CFI - Presentation on Web

8/8/2019 CFI - Presentation on Web

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Capital Funding InternationalIn Alliance with IOPMS.com

Cost Effective Global PaymentSolutions

Making A Difference

4607 Lakeview Canyon Rd. | #233 |Westlake Village, CA 91361 | Fax: 877.507.7177www.IOPMS.com



What Is Cash Advance?

Cash advance is an advance against future sales. It is not a loan. In actuality, we arepurchasing future revenues at a discount. (i.e., We give a merchant $75 today for $100 of future sales)

We offer capital when traditional lending institutions will not.◦ 93% of retail merchants cannot qualify for a traditional loan.

The amount of the advance is based on the merchant’s average monthly credit cardvolume. Typically, this is up to 125% of a merchant’s average Visa/MasterCardmonthly processing volume.

There is no fixed time or schedule of repayment and no fixed interest. Instead, theterms are agreed-upon at the time of each transaction and a fixed percentage isdeducted from the merchant’s daily credit card batch. Therefore, the merchant isonly paying a part of what he or she is earning. When the store or restaurant’svolume is down, the amount deducted is less.

We require no personal guarantee.

Funding is available much more quickly and requires a fraction of the paperwork.

We impose no restrictions on use of capital.

Small businesses need money to survive and grow. We advance merchantsfunds to spur that growth and recoup it by taking back a fixed percentage

from their daily credit card transactions.



Who Should Apply:

A cash advance is an ideal funding solution for small to mid-size restaurants or

retailers who need cash to: Meet payroll Expand inventory Improve facilities Advertise Pay taxes Open a new location Pay operating expenses Get through a slow period – Great for merchants that experience seasonality or

cyclicality.

To qualify, a merchant must: Run a traditional retail/restaurant business and have at least one year remaining on

their lease Be in business for more than one year Accept credit cards as a form of payment for at least twelve months. Have no open bankruptcies within the past seven years Have no outstanding judgments or pending litigations



Key Points:

Better than a traditional loan. – No personal guarantees or personal credit issues.

Better than a life-long partnership. – Getting a loan is like having a partner for avery limited period of time.

This is one of the fastest, easiest ways to get risk-free capital.

Merchants can use our cash for anything.

Our own proprietary systems provide the ISO’s and merchants with real timeinformation regarding the amount of the advances, the amount that has been paidback to any given date, the outstanding balance and all other relevant information.

There are no costs or fees to apply and there is nothing to lose by exploring theopportunity. Almost every small business needs cash for one purpose or another.



How To Get Funding In As Little AsFive Days

a. Submit an application. This can be found on www.IOPMS.com or you can ask usto send one to you.

b. A Funding Consultant will determine how much money the merchant qualifies forbased on their average monthly credit card volume, and will contact themerchant within 48 hours to discuss our proposal.

c. Should the merchant decide to proceed, we’ll ask the merchant for 3 months of

credit card and bank statements, a copy of the lease and a tax return or financialstatement (for larger deals). Submit these documents to our underwritingdepartment for approval.

○ IOPMS

○ 4607 Lakeview Canyon Road, #233

○ Westlake Village, CA 91361

○ Fax: 877.507.7177 or email: [email protected]

d. Once the funds have been advanced, Capital Funding International will begincollecting a small, agreed-upon percentage of the merchant’s daily credit cardsales until our agreement is fully executed. The approved processing bank willtransfer funds automatically and electronically, just as happens every day withthe merchant’s credit card batches.

http://www.iopms.com/

http://www.iopms.com/



Easy Submissions

To advance cash, the following documents must be received.

Complete Bank Statements for the most recent 3 month period.

Complete Merchant/Processing (V/MC) Statements for the mostrecent 3 months.

Copy of Articles of Incorporation (Corp) or Business License (SP) Copy of lease agreement

Tax Returns or Financial Statements (for deals > $35,000).

Copy of Driver’s License

Copy of Voided Check

Once this information has been received, we will contact themerchant and complete the remainder of the application over the

phone. Contracts will then be sent for execution. Executedcontracts are then faxed and mailed back to us.



Frequently Asked Questions

1. What can Capital Funding International do for my business?

2. How can I use the cash?

3. How does it work?

4. Will I qualify?

5. How long will I have to wait to find out if I have been approved for mycash advance?

6. How much can I qualify for?

7. How soon can I have the cash?

8. Will I receive the same low rates as my current credit card processor?

9. Will I be able to monitor the progress on my account?

10.Who can answer my questions, or help me start the funding process?



FAQs

1. What can Capital Funding International do for my business?We offer you a way to improve the future of your business by accessingcash now. It’s not a bank loan, so you’re more likely to be approved, andyour cash becomes available to you quickly.

2. How can I use the cash?Use the cash any way your see fit. Customers typically use the cash tosupport or upgrade their business in some way. Maybe you need repairs or

inventory. Maybe you would like to expand your present location or simplyadd a new location. Better still, maybe you’d like to seize an opportunity inyour marketplace before a competitor does.

3. How does it work?The funding process is simple. Capital Funding International purchasesyour future credit card transactions and advances that money to you.After you have your advance, the credit card processor will deduct a small,fixed percentage of your daily credit card sales until the advance is madewhole.



FAQs

4. Will I qualify?If you’ve been in business for over a year and process at least $4,000 incredit card sales each month, you are well on your way to approval.

5. How long will I have to wait to find out if I have been approvedfor my cash advance?Pre-approval is usually obtained within 24 - 48 hours. Funding can take aslittle as 2 business days depending on the amount of the transaction and

the time it takes to get the necessary documents required to fund.

6. How much can I qualify for?Your monthly credit card volume will qualify you for $3,000 to $150,000.The amount of receipts purchased is determined by your averageVisa/MasterCard processing volume over a three month period.



FAQs

7. How soon can I have the cash?After a complete contract is submitted and approved, funding can happenin as little as 1 business day.

8. Will I receive the same low rates as my current credit cardprocessor?The funding process works through your credit-card terminal so we mayneed to switch you over to our preferred credit card processor. We workwith an outstanding organization that will match or may actually beatyour current rates, and will make the transition virtually seamless.

9. Will I be able to monitor the progress on my account?Yes. You’ll get a statement each month.

10.Who can answer my questions, or help me start the fundingprocess?

You can reach our Capital Funding International representatives by fax

at: 877.507.7177 or you can send an email to [email protected].



Credit Card Processing

One of the many benefits of funding with Capital Funding International isthe unique way we recoup our advance: by taking a small, fixedpercentage of the merchants daily credit card receivables. To make this

process as simple and efficient as possible, it may be necessary for themerchant to switch to a processor with whom we have established aproductive working relationship.

Capital Funding International offers its assurance that this change willaffect the merchant only in positive ways:

◦ Our processing partners offer some of the lowest rates in the industry.The merchant’s rates and fees will not go higher. You will likely havethe ability to lower the processing fees.

◦ The merchant’s daily business will not be interrupted in any way. Theywill continue to accept credit cards just as they do now, withoutchanging anything but the sticker on their terminal.

CFI - Presentation on Web

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