Key Community Mortgage 0% DOWN! KeyBank o-w
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-Here are some ways Key Community Mortgage can help:
-Fast & Free Pre-Approval -Zero Down Payment Programs
-First Time Homebuyer Programs -No PMI - 100% Financing
-Non Traditional Credit may be acceptable
-Max 3% seller contribution allowed and can be used towards closing costs or pre-paid items .•Funds required to close may be a grant, gift from a family member or provided through a
down-payment program -1 month rese-rverequired for principal, interest, taxes and insurance (PITI)
-$200 credit from Key8ank with a Key Advantage Account
Rick Parchem, Mortgage Advisor at 206-406~4855
[email protected]
€l """'-HOI""',,LENDER
This information is provided for illustration only, does not constitute an application. does not guarantee loan approval, nor is it an offer or commitment to make a loan to you on the above ltsms. This is not a commitment or an offer to extend financing. Actual APR is based on date of application, credit qualifications, ownership, lien position, loan amount and is subject to change without notice. Loans are subject to credit approval
KeyBank0--. Unlock your posstbiUties
una Chitnis Assistant Vice Presdent Branch Manager l:)'l1nwooo KeyCenter
• NoPMI • 0% Down Payment • Pre-Approval • Credit Scoring
o 620 + credit score + 100% financing o 600 - 620 credit score = 97% financing o Non Traditional credit may be acceptable o No late payments in the last 12months o Must have 24 months of rent paymentslhistory with no late
pays in the last 12months (verified by copies of 12months bank statements or checks)
[l(eyBank Mailcode: WA-31-99-0169 19820 44th Ave. West LynnwOOd, WA 98036 Tel: 425-775-7266 Toll Free: 800-539-2968 Fax: 425-771-9186 Direct: 425-776-169i [email protected]
• 2 year employment history is required • Must contribute 5500 of own funds (i.e.: Eamest Money) • 3% seller contribution allowed • 42% Max DTI (Debt to Income Ratio) • Primary residence only (can not own any other property) • Loan limit $417,000 • Fixed interest rate 15 or 30 year available • Property must be located in low to moderate income tract OR income
must be within a specific limit based on county median income limits
To apply for a loan pre-approval contact:
Rick Parchem Mortgage Advisor KeyBankMortgage
206-406-4855 [email protected]
-Fast & Free Pre-Approval -Zero Down Payment Programs
-First Time Homebuyer Programs -No PMI - 100% Financing
-Non Traditional Credit may be acceptable
-Max 3% seller contribution allowed and can be used towards closing costs or pre-paid items .•Funds required to close may be a grant, gift from a family member or provided through a
down-payment program -1 month rese-rverequired for principal, interest, taxes and insurance (PITI)
-$200 credit from Key8ank with a Key Advantage Account
Rick Parchem, Mortgage Advisor at 206-406~4855
[email protected]
€l """'-HOI""',,LENDER
This information is provided for illustration only, does not constitute an application. does not guarantee loan approval, nor is it an offer or commitment to make a loan to you on the above ltsms. This is not a commitment or an offer to extend financing. Actual APR is based on date of application, credit qualifications, ownership, lien position, loan amount and is subject to change without notice. Loans are subject to credit approval
KeyBank0--. Unlock your posstbiUties
una Chitnis Assistant Vice Presdent Branch Manager l:)'l1nwooo KeyCenter
• NoPMI • 0% Down Payment • Pre-Approval • Credit Scoring
o 620 + credit score + 100% financing o 600 - 620 credit score = 97% financing o Non Traditional credit may be acceptable o No late payments in the last 12months o Must have 24 months of rent paymentslhistory with no late
pays in the last 12months (verified by copies of 12months bank statements or checks)
[l(eyBank Mailcode: WA-31-99-0169 19820 44th Ave. West LynnwOOd, WA 98036 Tel: 425-775-7266 Toll Free: 800-539-2968 Fax: 425-771-9186 Direct: 425-776-169i [email protected]
• 2 year employment history is required • Must contribute 5500 of own funds (i.e.: Eamest Money) • 3% seller contribution allowed • 42% Max DTI (Debt to Income Ratio) • Primary residence only (can not own any other property) • Loan limit $417,000 • Fixed interest rate 15 or 30 year available • Property must be located in low to moderate income tract OR income
must be within a specific limit based on county median income limits
To apply for a loan pre-approval contact:
Rick Parchem Mortgage Advisor KeyBankMortgage
206-406-4855 [email protected]
