chhattisgarh jandhan yojna

15

Click here to load reader

description

This scheme has proved to be a milestone of socio-economic development for poor families of the cities and villages in the places which lack proper banking facilities. It aims at providing banking facility to each and every family of the country.

Transcript of chhattisgarh jandhan yojna

  • Chhattisgarh Jan DhanYojana

  • Under the Pradhan Mantri Jan Dhan

    Yojana (PMJDY), SBI took the lead in

    opening, around 1.9 million accounts in

    Chhattisgarh by sharing about 30

    percent of the new accounts.

  • According to state government

    officials, 1904000 new bank

    accounts had been opened across

    Chhattisgarh. Under the scheme,

    the state had set a target to open 2.5

    million more bank accounts in the

    coming days. All the bank accounts

    are opened with zero balance.

  • Of the total accounts opened in the

    state, 975977 bank accounts had been

    opened in rural area while 928291

    accounts had been opened in urban

    area. All the 27 public sector and 14

    private sector banks in Chhattisgarh

    are engaged in this scheme.

  • The SBI, which had been made the

    nodal bank for implementing the

    scheme, had taken lead by opening

    548758 bank accounts under the

    PMJDY in Chhattisgarh.

  • It had been followed by

    Chhattisgarh Gramin Vikas Bank

    that had opened 476569 accounts

    since the scheme started some three

    months ago.

  • PMJDY scheme was launched by

    our Prime Minister in the month of

    August. The main features of this

    scheme can also be implemented in

    every state of India.

  • Chhattisgarh Jan Dhan Yojana was

    also launched on the same day. It

    includes Rs 5,000 overdraft facility

    for Aadhar-linked accounts RuPay

    Debit Card with inbuilt Rs 1 lakh

    accident insurance cover.

  • After about four months after the launch of

    Pradhan Mantri Jan Dhan Yojna (PMJDY),

    bank accounts of about 26 lakh families

    have been opened. The scheme envisages

    universal access to banking facilities with

    at least one basic account for every

    household with focus on financial literacy,

    access to credit, insurance and pension

    facility.

  • In addition, the beneficiaries get

    RuPay debit card having inbuilt

    accident insurance covers of Rs 1

    lakh.

  • Prior to the launch of Chhattisgarh

    Jan Dhan Yojana, the main objective

    was to enroll over 7.5 crore (75

    million) households and to open

    their accounts.

  • The scheme has been started with a target

    to provide 'universal access to banking

    facilities' starting with "Basic Banking

    Accounts" with overdraft facility of

    Rs.5000 after six months and RuPay

    Debit card with inbuilt accident insurance

    cover of Rs. 1 lakh and RuPay Kisan

    Card.

  • Under the scheme:

    1. The account holders will get the provision of zero-balance

    bank account with RuPay debit card, in addition to

    accidental insurance cover of Rs 1 lakh.

    2. Those who open accounts by January 26, 2015

    over and above the 1 lakh accident, they will be

    given life insurance cover of 30,000.

  • 3. The holders can avail 5,000 overdrafts from the bank.

    4. With the introduction of new technology introduced by

    National Payments Corporation of India (NPCI), a person can

    transfer funds, check balance through a normal phone earlier

    which was limited to only normal phones.

    5. Mobile banking for the poor would be available through

    National Unified USSD Platform (NUUP) for which all banks

    and mobile companies have come together.

    With the introduction of Chhattisgarh Jan dhan yojana, a number

    of people living in the far off rural places have benefitted.

  • Get more details at:

    http://apnachhattisgarh.in/