Energy Finance at East West BankIntroducing your new partner in the oil patch

Introducing East West Bank

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East West Bank is headquartered in Pasadena, California, a growing US commercial bank. NASDAQ: EWBC

East West Energy Finance headquartered in Dallas, Texas, formed in September 2015

Ranked in the Top 15 of the 100 Best Banks in America by Forbes for six consecutive years (2010-2015)

Total Assets of $33.1 Billion Ranked in Top 30 by Total Assets in the U.S. for Public Banks

Market Capitalization of $5.1 Billion as of 5/13/2016

130+ Locations Worldwide

13 locations in Texas

2,800+ Employees

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Rank Total Assets (as of 03.31.16) $ Billion Rank Market Cap (as of 05.13.16) $ Billion 1 JPMorgan Chase & Co. 2,423.8 1 Wells Fargo & Company 244.92 Bank of America Corporation 2,185.5 2 JPMorgan Chase & Co. 223.83 Wells Fargo & Company 1,849.2 3 Bank of America Corporation 142.64 Citigroup Inc. 1,801.0 4 Citigroup Inc. 126.55 U.S. Bancorp 428.6 5 U.S. Bancorp 71.56 Bank of New York Mellon Corporation 372.9 6 Bank of New York Mellon Corporation 42.57 PNC Financial Services Group, Inc. 361.0 7 PNC Financial Services Group, Inc. 42.38 Capital One Financial Corporation 330.3 8 Capital One Financial Corporation 35.29 State Street Corporation 243.7 9 BB&T Corporation 25.9

10 BB&T Corporation 212.4 10 State Street Corporation 23.511 SunTrust Banks, Inc. 194.2 11 SunTrust Banks, Inc. 20.312 Fifth Third Bancorp 142.4 12 M&T Bank Corporation 18.013 Citizens Financial Group, Inc. 140.1 13 Northern Trust Corporation 15.614 Regions Financial Corporation 125.5 14 Fifth Third Bancorp 13.215 M&T Bank Corporation 124.6 15 Regions Financial Corporation 11.416 Northern Trust Corporation 117.8 16 Citizens Financial Group, Inc. 11.317 KeyCorp 98.4 17 First Republic Bank 9.918 Huntington Bancshares Incorporated 72.6 18 KeyCorp 9.819 Comerica Incorporated 69.0 19 Huntington Bancshares Incorporated 7.720 First Republic Bank 62.1 20 Comerica Incorporated 7.421 Zions Bancorporation 59.2 21 Signature Bank 7.222 SVB Financial Group 43.6 22 Zions Bancorporation 5.323 First Niagara Financial Group, Inc. 40.1 23 East West Bancorp, Inc. 5.124 People's United Financial, Inc. 39.3 24 SVB Financial Group 4.825 Popular, Inc. 36.1 25  People's United Financial, Inc. 4.726 Signature Bank 34.9 26 Commerce Bancshares, Inc. 4.527 East West Bancorp, Inc. 33.1 27 PacWest Bancorp 4.528 First Citizens BancShares, Inc. 32.2 28 BOK Financial Corporation- all franchise 3.829  BOK Financial Corporation- all franchise 31.4 29 Synovus Financial Corp. 3.730 Synovus Financial Corp. 29.2 30 Cullen/Frost Bankers, Inc. 3.7

Bank Rankings by Total Assets and Market Cap

Bolded names have energy finance offerings

Successful Acquisition History

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American International Bank$204M Assets

Pacific Business Bank$153M Assets

United National Bank$1.1B Assets

Desert Community Bank$691M Assets

First Central Bank $102M Assets

Prime Bank $109M Assets

Trust Bank $233M Assets

Standard Bank $1.0B Assets

United ** Commercial Bank $9.9B Assets

Washington First Int’l Bank$493M Assets

1999 2000 2001 2003 2004 2005 2006 2007 2009 2010 2013

MetroCorp Bancshares, Inc $1.7B Assets

**Maintained the UCB Chinese bank charter to offer cross-border advisory, retail and commercial product services

Superior Rating

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On NASDAQ: EWBC

EWB S&P ratings: East West Bancorp: BBB East West Bank: BBB+

EWB FITCH ratings: East West Bancorp: BBB East West Bank: BBB+

EWB Energy Finance

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Christina KitchensSenior Managing Director, National Energy FinanceNamed third year in a row to the Who’s Who in Energy and recognized in The Dallas 500 featuring the most influential leaders in DFW, Christina’s has over 20 years of oil & gas and finance experience. She leads the bank’s national energy platform and holds numerous leadership roles with industry trade and professional associations. Christina holds a BA & MBA from the University of North Texas.

Patrick LeznickiSVP Relationship Manager, Energy FinancePatrick’s expertise is in providing senior debt facilities to the energy space focused to middle-market upstream and midstream companies as well as royalties financing. He is an active member of ADAM Dallas, East TX ADAM, and the Dallas Petroleum Club. He holds a BBA & MBA from Texas Tech University. Aaron SizemoreAVP Relationship Manager, Energy FinanceAaron’s expertise is in providing senior debt facilities to onshore, domestic exploration & production and midstream segments of the Oil & Gas industry. Aaron is a member of OIPA and the Dallas Petroleum Club. He holds a BS from Oklahoma State University

Reed ThompsonSVP Senior Relationship Manager, Energy FinanceReed has over 30 years of corporate banking experience, primarily in energy related finance. He has provided senior debt facilities principally to exploration & production and midstream firms. Reed holds BAs in Economics and Business Administration from Southern Methodist University.

Michael DaughertyVP Petroleum EngineerMichael has expertise in production, reservoir, and operations engineering. He leads the bank’s engineering and collateral analysis for the National Energy Finance team. He holds a BS in Mechanical Engineering from Texas Tech University.

Haylee EdwardsVP Relationship Manager, Energy FinanceHaylee’s expertise is providing senior debt Facilities to onshore domestic exploration & production and midstream along with its verticals. Haylee is the president of Young Professionals in Energy- Women, on the development committee for the Dallas Petroleum Club, and a member of the Women’s Energy Network. She holds a BS from the University of Oklahoma.

Laura Nelson AVP Portfolio Officer Laura has ten years of corporate banking experience, most recently specializing in energy related finance, providing financial analysis, credit and underwriting support for the bank’s National Energy Finance team.  She holds a BBA in Finance from Texas Tech University.

Zhariff ZabidiAVP Petroleum Engineer TechZhariff has expertise in field completion engineering and economic evaluation modeling.  He assists in the bank’s engineering and collateral analysis for the National Energy Finance team.  He holds a BS in Petroleum Engineering from Texas A&M University.

EWB Commercial Lending and Specialty Areas

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Jule KreylingSVP Director, Equipment FinanceLaunched EWB’s Equipment Finance division, catering to middle market/larger companies throughout the U.S. Jule has 20+ years of experience, with a BA from Williams College and J.D. from Harvard Law School.

Leslie SmithManaging Director, Private Equity WestLeads EWB’s private equity banking practice in the Western U.S. structuring debt and providing banking solutions to private equity and private debt firms. Products range from capital call/subscription lines to end of life portfolio financings for funds that are fully called. Leslie has a BA in Economics from University of Washington.

Victor OwensSVP & Sr. Director, Treasury Management & Specialty DepositsOversees TMS which offers a full suite of products to meet the needs of all corporate financial transactions, as well as, specialty deposit services. Victor attended California State University at Fullerton.

Steve LaFredoSVP Texas Commercial Lending DirectorLeads EWB’s Texas commercial lending team. Steve has 30+ years of International Banking experience; holds a BA from University of Texas at San Antonio and MBA from New York University.

Esau Liu SVP Team Manager, Commercial LendingEsau has over 30 years of corporate banking , trade finance and middle market commercial real estate. He is responsible for all large cross border transactions and commercial real estate. Esau has a BS & MBA from University of Texas at Dallas.

Our Solution

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At East West Bank, we take Relationship Banking to the next level. We understand the strategic and operational challenges your company faces today and your banker will work with you to fully identify your unique situation and provide a financial solution that focuses on your goals. We are committed to providing you the innovative strategic solutions that will help your business meet its core objectives.

Businesses Choose East West Bank for our: Global Expertise

Financial Strength

Access to senior managers; credit decisions made in marketplace

Customer-Centric Solutions

Full Commercial Banking Capabilities

Consultative Approach

Superior Client Experience

Products and Services

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Commercial Lending with additional specialties of: Healthcare Finance Energy Finance (Launched 09/2015) High Technology Finance

Entertainment Finance Equipment Finance Private Equity Finance

Commercial Real Estate Lending Commercial Deposit Products “Top in Class” Tier- Treasury Management Services International Banking and Foreign Exchange Services SBA Loans Consumer & Business Banking Insurance Wealth Management Derivatives, Trade and FX

Consumer & Business Banking

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Distribution Channel

More than 130 locations worldwide

In addition to our branch ATM network, we also partner with Allpoint® and

MoneyPass® to offer customers access to their combined network of over

52,000 surcharge free ATMs

24 hours automated phone banking

Online banking

Mobile banking

Energy Finance Team

For more information or to be added to the EWB price deck distribution

Please contact the administrator:

Energy@Eastwestbank.comDirect Line: 469/801-7368Providence Towers (West)

5001 Spring Valley, Suite 825W

Dallas, TX 75244

www.eastwestbank.com/energy

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Energy Finance at East West BankYour new partner in the oil patch