Global Eye: An Instrument Of Success For Companies

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Copyright 2012

SECURE YOUR LIFE AND

BUSINESS WITH GLOBAL EYE

COMPANY
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Table Of Contents

Writing A Will With

Global Eye:Taking 4

Care Of Your Loved Ones

Having A Home To Call

Your Own With The Help 5Of Global Eye Solutions

Celebrate Your Golden

Years With Global Eye 7

Pension Plans

Globaleye Committed

To Providing Top Quality 9

Business Solutions

Globaleye: Your Choice

For Superior Financial 11Advice And Business

Solutions


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Handle Your Personal

Finances Better With 13

The Financial Calculators

Of Globaleye

With Global Eye, Dubai

Companies Stand Tall In 14

The Global Arena

Mortgage Pitfalls Global

Eye Dubai Finance Experts 17

Say You Should Avoid

Reasons Why Global Eye

Dubai Experts Recommend 19

Writing A Will

Prepare For Your Childs

Future With Global Eye 21

Financial Solutions


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Writing A Will With Global

Eye: Taking Care Of Your

Loved Ones

People never wish to entertain the

thought that negative events can happen

in their own lives. While there are daily

reports on the news of people around the

world meeting untimely deaths, figuring

in horrific accidents, and falling victim to crimes committed by other people, the

average person is prone to believe himself far removed from those situations,thus thinking that "well, that could never happen to me where I live."

Consequently, the average individual fails to give more than a passing thought to

the option of having a will drawn up. In the U.K. for instance, research carried out

in 2011 by Unbiased.co.uk revealed that nearly 30 million people do not have

wills. About 10% of the Britons surveyed have never considered writing wills and a

similar percentage relies on good faith that their estates will automatically be

transferred to the right people. To encourage people about the benefits of writing

wills, Dubai-based independent financial advisory firmGlobal eyeoffers complete

will writing services that can help safeguard the distribution of possessions to the

rightful heirs.

Unbiased.co.uk's findings are

considerably alarming, especially since

20% of the people in the study are

expecting to leave more than 10,000

GBP of savings at the time of their

death. Not having a will in place at that

time is almost a guarantee that the sum

will not go to the people the deceased
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person had originally intended the savings to go to.

Many people take it for granted that the government will hand down the

possessions to the right people, but they should be warned that the estate will be

shared out according to certain rules if a person dies without leaving a valid will.

Under the rules of intestacy, for example, only married or civil partners, along

with some other close relatives, can inherit the estate. These rules do not account

for the surviving half of an unmarried couple that has been living togetherhe or

she may be left with nothing, even if the deceased partner had fully intended to

leave property to their loved one.

It is therefore necessary for any person to gain control over the distribution of

their assets by having a valid will drawn up. This way, the property will be divided

exactly as they wish. In addition, having the expert assistance of a company like

Global eyeby their side will keep them regularly updated whenever there are any

policy changes and if the will needs to be amended from time to time. This is

especially relevant for unmarried adults living with a partner (more than half of

which intend to leave their estate to their partner) and married adults with

children and grandchildren.

Having A Home To Call Your

Own With The Help Of Global

Eye Solutions

Having a home to call your own is

everyones dream. However, with the

current market conditions and issues faced

by the economy, you may think that

purchasing a residential property may be a
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difficult, if not impossible, feat at the moment. While its true that a home

purchase may be challenging, especially for the first-time buyer, it can still be a

reasonable endeavour for most people. With the help of financial and investment

advisors you can arrive at a well laid out plan on how to protect your hard-earned

assets during your home buying period.

International Wealth Management

firmGlobal eyeunderstands that a real

estate investment is one of the most

critical decisions everyone will ever

face in their lifetime. It doesnt matter

whether the economy is robust or

weak, or if your bank accounts are

well-financed or just starting to fill up,

a real estate decision is a major

undertaking and it will need diligent

research for sufficient and current

data to support your next step. Global

eyecan provide access to mortgage and financial solutions only real estate and

finance insiders can obtain.

Before you go on house-hunting, an important step is to take a careful, clear view

of your current financial situation. This way, Global eye can come up with a

mortgage and financial plan that is tailor-fit to your capability. With its

associations with international banks and building societies around the world, the

company can connect you to the best mortgage deals at the lowest interest rates

and with the most competitive fee structures. They can also plot other options

according to your financial needs and demands, such as interest only, capital, andrepayment solutions.

If your financial consultants think that you may need more financial backup in this

real estate venture, you can avail of mortgage services that will introduce to you

payment schemes designed to decrease or defer the required capital. Your
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Financial Advisor will assist you in understanding and finding alternatives such as

deferred property purchase, collective investment portfolios for commercial

properties, and mortgage loan options. With expert, professional advice, youll be

able to assess your credit score, organise your accounts, and generally take steps

on how to make your financial situation more established.

With the right financial planning strategy through the help of Global eyes

unbiased, reliable and comprehensive services, it may just be a matter of time

before the dream of buying your own home becomes a reality.

Celebrate Your Golden Years With Global Eye Pension

Plans

You dream of someday spending your retirement years in a tropical paradise

somewhere in the Pacific, sipping on a cool drink and watching the young ones

frolic in the sun as you reminisce about the adventures you had in your youth.

You walk along the sandy beach while the sun is setting, and amid squeals of glee

from the children and the delighted laughs of friends and strangers, you think,

Ah this is the life.
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This is how most people picture

retirement. But then again, after all

those years of hard work and toiling

day after day to provide for your

family, wouldnt you want to spend

your nonworking years relaxing in

retirement wonderland yourself?

Living in a place where the weather is

warm all year long, where the food is

great and where people are always

smiling and having fun thats how everyone wants to spend their golden years.

However, putting your hard-earned money in a

savings account will not help generate enough

funds for you to live comfortably in retirement.

Global eye, an independent financial advisory firm

based in Dubai, recognises this problem. The

companys experts can help you plan a fund to

ensure that you can maintain a relaxing lifestyleor maybe even live a little more luxuriously than

before when the time comes for you to retire

from work.

Global eye offers the working individual expert advice and services from

consultants who have undergone intensive training and whose qualifications

meet international standards. In addition to the excellent service that the

company provides, future retirees can also expect fair and unbiased advice fromthe companys financial experts. This is because Global eye has no special

affiliations with any bank or investment company, and is thus uninfluenced by any

corporate entity so you can be sure that their finance advisors have only your best

interests in mind.
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With regards to retirement and pension plans, the Dubai-based finance firm

offers expert assistance on setting up pensions including onshore and offshore

pensions, Self Invested Personal Pension (SIPP), Qualifying Recognised Overseas

Pension Scheme (QROPS), and Qualifying Non-UK Pension Schemes (QNUKPS).

They will help you determine which one fits your situation best, and what

measures you should take to get the most out of your retirement savings.

Even if you are no longer working and earning a regular salary, retirement can still

be a peaceful and comfortable phase in your life. Set up a pension plan with

Global eye finance advisors and celebrate your golden years just the way you

want.

GlobaleyeCommitted To Providing Top Quality

Business Solutions

Even long established major corporations do not always have it all figured out,

which is why they know how vital it is to have a reliable group of financial advisors

who can take a step back and assess the situation from all angles. Globaleye, in

its 13 years of work, has successfully grown a strong client base all over the world.

Known widely for being an independent firm that provides unbiased business

solutions, it has become the premier go-to consultant of important international

companies seeking financial planning assistance.

Many companies directly sought the services of Globaleye during the height of

the global recession. The business financial planning assistance that the group

provided secured the financial status of a number of companies. When major

business groups left and right were forced to terminate their operations because

of the strain brought about by the unstable global economy, these companies
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remained operational due undoubtedly to the

expertise of the advisors fromGlobaleye.

Globaleyes mission statement is, to deliver

unbiased financial solutions to corporate and

private clients worldwide with an onus on

innovation, service and professional

integrity. This is easily vouched for by the

fact that the group is not associated with any

investment organization which is the very

reason why their clients always have the assurance that their complete

satisfaction is the sole objective of the company. This client-centred approach is

one of the driving forces behind the success of the company; every service

provided byGlobaleyeis tailored to the specifications of their clients.

Its also important to note that Globaleye has upgraded its service through the

creation of theGlobaleyeBulletin Service, or GBS. The GBS keeps subscribers up

to date with the latest developments pertinent to the different business

industries. Another new and important provision is the Globaleye Portfolio

Service, or GPS, which provides a monthly email updates on the financial plans ofclients. With these new programs the groups clients easily have access to all the

important information that affects financial planning trends thus giving them the

advantage of incorporating new strategies to prevent any changes from impacting

their businesses in a negative way.

Its no wonder, in a relatively short span of time, Globaleye has managed to

establish a client base of over 7,000. The group exceeds the usual provisions of

competing financial planning firms, goes the extra mile in making sure that theyonly provide top quality financial solutions, and it has even won the title of

Personal Lines Broker of the Year in the Gulf Insurance Review Awards and, Policy

Magazines Middle East Insurance Awards, and the MENA Insurance Awards

truly their clients can no longer ask for anything more.
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Globaleye: Your Choice For Superior Financial Advice

And Business Solutions

Handling financial affairs can be a tricky process, whether its a private matter or a

corporate concern. For private individuals, dealing with various types of insurance

covering different areas and coming with a particular set of terms and conditions

can be confusing enough, while the legalities associated with writing wills and the

complexities of preparing education fees and pension plans can make financial

organisation a daunting task. Corporate entities, on the other hand, are not

exempt from these problems; creating suitable packages for group medicalinsurance and employee benefits can be just as difficult.

There are various companies offering assistance

for financial problems, and one of the best and

most trusted among these is Globaleye, an

independent firm of advisors founded in 1999.

The Dubai-based company prides itself in its

highly qualified consultants who have been

trained to international standards. These qualities

ensure that only the best service is given to clients, whether they are private

individuals or sizeable commercial establishments. Also, since the company is

comprised of independent advisors, clients can expect financial service that is

unbiased and uninfluenced by any bank or investment company.

Globaleye offers a number of services for private

clients, including life insurance, critical illness

cover and medical insurance. Each of these

packages will help clients during hard times, and

availing ofthe companys services will ensure that

you get the best package for you and your family.
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Individuals may also be interested in the

companys services for pension planning and

will writing. Retirement can be a financially

difficult situation for some people, especially

if they did not save for this event. Planning

for ones golden years with Globaleyes

expert consultants can truly make this period

in life golden. When ones time draws near,

however, it would be appropriate to plan for

your loved ones future as well. Writing a will

may make some people uncomfortableespecially since most are not willing to

address the issue of deathbut it is a practical and worthwhile step that ensures

ones passing will not be too difficult, at least from a financial point of view.

Globaleyecan help private individuals in all matters of finances, whether they are

a young couple buying a house for the first time, or a person of advanced years

who wishes to secure his loved ones future.

Globaleyes services are also appropriate for big

businesses. The company can help employerscreate benefits packages that are fair for both

employers and their personnel. The company

offers services for planning corporate pensions

as well as insurance for accidental death and

long-term disability, among others.

Globaleyeoffers a complete package of services

suited to individuals and companies alike. If youare looking for financial solutions for your

personal or corporate issues, look no further

than Globaleye, Dubais award winning

independent finance advisory firm.
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Handle Your Personal Finances Better With The

Financial Calculators of Globaleye

Everybody could use some help managing their personal finances better; even

those who are particularly gifted in dealing with money matters will sporadically

require some assistance. With the financial calculators that Globaleye provides,

knowing the important figures to become more prepared monetarily for the

future is as simple as pressing a couple of buttons.

On Globaleyes website there are nine financial calculators all absolutely free for

use; each of them is designed to compute an approximate figure for a specificfinancial system. The first calculator is the college savings calculator created to

help parents and children save enough money to cover college education

expenses. It determines whether there may be a need to make budget

adjustments or apply for financial assistance from lending institutions later on.

The second calculator is the retirement

calculator. Many employees get started on

their retirement savings really early in the

hope of accommodating all their

retirement goals. Using this calculator will

help people better understand the

different levels of the retirement financial

system, allowing them to create an

enhanced strategy to ensure their financial

security once they stop working.

Compared to the other online retirement

calculators that just deal with the input of

the users, the one Globaleyeprovides will

even adjust for inflation so users end up

with a more accurate figure.
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A mortgage is something most people always allot money for. Completely paying

it off takes years for a lot of people, but with the help of the early mortgage pay-

off calculator, people can devise a plan to finish off all mortgage payments earlier

than the initial assigned breakdown. This calculator will help determine how

much money can be added to the usual monthly rate to cover the complete

mortgage within the adjusted schedule.

Those people who have dreams of becoming incredibly rich once they reach a

certain age will surely find the millionaire calculator useful. Simply learning how

much money they can save within a given time as well as possible profits from

investments can make becoming a millionaire more attainable. A lot of young

and successful people claim that doing the math and learning the breakdown

required to meet the desired amount really make all the difference.

The other calculators available on Globaleyes website include the annual housing

appreciation calculator which works well for those who are waiting to sell their

house; the commuting cost calculator which is incredibly important nowadays

because of the insane gas prices which practically affect all aspects of living; the

mortgage payment calculator; and the savings calculator.

With Global Eye, Dubai Companies Stand Tall In The

Global Arena

The most progressive and successful workplaces today understand that happiness

is not an abstract term. Its a meaningful, measurable component of anorganisations success. In the workplace setting, happiness is not just about

employees smiling all the time or lively chats in the pantry. In a human resource

perspective, happiness can be determined from the sense of purpose and

fulfilment people achieve from doing their jobs well, and the motivation to

exceed that achievement.


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In a competitive economy and a globalised workforce, understanding what makes

employees fulfilled and motivated to do their jobs well is a critical factor in

keeping an organisation a prime mover in its industry. Employees at the peak of

their performance drive the growth and development of a company, especially if

a company is able to hire and keep the best people in the field. This well-

acknowledged dynamics between people satisfaction and company success is the

primary framework in the employee benefits services of international wealth

management consultantGlobal eye. Dubaicompanies, multinational corporations

and global business can choose from its array of services for corporate clients,

such as corporate employee benefits, corporate pension plans, and group medical

schemes.

Corporate Pension Plans A company that knows how to appreciate loyal

employees will attract the best talents in the field. A stable pension plan will

always be in the checklist of every employee looking for a long-term, fulfilling

career. Global eye provides financial and administrative management of a

corporate pension fund in order to protect both employees and employers. A

managed pension account ensures a company will be able to balance its resourcesto award employees with medical plans and life and critical illness insurance,

aside from the usual sum package received by retiring employees.

Group Medical Schemes An employment force that feels well-cared for can

focus on improving their performances and supporting the companys
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endeavours. Likewise, a healthy staff ensures employment productivity and

efficiency.Globaleyegroup medical schemes provides a cost-effective frameworkfor organisations to provide quality healthcare for its employees, boost staff

morale, and abide with legal requisites such as maternity benefits, doctor

consultations, and outpatient coverage.

Keyman Insurance Global eye knows that the success of a company is

conversely proportional to the performance and energy of a leader. A well-

managed keyman insurance program allows companies to come up with a

realistic and sufficient life and critical illness protection primarily designed for theunique financial profile and accounts of its key decision-makers such as managers,

senior executives, and directors.

With a carefully structured, realistic and wisely

managed corporate account, companies can focus on

projects and programs geared towards reaching their

business goals. With Global eye, Dubai companies,

multinational corporations and local businesses can

look forward to a more competitive workforce that

can happily stand tall in the global arena.
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Mortgage Pitfalls

Global Eye Dubai

Finance Experts Say

You Should Avoid

Choosing a house to purchase

can be both an exhilarating and

exhausting experience. The idea

that you can finally afford your

own home will definitely makeyou excited and give you a sense

of pride and accomplishment. All

these emotions, when combined

with the long hours spent

browsing real estate advertisements and inspecting houses for sale, will wear

anyones energy thin. However, at the end of a long day of house hunting, youll

probably feel satisfied with yourself and argue that all your efforts are worth the

fatigue.

Before you dive into the real estate

market and avail of a mortgage loan,

you should have a basic

understanding of what a mortgage

is. A mortgage is a type of loan

where the house you are purchasing

with the loan acts as collateral. In a

regular loan usually there are no

collaterals and lenders grant the loan

based on an assessment of your actual ability to pay it back. However, buying a

house requires a large sum, and as such, the risk for losses becomes even greater
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for the lender. This is why valuable collateral should be provided for mortgages,

which in this case is the house itself.

Given the large amounts of money that go into a mortgage, the application

process for one is often complex and littered with requirements that you might

easily overlook. Mistakes in applications can result in paying higher fees or

interest rates, and in some cases, your application might even be denied. Global

eye Dubai finance experts name credit mistakes as one of the most common

reasons why people experience mortgage pitfalls.

The biggest credit mistake that you should avoid is misrepresenting your income

and credit. The problem with doing this is you can easily lose your mortgage when

the lender takes a look at your credit. Another credit-related lapse that you

should avoid is not maintaining your credit score. What most homebuyers dont

realise is that lenders will usually check on your credit before the closing date. If

your credit score has dropped, the lender may choose not to forward the funds

that you need to close the deal. As such, it would be wise to maintain your credit

scores, especially if youre already nearing the closing date.

Global eye Dubai advisors warn that there are a myriad of pitfalls that can beassociated with your credit alone. Other pitfalls that can hamper your house

buying experience include hidden features such as early redemption penalties,

products that are required for purchase before you can avail of mortgage,

mortgage seasoning, and changes in deals with some brokers.

The joy of house hunting can be cut short by all the legalities and paper work that

come with it. If you are buying a home by availing of mortgage loans, the process

can get even trickier.Global eye Dubaifinance consultants offer expert assistancein all things finance, and with their sound and unbiased expert advice, you will be

able to purchase the house of your dreams.
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Reasons Why Global Eye Dubai Experts Recommend

Writing A Will

The passing of a loved one is a hard enough ordeal for a family, whether from an

emotional or financial perspective. Death can take a toll on peoples emotions,

with grief, sorrow and worry haunting the bereaved family for months or even

years to come. However, all the sadness that comes with the loss of a loved one

becomes magnified and accentuated

with tension and discord when matters

of financial concern are added to this

already grim scenario.

Global eye Dubai financial advisors

highly recommend writing a Will,

whether youre simply a family man

whose only assets are a house and its

possessions, or a corporate millionaire

with sprawling estates and successful

business establishments around the

globe. Writing a Will is beneficial not

only to you (even after death), but to

your descendants and loved ones as

well.

There are various reasons why you should consider writing a Will, but foremost is

the convenient process with which your estate will be divided among your

beneficiaries. Having a Will gives you the freedom to select your beneficiaries; so

you can specify who gets what. Whats more, your choice of beneficiaries need

not be limited to family members only; you can choose to leave something for

close friends and other people with whom you have had meaningful encounters

in your life, whether its your neighbour who looked after your kids every time
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you had to go out on an errand, or the

newspaper boy who never fails bring

you the paper every morning. Moreover,

while having a Will gives you the

freedom to include as many people as

you would like to distribute your assets

to, it also gives you the power to excludeothers from the process.

Aside from being able to choose who

will inherit your possessions, a Will can

give detailed instructions for distribution of your properties. Global eye Dubais

experts advise you to make a Will, because you can easily choose how much of

your estate goes to whom, and you can give specific amounts to your

beneficiaries, no matter how little or large a percentage of your possessions it

might be.

Furthermore, a Will not only stipulates who your beneficiaries will be and what

part of your estate they will receive; you can also specify how they will be able to

gain access to your possessions by placing conditions for a beneficiary to qualifyfor his inheritance. You can also specify how your property may or may not be

used.

Lastly, having a written Will lets you protect the

interests of your beneficiaries. You can be sure that

children who are included in your Will, as well as

other incapacitated individuals who are unable to

act for themselves, will receive what you have setaside for them through the intervention of a trusted

executor. Your wishes will be fulfilled since a Will is a

legal document that should be upheld by all.
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Global eye Dubai finance experts share your sentiments about death. But no

matter how sad or scary the experience is for many, it should not be a time of

financial turmoil for your family. You can certainly rest in peace knowing that your

family is taken care of if you prepare a Will.

Prepare For Your Childs Future With Global Eye

Financial Solutions

The first time you ever held your new born child inyour arms, you were overcome with love and

adoration, the feelings of devotion washing over you

like waves. After youve composed yourself, you

take a moment and you look into his eyes, picturing

all the things you would do in the future: the things

you would do together and those you would do forthem. You pledge that you will always make sure

they want for nothing and that all their needs are

met, whatever they may be.

Every new parent goes through this private ceremony, a sort of rite of passage

into parenthood where mothers and fathers promise to provide for their children

for as long as they live. It is unfortunate though, that not everyone manages to

make true on such a promise, choosing instead to live on their income on a day-

to-day basis and saving very little for emergencies, let alone long-term plans.

However, if you truly want to fulfil your pledge and adequately provide for your

child throughout their life, then preparing for the future withGlobal eyeis a good

start.
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Setting up a trust fund in your childs name is a good

way to ensure that he will be provided for in the

future. While you are still young, healthy and able to

work, you can easily earn an income that can be

spent on all your childs necessities, whether its

groceries to prepare their school lunch or tuition fees

for a university education. However, you will

eventually reach an age where you will no longer find

suitable employment and you will cease having a regular income that can be used

to pay for things your child will need. Of course, by this time he will probably be

old enough to support himself, but what if heaven forbid something happens

to you much sooner?

It may seem a morbid thought, but do

remember that preparing for your childs

future does not mean simply saving what

you are earning now to pay for the next

thing he will need; rather, it means

saving so that your child will have

enough throughout life even if you domeet an untimely early demise.

Setting up trust funds may seem like a complex and time consuming task to most

people andGlobal eyerecognises this problem. The Dubai-based finance advisory

company is more than willing to help individuals like you who are intent on

fulfilling their parental pledge to provide for their children. With the companys

expert finance consultants and services that are not influenced by any bank or

investment company, you will be able to create a trust fund for your child that willinsure them financial security throughout their life.
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Global Eye: An Instrument Of Success For Companies

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