Lake Orion What's The Biz? Jan. 2011

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December2010 -- What’s The Biz -- Lake Orio

BIZBIZBIZBIZ A monthly collaborative with the Orion Area Chamber of Commerce A monthly collaborative with the Orion Area Chamber of Commerce A monthly collaborative with the Orion Area Chamber of Commerce A monthly collaborative with the Orion Area Chamber of Commerce

Orion Style Orion Style Orion Style Orion Style January 2011 Vol. 4 #10

Orion Style A monthly collaborative with the Orion Area Chamber of Commerce

What’s the What’s the What’s the What’s the What’s the What’s the

Dozens of local busi-nesses were among

more than 70 entriesilluminating the parade

route through down-town Lake Orion during

the annual HolidayLighted Parade Dec. 4.

The event, as always,was rife with Lake Orion

spirit and hometownpride. Upland Hills

Farms wont this year’s“Best Commercial

Business” float award.

MERRY

CHRISTMAS!

MERRY

CHRISTMAS!



2 What’s The Biz -- Lake Orion -- January 2011

New ID required for paid tax preparersOrion Area Chamber of Commer

2010 Chamber Leadersh

Acting PresidentBill Kokenos

Orion Senior Center

TreasurerAlice Young, CPA

SecretaryLoretta Spatafore

uSellOnline

Directors

Martha BergquistCoffee News

Carl CyrowskiMichigan Global Solutions LLC

Theresa FioraniCanoe Circle Graphics

Elizabeth MeyerGenisys Credit Union

Dawn NeelySeniors Helping Seniors

James Porritt Attorney at Law

Neal PorterVette Products

Linda SicklesOrion Township Public Library

Monica SquarciaNational City Bank /PNC

Karen UlrichQueensland Marketing

Craig Zmijewski AAA Michigan

Executive DirectorAlaina Campbell

Orion Area Chamber of CommerP.O. Box 484

Lake Orion, MI 48361248-693-6300

[email protected]

BY ANITA GATES DELVENTHAL

In just a few days (nine, to be exact) be-gins tax season for 2011.Many more

changes will occuras we turn theclock to January 1,2011 with report-ing and taxes thatwe all hear aboutdaily (Health carereform actuallystarted January 1,2010).

But did youknow that yourpaid tax preparerMUST have aPreparer Tax Identification Number (PTIN)in order to continue preparing and filing yourtax returns?

This is not an option for paid taxpreparers anymore. This requirement is ef-fective January 1, 2011.

Before we go any further on this youneed to understand that everyone who saysthey prepare taxes is not necessarily a taxprofessional.

If someone takes a class (or two) and

begins preparing tax returns this does notmake them a tax professional.

If they prepare tax returns at work and/oroutside of their regular day job, this doesnot make them a tax professional either.

The IRS is working very diligently toregulate the tax preparation industry.

The first step is by requiring all paid taxpreparers (notice I didn't say tax profes-sionals) to obtain a PTIN.

The next step is to have the unlicensedpaid tax preparers take an exam.

There will be two types of exams paidtax preparers will be able to take in orderto continue preparing certain tax returns.

One exam will cover Form 1040 wageand non-business income and the earned in-come tax credit (your basic 1040).

The other exam will cover Form 1040

wage and small business income (your ba-sic 1040, Schedule C and maybe ScheduleE).

These exams will be available mid-2011and the paid tax preparer will have until De-cember 31, 2012, to complete one of thesetwo exams.

As we begin the 2011 tax season, youmay want to ask your paid tax preparer thefollowing questions: 1) if they intend on

continuing to prepare your taxes, 2) if theyhave their PTIN for this filing season, and3) when do they plan on taking one of therequired exams to keep preparing your taxreturns.

Anita Delventhal is President & CEOof A.G. Consulting Services Inc. She is agraduate of Oakland University, an ac-countant, Enrolled Agent with IRS, Accred-ited Tax Advisor, Accredited Tax Preparer and a Certified QuickBooks ProAdvisor with 25+ years of experience in the smalland medium-sized business arena.

Anita is also a Five Star Wealth Man-ager voted and awarded by her clients and peers. She is an expert in the areas of ac-counting, taxation and business planning.For more information visit our website @www.agconsultingservices.com, Call 248-

393-0403 or Email her at [email protected].

Anita Gates Delventhal President & CEO, A.G.

Consulting Services Inc.

Thank you to AAA-Craig Zmijewski,Vette Products, Chief Financial CreditUnion, Donna Zaner and Hollywood Mar-ket.

They donated turkeys, along with theChamber, to assist the Lake Orion HighSchool DECA Club in providing Thanks-giving dinners to 12 needy area families.

These businesses stepped up on shortnotice to make someone's holiday specialand we appreciate their generosity.

Thanks for theTurkeys

The Chamber would like to say con-gratulations to three members of ourBoard of Directors who earned re-elec-tion; Carl Cyrowski from Michigan Glo-bal Solutions, Loretta Lussier Spataforefrom uSellonline and Craig Zmijewskifrom AAA Michigan.

We would also like to welcome two newboard members-Ron DeLorme with Man-age Max Performance Improvement andPaul Zelenak, Village Manager for LakeOrion.

Both of these individuals will be realassets to the organization and we look for-ward to working with them to move theChamber forward.

Welcome newboard members

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A message from OACC acting president Bill Kokeno

Briefly

Alaina Campbell,OACC Executive

Director

Bill Kokenos,OACC Acting

President

2010 in Review: A recap of the year’s event

Upcoming Orion Area Chamber of

Commerceevents:

JanuaryNetworking GroupWednesday, Jan. 5 and 19, 7:30a.m.-8:30 a.m.Hosted by 1000 Conversations aboutMental Health in Lake Orion, and heldat the Chamber office, 1520 S. Lap-eer Rd., Suite 112 (across from

Golling Buick GMC in the Orion Of-fice Center).

Chamber LuncheonThursday, Jan. 13, 11:30 a.m.-1p.m. at Canterbury Village, KingsCourt Castle. Matt Gibb, OrionTownship Supervisor presents hisState of the Township address. Arepresentative from the Lake OrionSchool District will also be on handto answer questions about the up-coming bond election. Cost is $20for members and $25 for non-mem-bers payable at the door. PleaseRSVP your attendance to the Cham-

ber office at 693-6300 [email protected]

FebruaryChamber LuncheonThursday, Feb. 3, 11:30 a.m.-1 p.m.at Christi's Bar and Grill RonDeLorme from Manage Max Perfor-mance Improvement and new mem-ber of the Chamber's Board of Direc-tors will speak about best practicesin customer service.

MAY Community ExpoTuesday, May 11, 4-8 p.m., Lake OrionHigh School Field House. For infor-mation about exhibiting or participatingin a "Taste of Orion" please call the Cham-ber office at 248- 693-6300.

Welcome to the Chamber•Vert Village BMX

By Bill Kokenos

December has been an exciting monthhere in the Orion area. Holiday festivitiesbegan with the Cham-ber and the Lake OrionDowntown Develop-ment Authoritypartnering to presentthe very first tree light-ing ceremony on No-vember 27 at PNCBank. Carolers wereon hand to providemusical entertain-

ment, tree ornamentsmade by the childrenat Pee Wee PatchChild DevelopmentCenter and Blanche Sims ElementarySchool were hung on the tree and there wasa visit from none other than Mrs. Claus her-self.

On the same day our very own LakeOrion High School Football team won theirfirst ever State Championship. Congratula-tions to Coach Chris Bell, his staff and allof the players. We are all very, very proudof you.

At our Chamber holiday luncheon wehonored Kathleen Klein as our Business

Person of the Year. In addition to being theCommunity Affairs Representative forWaste Management she is also veryinvolved in the school districtteaching our children about recy-cling and environmental issues.And many people don't know it butKathleen is also very active as amentor to several children.

Saturday night was the AnnualOrion Lighted Parade and what aparade it was. The Orion Area Pa-rade Group honored KathyMcMinn as the Citizen of the Year, and the

Lake Orion High School State FootballChampions made an appearance, as well.The parade was a huge success and the crowdwas very excited to see that special personwho comes to town just once a year--SantaClaus!

The Chamber held our annual electionsfor the Board of Directors. Three incum-bents won re-election, Carl Cyrowski, CraigZmijewski, Loretta Spatafore. Our twonewly elected Board members are RonDeLorme and Paul Zelenak. I would like tothank Rosemary Rangi and Theresa Fioranias they are leaving the Chamber Board. Theycontributed so many things to the board andboth will be dearly missed.

We are looking for members to helthe following committees, the Commu

Expo and a new Comtee which is being caFood, Fun and FirewThis committee wiworking with the LOrion Downtown Deopment Authority anVillage of Lake Orioorganize a day of funfood in conjunction

our very own fabulous fireworks. Wehave a sign-up sheet at the next lunchAny questions about either event pleaseme at 248-802-5521.

The next Chamber luncheon will be on January 13th at Canterbury VillagKing's Court Castle starting at 11:30 Our guest speaker will be Orion TownSupervisor Matt Gibb. Matt will giveState of the Township address. The LOrion School District will also be on hto answer questions about the upcombond election. Please RSVP to the offi248-693-6300.

I would like to wish all of you a Merry Christmas and a Happy New Yearremember: Shop Local.

As we wind down2010 and look for-ward to a holidaybreak, many businessowners take time toevaluate the past yearand start to look athow they can improveproducts and servicesin the new year. Wehere at the Chamberare doing the samething.

2010 broughtmany changes start-

ing with the election of new leaders in Janu-ary and then the hiring of myself in April asthe Executive Director. We were then for-tunate to secure an administrative assistantthrough the Michigan Works program,JoAnne Christian. JoAnne has been a greatasset to the office. Her friendly personal-ity and organizational skills help keep thingsrunning smoothly.

One of the main improvements identi-

fied as a priority for 2010 was providingbetter communication to our members.Thanks to board member Theresa Fioranifrom Canoe Circle Graphics we now have aprofessional, polished and informative emailnewsletter called the Monthly Motivator.The Monthly Motivator goes out the firstMonday of the month and includes infor-mation about upcoming Chamber events,community events and offers members theopportunity to advertise at no cost. TheChamber also began mailing a postcard re-minder with information about luncheonsand the Networking Group. In 2011 we hopeto expand the postcard to a larger size so we

can include more information. The Lun-cheon Committee has also been workinghard to book Luncheon speakers farther outso we can publish a quarterly schedule.

The Community Expo held in May atthe Lake Orion High School during parent/ teacher conferences was well attended. Withover 80 vendors, a "Taste of Orion" aisle fea-turing local restaurants and a children's ac-tivity area there was something for every-

one to enjoy. A special thank you toLOHS national award winning DECAand their advisor Julia Dalrymplepartnering with the Chamber in makingevent such a success. We truly have svery talented students here in Lake OWe look forward to expanding the Comnity Expo in 2011.

Summer added some new twistChamber events. A picnic held at Civic ter Park in June, a family baseball gcookout at Friendship Park in August a joint luncheon held with the Oxford Chber at the Clansman Pub outdoors onpatio were summer highlights.

Fall brought a focus on mid-term tions and the 9th Annual Chili Challengein conjunction with Orion Townships' Daze event. Despite the rain, gallons ocellent Chili was consumed and GenCredit Union swept the title for Best Oall Chili. 2011 will bring the 10th AnChili Challenge and what we hope withe most successful one yet.

Orion Area Chamber of Commerc• Celebrating 60 years • Celebrating 60 years • Celebrating 60 years • Ce lebrating 60 years • Celebrating 60 years •

Continued on page




We live in a world in which popularculture exerts a great deal of influenceover our children.

Television, movies, and the internet notonly entertain but also convey a constantarray of messages as to what the worldconsiders normal and de-sirable.

Facebook and textinghelp fuel an unprec-edented network of peerinteraction that tends toreinforce those mes-sages, giving them moreaccess to our children'shearts and minds.

With all this going on,how can aparent…well…parent?

The Word of God includes a timeless ex-hortation to parents to train their children.However, due to a combination of

busy lives and an extremely individualis-tic culture, parents seem at a loss to carryout this task.

As a result, parents often do not takethe time and effort to "shape" their chil-dren. By shaping, I mean protecting them

Kelly Counselingand guiding their character developmby building into them their family idtity and your parental values.

When a child is very young, you ent them by direct involvement andtervention.

When they older, you must more on your inence. Because method is more cplicated many pargive up.

No matter howfective you belyou have been upnow, you may betain your sondaughter needs y

involvement.Make it your resolution to offer yself in a new way. We are experiencehelping parents reconnect with their cdren. It is never too late.

We invite you to contact us to lmore about how we can help.

Contact George and Tamara Kecounselors, at 248-651-0900 or vwww.kellycounselors.com

George and Tamara Kelly,counselors

‘Your son or daught needs your involvemen

By Matt GlennSnow shoveling does not have to

be painful and can actually be a great

workout.With the recent snowfall, many of

us have been out shoveling our driveways.

Shoveling snowcan be a greatworkout for yourwhole body if donecorrectly - but if done incorrectly, itcan cause injury.

Back pain is afrequent complaintof snowshovelers.

It's been esti-mated that shovel-

ing snow from your walks and drive-way may involve lifting and movingseveral tons of snow.

There are many things we can doto decrease injury to the back andother areas of the body while shov-eling snow.

Proper equipment is a great wayto start.

Shovels with a back-saver handle

Has snow shoveling become a pain?can reduce stress on your back.

These are shovels that have a bendin the shaft.

The bend allows you to reduce theconstant bend in your back while push-ing the snow.

When pushing, lifting or throwingsnow, your feet should be apart givingyou a good base of support.

When lifting the snow you shouldlift with your legs and not with yourback. Your back should be in straightposition with your chest up and hipsback as you squat down to lift thesnow.

When throwing the snow it's impor-tant to move through your feet and nottwist through your back.

Remember, take your time, take fre-

quent breaks and have fun.If you would like further instruc-tions on good ways to warm up beforeshoveling, or if you do injure your self,please call for a free injury consulta-tion with your local Physiotherapy As-sociates at 248-814-0500.

Matt Glenn, DPT, MATcs, is ClinicDirector at Physiotherapy Associates,1375 S. Lapeer Road in Lake Orion.

Matt Glenn

PhysiotherapyAssociates

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666 S. Lapeer Rd. • Oxford • 248-62

• Flyers • Brochures • Men• Envelopes• Business Forms• Business Cards and Mo

The Oxford Leade

Valley Tent Rental810-459-7368

FUNERAL HOMESModetz Funeral Home248-371-3777

Sparks-Grifn FuneralHome248-693-8336

GOLF & BANQUETS

Boulder Pointe248-969-1500

Myth Gol Course248-693-7170

Oxord Hills Gol &Country Club248-628-2518

Paint Creek Country

Club248-693-4695

GRAPHICS, WEB,PRINTING & SIGNS

Balanced Interactive248-814-7473

Canoe Circle Graphics248-391-9916

GrassrootsTechnologies248-854-7625

Marty’s Insty Prints248-340-7510

M&B Graphics Inc.248-690-7527

The Marketing Shop248-330-8787

HEALTH & WELLNESS

ArthemizRevitalization Center248-783-1030

Basketball America248-693-5858

Curves o Orion248-393-3119

Great Lakes AthleticClub248-393-3085

Powerhouse Gym248 693-0300

HOTELS & PROPERTY RENTALS

Heritage Place Apts.248-693-9197

Indian LakeApartment Village248-391-3040

J & L Rustic Cabins248-628-6087

SpringHill Suites by

Marriott248-475-4700

Waldon Lakes Apts.248-391-5500

INDIVIDUALS

Bill Kokenos248-802-5521

Bill Peterson248-535-7787

INDUSTRIAL

Guinn IndustrialCenter248-693-4432

Kay Automotive

Graphic248-377-4999

INSURANCE

AAA Michigan248-393-7702 x224

Allstate-Spano Agency248-391-3272

America’s BusinessBenet248-906-0342

Backus Payne & Assoc.248-608-9520

Downey King-Phipps248-628-2565

State Farm-BillKirchner Agency

248-693-2464Various InsurancePlanning248-393-3146

Western Southern Lie586-228-0230 x138

INVESTMENTS &FINANCIAL PLANNING

Ameriprise FinancialServices248-865-2517

Financial BenetsGroup248-371-0300

Michigan Financial

Companies248-933-0568

Stelman & Associates,LLC248-693-3430

LANDSCAPING

Orion Stone Depot248-391-2490

LOCAL GOVERNMENT

52-3 District Court248-853-5553

Charter Twp. o Orion248-391-0304 x101

Mike Gingell,County Commissioner248-728-7133

Village o Lake Orion248-693-8391

MEDICAL SERVICES

Assoc. Foot Clinic248-693-8400

Bald MountainMedical Pharmacy248-814-9814

Beaumont Hospital248-964-1807

Crittenton HospitalMedical Center248-652-5000

Crittenton MedicalEquipment248-693-5384

Guest House248-391-4445

James Bauer, MD248-693-4271

Lake Orion Nursing& Rehab248-693-0505

Orion FamilyPhysicians248-693-3551

Orion Medical Center,Dr. Nashwan Yousi 248-693-8634

POH Medical Center248-338-5000

Pro. Hearing Clinic248-693-2600

Treeside PsychologicalClinic248-693-9614 x61

Waldon FamilyMedicine248-391-9090

MOVING & STORAGE

1-800-Pack Rat248-276-2358

Lake Orion Sel Storage248-814-8040

National StorageCenter South248-391-1470

National StorageCenter North248-393-1307

Premier Sel Storage248-276-9200

NEWSPAPERS &

MEDIA

Lake Orion Review248-693-8331

Stickradt Media Group248-884-1051

The Oakland Press248-745-4526

PHYSICAL THERAPY

HealthQuest PhysicalTherapy248-393-7707

PLUMBING & HVAC

Comort King248-909-1484

LO Plumbing &Heating248-693-4775

Oxord OrionPlumbing Heatingand Cooling Inc.248-969-8100

Turner Sanitation248-693-0998

REAL ESTATE

Coldwell BankerShooltz Realty248-628-4711

Michigan GlobalSolutions248-343-2215

RESTAURANTS

Bualo Wild Wings248-814-8600

Casey’s Chicken248-391-1000

Christi’s Bar & Grill248-693-6224

CJ’s Lakeside Grill &Sandbar248-693-8704

Culvers-Lake Orion248-276-2222

G’s Pizzeria393-0000

Hamlin Pub248-814-8109

Hole in One Bagel248-391-6771

Italia Gardens248-628-4112

Jet’s Pizza248-814-7559

Kruse & Muer on theLake248) 814-9500

Oscar’s Bar & Grill248-393-8600

Palazzo di Bocce248-371-9987

Pizzarifc248-393-3600

Tubby’s Sub Shoppe248-693-4600

Valentino’s248-814-1100

RETAIL & CONSUMERSERVICES

Costco Wholesale248-648-0020

Great Lakes Crossing248-454-5010

K-mart248-693-6252

LO WindowTreatments248-693-0124

My Pic Photography248-217-0559

Sweet Lane FudgeFactory248-393-3340

Three Dog Books248-430-4580

Twice-Blessed248-693-3800

The UPS Store248-814-7781

uSellonline Ebay Spec.248-421-1839

Vacuum Works248-393-9950

SENIOR SERVICES

Alliance Senior Care248-274-2170

American HouseVillage248-853-6000

Hope Senior Apts.248-628-7676

Independence Village-Waterstone248-236-8300

Legacy o America248-377-9569

Orion Senior Center248-693-2066

Seniors HelpingSeniors248-969-4000

Visiting Angels248-693-6567

SHIPPING &TRANSPORTATION

Superior LogisticsSolutions866-757-1780

VISION CARE

Eye HealthProessionals248-693-2321

For more information about the

Orion Area Chamber of Commerce,

visit www.lakeorionchamber.com




The Orion Area Chamber of Com-merce is pleased to announce that it hasawarded Kathleen Klein of Waste Man-agement as Business Per-

son of the Year.Klein, who is the localCommunity RelationsRepresentative for WasteManagement, was honoredat the Orion Chamber's De-cember luncheon program.

According to BillKokenos of the Chamberof Commerce, "Kathy hasdone a lot for the areaschool kids. She really fo-cuses on public educationand teaching people aboutrecycling."

Klein has served in the environmentalindustry for over 20 years. She is com-

mitted to community service and in addi-tion to her position at Waste Management,she has also served on the Board of

Maintaining IT support on staff of asmall business is very costly, and manytimes unnecessary.

Bob Neely, owner of GrassrootsTechnology, Inc., is helping local busi-nesses by providing them with the tech-nical expertise and support they requirewithout having to staff an IT department.

With over 18 years of experience inthe IT industry, in both very large andsmall corporations, Neely has acquiredthe skill and expertise in assisting com-panies with achieving their technologygoals, while allowing them to focus onwhat really matters to them: Their busi-ness.

At no cost or obligation, Grassroots

Technology, Inc. will meet with busi-nesses to understand their model, goalsand existing systems.

A custom report is created in order toanalyze current systems and make rec-ommendations.

The goal of Grassroots Technology,

Inc. is to advance the Business Tnology of local companies by handall their hardware and software issuea reasonable cost.

"Whether a computer or an entire work is down, it affects a compaproductivity," said Neely. "Compadeserve prompt action and high quacustomer service, and that's what wall about.

The relationship we develop withclients allows us to understand exahow we can best serve them.

For some, our role is to make their computers are virus free, bacup and running smoothly, while for ers, we are creating and maintainin

web presence for them so their cpany can grow."

To learn how Grassroots TechnolInc. can help your business, call 2854-7625 or vwww.grassrootstech.net.

Grassroots Technology, Inc‘Business solutions rooted in integrity’

Orion Chamber honors Kathy Klein of Waste Management

Business Person of the Year

OACC Acting Presi-dent Bill Kokenos an-

nounces KathleenKlein as BusinessPerson of the Year.

Friends of the Rouge, is a supporter of the Clinton River Watershed Council andvolunteers as a resource and mentor for

Environmental Educators in

SE Michigan through hermembership with the Michi-gan Alliance of Environ-mental and Outdoor Edu-cators.

As a public educator forWaste Management, Kleinworks to educate youngpeople about the importanceof connecting with nature.She is also a dedicated men-tor for youth in Detroitthrough the VIP (Volunteersin Prevention) mentoringprogram.

Upon accepting the award, Klein said,"I truly feel blessed every day to not only

work for a great company, but to alsohave the privilege of serving a wonderfulcommunity like Orion in my work."

"I truly feel blessedevery day to not only

work for a great

company, but to alsohave the privilege of

serving a wonderful

community likeOrion in my work."

-Kathleen Klein

Coming together is a beginning. Keeping together is progress. Working together is success.

~Henry Ford

Bob Neely of GrassrootsTechnology, Inc., helpsbusinesses by providingtechnical expertise andsupport without the ex-pense of an IT depart-ment.




By James R. Porritt, Jr.For years the law in Michigan has rec-

ognized that an owner of land separatedfrom a lake front by a public road would

enjoy riparian rights inthe waterfront.

Last year theMichigan SupremeCourt held that thededication of a road tothe public on a platwould limit the rightsof those property own-ers.

Now the Courtswill examine the language of the old platto determine whether the “platters” in-tended to restrict the dedication of theroad.

In the absence of such restriction theCourt concluded that the riparian rightswere included in the dedication and ac-

cordingly, no longer available to the pri-vate property owner.

The case could have ramifications onthose lot owners who have maintaineddocks or other shore improvements on theother side of the road. Property ownersneed to review the recorded plat of theirsubdivision to determine whether their useof the property on the other side of theroad could be affected.

Attorney JamesR. Porritt, Jr.

Lost riparian rights

The Michigan Credit Union Leaguerecognized Genisys Credit Union for their

community support, awarding them witha statewide Dora Maxwell Award.Genisys was selected as the 1st Place

Winner for their involvement and dedica-tion to the Oakland Livingston Human Ser-vice Agency's (OLHSA) Walk for Warmth,which is an annual fundraising event tohelp heat the homes of residents in needthroughout Oakland County.

Genisys raised over $32,700 to assistin keeping our community warm duringthe winter season.

"We are honored to receive such aprestigious award for our partnership withOLHSA," said Tom Alter, President/Chief Operations Officer.

"Genisys has supported this event for

many years, and it's a cause that has be-come even more important as more andmore people need assistance. We are happyto be able to do what we can to help raisemoney."

The award is part of an annual pro-gram through the MCUL and the CreditUnion National Association to recognizecredit unions that are making a difference

‘Making a difference in the communityin their communities.

The Dora Maxwell Social Respo

bility Recognition Award is given to a crunion for an external project with a ptive impact on the community.

Genisys Credit Union is glad to be pof your community, and we truly belithat Genisys is "where you come firWe are locally owned, locally controand continue to be an award-winningganization for financial safety and souness. Follow our community involvemon Facebook at www.facebook.cogenisyscu and Twitter www.twitter.com/genisyscu to find what's going on in your neighborhoodcalendar of events can also be foundour Web site at www.genisyscu.org.

In October we invited all the cdidates running for local office speak at the Chamber Luncheon. Tprovided our members with an exclent opportunity to meet the candidaand ask questions about how they pon helping turn our Michigan economaround.

Along the way we learned abthe importance of establishing a prence on Facebook from KriTrevarrow, DDA Director for Roester. The Chamber immediately up our new Facebook Page, anotheffective avenue for communicatiwith our members. Upcoming Chaber events will be posted weekly alowith photos from past events.

Check us out at Orion Area Chaber of Commerce and be sure to "likour page.

We ended the year with our anual Holiday Luncheon honoring Businessperson of the Year KathleKlein from Waste Management.

Her contributions to the busincommunity and the community at larare extremely valuable. It's people lher who help make the Orion arsuch a wonderful place to live and business in.

As we look to 2011 we also loto you our members to let us knwhat you want. This is your orgazation. Please call or email the offwith any suggestions or improvemen

We are open Monday through Fday from 10 a.m.-2 p.m. Have a veMerry Christmas and a Happy NYear.

2010 ReviewedContinued from page 3

Todd Mason, CU

Village Presi-dent, presentsTom Alter,Genisys CreditUnion President/ Chief OperationsOfficer, with the1st Place DoraMaxwell Award.

436 S. Broadway (M-24) , Suite C • Lake Orion • www.porrittlaw.com

Licensed Real Estate Broker • Past Chair of OCBA Real Estate CommitteeMember of American and State Bar Real Estate Sections

James R. Porritt, Jr.

248-693-6245

Serving Orion and Oxford Areas Since 1973

ATTORNEY

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December2010 -- What’s The Biz -- Lake Orion

Carolyn Chevrieris president ofLakes CommunityCredit Union.

Set financial goals for

the new year By Carolyn Chevrier

While New Year's resolutions oftendon't last, this is a great time to bethinking about goals.Specifically, finan-cial goals.

No business inthe world wouldconsider going intoa year - or even intoa quarter - withoutgoals.

Why shouldn'tyour personal fi-

nances benefit fromthe same type of or-ganization?

Your own financial success is at leastas important to you as the success of a company is to an executive.

And since studies have shown thatthose who set specific, tangible goalsare more likely to meet those goals thanthose who approach their lives with a'Well, let's see where this goes' atti-tude, the time and effort invested insetting a financial goal for yourself iswell worth it.

So where do you want to be?Take a quiet hour or two to write

out your financial vision.Do you want to have a specific

amount saved? For what purpose? Doyou want to start your own businesson the side? Become completely debt-free? Pay off the mortgage early? Takean early retirement? Remodel yourhome? Build an investment portfolio?Become a major supporter of your fa-vorite charity? Go back to school andfinish that degree? Have enough money

so work becomes a hobby and not anecessity?

Don't limit yourself to what youthink you can do. Give yourself thefreedom to dream, to come up withyour ideal financial scenario.

And here's an important tip: Writeit as if it's already in existence.

Then put your ideas aside for a dayor two and come back with fresh eyesand see what you've written.

While it may not be completely re-alistic, chances are you can find onesolid goal that will bring you closer to

your ideal financial scenario.Set that as a goal for the comingyear. It might be something small, suchas putting 10 percent of your paycheck toward debt payments, and another 3percent towards savings.

But if you stick with it, your debtwill eventually be paid off and you'llhave 13 percent to put towards sav-ings.

A small step? Sure. But there's notelling where one small step in the rightdirection will take you.

Your personal finance is in yourown hands. No one else can take re-sponsibility for it.

It's a new year, the chance for a

fresh start. Make it a successful one.Lakes Community Credit Union will

help you achieve your financial goalsby providing competitive savings andloan rates.

You can join our credit union if youlive, work or worship in OaklandCounty.

Call us at 248-814-4000 or stop inat our Lake Orion branch office.

The Lake Orion Review is partnering with our communityof entrepreneurs and small businesses to held one anotherother succeed.

Join us for a free weekly Coffee Club networking event,every Friday at the Lake Orion Culver’s from 7:30 to 9 a.m.

Coffee?

Join the club!

4

Mark YMark YMark YMark YMark Yourourourourour

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Lake Orion What's The Biz? Jan. 2011

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