Delta Currents January 2014
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Transcript of Delta Currents January 2014
deltacurrents
DELTA ASSOCIATION OF REALTORS®
January 2014 | www.del taaor.com
2 www.deltaaor.com DELTACURRENTS
janu
ary2
014
2014
DA
R P
RE
SID
EN
T R
ON
KE
EF
ER
Well, another year is upon us. As the
new DAR President for 2014 I want to
welcome you to “The President’s Corner”,
that’s what I am going to call this page.
Delta Currents offers a platform on which
to raise questions, resolve issues and
discuss topics of concern to our business
and East Contra Costa County. Please
join me throughout
the year as we explore
what matters most, our
political and economic
well being. If our East
County neighborhoods
and towns thrive then we,
as Realtors, serving our
communities, will thrive
also.
First business at hand
is to thank many people
who have given of their
time and talent to DAR
and the community in 2013; to name a
few:
Scott McIntyre, 2013 DAR President,
who did an outstanding job with many
issues, changes at EBRD, By-Laws
revisions, and more.
James Britto, 2015 President Elect,
and 2013 Chairman of the Budget and
Finance Committee.
The entire 2013 Board of Directors;
Mary Jane Dukellis, Cathie Marples,
Jodi Marfia, Errol Mooney, Lori
Ogorchock, Rena Provencio, Ramesh
Suman, and Lynn Valintis.
Of course, we owe a big thank you to
John Bedford and our staff of The Delta
Association of Realtors; Tonia Nielson,
Jean Ruelas, Ron Greenslade, and
Barbara Baham.
Looking ahead to 2014:
Well, of course there is the Installation on
Thursday January 9 at 11:30. Being installed
are yours truly as the 2014 president, and
the 2014 Board of Directors. The installation
will be at Club Los Meganos at Trilogy in
The Vineyards. Kevin Brown, 2014 President,
California Association of Realtors will swear
us in to our offices and
responsibilities. We’ll be looking
for you to join us.
Wednesday, January 22 will kick
off the C.A.R. Winter Meetings
in San Diego. The meetings
will go through Saturday the
25th. You will find a report
in The President’s Corner
in a following issue of Delta
Currents.
February 1st the now famous
Delta Realtors Crab Feed
to be held at Shadow Lakes Clubhouse in
Brentwood. Get your tickets from any Director
or at the DAR office, $50 each.
April 30 through May 3, will see us at the C.A.R.
meetings in Sacramento. Of particular interest
will be Legislative Day on Wednesday, April 30.
This is an excellent opportunity to experience
our state government in action. (No, that is not
intended to be an oxymoron.) All Realtors are
urged to attend. We will look to provide bus
transportation to and from Sacramento on the
30th. Look for more details to come on this
event.
And finally, let me make a pitch for your
participation in DAR. Whether you want to
run for office or serve on a committee or
two, please step forward. Delta Association
has a lot of new members with great ideas
and enthusiasm. Your ideas and enthusiasm
feed our future, and that of our East County
communities.
www.deltaaor.com DELTACURRENTS 3
2014 OFFICERSRon Keefer, President-ElectJames Britto, President-ElectErrol Mooney, TreasurerScott MacIntyre, Immediate Past PresidentJohn Bedford, Secretary
2014 DIRECTORSJohn CanningMary Jane DukellisJodi MarfiaLori OgorchockRena ProvencioJerry SotoCecily TipperyLynn Valintis
STAFFJohn Bedford, Association ExecutiveNEW EMAIL: [email protected]
Tonia Nielsen, Chief Operations [email protected]
Jean Ruelas, Manager- Retail [email protected]
Ron Greenslade, Chief Financial [email protected]
Barbara Baham, Members Service [email protected]
yourdarteamJANUARY 2014 Delta Association of REALTORS®3428 Hillcrest Avenue, Suite 200, Antioch, CA 94531Phone 925 757 8283Fax 925 757 [email protected]
Delta Currents is the official monthly publication of the Delta Association of REALTORS®. Although every effort has been made to ensure the accuracy and thoroughness of this publication, errors may occur. DAR shall not be held liable for misinformation, typographical errors, omissions, and/or misprints in editorial and/or advertising materials.
Delta Currents is published byMichelle Manos Design.
To advertise in Delta Currents, contact Michelle Manos at 831 869 5084 or [email protected]
DAR HoursTUESDAY - FRIDAY 8:00am - 5:00pm
MONDAY 9:00am - 5:00pm
I wanted to let you know that I received the watercolor that you did for me. It looks great! I’m sure the seller of this property will be very pleased when I give it to them at closing.Thank you so much for doing a wonderful job. I’ve been in the real estate business for 24 years and this is the best closing gift I’ve seen. Steve Brunette, ERA
itsawatercolor.com 181 Sand Creek Road, Brentwood, CA 94513 (925) 308-5552
T H E G I F T O F O R I G I NA L WAT E R C O L O R S
We’re so confident that you’ll love our watercolors, they’re money back guaranteed. Now through August 15, take 50% off of your entire order. Visit www.itsawatercolor.com/promo0815.html to order.
These hand painted house portraits and notecards are the perfect client gift. They’re hand painted in a matter of a few days from the photo you provide. Notecards double as a marketing tool with agent’s contact info on the back.
START YOUR 2014 GOALS
FEES
$10 DAR Members $15 Non-Members
WHEN Monday, February 3, 2013 10 a.m.— 11:30 a.m.
WHERE Delta Association of Realtors 3428 Hillcrest Ave. Ste:200 Antioch, CA 94531 (925) 757-8283
Reservation are required please contact the DAR office
Brad Warren, Instructor Real Estate Business Coach & Seminar Leader
Everyone says they have goals. But are they written down, with a written plan of action for accomplishing them, and do you look at that plan at least weekly? In this presentation, you will learn what goals are, why it’s important to have them, how to write powerful goals using the SMART Formula, the 7 Step Process for Goal Accomplishment, plus the 5 Step Planning Process for making sure you schedule the right activities into your calendar so that you achieve your goals. Why is it important to have goals, how to create smart goals and what are goals.
Presents
Planning and Goal Setting
for Accomplishment
No refunds after
January 30, 2014.
I wanted to let you know that I received the watercolor that you did for me. It looks great! I’m sure the seller of this property will be very pleased when I give it to them at closing.Thank you so much for doing a wonderful job. I’ve been in the real estate business for 24 years and this is the best closing gift I’ve seen. Steve Brunette, ERA
itsawatercolor.com 181 Sand Creek Road, Brentwood, CA 94513 (925) 308-5552
T H E G I F T O F O R I G I NA L WAT E R C O L O R S
We’re so confident that you’ll love our watercolors, they’re money back guaranteed. Now through August 15, take 50% off of your entire order. Visit www.itsawatercolor.com/promo0815.html to order.
These hand painted house portraits and notecards are the perfect client gift. They’re hand painted in a matter of a few days from the photo you provide. Notecards double as a marketing tool with agent’s contact info on the back.
www.REALTORSFCU.org
COMMERCIAL REAL ESTATE LOANS
Offering a number of fi nancing options for owner-occupied commercial real estate – all without a pre-payment penalty.
For more information or to discuss Lending options Contact:Jim Estep: 571.425.5509Jim Northington: 919.920.0806Email: [email protected]
THE DELTA ASSOCIATION OF REALTORS®REQUESTS THE PLEASURE OF YOUR COMPANY AT OUR
INAUGURAL LUNCHEON HONORING
2014 President Ron KeeferAnd the 2014 Board of Directors.
“Realtors® Serving OurCommunities”
Thursday, January 9, 2014 11:30 am Registration/Networking/No-Host Bar
12:00 Noon Luncheon Program BeginsClub Los Meganos at Trilogy at the Vineyards
1700 Trilogy Parkway, BrentwoodMenu
Mixed Green SaladEntrée Chicken Piccata, Rice Pilaf
Fresh Green Beans Dessert - Cupcakes
Vegetarian (by special request in advance)
2014 DAR INSTALLATION - RETURN RESERVATIONS TO DAR office or fax to (925) 757-8393
Name _________________________Phone_________________E-mail______________________________
Company________________________ Address_________________________________________________
_____# of Installation Tickets @ $40 each _________ If vegetarian option necessary, how many? _________
TOTAL AMOUNT $_________ □ Check enclosed - payable to D.A.R.
Charge to: □ Visa □ M/C Card#: __________ - __________ - __________ - ___________ exp. _________
Additional Attendees: (2) ______________________________ (3)__________________________________
(4)__________________________________ If you are registering more than 4 persons, please contact Delta Association of REALTORS®.
3428 Hillcrest Avenue, Ste. 200, Antioch, CA 94531 (925)757-8283 – email [email protected]
Date: Thursday, January 30, 2014Time: 10:00am-11:00amLocation: Delta Association of Realtors 3428 Hillcrest Ave, Suite #200 Antioch, CA 94531R.S.V.P. (925) 625-1471 or [email protected]
2005 C Main Street • Oakley CA 94561
www.StonecrestLending.net
The Keys to Writing a VA Contract
Getting Your VA Loan Acceptedpresented by Laura Cunha
NMLS 81395
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Equal Housing Lender
“Connecting Your Dreams to the Right Loan”
Veterans fought for our land, they “Deserve” to own a piece of it.
OAKLEYOAKLEY
PRESS
20112011
8 www.deltaaor.com DELTACURRENTS
janu
aryt
ours
ANTIOCH/PITTSBURG/BAYPOINT
Every Tuesday
Delta Association of REALTORS®
3428 Hillcrest Avenue, Ste. 200, Antioch
8:30am • $2
For more information call Ramesh Suman,
Majestic Homes, 779-1234, or Ralph Garrow
Jr., Ralph Garrow Real Estate, 366-6676
DISCOVERY BAY/BYRON
MARKETING MEETING & TOUR
1st and 3rd Tuesday
Board Walk Grill at the Marina, Discovery Bay
9:00am • $1
For more information call LeeAnn Seamann
634-2224 at Marples & Associates
Group does use Paragon to schedule homes
on tour. Tours are Caravan and must be in by
Noon on Monday.
OAKLEY/BETHEL ISLAND/
BRENTWOOD/KNIGHTSEN
MARKETING MEETING & TOUR
Every Wednesday
Black Bear Diner, 3201 Main Street,
Oakley • 8:30am • $2
For more information contact Dan Barnes,
Tour Coordinator, 759-4648.
Group will use Paragon to schedule homes on
tour.
CONTRA COSTA REALTORS®
IN MOTION
CONTRA COSTA NORTH
Martinez, Pacheco, Pleasant Hill,
Concord, Walnut Creek, Clayton,
Clyde
Every Tuesday
8:30am • $10
Centre Concord, 5298 Clayton
Rd., Concord
Doors open at 8am for breakfast
www.ccrim.info
REALTORS® MARKETING
ASSOCIATION
CONTRA COSTA SOUTH
Danville, San Ramon, Blackhawk,
Diablo, Alamo
Every Thursday
San Ramon Community Center,
12501 Alcosta Blvd., San Ramon
8:30am • $5
Doors open at 8am for breakfast
No formal tour
www.RMAtoday.com
INFORMAL TOURS
Martinez, Pacheco, Pleasant
Hill, Concord, Walnut Creek,
Clayton,Clyde, Rossmoor, Orinda,
Lafayette, Moraga
Tuesday between 9:00am and
2:00pm
Danville, San Ramon, Blackhawk,
Diablo, Alamo
Thursday between 9:00am &
2:00pm
East County InsuranCE ANTIOCH925 757 4208
2738 B W. Tregallas Rd.BRENTWOOD
925 240 13306440 Brentwood Blvd.
All personal and commercial lines
www.eastcountyins.com
dareducationMike and Shawn Stewart
ASHI and CREIA Certified
925.628.6905
Click for more information.
• Six years inspecting East County houses• Same-day reports • SUPRA lock box access • Fully insured, including REALTOR® coverage • Flexible scheduling • Competitive rates
EBRDI Paragon TrainingFree to MLS Subscribers
Steven Pean, Instructor
Wednesday, Jan. 8, 2014
Paragon 5 Essentials
9 a.m. – 12 p.m.
Paragon Become a CloudCMA expert
1 p.m. – 4 p.m.
To register call EBRDI at 363-2333
Or logon to EBRDI.com
New Members OrientationWednesday, Jan. 8, 2014
8:30 a.m. – 12 noon
To register call DAR office 757-8283
GRI ClassRisk ManagmentWednesday, Jan. 15, 2014
8 a.m. – 5 p.m.
To register call GRI at 888-785-4800
or www.eDesignations.com
Getting Your VA Loan AcceptedThe Keys to Writing a VA Contact
Laura Cunha, Instructor
Thursday, Jan. 30, 2014
10 a.m. – 11 a.m.
To register call Lynda at 625-1471 or
email [email protected]
Planning and Goal Setting for AccomplishmentBrad Warren, Instructor
Monday, Wed. Feb. 3, 2014
10 a.m. – 11:30 a.m
Cost: $10 DAR Members/
$15 Non- Members
To register call DAR office 757-8283
All Classes are held at the
Delta Association of REALTORS®,
3428 Hillcrest Ave., Suite 200,
Antioch, except as otherwise noted.
REALTORS®Margie WargoReality One Group Elite5119 Lone Tree Way, Antioch978-1100 FAX 706-8203
Laura PietrzykowskiZip Realty2000 Powell St., Ste. 300, Emeryville510-735-2600 FAX 866-816-2488
BROKERSJohn StudtlerRE/MAX Accord313 Sycamore Valley Rd. West, Danville838-4100 FAX 362-0400
AFFILIATESSantiago SalazarFirst Choice Inspections43244 Christy St. Fremont800-381-6911 FAX 800-381-6921
MEMBERS ON THE MOVEKelly West is now with RE/MAX Accordlocated at 313 Sycamore Valley Rd., West Danville838-4100 FAX 362-0400
wel
com
enew
mem
bers
!
www.deltaaor.com DELTACURRENTS 11
yourcalendarHAPPY NEW YEAR!
Jan. 8 New Members Orientation 8:30 a.m. – 12 noonJan. 9 DAR Installation Luncheon 11:30 a.m. - 3 p.m.Jan. 14 Public Relations Committee Meeting 9 a.m. – 10 a.m.Jan. 15 GRI 108 Risk Management 8:30 a.m. - 5 p.m.Jan. 16 Local Government Relations Committee Meeting 9 a.m. - 10 a.m.Jan. 16 Executive Committee Meeting 12 noon - 2 p.m.Jan. 20 DAR Closed Martin Luther King Jr. DayJan. 21-25 C.A.R. Meetings San DiegoJan. 21 Membership Committee Meeting 11 a.m. - 12 a.m.Jan. 21 Delta Realtor Community Service Foundation Board 1:30 p.m. - 3 p.m.Jan. 22 Bylaws Committee Meeting 10 a.m. - 11 a.m.Jan. 22 Business & Technology Committee Meeting 3:30 p.m.- 4:30 p.m.Jan. 28 Budget & Finance Committee Meeting 10 a.m. - 11 a.m.Jan. 28 Education Committee Meeting 2 p.m. - 3 p.m.Jan. 30 Board of Directors Meeting 9 a.m. - 11 a.m.
Feb. 1 Crab FeedFeb. 11 Public Relations Committee Meeting 9 a.m. - 10 a.m.Feb. 12 New Members Orientation 8:30 a.m. - 12 noonFeb. 13 Local Government Relations Committee Meeting 9 a.m. - 10 a.m.Feb. 17 DAR Closed Presidents DayFeb. 18 Delta Relator Community Service Foundation Board 1:30 p.m. - 3 p.m.Feb. 19 GRI 109 Residential Real Estate Finance 8:00 a.m. - 5 p.m.Feb. 20 Executive Committee Meeting 12 noon - 2 p.m.Feb. 25 Budget and Finance Committee Meeting 10 a.m. - 11 a.m. Feb. 26 Bylaws Committee Meeting 10 a.m. - 11 a.m. Feb. 27 Board of Directors Meeting 9 a.m. - 11 a.m.
• DeltaCurrents is an eMagazine that features a link to your email and/or website.• AFFORDABLE RATES AND SIZES Preferred rates for DAR members!• CORE READERSHIP DeltaCurrents reaches some 1,000 REALTORS® and Affiliates in Eastern Contra Costa County - Antioch, Bay Point, Bethel Island, Brentwood, Byron, Discovery Bay, Knightsen, Pittsburg, and Oakley. • EDITORIAL Articles feature issues of importance to the real estate community, including information about national, state, and local real estate news, REALTOR® safety, legal issues, special events, technology, education, philanthropy, and more.• FREE AD DESIGN Design services
PLACE YOUR AD IN
THE OFFICIAL ONLINE PUBLICATION OF THE DELTA ASSOCIATION OF REALTORS®
AD SPECIFICATIONS
Email contracts and artwork [email protected]
• Submit artwork as a pdf,tif, psd, or packaged InDesign file
• Space reservations and artwork are due the 25th of the prior month
• We will design your ad at no charge, and you may change it at no cost throughout your contract.
ADVERTISING RATESJanuary 2013
deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN. For advertising information, contact Michelle Manos at [email protected] or 831 869 5084
HALF PAGE VERTICAL3.65 X 10
QUARTER PAGE3.65 X 5
HALF PAGE HORIZONTAL7.5 X 5
BUSINESS CARD3.5 x 2
FULL PAGE8.5 x 11
Page size is
8.5” x 11”
•
Ad can bleed
deltacurrents
deltacurrents
are free for advertisers! • DISTRIBUTION DeltaCurrents is emailed to REALTOR® and Affiliate members of the Delta Association of REALTORS® monthly. Twelve annual issues are available as downloadable PDF’s on the DAR’s website.•THE PUBLISHER Michelle Manos Design specializes in publishing periodicals and other publications for REALTOR® associations, non-profit organizations, and many other businesses. The MMD team has over 40 years of experience in award-winning publishing, marketing, and graphic design programs. MMD serves clients throughout California and the USA.
MEMBER RATES (per month)
Full Page Half Page Quarter Page Business Card
NON-MEMBER RATES (per month)
Full Page Half PageQuarter Page Business Card
6-12 months 1-5 months
1-5 months6-12 months
70 7540 6025 3510 20
90 100 65 75 40 45 25 35
T H E O F F I C I A L P U B L I C A T I O N O F T H E D E L T A A S S O C I A T I O N O F R E A L T O R S ®
• This agreement is subject to the following terms and conditions. The Advertiser has read and understands this Agreement and has received a copy. This constitutes the complete Agreement between Advertiser and Publisher. Verbal representations and promises made by the Advertiser or Publisher are not binding or valid.• The Advertiser understands and agrees that the advertising placement contracted for is immediately reserved for the Advertiser by the Publisher upon execution of this agreement. Cancellation of this agreement cannot be accepted in lieu of payment.• The Publisher reserves the right to refuse advertising for any reason. The liability of the Publisher for any error or omission or delay for which the Publisher may be held legally responsible shall not exceed the cost of the space or placement paid for by the Advertiser.• This agreement is with the named Advertiser. Change of ownership or management will not dissolve Advertiser’s obligations.• Artwork created by Michelle Manos Design is for the exclusive use in its publications. Consult Publisher for rates for other use.
Space reservations and artwork are due by the 25th of the previous month. The previous issue’s advertisement will be published unless the Publisher is otherwise notified and new artwork received by the Publisher. We are pleased to assist our advertisers with preparation of their advertisements at no charge.
We accept PayPal and checks. MAKE CHECKS PAYABLE TO MICHELLE MANOS DESIGN. Payment must be made in advance of publication. A 15% commission is applicable for recognized advertising agencies.
Advertiser’s Authorized Signature Date
Publisher’s Signature Date
Today’s Date
FaxEmail
Website
PhoneMobile
FaxEmail
# of monthsBeginning Issue
Ending IssueContract Total
agrees as follows:ADVERTISERAddress
City, State, ZipContact
Office PhoneMobile Phone
BILLING CONTACTAddress
City, State, ZipTitle
SPACEAd Size/Color
Placement RequestNotes
Cost Per Month
A D V E R T I S I N G C O N T R A C T & S PA C E R E S E R VAT I O N
TERMS
DEADLINES
PAYMENT
ADVERTISERAPPROVAL
PUBLISHERAPPROVAL
January 2013
deltacurrents
deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN. For advertising information, contact Michelle Manos at [email protected] or 831 869 5084.
14 www.deltaaor.com DELTACURRENTS
FRESH CRACKED CRAB - PASTA - GARDEN SALAD - TRITRI--TIP*TIP* BREAD & BUTTER - COFFEE - DESSERT
MUSIC ENTERTAINMENT - RAFFLE PRIZES - 50/50
For more information, contact Tonia Nielsen at (925) 757-8283 or James Britto at (925) 238-8181
2014 DAR CRAB FEED - RETURN RESERVATIONS TO [email protected], fax to (925) 757-8393 or by mail.
Name ________________________________ Phone _________________________ E-Mail: ________________________ Company _______________________________ Address ____________________________________ _____ # of Crab Feed tickets @ $50 each ______ # of Tri-Tip (side) add-on to crab feed @ $5 each (must be an add-on to crab feed dinner ticket-not available as a stand-alone) TOTAL AMOUNT $ __________ □ Check enclosed
Charge to: □ Visa □ M/C Card #: _______ - ________ - ________ - ________ exp. _________ Additional Attendees: (2) _________________________ (3) _________________________ (4) ______________________ (5) _________________________ (6) _________________________ (7) _________________________ (8) _________________________ You can register for a table of 8 while tickets remain!
Delta Association of REALTORS® - 3428 Hillcrest Avenue, Ste. 200, Antioch, CA 94531 - (925) 757-8283
For more information, contact Tonia Nielsen at (925) 757-8283 or James Britto at (925) 238-8181 Delta Association of REALTORS® - 3428 Hillcrest Avenue, Ste. 200, Antioch, CA 94531 - (925) 757-8283
BEVERAGE SPONSOR - $1000 (1 available) 2 tickets included, Signage at beverage station, branding on all promotional materials, short presentation at event, branding on tables. Option for sponsor pouring available. VENUE SPONSOR - $1,000 (1 available) 8 event tickets included, branding on all promotional materials and at event, branding on tables, short presentation at event, materials table at event, Preferred seating PLATINUM LEVEL - $750 (2 available) 8 event tickets included, branding on all promotional materials and at event, branding on tables, acknowledgement presentation at event, materials table at event ENTERTAINMENT SPONSOR - $500 (1 available) 2 event tickets included, branding on all marketing materials and acknowledgement at event, branding on tables DESSERT SPONSOR - $500 (1 available) Signage at dessert table, promotion at event and in all e-marketing FRIENDS OF DAR LEVEL - $150 2 event tickets included, acknowledgement at event and in post-event e-marketing
KAPPAMap’s
In stock at the DAR Store
Alameda & Contra Cost Co. $23.56
San Joaquin Valley $19.99 (KAPPAMap’s are replacing the Thomas Guides)
DELTA Association Members, new or seasoned, the list of membership benefits is staggering. Are you
taking advantage of what’s being offered? Here are just a few in the Benefits Category involving training
and education.• Training at the local association
• Seminars in our conference center• MLS – Paragon Training
• Training, such as Learn My Way, offered by CAR• Forms Tutor and Forms Advisor, a CAR benefit for zipForm 6
• Mandatory Ethics Training for the Board of Directors,Grievance and Professional Standards Committees
• Mandatory Ethics Training and Orientation to the Delta Association (for all new members)
darb
enefi
ts
planameeting!
HO
LD I
T AT
TH
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ELT
A A
SS
OC
IATI
ON
OF
RE
ALT
OR
S®
. C
ALL
925
757
828
3 FO
R D
ETA
ILS
.
Savings & Investment Products • Traditional Savings• Money Market Savings• Industry leading Certificate Investments • Traditional, Roth and SEP Individual
Retirement Savings and Certificate Accounts
Checking• Free eChecking with MasterCard®
Debit Card* with no minimum balance requirement
• Fee-Free ATM Transactions at Thousands of CO-OP Network & CU24 ATMs
Lending to Fit Your Needs • Vehicle Loans• Personal Loans & Lines of Credit• Home Loans, Refinancing and Home Equity
Lines of Credit
Your Own Virtual Branch• Remote Check Deposit• Online Bill Pay• Electronic Internal & External Transfers• Electronic Statements• Alerts & Secure Messaging
Not a Member? Not a Problem! All REALTORS® and immediate family members are eligible for lifetime membership!
Join online today, here’s how:1. Visit REALTORSFCU.ORG2. Click “Membership” to learn more3. Click “Membership Application” to
get started
Have Questions?Call a Member Care representative 24-hours a day at 866.295.6038.
Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA).*No monthly service fee. Other fees may apply. Please refer to the Schedule of Fees and Charges at REALTORSFCU.ORG for details.
Where you and your money
belong
REALTORS® Federal Credit Union is dedicated to serving the financial needs of REALTORS® like you!REALTORS® FCU offers customized products & services to meet the unique financial and cash flow needs of REALTORS®. You deserve the freedom to manage your finances when and where you want to.
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Join onlinetoday!