December 16th, 2009Presented by Jennifer DiLorenzo, M.S., CFM

Sustainable Coastal Community LiaisonDeveloped in Cooperation with the ASFPM

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Floodplain Management Strategies for

Coastal New Jersey

Overall Goal of Floodplain Management: To Reduce Flood Losses

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$2.2

$2.9

$2.4

$3.4

$2.2

$4.9

$3.3

$5.6

$25

$2.0

0 5 10 15 20 25 30

1910s

1920s

1930s

1940s

1950s

1960s

1970s

1980s

1990s

2000s

Billions (adjusted to 1999 dollars)

COASTAL FLOODING

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TODAY’S PRESENTATIONS PROVIDE:Information on NFIPKnowledge of coastal flood hazardsDiscussion of relevant FEMA regulationsFlood map descriptionsDescriptions of real-time flood-monitoring

networksEvacuation route planningDescriptions of the Community Rating SystemNo Adverse Impact (CNAI) methods

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Floodplain Management Requires:

Knowledge of Flood Hazards Maps and other resourcesRegulatory framework

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NATIONAL FLOOD INSURANCE PROGRAM (NFIP)Provides maps and regulatory basis for local floodplain management

Primary source of insurance protection for flood-prone properties

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NFIP HISTORY

NFIPNATIONAL FLOOD INSURANCE ACT OF 1968Transferred cost of flood losses from

taxpayers to floodplain property owners

Provided floodplain residents with financial aid after floods

Guided development away from flood hazard areas

Required construction that minimizes/prevents flood damages

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Requires lenders to ensure that properties in flood hazard areas have flood insurance

Requires community participation as a condition of receiving disaster assistance

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FLOOD PROTECTION DISASTER ACT OF 1973

NATIONAL FLOOD INSURANCE REFORM ACT OF 1994Authorized the Community Rating system

Increased the maximum amount of flood insurance coverage

Strengthened the mandatory purchase requirement

Established a grant program for mitigation plans and projects

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HOW NFIP WORKSNFIP is based on a mutual agreement

between the federal government and the community

NFIP Components:-Floodplain Mapping-Insurance-Regulations

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DEVELOPMENT OF FLOODPLAIN MAPSRequires an understanding of coastal

flooding hazards and their geographic extent

The next talk describes characteristics of coastal storms and information needed to to delineate coastal floodplain boundaries

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