Finance & Trading: Finance & Trading: Vocabulary & ExpressionVocabulary & Expression

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Pauline 593201468Pauline 593201468Grace 593201183Grace 593201183

Wendy 593201145Wendy 593201145Brian 593201028Brian 593201028

Tommy 592201514Tommy 592201514

• Financial center— a place that there are many banks

and some financial institutions• Stock market— a place where company shares are

bought and sold• Stock exchange— to make money on the stock market,

also called “bourses”

• Broker— a person who buys and sells things,

for example, shares in a business, also called “stock broker”

• Dealer— a person whose business is buying

and selling a particular product• Trader— a person who buys and sells things

as a job

• Speculator— a person who buys and sells goods or sha

res in a company in the hope of making a profit

• Foreign exchange— the system of exchanging the money of o

ne country for that of another country, a place where money is exchanged, also called “forex”

• Commercial paper— short-term lending to business

• Bond— an agreement by a government or a

company to pay you interest on the money you have lent

• Gross margin— difference between the selling price

of a product and the cost of producing it

• Pre-tax profits— the money a business makes before

payment to the government

• Interest rate— the percentage of a sum of money charg

ed for its use • Trading – the process of buying, selling, or

exchanging goods, within a county or between countries

• Demand – the ability and willingness of people

to pay for them

• Turnover – the rate at which a particular kind of

article is sold• Bullish – tending to cause, or hopeful of rising

prices• Overdraft— a draft in excess of the credit balance • Mortgage— a conditional conveyance of property as s

ecurity for the repayment of a loan

• Barrier – prevent or control their movement• Bearish – expecting, or tending to cause falling pri

ces• Blue chips – an industrial share that is expensive and

in which people have confidence

• Bull market – in which prices are rising• Rally – back into a proper or favorable state

or position • Panic selling – done in a state of panic

decline, decrease, fall, drop

gain, improve, increase, rise

peak

fluctuate

plummet

rocket, jump

Market Market MovementsMovements

Those words are used to talk about Those words are used to talk about rising and falling share pricesrising and falling share prices

Going upGoing up advance climb increase rise gain ground

Stores and consumer goods gained ground after the good inflation news and on hopes of interest rate cuts.

Going up by a small or Going up by a small or moderate amountsmoderate amounts

edge ahead edge higher edge up firm

Amber Day’s share price edged ahead 1p to 35p as news of Mr. Green’s departure outweighed the figures.

Going up by large amountsGoing up by large amounts

jump shoot ahead leap shoot up roar ahead skyrocket roar up soar rocket surge

Forte’s shares were among the week’s best performers jumping 20p to 309p.

Going downGoing down decline lose ground drop retreat fall slide head south Racal Electric, which traded 11

million shares, declined 12 to 218.

Going down by a small or Going down by a small or moderate amountsmoderate amounts

dip edge down drift edge lower ease slip Full-year profit edged down 8% to $60.8

million, or 76 cents a share, from $66.4 million, or 89 cents a share.

dive nosedive plunge plummet tumble

Even before the resignations were announced, the index dove 32.5 points to close at 2,129.4.

Going down by large amountsGoing down by large amounts

collapse crash crumble slump

Pittard’s share price tumbled when the price of sheepskins collapsed.

Going down fast by very Going down fast by very large amountslarge amounts

• 盈餘配股 (Stock Dividend from Retained Earnings)

• 公積配股 (Stock Dividend from Capital Reserve)

• 開盤價 (Opening Price) • 收盤價 (Closing Price) • 成交量 (Trading Volume) • 營業利益率 (Operating Profit Margin) • 稅前淨利率 (Pretax Margin)

• High-street banks: 高級地段銀行• Current account: 活期存款帳戶• In the black: 盈餘• Go into the red: 負債 , 虧損• Bank statement: 銀行結單• Deposit account= saving account: 存款

帳戶