Leasing market in Poland after three quarters of 2008

Warszawa, October 2008

Source: PLA

Members of the Polish Leasing Association

Bankowy Fundusz Leasingowy S.A. BGŻ Leasing Sp. z o.o. BNP Paribas Lease Group Sp. z o.o. BRE Leasing Sp. z o.o.BZ WBK Finanse & Leasing S.A.Caterpillar Financial Services Poland Sp. z o.o.De Lage Landen Leasing Polska S.A.Deutsche Leasing Polska S.A.DnB Nord Leasing Sp. z o.o.Europejski Fundusz Leasingowy S.A. Fortis Lease Polska Sp. z o.o.Handlowy-Leasing S.A.IKB Leasing Polska Sp. z o.o.Immoconsult Polska Sp. z o.o.ING Lease (Polska) Sp. z o.o.Kredyt Lease S.A.LHI Leasing Polska Sp z o.o.Masterlease Polska S.A.

Mercedes-Benz Leasing Polska Sp. z o.o.Millennium Leasing Sp. z o.o. NOMA 2 Sp. z o.o.Nordea Finance Polska S.A.ORIX Polska S.A.PEKAO Leasing Sp. z o.o.PEAKAO Leasing i Finanse S.A.Raiffeisen Leasing Polska S.A.Scania Finance Polska Sp. z o.o.SEB Leasing Polska Sp.z o.o.SG Equipment Leasing Polska Sp. z o.o.SGB-Trans-Leasing PTL Sp. z o.o.Siemens Finance Sp. z o.o.VB Leasing Polska Polska S.A.VFS Usługi Finansowe Polska Sp. z o.o.Volkswagen Leasing Polska Sp. z o.o.Watin Leasing & Finance S.A.Polski Związek Wynajmu i Leasingu Pojazdów

Source: PLA

Total net value of movables leased in I-IIIQ of years 1997-2008 (PLN bn)

4

6

8 7,86,3

7,5

10,5

12,313,8

19,621,6

22,9

0

5

10

15

20

25

19971998

19992000

20012002

20032004

20052006

2007I-IIIQ2008

Source: PLA

Total net value of vehicles leased in I-IIIQ of years 2005-2008 (PLN bn)

14,514

8

6,1

2005 2006 2007 2008

Source: PLA

Total net value of the passenger cars leased in I-IIIQ of years 2005-2008 (PLN bn)

6

5,2

3

1,8

2005 2006 2007 2008

Source: PLA

Total net value of machinery and industrial equipment leased in I-IIIQ of years 2005-2008 (PLN bn)

7,4

6,7

4,3

2,9

2005 2006 2007 2008

Source: PLA

Total net value of computers and office equipment leased in I-IIIQ of years 2005-2008 (PLN bn)

0,4

0,44

0,270,24

2005 2006 2007 2008

Source: PLA

Total value of leased assets by segments of the movables market in I-IIIQ of the years 2007-2008 (PLN bn)

1414,5

5,2

66,7

7,4

0,44 0,4 0,3 0,4

■ I-III Q 2007

■ I-III Q 2008

Vehicles (incl. passenger cars)

Passenger cars

Machinery &

industrial equipment

IT Aircrafts, ships, railway

Source: PLA

66%

32%

0%

1%1%1%

2%

2%

32%63%

■ Road transportation

■ Machinery & industrial equipment

■ Coputers and office equipment

■ Railway, aircrafts, ships

■ Other

2007 – PLN 21,6 bn 2008 – PLN 22,9 bn

Estimated share in the movable leasing market by segments in I-IIIQ of 2007 and 2008

Source: PLA

Vehicle leased per asset category in I-IIIQ of 2007 and 2008

2007

2008

Source: PLA

Machinery and industrial equipment leased per asset category in I-IIIQ of 2008 (estimated net value – PLN 2,4 bn)

Source: PLA

0,04

1

1,7

1,21,35

0,8

0,6

1,9

2,4

2

3,1

2,4

0

0,5

1

1,5

2

2,5

3

3,5

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 I-IIIQ2008

Total net value of real estate leasing in years 1997-2008 (PLN bn)

Source: PLA

■ Retail outlets

■ Office builddings

■ Industrial

■ Hotels and leisure

■ Other

2008 PLN 2,4 bn

2007 PLN 2,1 bn

Source: PLA

Real estate leases per building typein I-IIIQ of 2007 and 2008

Total net value of leasing in years 1997-2008

0

5

10

15

20

25

30

35

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 I-IIIQ2008

Nieruchomości

Ruchomości

Source: PLA

Ten top companies’ share in the leasing market in I-IIIQ of 2008 (estimated value of the market – PLN 25,3 bn)

Millennium

Leasing

5,9%

Pekao Leasing

5,9%

BRE Leasing

9,8%

Raiffeisen Leasing

10,6%EFL

11,2%

Inne

39,6%

Fortis Lease

4,0%

Bankowy Fundusz

Leasingowy

3,9%

SG Equipment

4,0%

BZ WBK

5,3%

ING Lease

6,2%

Source: PLA

Polish Leasing Association

ul. Rejtana 17, Warszawatel.: (22) 542 41 36fax: (22) 542 41 37

e-mail: zpl@leasing.org.pl

www.leasing.org.pl

Source: PLA