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Copyright 2015 -- JMJ Marketing Concepts AGRESSIVE MARKETING TEAM Must Be: Aggressive Marketer Desire to Make a 6 Figure Income Seeking:Seeking: Entrepreneurial Minded Individual Determination to Fulfill Your Dream Motivated with Confidence & Charisma Disciplined with a Hunters Mentality FEG Top Team.COM

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PROGRESSIVE MARKETING TEAM Support:Support: Video Presentations Prospecting Prospecting Product Training Product Training Team Training Team Training Internet Presence Personal Team Website Personal Team Website Personal Company Website Personal Company Website Copyright 2015 -- JMJ Marketing Concepts FEG Top Team.COM Webinars Webinars Traffic Generation Traffic Generation Lots More Tools Lots More Tools

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44% of adult population today cant meet 44% of adult population today cant meet their financial obligations their financial obligations 44% of adult population today cant meet 44% of adult population today cant meet their financial obligations their financial obligations 1.7 million Americans will file bankruptcy 1.7 million Americans will file bankruptcy this year. 60% due to medical bills this year. 60% due to medical bills 1.7 million Americans will file bankruptcy 1.7 million Americans will file bankruptcy this year. 60% due to medical bills this year. 60% due to medical bills 78% had Health Insurance at the start of the 78% had Health Insurance at the start of the bankrupting illness bankrupting illness 78% had Health Insurance at the start of the 78% had Health Insurance at the start of the bankrupting illness bankrupting illness 82% of Americans fear they will outlive 82% of Americans fear they will outlive their money in retirement their money in retirement 82% of Americans fear they will outlive 82% of Americans fear they will outlive their money in retirement their money in retirement AMERICA NEEDS YOUR HELP Copyright 2015 -- JMJ Marketing Concepts FEG Top Team.COM

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CAUGHT IN THE PROBLEM Questioning your Values about Work ? Questioning your Values about Work ? Being passed over for Promotions ? Being passed over for Promotions ? Boss Demanding & Incompetent ? Boss Demanding & Incompetent ? Afraid of being Fired or Laid-Off ? Afraid of being Fired or Laid-Off ? Lost your Passion & Motivation ? Lost your Passion & Motivation ? Copyright 2015 -- JMJ Marketing Concepts FEG Top Team.COM

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Copyright 2015 -- JMJ Marketing Concepts ARE YOU: FEG Top Team.COM Tired of building someone elses Dream ? Tired of building someone elses Dream ? Under-appreciated & under-paid ? Under-appreciated & under-paid ? In need of extra money ? In need of extra money ? Just trading hours for dollars ? Just trading hours for dollars ? Trapped in a cubical ? Trapped in a cubical ?

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Greatest Business Opportunity in America today Copyright 2015 -- JMJ Marketing Concepts FEG Top Team.COM MISSIONMISSION Show Every American How To Save, Grow and Retire, All Save, Grow and Retire, All Tax-Free with Living Benefits. FINANCIAL FREEDOM ! Show Every American How To Save, Grow and Retire, All Save, Grow and Retire, All Tax-Free with Living Benefits. FINANCIAL FREEDOM !

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LEADER IN FINANCIAL & INSURANCE INDUSTRY Experienced Leadership Experienced Leadership Owners have 90 years combined Industry Experience Industry Experience Owners have 90 years combined Industry Experience Industry Experience Proven Track Record Proven Track Record Built over 48,000 Agents Proven Turn-Key System Proven Turn-Key System 14 Years in Business 14 Years in Business Predictable & Duplicateable Agent Training & Support Agent Training & Support FEG Top Team.COM Copyright 2015 -- JMJ Marketing Concepts

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CRUSADECRUSADE FEG Top Team.COM Building Financial Freedom for Every American Family Building Financial Freedom for Every American Family Higher Commission Payouts Higher Commission Payouts Proven Turn-Key System Proven Turn-Key System 30 Years Experience 30 Years Experience Compliance Minded Compliance Minded Clean Track Record Clean Track Record

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Who Do We Represent ? FEG Top Team.COM Copyright 2015 -- JMJ Marketing Concepts Founded 1905 Founded 1896 Founded 1848 Founded 1865 Founded 1919 Founded 1956 Founded 1860

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What is Our Product ? FEG Top Team.COM Copyright 2015 -- JMJ Marketing Concepts Indexed Universal Life Insurance Living Benefits Critical Illness Chronic Illness Terminal Illness Lifetime Income College Funds Secured Savings Retirement Income Death Benefits

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Our Demographic Market Newborn to 85 Years Old Million Dollar Baby Million Dollar Baby College Savings Plan College Savings Plan Major Life Events Major Life Events Retirement Planning Retirement Planning Legacy Planning Legacy Planning FEG Top Team.COM

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THE OPPORTUNITY Copyright 2015 -- JMJ Marketing Concepts FEG Top Team.COM A Concept you can be Passionate about A Concept you can be Passionate about A Product that affects every person in America A Product that affects every person in America A Multi-Trillion Dollar Industry A Multi-Trillion Dollar Industry Pays Billions in Commissions to Producers Pays Billions in Commissions to Producers Creates Higher Income with More Benefits Creates Higher Income with More Benefits Now You can make up for Lost Time, Lost Earnings and change Your Life for the Better ! Now You can make up for Lost Time, Lost Earnings and change Your Life for the Better !

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Copyright 2015 -- JMJ Marketing Concepts The Business Structure FEG Top Team.COM Real Estate Agency Similar to: AgentAgent AgentAgentBrokerBroker You Never Loose Your Producers Agent earns Commission & Over-Rides from Product Sale Agent earns Commission & Over-Rides from Product Sale Broker earns Commission & Over-Rides from Product Sale Broker earns Commission & Over-Rides from Product Sale

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Copyright 2015 -- JMJ Marketing Concepts IF YOU GET SICK & CANT WORK WHO WILL PAY YOUR BILLS ? FEG Top Team.COM Worse Than Death: Critical Illness Money Fears Less than 5% of all workers are covered

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Copyright 2015 -- JMJ Marketing Concepts DO YOU HAVE A PLAN ? Many will not be able to go back to work. WHO WILL RUN YOUR BUSINESS ? FEG Top Team.COM 70% of people who were diagnosed with a Heart Attack, stroke or cancer, DID NOT DIE. More than half went bankrupt in the process. 70% of people who were diagnosed with a Heart Attack, stroke or cancer, DID NOT DIE. More than half went bankrupt in the process.

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Copyright 2015 -- JMJ Marketing Concepts CRITICAL ILLNESS CRITICAL ILLNESS CHRONIC ILLNESS CHRONIC ILLNESS TERMINAL ILLNESS.. LIFETIME INCOME LIFETIME INCOME... Heart Attack, Stroke, Cancer, Major Organ Transplant, Blindness, End Stage Renal Failure and others. Unable to perform 2 of the 6 daily Living activities or Cognitive Impaired. Upon Terminal Diagnosis up to 2 years. Once Activated, Guaranteed Income for Life & Policy Will Never Lapse. The New Life Insurance with Living Benefits The New Life Insurance with Living Benefits FEG Top Team.COM Protects Against:

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Copyright 2015 -- JMJ Marketing Concepts LIFE INSURANCE YOU DONT HAVE TO DIE TO USE FEG Top Team.COM Dont loose your savings to Uninsured Medical Expenses Benefit Paid in One Lump Sum Up to 90% of Face Amount You Determine How to Use It

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Copyright 2015 -- JMJ Marketing Concepts Funds Can Be Used For Anything FEG Top Team.COM Long Needed Vacation College Funding Pay Off Home Alternative Treatment Pay Medical Bills Alternative Treatment Pay Medical Bills Bucket List Dream Car

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Copyright 2015 -- JMJ Marketing Concepts COLLEGE FUNDS Where will you get the funds ? FEG Top Team.COM Deplete Savings Deplete Savings Student Loans Student Loans IUL Insurance Policy IUL Insurance Policy No Reserve High Interest Rates Pay Back Forever Accumulated Cash Value No Pay Back Required

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Copyright 2015 -- JMJ Marketing Concepts RETIREMENT INCOME FEG Top Team.COM COMPANY - EMPLOYED SELF - EMPLOYED How do YOU save for retirement ? 401K Qualified Plan Fully Taxable with Risk and Fees ? Will Start Saving Later No Available Funds Now ! Procrastination Procrastination Risk Risk Fees Fees Taxes Taxes RETIREMENT ROADBLOCKS

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Copyright 2015 -- JMJ Marketing Concepts FEG Top Team.COM RETIREMENT SAVINGS QUALIFIED PLAN - 401K / IRA / 403B Put your money in: No Fees or Taxes Pull your money out: Pay Misc. Fees Pay Taxes on Interest & Principle Market Downturn will: Destroy Your Savings Majority of People will: Outlive Their Savings Stock Market The Ugly Truth, is that the 401(k) is a LOUSY RODUCT, a FINANCIAL FLOP...

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Copyright 2015 -- JMJ Marketing Concepts FEG Top Team.COM RETIREMENT SAVINGS INDEXED UNIVERSAL LIFE Put your money in: After Tax Pull your money out: No Taxes Market Downturn will: NOT Destroy Your Savings Indexed Universal Life will: Guarantee Lifetime Income INDEXED UNIVERSAL LIFE The Retirement Solution Interest & Principle

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Copyright 2015 -- JMJ Marketing Concepts SECURE YOUR SAVINGS FEG Top Team.COM Indexed Universal Life ( BLUE LINE ) Your Money never takes a loss even when the Your Money never takes a loss even when the Stock Market takes a loss. Stock Market takes a loss. Your Money never takes a loss even when the Your Money never takes a loss even when the Stock Market takes a loss. Stock Market takes a loss. Legally OPT OUT of the Tax System, Pay Lower Legally OPT OUT of the Tax System, Pay Lower Fees, No Taxes & Never Loose Money Again. Fees, No Taxes & Never Loose Money Again. Legally OPT OUT of the Tax System, Pay Lower Legally OPT OUT of the Tax System, Pay Lower Fees, No Taxes & Never Loose Money Again. Fees, No Taxes & Never Loose Money Again.

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Copyright 2015 -- JMJ Marketing Concepts INDEXED UNIVERSAL LIFE FEG Top Team.COM Pay Taxes on the Seed when you put it in Pay Taxes on the Seed when you put it in Pay Taxes on the Harvest when you pull it out Pay Taxes on the Harvest when you pull it out Index Universal Life Plan Index Universal Life Plan Qualified Plan 401K401KIULIUL - OR -

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Copyright 2015 -- JMJ Marketing Concepts Commission Program FEG Top Team.COM Never Loose Your Producers 9-20%9-20% VP 73% to 93% RepresentativeRepresentative District Manager Vice President Builder Vice President 40%40% 50%50% 65%65% 70%70% OF PREMIUM TARGET BillBill TomTom PatPat SueSue TedTed

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Copyright 2015 -- JMJ Marketing Concepts Start Full Time or Spare Time Start Full Time or Spare Time Control Your Own Destiny Control Your Own Destiny Build Your Own Agency Build Your Own Agency Determine Your Own Income Determine Your Own Income Realize the Results of Your Own Actions Realize the Results of Your Own Actions Be Your Own Boss Be Your Own Boss FEG Top Team.COM CHANGE YOUR FUTURE

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Where Do You See Yourself? Copyright 2015 -- JMJ Marketing Concepts FEG Top Team.COM Client: Term with Living Benefits Client: IUL Tax-Free Retirement Living Benefits Agent: Part Time (8-12 hours per week) 5-10k Monthly Income 100k-250k Potential First Year 20% of Premium Target Referral Agent Agent: Full Time

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Are you LIVING in your DREAM home? Are you TAKING your DREAM vacation? Are you SAVING for your DREAM retirement? Are you DRIVING your DREAM car? Are you DRIVING your DREAM car? ACHIEVE Your DREAMS!!! ACHIEVE Your DREAMS!!! Are You Reaching YOUR FULL Potential FEG Top Team.COM Copyright 2015 -- JMJ Marketing Concepts

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The next MOVE is Yours Thank You. FEG Top Team.COM IF YOU HAVE THE DETERMINATION TO EARN MONEY NOW ! Call: Rick OLeary 713-248-7672