CCommunityommunity Advisor...JJune 2013 — VOL. 11 NO. 6une 2013 — VOL. 11 NO. 6 CCIRC. 5,500IRC....
Transcript of CCommunityommunity Advisor...JJune 2013 — VOL. 11 NO. 6une 2013 — VOL. 11 NO. 6 CCIRC. 5,500IRC....
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www.CommunityAdvisor.NETwww.CommunityAdvisor.NETCIRC. 5,500CIRC. 5,500June 2013 — VOL. 11 NO. 6June 2013 — VOL. 11 NO. 6
AdvisorCommunityCommunity
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where the experts are™
All proceeds go to All proceeds go to Whitecourt Whitecourt FOOD BANKFOOD BANK
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See page 12 For Computer Tip of the Month
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7 7 8 - 51 517 7 8 - 51 515115 - 50th Avenue
11 - 11 Mon - Sat • 3 - 9 Sunday
The rain held off long enough for the annual Carnival to have a successful run in Whitecourt this year.
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PAGE 2 Community Advisor JUNE 2013
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JUNE 2013 Community Advisor PAGE 3
Providing Leaf Guard & 5” Continuous Eavestroughing! Siding Soffi ts Fascia Window & Door Capping Metal Roof & Wall Installation
Custom Metal DetailResidential & Commercial
Phone: 780-706-9255 • Fax: 780-778-6168
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Echoes of Fort Assiniboine and District - Notes on Klondike
City - Now Doris: Part 2by Fern Rader
In 1932, Mrs. Annie Nichols arrived from the States by train. This was Elmer and Howard's mother. On June
Sam Cartwright, Dale and Darrel Halverson, 1952.
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(Continued on page 20)
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PAGE 4 Community Advisor JUNE 2013Whitecourt Council Month in Review
Mon. to Fri. 8 to 8 • (780) 706-5003 • Midtown MallServices:• Individual Physiotherapy Assessment and Treatment• Work Related Injury Assessment and Treatment / Work Reconditioning Program.• Foot Orthotics• Motor Vehicle Accident Rehabilitation• Physical Conditioning Program• Manual & Manipulative Therapy• Sports Injury Management • Intramuscular Stimulation• Medical Legwear / Pressure Gradient Stockings• Pre-Employment Screening.
Referrals accepted from:• Employers & Safety Coordinators• WCB• Physicians• Walk-in Patients• Insurance Companies • Other Professionals
Fees covered by:• WCB (Workers Compensation Board)• Independent Contracts with Employers• Extended Health Insurance Plans• Casualty Insurers (motor vehicle accidents)• Personal Payment (receipts will be provided)
May 16, 2013 - Construction work, as part of the 2013 Street Improvement Program, will begin shortly. Knelsen Rock Products Ltd. was awarded the 2013 contract, which includes paving of the Pat Hardy School and RCMP park-ing lots; trail paving; and surface work along Mink Creek Road (from the 55 Street intersection east for 1.5 kilome-tres), 41 Avenue (west of Dahl Drive), 34 Avenue (between Caxton Street and Ravine Drive), and other areas through-out town. Area residents will be informed of construction work and schedules when they are confi rmed.
The 2013 Community Clean Up Program is underway. Whitecourt Town Council allocated $1,000 to each of the following groups for 100 hours of clean up undertaken:
• Tae Kwon Do;• St. Patrick’s Anglican Church;• Royal Canadian Air Cadets;• Parent Council for Student Society;• Whitecourt Social Experience;• Royal Canadian Army Cadets;• Pirates of the CUREibbean;• Tennille’s Hope;• Whitecourt Scuba Club (Rotary Pond clean up);• Illusion Dance Studio;• E.C.H.O. Society.There is still funding available for community groups
and organizations wishing to participate in the Commu-nity Clean Up Program. For more information visit www.whitecourt.ca.
In preparation for the extension of 33 Street from the Hilltop East Industrial Area to Athabasca Flats East, ap-proximately 10 acres of road right of way will be cleared. DCL Siemens Engineering provided preliminary designs for the construction of 33 Street from 41 Avenue to Flats Road, and the design identifi ed that a surplus of fi ll ma-terial would be available from the work. Fill material is currently required on many sites within Whitecourt, and clearing the site will allow access to the material this sum-mer and fall for development projects.
33 Street will be closed from Highway 43 to the Alli-ance Pipeline building on Sunday, June 2 from 8:00 a.m. to 2:00 p.m. for the Fallen 4 Marathon/Relay. The Fallen 4 Marathon is held annually, and there are a number of events scheduled for the fi rst weekend in June. For more information visit www.fallen4marathon.com.
Seniors’ Week is June 3 to 9, and there are a number of events scheduled throughout Whitecourt to celebrate seniors. For more information on local events, visit www.whitecourt.ca.
May 29, 2013 - An updated Rotary Park Master Concept Plan was adopted by Council at its May 27
(Continued on page 12) Our Shop is A+ Certifi ed!
• Computer Sales & Service• PC & Notebook Repair • Wireless High Speed Internet• On-site Servicing • Network Consulting • Domain Hosting
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JUNE 2013 Community Advisor PAGE 5This Month in Whitecourt
5008 - 50th Street (Across from ATB)
Appts. & Walk-ins WelcomeAppts. & Walk-ins Welcome
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Fallen 4 Marathon June 1 & 2, 2013Full Marathon/2-Person Relay/4-Person Relay/Kids
Marathon/5km Run from Mayerthorpe to Whitecourt. Sponsored by Alliance Pipeline. For more information and how to register go to www.fallen4marathon.com.
CMRC Provincial Series Motocross RaceWhiteridge MX Park, June 1, 2013 at 9:00 a.m.The Whitecourt Motocross Association will be host-
ing the 2nd round of CMRC Provincial Motocross series on June 1. All ages are welcome! The Whiteridge MX Park is located 5 kilometres north of Blue Ridge.
For more information email [email protected] or visit www.whitecourtmx.com.
Celebrating Seniors' Week Come & join us in celebrating our seniors June 3-9.
See below for all of this weeks activities...
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Phone: 780-778-2216 Email: [email protected]
www.whitecourtadmiral.com
Fax: 780-778-4733
5003 - 50th StreetDowntown Whitecourt
Top 5 Reasons to Advertise in the Community Advisor
1. Support a Free Press. The Advisor has truly groundbreaking political columns that help keep alive the concept of a truly free press. We also have local news, bad jokes, history, puzzles etc., so that there is something for everyone.
2. More circulation. We have the largest local print media distribution with 5,500 copies of every issue distributed to Whitecourt & Area.
3. Total Market Coverage. We cover Whitecourt's trading area. Every month, 4,500 copies of the Community Advisor are mailed to Blue Ridge, Carrot Creek, Fox Creek, Ft. Assiniboine, Mayerthorpe, Peers, Sangudo and Swan Hills.
4 Our handy booklet format. It costs signifi cantly more to produce, but it means your print Ad is likely to stay in circulation longer.
5. Monthly Production. You can consistently advertise for a fraction of the cost of a weekly. For example, you can have half a year of a 1/8 page B & W ad for just $269.70 + GST.
Monday, June 3 Events: Tuesday, June 4 Events:• 1:30 - 2:30 pm - Card BINGO, Spruceview Lodge.• 5 pm - Showcase of Talent from Whitecourt Youth & Catered Sup-per, Seniors Circle.
• 11am - Celebration of Seniors' Contributions - Tree Planting Cer-emony at Rotary Park.• 1 - 3 pm - Floor Curling with St. Joseph & Percy Baxter Schools.• 7 - 9 pm - Bingo, Seniors Circle.
Wednesday, June 5 Events: Thursday, June 6 Events:• 10 - 11:30 am - Tim Hortons & Servus Credit Union Coff ee Break at Tim Hortons Hilltop location.• 1:30 - 3:00 pm - Strawberry Tea, Spruceview Lodge.
• 9 - 11 am - Bussing to Anselmo• 11 am - noon - Laughter Yoga• 12 noon - 1 pm - Lunch• 1:00 - 3:00 pm - Jerry Huck - Jerry's concert is sprinkled with historical antidotes & comedy
Friday, June 7 Events: Saturday, June 8 Events:• 10 - 11:30 am - Country Fair Bak-ing Contest, Seniors Circle1st, 2nd and 3rd prize will be awarded for the following cat-egories: break, pies, squares. Call 780-778-6300 for details.• 11:30 am - 1 pm - Lunch, Seniors Circle• 1:30 - 4 pm - Crokono Tourna-ment, Seniors Circle
• 10 am - 12 noon - Horse Shoe Tournament, Seniors Circle.• 12 noon - 1:30pm - Rotary Club BBQ, Seniors Circle.
Whitecourt Jetboat Association Annual Spring Rally
June 8, 2013 Further details on the event will be added closer to the event date. For more information contact Karey Craw-ford at 780-778-1465.
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PAGE 6 Community Advisor JUNE 2013
Bail-out Is Out, Bail-in Is In: Time for Some
Publicly-Owned Banksby Ellen Brown
(Continued on page 27)(Continued on page 22)
Editor's Note: Canada has the same general setup as the U.S. one in regards to the depositors in the following article. What is more im-portant, Canada is signatory to the same G20 and other documents that now allow banks to confi scate the money of their deposi-tors. Where does it end?
“[W]ith Cyprus . . . the game itself changed. By raiding the depositors’ accounts, a major central bank has gone where they would not previously have dared. The Rubicon has been crossed.”
—Eric Sprott, Shree Kargutkar, “Caveat Depositor”
The crossing of the Rubicon into the confi scation of depositor funds was not a one-off emergency measure limited to Cyprus. Similar “bail-in” policies are now ap-pearing in multiple countries. (See my earlier articles here.) What triggered the new rules may have been a series of game-changing events including the refusal of Iceland to bail out its banks and their depositors; Bank of America’s commingling of its ominously risky de-rivatives arm with its depository arm over the objections of the FDIC; and the fact that most EU banks are now insolvent. A crisis in a major nation such as Spain or Italy could lead to a chain of defaults beyond anyone’s control, and beyond the ability of federal deposit insur-ance schemes to reimburse depositors.
The new rules for keeping the too-big-to-fail banks alive: use creditor funds, including uninsured deposits, to recapitalize failing banks.
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Can we avoid a lost generation? With more and more young people becoming
unemployable, radical measures are needed on several fronts.
by Norman Bailey, adapted for Can-ada by Dan Parker. Alberta is currently a special case regarding employment.
The current issue of The Econ-omist has a cover picture of people being discharged into a trash dump, with the headline "Generation Job-less" and the subtitle "The Global Rise of Youth Unemployment". In the article inside the magazine it points out that youth unemployment, as re-ported by offi cial statistical agencies, which undoubt-edly miss many of the unemployed, even so totals more than the population of the United States.
Other recent articles were titled Long-Term Jobless-ness is a National Emergency (McClatchy newspapers) and By Any Measure the Jobs Disaster Continues (Wall Street Journal). It is obvious that this phenomenon is re-sulting in, and will continue to increasingly result in, a rising pool of jobless and rootless youth looking for a means of survival in a world which simply no longer needs them. A perfect recruiting pool for terrorist and guerrilla organizations and criminal syndicates. They will retaliate against a world that does not value them by destroying that which they perceive as preventing them from having a meaningful future, or to aiding the criminal bosses in stealing the results of the productivity revolution created by others.
With all due respect to the many economists, soci-ologists, other academics and journalists who have sug-gested multiple explanations for this extremely danger-ous phenomenon, the basic reason is very simple: all the advances in technology and therefore productivity in recent years have been increasingly capital-intensive and therefore decreasingly labor-intensive. Advanced
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JUNE 2013 Community Advisor PAGE 7
Do we really have a free press?by Dan Parker
“The study of money, above all other fi elds in economics, is one
in which complexity is used to disguise truth or to evade truth, not
to reveal it"— John Kenneth
Galbraith
"The issue which has swept down the
centuries and which will have to be fought sooner
or later, is the people versus the banks."— Lord Acton
No cause is left but the most ancient of all, the one, in fact, that from the beginning of our
history has determined the very existence of politics, the cause of
freedom versus tyranny.— Hannah Arendt
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Community
AdvisorAdvisorPublisher: Dan ParkerProduction:
Terry DraegerBrian Mareck
4907 52 Ave. Box 294Whitecourt, AB T7S 1N4Ph: 780-778-3949Fax: [email protected]
CommunityAdvisor.NETCirculation: 5,500
Published Monthly
“The liberty of the press is the
palladium of all the civil, political, and religious rights.” -
Junius
Crown & Anchor PubCrown & Anchor Pub“Whitecourt’s most happening place”
VALLEY CENTRE MALL 780-778-1900Check out our
• Wing Wednesdays(28 Delicious Flavours to choose from)
•Shrimp SaturdaysDaily specials each and every day
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Fireplace, 4 Big Screen TVs
The Community Advisor is cele-brating its 10th Anniversary this year. This is somewhat surprising for a project started on a shoestring that is heavily critical of the institution that provides the lifeblood for any pub-lication; which is to say the money system. This is due in no small part to supporters who know how important a free media is to democracy. The truth of the matter is, how money is created, and who benefi ts, should be the biggest media story of our times.
Unfortunately, the mainstream media either misses or misrepresents the story of the century. It should be point-ed out the deception regarding how our money works in the media is not a refl ection on the individuals involved, but instead an examination of how power systems have worked since before the beginning of recorded history. An early example of this dynamic is how a witch doctor gained power over a tribe by tricking its members. In modern times, the power system has tricked journalists, many politicians, most bankers and the general public
www.leadingwhitecourt.com • E: [email protected]
Bonnie Droesse 780-778-9408
5105 - 50 Avenue, Whitecourt AB T7S 1S8 Offi ce: 780-778-8807
Fax: 780-778-8817
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Call me to list or buy a home today within 100km of Whitecourt!
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PAGE 8 Community Advisor JUNE 2013
(Continued on page 11)
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Alterations • Refl ective Tape for Coveralls • Formal Wear
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Midtown Mall, Downtown ♦ (780) 706-7092
Maria’s sells: Bridal Headpieces & Veils, Bridesmaid & Flower Girl Dresses,
Evening Gowns & Shoes.
Mon. to Wed. 11 to 6, Thurs & Fri. 11 to 7:30, Sat 11 to 4:30
Hem Pants Hem Pants $$9.9.9999
FORMAL SHOESFORMAL SHOESFor Girls & LadiesFor Girls & Ladies
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See Maria for lost buttons, new zippers or other tailoring needs!
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BOTH Men & Women
STEAM IRONINGSTEAM IRONINGLet us do your ironing for you.Let us do your ironing for you.
Men's & Boy's
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Fight Disease or Create Health?Written by Verna Ellis, Health SolutionsWe learned from “Goldilocks” in the previous articles that
our medical profession (allopathy) operates in a ‘reduction-ist’ paradigm and our bodies are holistic. This contradiction in thought leads to more problems than solutions. James L. Chestnut, B.Ed., MSc., D.C., says it better than anyone:
The Plant Analogy By James L. ChestnutLet me give you an analogy so that you can understand.
We can all agree that all living organisms are made up of cells working together to maintain life. Each organism is in fact an ecosystem of cells. I like to think of all my patients this way. I just see ecosystems of cells that are toxic or defi cient and my job is to help them become pure and suffi cient. When this oc-curs the ecosystem naturally goes back to its natural state – ho-meostasis and health. There are countless examples of this to prove I am right. Stop smoking and your lungs clear (as long as you have not exhausted your innate ability to adapt). Stop polluting rivers and the plants and fi sh come back. Walk away from a logged forest for long enough and a forest will return. The less we intervene in natural ecosystems the healthier they are – period. When people realize that they are ecosystems they will stop polluting themselves and start making ecologi-cally friendly or physiologically compatible lifestyle choices.
Back to my analogy. Think of plants. If you had a bunch of plants that were wilting what would you do? Add drugs and remove parts? I doubt it. You would ask intelligent questions such as if the plants were getting enough sunlight. You might notice that the wilting plants were in the shade and, realiz-ing that these particular plants required a lot of sunlight, you would intelligently put them in the sun. Well they should all stop wilting right? Guess what. They all wilted more! If you were doing a study you would have to conclude that sunlight made plants worse. But you knew these plants were defi cient in sunlight, how is this possible?
What if they were also defi cient in water? Putting a dry plant in the sun could indeed make it dry out faster couldn’t it? Ok then, let’s give all the plants water and put them in the sun. You’re a brilliant clinician! Too bad only a few of the plants got better. In other words, no signifi cant difference between water and sunlight and fl ipping a coin or water and sunlight and fake water and sunlight. Your study concludes that water and sunlight has no benefi cial effect on wilting plants. Why? Some of the plants were saved! Sorry, not statistically signifi -cantly better than the control group and in the RCT (random clinical trial) model you must conclude that your intervention had no effect. How scientifi c! What a wonderful gold stan-dard!
But wait, you won’t give up. You will also add nutrients to the soil. Now you have well fed, well watered plants bask-ing in the sun all day. Surely your plants are totally suffi cient now and will thrive. Sorry, only a few get better again. How is this possible? Your study will be quoted as evidence that water, sunlight, and food is no good for plants. But we know for sure plants will die without this stuff! Sorry, we must be scientifi c and your RCT study clearly showed that water, nu-
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JUNE 2013 Community Advisor PAGE 9
Tim Horton's Community Fun Night
Saturday, June 8 6:00-9:00 pm. We invite one and all to come enjoy fun fi eldhouse activities at the Allan & Jan Millar Centre for FREE.
Farmers' MarketEvery Tuesday from
11 am to 2 pm at the Whitecourt Legion.
Whitecourt Jet-boat Spring Rally
The Whitecourt Jet-boat Association will host its annual Spring Rally on June 8, 2013 from 9 am - 5 pm. Further de-tails on the event will be added closer to the event date. For more informa-tion contact Karey Craw-ford at 780-778-1465.
Council MeetingJune 10 & 24 at the
Forest Interpretive Cen-tre 7:00 pm.
Municipal Plan-ning Commission
June 13, 4 - 5pm. The Commission meets in the boardroom at the Town Administration Offi ce at 4:00PM. The public is welcome to attend.
Policies & Priori-ties CommitteeJune 17, 4 - 5:30pm.
At the boardroom at the Town Administration Offi ce. The Policies and Priorities Committee Meeting includes a Pub-lic Dialogue Session at each meeting. You are encouraged to attend the meeting and take advan-tage of this opportunity
Letter to Editor75 year old seniors should be made
aware that Alberta Transport does not require them to complete a Simard MD or Drive Able assessment for the renewal of their operator's licence.
In 2011 random testing of high pro-fi le citizens all actively employed was carried out in one Alberta community. All except two failed the Simard MD
including an Alberta Cabinet Minister. The Redford Government should
not allow private for profi t agency to perpetrate this massive multi-million dollar scam against our seniors.
Our physicians should not recom-mend this corrupt protocol.
Your's truly,Stuart Peake
(Continued from page 5)
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PAGE 10 Community Advisor JUNE 2013
Huge Thank You!PLATINUM SPONSOR $3000.00D2 WirelineHome HardwareNov WilsonRoszko ConstructionGOLD SPONSOR $2000.00Eagle River CasinoPengrowth Energy CorporationTaiga Helicopters (1993) Ltd.Tryton Oil ToolsWhitecourt PressWhitecourt StarSILVER SPONSOR $1000.00XM 105 FM CountryAncient Arts Tattoo Inc.Apache CorporationBeaver Creek StoreEagle River ChryslerFurniture DenGlenn & Grace BuoteGriston DevelopmentHedgehog LandscapingMills MachineMillar WesternHorne & CompanyMacRitchie Forestry ServiceRotorworks
The Rotary Club of Whitecourt wishes to express thanks to all the sponsors and donors who have helped make this event a success. We have made every attempt to recognize all contributors, and sincerely apologize if we have missed anyone.
The Rotary Club of Whitecocoururtt wishes to exexpressss tthhaanks to alll tthe e sspspoonsorss a andh h h ll d k thi t W h d tt
Royal BankSeeker Undergound SolutionsSweet Art Custom CakesTar Energy ServicesTopline PromotionsWhitecourt IGA
BRONZE SPONSOR $500.00A&D CabinetsATB FinancialAdmiral Inn & SuitesAlberta Newsprint CompanyAquariusCaine's JewellersClassic FurnitureCountry Junction TravelFamily Dental HealthGeorge Vanderburg MLAIf Hearts Could SpeakInland CementJerry Chartrand TruckingMark & Debbie TrinierMcConnell Law Offi ceMcDonald's RestaurantPhoenix IndustrialPieces Of HomeProgressive Forest ContractingProgressive TruckingFaber LLPRemax AdvantageSchaff er's Custom WeldingSeltec ComputersStarski ContractingSteeplejackStorm RentalsTJ LoggingWalMartWestcat Trucking Ltd.
Whitecourt InsuranceWhitecourt StationeryWhitecourt TransportYour Dollar Store & More
OTHER DONATIONSAcklandsAlta Tech Environmental ServicesAlberta Works/Whitecourt EmploymentBank Of Nova ScotiaBea HuserBlush Hair & Body BoutiqueBrendale ContractingBoston PizzaCarpetown InteriorsCJ's Liquor Unlimited Inc.Chiropractic Health CareClean HarborsCliff 's No FrillsCommand Fishing Inc.Complete Appliance CareComputer & ServiceCrystal GlassCurves For WomenDairy QueenDynamic AmusementsEarthnookEarthway MassageEvergreen PlumbingFabulous FlowersGlobal Pets FoodsGreen Gables InnGreen Gables RestaurantHair Creations
HSE IntegratedIdeal Automotive & IndustrialInsight GeomaticsJanke Financial Services Ltd.JT EnterprisesK & C GraphicsKammecKentek Forest Services Ltd.Kenney Law Offi ceLakeview InnLife Med PharmacyLocks & LashesMaria's TailoringMedi SaveMountain Steak & PizzaMVD WhitecourtOriginal Joe'sOrion EnvironmentalPanago PizzaPaul Flasha ContractingPaw SpaPhillip Lewis ContractingPinchbeck Law Offi cePizza DelightRainbow RestaurantRalcomm Ltd.Santosa Hot YogaSew RightShabby GabbySMYL Chev OldsStrike Energy
Super 8 MotelThe BrickThomas DevelopmentsTimio's Liquor StoreTotal Oilfi eldTracey's EstheticsTravel Time Inc.Travel Plus WhitecourtTrappers Auto PartsTrimline Design Ltd.United RentalsVista TheatreWhitecourt Auto MallWhitecourt ChiropracticWhitecourt Computer SolutionsWhitecourt FlooringWhitecourt Golf & Country ClubWhitecourt Veterinary ClinicWhitecourt Work Wear
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JUNE 2013 Community Advisor PAGE 11
Floor Waxing Eavestrough Cleaning Driveway Washing General House Cleaning
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(Continued from page 8)trients, and sunlight were not any better for plants than fake water, nutrients, and sunlight.
But if I take healthy plants and take away water, nutrients, and sunlight they will all die! Wait a minute, did you want to study healthy plants? That is not within the paradigm of allopathy because it cannot answer the real important ques-tions of whether or not your intervention improved symptoms or treated a disease. In allopathy you must evaluate everything based on these criteria.
By the way, why didn’t your plants all thrive if you gave them all water, nutrients, and sunlight? They were toxic! Your neighbor was dumping out his oil in his back yard and it got into the root systems of your plants!
I hope you see that in order to be healthy and well, in order to maintain homeostasis, ecosystems have to have suffi ciency in ALL the required nutrients, and purity in ALL aspects of their environment AT THE SAME TIME, for a period of time! This is what your patients need, they are ecosystems of cells.
I hope you also realize that in every case it was NOT a genetic problem with the plants or the cells of the plant ecosys-tem that was the problem. The problem was the defi cient and toxic environments the plants were in. However, if you stud-ied the genetics of these sick plants you would see different genes being expressed in the sick plants than in healthy ones. This is the EFFECT of the defi cient and toxic environment, NOT the CAUSE! Interesting isn’t it?
More in the next issue……….
Rotary Park just gets bet-Rotary Park just gets bet-ter every year. Above, cricket ter every year. Above, cricket has come to Whitecourt, while has come to Whitecourt, while kids enjoy the new splash kids enjoy the new splash park. This unique setting, with park. This unique setting, with the pond, water slide, walking the pond, water slide, walking trails and more, would be the trails and more, would be the envy of many a larger town.envy of many a larger town.
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PAGE 12 Community Advisor JUNE 2013
Ccleall BarristersSolicitorsDennis B. Denis, Q.C. 780-706-1020Fax: 780-425-1222 Email: [email protected]
Lawyer
780-778-5556780-778-5556Appointments & Walkins Welcome
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Regular Meeting of Council. Completion of projects over the past several months, as well as upcoming initia-tives, prompted the review of the concept plan. Some changes and enhancements to Rotary Park for this year include: the construction of a new playground south of the Splash Park; the closure of the central access road and north east parking lot (which will remain for avail-able maintenance and winter use only); additional picnic tables, pads, and tree planting; and relocation of trails adjacent to the pond.
Community Business Beautifi cation Grant funding has been allocated to the Whitecourt Golf and Country Club and Super 8 Whitecourt. The grant provides assis-tance to local businesses and organizations to contribute to the beautifi cation of the community, and increase the aesthetic appeal of streets and neighbourhoods.
A development agreement for the second phase of Riverstone Estates has been approved. The new subdivi-sion includes 30 single family lots.
Council also discussed recent correspondence from Premier Redford regarding a future hospital for Whitecourt, and chose to respond with a letter empha-sizing that while the Town is pleased that funding for planning has been included in the 2013/14 Provincial budget, the Town will continue to press for a scheduled commitment for a capital project.
(Continued from page 4)
Computer Tip of the MonthTo leave it on…..or turn it off?
This is one of those questions where there is no sin-gle right answer. In other words, it depends on how you use your computer. There a couple of instances where you would have to keep it on, they are 1: at work – where your network administrator does a backup or updates at night 2: if it is acting as a server on a LAN. If you do not fall into either one of these categories, then you have a choice about whether or not to leave your machine on. There are lots of pros and cons for both sides, let’s take a look at a couple.
The main reason why you might want to turn it off is cost. A typical PC consumes something like 300 watts. Now with energy-saving features on most PC’s you can cut that fi gure in half. So typically that’s about an extra 100 - 150 per year on your hydro bill for leaving your PC on.
The argument for leaving your computer on all the time is that turning it on and off somewhat stresses the
(Continued on page 13)
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JUNE 2013 Community Advisor PAGE 13
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computer's components. ‘Chip creep’ is what they call it – this used to be a problem but with today’s technology this is really less of an issue. Hardware has become quite reliable …. now software that’s a different story. Booting up and shutting down are the most likely times to run into a problem.
So it comes back to how often you use your computer. I personally never turn mine off but I use my laptop and desktop every day.
If you have any ques-tions feel free to email me at [email protected]
(Continued from page 12)
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PAGE 14 Community Advisor JUNE 2013
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CLUES ACROSS 1. Minute amount (Scott) 5. Insolent talk 9. Unable to 11. Scoundrels 13. Wizard of __ 14. Murres 16. Malmsey wine 17. Sunday prior to Easter 20. Passage with only one access 21. Large woody perennial 22. Paddles 23. A small demon 24. Dakar airport (abbr.) 25. Small game cubes 26. Small amounts 28. Ribbon belts 31. Free from danger 32. Natives of Thailand 33. Incomplete combustion residue 34. Segregating operation 35. Lowest violin family members 37. Part of a deck 38. British Air Aces 39. Confederate soldier 41. Young woman coming out 42. Belgian River 43. Society to foster technological innovation 45. Linen liturgical vestment 46. Failed presidential candidate 49. "Long Shot" author Mike 52. Mind & body exercise discipline 53. Santa __, NM 54. Cotton fabric with a satiny fi nish 55. Packed groceries 57. N'Djamena is the capital 58. Fermented honey and water
CLUES DOWN 1. Golf course obstacle 2. Article 3. One who counts 4. High rock piles (Old English) 5. Grassy layer of ground 6. Length of time in existence 7. Killing yourself 8. Liquid body substances 9. Egyptian Christian 10. Egyptian pharaoh 11. Beams 12. Keglike body tunicate 15. Positive electrodes 16. Adult female horse 18. Albanian monetary units 19. Raised speakers platform 26. NM art colony 27. Aftersensation phytogeny 29. Deep orange-red calcedony 30. Not a miss 31. Distress signal 33. Freedom from danger 34. Day of rest and worship 35. Phloem 36. Was viewed 37. Gluten intolerance disease 38. NYC triangle park for Jacob 40. Groused 41. Bounces over water 42. Arabian sultanate 44. Having vision organs 47. Steal 48. Old Irish alphabet (var.) 50. Corn genus 51. British letter Z 56. Peachtree state
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JUNE 2013 Community Advisor PAGE 15
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PAGE 16 Community Advisor JUNE 2013
(Continued from page 7)
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alike about the true nature of the money system. Those in fi nancial, media and other careers who do see the light must keep silent or risk losing their livelihoods.
Hebert Schiller in Culture Inc., summarized how our critical information sources can be compromised. He wrote: “It is not necessary to construct a theory of inten-tional cultural control. In truth, the strength of the control process rests in its apparent absence. The desired systemic result is achieved ordinarily by a loose, though effective, institutional process. It utilizes the education of journal-ists and other media professionals, built-in penalties and rewards for doing what is expected, norms presented as objective rules, and the occasional but telling direct intru-sion from above. The main lever is the internalization of values.” The occasional but telling intrusion from above can take the form of ‘your story or your job’.
One of the strengths of the current economic decep-tion in the mainstream media is that the ideas put forth are so silly as to be believed by the majority, simply be-cause most people cannot imagine themselves telling such whopping lies. This is known as the big lie concept, or what the American writer Kurt Vonnegut referred to as ‘the capacity to astonish’.
For example, in the past, people went hungry, even while in the midst of plenty, during the Great Depres-
(Continued on page 17)
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JUNE 2013 Community Advisor PAGE 17
sion. When WWII started, the productive capacity that was always available became apparent when not only men, but also women were hired and paid. Once more they could afford suffi cient food and ad-equate shelter. There was no explanation why it was economically possible to build almost anything after September 10, 1939, the day Canada declared war, while previous to this day it was held to be unafford-able to provide many basic needs to the citizens.
During this time, the farmers did not make out so bad, outside of the dust-bowl. If one had to pre-cisely describe why this happened, one would say it was because the econom-ics that caused the city go-ers so much pain could not be adequately explained to cows, pigs, chickens and garden vegetables. Outside of the dustbowl, they kept on producing at the same rate as before the depres-sion. That is: economically speaking, a head of let-tuce displayed more intel-ligence than the so-called learned economists of the day. This is not a joke. There were intelligence economic ideas of course, but they were demonized by the mainstream media, when they were mentioned at all.
Politically speaking, the purveyors of the estab-lishment economic theory were of course extremely intelligent. In presenting
(Continued from page 16)
(Continued on page 19)
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PAGE 18 Community Advisor JUNE 2013
For Any Real Estate Need Call One Of Our EXECUTIVEEXECUTIVE Agents!
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out your profi t, rent for cash fl ow, or renovate and remortgage for leverage.
4.) Banks Put Up The Majority of the Money: With no stake in the appreciation.
General Types of Investing1.) Flips: There are a large number of investors wanting to fl ip
homes or sell the property in 6 months for a higher price and profi t.
Most in this category end up with less profi t than anticipated and put in more personal hours than expected. There is a large number of these investors and only the extreemly organized ones will suc-ceed in the long term. 2.) Short Term: As Real Estate prices go up and down while continuing on an upward swing over many years, investors will try to ride the wave on an area of substancial growth (Buy low, sell high). Anywhere from 1-5 years depending on the market and other factors. 3.) Long Term Holds: This is the most suc-cessful group because it is almost foolproof. The plan is simple as long as you are in for the long term (5-25 years you will ride infl a-tion). Although there are ups and downs along the way, equidy and appreciation will continue to widen. It is a fact that over 95% of all millionaires have made their money this way. 4.) Recreational and/or Retirement: They planned well and want to spend their money.
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JUNE 2013 Community Advisor PAGE 19
economic ideas about production that were inferior to what a thriving head of lettuce knew, they were merely indulging in the big lie technique. Their economic proc-lamations were so preposterous that they were initially believed by most of a fi nancially uneducated public who could not imagine themselves presenting something so outrageously silly as being factual. Sensible economic ideas were then presented as being silly, to fi nish out the requirements of the big lie technique.
Not to put too long a story on it, but the bank’s trick of creating money from nothing as debt, at compound interest has essentially resulted in debt slavery for most individuals. Banks do not lend the money of their de-positors. They create the money out of thin air, subject to a small capital adequacy requirement imposed by the Bank of International Settlements (BIS) in Basel, Swit-zerland. The bank has created nothing except for a book-keeping entry, and for this demands repayment of both principal and compound interest of a debt they have cre-ated out of thin air. For the great majority of the people, even if they do not have any personal debts, they would be bankrupt if they ever had to pay their share of munici-pal, provincial and national odious debts and liabilities. The looming derivatives fraud only adds to this mess.
In heeding the dictum that a problem must be solved at the level it was created at, this paper has focused on international fi nance and largely stayed away from fo-cusing on the national, provincial and local politics that dominate the mainstream media. However, at these lev-els there is also a job to be done to bring more transpar-ency, and hence democracy, to the issues of the day. The mainstream media does a fair job of exposing injustice here. However, without acknowledging the injustice in-herent in the banking system, they cannot do more than offer band-aid solutions. And in bowing down to the in-ternational fi nancial system, the mainstream media must by rights temper or eliminate deserved criticism on the part of the local, provincial and national people who are staunch supporters of the corrupt international situation. The upshot is that our information sources have become increasingly compromised at all levels.
As always, the truth will out, and this is taking many forms. The best options presented do not demonize any of the players involved, but instead look at the problem from a systems perspective. Most of the super-elites are caught in damned if you do, damned if you don’t situ-ations; which results from having a lack of accountable government at the global level. Still, the solutions must start at the grassroots level. The old saying think global, act local, applies equally to our politics in an intercon-nected world, as it does to the environment.
(Continued from page 17)
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PAGE 20 Community Advisor JUNE 2013
3rd, 1924. Mrs. Elmer Nichols died in childbirth at a nursing home in Westlock. The family, with the help of the grandmother stayed on the homestead. The mother and baby were buried in a corner of the yard, and were the fi rst graves in the present cemetery. Now at the time of writing, there are many old-timers as well as more recent members buried there. At the time of her burial Elmer set out a little spruce tree a little way from the foot of the graves, the tree is now a tall tribute to the community at large.
About 1926, settlers began coming in. The closest store and post offi ce was at Fort Assiniboine, some four-teen miles away, where Billy Combes was storekeeper, and Mr. and Mrs. Jim Roach had the post offi ce and a stopping off place. Anyone who went to the Fort brought back groceries and mail for all the neighbors.
About this time Alex Nickle bought the Anton Hol-mes place, and his wife, Mary and son, Clarence, moved into the little log house, but shortly after built a big and comfortable log house. The district was now settling up fast, as people were coming in from other places and were taking up homesteads.
Fern, the eldest Nichols girl had married and moved to Fawcett. At the same time the Olaf Finsteads, who now had a baby daughter, moved to Fawcett leaving their homestead. In July of 1926, Sam Sheren and wife and baby, his brother, Charles, and their mother came to the district. In August of that year, Sam traded the car he had come in to Olaf Finstead for his place, the site of the old Klondyke City. During this time many set-tlers had come in, among others were Mr. and Mrs. Jack Utas and boys, who kept a few groceries at one time, but soon gave it up. Other settlers were: Mark Robin-son and sons, Rex and Billy. Duncan Mclntosh, Mr. and
(Continued on page 21)
(Continued from page 3)
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Mrs. Beatrice Thompson and Mr. and Mrs. Walter Thompson Sr., newlyweds 1920.
Grandpa Bennett, 81 years old.
Whitecourt:Whitecourt: Erin Erin: 780.779.1580 Tammy Tammy: 780.779.8861Barrhead:Barrhead: Jody Jody: 780.674-1846
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JUNE 2013 Community Advisor PAGE 21
TRUCK REPAIRS - MACHINE SHOP - WELDING FIELD MECHANICS - FORESTRY & OILFIELD
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Mrs. Walter Thompson Sr.
Mrs. Andy Ehl, Mr. and Mrs. R. A. Vanstone and family, Mike and Nick Jackman and families, the Fred Lozens, the Ed Dersch family, S. Edeen and family, Joe Pruden and family, Ben Smith and family, Al Mitchell and fam-ily and Dan McPhee, a bachelor.. These were among the earliest, others came later.
In 1929, Andy Ehl started a little sawmill west of the settlement, and with the help from the settlement got out some lumber, most of which was used locally. The set-tlement had been some eighty miles from Westlock and the nearest railroad. There wasn't much in the way for roads, just trails through the bush. so it wasn't easy get-ting supplies in, or any lumber, or anything out. These early settlers had hauled their wheat to Westlock with four horses and a sleigh in the winter time. Some cattle were driven all the way to Westlock on foot, to market. The land clearing wasn't very fast as it was all done by hand and broke with horses.
(Continued from page 20)
Thurston house. L-R: Back Row: Peggy and Walter Thompson. Front: Miss Holland, Walter Sr., __, Leah Thurston, Mrs.
Thompson Sr., Sidney Thurston, at Cormea Flats.
Come back next week for the continuation...
These stories were reproduced from Echoes of Fort Assiniboine and District, with permission of the Fort Assiniboine Friendship Club Book Com-mittee. A digital copy of this book is available on CD and may be purchased from the Fort Assini-boine Museum. Call 780-584-3737 for hours of op-eration. A copy of Three Trails Home; A History of Mayerthorpe and Districts is available at the May-erthorpe Public Library. Please call (780) 786-2416 for more information. The local Whitecourt history book, Sagitawah Saga - The Story of Whitecourt, is available at the public library for reading and is for sale through the Whitecourt and District Heri-tage Society at the Forest Interpretive Centre.
Walter Thompson Sr.
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PAGE 22 Community Advisor JUNE 2013
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(Continued from page 6)robotization and 3-D manufacturing; information and bio-technology wonders, even advanced medical devices and procedures all require greater investment in capital and in scientifi c and technical and managerial skills, and less and less real demand for labor.
This being the diagnosis, and the prognosis being starkly pessimistic, what does the prescription look like?
One possibility, remarkably recommended by many groups that claim to be favorable to the "working class", is an economy based more and more on government hand-outs, loans and assistance of all kinds, which will inevitably tend toward a social structure made up of an underclass, in-cluding immigrants, doing menial labor; a permanent and growing class of what may be called "serfs of the state", dependent on government income transfers (about sixty million in the US at this time), a class of well-remunerated knowledge workers and a small but extremely wealthy class of owners of productive capital. But this structure is unsustainable, because society cannot maintain its cost indefi nitely, leading to the kinds of situations seen today in many of the European Union countries, where "auster-ity", demanded for bailouts, precisely affects most strongly those dependent on the state. It should be noted that for the fi rst time in the history of the radical May-Day demonstra-tions, so prominent in Europe and elsewhere, such demon-strations were widespread this year in the US.
The only sustainable solution is investment in scien-tifi c and technical education to increase the pool of truly productive knowledge workers, and even more important, to adopt measures to encourage the spread within soci-ety of the ownership of productive capital, about which I have written several times previously — such things as employee stock ownership plans and community invest-ment trusts.
Where does Canada stand in this melancholy picture? Many graduates of our universities end up in McJobs, with massive debt, and little prospect of meaningful em-ployment.
The other challenge, that of the spread of capital ownership in society, has scarcely been touched. At one time the Federal and Provincial Conservative Parties were more attentive to this obvious solution for creating smaller government. Federally, the idea was championed by Winnet Boyd, chief engineer for the most advanced jet engine in the world at the time. Will the advocates of smaller government once again see the light?
Norman A. Bailey, Ph.D., served as Senior Director of International Economic Affairs for the United States National Security Council (NSC) between 1981 and 1983 and is currently Adjunct Professor of Economic Statecraft at The Institute of World Politics, Washington, DC.
Region #1 - Regional Collaborative Service Delivery Partnershipinvites applications for the position of
REGIONAL MANAGER
Region #1 is located in north central Alberta, and includes the communities of Athabasca, Barrhead, Edson, Hinton, Jasper, Slave Lake, Whitecourt and surrounding areas. Functioning in a key leadership position, and reporting to the Regional Leadership Team, the Regional Manager is responsible to implement the service delivery model for support to schools and community to meet the needs of children and youth, as well as to families who have children and youth with complex needs. Qualifi cations: Post-graduate degree preferred, minimum 3 years experienceStart Date: August 19, 2013Position Type: 12 month term position. Salary Range: $85,000 to $115,000; plus benefi tsApplication Deadline: June 14, 2013
Interested candidates, please forward a cover letter and resume, via email only, to:
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-
JUNE 2013 Community Advisor PAGE 23
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Thanks for playing from Emily & Kiarah own-ers / players. Serviced by Dad. In need of a pinball machine for your place of business or residents text 780-706-6072 Proud sup-porters of pincadeshow.com in Calgary, AB.
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PAGE 24 Community Advisor JUNE 2013
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Advisor Increases ReachFor some time now, the Communicty Advisor has
been the largest circulation print media in town. How-ever, with 4,100 copies being mailed to everyone in Whitecourt and then 850 being left at area businesses, there was undoubtedly some duplication.
To reach more people with the important economic news that only the Advisor is currently publishing, lo-cal copies will be matched to that which our competi-tors fi nd suffi cient to cover Whitecourt. With the money saved here, and some additional investment, copies of the Advisor will be mailed out to the entire Whitecourt trading area. This type of distribution is known in the industry as total market coverage, or TMC. In addition-
al to the local distribution, a total of 3,500 copies will be mailed out to residents in Blue Ridge, Carrot Creek, Fox Creek, Fort Assiniboine, Mayerthorpe, Peers, San-guodo and Swan Hills. These post offi ces also include distribution to smaller centres. For example, the May-erthorpe mailout includes Rochfort Bridge.
The Whitecourt trading area can be measured by different means, but the fi gure generally given is 25,000 people, with 10,000 in Whitecourt itself. The designa-tion trading area refers to locales where the people are likely to come to Whitecourt to shop and play. By fol-lowing the TMC distribution strategy, the Advisor will cover the additional 15,000 people in our trading area and more than double its reach.
Main St - Next to CIBC - 778-4781Mon to Sat 9 - 6, Thurs 9 - 9, Sun 12 - 4
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JUNE 2013 Community Advisor PAGE 25
Business Director y
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5012 - 50 Ave • 780-778-6700
Flowers & GiftsExpress Your Appreciation
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We can take oldvehicles & make
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INTERIOR PACKAGESS tar t at: $109.95 + tax
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We also offer tar removal!
Jay and hisstaff have years of experience!
KW Pets
780-778-3229 Main Street across from C.I.B.C.Main Street across from C.I.B.C.
Full Line of Full Line of Fish & SuppliesFish & Supplies
Quality Pets Quality Pets & Products!& Products!
Knowledgeable Knowledgeable Friendly Staff !Friendly Staff !
• Mini Storage • Boat • RV• Indoor Storage
• 24/7 On Site Security• Indoor RV Boat Storage
4503 - 59 St. Whitecourt, AB
Phone: (780) 778-2194Fax: (780) 778-2192
780-778-5822 780-778-5822 Midtown MallMidtown Mall
YOUR LOCAL SOURCE FORYOUR LOCAL SOURCE FOR
Toys & Games!Toys & Games!• Hobbies • Candy
• Arts & CraftsGifts For All Ages
direct: 780-701-5710mobile: 780-913-7508fax: 780-485-9856email: [email protected]
wfg-markgrabill.com4976 98 Ave Suite 1Edmonton, AB T6B 2Y7
MARK GRABILLInsurance RepresentativeMutual Fund Representative
WF..GLife insurance and segregated funds are offered through World Financial Group Insurance Agency of Canada Inc.
Email: jeff [email protected] • www.insightgeo.ca#2, 3701-37 Street, Whitecourt
TEL: (780) 778-5559 FAX: (780) 778-4326
Land & Construction SurveyorsLaLandnd && CCononststruructctioionn SuSurvrveyeyororss
• Subdivisions • Real Property Reports •• Building Layout • Lease Plans •
5009-52 AveWhitecourt, AB
Open Monday to Saturdayfacebook.com/The-Earth-Nook
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5019 - 51 Avenue
Fox Creek780-622-3033
55 Kaybob Drivewww.sweetartcustomcakes.com
780-779-9997780-779-99974924 - 51st Ave
(Beside Legion)
CUSTOM CAKES
No matter No matter your order...your order...
It'll be a It'll be a piece of piece of cake!cake!
-
PAGE 26 Community Advisor JUNE 2013
HugeHuge Select
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3808 - 38 AvenueWhitecourt, AB T7S 0A2www.stonerv.com
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Stop By Today!
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In Love and WonderingDear Abby, I've never written to you before, but I
really need your advice on what could be a crucial deci-sion. I've suspected for some time now that my wife has been cheating on me.
The usual signs... Phone rings but if I answer, the caller hangs up. My wife has been going out with the girls a lot recently although when I ask their names she always says, "Just some friends from work, you don't know them."
I always stay awake to look out for her taxi coming home, but she always walks down the drive, although I can hear a car setting off, as if she has gotten out of the car round the corner. Why? Maybe she wasn't in a taxi?
I once picked her cell phone up just to see what time it was and she went berserk and screamed that I should never touch her phone again and why was I checking up on her. Anyway, I have never broached the subject with my wife.
I think deep down I just didn't want to know the truth, but last night she went out again and I decided to really check on her. I decided I was going to park my Harley Davidson Heritage next to the garage and then hide behind it so I could get a good view of the whole street when she came home. It was at that mo-ment, crouching behind my Harley, that I noticed that the rocker boxes on my engine seem to be leaking a little oil. Is this something I can fi x myself or should I take it back to the dealer? - Thanks, Mike.
780-779-65685105 - 50 AveWhitecourt AB T7S 1S8Office: [email protected]
Call Dan Today!
Whitecourt’s most popular pub is now for sale!
Sale Includes 1989 1080 sq. ft. Mobile Home in River Sale Includes 1989 1080 sq. ft. Mobile Home in River Valley Estates and a 2006 Caravan with low KM.Valley Estates and a 2006 Caravan with low KM.
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Patty and Harvie are retiring after 13 years of building up the Crown & Anchor Pub to be the premier gathering spot in Whitecourt and area. Among other things, the Crown is known for its pub fare, entertainment, sporting and seasonal events, the packed wing nights, and a unique décor that clients fi nd both comfortable and interesting. There is unlimited parking and the owners will advise onsite for at least one month and consult for up to one year to help ensure
the continued success of this business. In addition, this package includes a mobile home and a 2006 Dodge Caravan. Some vendor fi nancing is available.
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-
JUNE 2013 Community Advisor PAGE 27
OZ Media at 4907 - 52 Ave
WEB Design
In the Synergy Centre downtown Whitecourt
When you fi nd that you need a web presence, call OZ Media!
We have packages for any budget for your Business, Church or Event!
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(Continued from page 6)
But isn’t that theft?
Perhaps, but it’s legal theft. By law, when you put your money into a deposit account, your money be-comes the property of the bank. You become an unse-cured creditor with a claim against the bank. Before the Federal Deposit Insurance Corporation (FDIC) was instituted in 1934, U.S. depositors routinely lost their money when banks went bankrupt. Your deposits are protected only up to the $250,000 insurance limit, and only to the extent that the FDIC has the money to cover deposit claims or can come up with it. The question then is, how secure is the FDIC?
Can the FDIC Go Bankrupt?
In 2009, when the FDIC fund went $8.2 billion in the hole, Chairwoman Sheila Bair assured depositors that their money was protected by a hefty credit line with the Treasury. But the FDIC is funded with premi-ums from its member banks, which had to replenish the fund. The special assessment required to do it was crip-pling for the smaller banks, and that was just to recover $8.2 billion. What happens when Bank of America or JPMorganChase, which have commingled their mas-sive derivatives casinos with their depositary arms, is propelled into bankruptcy by a major derivatives fi -asco? These two banks both have deposits exceeding $1 trillion, and they both have derivatives books with notional values exceeding the GDP of the world. (em-phasis added)
Bank of America Corporation moved its trillions in derivatives (mostly credit default swaps) from its Mer-rill Lynch unit to its banking subsidiary in 2011. It did not get regulatory approval but just acted at the request of frightened counterparties, following a downgrade by Moody’s. The FDIC opposed the move, reportedly pro-testing that the FDIC would be subjected to the risk of (Continued on page 28)
becoming insolvent if BofA were to fi le for bankruptcy. But the Federal Reserve favored the move, in order to give relief to the bank holding company. (Proof positive, says former regulator Bill Black, that the Fed is working for the banks and not for us. “Any competent regulator would have said: ‘No, Hell NO!’”)
The reason this risky move would subject the FDIC to insolvency is that under the Bankruptcy Reform Act of 2005, derivatives counter-parties are given preference over all other creditors and customers of the bankrupt fi nancial institution, including FDIC insured depositors. Normally, the FDIC would have the powers as trustee in receivership to protect the failed bank’s collateral for payments made to depositors. But the FDIC’s powers are overridden by the special status of derivatives. (Re-member MF Global? The reason its customers lost their segregated customer funds to the derivatives claimants was that derivatives have super-priority in bankruptcy.)
The FDIC has only about $25 billion in its deposit insurance fund, which is mandated by law to keep a bal-ance equivalent to only 1.15 percent of insured deposits. And the Dodd-Frank Act (Section 716) now bans tax-payer bailouts of most speculative derivatives activities. Drawing on the FDIC’s credit line with the Treasury to cover a BofA or JPMorgan derivatives bust would be the
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PAGE 28 Community Advisor JUNE 2013Cr
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(Continued from page 27)equivalent of a taxpayer bailout, at least if the money were not paid back; and imposing that burden on the FDIC’s member banks is something they can ill afford.
BofA is not the only bank threatening to wipe out the federal deposit insurance funds that most countries have. According to Willem Buiter, chief economist at Citigroup, most EU banks are zombies. And that explains the impetus for the new “bail in” policies, which put the burden instead on the unsecured creditors, including the depositors. Below is some additional corroborating re-search on these new, game-changing bail-in schemes.
Depositors Beware
An interesting series of commentaries starts with one on the website of Sprott Asset Management Inc. ti-tled “Caveat Depositor,” in which Eric Sprott and Shree Kargutkar note that the US, UK, EU, and Canada have all built the new “bail in” template to avoid imposing risk on their governments and taxpayers. They write:
[M]ost depositors naively assume that their deposits are 100% safe in their banks and trust them to safeguard their savings. Under the new “template” all lenders (in-cluding depositors) to the bank can be forced to “bail in” their respective banks.
Dave of Denver then followed up on the Sprott commentary in an April 3 entry on his blog The Golden Truth, in which he pointed out that the new template has long been agreed to by the G20 countries:
"Because the use of taxpayer-funded bailouts would likely no longer be tolerated by the public, a new bank rescue plan was needed. As it turns out, this new "bail-in" model is based on an agreement that was the result of a bank bail-out model that was drafted by a sub-com-mittee of the BIS (Bank for International Settlement) and endorsed at a G20 summit in 2011. For those of you who don't know, the BIS is the global "Central Bank" of
Central Banks. As such it is the world's most powerful fi nancial institution. "
The links are in Dave’s April 1 article, which states: "The new approach has been agreed at the highest lev-els . . . It has been a topic under consideration since the publication by the Financial Stability Board (a BIS com-mittee) of a paper, Key Attributes of Effective Resolu-tion Regimes for Financial Institutions in October 2011, which was endorsed at the Cannes G20 summit the following month. This was followed by a consultative document in November 2012, Recovery and Resolution Planning: Making the Key Attributes Requirements Op-erational."
Dave goes on: "[W]hat is commonly referred to as a "bail-in" in Cyprus is actually a global bank rescue mod-el that was derived and ratifi ed nearly two years ago. . . . [B]ank deposits in excess of Government insured amount in any bank in any country will be treated like unsecured debt if the bank goes belly-up and is restruc-tured in some form."
Jesse at Jesse’s Café Americain then picked up the thread and pointed out that it is not just direct depos-its that are at risk. The too-big-to-fail banks have com-mingled accounts in a web of debt that spreads globally. Stock brokerages keep their money market funds in over-night sweeps in TBTF banks, and many credit unions do their banking at large TBTF correspondent banks: "You say you have money in a pension fund and an IRA at XYZ bank? Oops, it is really on deposit in you-know-who's bank. You say you have money in a brokerage ac-count? Oops, it is really being held overnight in their TBTF bank. Remember MF Global? Who can say how far the entanglements go? The current fi nancial system and market structure is crazy with hidden risk, insider dealings, control frauds, and subtle dangers."
Also at Risk: Pension Funds and Public Revenues
(Continued on page 29)
-
JUNE 2013 Community Advisor PAGE 29(Continued from page 28)
William Buiter, writing in the UK Financial Times in March 2009, defended the bail-in approach as better than the alternative. But he acknowledged that the “un-secured creditors” who would take the hit were chiefl y “pensioners drawing their pensions from pension funds heavily invested in unsecured bank debt and owners of insurance policies with insurance companies holding unsecured bank debt,” and that these unsecured credi-tors “would suffer a large decline in fi nancial wealth and disposable income that would cause them to cut back sharply on consumption.”
The deposits of U.S. pension funds are well over the insured limit of $250,000. They will get raided just as the pension funds did in Cyprus, and so will the insur-ance companies. Who else?
Most state and local governments also keep far more on deposit than $250,000, and they keep these revenues largely in TBTF banks. Community banks are not large enough to service the complicated banking needs of governments, and they are unwilling or unable to come up with the collateral that is required to secure public funds over the $250,000 FDIC limit.
The question is, how secure are the public funds in the TBTF banks? Like the depositors who think FDIC insurance protects them, public offi cials assume their funds are protected by the collateral posted by their depository banks. But the collateral is liable to be long gone in a major derivatives bust, since derivatives claim-ants have super-priority in bankruptcy over every other claim, secured or unsecured, including those of state and local governments.
The Cyprus Wakeup Call
Robert Teitelbaum wrote in a May 2011 article titled “The Case Against Favored Treatment of Derivatives”:
". . . Dodd-Frank did not touch favored status [of derivatives] and despite all the sound and fury, . . . there are very few signs from either party that anyone with any clout is suddenly about to revisit that decision and simplify bankruptcy treatment. Why? Because for all its relative straightforwardness compared to more diffi -cult fi xes, derivatives remains a mysterious black box to most Americans . . . . [A]s the sense of urgency to reform passes . . . we return to a situation of technical interest to only a few, most of whom have their own particular self-interest in mind."
But that was in 2011, before the Cyprus alarm bells (Continued on page 30)
National Debt - Public vs Private$600B
$500B
$400B
$300B
$200B
$100B
$50B
$0 1940 1950 1960 1970 1980 1987 1990
Government Funding FromBANK OF CANADA
$600B
$500B
$400B
$300B
$200B
$100B
$50B
$0 1940 1950 1960 1970 1980 1987 1990
Government Funding FromPRIVATE BANKS
March 31, 2005$523.3B
DO YOU HAVE WHAT IT TAKES TO BE A
MYTHBUSTERIn May, Whitecourt and District Public Library
unveiled the theme of its 2013 Teen Summer Reading Club (TSRC). Based on the popular TV Series, “Myth-busters,” participants between the ages of 10 and 16 will be asked to confi rm or bust a variety of myths through-out the summer.
Starting July 8th, 2013, weekly myths will be presented on-line through a special Facebook page, WD-PLibrary TSRC. Participants can share their results with each other and upload photos or videos of their busted or confi rmed myths on Whitecourt and District Public Library’s TSRC Facebook page.
Participants will also be able to attend a weekly Mythbuster Night at the Library, where each myth will be performed on a larger scale. Authentic Mythbusters prizes will be given away, courtesy Beyond Internation-al, the production company of the TV Show. Participants will have the chance to win offi cial Mythbusters Gear, autographed photos of the cast and more now on display at the Library.
To sign up for this year’s Teen Summer Reading Club, e-mail [email protected] and receive your special invitation to join the WDPLibrary TSRC Facebook Page, where only members can see the group, who’s in it, and what members post.
Strap yourself in now, or rather, join now because the 2013 Teen Summer Reading Club promises to be a real (Facebook) page turner on-line and in-house at your Whitecourt and District Public Library, 5201 – 49th Street.
Whitecourt & District Public Library5201 49th Street, Whitecourt, AB
Ph: 780-778-2900 E-mail: [email protected]
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PAGE 30 Community Advisor JUNE 2013
News from
the radicalmiddle
Bringing you the news that the mainstream misses. Our Rate Card and all
issues are on the web at
www.CommunityAdvisor.net “The theory of the free press is not that the truth will be presented
completely or perfectly in any one instance, but that the truth will emerge from free discussion” - Walter Lippman
Advisor5,500 copies of an 1/8 page ad, just $44.95 + GST a month with 6
month booking - includes web bonus
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Community
MAILED TO WHITECOURT, BLUE RIDGE, FOX CREEK & MAYERTHORPE. ALSO PLACED IN RESTAURANTS, WAITING ROOMS, ETC. - CALL 780-778-3949
WORD JUMBLE 1.) gibe 2.) abyss3.) blintz4.) kumquat
SPELLING QUIZSpelling
"ek roo" - ecru"joh kohs" - jocose"fay ahns" - faience
VOCABULARYEdelweiss: alpine plantEdema: fl uid retentionEffete: lacking vitality
Sudoku Answer Word Search Answer
went off. It is time to pry open the black box, get edu-cated, and get organized. Here are three things that need to be done for starters:
Protect depositor funds from derivative raids by • repealing the super-priority status of derivatives.Separate depository banking from investment • banking by repealing the Commodity Futures Modernization Act of 2000 and reinstating the Glass-Steagall Act.Protect both public and private revenues by es-• tablishing a network of publicly-owned banks, on the model of the Bank of North Dakota.
For more information on the public bank option, see http://publicbankinginstitute.org/. Learn more at the Public Banking Institute conference June 2-4 in San Rafael, California, featuring Matt Taibbi, Birgitta Jonsdottir, Gar Alperovitz and others.
Ellen Brown is an attorney, chairman of the Pub-lic Banking Institute, and the author of eleven books, including Web of Debt: The Shocking Truth About Our Money System and How We Can Break Free. Her web-sites are webofdebt.com and ellenbrown.com.
(Continued from page 29)
If you enjoy receiving information that
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mainstream press...
Please visit or call our sponsors from these pages.
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JUNE 2013 Community Advisor PAGE 31
Whitecourt Auto Sales 778-8808
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1