Gender:

Gender Frequency % of InvestorsMale 117 58.5Female 83 41.5Total 200 100

Male Female0

10

20

30

40

50

60

70

58.5

41.5

Gender

Axis Title

Axis Title

Age Group:

Age Group Frequency % of InvestorsLess than 26 yrs 36 1826 - 45 yrs 88 4446 - 65 yrs 76 38Total 200 100

Less than 26 yrs 26 - 45 yrs 46 - 65 yrs0

5

10

15

20

25

30

35

40

45

50

18

44

38

Age Group

Axis Title

Axis Title

Interpretation:

From the above graph, it is clear that 18% of the respondents belong to >26

years age group, 44% belong to 26-45 years age group, 38% belong to 46-65 years

age group. So we can say 26-45 year age group investors are active age group.

Marital Status:

Marital Status Frequency % of investorsMarried 168 84Unmarried 22 11Widow(er) 6 03Divorced 4 02Total 200 100

84%

11%3% 2%

Martial Status

MarriedUnmarriedWidow(er)Divorced

Interpretation:

Above Status graph, we can see that 84% investors are married, 11% are

unmarried, 3% are widow(er) and 2% are divorced.So we can say Majority of the

investors are married while Minority of the investors are Divorced.

Education:

29%

46%

20%

5%

Post Grad. & aboveGraduate\ DiplomaHSC\SCBelow 10 th

Interpretation:

From the above graph, it is clear that 29% of the respondents are Post

Graduate & above, 46% of the respondents are Graduate \ Diploma, 20% of the

respondents are HSC\SC and only 5% of the respondents are below 10th.

Education Frequency % of InvestorsPost Grad. & above 58 29Graduate\ Diploma 92 46HSC\SC 40 20Below 10 th 10 05Total 200 100

Qualification:

Qualification Frequency % of InvestorsMBA 32 16CA 10 05ICWA\CFA\CS 6 03DR 14 7Engineer 38 19LLB 12 06Others 88 44Total 200 100

MBA CA ICWA\CFA\CS

DR Engineer LLB Others0

5

10

15

20

25

30

35

40

45

50

16

53

7

19

6

44

Qualification

Qualification

Interpretation:

The graph describe that majority of the respondents are having qualification

other than the given. Here, 7% investors are MBA, 4% are CA, 3% are having

professional 2 year course like ICWA \ CFA \ CS, 4% DR with specialized

course OF Phd, 8% are Engineer into different fields, 7% are LLB and

remaining are qualified into different fields like DMFF, BSC (Chemistry),

LLM, Home Science, MSC, M.A etc.

No Of Family Member:

Family Member Frequency % of Members 2 26 13 3 52 26 4 60 30More than 4 62 31Total 200 100

23

4More than 4

0

5

10

15

20

25

30

35

13

26

30 31

Family Member

Axis Title

Axis Title

Interpretation:

Bar chart above show the no of family member depend on the income of the

investors. We can see that 13% investors has a 2 member family, 26% has a 3

member family, 30% has a 4 member family and 31% investors has a more than 4

member in family.

Annual Income:

Less than 1,00,000 1,00,001 -

3,00,000 3,00,001 - 5,00,000 More than

5,00,001

05

101520253035404550

13

48

2118

Annual Income

Annual Income

Annual Income Frequency % of InvestorsLess than 1,00,000 26 131,00,001 - 3,00,000 96 483,00,001 - 5,00,000 42 21More than 5,00,001 36 18Total 200 100

Interpretation:

With the help of above graph, we can say that 13% investors have an annual

income less then 1,00,000 , 48% investors have an annual income between

1,00,001-3,00,000 , 21% investors have an annual income between 3,00,001-

5,00,001 and 18% investors have an annual income more than 5,00,001.

So we can say majority of investors belong to middle class category and

only few % say 21% investors belong to upper middle class, 18% investors belong

to higher class category and minority of investors belong to lower class category.

We can clearly see that highly unequal income distribution in Mumbai city.

What amount of your total annual income do you save?

SAVING Frequency % of InvestorsLess than 1,00,001 74 37

1,00,001 - 3,00,000 90 45

3,00,001 - 5,00,000 26 13

More than 5,00,001 10 5

Total 200 100

Less than 1,00,001 1,00,001 - 3,00,000 3,00,001 - 5,00,000 More than 5,00,0010

5

10

15

20

25

30

35

40

45

50

37

45

13

5

SAVING

SAVING

Interpretation:

With the help of above given graph, we can see that saving of less than

1,00,000 are 37% of investors, saving of 1,00,001 to 3,00,000 are highest that is

45% while lowest percentage is 5% whose saving is above 5,00,001 and 13% of

investors are those whose saving is between 3,00,001 to 5,00,000.

Your preference to invest.

Sr. No INVESTMENT AVENUES RESPONSE RANK1 Stock Market 130 32 Bank Deposit 179 13 Real Estate 64 54 Mutual Fund 57 65 Debt Market 53 76 Commodity 68 47 Insurance 161 28 Tax Saving Scheme 52 89 Government Securities 48 910 Others 40 10

Stock Market

Bank Deposit

Real Estate

Mutual Fund

Debt Market

Commodity

Insurance

Tax Saving Scheme

Government Securities

Others

0 20 40 60 80 100 120 140 160 180 200

130

179

64

57

53

68

161

52

48

40

RESPONSE

RESPONSE

Interpretation: According to Rank

According to chart, highest response that we got is about Bank deposit that

are 179 and then insurance, stock market, commodities while lowest respondents

are investing in other like post office, textile etc., while 53 respondent are investing

in debt market, 57 respondents are investing in mutual funds, 52 respondents

investing in tax saving scheme, 48 respondent invest in government securities, 64

respondent invest in real estate.

So it can be said that people like to safe investment like bank insurance that

provide regular or fixed income.

Which are the factors you consider while selecting above

mention avenues?

Factor Response RankSafety 145 1Tax Saving 89 5Simplicity 68 6Liquidity 120 3Diversification 105 4Affordability 130 2

Safety

Tax Saving

Simplicity

Liquidity

Diversification

Affordability

0 20 40 60 80 100 120 140 160

145

89

68

120

105

130

Response

Response

+

Interpretation: According to Rank

Above graph show that safety got first rank, affordability got second rank,

Liquidity got third rank, Diversification got fourth rank, Tax Saving got fifth rank

and last sixth one got by Simplicity.

Safety got highest rank so we can say now a day investors more focus on

safety, investors also see affordability, through tax saving scheme investors can

reduce risk level and can improve the safety level. Investors also focusing on

diversification factor which is more important now a days.

Objective of investment:

Objective Frequency RankFuture Security 164 1Tax Savings 85 4

Short term/Long term gain 148 2Children Carrier 135 3Speculation 65 6Others (Not specific) 70 5

Future Security

Tax Savings

Short term/Long term gain

Children Carrier

Speculation

Others (Not specific)

0 20 40 60 80 100 120 140 160 180

164

85

148

135

65

70

Frequency

Frequency

Interpretation:

According to above mention bar chart majority of investors said Objective is Future

security and then comes tax planning, 20% investors have this objective, third comes to short

term / long term gain say 14% investors have this objective.

According to above mention pie chart 12% have children career as objective similarly very near

say 7% investors have speculation objective and only 2% have other objective say expansion of

present business while investing money in others investment avenues. Finally, we can say that

majority of investors are saving their future through long term objective

Kindly mention the return you expect on your total amount of

investment (In %):

Expected Return Frequency % of InvestorsLess than 10 % 30 1510 - 20 % 96 4821 - 30 % 42 21More than 30 % 32 16Total 200 100

15%

48%

21%

16%

Expected Return

Less than 10 %10 - 20 %21 - 30 %More than 30 %

Interpretation:

Mention graph clearly show that 48% investors expect 10-20% return on

annual basis, 21% investors expect 21-30%, 16% expect more than 30% and 15%

investors expect less than 10 return on annual basis. Finally, we clearly say

majority of investors expect 10-20% return on annual basis on an average on

different alternatives of investment.

Kindly mention the affordable risk on your investment (In %):

Less than 10 % 10 - 20 % 21 - 30 % More than 30 %0

5

10

15

20

25

30

35

40

45

50

27

44

18

11

RISK

RISK

Interpretation:

Mention graph clearly show that 44% investors expect 10-20% risk on

annual basis, 27% investors expect less than10%, 18% investors expect 21-

30%and 11% investors expect more than 30% risk on annual basis.

Finally, we clearly say majority of investors expect 11-20% risk on annual

basis on an average on different alternatives of investment.

RISK Frequency % of InvestorsLess than 10 % 54 2710 - 20 % 88 4421 - 30 % 36 18More than 30 % 22 11Total 200 100

Mention your preferred investment period:

INVESTMENT PERIOD Frequency % of InvestorsLess than 1 yrs 22 111 - 5 yrs 98 496- 10 yrs 54 27More than 10 yrs 26 13Total 200 100

Interpretation:

According to graph we clearly see that majority of investors say 49% invest

for 1-5 years, 27% investors invest for 6-10 years, 13% investors invest for more

than 10 years and 11% investors invest for less than 1 years.

So we can say investors generally want to invest for 1 to 5 years period.

Less than 1 yrs1 - 5 yrs

6 - 10 yrsMore than 10

yrs

0

5

10

15

20

25

30

35

40

45

50

11

49

27

13

INVESTMENT PERIOD

INVESTMENT PERIOD

Preferred interval of investment:

INTERVAL OF INVESTMENT Frequency % of InvestorsMonthly 30 15Quarterly 62 31Half Yearly 30 15Yearly 78 39Total 200 100

Interpretation:

The interval of investment basically remains annually for every investment

options. Here also 39% investors invest on yearly basis, 31% investors invest

quarterly, and remaining 15% equally investors invest monthly and half yearly.

Hence we conclude that investors invest on yearly basis.

15%

31%

15%

39%

INTERVAL OF INVESTMENT

MonthlyQuarterlyHalf YearlyYearly

Minimum annual investment:

INVESTMENT LEVEL Frequency % of InvestorsLess than Rs 50,000 28 14Rs 50,001 – 1,00,000 76 38Rs 1,00,001 – 2,00,000 50 25More than Rs 2,00,000 46 23Total 200 100

Less than Rs 50,000 Rs 50,000 -

1,00,000 Rs 1,00,001 – 2,00,000 More than Rs

2,00,000

0

5

10

15

20

25

30

35

40

14

38

2523

INVESTMENT LEVEL

INVESTMENT LEVEL

Interpretation:

According to above mention chart very few % that are 14% investors have

minimum investment is less than Rs 50,000, 25% investors have Rs 1,00,001-

2,00,000 , 23% investors invest Rs more than 2,00,000 and majority that are 38%

of investors have minimum investment level between 50,000-1,00,000.

We clearly see majority of investors have capacity of minimum investment

level is Rs 50,000 to 1,00,000.

Do you make market research before investment?

1. Yes 84% 2. No 16%

Yes84%

No16%Research

If yes, kindly mention types of research

17%

27%

23%

33%

Types of research ( % of investors)

Studying Annual Reports of Company Monitoring Share MarketsGetting information through Broker Others

INTERPRETATION:

According to above mention first graph we can see 84% investors doing

research work and 16% investors are not doing research work.

In second graph, we also can see 17% studying Annual Reports of

Company, 27% investors monitoring Share Markets, 23% investors getting

information through broker while the majority category does all the above research

before investment.

The highest 33% category of investors does research work through other like

reading newspaper, magazine etc before investment.

Q18) Do you reinvest?

1. Yes 72% 2. No 28%

Yes72%

No28%

Reinvest (% of investors)

INTERPRETATION:

Above mention chart show that 72% people reinvest and 28% investors

withdraw 100% profit from the market.