Help your clients reroute their paths to retirement by learning the latestinformation and ideas for financial and estate planning. The FICPA Estateand Financial Planning Conference leads you through a wealth of valuableknowledge in the areas of estate planning and asset protection. Breakoutsessions map out topics such as long-term care, insurance risk and more.With sessions that provide CPE, CFP and DOI credit, you can attend coursesthat are most relevant to you.

Economic Shifts Create Opportunities forChange in Estate and Financial Planning

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CPE CreditThis conference qualifies for 16 hours of CPE credit and is subject to approval by the FloridaDepartment of Business and Professional Regulation. Type of credit is dependent uponbreakout selection.

Follow the FICPA on@ficpa and use #efp10 to tweet about this conference.

Thursday Dec. 27:30 - 8:00 a.m. Registration and Continental Breakfast

8:00 – 8:10 a.m. Introduction and Opening Remarks

8:10 - 9:50 a.m. Current Trends, Strategies, Hot Topics and Issues in Estate Planning

10:05-10:55 a.m. Elder Financial Planning Strategies: The Next 30 years…

10:55-11:45 a.m. Succession Planning: You Can’t Take it With You

11:45 a.m.-12:45p.m. Lunch

12:45-1:35 p.m. Concurrent Breakouts

Breakout 1 (FP): A Discussion on Financial Planning Practices

Breakout 2 (INS): Smart “ILIT” Trustees Play it Safe: Navigating the TreacherousWaters of the “Uniform Prudent Investors Act”

1:40-2:30 p.m. Concurrent Breakouts

Breakout 3 (FP): Beyond Stocks and Bonds – Satellite Investments

Breakout 4 (INS): Long-Term Care

2:45-3:35 p.m. My Client Died: Now What? Post Mortem Estate Planning

3:35-5:15 p.m. Fiduciary Accounting

Friday Dec. 37:30-8:00 a.m. Continental Breakfast

8:00-8:50 a.m. Economic Update

8:50-9:40 a.m. Traditional and Roth IRAs as Estate Planning Tools

9:55-10:45 a.m. Asset Protection

10:50-11:40 a.m. Concurrent Breakouts

Breakout 5 (FP): Real Estate as an Investment Class

Breakout 6 (INS): Risk vs. Reward: Role of the CPA in Insurance Planning

11:40a.m.-12:40 p.m. Lunch

12:40-1:30 p.m. Ponzi Schemes: What Are the Signs?

1:35-3:15 p.m. What To Do When The Worst Happens (Estate Settlement Panel)

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Conferenceat-a-glance

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7:30-8:00 a.m. Registration and Continental Breakfast

8:00-8:10 a.m. Introduction and Opening RemarksJim Luffman, CPA, PFSCommittee Chair

8:10 - 9:50 a.m. Current Trends, Strategies, Hot Topics and Issues in Estate Planning (2 TB)Richard B. Comiter, JD, LLMSenior Partner / Comiter, Singer, Baseman & Braun, LLPPalm Beach GardensandDomenick R. Lioce, Esq.Partner / Nason, Yeager, Gerson, White & Lioce, P.A.West Palm BeachThis presentation highlights issues confronting practitioners working in anuncertain estate tax environment, and the latest trends and estate taxstrategies they use to advise their clients.

10:05-10:55 a.m. Elder Financial Planning Strategies: The Next 30 years… (1 TB)Reina Schlager, CPA, PFSSchlager Schlager & Levin / Ft. MyersAlmost 8,000 Americans a day turn 60 years old! Their inquiring mindsneed to know the difference between Medicare and Medicaid,whether Florida Partnership long-term care policies are a good thing toconsider — or not, and just what is going to happen as part of the agingprocess. With this knowledge, events can be anticipated, planned forand successfully made part of an overall financial plan. Expand ElderPlanning to include Support Services. With another possible 30 or moreyears to go, this doesn’t have to be the “wind-down.”

10:55-11:45 a.m. Succession Planning: You Can’t Take it With You (1 TB)C. Brett Cooper, CPA/ABV, ASA, BVAL, Cr.FAConsultant / PCE Companies / TampaThis session explores issues encountered in succession of a closely held,family owned business, and explores options of the owner relative torealizing the fruits of their labor. Topics include nuances of succession tofamily members and strategies for succession of the business such asgifting, third party sale and ESOP.

11:45 a.m.-12:45 p.m. Lunch

ThursdayDec. 2y

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12:45-1:35 p.m. Concurrent Breakouts – Choose one

Breakout 1 (FP) A Discussion on Financial Planning Practices (1 TB)Michael J. Dixon (Moderator)Carl Domino, Inc. / West Palm BeachandWilliam G. Cummings CFO, Inc. / TampaandChas P. Smith, CPA, PFSPresident & Chief Investment Officer / CPS Investment AdvisorsLakelandandDavid W. Southwell, CPATax, Asset Protection & Estate Planning / David W. Southwell CPA, PLLCMiamiThis presentation includes the evolution of a traditional accountingpractice to a financial planning and wealth management firm. Differentservices provided by three different firms. Commission vs. Fee-Only –What is the right choice? What is right for you?

Breakout 2 (INS) Smart “ILIT” Trustees Play it Safe: Navigating the Treacherous Waters of the “Uniform Prudent Investors Act” (1 TB)Richard K. Newman, CPA, PFS, AEPPresident / Newman & Cohen Financial Management, Inc.Deerfield BeachThis session offers an overview of the trustees’ solution to avoid liabilityand how to enhance client satisfaction.

1:40-2:30 p.m. Concurrent Breakouts – Choose one

Breakout 3 (FP) Beyond Stocks and Bonds – Satellite Investments (1 TB)Ronald D. WeinerManaging Director / RDM Financial Group, Inc. / Boca RatonThis segment covers hedge funds, ETFs, shorts, covered calls, hedgingstrategies; commodities; satellite investments and other alternatives.

Breakout 4 (INS) Long-Term Care (1 TB)David Frohman, CLUThe Planning Strategies Group / Boca RatonThis session provides an overview of policies available as well asalternatives and answers the question: What should you consider?

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2:45-3:35 p.m. My Client Died: Now What? Post Mortem Estate Planning (1 TB)Deborah Leonard, CPA, PFSTax Partner / Thomas Howell Ferguson, P.A. / TallahasseeThis session covers the multiple post-death elections available to alter thetax and disposition of an estate, including initial year compliance issuesand coordination with other advisors (i.e. attorneys, investment advisors,trustees). This session also reviews fiscal year election, Section 645election, administrative expense election, and qualifying trusts as eligibleS Corporation shareholders.

3:35-5:15 p.m. Fiduciary Accounting (2 AA)F. Gordon Spoor, CPA, PFSManaging Partner / Spoor & Associates, PA / St. Petersburg A fiduciary accounting update including federal income tax impacts.

ThursdayDec. 2 (continued)y

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7:30-8:00 a.m. Continental Breakfast

8:00-8:50 a.m. Economic Update (1 TB)Manuel Lasaga, PhDPresident / StratInfo / MiamiThis presentation focuses on the Implications of the EconomicRecovery/Expansion for Risk & Return in the Financial Markets. Itprovides an overview of the national economy, focusing on the leadingsectors of the recovery, the impact of global competition, managementof economic policy, and on developments in the financial markets, andtheir implications for the risk/return profile for investors. It also addressesthe state’s economic outlook highlighting its strengths and weaknesses.

8:50-9:40 a.m. Traditional and Roth IRAs as Estate Planning Tools (1 TB)Joan K. Crain, CFP, CTFA, CISPSenior Director, Wealth Strategist / BNY Mellon Wealth ManagementFt. LauderdaleTraditional and Roth IRAs present unique opportunities as well as pitfallswhen estate planning for high net worth clients. This presentationexplores integrating these vehicles into a comprehensive estate plan,with special attention to beneficiary designations, formula funding andpost mortem fixes.

9:55-10:45 a.m. Asset Protection (1 TB)Jonathan H. Green, Esq.Attorney / Jonathan H. Green & Associates, P.A. / MiamiThis session talks about wealth protection tools and strategies availablein Florida, including a discussion of exempt assets, family limitedpartnerships, and the concepts of fraudulent conveyances andfraudulent conversions.

10:50-11:40 a.m. Concurrent Breakouts – Choose one

Breakout 5 (FP) Real Estate as an Investment Class (1 TB)R. Dennis Moon, CPM Managing Director, Specialty Asset Management ExecutiveU.S. Trust Bank of America, Private Wealth Management / New YorkThis course covers topics such as real estate as an asset class forinvestment purposes, how to achieve diversification among real estate,including farmland and timberland, and real estate market conditions.

FridayDec. 3y

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FridayDec. 3 (continued)y

Breakout 6 (INS) Risk vs. Reward: Role of the CPA in Insurance Planning (1 TB)William C. Miller, CFP, CLU, CLFCFinancial Planner / William C. Miller & Associates / Delray BeachThere was a time, not long ago, when the disciplines of life insuranceand accounting were worlds apart. Life insurance agents sold whole lifeand CPAs prepared tax returns. What are the key factors that haveconverged to cause a reconfiguration of today’s financial serviceslandscape? What are the risks and opportunities for CPAs who activelyengage in insurance product sales?

11:40 a.m.-12:40 p.m. Lunch

12:40-1:30 p.m. Ponzi Schemes: What Are the Signs? (1 AA)Lynn H. Clements, DBA, CPA, CMA, CFM, CrFA, CFEProfessor of Accounting / Florida Southern College / LakelandBernie Madoff was the mastermind of the largest and longest-runningPonzi scheme in history. Explore the nature of a Ponzi scheme and thewarning signs every advisor should know.

1:35-3:15 p.m. What to Do When the Worst Happens (Estate Settlement Panel) (2 TB)Jill H. Brickel, CPA, PFS (Moderator)President / Brickel & Co., P.A. / Boca RatonandCheryl Smith, CPA (Moderator)President / Compass Business Management, LLC / Ft. LauderdaleandJohn W. ClidasSenior Vice-President, Market Growth and Development, StrategicBusiness Segments / Wells Fargo Private Bank / Boca RatonandMarcy Ramos, CFPVice President, Trust Relationship Managers / Gibraltar Private Bank& Trust / Ft. LauderdaleandJerome L. Wolf, PLPartner / Duane Morris LLP / Boca Ratonand Eric ZeitlinManaging Director / Provenance Wealth Advisors LLC / Boca RatonA solid estate plan often involves advisors from several specialties. Buteven a well-crafted estate plan can fall apart due to an unexpectedcircumstance. Estate Planning Specialists in the areas of law, tax,insurance, investments, and trust services will discuss cases from theirfiles, and will present a case study for audience participation. Beprepared for a lively discussion.

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Jim Luffman – ChairRichard Newman – Vice Chair

Bonnie M. AngueiraPatricia Baier

Kethryn F. BartonJill H. Brickel

Dennis C. BrownBrett C. Cooper

William G. CummingsMichael J. Dixon

Philip H. FriedlandSteve Gavalas

Ira M. HerschbeinRuth G. HouserMonte E. Kane

Tracey J. Kinker-GebertDeborah L. LeonardDennis E. MichelsTimothy P. RainesCheryl A. Smith

David W. SouthwellMaria A. Thomas

Thomas Workman Jr.

2009-2010 Estate & Financial Planning

Committee

Conference Sponsors

10 Estate & Financial Planning Conference

Conference Site & AccommodationsFt. Lauderdale Marriott North6650 N. Andrews Ave.Ft. Lauderdale, FL 33309(954) 771-0440

FICPA Room Rate: $129 Single/Double plus applicable taxes.

Hotel Cutoff Deadline: Wednesday, Nov. 10, 2010(Reservations made after the cutoff date will be subject to availability and current room rate.)

For reservations, please contact the Ft. Lauderdale Marriott North directly at (800) 319-5705. Be sure to mention the FICPA Estate & Financial Planning Conference to receive thespecial group rate.

Conference MaterialsConference reference materials are distributed to registrants electronically in advance of theprogram. There will not be printed material available on site. This fully searchable PDFincludes speaker presentations and is intended for electronic use only.

Group Discounts AvailableRegister 5 or more people from the same organization and receive special group discounts!Restrictions may apply. For more information, visit www.ficpa.org/cpe/policies.

CPE Policies you may need to knowCPE policies may be found on our website at www.ficpa.org/cpe/policies, or on theregistration confirmation sent upon completion of registration.

Did You Know…You can apply your nonmember fee from this event towards an FICPA membership. Visitwww.ficpa.org/cpe/policies for more details and an application.

Conference Info

Registration

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Internet registration can be placed at www.ficpa.org/cpe.Fax a completed registration form with credit card information to the FICPA at (850) 681-2433.Call the FICPA Member Service Center at (800) 342-3197 (in Florida), or (850) 224-2727 (outside Florida) to place acredit card order.Mail a completed registration form to: Continuing Professional Education, FICPA, P.O. Box 5437, Tallahassee, FL 32314-5437.

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* Save Money! Take advantage of the Early Bird Price by registering more than10 days before the course date and receive $55 off the Regular Price.

** Nonmembers of the FICPA must add an additional $250 to the registrationprice. Save money and apply this fee to your FICPA membership fees. Visitwww.ficpa.org/cpe for more details.

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❍ Check here if registration reflects an address change. ❍ In accordance with ADA requirements, if you are disabledand require special services, please check here. Someonefrom our office will contact you.

Estate & Financial Planning Conference Member Price Nonmember Price**Early Bird Price* $420 $670

Regular Price (as of 11/23/2010) $475 $725

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The FICPA is not responsible for checks or registrations delayed or lost in the mail.

Concurrent Breakouts – Choose oneThursday, Dec. 2

12:45-1:35 p.m. ❍ BO1 ❍ BO2

1:40-2:30 p.m. ❍ BO3 ❍ BO4

Friday, Dec. 310:50-11:40 a.m. ❍ BO5 ❍ BO6

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