Fair 012714

TEMPLATE FOR SUCCESSThe CBIA’s health exchange has been humming for years … 3

CRACKING THE WHIPAndi Gray urges a demand-ing boss to take a diff erent tack … 8

ENERGY MARKETS BOOSTA player in the renew-able energy markets gets noticed … 9

THE BEAU (OR BELLE) AT THE BALLThe job fair can be more than a beauty contest … 10

FAIRFIELD COUNTY

BUSINESSJOURNAL

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Chris Murphy, left, and Sean Murphy on Shore Road.

9Newly named bank seeks and finds business

BY JENNIFER BISSELL

[email protected]

After General Assembly members ran out of time last year to vote on legisla-tion to create a new classification for

“benefit corporations,” advocates and politi-cians alike have doubled down on efforts to ensure the issue is one of the first taken up in the 2014 legislative session.

Similar to an organic or fair-trade label, the certification would allow companies with a social mission to publicly prove the impact they make on the environment and society, but also protect their business struc-ture and interests legally.

“From a consumer perspective, you can tell the difference between a company that’s talking the talk, versus walking the walk,” said James Woulfe, a public policy special-

ist at Social Enterprise Trust (reSET) who helped draft the legislation. “Right now there’s no way of knowing whether they’re having a social impact.”

Based in Hartford, reSET is a nonprofit with the mission of building a hub of social enterprises in Connecticut. The group offers a variety of tools and programming for entrepreneurs and in February will launch a new venture fund specifically for social

Phot

o by

Bill

Fallo

n

BANKING VERY WELL, THANK YOU

A HOUSE OF FOAM AND CEMENTMurPHy brotHers eMbrAces buiLdinG bLocks

CONSCIENCE INCORPORATEDstAte MoVes toWArd ‘benefit corPorAtions’

BY BILL FALLON

[email protected]

Most house building sites don’t fea-ture a high-resolution comput-er rendering as big as a movie

poster out front. But 15 Shore Road in Old Greenwich is different, at least under-neath.

The picture serves as a reminder to the cyclists, joggers and residents of the tony neighborhood that more than a giant foam igloo currently there is on its way.

By May, when Mamaroneck-N.Y.-based Murphy Brothers’ President Chris Murphy moves in, the foam shell with its cement core will have morphed into a “waterfront colonial,” complete with cupola.

Week of January 27, 2014 • FairField County Business Journal2

Nearly 300 people attended the Business Journals’ “Powerful Women in Finance” lunchtime

event at The College of New Rochelle recently.

Sponsors included New York City-headquartered Marks Paneth Accountants & Advisors, which operates a Tarrytown, N.Y., office; Greenwich’s Bruce Museum; Fairfield-based Bigelow Tea; Cross County Shopping Center in Yonkers, N.Y.; Formé Urgent Care and Wellness Center in Eastchester, N.Y.; Chocolations, which bills itself as “Westchester’s premier chocolate factory”; Indian Point Energy Center and its parent company Entergy, which oper-ates’ the Indian Point nuclear facility in Westchester County; Scott Newman, M.D., chief of plastic surgery at both St. John’s Riverside and Dobbs Ferry hospitals in Westchester; nonprofit Bronxville, N.Y.-based Operation Prom; and Professional Women of Westchester.

Judith Huntington, president of the college, hosted and Elizabeth Bracken-Thompson, a principal at Briarcliff Manor, N.Y.-based public relations firm Thompson & Bender, moderated the panel discussion. Panelists included Suni Harford, managing director and regional head of markets, Citigroup; Carla Harris, vice chairwoman for global wealth man-agement, managing director and senior client adviser, Morgan Stanley; and Peyton Patterson, president and CEO, Bankwell Financial Group.

—Photographs by Bill Fallon

Powerful women in finance

1. From left, Scott Newman, M.D., Kerri McPhillips, Velislava Kirilova and Jessica Vespertino.2. Fran Pastore, founder and president, Women’s Business Development Council in Stamford, left, and Marcia O;Kane, executive director, Greenwich Chamber of Commerce.3. CNR President Judith Huntington and Citigroup Manhattan-based Managing Director John Nicholson.4. From left, pharmaceuticals specialist Dora Chin and Thompson & Bender’s Gaby Dioguardi and Hope Salley.5. Bonny Carmicino, principal at Zyzygy, a startup clothier in Cold Spring, N.Y.6. JoAnn Cueva, program specialist, Greater Danbury Chamber of Commerce, left, and Josephine DeMarco, financial adviser, Merrill Lynch in Westport.7. Nanci Gunthert, Formé Urgent Care and Wellness Center.8. Keyes Clemmer, left, executive pastry chef, 350 Degrees Classic Bake Shop (within Chocolations) and Maria Valente, choco-latier, Chocolations in Mamaroneck, N.Y.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of January 27, 2014 3

Thank You BrokersWe congratulate the following brokers with whom we have completed leasing transactions in Fairfi eld and Westchester Counties during 2013.

Metro Tower STAMFORD, CT

At the Stamford Transportation CenterNEW DEVELOPMENT

Ten Bank Street WHITE PLAINS, NY

At the White Plains Transportation Center

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500 Mamaroneck Avenue HARRISON, NY

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MerrittView NORWALK, CT

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Metro Center STAMFORD, CT

At the Stamford Transportation Center

First Stamford Place STAMFORD, CT

At the Stamford Transportation Center

CBRESteven Greenbush, Michael McCall, Barbara Segalini-Stilley

Cushman & Wakefi eld, Inc.Joseph Cabrera, Michael Gordon

DTZFernando Murillo

Goldschmidt & AssociatesEric Goldschmidt

Goldstein & Associates Realty, Inc.Richard Goldstein

Jones Lang LaSalle Deborah van der Heyden, George Walker

McCall & AlmyJohn Dolan

Newmark Grubb Knight Frank E.N. Cutler, Brian Goldman, John Goodkind, Jackie Durels,

Hilarie Siles, Patti Valenti, Jesse Weber

Rakow Commercial Realty Group, Inc. Craig Ruo�

SCA CommercialSteve Crowley

StudleyDavid Gordon, Liron Nelik

TranswesternBill Knight

BY JENNIFER BISSELL

[email protected]

As more employers seek employee health coverage plans, officials at the Connecticut Business and

Industry Association are seeing an uptick in companies buying health plans through CBIA’s private insurance exchange.

When the state first announced the formation of its own exchange, Access Health CT, under the Affordable Care Act, the idea of an insurance marketplace was new to many. But to CBIA and the thou-sands of employers that use its exchange, the idea was tried and true.

CBIA launched its insurance exchange, Health Connections, in 1995 and has since offered employers with fewer than 100 employees a variety of health care plans from which to choose.

“We’ve been doing this for almost 20 years, bringing choice, simplicity and quality products to small businesses,” said Philip Vogel, senior vice president of CBIA’s Service Corp.

A small business owner can now pur-chase coverage through Access Health CT and apply for a federal subsidy to offset the cost. However, Vogel said he feels the state’s exchange is more geared to individuals who are either uninsured or low-income, rather than focused on small businesses. In that arena, he said, CBIA Health Connections shines.

The CBIA exchange offers a total 24 health plan designs offered through Aetna Inc., ConnectiCare Inc. and Oxford Health Plans L.L.C. The exchange handles all the administrative efforts for HRA and COBRA services and issues only one bill and phone number for service.

Additionally, CBIA offers a free well-ness program to increase employees’ health and productivity.

“Small businesses need a place to go that can offer flexible plans and under-stands competition and the private sec-tor,” Vogel said. “Unfortunately I think (the state exchange) is challenged from a systems and customer service stand-point.”

So far the state exchange has initi-ated only 106 small business plans, falling below its enrollment goals.

Vogel said private health exchanges were a key discussion point during the 1990s health reform under the Clinton

administration. The effort tanked nation-ally, but it spurred CBIA to launch its own exchange.

“We looked at it and said it’s a business worth exploring,” he said. “It’s something that the private sector should be doing.”

With the roll out of new regulations under the Affordable Care Act, Vogel said the CBIA exchange underwent a massive restructuring in redesigning its plans and filings with the Connecticut Insurance Department. But with the relaunch, Vogel said plan retention rates have improved dramatically and demand for new plans has remained strong.

“It was an exorbitant effort,” Vogel said. “All the plans we had had to be changed to comply with the ACA … It’s a brand new sweep. It’s been a challenging time. But it’s all working out.”

Moving forward, Vogel also said he expects more employers to use CBIA’s exchange, especially as the federal employer mandate comes online. By 2015, employers with more than 50 full-time employees will be required to provide employee health insurance or will face a penalty of up to $3,000 per person.

“We try to make everything as simple as possible for small businesses already overwhelmed with competing on a global and regional scale,” Vogel said. “It’s one simple package, place to call and go.”

CBIA health exchange bucks national woes

A 19-yeAr trAck record of businesses And insurAnce

Philip Vogel, senior vice president of CBIA’s Service Corp.


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PERSPECTIVES

“China scrambles for Africa,” the Financial Times reported in late January, the same day The Wall Street Journal cited a new deal that brought China a stake in one of Africa’s largest uranium mines. Even a cursory perusal of the web offers a raft of headlines concerning booming China’s love for resource-rich Africa.

A person with memories of a slow-to-react America – failing to keep its cars and industries competitive globally – could not be blamed for feeling pes-simistic: Another economic boat sailing without the U.S. aboard.

The Business Council of Fairfield County, however, appears determined not to allow Asia all the benefits of African trade and is doing more than talking abstractly about potential.

“Locally based, global companies are an important part of Fairfield

County’s economic landscape,” the council said in a statement after host-ing a South African delegation to dis-cuss trade. “Locally addressing global issues, therefore, is now a regular part of The Business Council of Fairfield County’s work.”

Thankfully, for the county, its busi-ness council packs wallop enough to attract real players; in this case South Africa’s Consul General George Monyemangene and three consulate colleagues.

“As part of this global engagement, The Business Council recently hosted a dialogue in Stamford between South Africa’s consulate general and mem-ber firms for the purpose of building understanding and exploring opportu-nities for economic cooperation,” the council reported.

The meeting took place in The

Business Council offices in Stamford and was attended by representatives from Tronox, a titanium ore compa-ny with offices in Stamford; McKinsey & Co., a global management and con-sulting firm with Stamford offices; Stratford-based Sikorsky Aircraft Corp.; and IT research and advisory company Gartner Inc. in Stamford, “all of whom have significant interests in South Africa.” The Business Council was rep-resented by CEO Chris Bruhl and volun-teer adviser Gary Kraut.

After more than an hour of sub-stantive presentations and interchange, according to The Business Council, the group identified a number of potential next steps.

Bruhl said, “The McKinsey Global Institute’s landmark 2010 report ‘Lions on the Move’ documented that Africa is a continent with a number of rapidly growing economies. This was a great opportunity to learn more about an exciting country and to begin forging mutually beneficial personal relation-ships.”

For information about possible future programs with South Africa or any other aspect of The Business Council’s involvement with global issues, including international famil-iarization travel, visit businessfairfield.com or call (203) 359-3220.

HAVE YOUR SAYWe want to hear from you! Have an opinion column, letter to the edi-tor or story idea? Send it to us! Please include your name, home or business address, email and phone number. We reserve the right to edit all submissions and pub-lish them in print or online.EMAIL SUBMISSIONS TO [email protected]

Continental shift fi nds deft reaction

SPEAKING OF … AFRICA

“europe became rich because it exploited Africa; and the Africans know that.”

— South African Anglican Bishop Desmond Tutu

“there is always something new out of Africa.”— Ancient Roman author Pliny the Elder


Conscience — » From page 1

Foam — » From page 1

enterprises.Rather than being driven by prof-

its alone, Woulfe said the bill would require decision makers within a ben-efit corporation to consider not only the interests of their shareholders but those of their workers, the community and the environment. Such a corpora-tion would then be required to publish an annual report of its performance in achieving its goals, according to third-party standards.

Earlier this month Gov. Dannel P. Malloy announced plans to introduce the legislation at the start of the ses-sion with the goal of attracting more social entrepreneurs, jobs and the kind of social benefits that come from a ben-efit corporation. Nearly 20 other states have passed similar legislation includ-ing New York, Massachusetts, Rhode Island and Vermont.

“By creating a new corporate entity — the benefit corporation — Connecticut entrepreneurs can start businesses that compete in the private sector while also working to solve the toughest social and economic problems that our communi-

ties face,” Malloy said in a release. “This legislation will help ensure that social entrepreneurs create benefit corpora-tions and jobs here in Connecticut, and encourage a new generation of social entrepreneurs dedicated to improving our communities and our state.”

In a 128-12 vote, members of the state’s House of Representatives voted to approve the bill last year, but the session ended before Senate members could bring the bill to a vote. Now with the governor’s support — and the issue

on the Democrats legislative agenda — Woulfe said he expects the bill to pass early in the session.

“I think everyone is really galvanized and ready to support the passage of this bill so businesses can incorporate in Connecticut,” Woulfe said. “Otherwise, if

it’s not available in 2014, I think you will see them elect to incorporate in other states.”

The classification doesn’t have any tax-related benefits, but it removes some legal impediments to running a social enterprise. The legislation is largely built off of a national model created by the nonprofit B Lab, but Connecticut’s law contains one extra element Woulfe said he hopes attracts entrepreneurs to the state.

The legislation allows entrepreneurs to essentially “lock in” their business’ social mission, so if the leadership of the company changes, the mission must be preserved. If the company is sold, any of the remaining assets after debts have been paid must also go toward the mis-sion, as well.

“It gives businesses the freedom to use their profits and resources in the way they see fit,” Woulfe said. “It empowers the consumer to really drive their dollars toward the social enter-prises that are having the most impact.”

“it empowers the consumer to really drive their dollars toward the social enterprises that are having the most impact.”

— James Woulfe

Chris Murphy lives now in Rye, N.Y. For him and wife, Diane, who helped design the foam house, their new home represents a physical downsizing — from 5,000 square feet to 2,700 square feet — accompanied by a massive downsizing in utility bills, perhaps 75 percent, he estimates.

The energy savings accrue even before he and Diane and three of their children move in via the HVAC unit. It is sized via industry standards at “3 tons,” exactly half what a standard-built house’s 6-ton HVAC unit requires; a ton being the cooling power in a ton of ice across 24 hours.

At 2,700 square feet, the house makes up in its clever use of space what it lacks in McMansion proportion. Bedrooms are minimized, while closets have expanded; and the kitchen spills into a family room, presenting by lay-out the food-relaxation equation. The first floor also has a den and office. The basement, which does not factor in the square footage, will be finished.

Chris Murphy called the design scheme “an attention to space” gleaned across 35 years in business. “Diane gets the credit for making it beautiful,” he said.

The foam construction technique is about 5 percent more expensive than timber-framed construction, according to the Murphys, but they expect the price to fall — perhaps quite a bit — when they offer the service to clients. As with any process, they explained, the steep-est learning curve with insulated con-crete forms (called ICFs) comes with the early projects.

Murphy and his brother, company Vice President Sean Murphy, toured the site recently. The house is already of interest to builders and architects for the use of cement-filled ICFs made by Nebraska-based Fox Blocks, a division of Airlite Plastics Co. in Omaha.

Another cutting-edge aspect will be on the roof. Rather than solar panels, the house will feature Dow PowerHouse solar shingles, which are flexible and which maintain the same low profile as standard asphalt shingles. In keep-ing with the Shore Road home’s role as a teaching center, Murphy Brothers is an authorized PowerHouse dealer now urging clients to, “Rethink your roof.”

The brothers believe, without know-ing an address, that prior to the real estate downturn in 2007-08 another foam house may have been built in the county. “But with the recession, you saw a drop off in any technique that was new,” Sean Murphy said.

The Shore Road effort is actually the Murphys’ second foray into foam construction. They built a foam-and-cement foundation in Larchmont, N.Y., 10 years ago. “That was when I thought we could do an entire house like this,” Chris Murphy said. “I always wanted to use it.”

A serendipitous trip to Las Vegas last year sealed the deal when the Murphys (along with their architect Rex Gedney of Rye, N.Y.) came upon the Fox Blocks building booth at a trade show.

For the brothers, memories of the 10-year-old foam foundation job in Larchmont were now back in play.

Murphy Brothers, which employs 45, has a target region of Westchester, the Hudson Valley and Fairfield County. About 35 percent of company work is light commercial, including, for exam-ple, building the new staff housing at Winged Foot Golf Club in Mamaroneck, N.Y. The remaining 65 percent is high-end residential: new construction, whole-house renovations and other major renovations.

As for the foam construction, the brothers alternated in offering descriptive: “great sound reduction,” “very green,” “healthy — no volatile organic compounds” and finally “air-tight.” The project broke ground in December. Sean Murphy on Shore Road.


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Changes stemming from the Dodd-Frank Wall Street Reform and Consumer Protection Act and other

fallout from the financial crisis mean that hedge and private equity funds face a higher degree of scrutiny from the SEC than ever before.

The SEC has added examiners and is performing significantly more exams — in fact, they are on pace to perform 4,000 exams at hedge and private equity funds for 2013. Funds that were not previ-ously required to register with the SEC now must. And even funds that are not required to register are still open to regula-tory attention from the SEC.

As a result of increased examination of hedge and private equity funds, the number of cases involving such funds that have been referred to the SEC’s enforce-ment division has approximately doubled in recent years. In 2007, the enforcement division pursued 79 such cases, represent-ing about 13 percent of its caseload. In 2012, the enforcement division pursued 147 of these cases, comprising nearly 25 percent of its caseload. That number is expected to continue to trend up.

Hedge and private equity funds should also note that the enforcement division has established a specialized asset man-agement unit, which is solely focused on pursuing investigations of investment advisers. This unit is staffed largely with personnel hired from hedge and private equity funds, giving it the specialized experience necessary to pursue its inves-tigations.

Also, the way in which the examina-tion and enforcement divisions coordi-nate activities has changed. Previously, examiners would complete their investi-gation and then decide whether to refer a fund to the enforcement division. Now, examiners will often coordinate with the enforcement division during the exam. It is now more common for an attorney from the enforcement division to join an examination to help focus the examiners’ efforts on those areas of most interest to the enforcement division.

Both the examination and enforce-ment divisions are focusing their attention on certain key areas, including:

• valuations, particularly of illiquid securities;

• the treatment of fees and expenses, including inappropriately charging man-agement expenses to investment funds, failure to clearly and accurately disclose

fees, or improper allocation of fees and expenses among accounts and clients (often to favor high-value clients over other clients);

• related party transactions and con-flicts of interest;

• the adequacy of compliance policies and procedures, including the appoint-ment of a knowledgeable compliance offi-cer, and the conduct of annual compliance reviews; and

• various custody rule violations.Not only is the SEC examining more

funds, the way those exams are conducted has changed and the pace at which they proceed has accelerated. Previously, the SEC attempted to put all funds subject to exam on a recurring schedule, and would then subject each to the same exhaustive checklist-based approach. This made it easier for funds to anticipate whether, when and how they would be examined.

Now, under its new presence exam approach, the SEC is using a risk-based model both in targeting funds for exami-nation and in determining how they will be examined. Using information from ADV filings and other public information, the SEC is targeting funds based on a wide variety of criteria ranging from their business model and performance returns compared to the market. In October of 2012, the SEC began sending letters to registrants about their new presence exam process that identified key areas on which examiners would focus. Those areas included:

• marketing materials and approaches used to solicit investors (including the use of placement agents). The SEC Staff will consider misstatements, important omitted facts and any misleading facts or statements to be a fraudulent or deceptive activity;

• portfolio management practices (especially allocation of investment oppor-tunities among funds); and

• conflicts of interest (including trans-actions with related persons and fee and expense allocations) custody of client assets valuations.

Next week: Facing an SEC examina-tion.

John Hague is a partner and financial servic-es industry leader for Chicago-based McGladrey, which maintains an office in Stamford and which provides tax, assurance and consulting services. Lindsey Simon, founder, Simon Compliance L.L.C. in Chicago, contributed to the column.

BY JOHN HAGUE

A new regulatory landscape, part 1


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i’m working those i have too hard, being told i expect

too much and everything always feels like a rush. Any

suggestions for how i can do a better job as leader to help my people feel like they’re in

control?

THOUGHTS OF THE DAY: As owners we often forget all of what’s on everyone’s plates. Build a method for keeping track of proj-ects. Find out what motivates each of the people on your team. Learn how to accu-rately estimate the workload.

Owners tend to focus on the things they want done. They are also often the one marshaling resources to deal with the challenges that crop up. That means they’re acutely aware of the need to move quickly from one project to the next. At the same time they may overlook, or be unaware of the additional demands on their employees’ task lists.

Build time into the schedule to bring people together. Ask each member of the

team to report on what they’re working on and what’s coming up. Collectively discuss and agree on priorities and work allocation.

Avoid the temptation to overrule someone on the team if there are con-flicting views regarding upcoming work assignments. Instead ask the group to discuss and agree to the order in which tasks need to be completed. Advocate for the way you see things playing out and listen carefully as others advocate for alternative views. It may take longer, but it will allow everyone an opportunity to process conflicts and get on board with the final agreements around what gets worked on in which order.

Set up rules for setting priorities, that will help everyone on the team reach a common conclusion. For example, cli-ent needs get attended to first. Employee development plans get worked on in small doses over a long period of time. Internal projects are prioritized based on potential for payoff short and long term.

Build a companywide project report and review it at least weekly. Help every-one see who is assigned to what projects,

when those projects are due. Practice estimating the amount of hours likely to be committed to each project, so that each member of the team builds skill at being realistic with time commitments.

At the weekly meeting, look for proj-ects that are stalled. Ask the group to decide if more people are needed, if the project is taking more time than origi-nally estimated, and / or if the project would be on track if only it hadn’t gotten bumped by some other priority. Teach the group to work together to adjust and get control of the work plan.

People are more likely to put in extra time and produce top-notch work if they are passionate about the projects they’re assigned to. Link employees’ work to what motivates them individually and collectively. Take time to find out what your employees are passionate about.

Owners are usually optimists. This usually results in chronically underesti-mating the time and resources needed to accomplish tasks. Especially with some-thing new, it’s essential to allow time to deal with roadblocks, fix problems and learn from mistakes.

Try this rule of thumb when estimat-ing the time needed to complete proj-ects. If you’ve never attempted some-thing similar, estimate the time needed to complete and then triple the estimate. If the team has done something similar before, double the time estimate. If the task is old hat, add 25 percent to the esti-mate for unforeseen interruptions.

Build a schedule that has room in it. Avoid the temptation to overbook. Make sure that the teams under you have 20 percent free time, which they can apply to dealing with interruptions, fixing problems and getting ahead on the next project.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a busi-ness consulting firm that specializes in helping small to midsize, privately held businesses achieve doubled revenues and tripled profits in repetitive growth cycles. Interested in learning how Strategy Leaders can help your business? Call for a free consultation and diagnostic process: (877) 238-3535. Do you have a question for Andi? Email her: [email protected]

Ask Andi BY ANDI GRAY

The leadership equation


SPECIAL REPORT SMALL BUSINESS BANKING

BY JENNIFER BISSELL

[email protected]

Two years into a name- and game-changing restructuring, New Canaan-based Bankwell Financial

Group is on a mission to become a top five bank within each of the four Fairfield County towns it serves.

Formerly known as BNC Financial Group, which included The Bank of New Canaan, The Bank of Fairfield and Stamford First Bank, the financial group renamed itself Bankwell in September and has since received a warm response from its customers.

“The rebranding has gone exception-ally well,” said CEO Peyton Patterson, who assumed her position in 2012. “There’s no better way to feel that way than to get the kind of feedback we’ve gotten.”

Previously BNC Financial had estab-lished itself as a hometown bank in each of its markets, but to better strengthen the company brand, collective lending resources and operational efficiency, the group consolidated into one.

“People voice their satisfaction with their feet and this is one of the best feed-back years we’ve ever had,” she added.

Bankwell’s fourth quarter earnings report isn’t due out for another month,

but all signs point to another quarter of soaring growth, analysts predict.

Within the first nine months of 2013, net income increased 336 percent com-pared to 2012, reaching $3.8 million. As of September 2013, total assets, outstand-ing loans and revenue increased 18 per-cent, 22 percent and 30 percent, respec-tively, compared to a year prior.

“We view it as a tremendous endorse-ment for what we’ve done,” Patterson said.

The growth, Patterson said, stems from the bank’s five-year strategic plan, which calls for a more diverse loan port-folio, new investment services and an expanded footprint.

In November, Bankwell completed the acquisition of The Wilton Bank and began new wealth management and investment services. Two Fairfield branches have relocated to updated facilities within Fairfield and a branch in Norwalk is expected to open in June.

For small businesses, which make up a large portion of the bank’s customers, Patterson said Bankwell “stepped up” its online and mobile banking platforms and launched a new cash management platform for business owners. The cash management platform includes real-time balance and transaction reporting,

transfers, bill payment, wire transfers, automated services and customizable reports, among other features.

“We knew we had to be better at not just being high touch but high tech,” Patterson said. By combining the old bank brands into one, the group was better able to implement a new, more

efficient and powerful system to address clients needs.

“It’s about keeping in touch with cli-ents, providing value-added services and getting them the kind of help they need to thrive,” Patterson said. “Small businesses are the backbone of the economy. We’ve got to make sure we serve the well.”

Peyton Patterson, CEO of Bankwell Financial Group

Bankwell rebrands and ledgers react favorablyLoAns And Assets uP; ‘stePPinG uP’ for sMALL businesses

Stamford-based Skystream Markets Inc., a provider of institutional trans-action platforms for the renewable

energy and environmental markets since 2009, recently announced a $4 million investment.

The financing coincides with the arrival of a new board member, Daniel Rappaport, a veteran energy and equities markets executive.

The funds will be used toward Skystream Markets’ core tech assets, including RECstream, a tech-driven trans-action platform for renewable energy cer-tificates (RECs) designed for trading desks across North America. With 17 employees in New York City and Stamford, the com-pany serves environmental markets trad-

ing desks at utilities, energy producers and market makers.

The investor group was led by Connecticut Innovations, the quasi-pub-lic finance entity designed to start and grow businesses in the state, and also by regional investors Advantage Capital Connecticut, the Clean Energy Venture Group and LaunchCapital.

Skystream Markets, in its words, “gives institutional renewable energy producers and traders the highest-quality access to REC pricing and liquidity through its electronic transaction platforms.” Skystream also has an active brokerage desk and capital introduction business that conducts business across a number of environmental markets.

“Skystream Markets has been a great addition to Connecticut’s information technology community and has helped strengthen Stamford’s role as a hub for the financial services industry,” said Claire Leonardi, CEO of Connecticut Innovations.

Rappaport served as chairman of the board and CEO of the New York Mercantile Exchange from 1993-’01 and served as a NYMEX board member 2006-’08, during the time of its $12 bil-lion initial public offering and eventual acquisition by Manhattan-based CME Group. Rappaport also served as an independent director on the board of GreenX, an environmental commodities exchange, and has executive experience

with regulatory oversight.“I look forward to sharing my expe-

riences and contributing to the future direction and growth of this business,” said Rappaport.

The company was founded in 2009 to serve as a “neutral intermediary in the environmental markets and does not take principal risk.” Its focus is on improving trading protocols and promoting market transparency and cost efficiency.

Said Skystream co-founder Naeem Hukkawala, “This financing enables us to continue to develop market mechanisms that create liquidity for environmental commodities.”

— Bill Fallon

4M for green energy traders

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As the job market becomes a bit more competitive the opportu-nity to participate in job fairs,

open houses of sorts pairing multiple employers with a pool of job seekers, becomes more enticing. For those seek-ing raw talent in a comparable setting, the college career fair offers the same potential: a sizeable selection of soon-to-be graduates in one location for a short window of time. When handled correctly it is the optimal chance to kill many birds with one stone. With that said, many firms that participate in events of this nature poorly execute the fundamentals of what makes these opportunities successful.

For starters many participating businesses do not understand what to expect during these fairs. They treat the fairs as if the experience in interviews will be the same as a typical interview, anticipating that they will have qual-ity time with each candidate so that they can properly assess them for a role within their firm. Instead they are usu-

ally greeted with more candidates than they likely can talk to in the time allotted, with long lines of eager job seekers.

The approach at these speed-dating sessions of sorts is to size up each candi-date on appearance, presentation, com-munication, clarity of message, resume and overall initial match for your role. You need to plan for a set routine that has you asking them a few questions, establishing up front that because of the volume of people you have to see that day that they need to keep their responses to 30 seconds. Laying it out up front will help limit those you see being annoyed by the shortness of the encoun-ter, while also helping you process as many candidates as possible.

Equally important is how you docu-ment these “quality” four-minute conver-sations in a way that allows you to know days later who is worth bringing back in for a more formal interview via your notes vs. your memory of any conversation. The easiest method is to have a pile for those you feel just do not at all resemble a fit for

BY DAVID LEWIS

your firm. Thereafter move on to some established coding system or methodol-ogy for the rest, setting structure around what you are going to write down about each possible hire. This will allow you to better manage the results of your meet-ings after you get back to the office and pour through a pile of resumes that sud-denly seem foreign and unfamiliar.

Lastly you want to be able to sell your firm and its attributes, especially when participating in college career fairs where the students are often the buyers and you are the seller. The true pros at this have materials that talk about where the recruits from three years ago are now, showing the growth potential for this new candidate class. There also is an abundance of material about culture, company history, products, clients, etc. You must be prepared to compete and to sell.

These events can be exhausting and intense. They can also be frustrating and worthless without a plan and a strategy. Taking the time to invest in both will

make job and career fairs a means to develop a solid candidate pipeline in relatively quick time.

David Lewis is president/CEO of FairfieldCountyJobs.com, a regional job board with more than 100,000 visitors a month to view jobs from more than 4,000 area employers. His monthly reports talk to the condition of the job market as mea-sured by data from his sites and from state, federal and industry sources in the public domain. For more information visit FairfieldCountyJobs.com.

The job fair equation


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Three House Democrats announced plans recently to introduce a hous-ing finance reform bill that would

expand the availability of capital in the mortgage market while creating a path to sell Fannie Mae and Freddie Mac as independent companies.

Rep. Jim Himes, a Greenwich Democrat, helped draft the bill, now known as the Delaney-Carney-Himes Housing Financial Proposal. The bill, according to the authors, adds disci-pline to the mortgage market and cre-ates incentives for private capital to flow into it by allowing the private sector to price all of the risk.

“I’m excited to join this effort to merge the efficiency of markets with the scale of government to create a safer, more liq-uid housing market that will help make

Himes helps draft housing finance reform bill

housing more affordable while reining in the risk to our economy,” Himes said in a press release. “I look forward to gather-ing input from housing experts across the spectrum and am particularly inter-ested in working to improve the avail-ability of multi-family housing.”

The structure allows for the govern-ment, through Ginnie Mae, to provide reinsurance of up to 95 percent of any mortgage securitization, while private issuers secure the remaining 5 percent, standing in the first-loss position.

Under the legislation, once the Ginnie Mae platform was established, the Federal Housing Finance Agency would oversee the discontinuance of Fannie Mae and Freddie Mac’s ability to issue, guarantee or purchase mortgage-backed securities.

The bill is expected to compete with various Republican proposals this spring.

U.S. Sens. Charles E. Schumer, D-NY, and Richard Blumenthal, D-CT, announced Jan. 16 the upcoming omnibus appropria-tions bill filed Jan. 15 includes $185 million, money enough for the Federal Railroad Administration to hire an additional 45 railroad inspectors and the full amount requested by the Obama administration for fiscal year 2014.

Last month, in the wake of the Spuyten Duyvil Metro-North derailment, the sena-tors said the agency, the nation’s chief rail-safety overseer, is underfunded and unable to fully evaluate existing and future rail-safety programs across the nation’s freight and passenger railroads.

The agency lacks the resources to inspect 99 percent of the nation’s rails and to sufficiently prepare for the over-sight of new safety measures,according to a Schumer-Blumenthal joint statement. Schumer and Blumenthal said they have secured funding for the additional 45 inspectors, who will be hired over the course of the months ahead.

With the resources, the agency will inspect more track and begin sending safe-ty “strike teams” to railroads around the nation to conduct additional safety audits.

Schumer and Blumenthal requested Congress meet the Obama Administration’s full 2014 request of $185 million for safety and operations,

an increase of $15 million over this year’s sequestered budget.

The statement noted that FRA does not seek to inspect 100 percent of the nation’s rails each year; the task is shared by states and the railroads themselves. But the additional funding will allow them to dramatically increase safety checks.

“These funds are a solid step toward fixing persistent, prevalent rail safety flaws,” Blumenthal said. “More inspec-tors on the ground will enable detection of track defects and other deficiencies to deter and prevent future tragedies like Spuyten Duyvil and Bridgeport costing lives and dollars. Additional safety steps are urgently necessary but this money combined with FRA’s camera rule com-mitment marks real progress.”

In a Congressional briefing last month with the New York and Connecticut fed-eral delegations, the FRA revealed it is “woefully underfunded and unable to fully fulfill its oversight role.”

The FRA staff includes 400 federal safety inspectors who operate out of eight regional offices. The agency conducts its oversight and inspections in conjunction with railroads themselves, who are also expected to be undertaking ongoing safe-ty precautions and carrying out safety inspections.

— Jennifer Bissell

CT and NY senators gain rail safety funds


THE LISTFitness ClubsLISTED ALPHABETICALLY FITNESS CENTERS FAIRFIELD COUNTY

NEXT LIST: FEBRUARY 3CONSTRUCTION COMPANIES

Listed alphabetically.

Name, address, telephone number Area code: 203 (unless otherwise noted)Website

Owner/ManagerEmail address

Year facility established

Approximatesquare footage

of gym

corp

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ite c

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ite c

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lock

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oms

pers

onal

trai

ners

tenn

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ourt

s

swim

min

g po

ol

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Chelsea Piers Connecticut1 Blachley Road, Stamford 06902989-1200 • chelseapiersct.com

Chelsea Piers Connecticut [email protected]

2012

400,000 square-foot facility

a a a a a a a a a

Club NewFit 23 Commerce Road, Newtown 06470426-8591 • newfit.com

Penny [email protected]

200730,000 a a a a a a a a a

The Edge Fitness Clubs1333 E. Putnam Ave., Greenwich 06870500 Kings Highway Cutoff, Fairfield 06825637-3906 • 255-2582• theedgefitnessclubs.com

Joe MorettiOwner1987

40,000Fairfield

NAGreenwich gr

oup/

fam

ily

a a a a a a a a

Equinox72 Heights Road, Darien 0682016 Old Track Road, Greenwich 06830655-2300 • 863-0070 • equinox.com

Michael BuonocoreGeneral manager, Greenwich

Jason FoxGeneral manager, Darien

1991

30,000Darien

NAGreenwich

a a a a a a a a a

Fitness Works 275 Post Road East, Westport 06880216-0033 • fitnessworks.us

Jo RasmussenOwner

[email protected]

NA a a

Get in Shape For Women 85 Mill Plain Road, Fairfield 06824170 Post Road West, Westport 06880 873-0723 • 293-4445 • ggetinshapeforwomen.com

Juliet and Peter [email protected]

2009NA a a

LA Fitness52 Sixth St., Stamford 353-8810 • lafitness.com

NA1984

NA a a a a a a

New York Sports Clubs6 Liberty Way, Greenwich 869-1253 • mynewyorksportsclubs.com

Patricia JeffriesGeneral manager

[email protected]

NA a a a a a a a a a

Norwalk YMCA 370 West Ave., Norwalk 06870866-4425 • norwalkymca.org

Bob McDowellCEO

[email protected]

30,000 a a a a a a a a a a

Peak Physique Inc.50 Holly Hill Lane, Greenwich 625-9595 • peakphysique.biz

Dominic Novak and Dana DeRespino-NovakOwners1993

10,000 a a a a a

Prime Time Fitness 100 Route 37, New Fairfield 06812312-0399 • primetimefitnessnf.com

Patrick Toth2005

NA a a a a a

Solaris Racquet Club23 Radio Place, Stamford 06906359-0601 • solarisclubs.com

John DeFilippoDirector of tennis

[email protected]

40,000 a a a

Sportsplex 49 Brownhouse Road, Stamford 06902358-0066 • sportsplex-ct.com

Felicia GaglioGeneral manager

[email protected]

NA a a a a a a a

Stamford Athletic Club 75 Third St., Stamford 06905357-7555 • sacnews.com

Glenn ColarossiManaging director

[email protected]

35,000 a a a a a a a a a

United Athletic Centers1330 Honeyspot Road Extension, Stratford 06615386-0449 • unitedathleticcenters.com

Mark [email protected]

200945,000 a a a a a a

YMCA of Greenwich50 E. Putnam Ave., Greenwich 06830869-1630 • greenwichymca.org

Ed PhillippPresident and CEO

1916NA a a a a a a a

Note: This list is a sampling of fitness clubs. Source: Information obtained from company websites and responding companies. NA: Not available.

Amenities and programs offered

Page 1


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LINDA MCMAHON stepped down as CEO of World Wrestling Entertain-ment in Stamford, September 2009, to run for the U.S. Senate. She was the Republican nominee for the Senate in 2010 and again in 2012. As a business executive, McMahon helped grow WWE from a modest 13-person operation to a publicly traded global enterprise with more than 700 employees and offi ces in New York City, Los Angeles, Miami, London, Mumbai, Shanghai, Singapore, Istanbul and Tokyo. McMahon has been widely recognized as one of the country’s top female executives. In 2007, she was named one of Multichannel News’ “Wonder Women,” recognizing her accomplishments as a leader in the U.S. cable television industry. In addition to her work in the boardroom, McMahon has been instrumental in nurturing a wide vari-ety of community and charitable programs. She spearheaded the creation of Get R.E.A.L. educational and literacy programs, including the company’s nationwide Reading Challenge in partnership with the youth division of the American Library Association. In 2004, the Make-A-Wish Foundation awarded WWE its highest honor and McMahon was appointed in 2005 to the organization’s National Advisory Council. Under McMahon’s leader-ship, the WWE was the recipient of the USO of Metropolitan Washington’s

fi rst-ever “Legacy of Hope” (in honor of Bob Hope) award for its extensive support of our troops and in 2007, the company received the Secretary of Defense Exceptional Public Service Award for its support of deployed ser-vice members in Iraq and Afghanistan. She has served as the honorary cor-porate chairperson of the Multiple Myeloma Research Foundation, running one of the organization’s most successful fundraising eff orts and serves on the boards of Sacred Heart University of Fairfi eld and the Close Up Founda-tion, Washington, D.C., a nonprofi t that exists to educate and inspire young people to participate in our democracy. In 2009, she was appointed by Gov. M. Jodi Rell to serve on the Connecticut Board of Education. Recently, McMahon has been active with her family foundation to support various Connecticut organizations and programs that can make a diff erence in the areas of entrepreneurship and education. Born in New Bern, N.C., McMahon was a high school honor society student who went on to graduate from East Carolina University at Greenville, N.C., with a Bachelor of Science degree in French and certifi ed to teach. She resides in Greenwich with her husband, Vince, of 46 years. They have two adult children, Shane and Stephanie, and six grandchildren.

AUSTIN MCCHORD is the chief innovator and driving force behind Datto Inc., which he founded in 2007 with the goal to create the best back-up and disaster recovery (BDR) and business continuity (BC) solutions available. He not only succeeded, he has led Datto to incredible growth. Twice listed on the Inc. 500, in 2012 and 2013, Datto, in 2013, marked the fourth year of 300 percent annual growth. The company has also received

numerous industry awards, for company growth, product excellence and technical support. More than the accolades, McChord is proud to have cre-ated a unique culture at Datto – to always look ahead, exceed expectations and keep Datto partners at the forefront of everything that is done. A ma-jor Datto shareholder, McChord earned a degree in bioinformatics from Rochester Institute of Technology and holds several patents.

PAUL SENECAL, founder and managing partner of United Services of America Inc., started his career at 10 years old working with the clean-ing and maintenance staff at his father’s department store. Little did he know that he would turn that experience into the beginning of a storied career creating one of the fastest-growing janitorial service companies in the nation –– Bridgeport, Conn.-based United Services of America Inc. (USA). When Senecal (and his partner Michael Diamond) founded USA in 2002 their goal was to create a globally recognized brand in the facilities services market. They determined that the best way to achieve that goal would be to have a superior service delivery platform and grow through both organic sales and acquisition. In the last 12 years they have succeeded on all fronts. Entering its 13th year, the company will exceed $40 million in

revenue and has more than 1,700 employees. Its client retention rate of 99 percent is extremely high for their industry. United has twice been listed on the Inc. fastest 5000. 2013 marked another year of more than 20 per-cent annual growth, a very high number for this industry in a year of no acquisitions. The company has also received numerous industry awards, especially in the area of green cleaning and sustainability. Senecal and his team are very proud of the entrepreneurial and nimble culture they have created in their company. The business is divided into fi ve divisions and each one run by a leadership team who has an ownership philosophy of their business unit. Senecal is a 50 percent shareholder at USA. He holds a degree in marketing and fi nance from Trinity University and CBSE indus-try designation.

CEO EVOLUTION2014

PANELISTS


DR. JOHN VOTTO is the president and CEO of Hospital for Special Care (HSC), located in New Britain. A private, not-for-profi t hospital widely known and respected for its expertise in physical rehabilitation, respirato-ry care and medically complex pediatrics, HSC and Votto have developed a comprehensive inpatient and outpatient pulmonary rehab program and the second largest ventilator program in the country. Votto also initiated a regional weaning unit, which over a 17-year period has produced one of the highest success rates in the nation and in recent years has developed additional programs in autism, neurobehavioral, neuromuscular and car-diac rehabilitation.. Under Votto’s leadership, HSC has completed more than $65 million in expansion projects on its New Britain campus and was instrumental in opening the hospital’s fi rst satellite unit in Hartford. He has built a strong research program at HSC while having personally published more than 50 original articles, abstracts and chapters in various medical journals and professional publications. Over the years, Votto has served several professional leadership and advisory capacities, including

chairman of the boards of the American Lung Association of Connecticut, and Capital Area Health Consortium. He has served on the long-term care and rehab advisory board of the American Hospital Association as well as multiple technical expert panels for the Centers for Medicare & Medicaid Services (CMS). A respected voice on Capitol Hill, Votto is widely acknowl-edged as one of the national authorities on long-term acute-care hospitals, prolonged mechanical ventilation and pulmonary rehabilitation. Votto completed his residency in internal medicine at the United States Public Health Hospital in New York City and his Pulmonary Medicine Fellowship at the University of Connecticut (UConn) Medical Center. He remained on the UConn full-time faculty until 1985 and then worked in private practice until 1990 when he assumed the position of chief of pulmonary at HSC. He became vice president of medical aff airs at HSC in 1992 and president and CEO in 1997. He maintains his teaching skills as professor of clinical medicine at the UConn School of Medicine and associate clinical professor of medicine at Yale School of Medicine.

MARK L. FAGAN, CPA is the managing partner of Citrin Cooperman’s Connecticut offi ce and the creator of The CEO Evolution, a written series that explores the dynamics of the corporate executive landscape and off ers management insight and solutions for today’s business leaders. The column has been pub-lished in both the Westchester and Fairfi eld County Business Journals and serves as the inspiration for the CEO Evolution roundtable. With more than two decades of audit, tax and business advisory experience, Fagan is a re-nowned expert in business formation, profi t-ability enhancement and mergers and acqui-sitions. He counsels businesses and CEOs in a wide range of industries, including technolo-gy, fi nancial services, private equity, manufac-

turing and construction. In addition to The CEO Evolution, he frequently authors articles and comments on various business-related matters for the Fairfi eld, Westchester and Hartford Busi-ness Journals. He also serves as an instructor for training courses on topics such as leadership skills, tax accruals, inventory issues and fi nan-cial statement presentation. Fagan graduated magna cum laude from Nichols College. He is a member of the Connecticut State Society of Cer-tifi ed Public Accountants (CTCPA) and the New York State Society of Public Accountants (NYS-SCPA). He can be contacted at (203) 847-4068 or [email protected].

JOHN A. ELLIOTT, the dean of the UConn School of Business and the Auran J. Fox business chairman, was most recently dean at the Zicklin School of Business at Baruch College, which is part of the City University of New York (CUNY); vice president of Baruch College; and the Irwin and Arlene Ettinger Professor of Accountancy. He received his Bachelor of Science degree and an MBA from the University of Maryland and his Ph.D. degree from Cornell University. Prior to his service at the Zicklin School, he spent 20 years on the faculty at Cornell University Johnson Graduate School of Management, most recently as associate dean for academic aff airs. Elliott is a certifi ed public accountant with professional experience as an auditor for Arthur Andersen & Co. and in the controller’s offi ce of the West-

inghouse Defense and Space Center. His research is concentrated on the role of accounting infor-mation in fi nancial analysis and contracts and his academic publications have been published in many professional journals. In 2004, his pa-per on earnings management (with Nelson and Tarpley) received the Notable Contributions to Accounting Literature Award from the American Accounting Association and also the Wildman Medal. His co-authored textbook “Introduction to Financial Accounting” is now available in its 11th edition. He currently serves on the boards of directors of National Financial Partners, a public-ly traded NYSE-listed company; and Liquidnet, a private company. Elliott previously served on the Board of Directors of the Graduate Management Admissions Council of the Hangar Theatre and the Cayuga Medical Center in Ithaca, N.Y.; and of Neuberger Berman prior to its acquisition by Lehman Brothers.

MODERATOR HOST


CEOEVOLUTION

2014

JAN. 29 UCONN SCHOOL OF BUSiNeSS1 University Place, Stamford, CT

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“Play With your food” (PWyf) is a play reading series that happens weekdays during lunchtime, noon-1:30 p.m., so folks can run out from work, eat lunch and catch a show before returning to their desks.

At PWyf, audiences are off ered a substantial buff et lunch, then listen to professional actors read short plays and discuss them briefl y. “our goal is to present really good writing performed by fi rst rate actors,” said carole schweid, artistic director, “And to get people out at 1:30 p.m. exactly, so they can get back to work.” now in its 12th season, PWyf has programs in Westport, fairfi eld and Greenwich, running from January through April.

coming up in Westport feb. 4, 5 and 6, and in fairfi eld on feb. 11 are three plays by award-winning authors. Pulitzer Prize winner david Auburn (“Proof”) is represented by “Amateurs,” a cynical look at legal agreements and their consequences. “the interview” by A.r. Gurney (“the dining room”) questions a father’s trust of his son; and “farewell and Adieu” (Jack neary) hilariously pits two friends and competing actresses, against each other. Lunch will be catered by Matsu sushi in Westport and osianna Mediterranean taverna in fairfi eld.

Play With your food in Greenwich on friday, feb. 7, will be held during cocktail hour, with wine and hors d’oeuvres at 6:30 p.m.; plays and discussion 7-8 p.m. Plays include “dinner With friend” by Pulitzer Prize winner donald Margulies; “busy, busy” from broadway’s “i Love you, you’re Perfect, now change” (Joe diPietro); and “J-e-t-s,” by PWyf’s secret comic weapon, fred stroppel. catering will be by Louie’s in cos cob.

When asked about the success of PWyf, schweid said, “We have found a rare synergy here in fairfi eld county by combining especially good local restaurants, professional working actors and an audience that appreciates both.

We are grateful for our staying power. “

tickets for all Play With your food shows, including lunch, are $43. to purchase tickets, see a complete schedule and locations, visit jibproductions.org or call the box offi ce Monday-friday, 10 a.m.-4 p.m., at (203) 293-8831,

Visit FCBuzz.org for more information on events and how to get listed.Presented by:

Cultural Alliance of Fairfi eld County

The mission of the Cultural Alliance of Fair� eld County is to support cultural organizations, artists and creative busi-nesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.For events lists, visit FCBuzz.org.

‘Play With Your Food’s’ popular lunchtime shows FCBUZZ Arts &

Culture of Fairfi eld County

bridgeport theatre company continues its fourth season with the award-winning musical “dreamgirls,” running Jan. 17-feb. 1. All performances will take place at the downtown cabaret theatre, under the artistic direction of eli newsom.

first a smash broadway musical and recently an award-winning motion picture, “dreamgirls” captures the spirit

and hope of Motown when a girl group from chicago makes it big. A rich, glowing spectacle about the price of showbiz success, the show sizzles with sparkling dance and r&b soul. based on the story of diana ross’ rise to fame, the show has made stars of tony Award winner Jennifer Holliday and Academy Award winner Jennifer Hudson. the popular musical features the hit songs “dreamgirls,” “And i am telling you i’m not Going” and “one night only.”

seating begins 45 minutes before show time. An attended parking lot is available across from the theater. tickets are $28 for adults, $23 for seniors and $18 for students and children. concessions will be available throughout each performance and patrons are encouraged to pack picnics (byo everything format) for the full cabaret experience. All ages are welcome. to order tickets visit bridgeporttheatre.org or phone (203) 576-1636 (option ‘0’). bridgeport theatre company was founded in May 2010 by a group of connecticut-based performing artists. for additional information about bridgeport theatre company and directions, visit bridgeporttheatre.org.

BRIDGEPORT THEATRE COMPANY PRESENTS ‘DREAMGIRLS’

the new york times bestselling author Anna Quindlen is returning to WsHu Public radio’s popular “Join the conversation” series with an appearance Wednesday, Jan. 29, at the edgerton center for the Performing Arts on the campus of sacred Heart university at 7 p.m. she will discuss her latest novel, “still Life With bread crumbs,” with bestselling author Ann Leary.

brilliantly written and powerfully observed, Quindlen’s new book is a deeply moving and often funny tale of unexpected love. Anna Quindlen is an author and journalist whose work has appeared on many bestseller lists. While a columnist at the new york times she won the Pulitzer Prize. Ann Leary’s is a co-host of the nPr weekly

radio show “Hash Hags.” Ann lives on a small farm in connecticut with her husband, comedian-actor denis

Leary, and their two children.reservations can be made at wshu.org.

tickets are $25, which includes one copy of Quindlen’s newly released hardcover book. student tickets are available for $5 with a valid student id at the box offi ce.

WsHu Public radio Group is a not-for-profi t, member-supported station that brings the best in public broadcasting to more than 248,000 listeners in connecticut and Long island. WsHu airs nPr programs that can be heard on a number or stations, including WsHu 91.1 fM, Wsuf 89.9 fM, WQQQ 103.3 fM, Wybc 1340 AM, WsHu

fairfi eld county Public radio (1260 AM, 1350 AM and 1400 AM).

ANNA QUINDLEN JOINS THE CONVERSATION


Items appearing in the Fairfi eld County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to:Bob Rozyckic/o Westfair Communications Inc.3 Westchester Park Drive, Suite G7White Plains, N.Y. 10604-3407Phone: (914)694-3600Fax: (914)694-3680

FAIRFIELD COUNTY

BUSINESSJOURNAL

BUILDING PERMITS

CommerCiaL143-145 West Main St. L.L.C., Norwalk, contractor for self. Perform tenant fi t-up to existing front offi ce space at 605 West Ave., Norwalk. Estimated cost: $50,000. Filed Jan. 7.

19 Old Kings Highway South L.L.C., Darien, contractor for self. Fit-up for Se-gal Company at 19 Old Kings Highway, Darien. Estimated cost: $790,000. Filed Jan. 10.

19 Old Kings Highway South L.L.C., Darien, contractor for self. Fit-up for Forstone Capital at 19 Old Kings High-way, Darien. Estimated cost: $100,000. Filed Jan. 10.

3488 Association, Bridgeport, con-tractor for self. Perform interior fi t-up of an existing commercial space at 3486 Fairfi eld Ave., Bridgeport. Estimated cost: $2,800. Filed Jan. 8.

A Pappajohn Co., contractor for Rui Demelo. Perform interior tenant fi t-up on second fl oor at 1234 Summer St., Stamford. Estimated cost: $86,607. Filed Jan. 7.

BLT Management L.L.C., Stamford, contractor for HPC-Five L.L.C. Install signage for front of building at 301-401 Unit St., Stamford. Estimated cost: $14,000. Filed Jan. 6.

Carlevale Interiors, East Hamp-ton, Mass., contractor for 1700 Park Ave. L.L.C. Perform interior fi t-up for dentist’s offi ce at 594 Pequonnock St., Bridgeport. Estimated cost: $65,000. Filed Jan. 6.

CCMCR Harbor Square L.L.C., Stam-ford, contractor for self. Interior remod-eling and other site work at 700 Canal St., Stamford. Estimated cost: $1 million. Filed Jan. 6.

CK Properties L.L.C., Norwalk, con-tractor for self. Perform tenant fi t-up and alterations at 19 First St., Norwalk. Estimated cost: $100,000. Filed Jan. 8.

Dinardo Management L.L.C., Nor-walk, contractor for self. Perform inte-rior alterations to an existing Dunkin Donuts at 650 West Ave., Norwalk. Esti-mated cost: $100,000. Filed Jan. 9.

Fairfi eld Investors Inc., Norwalk, contractor for self. Convert existing space to garage service bays and retail space at 395 Main Ave., Norwalk. Esti-mated cost: $70,000. Filed Jan. 6.

Finmark Homes L.L.C., Brookfi eld, contractor for self. Complete unfi nished work from permit 200700673 at 8 Tree Farm Lane, Brookfi eld. Estimated cost: $86,500. Filed Dec. 3.

H & P Home Improvement L.L.C., contractor for Robert J. Audet, et al. Add new blocking between new levels to provide support to existing fl ooring at 523 Pacifi c St., Stamford. Estimated cost: $8,000. Filed Jan. 10.

J Salvatore & Sons Inc., contractor for Pyramid Realty Group. Remove the existing shingles down to the dry deck-ing. Install ice and water shield and architectural shingles at 1500 Bedford St., Stamford. Estimated cost: $36,000. Filed Jan. 8.

Landis Partner Inc., Stamford, con-tractor for Stampar Associates L.L.C. Perform tenant fi t-up on ground fl oor for Greenwich Ophthalmology at 2046 W. Main St., Stamford. Estimated cost: $652,000. Filed Jan. 10.

Lavelle, Brookfi eld, contractor for self. Perform tenant fi t-up for antique car storage at 594 Federal Road, Brook-fi eld. Estimated cost: undisclosed. Filed Dec. 2.

Longo Jr., Philip J., contractor for Greenwich Hospitality Group L.L.C. In-terior alterations and fi t-out of existing restaurant at 26 Mill River St., Stamford. Estimated cost: $68,400. Filed Jan. 6.

New Heritage Group Inc., contrac-tor for 211 Main St. L.L.C. Build hood and ventilation system and tile fl oor and walls for new tenant at 211 Main St., Stamford. Estimated cost: $75,000. Filed Jan. 6.

Nittany Construction, Mansfi eld, Mass., contractor for EDENS. Perform interior fi t-up of an existing commercial space at 4575 Main St., Bridgeport. Esti-mated cost: $65,000. Filed Jan. 7.

Nittany Construction, Mansfi eld, Mass., contractor for EDENS. Perform interior fi t-up of an existing commercial space at 4581 Main St., Bridgeport. Esti-mated cost: $85,000. Filed Jan. 7.

Parkland Offi ce Park, Darien, con-tractor for self. Interior alterations of an existing commercial structure at 3 Parklands Drive, Darien. Estimated cost: $5,000. Filed Jan. 10.

Paschalidis Leonard, et al., contrac-tor for self. Replace existing aluminum frame on sign at 217 Bedford St., Stam-ford. Estimated cost: $2,237. Filed Jan. 8.

Q Sono L.L.C., Norwalk, contractor for self. Perform renovations of an existing offi ce space at 13 Marshall St., Norwalk. Estimated cost: $21,000. Filed Jan. 9.

Quinn, Tom, contractor for Nouvo Pasta Productions. Perform interior fi t-up of an existing commercial space at 1330 Honey Spot Extension, Stratford. Estimated cost: $285,000. Filed Jan. 7.

Rebers, Gary, contractor for Terzian & Son L.L.C. Replace natural gas boiler in basement with new slant at 26 Highland Ave., Bethel. Estimated cost: $3,500. Filed Jan. 8.

Regional YMCA Brookfi eld, contrac-tor for self. Perform alteration to build-ing and add roadside sign for YMCA at 2 Huckleberry Hill Road, Brookfi eld. Es-timated cost: undisclosed. Filed Dec. 27.

RTD Enterprise L.L.C., Trumbull, contractor for 430 Park Ave. L.L.C. Per-form exterior renovations of an existing commercial space at 426-430 Park Ave., Bridgeport. Estimated cost: $19,000. Filed Jan. 7.

Signature Construction Group of CT Inc., Stamford, contractor for One Stamford Plaza Owner L.L.C. Perform interior alteration of an existing com-mercial space for new tenant at 263 Tresser Blvd., Stamford. Estimated cost: $130,000. Filed Jan. 7.

Stamford Signs, Stamford, contrac-tor for Marian Jean Karas, et al. Install a storefront sign at 2540 Summer St., Stamford. Estimated cost: $1,000. Filed Jan. 9.

Wiehl Estate L.L.C., Trumbull, con-tractor for self. Perform tenant fi t-up to existing service station at 527 Main Ave., Norwalk. Estimated cost: $1,000. Filed Jan. 8.

Wizard Security Systems, Monroe, contractor for Umpawaug Hill L.L.C. Install security system and primary smoke and carbon monoxide detectors at 240 Umapwaug Road, Redding. Esti-mated cost: $2,900. Filed Jan. 8.

reSidenTiaL

20/20 Air Service Corp., contractor for Robert W. Ritch and Carole A. Ritch. Install two ductless split systems at an existing single-family residence at 12 Linda Lane, Bethel. Estimated cost: $9,681. Filed Jan. 6.

40 Shorefront L.L.C., Bridgeport, contractor for Peter Di. Construct a new two story single-family residence at 40 Shorefront Park, Norwalk. Estimated cost: $780,000. Filed Jan. 7.

A. Pro Builders, Monroe, contrac-tor for Tricia Nelson and Johannes Van Brakel. Remodel existing kitchen, powder and laundry rooms. Remove existing wall and install beam at 9 Great Pond Lane, Redding. Estimated cost: $29,700. Filed Jan. 9.

ACS Cabinetry, contractor for Eric Johnson and Helene Johnson. Fix inte-rior cabinetry at 46 Stonybrook Road, Darien. Estimated cost: $21,000. Filed Jan. 8.

Anthony O’Neill L.L.C., Wilton, con-tractor for James Goldcamp and Nedda Goldcamp. Replace cabinets and win-dows and perform interior renovations at 10 Little Brook Road, Norwalk. Esti-mated cost: $10,000. Filed Jan. 8.

ASAP Contractors, contractor for Sol-id Development L.L.C. Add 20 windows to an existing single-family residence at 679 Capital Ave., Bridgeport. Estimated cost: $35,000. Filed Jan. 9.

Barnett, Victoria, Redding, contractor for self. Install masonry and stone patio wrapping around east side of house at 95 Great Oak Lane, Redding. Estimated cost: $19,280. Filed Jan. 13.

Bettegowda, Vani R., Wilton, contrac-tor for self. Improve square footage at an existing single-family residence at 67 E. Meadow Road, Wilton. Estimated cost: $1.3 million. Filed Jan. 6.

Bolling, George, Bridgeport, contrac-tor for self. Perform interior renovations on an existing single-family residence at 511 Berkshire Ave. Bridgeport. Esti-mated cost: $2,000. Filed Jan. 9.

Carbone, Eugene, Ridgefi eld, contrac-tor for Josephine Mineo. Replace boiler in basement at 12 Little Boston Lane, Redding. Estimated cost: $9,500. Filed Jan. 6.

Carpentry Unlimited Inc., Stamford, contractor for Patrick E. Delaitre, et al. Rebuild damaged corner and two bro-ken sliding glass doors at 159 Hunting Ridge Road, Stamford. Estimated cost: $60,000. Filed Jan. 9.

Charles, Jeff rey, Monroe, contrac-tor for Mary Jane Bellenot. Install one 275-gallon oil tank in basement at 805 N. Park Ave., Redding. Estimated cost: $1,650. Filed Jan. 9.

Chila, Steven, contractor for self. Add hallway and reconfi gure second fl oor. Change roofl ine to add front porch at 12 Richmond Road, Weston. Estimated cost: $140,000. Filed Jan. 6.

Cross River Construction, contrac-tor for Regina M. Adducci. Install six double-hung windows. Remove cedar siding and install 18 square Certainteed vinyl siding at 66 Linda Lane, Bethel. Es-timated cost: $21,200. Filed Jan. 9.

CT Basement Systems Inc., contrac-tor for Andrew M. Falcon, et al. Finish basement and add a half bath with a desk study area at 242 Ocean Drive, Stamford. Estimated cost: $34,000. Filed Jan. 10.

Darell Frank Construction, contrac-tor for Gigi Longe. Strip and reroof an existing single-family residence at 230 Long Neck Road, Darien. Estimated cost: $112,000. Filed Jan. 8.

Dario Palladino & Son Construction L.L.C., contractor for Tullio Giannitti, et al. Remodel one full existing bathroom on lower level unit and remodel exist-ing half bath on right fi rst-fl oor unit at 0 Reynolds Ave., Stamford. Estimated cost: $20,000. Filed Jan. 10.

East Brook Construction Co. Inc., contractor for Peter Sullivan. Construct a two-story residential building at 4 Gabriella Court, Bethel. Estimated cost: $300,000. Filed Jan. 6.

Ferri, Stephen, Monroe, contractor for Matthew Ayres and Syunghae Lim Ayres. Install a propane-powered gen-erator with buried propane tank at 23 Wagon Wheel Road, Redding. Estimat-ed cost: $9,100. Filed Jan. 14.

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NEWSMAKERS plus awards and events

Oscar-winning actress, activist and fi tness expert JANE FONDA will speak at a benefi t luncheon to support Green-wich-based FAMILY CENTERS (also with offi ces in Stamford, Darien and New Canaan) Wednesday, March 5, noon to 2 p.m., at the GREENWICH HYATT REGENCY.

Fonda will discuss the many challenges today’s teens face. All proceeds will benefi t Family Centers’ programs that off er counseling, support and education to thousands of Fairfi eld County children and adolescents.

Family Centers is a private, nonprofi t organization of-fering education, health and human services to children, adults and families in Fairfi eld County. More than 2,200 professionals and trained volunteers work together to provide a wide range of responsive, innovative programs. Through three Centers of Excellence, children, adults, families and communities receive the care, encourage-ment and resources needed to thrive. The service network includes 14 licensed facilities, along with 10 other sites throughout lower Fairfi eld County. Each year, Family Cen-ters serves more than 25,000 children, families and adults.

Stamford-based THE FIRST COUNTY BANK Foundation an-nounced the availability of its 2014 grant application for nonprofi ts in lower Fairfi eld County. The deadline for submitting standard grant applications is March 31.

To be eligible, organizations must have nonprofi t tax-exempt status under section 501(c)(3) of the Internal Rev-enue Code and serve the communities of Stamford, Darien, Greenwich, New Canaan, Norwalk or Westport.

Applicant organizations must support community and economic development, increase the availability of aff ord-able housing or support quality of life and educational en-richment for families and children. Since the First County Bank Foundation was formed in 2001, it has awarded close to 900 individual grants exceeding $5.8 million. Grant ap-plications are available on the bank’s website at: fi rstcoun-tybank.com/application-process.

“As we enter a new year, we look forward to receiving and evaluating applicants and awarding grants we know will help towards the betterment of our community,” said Katherine Harris, vice president of the First County Bank Foundation and president and COO of First County Bank. “As the needs of our local community continue to increase, so does our commitment to fi nd nonprofi t organizations that are fi rst-time grant applicants.”

As a mutual bank with no shareholders, First County Bank considers contributions made by the foundation a means of paying dividends back to the local communities it serves.

First County Bank has 15 branches in Stamford, Green-wich, Darien, New Canaan, Norwalk and Westport. It employs more than 220 and maintains assets in excess of $1.3 billion.

FONDA HELPS FAMILY CENTERS

FIRST COUNTY OPENS NONPROFIT GRANT PROCESS

FEINZIG TO WIGGIN AND DANA

Stamford-based law fi rm OSTERBERG L.L.C. has added an offi ce in New York City at 112 West 34th St.

Founder ERIC OSTERBERG said, “I am very pleased to have secured space in New York. I have many clients in the city so it is nice to have a place to meet with them or work for the day when I have a client meeting or court date.”

Osterberg handles the full range of commercial litiga-tion, but focuses primarily on IP litigation.

Osterberg also serves as “outside general counsel” to startups and assists a variety of businesses by handling projects in-house counsel is too busy to manage. He helps companies identify which of their legal challenges and opportunities require immediate attention and which can be addressed later. Osterberg is licensed in Connecticut, New York and Massachusetts.

OSTERBERG EXPANDS WITH BIG APPLE OFFICE

NEW CHAIRMAN AT WAVENY TOM LEWIS, pictured, has been elected to succeed JAY TWOMBLY as chairman of the board of directors for New Canaan-based WAVENY LIFECARE NETWORK. Under Twombly, Lewis served as vice chairman and was an active member of Waveny’s executive, fi nance, inn and compensation committees. TODD LAMPERT and JOHN ZARO have been elected board vice chairman and treasurer, respectively, while KELLEY FRANCO remains the board’s secretary.

“With its relentless focus on quality, it is a privilege to serve such a forward-thinking and well-respected con-tinuum of care like Waveny in this capacity,” said Lewis. “I look forward to working alongside our talented CEO, capable leadership team and strong board of directors to continue to meet the changing needs and preferences of seniors in New Canaan and the surrounding communi-ties.”

“I am delighted to have Tom with us as Waveny’s board chairman,” said BILL PIPER, CEO of Waveny LifeCare Network. “He brings a wealth of knowledge, experience and perspective, as well as a mission-driven sensibility to his position – always with Waveny’s best interests in mind.”

Lewis is a member of the major gifts fundraising com-mittee for The Village, Waveny’s assisted living residence for seniors with memory impairment that opened in 2001, a supporter of the capital fund that underpinned the YMCA of New Canaan’s remake and a former presi-dent of the board of trustees for the New Canaan Nature Center. He serves on the New Canaan Conservation Commission and is both a trustee and fi nance commit-tee member for the Maritime Aquarium of Norwalk.


Former Journalist Gerald “JERRY” MCKINSTRY has joined THOMPSON & BENDER, a regional public relations, advertis-ing, marketing and social media fi rm in Briarcliff Manor as senior account executive.

McKinstry, a Fairfi eld County resident, served as politi-cal correspondent for The Journal News/Lohud.com in Westchester County, N.Y., with a focus on county govern-ment and as a columnist and editorial board member at Newsday. An award-winning writer, he is known as an astute political analyst working with regional print and electronic news outlets. He currently hosts a weekly radio program focusing on government and politics and has taught college-level journalism.

Shelton-based DIMATTEO GROUP, which dates to 1960, recently hired CHRISTINE LIBBY, of Ansonia as a commercial lines assistant. In her new position, she provides assistance to DiMatteo Group’s commercial lines support staff . Among her responsibilities, she maintains the group’s incoming commercial lines insurance policies; prepares certifi cates of insurance; and reaches out to insurance companies regarding open insurance claims.

Prior to joining DiMatteo Group, Libby has some 10 years’ experience in the banking industry, during which she worked as a mortgage specialist at First Niagara Bank in New Haven and as a loan processor at Wachovia in Shelton.

STUART G. MARCUS, a specialist in gastrointestinal cancer surgery, was recently named president and CEO of ST. VINCENT’S HEALTH SERVICES (SVHS) in Bridgeport, including the 391-bed St. Vincent’s Medical Center there.

SVHS is a member of Ascension Health, the nation’s larg-est Catholic and largest nonprofi t healthcare system.

In addition to the hospital in Bridgeport, the St. Vincent’s umbrella consists of St. Vincent’s College, St. Vincent’s Special Needs Services and St. Vincent’s Medical Center Foundation.

Marcus most recently served as president of St. Vincent’s Medical Center and as executive vice president of SVHS. He led the development of the ELIZABETH M. PFRIEM SWIM CEN-TER for Cancer Care at St. Vincent’s, which opened in 2010.

Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings. Subscribe at WESTFAIRONLINE.COM/HOME/NEWS-ALERTS

SIGN UP FOR OUR NEWSMAKERS NEWSLETTERInformation for these features has been submitted by the subjects or their delegates.

THE GREENWICH CHAMBER OF COMMERCEwill host its February After Six network-ing event at Blackstones Steakhouse, 29 W. Putnam Ave., Wednesday, Jan. 29, 5:30-7 p.m. Wine, appetizers, raffl es, networking. Members $15 and non-members $25 in advance. Register online at greenwichchamber.com or call (203) 869-3500.

THE GREENWICH CHAMBER OF COMMERCE is sponsoring a seminar, “The Top 10 Myths About College Admissions: How To Prepare Your Child To Get Into The Best Schools” on Monday, Feb. 3 at Greenwich Library. Paul Lowe from Greenwich Admissions Advisors is the speaker. Registration 5:30 p.m.; seminar 6 p.m. Payment $15 in advance. Register online at greenwich.com or call (203) 869-3500.

ROB CONDON, managing shareholder of Condon & Co. P.C. in Ridgefi eld (and Houston and Bangalore, India), off ering fund services, accounting, tax, and business advisory services, hosts a seminar for entrepreneurs and business owners Wednesday, Jan. 29, 4-5:30 p.m., with networking, at the new Gallo Ristorante, 5 Grove Street, Ridgefi eld. Topics are: “The Mission of The Prospector Theater” presented by theater developer Valerie Jensen; and “Avoiding the Courthouse” with Francis P. Alvarez, Michael J. Soltis and Michael R. Hekle, attorneys with Jackson Lewis P.C., a regional law fi rm specializing in workplace law and related litigation. In-vitation only; seating is limited. Contact Jen Wieland at [email protected] or (203) 216-3830.

JANUARY

JANUARY

FEBRUARY

29

29

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BRUCE SALUTES GIANT AMONG SHUTTERBUGS

WORDSMITH JOINS PR FIRM

A LEAP FROM BANKING TO INSURANCE

CANCER SURGEON TAKES REINS AT SVSH

CORRECTION

DATES

Bringing new light to the work of a pioneering news photographer, a new show titled “ED CLARK: AMERICAN PHOTOJOURNALIST” features images from the golden age of print media. The show runs Feb. 1 to June 1 at the BRUCE MUSEUM’s 1 Museum Drive mansion. This shot of him is from The Nashville Tennessean newspaper.

From politics to the rhythms of small town life, from movie stars to the working class, the show includes more than 40 photos from the Clark collection, part of the MESERVE-KUNHARDT FOUNDATION in Pleasantville, N.Y. The exhibition is underwritten by THE CHARLES M. and DEBORAH G. ROYCE EXHIBITION FUND. Support also came from the Meserve-Kunhardt Foundation and Brown Brothers Harri-man.

A photo caption in the Jan. 13 Newsmakers misidentifi ed the award presented to Rebecca D’Agostino by the Home Builders and Remodelers Association of Fairfi eld County. It was not spon-sored by the Hartford Commercial Record.


on the recordYuk, Yim Lau, Bridgeport, contractor for self. Remove all illegal interior walls in the basement and storage at 622-624 Atlantic St., Bridgeport. Estimated cost: $2,700. Filed Jan. 9.

COURT CASES

BridgePorT diSTriCT CoUrT

21 Century North American Insur-ance Co., Hartford. Filed by Michael A. Beckett, Bridgeport. Plaintiff’s attorney: Ventura, Ribeiro & Smith, Danbury. Action: The plaintiff has brought this insurance policy suit against the de-fendant, alleging that the defendant’s undersigned driver collided with the plaintiff’s car, causing injuries to the plaintiff. The plaintiff claims monetary damages in excess of $15,000 exclusive of interests and costs. Filed Dec. 20. Case no. 14CV6040062.

Allstate Fire And Casualty Insur-ance Co., North Brook Ill. Filed by Anibal Gonzalez, Bridgeport. Plaintiff’s attorney: Varrone & Varrone, Trum-bull. Action: The plaintiff has brought this insurance policy suit against the defendant, alleging that the defendant’s undersigned driver collided with the plaintiff’s car, causing injuries to the plaintiff. The plaintiff claims monetary damages in excess of $15,000 exclusive of interests and costs. Filed Dec. 23. Case no. 14CV6040103.

Cash for Gold, Fairfield. Filed by Hearst Media Services Connecticut L.L.C., Bridgeport. Plaintiff’s attorney: Myra L. Graubard, Stamford. Action: The plaintiff has brought this breach-of-contract suit against the defendant for allegedly failing to pay $82,132 for advertising services rendered by the plaintiff. The plaintiff claims money damages, statutory interest and post judgment statutory interest. Filed Dec. 17. Case no. 14CV6039958.

Chappo L.L.C., Westport. Filed by EH Investment Company L.L.C., Bloomfield Hills, Mich. Plaintiff’s attorney: Robert Rand Lewis, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that the defendant did not return the engagement deposit, caus-ing the plaintiff to suffer substantial monetary damages. The plaintiff claims monetary damages, punitive and multiple damages, treble dam-ages, attorney fees, costs and such other and further relief as the court deems just and proper. Filed Dec. 23. Case no. 14CV6040084.

Core Physical Therapy & Sports Medicine P.C., Bridgeport. Filed by Laura Maringola, Plantsville. Plaintiff’s Attorney: Joseph R. Mirrione, New Hav-en. Action: The plaintiff has brought this medical malpractice suit against the defendant alleging that the defendant’s negligence in performing physical ther-apy on the plaintiff caused the plaintiff to suffer pain in her lower back and sciat-ic pain. The plaintiff seeks an amount in excess of $15,000 dollars. Filed Dec. 18. Case no. 13CV6040022.

Ferri, Stephen, Monroe, contractor for Bart McDonough. Install a new gen-erator powered by existing tank at 9 Old Dimon Road, Redding. Estimated cost: $10,500. Filed Jan. 14.

First Stamford Place SPE L.L.C. et al., Stamford, contractor for self. Reduce interior to core at 151 Greenwich Ave., Stamford. Estimated cost: $31,000. Filed Jan. 7.

Flavio EvroConstruction, contractor for UB Darien. Fix up bathrooms and showers at an existing single-family res-idence at 25 Old King Highway North, Darien. Estimated cost: $30,000. Filed Jan. 10.

Fox Contractors L.L.C., contractor for Gjuraj Isen. Complete interior renova-tion with some structural repairs at 204 Franklin St., Stamford. Estimated cost: $63,660. Filed Jan. 7.

Fox Hill Builders, contractor for Todd Boehly and Kate Boehly. Construction of a new single-family residence at 212 Talmadge Hill, Darien. Estimated cost: $2 million. Filed Jan. 8.

Francois Home Improvement, Bridgeport, contractor for Jean Clar-cus. Add second floor additions and alterations to first floor at 126 Ogden St., Bridgeport. Estimated cost: $15,000. Filed Jan. 7.

Gulick Construction L.L.C., Norwalk, contractor for Daniel Lilly and Krista Lilly. Add second floor, three dormers for the front and rear and elevate deck for master bedroom and bathroom at 48 Old Rock Lane, Norwalk. Estimated cost: $250,000. Filed Jan. 8.

Heine Development Corp., contrac-tor for Brian Gordon and Kristy Gordon. Construct a new single-family home with 5 bedrooms, 4 full bathrooms, 2 powder rooms, a partially finished basement and unfinished attic at 30 Lords Highway, Weston. Estimated cost: $674,830. Filed Jan. 7.

Jaquith, Brookfield, contractor for self. Complete half bathroom at 13 Oak Crest Drive, Brookfield. Estimated cost: $750. Filed Dec. 9.

Kitchen Design Center L.L.C., Or-ange, contractor for Rishon Stember and Nancy Stember. Install new cabi-nets to an existing single-family resi-dence at 23 Weatherbell Drive, Norwalk. Estimated cost: $35,000. Filed Jan. 9.

Kloss, Steven L., contractor for Michael A. Mydlarz. Add two-story addition with modifications to the existing structure at 61 W. Trail, Stamford. Estimated cost: $500,000. Filed Jan. 8.

Kundrat, Ryan and Amy Grabowski, Bethel, contractor for self. Renovate ex-isting full bathroom changing plumb-ing and electrical locations at 140 Chestnut Ridge, Bethel. Estimated cost: $6,000. Filed Jan. 7.

Leahy’s Fuel, Danbury, contractor for Rachel Rothschild. Install one, 99-gal-lon tank along house and run gas line into fireplace for gas logs at 35 Great Oak Lane, Redding. Estimated cost: $1,000. Filed Jan. 7.

Liesgang, Rob, contractor for Matthew Perry. Replace fencing around pool at 354 Hollow Tree, Darien. Estimated cost: $10,000. Filed Jan. 8.

Liesgang, Rob, Ridgefield, contractor for Ray Kamrath. Construct a new two-story single-family residence at 5 Merid-ian Road, Norwalk. Estimated cost: $1 million. Filed Jan. 10.

Logan, Brookfield, contractor for self. Perform addition to an existing single-family residence at 134 North Lake Shore Drive, Brookfield. Estimated cost: $275,000. Filed Dec. 9.

Mack, Tim, contractor for Matt Alp-ert. Add 15 replacement windows to an existing single-family residence at 24 Mount Pleasant Drive, Stratford. Esti-mated cost: $3,000. Filed Jan. 7.

Marganth Property L.L.C., Norwalk, contractor for self. Perform interior demolition for existing first-floor office space at 29 Glen Ave., Norwalk. Estimat-ed cost: $21,000. Filed Jan. 7.

Martin, Sarah, Redding, contractor for self. Pour foundation only with precast perma columns and footings at 61 Giles Hill Road, Redding. Estimated cost: $7,500. Filed Jan. 9.

McDonalds Real Estate, Brookfield, contractor for self. Perform emer-gency repairs at McDonalds at 178 Fed-eral Road, Brookfield. Estimated cost: $7,500. Filed Dec. 10.

Merhi, Brookfield, contractor for self. Perform interior alterations to stairs and deck at an existing single family residence at 14 Knollcrest Drive, Brook-field. Estimated cost: $50,000. Filed Dec. 20.

Mullen, William C., Stamford, con-tractor for Ronna B. Wallace. Renovate the kitchen and dining room, remove a nonbearing wall and replace exte-rior window and kitchen door at 6 High Rock Road, Stamford. Estimated cost: $30,000. Filed Jan. 7.

Nemergut Construction L.L.C., con-tractor for Susan Kerkow. Perform roof and chimney repairs to an existing single-family residence at 53 Clarendon St., Stratford. Estimated cost: $3,700. Filed Jan. 7.

O’Brein, Brookfield, contractor for self. Replace sliding door to an existing single-family residence at 1 Westview Lane, Brookfield. Estimated cost: $1,216. Filed Dec. 18.

P. A. Tregli, contractor for Syna Stras-sberger. Replace stairs to a single-family dwelling at 39 Tokeneke, Darien. Esti-mated cost: $3,000. Filed Jan. 8.

Pampoukidis, Mika, Norwalk, con-tractor for self. Finish basement and add two bedrooms, laundry room and full bath at 18 Reboda Court, Norwalk. Estimated cost: $22,000. Filed Jan. 7.

Perschko Construction L.L.C., Beth-el, contractor for Chao Basco. Remodel existing kitchen and open nonbearing partition wall at 6 Arrowhead Court, Norwalk. Estimated cost: $15,000. Filed Jan. 7.

Pierni, Joe, contractor for Dacuna Builders. Demolition of a single-family dwelling at 8 Stanley Road, Darien. Esti-mated cost: $7,000. Filed Jan. 8.

Power Home Remodeling Group, Chester, Pa., contractor for Ron McK-night. Strip and reroof an existing single-family residence at 8 Splitrock Road, Norwalk. Estimated cost: $26,870. Filed Jan. 7.

Prest, Marian and John Prest, Darien, contractor for self. Perform interior al-teration to an existing single-family res-idence at 175 Middlesex Road, Darien. Estimated cost: $280,000. Filed Jan. 8.

Queiroga, Arthur, Bridgeport, con-tractor for self. Perform exterior renova-tions to an existing residential space at 117 Cornhill St., Bridgeport. Estimated cost: $3,700. Filed Jan. 9.

Quezada, Brookfield, contractor for self. Construct a barn and a garage to an existing single-family residence at 19 Berkshire Drive, Brookfield. Estimated cost: $60,000. Filed Dec. 30.

R+C Lowe, Darien, contractor for self. Additional alteration to an existing single-family residence at 26 Wildwood Lane, Darien. Estimated cost: $300,000. Filed Jan. 9.

Reda, Lisa and Louis Reda, Norwalk, contractor for self. Install a new gas fire-place at 39 Grey Hollow Road, Norwalk. Estimated cost: $10,000. Filed Jan. 9.

Rizzo Corp., Danbury, contractor for 25 Grove Partners L.L.C. Relocate first-floor office to second floor at 801 Main Ave., Norwalk. Estimated cost: $100,000. Filed Jan. 8.

Rodriguez, Rodrigo, Norwalk, con-tractor for self. Add one-story addition for master bathroom, one bedroom, create one full bathroom within exist-ing first floor at 8 June Ave., Norwalk. Estimated cost: $40,000. Filed Jan. 10.

Roger J. Walsh L.L.C., contractor for Mark J. Chamberlin and Deana D. Chamberlin. Remodel kitchen with new cabinets and flooring. Move ex-terior door to deck and fill in existing windows at 52 Linda Lane, Bethel. Esti-mated cost: $18,650. Filed Jan. 6.

Romano Brothers Builders, Bridge-port, contractor for self. Construct a two-story residential building at 45 Pitt St., Bridgeport. Estimated cost: $100,000. Filed Jan. 9.

S & W Builders, contractor for Carol Barr Matton. Additional alteration to an existing single-family residence at 47 Old Farm Road, Darien. Estimated cost: $250,000. Filed Jan. 6

Seigel, Hal, Bethel, contractor for self. Add half bath to second floor, a new kitchen and hot water heater at 67 Maple Ave., Bethel. Estimated cost: $20,500. Filed Jan. 8.

Sherwood, Maryne, contractor for self. Replace kitchen counter top and upgrade the bathrooms on the first and second floors at 91 Avery St., Stamford. Estimated cost: $7,500. Filed Jan. 8.

Sunlight Solar Energy, New Haven, contractor for Alla Koorn. Install solar panels flush to roof with grid-tied in-verter at 10 Old Redding Road, Redding. Estimated cost: $45,823. Filed Jan. 9.

Sweeney, John, Bethel, contractor for self. Tear down kitchen, bath, paneling and some sheet rock to check structure for a future plan at 24 Rockwell Road, Bethel. Estimated cost: $2,850. Filed Jan. 8.

Swimm Pools, contractor for Darrah. Install swimming pools and spa at 111 Peabody Lane, Darien. Estimated cost: $150,000. Filed Jan. 8.

T.M. Faucher, contractor for Theresa Christopher. Additional alteration to an existing single-family residence at 116 Raymond St., Darien. Estimated cost: $1,200. Filed Jan. 9.

Tepale Construction, Bridgeport, contractor for Wankulo. Perform interior renovations to an existing single-family residence at 227 Ogden St., Bridgeport. Estimated cost: $1,000. Filed Jan. 7.

THD at Home Services Inc., Shrews-bury, Mass., contractor for Anthony McNulty and Heather McNulty. Install and replace one window at 212 Godfrey Road, Weston. Estimated cost: $4,192. Filed Jan. 9.

Thomas A. Bennett Home Improve-ment, contractor for Gregory Russo and Kristin Russo. Remodel two bath-rooms and remove wall between kitch-en and dining room at 67 Lords High-way, Weston. Estimated cost: $25,000. Filed Jan. 7.

Tomlinson, John Lewis, Norwalk, contractor for self. Remodel existing kitchen and open nonbearing partition wall at 10 Dewal Drive, Norwalk. Esti-mated cost: $30,000. Filed Jan. 6.

Touchstone Construction, Ridge-field, contractor for Robert Serpico. Per-form front bump out, add portico and reconfigure kitchen, mudroom, powder room and bathrooms. Replace win-dows and doors at 19 Shagbark Road, Norwalk. Estimated cost: $515,100. Filed Jan. 6.

Town of Brookfield, Brookfield, contractor for self. Strip and reroof an existing structure at 8 Nabby Road, Brookfield. Estimated cost: $6,200. Filed Dec. 4.

Town of Brookfield, Brookfield, con-tractor for self. Reline walk in cooler at high school at 45 Long Meadow Hill Road, Brookfield. Estimated cost: $3,500. Filed Dec. 31.

Valdega, Joaquin, Bridgeport, con-tractor for self. Perform interior reno-vations on an existing single-family residence at 466-468 Charles St., Bridge-port. Estimated cost: $3,000. Filed Jan. 7.

Valentine, Mark, contractor for Nancy Previs. Add one-car garage shed at an existing single-family residence at 165 High View Drive, Stratford. Estimated cost: $950. Filed Jan. 7.

Walts Home Improvement, Oxford, contractor for Ryan Scherb and Kristin Scherb. Perform renovations to existing house. Add new garage, studio addition and kitchen and rework driveway at 19 Lords Highway East, Weston. Estimated cost: $305,000. Filed Jan. 8.

Wood Builders, contractor for Rich-ard Hill. Additional alteration to an existing single-family residence at 8 Wakeman Road, Darien. Estimated cost: $400,000. Filed Jan. 9.

Wright, Ronald, Norwalk, contractor for self. Perform one-story rear addition and add second half bathroom at 192 Wolfpit Ave., Norwalk. Estimated cost: $10,000. Filed Jan. 10.

Xavier, Lucinda, Bridgeport, contrac-tor for self. Perform interior renovations on an existing single-family residence at 547-551 Colorado Ave., Bridgeport. Esti-mated cost: $3,500. Filed Jan. 7.


on the recordGreater Bridgeport Transit, Bridge-port. Filed by Jose Luis Rodriguez, Fairfield. Plaintiff’s attorney: Lesser & Liberthal, Fairfield. Action: The plaintiff has brought this personal injury suit against the defendant, alleging that the defendant’s bus accelerated from a stop without warning, causing the plaintiff to fall to the ground and suffer injuries. The plaintiff seeks an amount greater than $15,000. Filed Dec. 17. Case no. 13CV6039965.

Moreira L.L.C., Bridgeport. Filed by Frederick Chapman, Bridgeport. Plain-tiff’s attorney: Miller Rosnick D’Amico August & Butler P., Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant, al-leging that the defendant’s employee struck the plaintiff with his car causing injuries to the plaintiff. The plaintiff seeks an amount greater than $15,000 exclusive of interests and costs. Filed Dec. 23. Case no. 14CV6040073.

Nationwide Insurance Co., Rocky Hill. Filed by Ronald Cascone, Strat-ford. Plaintiff’s attorney: Thomas M. Yuditski, Bridgeport. Action: The plain-tiff has brought this insurance policy suit against the defendant, alleging that the defendant’s undersigned driver col-lided with the plaintiff’s car, causing in-juries to the plaintiff. The plaintiff and defendant cannot agree on the amount of money, which represents fair com-pensation for the plaintiff’s injuries and damages. The plaintiff claims monetary damages in excess of $15,000 exclusive of interests and costs. Filed Dec. 20. Case no. 14CV6040051.

danBUry diSTriCT CoUrTAmerican Alternative Fuel L.L.C., West Coxsackie, N.Y. Filed by Norbert E. Mitchell Co. Inc., Danbury. Plaintiff’s attorney: O’Connell Attmore & Morris L.L.C., Hartford. Action: The plaintiff has brought this unfair trade suit against the defendant, alleging that the plain-tiff accidentally made two payments of $28,065 when only one payment was due. The defendant failed to return the amount over extended by the plaintiff. The plaintiff claims money damages, treble damages, punitive damages, at-torney fees, interest and any other relief deemed just and equitable by the court. Filed Dec. 24. Case no. 14CV6014337.

Cellarmate L.L.C., Southbury. Filed by Berkshire Refrigeration Service Inc., Danbury. Plaintiff’s attorney: Norman K. O’Connor, Danbury. Action: The plain-tiff has brought this breach-of-contract suit against the defendant for allegedly failing to pay $8,095 for labor, services and materials rendered by the plaintiff. The plaintiff claims monetary damages, cost of suit and reasonable attorney’s fees. Filed Dec. 31. Case no. 14CV6014371.

Chuckin’ It L.L.C., Easton. Filed by Winter Bros. Waste Systems of CT L.L.C., Danbury. Plaintiff’s attorney: Randolph T. Lovallo, Ridgefield. Action: The plain-tiff has brought this breach-of-contract suit against the defendant for allegedly failing to pay $16,070 for containers provided by the plaintiff. The plaintiff claims monetary damages, costs, in-terests and further relief as the court may deem appropriate. Filed Dec. 20. Case no. 14CV6014309.

Physicians for Woman P.C., New Haven. Filed by Sarah Jenson, Carmel, N.Y. Plaintiff’s attorney: The Berkow-itz Law Firm L.L.C., Stamford. Action: The plaintiff has brought this medical malpractice suit against the defendant alleging that the negligence of the defendant caused the plaintiff to give birth to a stillborn child. The plaintiff seeks monetary damages in excess of $15,000, costs and such other relief as the court deems just and proper. Filed Dec. 23. Case no. 14CV6014317.

Scalzo Group Inc., Bethel. Filed by Housatonic Habitat for Humanity Inc., Danbury. Plaintiff’s attorney: Brown Rudnick L.L.P., Hartford. Action: The plaintiff has brought this property suit against the defendant for allegedly fail-ing to provide reasonable professional real estate services. Because of the defendant’s failures, the plaintiff discov-ered that the soil under its property was contaminated with hazardous materi-als. The plaintiff requests a judgment from the court seeking money dam-ages, interests, costs, attorney’s fees and such other further legal or equitable relief as may be required. Filed Dec. 20. Case no. 14CV6014310.

STamford diSTriCT CoUrTCornell University Veterinary Specialists Inc., Stamford. Filed by Melissa McDaniel, Stamford. Plaintiff’s attorney: Mark Daniel Sherman, Stam-ford. Action: The plaintiff has brought this unlawful termination suit against the defendant alleging that the defen-dant violated Connecticut law. Plaintiff reported the defendant’s improper practices and the defendant retali-ated against the plaintiff for engaging in whistle blowing actions. Plaintiff seeks compensatory damages, general and consequential damages, punitive damages, attorney’s fees, costs and such further and other equitable relief. Filed Dec. 23. Case no. 14CV6020771.

Nolan & Nolan P.C., Pembroke, Mass. Filed by The Lawyers Group Advertis-ing Inc., Darien. Plaintiff’s attorney: Ross M. Chintz, Darien. Action: The plaintiff has brought this breach of contract suit against the defendant for allegedly fail-ing to pay $10,894 for advertising servic-es rendered by the plaintiff. The plaintiff claims monetary damages, prejudg-ment interest, attorney’s fees, the costs and disbursements of this action and such other further relief as this court deems just and proper. Filed Dec. 17. Case no. 13CV6020725.

Post & Beach Associates L.P., Bridge-port. Filed by Lillian Concepcion, Nor-walk. Plaintiff’s attorney: Tooher Wocl & Leydon L.L.C., Stamford. Action: The plaintiff has brought this personal in-jury suit against the defendant, alleging that the plaintiff slipped and fell due to a raised concrete slab on the defendant’s premise. The plaintiff claims monetary damages in excess of $15,000, interests and costs and any other relief in law or equity as may appertain. Filed Dec. 18. Case no. 14CV6020737.

The Hertz Co., Hartford. Filed by Sara F. Goldstein, Old Tappan, N.J. Plain-tiff’s attorney: Tooher Wocl & Leydon L.L.C., Stamford. Action: The plaintiff has brought this personal injury suit against the defendant, alleging that the defendant’s employee struck the plain-tiff with his car causing injuries to the plaintiff. The plaintiff seeks an amount greater than $15,000 exclusive of inter-ests and costs. Filed Dec. 26. Case no. 14CV6020810.

Wendon Company Inc., Stamford. Filed by Edwin Castro, Norwalk. Plain-tiff’s attorney: Ury & Moskow L.L.C., Fairfield. Action: The plaintiff has brought this suit of discrimination against the defendant alleging that he suffered a work-related injury while employed by the defendant. He had to miss work due to his injury and when he returned to work, the defendant, furious that he had missed work due to the injury, fired the plaintiff. The plain-tiff claims monetary damages in excess of $15,000 court costs, attorney’s fees and such other and further relief as the court may deem just and proper. Filed Dec. 19. Case no. 14CV6020763.

SUPerior CoUrTCourt Support Services. Filed by John McGrath, Windsor Lock. Action: The plaintiff has filed a habeas corpus petition with the state. Filed Jan. 7. Case no. 14CV00015.

General Electric Co. Filed by Donald Hague. Plaintiff’s attorney: Amity L. Arscott, Groton. Action: The plaintiff has brought a personal injury/asbestos suit against the defendant relating to work environment conditions and ex-posure to asbestos fibers. Filed Jan. 9. Case no. 14CV00031.

Heritage Real Estate Services L.L.C. Filed by Christopher Schirmer. Plaintiff’s attorney: Heyber Law Firm L.L.C., Hart-ford. Action: The plaintiff has brought a labor fair standards suit against the defendant caused by the denial of overtime compensation. Filed Jan. 9. Case no.14CV00032.

Insassy Inc. Filed by SCS Direct Inc. Plaintiff’s attorney: Ari J. Hoffman, Bridgeport. Action: The plaintiff has brought a trademark infringement suit against the defendant. Filed Jan. 7. Case no.14CV00020.

Johnson & Johnson. Filed by Franc-esca Vasconcelos. Plaintiff’s attorney: David Bernard, Bridgeport. Action: The plaintiff has brought a personal injury product liability suit against the defen-dant caused by the misrepresentation of the product Gynemesh. Filed Jan. 7. Case no. 14CV00016.

Lincoln College of New England. Filed by Leonard J. Roy Jr., Bristol. Ac-tion: The plaintiff has brought a civil rights job suit against the defendant caused by discrimination. Jan. 10. Case no. 14CV00029.

MAQUET Cardiopulmonary AG et al. Filed by Nolen-Hoeksema et al. Plaintiff’s attorney: David N. Rosen, New Haven. Action: The plaintiff has brought a personal injury product liability suit against the defendant. Filed Jan. 7. Case no. 14CV00022.

O. F. Mossberg & Son Inc. Filed by Gary Dufresne. Plaintiff’s Attorney: Igor I. Sikorsky Jr., Unionville. Action: The plaintiff has brought a civil rights: American with Disabilities Employ-ment suit against the defendant and seeking $5 million in damages. Filed Jan. 7. Case no. 14CV00021.

Owen et al. Filed by Black et al. Plain-tiff’s attorney: Patrick A. Klingman, Hartford. Action: The plaintiff has brought a contract: recovery/enforce-ment suit against the defendant caused by a contract dispute. Filed Jan. 7. Case no. 14CV00023.

Personalized Home Care Ltd. Filed by Maria Lopez. Plaintiff’s attorney: Daly, Weihing & Bochanis, Bridgeport. Action: The plaintiff has brought a civil rights suit against the defendant re-lated to job discrimination. Filed Jan. 10. Case no. 14CV00037.

United States Homeland Security et al. Filed by James Walsh, Somers. Ac-tion: The plaintiff has brought a prison-er civil rights suit against the defendant. Filed Jan. 8. Case no.14CV00027.

USA. Defendant’s attorneys: Alina Reyn-olds et al, Bridgeport. Filed by Kenneth Richardson. The plaintiff has brought a prisoner vacate sentence suit against the defendant with a motion to vacate/correct an illegal sentence relating to mandatory term-of-life imprisonment based on two prior convictions. Filed Jan. 8. Case no. 14CV00028.

Walmart Stores Inc. Filed by Levi Argust. Plaintiff’s attorney: Terrance M. Wynne, Bridgeport. Action: The plaintiff has brought a personal in-jury suit against the defendant caused by store negligence. Filed Jan. 10. Case no. 14CV00038.

DEEDS

CommerCiaL

210 Atlantic L.L.C., Stamford. Seller: Atlantic 220 L.L.C., Stamford. Property: 210 - 220 Atlantic St., Stamford. Amount: $3.3 million. Filed Jan. 8.

2-6 Research Drive L.L.C., Bethel. Seller: Berkshire Industrial Corp., Beth-el. Property: 2-6 Research Drive, Bethel. Amount: $1 million. Filed Jan. 9.

Aiken Street Development L.L.C. Seller: Jason Milligan and Michael Fran-kenfield. Property: Lots No. 200 and 203, Map No. 499 and 13488, Norwalk. Amount: $300,000. Filed Jan. 9.

Bank Of America N.A. Seller: Nereida Nieves, Valley Cottage, N.Y. Property: Apt. 91 at Building No. 31 at Success Vil-lage Condo, Bridgeport. Amount: $1. Filed Jan. 8.

Bank of America N.A. Seller: Michael C. Taylor, Bridgeport. Property: 1290 Success Ave., Stratford. Amount: undis-closed. Filed Jan. 9.

ECB Realty L.L.C., Newtown. Seller: 337 Federal Road Development L.L.C., Danbury. Property: Lot 4, Huckleberry Hill District, Brookfield. Amount: $360,000. Filed Jan. 6.

Federal National Mortgage Asso-ciation Dallas, Texas. Seller: Richard Barrett, Norwalk. Property: 25 Grand St., Unit 166, Norwalk. Amount: undis-closed. Filed Jan. 6.

Green Capital L.L.C., New York City. Seller: PNC Bank N.A., Stamford. Prop-erty: 186 Crystal Lake Road, Stamford. Amount: $325,000. Filed Jan. 6.

Habitat for Humanity of Coastal Fairfield County Inc., Bridgeport. Seller: McGivney Community Center Inc., Bridgeport. Property: 359-363 Still-man St., Bridgeport. Amount: $7,500. Filed Jan. 8.

HCS R.E. Holdings L.L.C., Stamford. Seller: Lee J. Dietrich, Stamford. Prop-erty: 1051 Long Ridge Road, Stamford. Amount: $1.2 million. Filed Jan. 9.

J.C. Ehrlich Co. Inc., Wyomissing, Pa. Seller: Bliss RE L.L.C., Norwalk. Proper-ty: Lots 15 and 16, Map No. 612, Norwalk. Amount: $1.3 million. Filed Jan. 9.

Lucien Investors, L.L.C., Stratford. Seller: VMF REO Inc., Dover, Del. Prop-erty: 429 Fairview Ave., Bridgeport. Amount: $85,000. Filed Jan. 9.

Main Street Business Management, Bridgeport. Seller: 500 North Avenue L.L.C., Stratford. Property: Park Cem-etery, Bridgeport. Amount: $130,000. Filed Jan. 8.

Marzilands L.L.C., Stamford. Seller: Partners Property L.L.C., Westport: Property: 60 Strawberry Hill Ave., Unit 101D, Stamford. Amount: $1.3 million. Filed Jan. 7.

Mason Acquisition L.L.C., New York City. Seller: 125 Mason Group L.L.C., Greenwich. Property: 253 Mason St., Greenwich. Amount: $1.5 million. Filed Jan. 8.

Mason Acquisition L.L.C., New York City. Seller: MasonTW L.L.C., Greenwich. Property: 254 Mason Street, Greenwich. Amount: $1.5 million. Filed Jan. 8.

Sando Investments L.L.C, Dan-bury. Seller: Juan B. Hernandez and Vilma Nieves, Bridgeport. Property: 387-389 Kent Ave., Bridgeport. Amount: $105,100. Filed Jan. 8.

Secretary of Housing and Urban Development, Washington, D.C., Oklahoma City, Okla. Seller: Connecti-cut Housing Finance Authority, Rocky Hill. Property: 96 Orange St., Stratford. Amount: $1. Filed Jan. 8.

Secretary of Housing and Urban Development, Washington, D.C. Seller: Midfirst Bank, Property: 110 McGrath Court, Stratford. Amount: undisclosed. Filed Jan. 8.

SNL L.L.C., Stamford. Seller: Chiyoko Taninari Quasius, Stamford. Property: 255 Strawberry Hill Ave., Unit E4, Stam-ford. Amount: $300,000. Filed Jan. 7.

Synergy Partners Real Estate L.L.C., Hicksville, N.Y. Seller: 445 Wilson Re-alty Corp. Greenwich. Property: 148 East Ave., Unit 2H, Norwalk. Amount: $462,500. Filed Jan. 10.

Urstadt Biddle Properties Inc., Greenwich. Seller: First Bethel Asso-ciation L.L.C., Stamford. Property: 48 Grassy Plain St., Bethel. Amount: $9 mil-lion. Filed Jan. 8.

Wall Street Theater Company Inc., Norwalk. Seller: Mary A. Kyriakides, Norwalk. Property: Map No. 7490, Nor-walk. Amount: $1.5 million. Filed Jan. 7.

Web River L.L.C., Darien. Seller: Sal-vatore Vento, Norwalk. Property: Parcel A, Map No. 3693, Norwalk. Amount: $355,000. Filed Jan. 7.

Wilton GSE L.L.C., Quincy, Mass. Sell-er: Wilton 372 Associates L.L.C., Wilton. Property: Lot 6.036, Map No. 3767, Wil-ton. Amount: undisclosed. Filed Jan. 7.

reSidenTiaL

Agulay, Cecille, Stamford. Seller: Mi-chael Limone and James Bradley Eaton, Stamford. Property: Lot 21, Map 4120, Stamford. Amount: $320,000. Filed Jan. 8.

Alonzi, Allison B. and Matthew Tay-lor, Wilton. Seller: Clement C. Hipkins, Wilton. Property: Lot 10, Map 2755, Wil-ton. Amount: $575,000. Filed Jan. 10.


on the recordWissinger, Emily, Stamford. Seller: Derek Brown and Alisha Brown, Nor-walk. Property: Lot 69, Map 1048, Nor-walk. Amount: $371,000. Filed Jan. 9.

Zakka, Adam C., Greenwich. Seller: Mi-chele M. Marsh, Greenwich. Property: 64 Howard Road, Greenwich. Amount: $2.2 million. Filed Jan. 10.

Zhou, Rongrong, Bridgeport. Seller: Benjamin Fascitelli, Bridgeport. Prop-erty: Unit 4302 at Lofts on Lafayette Condominium, Bridgeport. Amount: $45,000. Filed Jan. 8.

FORECLOSURES

Bencivengo, Stacey, et al. Creditor: HSBC Bank USA N.A. Property: 39 Deer Run Road, Brookfield. Delinquent com-mon charges. Filed Jan. 8.

Buckner, Benjamin R. Jr. Creditor: CitiMortgage Inc. Property: Lot 3, Nor-walk. Mortgage default. Filed Jan. 6.

Camilo, Pedro, et al. Creditor: JPM-organ Chase Bank N.A. Property: 32-34 Third St., Bridgeport. Mortgage default. Filed Jan. 8.

Cruz, Ary Jr., et al. Creditor: U.S. Bank N.A. Property: 312 Foxboro Drive, Unit 312, Norwalk. Mortgage default. Filed Jan. 9.

Fox, Carol Morris and Stephen L. Fox, Creditor: Finance California. Prop-erty: 210 Buena Vista Drive, Greenwich. Mortgage default. Filed Jan. 10.

Kallivrousis, Danny R., et al. Credi-tor: Sandy Lane Village Condominium Association Inc. Property: Unit 91 in Sandy Lane Village, Brookfield. Delin-quent common charges. Filed Jan. 8.

Kearns, Donna, et al. Creditor: HSBC Bank USA N.A. Property: Orchard Prop-erty, Lot 12, Map 2-94, Brookfield. Mort-gage default. Filed Jan. 9.

Mcardle, Mary, et al. Creditor: JPM-organ Chase Bank N.A. Property: 140 Pilgrim Road, Bridgeport. Mortgage de-fault. Filed Jan. 9.

Phammachanh, Kham and Kane Phammachanh, et al. Creditor: JPM-organ Chase Bank N.A. Property: 123-125 Prince St., Bridgeport. Mortgage default. Filed Jan. 8.

Sheikh, Mansoor, et al. Creditor: U.S. Bank N.A. Property: 66 River Bend Road, Stratford. Mortgage default. Filed Jan. 10.

Alves, Alaerte, Bridgeport. Seller: Ruben Santana, Jr., Bridgeport. Prop-erty: 339-341 Orchard St., Bridgeport. Amount: $110,000. Filed Jan. 7.

Ambrose, Franklyn H. Auburn, Wash. Seller: Cosmo Iadanza, Stam-ford. Property: 5 Clarmore Drive, Unit 1A, Norwalk. Amount: $122,000. Filed Jan. 10.

Bahadur, Raj and Erina Khad-kakunwar, Saddlebrook, N.J. Seller: Bethel Danbury Two L.L.C., White Plains, N.Y. Property: 16 Bristol Terrace, Unit 3504, Bethel. Amount: undis-closed. Filed Jan. 9.

Balarezo, Roxana P., Bridgeport. Seller: Carl W. Augustin, Bridgeport. Property: 179 Robert St., Bridgeport. Amount: $77,000. Filed Jan. 7.

Bella, Issey Della and Christian Del-la Bella, Norwalk. Seller: Sono Capital L.L.C., Norwalk. Property: Lot 5, Map 4006, Norwalk. Amount: $370,000. Filed Jan. 9.

Benoliel, Shelley R. and Alexander M. Benoliel, Stamford. Seller: Roy S. Lee and Vera M. Craddock-Lee, Stam-ford. Property: Lot 5, Stamford. Amount: $770,000. Filed Jan. 7.

Brown, Jackie and Matthew S. Brown, Orange, Calif. Seller: Richard J. Sullivan and Susan J. Sullivan, Wilton. Property: Parcel 36, Map 4126, Wilton. Amount: $1.1 million. Filed Jan. 10.

Cahn, James M., Stamford. Seller: Olga Lazareva, Wilton. Property: Unit 52 of Heywood Heights Condominium, Stamford. Amount: $350,000. Filed Jan. 9.

Callands, Kermit, Bridgeport. Seller: Christian DiSimone and Mary Lynn Webster, Bridgeport. Property: Unit C-8 at Rivers Edge Condominium, Bridge-port. Amount: $156,800. Filed Jan. 6.

Cerovsky, Laura, Norwalk. Seller: Gabriel S. Demott, Norwalk. Property: Lot 5, Map 2590, Norwalk. Amount: $206,100. Filed Jan. 10.

Cohen, Samara Petra and Adam Stuart Cohen, Park Avenue, N.Y. Seller: Peter Tague and Cheryl Taque, Bronx-ville, N.Y. Property: 557 Round Hill Road, Greenwich. Amount: $4.8 million. Filed Jan. 10.

Corbazhi, Kreshnik, Stamford. Sell-er: Manuel Banegas and Maria Bane-gas, Stratford. Property: 100 N. Acres Place, Stratford. Amount: $260,000. Filed Jan. 6.

Cummings, Jane M., Greenwich. Sell-er: Jenny Prottas, Greenwich. Property: 36 Widgeon Way, Greenwich. Amount: $1.5 million. Filed Jan. 6.

Daniels, Lisa and Cathy Gold-schmidt Huskins, Stamford. Seller: David L. Durbin and Loralee Durbin, Stamford. Property: 700 Summer St., Unit 6F, Stamford. Amount: $135,000. Filed Jan. 10.

Davidge, Jennifer T., Millford. Seller: Elizabeth M. Skene, Stratford. Property: 55 Allyndale Drive, Stratford. Amount: $168,000. Filed Jan. 7.

DeCarvalho, George U., Stamford. Seller: Elizabeth A. Jacobson, Stamford. Property: 1 Strawberry Hill Court, Stam-ford. Amount: $245,000. Filed Jan. 8.

Doheny, Amanda Edwards and Chris A. Doheny. Stamford. Seller: Palmer Hill L.L.C., Stamford. Property: 77 Havemeyer Lane, Stamford. Amount: $1 million. Filed Jan. 6.

Doria, Danielle M., Wilton. Seller: Diane Ellen Drew, Huntley’s Cove, Aus-tralia. Property: 19 Village Walk, Wilton. Amount: $320,000. Filed Jan. 7.

Eapenm Nithin G. and Priyanka Jo-seph Stamford. Seller: Leandro Rizzuto Jr. and Denise Rizzuto. Highland Beach, Fla. Property: 1 Revonah Circle, Stam-ford. Amount: $1.3 million. Filed Jan. 6.

Egge, Elizabeth, Danbury. Seller: Ruby Ryles and Jules A. Martin, Bayside, N.Y. Property: 16 Westview Lane, Brookfield. Amount: $367,000. Filed Jan. 7.

Eiges, Alison and Aaron Eiges, Stam-ford. Seller: Steven Betzios and Elaine Betzios, Greenwich. Property: 60 Con-necticut Ave., Greenwich. Amount: $1.3 million. Filed Jan. 6.

Esquenazi, Stephanie L. and Marc I. Esquenazi, Greenwich. Seller: ES Ven-tures One L.L.C., Southport. Property: 12 Baldwin Farms South, Greenwich. Amount: $5.125 million. Filed Jan. 6.

Ezarik, Mellisa B. and William G. Ezarik Jr. Stratford. Seller: Bohdan Buryj and Victoria Buryj, Stratford. Property: 42 Greenfield Ave., Stratford. Amount: $150,000. Filed Jan. 10.

Farberov, Yevgeny, Norwalk. Seller: Philip J. Georgas and Pamela D. Geor-gas Norwalk. Property: 11 Ferris Ave., Unit 1, Norwalk. Amount: $170,000. Filed Jan. 6.

Fierstein, Jennifer R., Westport. Sell-er: Irwin S. Lampert and Judith Lam-pert, Boca Raton, Fla. Property: Unit 107 of Harbor House on The Narrows Condo, Stamford. Amount: $470,000. Filed Jan. 7.

Fitzpatrick, Robert, Westport. Seller: Federal National Mortgage Association. Property: 1 Linden St., Unit B16, Nor-walk. Amount: $238,000. Filed Jan. 9.

Franco, Stefanie and Konstantinos Aivalis, Stamford. Seller: Ekaterin Am-anatides, Stamford. Property: Unit 12, Chesterfield Condominium, Stamford. Amount: $310,000. Filed Jan. 8.

Freitas, Elisabete A., Lowell, Mass. Seller: Carlo M. Coelho, Trumbull. Prop-erty: 827 North Ave., and 815 North Ave., Bridgeport. Amount: $553,500. Filed Jan. 8.

Freshman, Leah and Daniel Fresh-man, Norwalk. Seller: Susan C. Davis, Greenwich. Property: 71 Osborne Ave., Unit B13, Norwalk. Amount: $337,000. Filed Jan. 9.

Girshin, Marina. Stamford. Seller: OneWest Bank, FSB. Stamford. Prop-erty: 25 Havemeyer Lane, Stamford. Amount: $491,000. Filed Jan. 6.

Hahn-Re, Carolyn, Greenwich. Seller: Margaret LeGros Doody, Stamford. Property: 69 Maple Tree Ave. Unit 4, Stamford. Amount: $280,000. Filed Jan. 9.

Heidenreich, Liria C., Stamford. Seller: 33 Broad Street Associates L.L.C., Stamford. Property: 1 Broad St., Unit 17A, Stamford. Amount: $925,000. Filed Jan. 9.

Ismai, Esref, New Canaan. Seller: Sung Bong Kang and Hyoyoon Kand, Stam-ford. Property: Lot 12, Map 3311, Stam-ford. Amount: $672,000. Filed Jan. 10.

Kane, David J., Greenwich. Seller: Me-hdi Sunderji and Elizabeth E. Brown, Greenwich. Property: Unit 122 of Palm-er Point Condominium. Greenwich. Amount: $682,000. Filed Jan. 8.

Kumar, Sumit and Prabhjot K. Grewel, Greenwich. Seller: Roger E. Frank and Nina L. Renna, Greenwich. Property: 1 Lake Drive, Greenwich. Amount: $2.2 million. Filed Jan. 7.

Latimore, Anais and Damian Lati-more, Stamford. Seller: James A. Fer-rell, Stamford. Property: 49 Albin Road, Stamford. Amount: $615,000. Filed Jan. 8.

Lopez, Dayana, Bridgeport. Seller: FM 611 LTD, Dallas, Texas. Property: 128 At-lantic St., Bridgeport. Amount: $28,000. Filed Jan. 7.

Lou, Xio Jia and Xiang Wang, Nor-walk. Seller: Robert L. Ferguson and Lynn B. Ferguson, Weston. Property: 33 Wampum Hill Road, Weston. Amount: $1.1 million. Filed Jan. 7.

Luniewski, Krystztof, Stamford. Seller: Vladimir Khazan and Rozalia Khazen, Stamford. Property: 96 Colum-bus Place, Unit 9, Stamford. Amount: $260,000. Filed Jan. 6.

Mahajan, Himmani and Sajeev Pow-ari. Stamford. Seller: Abraham T. Kane and Meredith B. Kane, Stamford. Prop-erty: Unit 103 D of Highview Estates II, Stamford. Amount: $589,500. Filed Jan. 6.

Maleszewski, Piotr, Stamford. Seller: Stephen Russo, Stamford. Property: 697 Cove Road, Unit 1E, Stamford. Amount: $170,000. Filed Jan. 8.

Martinez, Ruben, Bridgeport. Seller: Gloria Patricia Suarez, Bridgeport. Prop-erty: 190 Prince St., Bridgeport. Amount: $16,000. Filed Jan. 9.

Mathew, Vikram, Stamford. Seller: Deanna Garisto, Stamford. Property: 180 Glenbrook Road, Unit 28, Stamford. Amount: $315,000. Filed Jan. 9.

Meyers, Lance, Stamford. Seller: Chris-topher Hoffman, Stamford. Property: 138 Nichols Ave., Stamford. Amount: $375,000. Filed Jan. 7.

Michols, Christopher, Ansonia. Seller: US Bank N.A., West Palm Beach, Fla. Property: 335 Cannon Drive, Stratford. Amount: $166,454. Filed Jan. 9.

Milne, Vanessa and Matthew Hurta, Greenwich. Seller: Wayne Saunders, Jr. and Jill S. Saunders, Stamford. Prop-erty: 121 Hartswood Road, Stamford. Amount: $761,600. Filed Jan. 10.

Murphy, Erin M. and John T. Mur-phy, Greenwich. Seller: Thomas P. Weller and Judith M. Weller Greenwich. Property: 219 Edgewater Drive, Green-wich. Amount: $1.1 million. Filed Jan. 10.

Nielsen, Sandy V. and Thomas B. Nielsen, Fairfield. Seller: Christine C. Petersen Jr. and Katherine R. Petersen, Epping, N.H. Property: 685 Success Ave., Unit 6 Stratford. Amount: $63,500. Filed Jan. 8.

Ozyck, Stephen, Bridgeport. Seller: Federal National Mortgage Association. Property: Unit 238 at Nob Hill Condo-minium, Bridgeport. Amount: $47,500. Filed Jan. 8.

Panayoty, Michaelle O., Stamford. Seller: Myriel Ines and Allen Ines, Stam-ford. Property: 178 Seaton Road, Unit A4, Stamford. Amount: $136,919. Filed Jan. 8.

Paulino, Louis G., Bronx, N.Y. Seller: Michael Hickey and Lori Hickey, Wilton. Property: 10 New St., Wilton. Amount: $325,000. Filed Jan. 7.

Qazi, Sumaira Razzaq and Bilal H. Qazi, Norwalk. Seller: Federal National Mortgage Association. Property: 3 Oak-wood Ave., Unit A8, Norwalk. Amount: $225,000. Filed Jan. 8.

Qi, Stephanie Y. Mahopac, N.Y. Seller: Mason P. Slaine, Greenwich. Property: 70 Baldwin Farms South, Greenwich. Amount: $4 million. Filed Jan. 10.

Rivera, Edward, Bridgeport. Seller: Annette Castelot, Stratford. Property: 305 Fox Hill Road, Stratford. Amount: $305,000. Filed Jan. 7.

Rodriguez, Ruben and Magdalena Rodriguez, Hephzibah, Ga. Seller: Yolanda Perez, Bridgeport. Property: 324-326 Brook St., Bridgeport. Amount: $75,000. Filed Jan. 7.

Seperack, Andrew, Bridgeport. Seller: Anna Marie Perry, Bridgeport. Proper-ty: 264 Truman St., Bridgeport. Amount: $160,000. Filed Jan. 9.

Sheehy, Theresa and Jay B., Stratford. Seller: The Grace Evangelical Lutheran Church, Stratford. Property: 150 Chapel St., Stratford. Amount: $150,000. Filed Jan. 6.

Skudrzyk, Bogusia, Bridgeport. Seller: Robert T. Perry and Candace Clinger, Trumbull. Property: Unit 316 at Cove Condominium, Bridgeport. Amount: $127,000. Filed Jan. 9.

Spetsaris, Bonnie and Konstantine Spetsaris, Norwalk. Seller: George C. Voss and Mary Cowan Voss, Redding. Property: 12 Hidden Lake Ridge, Wilton. Amount: $1.1 million. Filed Jan. 8.

Sunstrum, Lori and Graham Geye-sky, Greenwich. Seller: Adam Edison, Greenwich. Property: Map 4876, Green-wich. Amount: $1.2 million. Filed Jan. 8.

Tamburro, Stefanina and Giuseppe Tamburro, Norwalk. Seller: Federal National Mortgage Association. Prop-erty: 50 Aiken St., Unit 383, Norwalk. Amount: $231,000. Filed Jan. 8.

Thomas, Windell K., Bridgeport. Sell-er: Beechwood Properties, Bridgeport. Property: 85 Orchard St., Bridgeport. Amount: $110,000. Filed Jan. 7.

Wang, Xiang and Xiao Jia Lou, Norwalk. Seller: Robert L. Ferguson, Weston. Property: Lot 2.012, Map 4189, Wilton. Amount: undisclosed. Filed Jan. 8.

Wilson, Judith and Michael Wilson, Norwalk. Seller: John M. Perella, Green-wich. Property: 50 Plattsville Ave., Nor-walk. Amount: $247,500. Filed Jan. 10.


on the recordStrack, Christopher M., et al., Credi-tor: Sovereign Bank N.A. Property: 1140 Laurel Ave., Bridgeport. Mortgage de-fault. Filed Jan. 7.

Thompson, Florence, et al. Creditor: JPMorgan Chase Bank N.A. Property: 94-94 Bell St., Bridgeport. Mortgage de-fault. Filed Jan. 7.

Villa, Adriana, et al. Creditor: The Bank of New York. Property: 29 Van Buren Ave., Unit K-5, Norwalk. Mortgage default. Filed Jan. 9.

JUDGMENTS

Angeloni, Debra, West Redding. $1,305.52, in favor of Danbury Hospital, Danbury, by Robert L. Peat. Property: 160 Sunset Hill Road, Redding. Filed Jan. 6.

Bickelhaupt, Mary, Brookfield. $1,616.77, in favor of Danbury Hospital, Danbury, by Robert L. Peat. Property: 57 Mill Drive, Brookfield. Filed Jan. 8.

Bottex, Pauline, Bridgeport. $3,518.12, in favor of Cach L.L.C., Denver, Colo, by Tobin & Melien. Property: 138 Wilcox St., Bridgeport. Filed Jan. 9.

Catalan Roberto, Stamford. $5,518, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Tobin & Melien. Property: 240 Culloden Road, Stamford. Filed Jan. 9.

Cortella, Diane, Bridgeport. $10,449.58, in favor of Asset Acceptance L.L.C., Warren, Mich, by Tobin & Melien. Property: 70 Holland Circle, Bridgeport. Filed Jan. 7.

Denitto, Christopher, Stratford. $2,153.83, in favor of Plimton & Hills Co., Hartford, by Jeffrey A. Beckman. Property: 50 Silver Lane, Stratford. Filed Jan. 10.

Escocha, Ana, Bridgeport. $5,000, in favor of Credit Management Co., Madison, by John. N. Rich. Property: 435 Wells St., Bridgeport. Filed Jan. 7.

Flittner, Bea, Stratford. $2,947.29, in fa-vor of Asset Acceptance L.L.C., Warren, Mich., by Tobin & Melien. Property: 206 Holmes St., Stratford. Filed Jan. 9.

Hall, Ulies M., Bridgeport. $742.27, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Tobin & Melien. Property: 147 Trumbull Ave., Bridgeport. Filed Jan. 9.

Haymes, Geneva L., Stratford. $53,858.62, in favor of Asset Acceptance L.L.C., Warren, Mich., by Tobin & Melien. Property: 16 Franklin Ave., Apt. 16, Strat-ford. Filed Jan. 8.

Hermes, Harold, et al., Newtown. $5,628.26, in favor of United Refrig-eration Inc., New Haven, by Sugarmann And Sugarmann. Property: 5 Cove Ave., Norwalk. Filed Jan. 10.

Limone, William C., Norwalk. $8,655.55, in favor of Capital One Bank N.A., Glenn Allen, Va., by the Law Offices of Howard Lee Schiff. Property: 16 Pet-tom Road, Norwalk. Filed Jan. 6.

Luciano, Walter S., Stratford. $18,436.05, in favor of Asset Acceptance L.L.C., Warren, Mich., by Tobin & Melien. Property: 1853 Main St., Stratford. Filed Jan. 8.

Martinez, Lizette, Bridgeport. $1,824.47, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Tobin & Melien. Property: 184 Nautlis Road, Bridgeport. Filed Jan. 9.

McCann, Gale C., Bridgeport. $17,152.72, in favor of Asset Acceptance L.L.C., Warren, Mich, by Tobin & Melien. Property: 152 Elmsford Road, Bridge-port. Filed Jan. 9.

Morales, Yaridza, Stratford. $27,866.65, in favor of Unifund Corp., Cincinnati, Ohio, by Tobin & Melien. Property: 26 Agresta Terrace, Stratford. Filed Jan. 8.

Oboy, Angelina, Norwalk. $2,115.48, in favor of GE Capital Retail Bank, Al-pharetta, Ga., by the Law Offices Of Howard Lee Schiff. Property: 4 Frank St., Norwalk. Filed Jan. 6.

Palmer, Sharon and Brian Palmer, Bethel. $803.06, in favor of Bethel Vol-unteer Fire Department, Bethel, by Rob-ert L. Peat. Property: 6A Midway Drive, Bethel. Filed Jan. 8.

Plaza, Jose, Stratford. $890.44, in favor of Santa Energy Co., Bridgeport, by Ja-nine M. Becker. Property: 346 Masarik Ave., Stratford. Filed Jan. 7.

Roberts, Fay C., Bridgeport. $1,714.12, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Tobin & Melien. Property: 125 Ezra St., Bridgeport. Filed Jan. 7.

Stabbs, Veronica, Bridgeport. $6,989.80, in favor of Midland Fund-ing L.L.C., San Diego, Calif, by the Law Offices Of Howard Lee Schiff. Property: 160 Roselle St., Bridgeport. Filed Jan. 6.

Underhill, Wesley M., Brookfield. $4,791.59, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Schechtman Halperin Savage L.L.P. Property: 59 Mist Hill Drive, Brookfield. Filed Jan. 9.

Yoon, Hyo J., Branford. $4,125.19, in fa-vor of Unifund Corp., Cincinnati, Ohio, by Tobin & Melien. Property: 39 Rogers St., Branford. Filed Jan. 6.

Yoon, Hyo J., Branford. $4,125.19, in fa-vor of Unifund Corporation, Cincinnati, Ohio, by Tobin & Melien. Property: 543 Artic St., Bridgeport, Filed Jan. 9.

LEASES

Penmar Industries Inc., by Eddy Rodriguez. Landlord: R & S Real Estate Holdings L.L.C. Property: 35 Ontario St., Stratford. Term: 21 years, Commencing Aug. 22, 2012. Filed Jan. 9.

LIENS

federaL TaX LienS-fiLed

Brennan Jr., Patrick F., 136 Southwest Drive, Stamford. $29802, tax debt on in-come earned. Filed Jan. 7.

Chaglasian, Sheila A. and Andrew K. Chaglasian, 22 Great Hill Road, Norwalk. $3,526, tax debt on income earned. Filed Jan. 8.

Colon, Migdalia and Pablo Dejesus, 59 Ann Terrace, Stratford. $11,034.46, tax debt on income earned. Filed Jan. 6.

Create A Scape Garden & Mainte-nance L.L.C., 31 Taylor Ave., Norwalk. $30,699, payroll taxes. Filed Jan. 7.

Gretz, Ruth L., PO Box 7942, Green-wich. $581, tax debt on income earned. Filed Jan. 8.

Guyer, Carolyn H. and Ervin Guyer, 130 Fishing Trail, Stamford. $78,283, tax debt on income earned. Filed Jan. 8.

Morley, Rhonda A. and Daniel T. Morley, 6 Hunter St., Greenwich. $79,008, tax debt on income earned. Filed Jan. 6.

Morrell, Helga H. and John D. Morell, 57 Mountain Road, Wilton. $841,356, tax debt on income earned. Filed Jan. 7.

Thompson, Barbara H., 5 Bayne St., Norwalk. $31,919, tax debt on income earned. Filed Jan. 7.

Vitti Landscape L.L.C., 1 Cora Lane, Wilton. $3,522.66, tax debt on income earned. Filed Jan. 8.

meCHaniC’S LienS-fiLed

Knights of Columbus Charities Inc. Stamford. Filed by Verdi Construction Co. L.L.C. by Curtis Verdi. Property: 163 Skymeadow Drive, Stamford. Amount: $66,143 Filed Jan. 7.

LIS PENDENS

Angeski, Daniels J., et al., Stratford. Filed by Bendett & McHugh P.C., Farm-ington, for Nationstar Mortgage L.L.C. Property: 31 Conners Lane, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $165,000, dated October 2002. Filed Jan. 8.

Butler, Michael, et al., Stratford. Filed by Bendett & McHugh P.C., Farmington, for Bank of America N.A. Property: 346 Garbaldi Ave., Stratford. Action: to fore-close on a delinquent mortgage in the original principal amount of $243,079, dated September 2007. Filed Jan. 10.

Caro, Kristin, et al., Brookfield. Filed by Bendett & McHugh P.C., Farmington, for Citimortgage Inc. Property: 184 Long Meadow Hill Road, Brookfield. Action: to foreclose on a delinquent mortgage in the original principal amount, dated November 2006. Filed Jan. 10.

Clarke, Daniels, Stamford. Filed by Ackerly & Ward, Stamford, for Fairway Commons Condominium Association. Property: Unit 259 at Fairway Com-mons Condominiums, Stamford. Ac-tion: to foreclose on a delinquent lien in the original principal amount, dated February 2005. Filed Jan. 9.

Dennis, Olive E., et al, Stamford. Filed by Hunt Leibert Jacobson P.C., East Hartford, for Everbank. Property: 100 Lafayette St., Stamford. Action: to fore-close on a delinquent mortgage in the original principal amount of $486,500, dated March 2005. Filed Jan. 7.

Doctor, Jenifer, et al. Bridgeport. Filed by Hunt Leibert Jacobson P.C., East Hartford, for US Bank N.A. Property: 142 Travis Drive, Bridgeport. Action: to fore-close on a delinquent mortgage in the original principal amount of $301,500, dated October 2006. Filed Jan. 7.

Edwards, C. Blount, Bridgeport. Filed by Hunt Leibert Jacobson P.C., East Hart-ford, for US Bank N.A. Property: 635 Gil-man St., Bridgeport. Action: to foreclose on a delinquent mortgage in the origi-nal principal amount of $487,500, dated December 2004. Filed Jan. 8.

Ford, Vinson E., et al., Stamford. Filed by Ackerly & Ward, Stamford, for Stamford Water Pollution Controll Authority. Property: 57 West Ave., Stamford. Action: to foreclose on a de-linquent sewer use lien in the original principal amount, dated January 2006. Filed Jan 9.

Francis, Alban M., et al. Stratford. Filed by Hunt Leibert Jacobson P.C., East Hartford, for Caliber Home Loans Inc. Property: 36 Homestead Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $221,112, dated October 2007. Filed Jan. 8.

Garrison, Michael K., et al., Bridge-port. Filed by Bendett & McHugh P.C., Farmington, for JPMorgan Chase Bank N.A. Property: 205 Eckart St., Bridge-port. Action: to foreclose on a delin-quent mortgage in the original prin-cipal amount. Dated February 2008. Filed Jan. 7.

Gee, Barbie S., Bridgeport. Filed by the Law Office of Juda J. Epstein, Bridgeport, for Water Pollution Controll Authority for the city of Bridgeport. Property: 163 Maple St., Bridgeport. Action: to fore-close on a sewer-use lien in the original principal amount. Filed Jan. 7.

Gilmore, Patricia, et al., Stratford. Filed by Bendett & McHugh P.C., Farm-ington, for Nationstar Mortgage L.L.C. Property: 16 Enrica Rita Way, Unit 16, Stratford. Action: to foreclose on a delin-quent mortgage in the original princi-pal amount of $399,000, dated Novem-ber 2007 Filed Jan. 9.

Goncalves, Roderio, Bridgeport. Filed by Bendett & McHugh P.C., Farmington, for Wells Fargo Bank N.A. Property: 245 Grandview Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $185,000, dated July 2005. Filed Jan. 7.

Grant, Vincent, Norwalk. Filed by Douglas P. Needham, Hartford for Waterfall Victoria Mortgage Trust, Leawood, Kan. Property: 6 Woodward Ave., Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $243,750, dated September 2007. Filed Jan. 6.

Jean, Lucner et al., Stamford. Filed by Ackerly & Ward, Stamford, for Stamford Water Pollution Controll Authority. Property: 26 Vista St., Stamford. Action: to foreclose on a delinquent sewer use lien in the original principal amount. Dated January 2010. Filed Jan 9.

Kennedy, Donya et al. Stamford. Filed by Bendett & McHugh P.C., Farmington, for Wells Fargo Bank N.A. Property: Lot 141, Map 4, Stamford. Action: to fore-close on a delinquent mortgage in the original principal amount of $209,000, dated August 2011. Filed Jan. 8.

Kohler, Pat J. and Bruce Pelaccio, Bethel. Filed by O’Connell, Attmore & Morris L.L.C., for Etrade Bank. Property: 30 Kristy Drive, Bethel. Action: to fore-close on a delinquent mortgage in the original principal amount. Dated Janu-ary 2007. Filed Jan. 8.

Lauture, Jean, Stamford. Filed by Ack-erly & Ward, Stamford, for Stamford Wa-ter Pollution Controll Authority. Proper-ty: 61 Waterbury Ave., Stamford. Action: to foreclose on a delinquent sewer use lien in the original principal amount. Dated July 2007. Filed Jan. 9.

Lustberg, David J., et al., Weston. Filed by Bendett & McHugh P.C., Farm-ington, for Bank of America N.A. Prop-erty: 60 Georgetown Road, Weston. Action: to foreclose on a delinquent mortgage in the original principal amount of $300,700, dated August 2002. Filed Jan. 10.

MacDougall, Paula M., Weston. Filed by Benanti & Associates, Stamford, for Peoples United Bank. Property: 42 Steep Hill Road, Weston. Action: to fore-close on a delinquent mortgage in the original principal amount of $925,000, dated June 2004. Filed Jan. 8.

Mekelloo, Kerlene et al., Stamford. Filed by Hunt Leibert Jacobson P.C., East Hartford, for Nationstar Mortgage L.L.C. Property: 15 Acosta St., Stamford. Ac-tion: to foreclose on a delinquent mort-gage in the original principal amount of $393,750, dated May 2005. Filed Jan. 6.

Navarro De Henriquez, Amanda L., et al., Bridgeport. Filed by Bendett & McHugh P.C., Farmington, for JPM-organ Chase Bank N.A. Property: 365 Harmony St., Bridgeport. Action: to fore-close on a delinquent mortgage in the original principal amount of $230,000, dated March 2008. Filed Jan. 8.

Nemchk, Michael D. et al., Stamford. Filed by Ackerly & Ward, Stamford, for Stamford Water Pollution Control Au-thority. Property: 20 Idlewood Place, Stamford. Action: to foreclose on a de-linquent sewer use lien in the original principal amount. Dated January 2008. Filed Jan 9.

Newton, Andre J. Jr., et al., Stratford. Filed by Hunt Leibert Jacobson P.C., East Hartford, for Citimortgage Inc. Prop-erty: 900 Birdseye St., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $248,000, dated August 2006. Filed Jan. 7.

Nguyen, An X., et al., Bridgeport. Filed by Bendett & McHugh P.C., Farmington, for Bank of America N.A. Property: 3382 Main St., Bridgeport. Action: to fore-close on a delinquent mortgage in the original principal amount of $220,000, dated August 2005. Filed Jan. 6.

Pettway, James F., et al., Bridgeport. Filed by Hunt Leibert Jacobson P.C., East Hartford, for US Bank N.A. Property: 49 Trowel St., Bridgeport. Action: to fore-close on a delinquent mortgage in the original principal amount of $189,000, dated November 2006. Filed Jan. 7.


on the recordTaty’s Cleaning, 84 Ocean Ave., Bridgeport 06605, c/o Alejandra Ta-tiana Mosquera. Filed Jan. 8.

Vapor Express, 1743 E. Main St., Bridge-port 06610, c/o Hung Ngo. Filed Jan. 7.

Workspace Consulting Group, 1227 Westover Road, Stamford 06902, c/o Paulina Ribaderya. Filed Jan. 9.

PATENTS

Dispensing applicator for fluids. Patent no. 8,628,265 issued to Jack W. Kaufman, Los Angeles, Calif.; and James Brown, Armonk, N.Y. Assigned to Biomed Packaging Systems Inc., Norwalk.

Electrical interconnect using em-bossed contacts on a flex circuit. Patent no. 8,628,173 issued to Ter-rance L. Stephens, Molalla, Ore.; Dan Leo Massopust, Powell Butte, Ore.; John R. Andrews, Fairport, N.Y.; and Christo-pher J. Laharty, Oregon City, Ore. As-signed to Xerox Corp., Norwalk.

Method and system for managing print device information using a cloud administration system. Pat-ent no. 8,630,008 issued to Robert Wil-liam Burke Jr., Stanley, N.Y. Assigned to Xerox Corp., Norwalk.

Substrate with camouflage pat-tern. Patent no. D697,319 issued to Amber Marie Brookman, Westport; and Thomas Jeronimo, Swansea, Mass. Assigned to Brookwood Companies, New York City, N.Y.

Pires, Mario, Bridgeport. Filed by the Law Offices of Becker & Zowine L.L.C., Bridgeport, for Kaz Mortgage. Property: 33-35 Frank St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $73,000, dated March 2012. Filed Jan. 7.

Podubynskyj, Zenon, et al., Stratford. Filed by Bendett & McHugh P.C., Farm-ington, for Bank of New York Mellon. Property: 1900 Nichols Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $269,640, dated September 2006. Filed Jan. 10.

Pucci, Mark, et al., Bridgeport. Filed by Hunt Leibert Jacobson P.C., East Hart-ford, for Dogwood Condominium As-sociation. Property: 250 N. Bishop Ave., Unit 28, Bridgeport. Action: to foreclose on a delinquent mortgage in the origi-nal principal amount of $56,000, dated January 2007. Filed Jan. 6.

Reid, Andera J., et al., Bridgeport. Filed by Hunt Leibert Jacobson P.C., East Hartford, for PHH Mortgage Co. Prop-erty: 46 Lewis Place, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $115,000, dated April 2003. Filed Jan. 8.

RGK L.L.C., Bridgeport. Filed by Ben-dett & McHugh P.C., Farmington, for Wells Fargo Bank N.A. Property: 554 Thorme St., Bridgeport. Action: to fore-close on a delinquent mortgage in the original principal amount of $180,000, dated October 2007. Filed Jan. 6.

Rodriguez, Fausto F., et al., Bridge-port. Filed by Bendett & McHugh P.C., Farmington, for Federal National Mort-gage Association. Property: 157 Wordin Place, Bridgeport. Action: to foreclose on a delinquent mortgage in the origi-nal principal amount of $164,000, dated May 2009. Filed Jan. 8.

Rodriguez, Luz and Oscar Rodri-guez, Bridgeport. Filed by The With-erspoon Law Offices, Farmington, for Partners for Payment Relief DE II L.L.C. Property: 239 Tesiny Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $50,800, dated July 2006. Filed Jan. 7.

Rowan, Frances A. et al., Stamford. Filed by Ackerly & Ward, Stamford, for The Kingswood Association Inc. Property: Unit 3T at The Kingswood, Stamford. Action: to foreclose on a de-linquent lien in the original principal amount. Filed Jan. 9.

The Estate of Gerardo Sadvinaula, Bridgeport. Filed by Hunt Leibert Jacob-son P.C., East Hartford, for Nationstar Mortgage L.L.C. Property: 57-59 Bronx Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $272,000, dated February 2005. Filed Jan. 9.

Torres, Jose et al., Stamford. Filed by Ackerly & Ward, Stamford, for Stamford Water Pollution Controll Authority. Property: 126 Culloden Road, Stamford. Action: to foreclose on a delinquent sewer use lien in the original principal amount, dated January 2010. Filed Jan 9.

Whiteley, John F., Stamford. Filed by Hunt Leibert Jacobson P.C., East Hart-ford, for HSBC Bank USA. Property: 3 Warwick Lane, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $355,000, dated October 2006. Filed Jan. 7.

Yorfino, Cheryl, Stamford. Filed by Hunt Leibert Jacobson P.C., East Hartford, for Wells Fargo Bank N.A. Property: 139 Wyndover Lane, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $862,500, dated February 2007. Filed Jan. 8.

Young, Robin T. et al., Wilton. Filed by Hastings, Cohan Walsh LLP, Ridgefield, for Fairfield County Bank. Property: 40 Blueberry Hill Place, Wilton. Action: to foreclose on a delinquent mortgage in the original principal amount of $1 mil-lion, dated March 2008. Filed Jan. 10.

MORTGAGES

CommerCiaL575 Ellsworth Navcapman L.L.C., Bridgeport, by Cassin & Cassin LLP. Lender: Greystone Servicing Corpora-tion Inc., Ga. Property: 575 Ellsworth St., Bridgeport. Amount: $1.5 million. Filed Jan. 8.

ASW Management L.L.C. by Dale Relbker. Lender: Wells Fargo Bank, N.A., Raleigh, N.C. Property: 360 Main Ave., Norwalk. Amount: $825,000. Filed Jan. 8.

Elohim, L.L.C., Stamford, by Annette C. Exantus. Lender: First County Bank, Stamford. Property: 79 Orchard St., Stamford. Amount: $546,000. Filed Jan. 8.

Marzilands L.L.C., Stamford, by Peter Lathouris. Lender: Partners Property L.L.C., Greenwich. Property: Unit 101 of Royal Pavilion Condominium, Stam-ford. Amount: $1 million. Filed Jan. 7.

Mason Acquisition, L.L.C., New York City, by David Burns. Lender: Terra Holdings L.L.C. New York, N.Y. Property: 259 Mason St., Greenwich. Amount: $3.5 million.. Filed Jan. 8.

R & S Real Estate Holding L.L.C., Stratford, by Eddy W. Rodriguez. Lend-er: Community Investment Corp., Ham-den. Property: 35 Ontario St., Stratford. Amount: $488,000. Filed Jan. 9.

Wall Street Theater Company Inc., Norwalk, by Reid and Riege P.C. Lender: Royce Family Fund, Greenwich. Prop-erty: 71 Wall St., Norwalk. Amount: $109,000. Filed Jan. 7.

Wilton GSE L.L.C., Quincy, Mass., by Louis J. Grossman. Lender: The United States Life Insurance Company, New York City, N.Y. Property: Lot No. 6.036, Map No. 3767, Wilton. Amount: undis-closed. Filed Jan. 7.

NEW BUSINESSESABJ DBA CTS Limousine, 1200 Sum-mer St., Suite 101A, Stamford 06905, c/o ABJ Customized Limousine Services Inc. Filed Jan. 10.

Apana Sahgal Photography, 41 Lan-tern Circle, Stamford 06905, c/o Apana Sahgal. Filed Jan. 8.

Apple Salon, 934 E. Main St., Stamford 06902, c/o Norberto Samper. Filed Jan. 8.

Assembleia De Deus Resgatando Vidas, 51 Alexander Drive, Bridgeport 06606, c/o Arnaldo T. Desousa. Filed Jan. 6.

AV Construction Co., 18 Girard St., Norwalk 06854, c/o Angel S. Arevalo. Filed Jan. 6.

B & G, 111 N. Regent St., Greenwich, c/o Rigoberto Villa. Filed Jan. 10.

Be Clean L.L.C., 15 E. Putnam Ave., Greenwich, c/o Maritza I. Coyt. Filed Jan. 10.

Blue Sky Design, 74 Taylor Ave., Nor-walk 06854, c/o Alex Mejia. Filed Jan. 8.

C and C Contracting, 77 Midland Ave., Stamford 06906, c/o Michael Brady. Filed Jan. 10.

Capri Beauty Salon, 3839 Main St., Bridgeport 06606, c/o Anthony DeNit-to. Filed Jan. 8.

Cobb’s Mill Inn, 12 Old Mill Road, Weston, c/o Drew Friedman. Filed Jan. 7.

Codoil.com, 212 Elm St., North Haven 06473, c/o Michael Matarse. Filed Jan. 7.

Comeback Mini Market L.L.C., 359 Harral Ave., Bridgeport 06604, c/o John Stefan Jr. Filed Jan. 9.

CTS Limo, 1200 Summer St., Suite 101A, Stamford 06905, c/o Ezzat Parsik, Filed Jan. 10.

Daniel Kenneth Productions, 66 Milton Road, Greenwich, c/o Daniel Suozzo. Filed Jan. 8.

Daniella Eli Sol, 186 Field Point Rd., Greenwich, c/o Daniella Eli Sol. Filed Jan. 8.

Darwin Sigchi Painting, 933 Summer St., Stamford 06905, c/o Darwin M. Sig-chi. Filed Jan. 6.

De Ferrari Finance Products, 3 Osceola Drive, Greenwich, c/o Lorenzo De Ferrari. Filed Jan. 6.

DP Appraisals, 28 Rapids Road, Nor-walk 06851, c/o A.D. Appraisals Ltd. Filed Jan. 10.

Eventi Café, 66 Milton Road, Green-wich, c/o Daniel Suozzo. Filed Jan. 8.

EZ Driving School, 1372 Summer St., Stamford, c/o Claudia Romero Esparza. Filed Jan. 10.

Go Chicken Go Deli L.L.C., 235 Main Ave., Norwalk 06851, c/o Luis A. Gabriel. Filed Jan. 7.

Good Housecleaning, 59 Rennell St., Bridgeport 06604, c/o Margit Gal. Filed Jan. 9.

Heavenly Service, 2225 Main St., Bridgeport 06606, c/o Celestine D. Tay-lor. Filed Jan. 7.

Homegrown Naturals of CT, 25 Blackman Place, Bridgeport 06604, c/o Daliah Ferguson. Filed Jan. 6.

JD Construction, 34 Clingon Ave, Nor-walk, c/o Diane Escalente. Filed Jan. 8.

L & D Roofing and Light Construc-tion, 192 Ludlow St., Norwalk 06854, c/o Louis Feliciano. Filed Jan. 7.

La Voz Internacional, 131 Courtland Ave., Stamford 06902, c/o Sady Palma Wodraska. Filed Jan. 9.

M*A*R*K* Realty, 9 Mott Ave., Norwalk 06850, c/o Alexander S. Kolezar, Mik-los P. Koleszar and Richard L. Koleszar. Filed Jan. 7.

Maria Matluck Construction Con-sultants, 11 Lords Highway East, Weston, c/o Maria Matluck. Filed Jan. 6.

Morchi Associates, 108 Whisconier Road, Brookfield 06804, c/o Robert R. Duckett. Filed Jan. 10.

Northern Soul Catering, 637 Cove Road, Apt. No. A4, Stamford 06902, c/o Steven Wells. Filed Jan. 10.

NY CT Local, 514 Valley Road, Green-wich, c/o Thew Constantine. Filed Jan. 9.

Olive Oil Mediterranean, 12 Long Ridge Road, Stamford 06905, c/o David Devin. Filed Jan. 7.

Panda Garden, 180 Hawleyville Road, Bethel 06801, c/o Guangmin Zheng. Filed Jan. 3.

PerfectSoftware, 200 Connecticut Ave., Norwalk 06854, c/o HR Software, Inc. Filed Jan. 9.

Petro Commercial Services, 212 Elm St., North Haven 06473, c/o Michael Matarse. Filed Jan. 7.

Postgradolescence, 62 Stephen St., Stamford 06902, c/o Diane Pauley. Filed Jan. 10.

Priscilla’s Beauty, 5 Barnstable Lane, Stamford 06907, c/o Priscilla Tolliver. Filed Jan. 9.

Professional Clean, 41 Briar Ridge Road, Bethel 06801, c/o Marcia Santa Barbara. Filed Jan. 6.

R & D Lawn Service, 99 Orange St., Stamford 06902, c/o Lester R. Little Jr. Filed Jan. 7.

Robert Guerreira, M.D. L.L.C., 27 Danbury Road, Wilton 06897, c/o Rob-ert Guerreira. Filed Jan. 13.

Rod Martin Squash, 68 Josephine Evaristo Ave., Greenwich, c/o Rodney Martin. Filed Jan. 8.

Simonie Touch of Class, 1084 Capital Ave., Bridgeport 06606, c/o Simonie Simpson. Filed Jan. 8.

SND Cleaning Service L.L.C., 57 Pet-rie St., Bridgeport 06604, c/o Shenida Eaddy. Filed Jan. 8.

T.G.O. Maintenance Services, 2 Ce-dar Crest Place, Norwalk 06854, c/o To-mas Moreno Ventura. Filed Jan. 8.


BUSINESS CONNECTIONS

HEALTHCARE

Obamacare Small-Business Plan Lags Behind in Face of CostThe following was excerpted from an article first published on bloomberg.com.

Enrollment in Obamacare health plans for small businesses is off to a slow start, leaving in doubt

whether the U.S. program can attract enough customers to satisfy insurers.

Greeted by higher premiums, less generous coverage and more paperwork, small businesses that offer health coverage to employees are choosing to renew ex-isting plans rather than buy them through Presi-dent Barack Obama’s program. Complicating matters is the government’s failure to complete the online exchange for small businesses; in 36 states, there will be no website offering ready information on the plans until November.

The program is supposed to help insure the 31 mil-lion people who work at companies with fewer than 50 employees. In Kentucky, just 14 companies signed up for Obamacare’s small business plans as of Jan. 1, while Colorado enrolled 101, and Connecticut 106.

“Lousy,” said Kevin Counihan, the chief executive officer of Connecticut’s health exchange, Access Health CT. “We’ve done a very good job on the individual side. We’ve dropped the ball on the small-business side.”

The small-business exchanges, known as SHOP, contrast with the improving business in the market for individual plans set up in October under the Patient Protection and Affordable Care Act of 2010. The U.S. reported this week that 2.2 million people as of Dec. 28 had obtained private health coverage through the federal- and state-run individual-market exchanges.

A core part of the U.S. health-care overhaul is the employer mandate that requires companies with 50 or more workers to offer affordable health insurance by 2015 or face a fine of as much as $3,000 per employee. While smaller businesses aren’t required to offer medical coverage, if they do, the plans must meet Obamacare standards starting this year.

Many small businesses as a result took the strategy of renewing existing health plans for 2014, letting them put off the decision on whether to join Obamacare in 2015 or stop offering coverage to their workers.

Part of the lag can also be blamed on SHOP plans that are too expensive, with premiums as much as 90 percent higher than what some firms paid last year, according to John Humkey, the owner of Employee Benefit Associates Inc., a Lexington, Kentucky-based insurance broker.

Humkey said he has signed up only one small-business client for Obamacare, a local microbrewery that primarily

wanted to take advantage of a complicated tax credit worth as much as 50 percent of the cost of premiums for businesses that can meet certain conditions. Most businesses aren’t interested enough in the credit to jump through the hoops, he said.

Small businesses also face no deadline to enroll, unlike individual Americans shopping for themselves. Ex-changes can sell small-business plans year round, while

enrollment for individual plans closes on March 31.

Exchanges in larger states aren’t doing much better with their business plans. In New York, about 5,000 employees of small businesses have enrolled in the SHOP exchange, James O’Hare, a spokesman for the state’s Depart-ment of Health, said in an e-mail.

California, the most populous U.S. state, has en-rolled about 500,000 people in its individual exchange. It has yet to provide a look at its small-business market. The state will report small-business participation “later this month,” Anne Gonzales, a spokeswoman for Covered California, said in an e-mail.

No figures are available for small-business enrollment in the federal exchange, which serves 36 states including Texas and Florida, Aaron Albright, a spokesman for the U.S. Centers for Medicare and Medicaid Services, said by phone.

HUMAN RESOURCES

Most Employees Plan to Pursue New Job Opportunities in 2014

Avast majority of North American employees plan to pursue new job opportunities in 2014,

according to a poll by Right Management. Eighty-three percent of the nearly 900 workers who partici-pated in the online poll say they intend to actively seek a new position in the New Year.

“Engagement, loyalty and job satisfaction should be top concerns for employers who want to keep their best talent,” said Scott Ahlstrand, Right Management’s global practice leader for employee engagement.

“High employee dissatisfaction has a ripple effect that can hurt the bottom line, disrupt productivity, and damage morale. Successful companies cultivate and retain top talent by building loyalty through engagement that connects employees’ work contributions to concrete business outcomes.”

According to the poll, only 5% of employees intend to stay in their current position, while 9% indicate they may look for new opportunities in 2014 and are networking. The latest findings are consistent with results from the last four years.

“These numbers should signal a wake-up call for top management, when four out of five employees say they intend to look for employment elsewhere,” Ahlstrand said.

“Solutions to keeping the best talent on board all point to effective engagement that drives performance, satisfaction, and loyalty. Employers must act now to engage top talent and prevent them from leaving for the competition.”

Read more at cbia.com/hr

Competition has also been a factor for the Obamacare exchanges. The Connecticut Business and Industry Association, a trade group in that state, has been selling health insurance to companies since 1995 using an exchange-like system.

“We have thousands of small businesses in the state,” Phil Vogel, a senior vice president for CBIA Service Corp., the division that runs its health exchange, said by phone. “We’re pretty well known and pretty entrenched with the business community.”

Vogel and Ken Comeau, a vice president with the organi-zation, said they don’t even consider Counihan’s Obam-acare exchange to be competition. Businesses that turn to CBIA have their choice of plans from three companies, including two—Hartford, Connecticut-based Aetna Inc. (AET) and Oxford, a brand of UnitedHealth Group Inc. (UNH), the largest U.S. health insurer—that aren’t offered on the state exchange.

“Our focus is really to bring a product and to bring servic-es to the table that businesses want,” Comeau said. “We focus completely on that, versus the folks involved with the SHOP who are challenged with bringing up something that’s brand new to them, that really fits into a mold that got established primarily at the federal level and has to meet certain obligations of the law. It’s a very different mindset.”

Read more at cbia.com

4

CEOEVOLUTION

2014

FOUR EXCEPTIONAL CONNECTICUT CEOs REVEAL THEIR SECRETS TO SUCCESS AT “THE CEO EVOLUTION.” AN EXCLUSIVE ROUNDTABLE EVENT HOSTED BY THE UNIVERSITY OF CONNECTICUT SCHOOL OF BUSINESS AND CITRIN COOPERMAN.

The Entertainment Mogul:

LINDA MCMAHONWWE

Find out how Linda McMahon built her billion-dollar empire…

Discover how Austin McChord became an Internet superstar at just 28 years old…

The Tech Entrepreneur:

AUSTIN MCCHORDDatto

The Dust Buster:

PAUL SENECALUnited Services of America

Learn how Paul Senecal and Michael Diamond turned dust into gold and tripled revenue in the last 10 years while establishing a nationally recognized brand…

Hear how Dr. Votto, a University of Connecticut alumnus, transformed this hospital into a world-class facility increasing its reputation and revenue…

The Medical Master:

DR. JOHN VOTTOHospital for Special Care

MARK L. FAGAN, CPA

JAN. 29UCONN SCHOOLOF BUSINESS1 University Place,Stamford, CT

For more information:Please contact HOLLY DEBARTOLO AT (914) 358-0743

MODERATOR

LOCATION

Join Mark Fagan, Citrin Cooperman’s Connecticut Managing Partner and author of the column, The CEO Evolution, to learn how these CEOs have achieved their iconic success.

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