Fiscal Readiness

2

Terminal Learning Objective

Action: Maintain Fiscal Readiness

Conditions: Given an LES, the information provided in this lesson, and in a suitable training location/classroom

Standards: Correctly explain the following as it pertains to Maintaining Fiscal Readiness:

a. Definition of Pay and Allowances

b. The different Pay Forms and their uses

c. Differences between ATM, Debit, and Credit Cards

d. Benefits and Recoupment

3

Pay Per Drill

• Monthly Unit Training Assembly = MUTA

• One 4-hour training segment = Drill period

• MUTA4 = Weekend drill with four 4-hour training segments

• MUTA4 = Two full-duty days of pay

4

Allowances

If you have to pay for housing/food while under orders, you get BAH/BAS.

5

Casual Pay

Casual Pay Is Not Free Money!

6

Leave and Earnings Statement (LES)

• Make sure it’s right every time!

7

DA FORM 3685

8

Direct Deposit

• The Army calls direct deposit "SURE-PAY."

9

ATM/Debit/Credit Card

• ATM/Debit Card

– Money DIRECTLY out of your account!

• Credit Card

– Use a credit card ONLY for emergencies.

– Pay off your balance EVERY MONTH!

10

State Benefits

• Most states provide benefits for ARNG members.

11

Terminal Learning Objective

Action: Maintain Fiscal Readiness

Conditions: Given an LES, the information provided in this lesson, and in a suitable training location/classroom

Standards: Correctly explain the following as it pertains to Maintaining Fiscal Readiness:

a. Definition of Pay and Allowances

b. The different Pay Forms and their uses

c. Differences between ATM, Debit, and Credit Cards

d. Benefits and Recoupment