.054.684.647.036.96Specialized13.8013.8013.8113.8112.4112.4113.6113.611.901.907.147.143.473.447.127.09All Banks10.5610.8010.8511.1311.3611.4012.0612.105.114.727.417.155.015.027.207.17July - 2013Public11.0813.7811.1313.9012.2312.2612.7712.776.567.037.887.906.685.847.307.29Private10.2310.4610.6810.9710.9811.0111.6811.725.354.917.277.084.814.787.037.02Foreign8.6410.248.7610.288.738.949.8210.195.175.036.776.664.744.826.806.80Specialized14.4614.4614.4614.4612.4712.4713.6713.673.473.478.068.063.723.687.307.27All Banks10.2010.5310.6211.0211.2811.3211.9812.025.455.157.297.144.974.987.087.07August - 2013Public11.1912.9211.3213.1112.0812.1112.6412.655.966.627.677.675.665.847.277.27Private9.6810.0010.1110.5710.7910.8311.4511.515.244.887.106.934.654.637.017.00Foreign8.9310.238.9610.268.768.939.7910.114.564.436.676.584.304.326.636.60Specialized13.9213.9213.9313.9312.4712.4713.6713.674.124.076.266.274.024.027.067.06All Banks9.6910.0610.1010.6111.1111.1611.7811.835.224.997.116.974.834.857.067.05September - 2013Public11.3212.0411.4212.1711.9511.9712.3212.326.226.737.767.705.715.837.267.25Private9.7010.0810.0010.4510.8110.8411.4711.505.044.677.187.034.604.586.716.69Foreign8.339.748.449.828.678.869.7710.014.534.366.386.244.344.396.246.24Specialized13.9013.9013.9013.9012.4712.4713.6713.671.351.357.087.083.843.847.157.15All Banks9.7010.149.9810.5011.1011.1311.7211.755.084.797.147.004.794.806.816.80October - 2013Public11.6813.2911.7413.3511.8311.8612.4712.486.326.657.447.385.565.757.237.23Private10.3810.5310.6610.8510.8510.8911.5111.545.745.487.207.014.764.756.946.93Foreign9.3310.299.4810.398.758.979.8010.204.634.267.076.784.394.436.496.49Specialized13.9213.9213.9213.9212.4712.4713.6813.684.344.346.166.164.124.127.007.00All Banks10.3810.5910.6610.9011.1011.1411.7711.815.715.517.217.044.904.926.996.98November - 2013Public11.6211.9011.7011.9811.8311.8612.4412.446.206.727.827.835.605.767.237.23Private9.9910.2410.3210.6410.9010.9311.5111.545.254.907.377.174.754.726.886.85Foreign9.1510.109.2110.308.848.959.9310.174.354.267.137.084.344.376.816.81Specialized13.8313.8313.8313.8312.4712.4713.6713.673.373.376.426.423.993.997.117.11All Banks10.0010.3010.3110.6811.1311.1611.7711.805.194.927.377.214.894.896.956.93December - 2013Public12.0812.8312.3013.1311.9512.0112.5312.537.497.628.438.385.485.797.337.33Private10.4810.6310.7210.9010.8110.8411.4811.526.525.878.057.634.964.917.217.18Foreign9.8710.399.8910.408.959.099.9810.195.645.307.707.424.944.926.996.95Specialized14.1214.1214.1614.1611.6911.6912.8012.803.573.577.617.614.084.087.467.46All Banks10.5410.7210.7610.9911.0711.1111.7311.776.546.008.067.715.055.067.237.20January - 2014Public12.8213.4612.9413.6012.0012.0512.5812.607.588.099.059.045.936.087.527.51Private11.0111.1911.2811.5010.9310.9611.6511.676.175.018.207.595.034.987.227.17Foreign9.6910.949.8110.949.099.2410.0310.225.255.217.697.655.175.207.087.08Specialized13.5813.5813.5813.5811.7311.7312.8412.843.493.497.467.464.194.197.647.64All Banks11.0211.2611.2811.5611.1711.2011.8711.896.145.218.207.715.195.177.287.24February - 2014Public12.2913.0712.3613.1311.9311.9712.5412.547.067.528.458.415.926.087.497.50Private10.6210.8811.0111.3410.9811.0011.6511.685.945.237.847.424.964.917.267.22Foreign10.3410.9410.3510.949.259.3910.1310.345.375.167.927.825.285.297.467.43Specialized13.6713.6713.6813.6811.7811.7812.8812.882.372.377.637.634.074.077.707.70All Banks10.6610.9411.0211.3811.1911.2211.8611.895.935.357.897.545.145.127.317.28March - 2014Public11.3813.2811.4713.4511.9712.0212.6012.597.217.608.858.815.886.047.507.48Private10.5610.7210.9911.2410.8510.8711.5611.595.925.018.117.604.874.827.257.21Foreign9.0110.589.2010.589.119.469.9110.334.564.347.877.855.285.387.397.52Specialized13.7313.7313.7313.7311.8911.8912.9912.991.771.777.497.493.973.977.687.68All Banks10.5310.8010.9411.2811.1011.1311.8111.845.805.068.137.735.055.047.307.27April - 2014Public11.2712.6111.3012.6512.0112.0912.7112.727.127.448.958.885.885.997.557.50Private10.8311.0211.2211.4810.8310.8711.5211.585.895.038.087.534.864.827.227.19Foreign9.8010.889.8310.889.119.479.8910.354.484.357.687.915.175.377.287.60Specialized13.7013.7013.7113.7111.9611.9613.0413.043.633.637.687.683.723.727.767.76All Banks10.8111.0611.1711.5011.1011.1511.8011.865.785.108.107.695.045.037.287.26May - 2014Public10.6812.6610.7312.7012.2012.2812.7612.776.776.788.888.595.805.947.497.47Private10.6310.8111.1311.4010.8510.8811.5111.555.844.968.037.474.904.857.237.20Foreign9.2010.779.2410.779.059.389.8710.314.504.507.467.844.744.976.797.21Specialized13.6113.6113.6113.6112.0112.0113.0913.091.861.867.837.833.683.687.727.72All Banks10.5910.8811.0511.4311.1511.2011.8111.855.704.978.027.585.055.047.277.26Jun - 2014Public11.6513.4111.7113.4212.2712.3712.8512.886.016.409.179.185.585.837.557.54Private10.3610.8410.8111.4410.7710.8611.4411.564.964.648.067.964.574.527.287.26Foreign8.7810.918.8210.929.139.339.9910.283.884.017.117.844.574.816.857.40Specialized13.7713.7713.7813.7812.0912.0913.1613.164.164.168.768.763.473.477.917.91All Banks10.3710.9710.7711.5211.1011.2011.7711.884.934.708.078.054.754.757.337.32

EXPLANATORY NOTESA1. Gross disbursements mean the amounts disbursed by banks either in pak rupees or in foreign currency against loans during the month. It also includes loans repriced, renewed or rolled over during the month. In case of running finance the disbursed amount however means the maximum amount availed by the borrower at any point of time during the month.2. Foreign currency loans are first converted into pak rupees at the prevalent inter bank rates of the last day of the reporting month.3. Loans (Disbursed & Outstanding) mean all types of banks domestic advances including working capital finance and disbursements against payments of documents i.e. Letters of credit, Export bills etc. Advances cover all types of advances including interbank placements. Interest accrued is not a disbursement and therefore it is not considered as loan. Staff loans whether interest free or not, are included.4. All disbursements made to private sector, public sector and government are included.5. All credit facilities such as credit cards, personal loans etc. and credit schemes such as LMM, export finance scheme and commodity operations are included.6. Outstanding loans mean the loans recoverable at the end of the month. Weighted Average rates of advances and deposits have been compiled by;a. Including advances and deposits at zero markup of return, i.e. non-remunerative advances and depositsb. Excluding advances and deposits at zero markup of return, i.e. non-remunerative advances and depositsB1. Deposits include all types of deposits including interbank deposits and placements. Margin deposits (deposits held by banks as collateral against letters of credits, letters of guarantees etc.) are however, not included.2. Foreign currency deposits are first converted into Pak Rupees at the prevalent interbank rates as of the last day of the reporting month.3. Fresh deposits mobilized during the month include outstanding balance of:a Fresh deposits (new accounts) mobilized during the monthb Re-priced and /or rolled-over deposits during the month4. Outstanding deposits show position of deposits held by banks at the end of the month.C1. Public stands for Public Sector Banks - the banks incorporated in Pakistan or the shares/capital controlled by the federal and /or provincial governments. 2. Private stands for Private Sector Banks incorporated in Pakistan, owned and controlled by private sector. 3. Foreign stands for the branches of banks working in Pakistan but incorporated abroad 4. Specialized stands for Specialized Banks established to provide credit facilities, assistance and advice to clients in a designated sector or in a designated line of credit; for example, agriculture sector, industrial sector, etc.5. Weighted Averages have been worked out by weighting interest rates by the corresponding amounts of loans/deposits. The formula used is:* Compilation of weighted average rate of return on Loans from July 1994 to December 2003 based on flow data.** Compilation of weighted average rate of return on Deposits from June 1999 to December 2003 based on stock data.*** Compilation of rate of return on deposits and advances excluding interbank has been started from January, 2011.

Contact Person: Abdul Rasul TariqDesignation: Sr. Joint DirectorPhone: 021 -99221471/021-2453629Fax : 021-9212569Email: Abdul.rasul@sbp.org.pkFor Feedback: http://www.sbp.org.pk/stats/survey/index.asp

&9Contact Person: Abdul Rasul Tariq, Joint DirectorEmail: abdul.rasul@sbp.org.pkContact Number: 021-32453629&9Source: Statistics & DWH Department