CDC 7-20-12

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

July 20, 2012

GREAT FOOD OUTDOORSBARBEQUE !British Prime Minister David CameronJoins President Barack ObamaTo Serve The Troopss



by Karen LakeTyler Feist, from Boy Scout Troop 767,

decided he didn’t want to plant trees for his Eagle Scout project. Last November, Tyler worked at South County Outreach as part of a youth service project sponsored by the Rancho Santa Margarita Stake from The Church of Jesus Christ of Latter-day Saints. Tyler later decided he wanted to work with South County Outreach (SCO) for his eagle project. Andi Doddridge, a volunteer coordinator at SCO, encouraged Tyler to focus his efforts on collecting food for children. Doddrige explained, “ Many children receive two meals a day through school meal programs, but when school is out for the summer the need to provide food for these children increases dramatically.”

Tyler Feist went to work organizing cub scouts to assist in the food drive at Foothill Ranch Elementary School. Tyler also organized and manned five collection stations at three grocery stores including Ralphs in Foothill Ranch and Rancho Santa Margarita as well as Stater Brothers in Lake Forest for almost ten hours. His efforts resulted in the collection of almost 9,000 lbs of food! This effort far exceeded the expectations of South County Outreach and will fill shelves and provide meals for hundreds of families throughout the sum-mer. Photos by Lisa Feist

Boy scout tyler feist food drive delivers 9,000 Pounds of food

Tyler Feist, Eagle Candidate Troop 767, poses in front of Foothill Ranch Elementary

Boy Scouts from Foothill Ranch Elementary, Chad Newman and David Pitterle, promote the food drive.

Jennifer Feist, from Foothill Ranch, shows sign to oncoming cars near Foothill Ranch Elementary

Mother and daughter, Jennie and Kate Dayley, (RSM) hold up their donation at the grocery store

local nurse nancy kraus assissts free surgeries for cleft Paletsstory by Wendy Vassilarosphoto by Nancy KrausA mother’s love for her child can

be astounding. Rosita, from La Paz, Bolivia, is a first-hand example of such love. Her son, Juan Jose, was born with a cleft palate. Rosita was so determined to have it repaired that she took a 30 hour bus trip and got through two major roadblocks to arrive in the city of Santa Cruz. She knew there was a strong chance Juan Jose, 11 months old, might not be eligible or chosen for the free surgery, offered by Operation Smile and LDS Humanitar-ian Services. Her husband told her she was crazy to think that someone would perform a surgery for no cost. There was also a concern that if Rosita returned back to her village without the surgery she would have been shunned, scorned, or even beaten. The risk, however, was worth it to give her son a chance at “normalcy.” She was willing to do whatever it would take to get him screened, including physi-cally moving a roadblock that stood in their way during the middle of the night.

Stories like these are nothing new for Nancy Kraus of Trabuco Canyon, California. She currently works as a nurse in the Pediatric Intensive Care Unit at Children’s Hospital of Orange County. As a member of the Church

of Jesus Christ of Latter Day Saints, Kraus has committed her life to the service of others. One way she hon-ors this commitment is by traveling worldwide through Operation Smile and LDS Humanitarian Services to assist in surgeries to repair cleft lips and palates. Kraus just returned from a trip to Santa Cruz, Bolivia where she personally met Rosita and her pre-cious son, Juan Jose.

In Santa Cruz, Kraus, along with several other nurses, screened over 350 children for a free surgery to cor-rect their cleft lip or palate. Of those screened, 122 children qualified and received the repairs needed, without any cost to the family. According to Kraus, most surgeries cost roughly $250, an insurmountable amount to most families living in those countries.

Kraus has also served in Tlaxcala, Mexico and Kenya, Africa with Op-eration Smile and in New Orleans, Louisiana after Hurricane Katrina, both through LDS Humanitarian Services. Although she’s seen many heartbreak-ing stories, she’s also seen just as many miracles. In her blog, http://nursenancyrn.blogspot.com, Kraus states, “It is such a blessing to be able to have these experiences and be a tiny part of changing lives. I will never see these people again and most don’t

even know my name, but I hope they feel the love & compassion I have for them. They are touching my heart and changing my spirit when I am in their presence.”

As for Rosita and Juan Jose, the trip was well worth the 30 hours each way, two roadblocks, and constant persecution from her husband. After

the surgery, Kraus placed Juan Jose in her arms, and Rosita, with her eyes full of tears, looked up and said, “Everyone in my town told me when he was born that I had an ugly baby, but he was never ugly to me and now they will see that he has always been beautiful.”

Nancy Kraus with baby boy. Nancy Kraus says, “This little boy was called ‘everybody’s baby’. He was from an orphanage and the woman at the orphanage brought him for surgery & we gave him lots of love and clothes. He came in a ragged dress.

The Coto de Caza News

July 20, 2012 The Coto de Caza NewsThe Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

W h e n looking for inspiration on the grill, n o t h i n g beats the tender, juicy pork chop. This hearty protein is a versatile canvas for a wide range

of mouthwatering rubs, glazes and marinades that will ignite taste buds with bold new flavors.

To fire up your grill creativity, look to simple, fuss-free recipes that pack big flavor. Take your pork chops on a jaunt through the Mediterranean with a savory Basil-Garlic Rub. Or, spice up the chop with a Fire-Lovers Rub, featuring a robust blend of Southwestern-inspired spices. No matter what tastes you crave, the pork chop is your perfect partner on the grill all year long.

For more on how to get the most out of pork on the grill, turn to these tips from the National Pork Board:

Know your chops. Did you know there are five different pork chop cuts? From the richly marbled blade chop to the lean iconic loin chop, there are many delicious options for quick-cooking chops on the grill. Ask your retailer or butcher to help choose the cut that’s right for you—it might just result in a new favorite.

Make it your own. Pork chops pair perfectly with

a virtually endless variety of tasty rubs and mari-nades. Experiment with your own flavor combina-tions by taking standby recipes and swapping out or adding ingredients to suit your family’s tastes.

Mind your cook time. For juicy, tender pork, the USDA now recommends cooking chops, roasts and tenderloins to an internal temperature of 145°F with a 3-minute rest. Be sure to use a digital cooking thermometer for the most delicious results.

For more details on pork chop cuts, tips and mouthwatering recipes, visit www.PorkBeInspired.com. You can also follow the National Pork Board on Facebook at www.facebook.com/PorkBeIn-spired and on Twitter @AllAboutPork.

Grilled Pork Chops with Basil-Garlic RubPrep Time: 20-30 minutesCook Time: 10-12 minutesMakes: 4 servings

4 bone-in pork loin chops, 3/4-inch thick2 garlic cloves, peeled1 cup fresh basil leaves, packed 2 tablespoons fresh lemon juice 2 tablespoons extra-virgin olive oil 1 teaspoon coarse salt1/2 teaspoon freshly ground black pepper

With machine running, drop garlic through feed tube of food processor to mince. Stop, add fresh basil, and process until chopped. Add lemon juice, oil, salt, and pepper and process to make a thin wet rub. Spread both sides of pork chops with basil mixture. Let stand 15 to 30 minutes.

Prepare medium-hot fire in grill. Brush grate clean and oil grate. Grill chops, over direct heat, turning once, to medium rare doneness, 5 to 6 minutes per side, or until the internal temperature reaches 145°F, followed by a 3-minute rest.

Nutrition per serving (chop and rub): Calories: 210; Fat: 14g; Saturated Fat: 3.5g; Cholesterol: 60mg; Sodium: 620mg; Carbohydrate: 2g; Pro-tein: 27g; Fiber: 0g

F i r e - L o v e r ’ s R u b Makes enough for 4 pork chops

1 tablespoon chili powder1 teaspoon dried oregano1 teaspoon ground cumin1 teaspoon coarse salt 1/2 teaspoon cayenne powder1/2 teaspoon granulated garlic or garlic powder1/2 teaspoon coarsely ground black pepper

Mix chili powder, oregano, cumin, salt, cayenne, granulated garlic and black pepper in small bowl. Rub both sides of pork chops with spice mixture. Let stand 15 to 30 minutes. Cook chops to an internal temperature of 145°F with a 3-minute rest.

Nutrition per serving (chop and rub): Calories: 220; Fat: 14.5g; Saturated Fat: 3.5g; Cholesterol: 60mg; Sodium: 1220mg; Carbohydrate: 4g; Pro-tein: 27g; Fiber: 1g

toP choPs for the grill


July 20, 2012The Coto de Caza News The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

ruth WhiteEditor

sandra WhiteDisplay Advertising

diana calvaneso, Managervalerie MincheffLegal Advertising

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The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspa-pers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request.Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Govern-ment Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public no-tices for the South Orange County Judicial District.

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Subscription Rates $26.00/year

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“Ten million years ago man discovered fire. That same weekend he invented barbeque”

-Wolfgang Puck

It’s the most kid-centric day of the summer art season - Family Art Day at the Laguna Beach Festival of Arts! On Saturday, July 21st from 12pm-3pm, parents and children will be treated to exciting adven-tures in art… compliments of the Festival of Arts.

Family Art Day is all about the children. Art projects in ceramics and mixed media are specifically designed for the younger ones, art scavenger hunts, ceramics, marionette shows, balloon art and face painting will entertain young minds and ignite the imagina-tion. New this year, guests will have the opportunity to express their creativity while stringing together their very own Kūpe‘e, a Hawaiian bracelet or anklet, presented by Aulani (A Disney Resort & Spa in Hawaii). Also new in 2012 will be the oppor-tunity to make prints rolled out right in front of the Festival of Arts by a 44,000-pound steam-roller! If that’s not enough, all children will be treated to a special kid-friendly snack from Gina’s Alfresco. Even Mom and Dad will get to enjoy live musi-cal entertainment by Shelby, Tieg & Tara.

When children arrive, they will be given a booklet containing coupons that they’ll get to redeem for the dif-ferent projects and attractions. It’s a small touch that makes even the littlest attendees feel like Family Art Day is especially for them, which it is. Plus, children 12 and under receive free admission to the Festival of Arts.

“Family Art Day is always a favor-ite day at the Festival,” said Susan

Davis, director of special events for the Festival of Arts. “If your family has never participated, this is the year to do it, because this year’s Family Art Day is going to be the best one yet!”

Family Art Day is FREE with Festi-val of Arts admission ($10 for adults, $6 for seniors and students, and free for kids under 12).

The Festival of Arts and Pageant of the Masters are sponsored in part by Acura, Cox Communications, Fidelity Investments, KOST Radio 103.5, the

Ritz-Carlton Laguna Niguel, and The Orange County Register. The Festi-val of Arts is a non-profit organization that produces The Festival of Arts – California’s Premier Fine Art Show and the Pageant of the Masters. For general information, call (949) 494-1145 or visit the website at www.La-gunaFestivalofArts.org. The event is located at 650 Laguna Canyon Road, Laguna Beach, California. Proceeds support the arts and art education in and about Laguna Beach.

faMily art day at the festival of arts



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Providing an interactive and educational “green” themed day for guests, the Sawdust Art Festival will celebrate its 5th Annual Green Day on Saturday, July 23. Sawdust artists, staff and local organiza-tions will share simple ways of becoming more environmentally aware. Themed activities are planned for 10 am to 5:30 pm in various locations around the grounds. Educational “green” projects and classes, including the highlighted activities below, and all are complimentary with admission:

Laguna Beach Garden Club Garden Exchange (10 am – 2 pm) – Bring in “slips” from your garden, and exchange for other plants to diversify your landscapes. Water-wise and succulent plants will be donated by the Laguna Beach Garden Club, a local organization founded over 80 years ago dedicated to promoting education in gardening, horticulture, landscape and floral design, conserva-tion, ecology, and bird life. The club also supports environmental projects and civic beautification. Location: by clock tower near Main Entertainment Deck. All ages welcome.

Nature Mosaics (10:30 am – 12:30 pm; 4:45 pm – 5:30 pm) – Create your own fun mosaic out of nature’s colorful harvest, including seeds, popcorn, beans, eucalyptus pods, rice. Location: Children’s Art Spot. Ages: 4+.

Recycled T-shirt Scarf (10:30 am – 12:30 pm) – Bring in your large t-shirts to create a nifty scarf to accessorize your summer wardrobe. Sawdust artist Sheryl Eberhardt will instruct this fun class. Location: Studio One. Ages: 6 to adult.

Wyland Foundation Ocean Con-servation Mural (10:30 am – 3:30 pm) – Participate in this collaborative ocean mural project and support ocean preservation. Wyland Foundation art-ist Patti Romo will help guide visitors in painting a 5’ x 10’ mural. The Wyland Foundation is a non-profit organization founded in 1993 by environmental marine life artist Wyland, dedicated to promoting, protecting, and preserving the world’s oceans, waterways, and marine life. Location: by Main Enter-tainment Deck. All ages welcome.

Save the Bugs! 4th Annual Contest (1 pm – 3:15 pm) – Using a wide variety of recycled materials, come create your own recycled “bug” and make a pledge to saving our earth’s wildlife. Bring your “bug” to the Main Entertainment Deck at 3:30 pm to enter our “Best Bug” contest. Location: Studio One, Ages: 6+, 1-3 pm; Location: Children’s Art Spot, Ages: 4-10, 1-3:15 pm.

Creative Nature Recycling (3:30 pm – 5:30 pm) – Join instructor Roberto Romano and create a unique three-dimensional nature sculpture using leaves, twigs and seed pods. Location: Studio One. Ages: 6 to adult.

Throw a Greenware Pot (10 am – 5:30 pm; 7-9 pm) – Visit our Ceramic Center and throw a gre-enware pot at the potter’s wheel.

To check out more details about the Sawdust Art Festival’s 46th annual summer season and calendar

of events, please visit www.sawdustartfestival.org or call 949-494-3030. The Sawdust Art Festival is open 10-10 daily June 29 through September 2, and is located at 935 Laguna Canyon Road in Laguna Beach with free City trolley service to and from the Act V parking lot. Admission prices are: Adults $7.75, Seniors (65+) $6.25, Children (6-12) $3.25, Children (5 & under) Free; Summer Season Pass $15; Annual Pass $20.

The Sawdust Art Festival is a non-profit art or-ganization dedicated to educating the public and promoting the art created in Laguna Beach.

The Sawdust Art Festival thanks its 2012 sponsors Honda, 104.3 MYfm, Hoegaarden and Kendall-Jackson.

saWdust art festival celeBrates 5th annual green day



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Trying to barbecue can be a dif-ficult task; however, you are definitely going to enjoy the nice food that will be available to you when you cook it all completely the right way that you should have. You not only need to have the right type of steak, but you also need the right kinds of equipment and knowledge. If you are one of many people that has absolutely no idea on how to barbecue, then there are a few things you should know. Grilling barbecue tends to be pretty tough for a couple of people, but in reality, it hap-pens to be very easy. As long as you have the right tools to grilling, you can then easily make perfect barbecue.

Simple Tips On How To Barbecue- Properly Marinate The SteakMarinating the steak could take

anywhere, from 12 hours or more just for it to have the sauce and ingredi-ents really cooked into the steak. You can marinate it with anything that you choose, and usually a friend or some-body you may know may recommend a certain type of sauces to marinate it with. However, you really need to consider using garlic, coarsely, basil leaves, lemon, vegetable oil, red wine vinegar, and then adding all of that together with your steak. Let it rest under a foil for the night, and then cook it the following day.

- Right QuantityMake sure that you use just the

ingredients for the sauce. Don’t forget to have a nice set of steaks, and have enough for everybody at the party. Just keeping in mind the right quantity can help you out a lot.

What Do You Need To Make The Perfect Barbecue?

- Barbecue Side DishesSome of the best barbecue side

dishes are Cajun Deveiled Eggs, Baked Sweet Potatoe Fries, and grilled Vegetable Kabobs. You can use whatever you want as a side dish. Your overall goal should be to use something that everybody is going to like, not to mention be made in a good way. If you use the most popular side dish but you make it the wrong way, then you need to use something else.

- Clean UtensilsMake sure that you use the right

utensils that are also very clean. Whether a clean spatula or a clean grill, make sure that you clean it all up completely. If it is not all that clean, then you may make the mistake of dirty or soapy types of steak. Aside from just clean utensils, you really need a good type of grill that is still up to date. Keep all of your ingredients near you and get ready to start cooking.

Helpful Grilling Tips

- Choose The Right Cut Of Meat

Did you know that some cuts of meat are better for grilling than others? Many people like to grill strip steaks, but it is all a matter of opinion. It actu-ally depends on you, as there are many types of meat, so you should try to experiment. Don’t just try one type of steak like Filet Mignon without trying the others. See what tastes the best, is the easiest to cook, and also the most affordable.

- Don’t Touch ItAvoid touching your steak while it

is cooking. Try to use your spatula only a few times, and then flip it when you notice that it is starting to burn. Don’t touch it too much while it is still cooking.

- Use CharcoalUsing the ordinary gas from the grill

could add that gassy type of taste to your steak. Try using a nice hardwood charcoal, similar to what is used in the chimneys at home. These can give that natural smell and taste without that aura of gas being inside of the steak.

- Room TemperatureIf you would like for your food to

smell and taste great, keep them at room temperature before you plan on cooking them. The fridge may be a good place to keep them during the marinating proccess, but once the morning rises, keeping it out in a safe place where no bugs can get inside is a great way to keep them cool right before they get cooked.

These tips are definitely going to help you on becoming the next bar-becue master. While it does take time to churn out steak repeatedly with no troubles, it is definitely going to be dif-ficult to be good at it after only one day. This is why you really need to consider just learning and having fun. Keep all of the tips above for getting the perfect steak that everybody is going to enjoy eating.

the stePs on hoW to BarBeque successfully



The Ci ty is partnering with The Bell Tower Foun-dat ion and RSM Teen Counc i l to host a “Rack Pack Ba r -racks Drive”

for the City’s adopted 2/5 Marine RegimentThe City of Rancho Santa Margarita and SAM-

LARC will present the second Summer Concert on Sunday, July 22 with Rodeo Drive performing the most celebrated Top 40 country tunes. The concert will begin at 6:00 p.m. at Central Park in Civic Plaza.

In addition to bringing the usual blankets, chairs and tasty snacks, please consider bringing an item to support the City’s adopted 2nd Battalion, 5th Ma-rines Regiment (2/5). In partnership with The Bell Tower Foundation and RSM Teen Council, the City is participating in Operation Help a Hero’s “Rack Pack Barracks Drive” to provide welcome home care packages for members of the 2/5.

Donation suggestions include:Toiletries: shaving cream, lotion, deodorant,

toothbrushes, toothpaste, razors, shampoo, mouth wash

$10 food/restaurant gift cards: Subway, Carl’s Jr., In & Out, Dominos, Philly’s Best, etc.

Snack foods: chips, protein bars, cookies, candy bars, microwaveable foods, popcorn, instant noodle cups, etc.

Entertainment items: magazines (no older than 3 months), playing cards, DVDs, games, books, etc.

Movie tickets: gift cards, iTunes cards, Netflix cards and movie theater cards

Drinks: soda, water, dry drink mixes, Gatorade, coffee, Starbucks gift cards, etc.

Towel sets: bath towels, hand towels and wash cloths

Laundry detergent (trial size) and hand soap (regular size)

T-shirts, socks, bath mats and pillow cases

A donation drop box will be located at The Bell Tower Foundation booth during the July 22 concert and each of the subsequent Summer Concerts.

During the concert, children are invited to decorate the paper grocery bags that will hold the donated care package items and create colorful welcome home banners with art supplies at The Bell Tower Foundation booth.

For more event information about the Rack Pack Barracks Drive and the Summer Concerts, please visit the City’s website at www.cityofrsm.org or call the Community Services Department at 949.216.9700.

suMMer concerts ProMise to Be fun and Provide suPPort to the city’s adoPted Marines

The fun continues at the 2012 OC Fair with the first full week of summer activities and concerts. The Fair is open Wednesday-Sunday (closed Monday and Tuesday).

Here are some great events com-ing up this weekend:

Saturday, June 21 (Open 10 am-midnight)

Cody Simpson/Madasen Mc-Grath in the Pacific Amphitheatre (8:15 pm)

The Joshua Tree – A Tribute to U2 in The Hangar (8:30 pm)

Bull Riding in the Action Sports Arena (8 pm)

Rise & Shine - $2 admission (10 am-11 am)

Jr. Livestock Auction in the Live-stock Show Ring starting 9:30 am showcases the efforts of local 4-H and FFA youth participants.

Free Parking & Shuttle Service from the Experian parking structure located off the Bristol Street exit of the northbound I-405 and the Avenue of the Arts exit of the southbound I-405. Hours of operation: 10 am-midnight.

OC Fair Express – Receive a coupon for $2 Fair admission for that day when using a special direct route from 7 different OCTA transit locations. $1.50 for one-way and $3 for round-trip. Visit octa.com/ocfairex-

press for transit locations and times. Culinary Arts Home Sweet

Cookies Competition – Judged live at the Fair in the Exhibit Promenade, Fairgoers will see who bakes the best classic cookie (1 pm)

Sunday, June 22 (Open 10 am-midnight)

Young The Giant/The Steelwells in the Pacific Amphitheatre (7:30 pm)

Tenth Avenue North in The Han-gar (8:15 pm)

Fiesta del Charro in the Action Sports Arena (7 pm)

Rise & Shine - $2 admission (10 am-11 am)

Free Parking & Shuttle Service from the Experian parking structure located off the Bristol Street exit of the northbound I-405 and the Avenue of the Arts exit of the southbound I-405. Hours of operation: 10 am-midnight

OC Fair Express – Receive a coupon for $2 Fair admission for that day when using a special direct route from 7 different OCTA transit locations. $1.50 for one-way and $3 for round-trip. Visit octa.com/ocfairex-press for transit locations and times.

Throughout the 2012 OC Fair (July 13-August 12), Fairgoers can also enjoy:

Heroes Get in Free: Free ad-mission each day for active duty and veteran military with appropriate ID.

Read & Ride Program: Children (ages 5-11) who read and submit a two-book report form available on ocfair.com receive three free carnival rides. Visit ocfair.com for the form and instructions on submitting.

Free Exhibits and Events: Choco-late Unwrapped: Beans, Bars & Bon Bons in the Exhibit Promenade; all-day Let Freedom Ring Exhibit in Park Plaza & daily Salute to Heroes presentation in The Hangar at 8:20 pm; Museum of Neon Art in the Vi-sual Arts Gallery; Girl Scouts: From Cookie Pro to CEO - 100 Years of Building Leaders exhibit in Memorial Gardens; and Karaoke Rockstarz 7-10 pm on Meadows Stage. All free with Fair admission.

Visit ocfair.com for a full listing of each day’s offerings.

The 2012 OC Fair, themed Home Sweet Home, is July 13 – August 12 and will bring 23 days of food, rides,

exhibits, animals, music, action sports and fun, as well as the Super Pass, Toyota Summer Concert Series at the Pacific Amphitheatre, The Hangar and Action Sports Arena. The Fair is open Wednesday-Sunday. Concert tickets, action sports reserved seats and single-day general admission are available for purchase online at ticketmaster.com or from the on-site Box Office. The popular Super Pass, which offers the passholder 23 days of admission, is available for pur-chase from any onsite box office or ticket booth.

The OC Fair & Event Center is located off the 405 and 55 freeways at 88 Fair Drive in Costa Mesa. For more information, please visit ocfair.com, become a fan at Facebook.com/OCFair, follow us at twitter.com/ocfair or call (714) 708-1500

the fun continues at the 2012 oc fair



Te x t b y K r i s t e n a n d D a v i d Ve v i a , Photos by David Vevia

The droves of cars, tracing the perimeter of the Bell Tower could not be seen during the weekend of July 14th and 15th. Instead, the ground was painted with chalk murals. This explosion of color and art was the result of the 13th Annual Fun With Chalk Street Painting Festival. The charity event was held to provide scholarships for college-bound students earn funds for art materi-als and supplement art programs. In addition, the fundraiser was for the benefit of cancer research partnered with the Relay for Life organization.

Families from all over Orange County came to experience and appreciate the art, and to even

create some of their own. The event helped remind participants and guests about the lighter side of life, bringing all back to the familiar days of their childhood. For those bold enough, with or without children, there was a section in the make shift, parking-lot-canvas dedicated to families who wanted to relax and draw their own pictures with chalk.

One of the artists, Jennifer Ripassa of Van Nuys, spent 2 days, totaling more than 18 hours of work, completing her creation of a beautiful, young mermaid. Chalk renderings are something that Ripassa has been doing for 6 years, each year presenting more challenges and increas-ing pressure. “Every surface is different, and

sometimes you have to deal with the weather. But the colors come out really nice and you’re forced to do a good job as people are walking by and watching you.”

The artists filling this outdoor gallery ranged from the featured professionals to talented, pas-sionate people. This passion is clearly seen in artists like Holly Schineller, who brought her entire family out from Arizona just for this event. She admits, “It’s a labor of love, you don’t do it for the money.” That is a sentiment every artist need to learn early on: find something you love, whether it is music, photography, or chalk art, and do it as long as you can.

it’s a chalk in the Park in rsM

Artists spent hours in the heat working on their pictures, using grids to ensure proper proportions.

When asked why they chose an image with fruit in it, artists Jenny Czech and Caroline Hilley said that it was because it was very colorful.



Society Sceneby

Kelly Bennett

Exclusively for the Coto de Caza News

childhelP drive the dreaM gala raises $325,000 for

life-saving PrograMs The third annual Childhelp Drive the Dream Gala – Orange County,

held at the Orange County Fair Grounds partnered with Barrett-Jackson with a crowd pleasing concert featuring Marilyn McCoo and Billy Davis Jr. that raised $325,000 for services benefitting California’s children in crisis.

The Childhelp Drive the Dream Gala brought out OC’s movers-and-shakers and celebrities including Sandie Newton, Jen Lilley, Jodi Sparks and Vicki Gunvalson from the Real Housewives of Orange County.

The theme was A Night of American Dreams with everyone wear-ing red, white and denim chic. The stage was decorated with a very large American flag hanging up for all to see with red white and blue colors adorning the table linens along with decorations exemplifying the patriotic spirit of America.

After a scrumptious dinner of salmon, halibut and steak with risotto, baby carrots, then cheese cake for dessert, attendees enjoyed a silent auction and grooved to the R&B classics of Marilyn McCoo and Billy Davis Jr. The Mistress of Ceremonies for the evening was Sandie Newton with Julian Movsesian, owner of Succession Capital Alliance, as the event’s honorary chair.

Special awards were given out at the event from Childhelp Co-Founders, Sara O’Meara and Yvonne Fedderson. Julian and Aleen Movsesian were presented with the Childhelp Philanthropic Award, for their commitment and generosity towards children’s causes. The Childhelp Lifetime Award was presented to Patti Edwards for her hard work and dedication to Childhelp; she has been supporting Childhelp for 30 years. Special thanks also went out to Craig Jackson, Chair-man and CEO of Barrett-Jackson Auction Company, for his continued support of Childhelp and for this successful event.

Folks were also privy to a variety of live auction items. Some of them included an exclusive Lakers stay and play with a VIP suite for up to 10 people including food and beverage, 2 night stay in a deluxe suite at the Beverly Hilton and a Porsche Panamera rental for 2 nights. A few more that were offered up included a Chef Scott Leibfried VIP Experi-ence dinner for 10 people; a World Class Vegas Package to include transportation to and from the airport, private jet round trip travel from OC to Vegas, Michael Mina’s Nob Hill Tavern dinner for 4 and 4 tickets to KA by Cirque du Soleil; and an ESPY Awards Celebrity Experience to include 2 tickets to the ESPY awards on July 11, 2012, 2 night stay at the SLS Hotel in Beverly Hills, and a meet and greet with some of the most talked about sports celebrities such as: Adrian Peterson, Greg Jennings, Tommie Harris, Santonio Holmes, Johnny Knox, Matt Leinart and Chris Harrison.

The annual Childhelp Drive the Dream Gala – Orange County is Childhelp’s second largest fundraiser of the year. All proceeds from the gala benefit Childhelp’s programs and services in California.

For 53 years, Childhelp has brought the light of hope and healing into the lives of countless children. CEO and Co-Founder Sara O’Meara and President and Co-Founder Yvonne Fedderson started Childhelp in 1959, establishing it as a leading national non-profit organization dedi-cated to helping victims of child abuse and neglect and at-risk children. Childhelp’s approach focuses on advocacy, prevention, treatment and community outreach. For more information about Childhelp Drive the Dream, visit www.childhelp.org.

Julian Movsesian and Aleen Movsesian receive the Childhelp Philanthropic Award, for their commitment and generosity towards children’s causes from Jim Hibbets (center)

Grammy Award Winners - husband and wife team Marilyn McCoo and Billy Davis Jr.

Kristen James with Pam Pharris and Shan Womack

Eileen Saul and Jaime Saul

Sara O’Meara with Patti and Jim Edwards and Yvonne Fedderson



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How soon can parents start teaching their children to play chess? In their Mongoose Press book, Chess Is Child’s Play,chess educators Laura Sherman and Bill Kilpatrick contend that parents can teach their children before they reach school age. By breaking down the elements of the game into “mini-games,” parents and young children alike can learn chess at their own pace.

“The first challenge was to teach chess to the parent who isn’t familiar with the game,” Sherman says. “We found that some parents were intimidated by chess. However, after applying our techniques they realized that they could learn to play, along with their children. Really anyone can learn to play the game if they are taught properly.”

Sherman and her husband Dan founded Your Chess Coach where they teach dozens of children aged 3-16 each week in various schools. This ex-perience helped them to discover what works and what doesn’t.

“My father taught me to play chess when I was nine years old,” Sherman notes. “I think many parents feel that a child needs to be at least that age to learn, but I have found that very young children love to learn chess and do quite well. Young boys and girls gravitate naturally to a chess set!”

The “Learning to Think Project” in Venezuela showed that IQ increased in elementary school children when they learned to play chess. A study in New York showed that even reading skill can improve thanks to chess. Many other studies around the world give similar results: chess helps children to do better in school and in life.

Chess can even improve children’s social skills. According to Joyce Brown, an educator at the Roberto Clemente School in New York, “Our studies have shown that incidents of suspension and outside altercations have decreased by at least 60 percent since these children became interested in chess.’’

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Coto de Caza Legal Notices

T.S. No.: 1104935CA Loan No.: 483471 A.P.N.: 606-171-23 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/21/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encum-brances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the notes(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Roger S. Adcock and Cheryl D. Adcock, Husband and Wife as Joint Tenants Duly Appointed Trustee: Seaside Trustee, Inc. Recorded 03/28/2007 as Instrument No. 2007000195530 in book xxx, page xxx of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 7/27/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $542,065.25 Street Address or other common designation of real property: 19571 ALISO VIEW CIRCLE TRABUCO CANYON, California 92679 A.P.N.: 606-171-23 As required by California Civil Code Section 2923.54, the current beneficiary, loan servicer or au-thorized agent has declared one of the following: 1. The timeframe for giving this notice of sale as specified in subdivision (a) of Section 2923.52 does not apply pursuant to California Civil Code Section 2923.52 or 2923.55 2. The mortgage loan servicer has obtained a final or temporary order of exemption from the commissioner pursuant to Section 2923.53 and it is current and valid as of the date this Notice of Sale is filed. 3. The requirements of California Civil Code Section 2923.52 have been met. As required by California Civil Code Section 2923.5, the current beneficiary has declared to Seaside Trustee Inc, the original trustee, the duly appointed substituted trustee, or acting as agent for the trustee, that the requirements of said section have

NOTICE OF TRUSTEE’S SALE T.S. No. 12-18665 APN: 939-11-362 Loan No. 0245259YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/30/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.Trustor: DANIEL WARD, AN UNMARRIED MAN AS HIS SOLE AND SEPARATE PROPERTYDuly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 9/28/2007 as Instrument No. 2007000588247 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale:7/27/2012 at 1:30 PMPlace of Sale: At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701 Estimated amount of unpaid balance and other charges: $291,249.35Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed.Street Address or other common designation of real property: 313 CHAUMONT CIRCLEFOOTHILL RANCH AREA, California 92610Described as follows: PARCEL 1: UNIT 176, CONSISTING OF CERTAIN AIRSPACE AND SURFACE ELEMENTS, AS SHOWN AND DESCRIBED IN THE CONDOMINIUM PLAN RECORDED OCTOBER 27, 1994, AS INSTRUMENT NO. 94-634424 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (THE “CONDOMINIUM PLAN”). PARCEL 2:AN UNDIVIDED 1/20TH FEE SIMPLE INTEREST, AS A TENANT IN COMMON, IN AND TO PARCEL 6, AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT NO. LL 91-037 RE-CORDED NOVEMBER 13, 1991, AS INSTRUMENT NO. 91-618789 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ALL OF THE UNITS AS SHOWN ON THE CONDOMINIUM PLAN.PARCEL 3: NONEXCLUSIVE EASEMENTS FOR ACCESS, INGRESS AND EGRESS, USE, ENJOYMENT, MAINTENANCE, REPAIRS, ENCROACHMENT, DRAINAGE, AND FOR OTHER PURPOSES, AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR FOOTHILL RANCH (“MASTER DECLARATION”), RECORDED MARCH 26, 1990, AS INSTRUMENT NO. 90-156802, THE NOTICE OF ANNEXATION AND SUPPLEMENTAL DECLARA-TION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR A PHASE OF DEVELOPMENT OF FOOTHILL RANCH, SALERNO AT PROVENCE -PHASE 8, RECORDED OCTOBER 27, 1994, AS INSTRUMENT NO. 94-063422 (“SUPPLEMENTAL DECLARA-TION”), IN THE DECLARATION OF COVENANTS, CONDITIONS

AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR SALERNO AT PROVENCE, RECORDED FEBRUARY 28, 1992, AS INSTRUMENT NO. 92-121148, AS AMENDED PURSUANT TO THAT CERTAIN FIRST AMENDMENT RECORDED MAY 21, 1992, AS INSTRUMENT NO. 92-338720 AND THAT CERTAIN SECOND AMENDMENT RECORDED SEPTEMBER 2, 1992, AS INSTRUMENT NO. 92-589211 (COLLECTIVELY THE “DECLARATION”) AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRIC-TIONS FOR SALERNO AT PROVENCE-PHASE 8, RECORDED OCTOBER 27, 1994,AS INSTRUMENT NO. 93-0632423 (THE “NOTICE”, ALL OF OF-FICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL 4: EXCLUSIVE EASEMENTS OVER CERTAIN EXCLUSIVE USE COMMON AREAS IN PARCEL 2 FOR (1) DECK PURPOSES AND FOR OPEN PARKING, IF APPLICABLE, AS SHOWN AND ASSIGNED IN THE CONDOMINIUM PLAN AND (2) PATIO PURPOSES, IF AP-PLICABLE, AS SHOWN AND ASSIGNED IN THE NOTICE.A.P.N #.: 939-11-362 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 12-18665. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.Dated: 7/2/2012 Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210Huntington Beach, California 92648For Non-Automated Sale Information, call: (714) 848-7920For Sale Information: (714) 848-9272 www.elitepostandpub.comChristine O’Brien, Trustee Sale OfficerTHIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFOR-MATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 7551. 7/6, 7/13, 7/20/2012.

been met by one or more of the following: 1. Borrower was contacted to assess their financial situation and to explore the options for the borrower to avoid foreclosure 2. The borrower has surrendered the property to the mortgagee, trustee, beneficiary or authorized agent 3. Due diligence to contact the borrower was made as required by said Section 2923.5. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder al the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and dale for the sale of this property, you may call 800-50-SALES Sale line or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 1104935CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 7/2/2012 Seaside Trustee, Inc. Trustee Sales Information: 800-50-SALES www.priorityposting.com Seaside Trustee Inc. P.O. Box 2676 Ventura, Ca. 93014 Melissa B. Olmos, Admin Assistant P963318 7/6, 7/13, 07/20/2012

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Photos and story by Brian MidlandMy love for hiking up the moun-

tains started 3 years ago when my wife Shanna and I hiked to the top of Mt. Whitney – in a single day! That was easily the most strenuous and difficult single day of our lives. But we did and we were so proud of our accomplishment. The next year we hiked to the top of Half Dome in Yo-semite. And we are not hikers! Aside from Saddleback Mountain, these were really our first major hikes.

Flash forward 3 years and I had the itch to try it again. I had ob-tained a hiking permit for Whitney but it was only a 2 day permit which meant I was going to have to camp on the mountain. By now my wife had checked this off her bucket list and I had to find a new willing hiking partner,and I finally did. Ed O’Donnell, whose daughter plays Club Volleyball with my daughter, told me he had always wanted to try Whitney and cross it off HIS bucket list was willing to give it a go.

So after training for the month prior (running stairs, 5 mile runs, etc.), we headed off to Lone Pine, CA to begin this adventure. Lone Pine is a great little town that accommo-dates the Whitney crazies. when we arrived in Lone Pine on Friday after-noon we immediately headed to the Whitney Portal where the 11 mile trail begins. I wanted just to let Ed see it and get a sense of what we were about to embark on the next day. In the Portal store we met a man, aptly named Crazy Jack, who not only had summated the top of Whitney that very day, but he said it was his 3rd time that week! He also says he has climbed to the summit over 100 times and on 6 occasions had done it twice in one day! He looked like he was at least 60 years old! (I’m 47 and Ed is 52). So this should be a piece of cake, right? Yeah, right.

Saturday morning arrived and af-ter a healthy carb loaded breakfast Ed and I packed up all of our gear: water, food, tent, clothing, into a huge backpack weighing almost 40 lbs! We make our way to the trailhead where begin our journey about 10 a.m. Right away, we can feel this 40 lb backpack iin our legs but we trudge on and make it to our campsite 4 miles up the mountain to Outpost Camp. Our only other op-tion was going another 2.5 miles to Trail Camp . We decided upon this camp because a) it was more scenic, and b) the altitude was 10,500 ft compared to Trail Camp which was over 12,000 and we thought we’d sleep better at a lower altitude with

less wind. We were glad we stayed there as we met a lot of really nice and interesting people even some locals from Mission Viejo. So we set up camp, explored, reloaded with more water and prepped ourselves for the big hike the next morning.

Amazingly we slept pretty well although the weather got down to about 40 degrees, but there was no wind which was really nice. we heard people trekking by us as early as 3 a.m. we woke up about 5am, had a little breakfast (oatmeal), prepped our Camelbacks and started our ascent at 6a.m. The next stop was Trail Camp which is at the bottom of the dreaded 97b switchbacks. Once you to get to the top of the switchbacks, you have less than 2 miles to the summit. We made it to Trail camp with no problem. Ed and I checked our water supply (which is the single most important thing on the hike to the top of Mt. Whitney , making sure you are hydrated)This is hike is 99% uphill into 12, 13, 14,000 feet in the air.if you don’t stay hydrated, you could be in trouble. So our Camelbacks were still 100% full at this point which was excellent. Last time I was here, Shanna and I summitted and even had water left over by the time we reached the bottom, so I felt really good at this point.

We really took our time on these switchbacks so as to not wear ourselves out. The plan worked. We reached the top of the switch-backs, where you are greeted with the most amazing views you’ll ever see. Now you can see west into Sequoia and Kings Canyon National Parks as well as East – you’re virtually on a ridge of a re-ally awesome.mountain range! We

rested, ate a little and attacked the final 2 miles to the summit.

Finally seeing the stone hut at the mountain top (built in like 1922 by the Smithsonian Institution) is the most exhilarating feeling ever because you’ve done it you’re at the top! And guess who we see up there? Crazy Jack and his wife! Figures. So Ed and I signed the register at the hut, took some spectacular pictures, congratu-lated everyone (NOW everyone is happy). It was now about 11am ,just 5 hours to summit from camp-site. The weather was about 50 degrees, sunny, and the views went forever.The morning air was so clear and nice it seemed like we could almost see the ocean.

So after re-energizing, resting, photos, Ed reveals to me that he is out of water…What? DO you not realize we have to hike down 11 miles now? So after playfully telling him he is SOL, I give him half of my water so he can at least make it back down to camp so we can reload…..we begin our de-scent. right away we relish in the fact we are going downhill and not

uphill,man does this feel good! We navigate ourselves, pass people we’d seen all weekend and get back to our camp to pack it all up and hike the last 4miles with every-thing we brought up. This is where it gets more mental than anything, you are physical ly exhausted, very tired, and just want off the mountain. the last 2-3 miles seem as long as the first 11 . these may be the hardest miles of all. Ed said he kept thinking his body was just going to give out on him without warning, like a horse might do. But needless to say we made it at the end by 6pm and quickly attacked the cooler that was in his truck that had some frosty adult beverages on ice,.ahhhhh!!!!

Driving home the next day ,we just kept talking about how mental the hike is, how much uphill it is. but it was awesome and beautiful too the crown jewel of hikes in our eyes.One last thing – in the register at the summit. I signed my name, from Ladera Ranch, CA and noted…”2nd time……and last time.” Well maybe in another 3 years

ladera ranch Mountaineers Brian Midland and ed o’donnell Bring the ladera ranch neWs to the toP of Mt. Whitney

Ed and Brian at the very top of Mt. Whitney

Outpost camp



NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-503359-LL Order No.: 1135599 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/5/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOSEPH A LLOYD A SINGLE MAN, AND SCOTT T NAVIN, A SINGLE MAN, ALL AS JOINT TEN-ANTS Recorded: 7/6/2007 as Instrument No. 2007000426614 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $499,821.70 The purported property address is: 104 MORNING GLORY, RANCHO SANTA MARGARITA, CA 92688-1527 Assessor’s Parcel No. 933-75-327 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed

Coto de Caza Legal Notices Coto de Caza Legal Noticesof trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-503359-LL . Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-503359-LL IDSPub #0031095 7/6/2012 7/13/2012 7/20/2012

TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-496085-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further re-course against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-496085-EV IDSPub #0030595 7/6/2012 7/13/2012 7/20/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-496085-EV Order No.: 120039010-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DOUGLAS M. GRIEVE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 3/28/2007 as Instrument No. 2007000199210 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $400,240.49 The purported property address is: 9 INDIGO PLACE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 930-70-5 43 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE

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color

Story by Tom WeinumPhotos by William Casper

Del Mar Race Track, where the Turf Meets the Surf, is opening its 75th Anniversary season on Wednesday, July 18, 2012 continu-ing to September 5, 2012. Traditional Opening Day features the One & Only Truly Fabulous Hats Contest which in itself is an incredible event with 5 different categories of prizes. Since the sun never lets up during July, August and September, wear-ing hats is highly encouraged and inspired the stylish shade tradition.

The celebrations are just begin-ning with many giveaways, the Sum-mer Concert Series and featured stake races .

To kick off the Anniversary Sea-son, Saturday July 21 Del Mar will give $75 to every 75th person enter-ing the park. Parking is $10 and Valet is $20. Admittance to the Stretch Run is usually $6.00 and $10.00 to the Clubhouse except on Opening Day when it’s $10 & $20. Racing is Wednesday through Sunday with Mondays and Tuesdays being dark days except Labor Day. Post time is 2pm except Fridays at 4pm.

Weekends are Family Weekends with numerous family promotions. Every Wednesday is Free & Easy Wednesday with free Stretch Run admission, program and seat as well as half price beer, soda and hotdogs at the Stretch Run concessions. You must be a Diamond Club member which is FREE plus half price admis-sion for the whole season. Senior Citizen (+62) members get in free on Thursdays.

There is the Turf Club Member-ship which has a dress code and exclusive perks for members who want a more elite atmosphere.

The Track offers its Summer Concert Series every Friday which is quite an entertainment bargain for free with paid admission to the Track and otherwise $20 after the completed race schedule that day. There are 12 concerts this season. Details of the races and celebrations as well as directions, transportation and prices are well outlined on the Del Mar website: dmtc.com

Only 60 miles and an hour’s drive south of Orange County, Del Mar offers an entertaining getaway day for the whole family. The Track offers 2 gift shops with plenty of collectables, 5 fine restaurants with views of the Track and 5 snack bars serving burgers and fries, sausages, chicken, pizza and sandwiches. Take the tunnels leading to the infield of the track where there are concession

stands offer beers and cocktails, sodas and snacks as well as ice cream, coffee and cookies. There facilities available for groups of any number for any special event. Con-tact the Track for info and reserva-tions. Besides the Track there are the Fairgrounds as well as several beaches and parks nearby.

Taking the Train to Del Mar can be a wonderfully relaxing day trip. Amtrak and The Coaster as well as Metrolink Weekend specials from Union Station arrive at Del Mar Sta-tion with free shuttles to the Track.

Del Mar was opened in 1937 with Bing Crosby greeting the first cus-tomers thru the gates. Bing and Pat O’Brien were partners in the Race-track and by 1940 the Track became a hotbed of well known Entertainers/Movie Stars of the time. The Track was closed during 1942 thru 1944 due to WWII. In 1947, the Santa Fe Railroad made Del Mar a stop from LA. In 1949 Willie Shoemaker was just beginning his legendary career at the Track. In 1956 Johnny Long-den becomes the winningest jockey in history until he was passed by Shoemaker in 1970. In 1984 Trevor Denman takes over calling the races with his signature “And away they go.“ The Track continues to lead all tracks in the country with average daily attendance and wagers.

There are 42 stakes races dur-ing the season topped off by the $1,000,000 TVG Pacific Classic (Gr. I) for those that enjoy betting on the horses. The Track facilities are wide ranging with available seating on 6 levels as well as trackside standing view on the infield and around the outside. Customers can view the horses in the Paddock area before they are paraded onto the track.

A new added feature to your Del Mar experience is Del Mar Mobile. This new App for your phone brings customer service to the palm of your hand featuring on-track mobile wagering, streaming live races, race replays, Cybertote as well as a cal-endar of events. This is incredible! Cybertote brings all the racing info to your phone as well as allowing you to bet from anywhere on the Track. Modern technology comes to Del Mar. Customers can visit this at : Mobile.dmtc.com.

So what’s keeping you or your family from joining in the fun at Del Mar Race Track this season?? Come join in the 75th Anniversary celebration festivities this summer and don’t forget to wear your hats. More information is available on Del Mar’s website: dmtc.com.

del Mar race track celeBrates 75th season



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Coto de Caza Legal Notices APN: 616-291-33 TS No: CA09006746-11-1 TO No: 6475455 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/10/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 10/22/2007 as Instrument No. 2007000643763 of official records in the Office of the Recorder of Orange County, California, executed by EDWARD LOPEZ, A SINGLE MAN, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 23802 PESARO , LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $466,032.24 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/28/2012 TRUSTEE CORPS TS No. CA09006746-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Rowena Paz, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09006746-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P962715 7/13, 7/20, 07/27/2012

APN: 935-99-104 TS No: CA09005929-11-1 TO No: 110429177-CA-BFI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 17, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 10, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Ap-pointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on August 24, 2005 as Instrument No. 2005000666794 of official records in the Office of the Recorder of Orange County, California, executed by PHYLLIS A BARTHOLOMEW, AN UNMARRIED WOMAN, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22 BIRDIE LANE, COTO DE CAZA, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with inter-est thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $349,681.27 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: July 3, 2012 TRUSTEE CORPS TS No. CA09005929-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Jose Hernandez, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09005929-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement informa-tion is to attend the scheduled sale. P963888 7/13, 7/20, 07/27/2012

APN: 938-12-306 TS No: CA05000282-12-1 TO No: 5905701 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED August 22, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 7, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on August 29, 2003 as Instrument No. 2003001057390 of official records in the Office of the Recorder of Orange County, California, executed by THUAN VO AND NGOC DUNG THI HO, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of PROFESSIONAL MORTGAGE CORP. as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC as nominee for Lender, its successors and/or assigns, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 11 TIERRA PLANO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incor-rectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $251,530.43 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: July 5, 2012 TRUSTEE CORPS TS No. CA05000282-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Tina Godoy, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA05000282-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement informa-tion is to attend the scheduled sale. P964335 7/13, 7/20, 07/27/2012

T.S. No.: 10-40879 TSG Order No.: 100693718-CA-MSI A.P.N.: 650-072-45 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/3/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/2/2012 at 09:00 AM, Old Republic Default Manage-ment Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 10/04/2006 as Instrument No. 2006000661277 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: RODNEY O. HURT, AN UNMAR-RIED MAN, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 29751 MILLPOND COURT, SAN JUAN CAP-ISTRANO, California 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with inter-est thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $476,646.54 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 10-40879. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 11/10/2010 The Declaration pursuant to California Civil Code, Section 2923.54 is attached as Exhibit A SERVICER’S DECLARATION TO NOTICE OF SALE PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as fol-lows: The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to section 2923.53 that is current and valid on the date the notice of sale is recorded. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52.” I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct. Date: August 20, 2010 JP Morgan Chase Bank, N.A. By: Jason Taylor Name: Jason Taylor Title: Vice President Date: 7/6/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P964459 7/13, 7/20, 07/27/2012

T.S. No. 11-5005-11 Loan No. 0145458030 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LETICIA GUZMAN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 8/3/2006 as Instrument No. 2006000520890 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 7/27/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Amount of unpaid balance and other charges: $403,423.24, estimated Street Address or other common designation of real property: 23205 CAMINITO ANDRETA #29 LAGUNA HILLS, CA A.P.N.: 934-24-029 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the

beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 11-5005-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 6/27/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Phone: (949) 720-9200 Foreclosure Dept. Fax (949) 608-0130 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P962315 7/6, 7/13, 07/20/2012

TS No. CA-12-497240-AB Order No.: 6473080 NOTICE OF TRUST-EE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KATHERINE L. TAYLOR INDIVIDUAL Recorded: 02/21/2007 as Instrument No. 2007000112290 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 8/8/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $810,125.17 The purported property address is: 28574 MALABAR RD , Trabuco CYN, CA 92679-1175 Assessor’s Parcel No. 606-372-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may

be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-12-497240-AB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS AT-TEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P959610 7/13, 7/20, 07/27/2012



NOTICE OF TRUSTEE’S SALE TS No. 12-0026479 Title Order No. 12-0044426 APN No. 778-201-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/05/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CRAIG B GIRAS, AND ANA GIRAS, HUSBAND AND WIFE AS JOINT TEN-ANTS, dated 12/05/2005 and recorded 12/14/2005, as Instrument No. 2005000999411, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/30/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 27 SARAZEN LANE, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid bal-ance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,369,733.70. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0026479. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.161437 07/06/2012, 07/13/2012, 07/20/2012

T.S. No. T11-73002-CA / APN: 755-252-05 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07-10-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [ X ] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [ X ] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. Notice to Property Owner The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web WWW.PRIORITYPOSTING.COM, using the file number assigned to this case T11-73002-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet

Web site. The best way to verify postponement information is to attend the scheduled sale. Trustor: SYED AHMED, A MARRIED MAN. Duly Appointed Trustee: CR Title Services, Inc. P.O. BOX 16128, TUCSON, AZ 85732-6128 866-702-9658 Recorded 07-20-2006 as Instrument No. 2006000484466 in book , page of Official Records in the office of the Recorder of ORANGE County, California, Date of Sale: 07-31-2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Amount of unpaid balance and other charges: $1,996,948.56 Street Address or other common designation of real property: 9 ROCKY MOUNTAIN TRABUCO CANYON, CA 92679 A.P.N.: 755-252-05 Legal Description: PARCEL 1: LOT 47 OF TRACT NO. 15809, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 799, PAGES 1 TO 11, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCAR-BONS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS RESERVED IN INSTRUMENTS OF RECORD. ALSO EXCEPT THEREFROM ALL WATER AND SUBSURFACE WATER RIGHTS, WITHOUT THE RIGHT OF SURFACE ENTRY, BELOW A DEPTH OF 500 FEET, AS DEDICATED OR RESERVED IN INSTRUMENTS OF RECORD. PARCEL 2: NON-EXCLUSIVE EASE-MENTS FOR USE, ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE AND ENCROACHMENT, ALL AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA (‘’MASTER DECLARATION’’), RECORDED MARCH 5, 1984 AS INSTRUMENT NO. 1984-92424, AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RES-ERVATION OF EASEMENTS FOR OAK KNOLL IN COTO DE CAZA (‘’SUPPLEMENTAL DECLARATION’’), RECORDED SEPTEMBER 11, 2000 AS INSTRUMENT NO. 2000-47143O,IN THE DECLARA-TION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR THE SUMMIT (‘’SUMMIT DECLARATION’’), RECORDED SEPTEMBER 20, 2000 AS INSTRU-MENT NO. 2000-492456 AND THE NOTICE OF ADDITION OF TER-RITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR THE SUMMIT (‘’SUMMIT NOTICE’’), RECORDED OCTOBER 10, 2000 AS INSTRUMENT NO. 2000-540829,ALL OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For Sales Information please contact PRIORITY POSTING AND PUBLISHING at WWW.PRIORITYPOST-ING.COM or (714) 573-1965. REINSTATEMENT LINE: 866-702-9658 Date: 07-06-2012 CR Title Services, Inc. P.O. BOX 16128 TUCSON, AZ 85732-6128 RICHARD MARTINEZ, VICE PRESIDENT Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P962811 7/6, 7/13, 07/20/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0020637 Title Order No. 12-0034236 APN No. 759-504-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KELLY J HEARTY, AN UNMARRIED WOMAN, dated 09/13/2005 and recorded 9/16/2005, as Instrument No. 2005000736084, in Book , Page , of Of-ficial Records in the office of the County Recorder of Orange County, State of California, will sell on 08/06/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 16 NORTH SELLAS ROAD, LADERA RANCH AREA, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $437,366.46. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bid-ding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0020637. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.161880 7/13, 7/20, 7/27/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00581443-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name(s) of LAUREN ASHLEY O’HARA. Petitioner(s) LAUREN ASHLEY O’HARA has/have filed a petition with this court for a decree changing name(s) as follows: LAUREN ASHLEY O’HARA to ASHLEY O’HARA SKALSKY. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 24, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JULY 05, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 7/13/2012, 7/20/2012, 7/27/2012, 08/03/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00580565-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the peti-tion to change the name(s) of JOSEPH WADE MEZEY. Petitioner(s) JOSEPH WADE MEZEY has/have filed a petition with this court for a decree changing name(s) as follows: JOSEPH WADE MEZEY to JOSEPH WADE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 17, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JUNE 29, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 7/6/2012, 7/13/2012, 7/20/2012, 7/27/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00575848-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name(s) of FRANCESSCA MAYA SIMONSON. Petitioner(s) FRANCESSCA MAYA SIMONSON has/have filed a petition with this court for a decree changing name(s) as follows: FRANCESSCA MAYA SIMONSON to FRANCESSCA MAYA CANALE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 17, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JUNE 28, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 7/6/2012, 7/13/2012, 7/20/2012, 7/27/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00576571-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name(s) of ENAAM SAAD EMAM. Petitioner(s) ENAAM SAAD EMAM has/have filed a petition with this court for a decree changing name(s) as follows: ENAAM SAAD EMAM to MARY MAKAR SAID. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 10, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JUNE 18, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 6/29/2012, 7/6/2012, 7/13/2012, 7/20/2012



Coto de Caza Legal NoticesNOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-500918-AL Order No.: 120083710-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/12/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KRISTEN MYERS, AN UNMARRIED WOMAN Recorded: 5/23/2006 as Instrument No. 2006000346804 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $447,913.81 The purported property address is: 25302 VISTA LINDA, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-95-169 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-500918-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-500918-AL IDSPub #0031070 7/6/2012 7/13/2012 7/20/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-498557-AL Order No.: 1108113 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAMES L. JANNISE AND APRIL M. JANNISE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/5/2007 as Instrument No. 2007000424205 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/13/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Or-ange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $398,281.25 The purported property address is: 26281 CLOVER GLEN, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-36-152 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-498557-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-498557-AL IDSPub #0032100 7/20/2012 7/27/2012 8/3/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-498557-AL Order No.: 1108113 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JAMES L. JANNISE AND APRIL M. JANNISE, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/5/2007 as Instrument No. 2007000424205 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/13/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $398,281.25 The purported property address is: 26281 CLOVER GLEN #35, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-36-152 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-498557-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS AT-TEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-498557-AL IDSPub #0032100 7/20/2012 7/27/2012 8/3/2012

Trustee Sale No. 748445CA Loan No. 0710511940 Title Order No. 110178191-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 8/10/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 01/20/2006, Book N/A, Page N/A, Instrument 2006000045883, of official records in the Office of the Recorder of Orange County, California, executed by: JESUS TELLEZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $624,344.56 (estimated) Street address and other common designation of the real property: 22721 WOOD LAKE LN , LAKE FOREST, CA 92630 APN Number: 617-372-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 7/10/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee CASEY KEALOHA, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P965134 7/20, 7/27, 08/03/2012

Trustee Sale No. 17901CA Title Order No. 100764654-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10-24-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 08-09-2012 at 9:00 AM, MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 10-31-2006, Book , Page , Instrument 2006000735564 of official records in the Office of the Recorder of ORANGE County, California, executed by: PAUL JETSUN GALLO MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ST FIN CORP, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without convenant or warranty, expressed or implied, regarding title, possesssion, or encumbrances, to pay the remaining principal sum of the notes (s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the Entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Legal Description: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST Amount of unpaid balance and other charges:$1,174,971.40 The street address and other common designation of the real property purported as: 1 ALTA VISTA , LAKE FOREST, CA 92610 APN Number: 601-142-63 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at trustee auction does not au-

tomatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www. Priorityposting.com , using the file number assigned to this case 17901CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. DATE: 07-10-2012 MERIDIAN FORECLOSURE SERVICE f/k/a MTDS, INC., A CALIFORNIA CORPORATION DBA MERIDIAN TRUST DEED SERVICE 3 SAN JOAQUIN PLAZA, SUITE 215, NEWPORT BEACH, CA 92660 Sales Line: (714) 573-1965 OR (702) 586-4500 STEPHANIE GARCIA, FORECLOSURE OFFICER MERIDIAN FORECLOSURE SERVICE IS ASSISTING THE BENEFICIARY TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. P965376 7/20, 7/27, 08/03/2012

PUBLIC NOTICEBALLOT TITLE:AN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA, LIMITING ELECTED OFFICIAL COMPENSATION AND BENEFITSSummary of the Proposed MeasureThe proposed initiative measure would establish a limitation on the amount of compensation and benefits received by elected officials in the City of Rancho Santa Margarita to the monthly salary received pursuant to State law. The proposed measure provides that elected officials in the City of Rancho Santa Margarita may not accept any form of personal compensation, paid benefit or pension from any government agency as a result of their official duties other than the monthly salary authorized by State and local law.NOTICE OF INTENT TO CIRCULATE PETITIONNOTICE IS HEREBY GIVEN by the persons whose names appear hereon of their intention to circulate the petition within the City of Ran-cho Santa Margarita for the purpose of placing before the voters the adoption of a city ordinance to establish limits on the pay and benefits of elected officials. A statement of the reasons of the proposed action as contemplated in the petition as follows:TEXT OF INITIATIVEAN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA LIMITING ELECTED OFFICIAL INCOME AND BENEFITS, THEREFORE:THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA DO ORDAIN AS FOLLOWS:ELECTED OFFICIALS IN THE CITY OF RANCHO SANTA MAR-GARITA MAY NOT ACCEPT ANY FORM OF PERSONAL COMPEN-SATION, PAID BENEFIT OR PENSION, FROM ANY GOVERNMENT AGENCYAS A RESULT OF THEIR OFFICIAL DUTIES OTHER THAN THE STIPEND ALLOWED UNDER STATE CODE AND REGULATION.STATEMENT OF REASONSState law tightly regulates how much our part time officials get paid for the work we elected them to do. Our state legislators serve without pensions and several other local agencies limit or are asking voters to close loopholes like those in Rancho Santa Margarita that allow our part time officials to receive full time benefits.This petition is the important first step to closing the loopholes and protecting our tax dollars for important projects.PROPONENTS:Kenney Hrabik 32232 Via del SolRancho Santa Margarita, CA 92679 Date: 6/15/2012Peter Whittingham14 PlacitaRancho Santa Margarita, CA 92688Date: 6/15/2012The Coto de Caza News – 7/20/2012

PUBLIC NOTICEBALLOT TITLE:AN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA, LIMITING THE TERMS IN OFFICE ELECTED OFFICIALS MAY SERVESummary of Proposed Measure:The proposed initiative measure would establish a limitation on the number of terms a person may serve in elected office in the City of Rancho Santa Margarita. The proposed measure provides that, “No person shall serve more than two terms in any elected office in the City of Rancho Santa Margarita.” Appointment to a vacant partial term and service in that elected city office for more than two years is considered a full term for purposes of the two-term limitation contained in the measure. Under the proposed measure, any person who has served two terms in an elected city office in the City of Rancho Santa Margarita shall not be eligible to serve in that office again. Pursuant to State law, the term limits established by the proposed measure shall apply prospectively only. If a majority of the voters voting on the proposed measure vote in its favor, the ordinance shall become a valid and binding ordinance of the City. The ordinance shall be considered as adopted upon the date that the vote is declared by the City Council, and shall go into effect 10 days after that date. NOTICE OF INTENT TO CIRCULATE PETITIONNOTICE IS HEREBY GIVEN by the persons whose names appear hereon of their intention to circulate the petition within the City of Rancho Santa Margarita for the purpose of placing before the voters the adoption of a city ordinance to establish limits on the number of terms elected officials may serve in office. A statement of the reasons of the proposed action as contemplated in the petition as follows:TEXT OF INITIATIVEAN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA LIMITING THE TERMS IN OF-FICE ELECTED OFFICIALS MAY SERVE, THEREFORE:THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA DO ORDAIN AS FOLLOWS: SECTION 1A. NO PERSON SHALL SERVE MORE THAN TWO TERMS IN ANY ELECTED CITY OFFICE IN THE CITY OF RANCHO SANTA MARGARITA. B. IF A PERSON IS APPOINTED TO AN ELECTED CITY OFFICE IN RANCHO SANTA MARGARITA FOR ANY REASON, AND SERVES MORE THAN TWO YEARS IN THAT OFFICE, FOR THE PURPOSE OF SUBSECTION (A) OF THIS SECTION, THEY SHALL BE CON-SIDERED TO HAVE SERVED A FULL TERM. SECTION 2IN ACCORDANCE WITH EXISTING LAWS, CODES, AND REGU-LATIONS, THIS ORDINANCE WILL TAKE EFFECT IMMEDIATELY UPON CERTIFICATION OF THE ELECTION IN WHICH IT IS PASSED BY THE VOTERS OF RANCHO SANTA MARGARITA AND IS NOT TO BE APPLIED RETROACTIVELY IN ANY MANNER.STATEMENT OF REASONSOur state legislators, our county supervisors, and 22 of our neigh-boring cities have term limits to protect tax dollars, Rancho Santa Margarita does not.Unfortunately, loopholes in existing law have allowed a majority of Rancho Santa Margarita Council to block term limits for their offices meaning it is up to us to enact this critical protection.Signing this petition will help close the loophole and protecting our tax dollars for important projects.PROPONENTS:Kenney Hrabik 32232 Via del SolRancho Santa Margarita, CA 92679 Date: 6/15/2012Peter Whittingham14 PlacitaRancho Santa Margarita, CA 92688Date: 6/15/2012The Coto de Caza News – 7/20/2012



Coto de Caza Legal NoticesAPN: 668-182-11 TS No: CA08002595-11-1 TO No: 1028525 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/29/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/25/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 01/04/2010 as Instrument No. 2010000001079 of official records in the Office of the Recorder of Orange County, California, executed by ROBERT W FINUCANE AND YVETTE MENDOZA, HUSBAND AND WIFE., as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25765 AVENIDA PEDREGAL, SAN JUAN CAPISTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $404,912.88 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/22/2012 TRUSTEE CORPS TS No. CA08002595-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08002595-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P960878 6/29, 7/6, 07/13/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-471098-RM Order No.: 110456392-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/24/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ZOHRA MURTAZA, A MARRIED WOMAN Recorded: 8/30/2005 as Instrument No. 2005000682645 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/27/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $556,679.07 The purported property address is: 1 DUNLIN LN, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 623-292-18 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-471098-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-471098-RM IDSPub #0030567 7/6/2012 7/13/2012 7/20/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-427642-RM Order No.: 110102081-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/14/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with inter-est and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BEN-EFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): FRANCISCO J. MANTILLA AND ANA MANTILLA, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 5/22/2003 as Instrument No. 2003000594476 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/3/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $231,900.59 The purported property address is: 22901 ASPAN ST, LAKE FOREST, CA 92630 Assessor’s Parcel No. 617-384-17 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-427642-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-427642-RM IDSPub #0031253 7/13/2012 7/20/2012 7/27/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-499566-AB Order No.: 6486431 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/23/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PAVEL LAGUNAS AND KATRINA LAGUNAS, HUSBAND AND WIFE Recorded: 3/28/2011 as Instrument No. 2011000158540 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $357,107.73 The purported property address is: 28351 PUEBLO DR, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 932-65-217 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-499566-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-499566-AB IDSPub #0031540 7/13/2012 7/20/2012 7/27/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-479328-CT Order No.: 1006802 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/13/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with inter-est and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BEN-EFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL J. BRAGDON AND MARIA MENDEZ BRAGDON, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 6/22/2005 as Instrument No. 2005000480409 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/3/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $215,703.76 The purported property address is: 32266 PASEO CAROLINA, SAN JUAN CAPISTRANO, CA 92675-3521 Assessor’s Parcel No. 931-98-152 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-479328-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-479328-CT IDSPub #0032310 7/13/2012 7/20/2012 7/27/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0026412 Title Order No. 12-0044371 APN No. 613-323-21 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/04/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RICHARD SCHWARTZ, A WIDOWER, dated 10/04/2006 and recorded 10/11/2006, as Instrument No. 2006000675392, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/30/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 22075 BELLCROFT DRIVE, LAKE FOREST, CA, 926305947. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $622,238.08. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of

the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bid-ding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0026412. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.162220 7/06, 7/13, 7/20/2012



By Jason DeanFor many people barbeque is intim-

idating. We’ve all seen the TV shows featuring professional barbeque cook-offs. The pros make barbeque seem like a closely guarded state secret. They all have their special super-secret dry rubs, homemade sauces, custom blends of hardwoods and smoking rigs that look like a nuclear submarine on wheels. These guys and gals want the home cook to think that good, really good barbeque can’t be achieved without devoting your entire life to the craft.

They’re wrong. With the proper planning, if you have a few hours on a lazy summer morning, you can be enjoying succulent, moist, smoky pulled pork for dinner. No nuclear submarine required.

Tools & Hardware Required:

1 Gas Grill (Simple & Consistent Temperature Control, don’t be both-ered by BBQ snobs. They can’t taste the difference, either. )

Heavy Duty Aluminum FoilHickory or Apple Wood ChipsMeat ThermometerGrill/BBQ ThermometerGrocery List1 Boneless Pork Shoulder, some-

times called Boston Butt1 64 oz. container of Apple Juice

(no sugar added)Soy Sauce

Garlic PowderSalt1 container McCormick Smoke-

house Maple Dry Rub1 package light brown sugarBBQ Sauce of your choice

The night before the big day, we need to do a little preparation. We’ll start by making a simple brine for the shoulder. In a large sealable container (big enough to hold the shoulder and about 1 ½ gallons of liquid), pour ½ gallon of hot water. Add ½ cup of salt. Stir to dissolve. Add ¼ cup of garlic powder and 1 cup of soy sauce. (You can play with this brine a little. If you want some sweetness, add some honey or molasses. Have fun, don’t be intimidated.) Once the ingredients are incorporated, add a couple of pounds of ice to chill the brine (don’t skip this step, food safety is very important). Add the pork shoul-der and place the entire container in the refrigerator for 8-12 hours.

The next day, cut a sheet of heavy duty aluminum foil and add a couple of handfuls of your wood chips. You can pre-soak them, if you’d like, but it’s not required. Roll the chips tightly in the foil and poke it a few times with a fork. Make a few of these packages (3-5, depending on the level of smoke you like in your food). Set the pack-ages aside for now.

Start-up your gas grill (make sure you have plenty of gas) and set the

flame to its lowest setting. We’ll be using indirect heat, so only turn-on one burner (most grills have two or three). Allow the grill to heat-up for about 15 minutes.

While the grill is heating-up, re-move the pork shoulder from the fridge. Pour-out the brine and lightly rinse the shoulder. Pat the shoulder dry with a clean paper towel.

Now for the dry rub. For easy clean-up, lay a sheet of aluminum foil on your countertop. Place your Pork Shoulder on the foil and liberally apply your McCormick Smokehouse Maple to the outside of the shoulder. Massage the rub in every fold and crevice of the meat. To help make a luscious, sweet bark, next add the brown sugar. Expect to use about ½ pound to liberally coat the surface area of the pork. Allow the shoulder to sit at room temperature for about 30 minutes, while you proceed to the next step. This will give the rub a chance to blend with and draw-out some moisture from the shoulder, creating a nice crust.

Grab one of your wood packets. Using tongs, place the packet near the flame of your grill. When the wood chips start smoking, place the dry-rubbed pork shoulder on the grill, opposite the flame (indirect heat, remember). Close the lid.

Carefully monitor the temperature of the grill. You are looking for a tem-perature of around 235-255 degrees.

Adjust the flame accordingly. When the smoke packet is exhausted, you can remove it with tongs, and add another packet until your desired level of smoke is achieved. (4-5 packets is generally a good level of smoke flavor)

Allow the meat to cook until an in-ternal temperature of 140 degrees is achieved. Remove the shoulder from the grill/smoker and loosely wrap in aluminum foil. Place the meat in your pre-heated 350 degree oven and continue the cooking process until an internal temperature of 195 degrees is reached.

(There are those who say that finishing the cooking process in the oven is “cheating”. To those I would ask to consider that there is no differ-ence in the method used to heat the pork once the desired level of smoke is achieved. Provided we are using dry heat (versus boiling or frying), the method of simply reaching the proper temperature to allow the connective tissues to break down, rendering a perfectly pull-able hunk of pork, is inconsequential. )

After the pork has reached 195 de-grees, allow the shoulder to rest on a countertop for another 20-30 minutes. You may then begin the process of pulling the pork, and snacking on per-fect pieces of bark. Add your favorite BBQ sauce or not, the choice is yours.

loW and sloW BBq in half the tiMea Pro’s guide to creating Perfect BBq the fast Way



Coto de Caza Legal Notices

NOTICE OF TRUSTEE’S SALE TSG No.: 6499107 TS No.: CA1200241396 FHA/VA/PMI No.: 2009000639488 APN:938‑38‑776 Property Address: 47 WHITE SANDS COTO DE CAZA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/20/09. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO‑CEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/30/09, as Instrument No. 2009000639488, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ANDREW J. WIEDERSPAHN, A SINGLE MAN AND AMBER M. DIAMOND, A SINGLE WOMAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 938‑38‑776. The street address and other common designation, if any, of the real property described above is purported to be: 47 WHITE SANDS, COTO DE CAZA, CA 92679. The under signed Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the prop‑erty to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $325,433.28. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BID‑DERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a

trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/proper‑tySearchTerms.aspx using the file number assigned to this case CA1200241396. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at‑tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/22/12, First American Title Insurance Company First American Trustee Servic‑ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers ‑‑ FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0203720 07/06/12, 07/13/12, 07/20/12

NOTICE OF TRUSTEE’S SALE TS No. 12-0027412 Title Order No. 12-0046547 APN No. 936-85-272 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KOU-ROSH KAVOOSI, A SINGLE MAN, dated 04/07/2006 and recorded 4/13/2006, as Instrument No. 2006000247509, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/30/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4 JEROME LANE, LADERA RANCH, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $501,797.18. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus

fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0027412. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.161407 7/06, 7/13, 7/20/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6506786 TS No.: CA1200241734 FHA/VA/PMI No.: APN:778‑081‑31 Property Address: 60 DORNOCH WAY COTO DE CAZA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/25/04. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 2, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pur‑suant to Deed of Trust recorded 04/01/04, as Instrument No. 2004000272813, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: BRIAN CHARLES HOVEY, A MARRIED MAN AS HIS SOLE AND SEPER‑ATE PROPERTY.,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASH IER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 778‑081‑31. The street address and other common designation, if any, of the real property described above is purported to be: 60 DORNOCH WAY, COTO DE CAZA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, posses‑sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $521,262.19. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auc‑tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/proper‑tySearchTerms.aspx using the file number assigned to this case CA1200241734. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at‑tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 07/13/12, First American Title Insurance Company First American Trustee Servic‑ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers ‑‑ FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0204048 07/13/12, 07/20/12, 07/27/12

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 126687‑11 Loan No. 0222763 Title Order No. 1327937‑05 APN 932‑28‑293 TRA No.: YOU ARE IN DEFAULT UN‑DER A DEED OF TRUST DATED 09/25/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED‑INGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 3, 2012 at 01:30 PM, MORTGAGE LENDER SERVICES, INC. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 09/28/06 as Document No. 2006000645588 of official records in the Office of the Recorder of ORANGE County, California, executed by: ANDREW JONATHAN SEIBLY, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA., all right, title and interest con‑veyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 19 ROSA #133, RANCHO SANTA MAR‑GARITA, CA 92688‑. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to‑wit: $242,148.99 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. The Beneficiary may elect to bid less than the full credit bid. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. NOTICE TO POTENTIAL BID‑DERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web site www.nationwideposting.com using the file number assigned to this case 126687‑11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postpone‑ment information is to attend the scheduled sale. Date: 07/06/12 MORTGAGE LENDER SERVICES, INC. 81 BLUE RAVINE ROAD, SUITE 100, FOLSOM, CA 95630, (916) 962‑3453 Sale Information Line: (916) 939‑0772 or www.nationwideposting.com Tara Campbell, Trustee Sale Officer MORTGAGE LENDER SERVICES, INC. MAY BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NPP0204457 PUB: 07/13/12, 07/20/12, 07/27/12

NOTICE OF TRUSTEE’S SALET.S. No.: 2012-17762 Loan No.: 7091554878YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/30/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.Trustor: WILLIAM ROTHMAN AND LESLIE ROTHMAN, HUSBAND AND WIFE AS JOINT TENANTSDuly Appointed Trustee: Western Progressive, LLCRecorded 12/6/2006 as Instrument No. 2006000815693 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 8/14/2012 at 1:30 PMPlace of Sale:At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701Amount of unpaid balance and other charges: $1,171,944.22Street Address or other common designation of real property: 11 JACKSON CT, COTO DE CAZA, CALIFORNIA 92679A.P.N.: 778-181-24The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property.NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://www.altisource.com/MortgageServices/DefaultManagement/TrusteeServices.aspx, using the file number assigned to this case 2012-17762. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale Date: 7/9/2012 Western Progressive, LLC, as Trusteec / o 1 8 3 7 7 B e a c h B l v d . , S u i t e 2 1 0 Huntington Beach, California 92648 Automated Sale Information Line: (866) 960-8299 http://www.altisource.com/MortgageServices/DefaultManagement/TrusteeSer-vices.aspxFor Non-Automated Sale Information, call: (866) 240-3530 Tunisha Jennings, Trustee Sale Assistant, Coto De Caza News--7/20/2012, 7/27/2012 & 8/3/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-439840-RM Order No.: 110185887-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/1/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): IAN SALAMANCA, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY Recorded: 12/20/2006 as Instrument No. 2006000852917 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/10/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $1,183,488.13 The purported property address is: 49 CALLE GAZAPO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 836-532-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-439840-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-439840-RM IDSPub #0031869 7/20/2012 7/27/2012 8/3/2012



NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-CA006299 Loan No. 0023501372 Order No. 5906674 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 7/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank speci-fied in §5102 to the Financial code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonable estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: KENNETH FOX AND BETHANY FOX, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, and OCTFCU MORTGAGE CO., LLC A LIMITED LIABILITY CORPORATION, as Beneficiary Duly Appointed Trustee: R.E.F.S. INC., A CALIFORNIA CORPORATION Recorded: 8/7/2007, as Instrument No. 2007000491619, in Book n/a, Page n/a, of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 7/27/2012 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA Amount of unpaid balance and other charges: $450,616.18 Street Address or other common designation of real property: 18 CARNATION #74, RANCHO SANTA MARGARITA, CA 92688 A.P.N.: 930-96-535 Legal Description: as more fully described on said deed of trust. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The property herein is being sold “AS IS’. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three month have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this prop-erty, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com, using the file number assigned to this case 2012-CA006299. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the trustee is unable to convey title for any reason, the successful bidder(s) sole and exclusive remedy shall be the return of monies paid to the trustee and successful bidder(s) will have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to return of the deposit paid. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 6/27/2012 R.E.F.S. Inc., A California Corporation Gabrielle Leach, Trustee Sale Officer R.E.F.S. INC. A CALIFORNIA CORPORATION IS A DEBT COLLEC-TOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI # 1064.00012 07/06, 07/13, 07/20/2012

NOTICE OF TRUSTEE`S SALE Trustee Sale No. 12CA00224-1 Order No. 37317 APN: 804-071-20 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 03:00 PM, RSM&A Foreclosure Services, LLC, as the duly appointed Trustee under and pursuant to Deed of Trust Recorded August 2, 2007 as Document Number: 2007000482166 of official records in the Office of the Recorder of Orange County, California, executed by: Renee C. Lombardi, an unmarried woman, as Trustor, Mortgage Electronic Registration Systems, Inc. as nominee for Lending 1st Mortgage, LLC, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state) at the following location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Legal description as more fully described in said deed of trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 31981 VIA PAVO REAL, COTO DE CAZA AREA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $664,800.43 (Estimated*) *Ac-crued interest and additional advances, if any, will increase this figure prior to sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 277-4845 or visit this Internet Web site www.usa-foreclosure.com, using the file number, 12CA00224-1, as-signed to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 07/06/2012 RSM&A Foreclosure Services, LLC 15165 Ventura Blvd., Suite 330 Sherman Oaks, CA 91403 (805) 804-5616 For specific information on sales including bid amounts call (714) 277-4845. Magdalena Berkowska, Authorized Agent of RSM&A Foreclosure Services, LLC FEI # 1045.01687 07/06/2012, 07/13/2012, 07/20/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 4187008 TS No.: 20099070814145 FHA/VA/PMI No.: APN:658-321-07 Property Ad-dress: 32026 ISLE VISTA LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/27/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 2, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 06/02/05, as Instrument No. 2005000422811, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: LOREN ZIDELL and SCOTT ARDITI,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 658-321-07. The street address and other common designation, if any, of the real property described above is purported to be: 32026 ISLE VISTA, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,384,840.32. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at

a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web http://search.nationwideposting.com/prop-ertySearchTerms.aspx using the file number assigned to this case 20099070814145. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 07/05/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMA TION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0204363 07/13/12, 07/20/12, 07/27/12

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS # CA-10-386612-EV Order # 100552993-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/4/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reason-ably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): COENRAAD VANDEPOLL AND CONNIE VANDEPOLL HUSBAND AND WIFE Recorded: 6/16/2003 as Instrument No. 2003000697526 in book xxx , page xxx of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/3/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $351,541.23 The purported property address is: 32642 CARRETERRA DR SAN JUAN CAPISTRANA, CA 92675 Assessor’s Parcel No. 121-442-24 The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, please refer to the referenced legal description for property location. In the event no common address or common designation of the property is provided herein directions to the location of the property may be obtained within 10 days of the date of first publication of this Notice of Sale by sending a written request to PNC Mortgage, a division of PNC Bank, N.A 3232 Newmark Dr. Miamisburg OH 45342. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: [1] The mortgage loan servicer has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed; [2] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does apply to this notice of sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 or Login to: www.priorityposting.com Reinstatement Line: 619-645-7711 Quality Loan Service, Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFO RMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. IDSPub #0032402 7/13/2012 7/20/2012 7/27/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0010907 Title Order No. 12-0018156 APN No. 932-65-235 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JUSTIN J. CROWDER AND ANNA L. CROWDER, HUSBAND AND WIFE AS JOINT TENANTS, dated 04/07/2006 and recorded 4/14/2006, as Instrument No. 2006000249513, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of Cali-fornia, will sell on 08/10/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 28322 PUEBLO DRIVE, (TRABUCO CANYON AREA) LAKE FOREST, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $499,345.21. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0010907. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.163428 7/20, 7/27, 8/03/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6507390 TS No.: CA1200241822 FHA/VA/PMI No.: APN:655-182-03 Property Address: 29941 RUNNING DEER L LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/22/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 9, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 10/01/03, as Instrument No. 2003001205447, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: KURTIS W KREH AND LINDA L. KREH, HUS BAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGH-EST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 655-182-03. The street address and other common designation, if any, of the real property described above is purported to be: 29941 RUNNING DEER L, LA-GUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $318,458.79. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1200241822. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date:07/18/12 First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMA TION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0204230 07/20/12, 07/27/12, 08/03/12

NOTICE OF TRUSTEE’S SALE TSG No.: 6345035 TS No.: CA1100238561 FHA/VA/PMI No.: APN:654-701-37 Property Address: 24642 EL MANZANO LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/02/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On August 9, 2012 at 01:30 PM, First Ameri-can Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/08/05, as Instrument No. 2005000099208, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: JONATHAN MCGREGOR, A SINGLE MAN AND CYNTHIA R MALOOF, A SINGLE WOMAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASH IER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 654-701-37. The street address and other common designation, if any, of the real property described above is purported to be: 24642 EL MANZANO, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $505,032.60. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1100238561. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse. Date:07/18/12 First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 FOR TRUSTEE’S SALE INFORMA TION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0204302 07/20/12, 07/27/12, 08/03/12



Coto de Caza Legal NoticesNOTICE OF TRUSTEE`S SALE Trustee Sale No. 12CA00153-1 Order No. 37203 APN: 837-381-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/03/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 03:00 PM, RSM&A Foreclosure Services, LLC, as the duly appointed Trustee under and pursuant to Deed of Trust Recorded August 15, 2005 as Document Number: 2005000639211 of official records in the Office of the Recorder of Orange County, California, executed by: Ronald L. Paap and Amy L. Carter, husband and wife, as Trustor, Mortgage Electronic Registration Systems, Inc., as nominee for Northern Pacific Mortgage Corporation, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state) at the following location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Legal description as more fully described in said deed of trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22056 BROKEN BOW DR, LAKE FOREST, CA 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with inter-est thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $614,990.67 (Estimated*) *Accrued interest and additional advances, if any, will increase this figure prior to sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for pay-ing off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 277-4845 or visit this Internet Web site www.usa-foreclosure.com, using the file number, 12CA00153-1, assigned to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 07/03/2012 RSM&A Foreclosure Services, LLC 15165 Ventura Blvd., Suite 330 Sherman Oaks, CA 91403 (805) 804-5616 For specific infor-mation on sales including bid amounts call (714) 277-4845. Magdalena Berkowska, Authorized Agent of RSM&A Foreclosure Services, LLC FEI # 1045.01684 07/06/2012, 07/13/2012, 07/20/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 4754980 TS No.: CA1000219520 FHA/VA/PMI No.: APN:779‑171‑15 Property Address: 28 MOCKINGBIRD LANE TRABUCO CANYON, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/08/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EX‑PLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/15/07, as Instrument No. 2007000316066, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ROSA GREEN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 779‑171‑15. The street address and other common designation, if any, of the real property described above is purported to be: 28 MOCKING BIRD LANE, TRABUCO CANYON, CA 92679. The under‑signed Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remain‑ing principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $998,577.85. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BID‑DERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a

lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/proper‑tySearchTerms.aspx using the file number assigned to this case CA1000219520. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at‑tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/22/12, First American Title Insurance Company First American Trustee Servic‑ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers ‑‑ FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939‑0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0203797 07/06/12, 07/13/12, 07/20/12

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-499705-LL Order No.: 1116142 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/5/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PAUL KIKLAS, A SINGLE MAN Recorded: 9/12/2008 as Instrument No. 2008000432291 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $286,221.58 The purported property address is: 23181 GUINEA STREET, LAKE FOREST, CA 92630 Assessor’s Parcel No. 617-261-13 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-499705-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-499705-LL IDSPub #0031685 7/13/2012 7/20/2012 7/27/2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20120134000474 Title Order No.: 120095081 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/16/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/25/06, as Instrument No. 2006000568666, Modified 10/27/10, Inst. No. 201000056688 of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: MAHTAB MOATAMER, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: August 2, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 61 BLAZEWOOD, LAKE FOREST, CA 92610. APN# 601‑052‑24 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, posses‑sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $680,528.83. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auc‑tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be post‑poned one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916‑939‑0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20120134000474. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone infor‑mation or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762‑9334 916‑939‑0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 07/05/12 NPP0203851 07/13/12, 07/20/12, 07/27/12

NOTICE OF TRUSTEE’S SALE File No. 7042.25595 Title Order No. 6516268 MIN No. 100196800030615293 APN 933-02-129 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/13/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): BRYAN L. GUTSCHE AND DIANE B. GUTSCHE, HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 06/19/06, as Instrument No. 2006000409575, of Official Records of ORANGE County, California. Date of Sale: 08/06/12 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 22873 TAURUS LANE, LAKE FOREST, CA 92630 AKA 22873 TAURUS LANE #129, LAKE FOREST, CA 92630 Assessors Parcel No. 933-02-129 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $418,210.61. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7042.25595. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: July 9, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Candice Yoo, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.25595: 07/13/2012,07/20/2012,07/27/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0021794 Title Order No. 12-0037110 APN No. 620-342-48 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/17/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by PONCIANO MARASIGAN AND JUANITA MARASIGAN, HUSBAND AND WIFE, AS JOINT TENANTS, dated 02/17/2005 and recorded 3/7/2005, as Instrument No. 2005000166949, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 08/14/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24965 SUNSET PLACE WEST, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $335,128.51. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0021794. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.162619 7/20, 7/27, 8/03/2012



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NOTICE OF TRUSTEE’S SALET.S. No. 12-18665, APN: 939-11-362, Loan No. 0245259YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/30/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.Trustor: DANIEL WARD, AN UNMARRIED MAN AS HIS SOLE AND SEPARATE PROPERTYDuly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 9/28/2007 as Instrument No. 2007000588247 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale:7/27/2012 at 1:30 PM Place of Sale: At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701 Estimated amount of unpaid balance and other charges: $291,249.35Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed.Street Address or other common designation of real property: 313 CHAUMONT CIRCLEFOOTHILL RANCH AREA, California 92610Described as follows: PARCEL 1: UNIT 176, CONSISTING OF CERTAIN AIRSPACE AND SURFACE ELEMENTS, AS SHOWN AND DESCRIBED IN THE CONDOMINIUM PLAN RECORDED OCTOBER 27, 1994, AS INSTRUMENT NO. 94-634424 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (THE “CONDOMINIUM PLAN”). PARCEL 2:AN UNDIVIDED 1/20TH FEE SIMPLE INTEREST, AS A TENANT IN COMMON, IN AND TO PARCEL 6, AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT NO. LL 91-037 RE-CORDED NOVEMBER 13, 1991, AS INSTRUMENT NO. 91-618789 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ALL OF THE UNITS AS SHOWN ON THE CONDOMINIUM PLAN.PARCEL 3: NONEXCLUSIVE EASEMENTS FOR ACCESS, INGRESS AND EGRESS, USE, ENJOYMENT, MAINTENANCE, REPAIRS, ENCROACHMENT, DRAINAGE, AND FOR OTHER PURPOSES, AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR FOOTHILL RANCH (“MASTER DECLARATION”), RECORDED MARCH 26, 1990, AS INSTRUMENT NO. 90-156802, THE NOTICE OF ANNEXATION AND SUPPLEMENTAL DECLARA-TION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR A PHASE OF DEVELOPMENT OF FOOTHILL RANCH, SALERNO AT PROVENCE -PHASE 8, RECORDED OCTOBER 27, 1994, AS INSTRUMENT NO. 94-063422 (“SUPPLEMENTAL DECLARA-

TION”), IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR SALERNO AT PROVENCE, RECORDED FEBRUARY 28, 1992, AS INSTRUMENT NO. 92-121148, AS AMENDED PURSUANT TO THAT CERTAIN FIRST AMENDMENT RECORDED MAY 21, 1992, AS INSTRUMENT NO. 92-338720 AND THAT CERTAIN SECOND AMENDMENT RECORDED SEPTEMBER 2, 1992, AS INSTRUMENT NO. 92-589211 (COLLECTIVELY THE “DECLARATION”) AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRIC-TIONS FOR SALERNO AT PROVENCE-PHASE 8, RECORDED OCTOBER 27, 1994,AS INSTRUMENT NO. 93-0632423 (THE “NOTICE”, ALL OF OF-FICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL 4: EXCLUSIVE EASEMENTS OVER CERTAIN EXCLUSIVE USE COMMON AREAS IN PARCEL 2 FOR (1) DECK PURPOSES AND FOR OPEN PARKING, IF APPLICABLE, AS SHOWN AND ASSIGNED IN THE CONDOMINIUM PLAN AND (2) PATIO PURPOSES, IF AP-PLICABLE, AS SHOWN AND ASSIGNED IN THE NOTICE.A.P.N #.: 939-11-362The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 12-18665. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.Dated: 7/2/2012 Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210Huntington Beach, California 92648For Non-Automated Sale Information, call: (714) 848-7920For Sale Information: (714) 848-9272 www.elitepostandpub.comChristine O’Brien, Trustee Sale OfficerTHIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY IN-FORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 7551. 7/6, 7/13, 7/20/2012.



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