Iowa New-Law Webinar
description
Transcript of Iowa New-Law Webinar
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Iowa New-Law Webinar
A special webinar presentation by theNATIONAL NOTARY ASSOCIATION
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Topics We Will Address Today
New law revisions that go into effect Jan. 1
How these revisions affect Notaries
Best practices to clarify the changes
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What’s New?
1) Commission requirements2) Disqualifying interest3) Identification4) Procedure for persons unable to sign5) Refusing service
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What’s New?
6) Stamp and stamping device7) Notary certificate8) Prohibited acts9) Electronic notarization
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Commission Requirements
U.S. citizen or permanent legal alien
Able to read/write English
Not be disqualified based on new grounds, which are…
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Grounds for Disqualification• Application misstatement or omission• Felony or crime involving fraud or deceit• Finding against or admission of liability
regarding fraud or deceit• Failure to discharge Notary duty
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Grounds for Disqualification cont.
• Use of false or misleading advertising• Violation of any Secretary of State rule• Commission denial/refusal in another state
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Disqualifying Interest New law prohibits Notary’s
involvement in acts that will benefit the Notary or spouse
If a Notary notarizes a document where beneficial interest exists, the document is voidable
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Identification
Notaries can identify a signer based on personal knowledge or satisfactory evidence
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Personal Knowledge
Someone from last week’s PTA meeting
A fellow high school alum and longtime neighbor
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Satisfactory Evidence Passport, license or government ID not
expired more than 3 years
Other gov. ID with signature, photo and not expired more than 3 years
Credible identifying witness
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Credible Identifying Witness Signer not personally known/no ID
Witness must have ID
Witness must take an oath
“Do you solemnly swear (or affirm) that you know the signer truly holds the identity he (or she) claims?”
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Persons Unable to Sign Individuals with physical disabilities
may direct someone to sign for them
Notary must add wording such as “Signature affixed by (insert name of other individual) at the direction of (insert name of individual)”
Record circumstances in journal
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Refusing Services
When Notary may refuse to notarize:
Signer appears not competent or aware
Signer is not willing or is being coerced
These practices were always recommended, but now it’s the law
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Stamp & Stamping Device
“Seal” “Stamp”
May no longer use an adhesive label
Embosser must be photocopiable
Must secure your stamping device
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Certificate Signature must match what’s on file at the
Secretary of State’s office Completed at time of signing Contains commission expiration date You are complying with requirements Prohibited from signing until act performed Securely attached to document “Record” replaces “document” &“instrument”
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Acknowledgment
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Copy Certification
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Prohibited Acts
• Your commission does not allow you to: – Assist persons in drafting legal records– Act as an immigration consultant– Represent in proceeding related to immigration
Advertising you can perform duties of attorney False or deceptive advertising “Notario publico”
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Prohibited Acts
• Failing to state: “I am not a attorney licensed to practice law in this state. I am not allowed to draft legal records, give advice on legal matters, including immigration, nor charge a fee in regard to those activities.”
• Withholding original records
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Electronic Notarization
Notaries can now use electronic signatures and notarize e-documents, provided they do the following: Notaries must let the Secretary of State know and
specify the type of technology used Technology must be tamper-proof Must follow the same laws as paper acts
* Secretary of State to provide more details
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QUESTIONS?
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Being an NNA Member has its benefits:• 24 Hour Online Help at
NationalNotary.org• Educational resources• Regular Updates with NNA Publications• Toll Free Hotline Support• Member Privileges and Partner
Discounts
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Q & AFor further information, contact:
Hotline Counselors are available to assist you Monday – Friday 5am – 7pm and
Saturday 5am – 5pm (PST)
Webinar Archives at:http://www.nationalnotary.org/webinar-archives/index.html
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