Calgary Resale Home & Condo Guide - 25 Jan., 2013

For more information on this property go to pages 52 & 53 or visit www.ripco.ca

Jan 25 - Feb 22, 2013 Volume 13 Issue 01

Your Best Source for Homes & Condos

Calgary Edition

INSIDE THIS ISSUE

WHAT REAL ESTATE AGENTS BRING TO THE TABLE

HOME SECURITY TIPS FOR SNOWBIRDS

WAYS TO INCREASE THE VALUE OF YOUR HOME

Uber Luxury

403.245.4477 I www.ripco.ca

West Hillhurst - $1,095,0002038 3 Avenue, NW – High-end finishes and extensive attention to detail! Over 3200 SF of developed space, including a gourmet’s kitchen and bonus loft with its own dedi-cated furnace and air conditioning. Basement development has heated cork flooring, kitch-enette and its only laundry room, perfect for a nanny suite!

Discovery Ridge - $759,00010 Discovery Ridge Road, SW – Fabulous location: Backing & fronting green spaces! Walkout bungalow, 3000+ SF of total living space, 1+3 bedrms, formal dining, den. Ideal for family w/ teens or extended family – there are 2 laundry/mud rooms & walkout is developed with a large wet bar/kitchenette.

Aspen - $895,00030 Aspenshire Place, SW – Beautiful 2-storey family home located on an epansive pie lot! Quiet cul-de-sac location with 3+1 bedrooms, built-in sound system, plantation shutters and rich toned hardwood. The fully developed basements hosts an impressive media room and plenty of space for a games table; an entertainer’s dream!

Springbank - $3,956,00056 Sterling Springs Crescent – Executive retreat! Over 9500 sq ft developed, 5 bedrooms 7 bathrooms plus all the amenities of a five star resort, including a practice green, all season sports court, awesome home theatre, huge recreation with wet bar, and an indoor salt water pool with swim-thru grotto and hot tub.

Shaganappi - $925,0001423 - 28 Street, SW – Fabulous location, minutes to downtown & less than 3 blocks to LRT station at 26 St. 2276 SF with a floorplan perfect for entertaining with formal dining area, open kitchen & living room with access to deck with built-in bbq/bar & hot tub. 3 bedrooms, 3 baths, double detached garage with rear lane access.

Cliff Bungalow - $1,250,000#4 540 21 Avenue SW – Amazing location for the elite buyer! This 3 bedroom townhome has rooftop patio w/ panoramic views, plus 4 other outdoor living spaces. Professional level kitchen, double garage (accessed from secure parkade), personal elevator, Smart Home technology & amenities of 4th Street, 17th Ave & the Elbow River!

Elbow River Estates - $950,00031245 Elbow River Drive – 4 acres in presti-gious Elbow River, ideal for horse-lovers or those seeking privacy in a tranquil setting! 2300 SF bungalow with developed daylight basement, triple garage, many updates over the years, including kitchen, ensuite, win-dows, new septic tank & field & more.

Currie Barracks - $2,895,00058 Mary Dover Drive, SW – Exquisite new bungalow, 4300 SF, with every upgrade, 60-ft lot, backing onto a large park! In the new inner-city area “urban village” of Currie Barracks, complete with a lots of character, a “high street” of shops & services, close to of-fices, Mount Royal U. & just minutes to down-town. Price includes all furnishings + GST.

Discovery Ridge - $950,0001 Discovery Ridge Landing, SW – Contem-porary 2-storey with developed basement, south backyard & mountain views. Offering a total of 3777 SF of dramatic living space with 12-foot high ceilings, clean lines, designer lighting, hardwood flooring, solid slate countertops, lots of natural light. Ideal for entertaining, total of 5 bedrooms.

West Hillhurst - $1,095,0002038 3 Avenue, NW – High-end finishes and extensive attention to detail! Over 3200 SF of developed space, including a gourmet’s kitchen and bonus loft with its own dedi-cated furnace and air conditioning. Basement development has heated cork flooring, kitch-enette and its only laundry room, perfect for a nanny suite!

Discovery Ridge - $759,00010 Discovery Ridge Road, SW – Fabulous location: Backing & fronting green spaces! Walkout bungalow, 3000+ SF of total living space, 1+3 bedrms, formal dining, den. Ideal for family w/ teens or extended family – there are 2 laundry/mud rooms & walkout is developed with a large wet bar/kitchenette.

Aspen - $895,00030 Aspenshire Place, SW – Beautiful 2-storey family home located on an epansive pie lot! Quiet cul-de-sac location with 3+1 bedrooms, built-in sound system, plantation shutters and rich toned hardwood. The fully developed basements hosts an impressive media room and plenty of space for a games table; an entertainer’s dream!

Springbank - $3,956,00056 Sterling Springs Crescent – Executive retreat! Over 9500 sq ft developed, 5 bedrooms 7 bathrooms plus all the amenities of a five star resort, including a practice green, all season sports court, awesome home theatre, huge recreation with wet bar, and an indoor salt water pool with swim-thru grotto and hot tub.

Mayfair - $895,00034 Massey Place, SW - Nestled on a quiet crescent in the established community of Mayfair, this 2173 SF split level home boasts gleaming hardwood floors, large picture windows, double garage, ample storage and a fully fenced landscaped yard. Plenty of flex space in this home to truly make it your own! Tucked away but a quick commute anywhere in the city via Elbow Drive or Glenmore Trail.

Shaganappi - $925,0001423 - 28 Street, SW – Fabulous location, minutes to downtown & less than 3 blocks to LRT station at 26 St. 2276 SF with a floorplan perfect for entertaining with formal dining area, open kitchen & living room with access to deck with built-in bbq/bar & hot tub. 3 bedrooms, 3 baths, double detached garage with rear lane access.

Discovery Ridge - $895,000218 Discovery Ridge Boulevard, SW - Blur the lines between inside & out w/ floor-to-ceiling windows, most evident in the living room, dining room & master suite, overlooking the beautifully landscaped yard! This 2122 SF home has 3+2 bedrooms & is finished w/ distinctive West Coast/European influenced design, dramatic 10 & 17 foot ceilings & a fully developed basement!

Condominiums

NORTH HAVEN

Renovated 3+1 bdrm, 2½ bath home features hdwd throughout the main. New maple kitchen with island/breakfast bar & granite counters. Lower level features cozy family rm, & beautiful new bathroom. Sunny South yard w/mature land-scaping. $498,500

TOO NEW FOR PHOTO

ROYAL OAK BEAUTY

3+1 bdrm w/huge bonus rm & main floor den. Prof. developed lwr level w/bdrm/bath & family rm. Hdwd throughout the main, large kitchen w/island/breakfast bar, wet bar, gas f/p & 9’ ceilings. Great home in like-new condition + sunny west yard. $529,900

CONNAUGHT

Recently renovated 916 sqft 2 bedroom in con-crete building. Features spacious bright maple kitchen, newer appliances, lots of cabinetry, ceramic tile & newer berber carpet. Generous ensuite & laundry area w/extra room for storage.

$269,900

ERLTON

BUILDERS & DEVELOPERS – Outstanding lot on quiet cul-de-sac. Full downtown views! Zoned for up to 3 dwellings. Approved plans & permits incl: triplex w/2 attached 3 storey dwellings & 3rd bungalow dwelling.

$479,900

COCHRANE – SUNSET RIDGE

Exceptional location! Mtn Views! 3 bdrm, 2½ bath 1805sf 2 storey w/walk-out backs onto reserve w/ponds & paths. $40,000+ in upgrades incl: hdwd & tile floors, cozy gas fp, black appl., espresso cabinetry & island w/breakfast bar. $399,900

SPEARGRASS

Absolutely gorgeous walkout bungalow loaded w/upgraded features - vaulted ceilings, tigerwood floors, granite counters, in-slab heating, instant HWT & more. Backs onto golf course, mountain views & easy commute to Calgary & Strathmore.

$639,900

EAU CLAIRE

Executive living! 2 bdrm, 2 bath corner unit in THE WATERFRONT. Features downtown skyline view, gourmet kitchen w/large island, stainless appliances, hdwd & tile flrs, cozy f/p, heated parking, gym, party rm, concierge & security.

$589,900

VARSITY VILLAGE

Elegant spacious 2 bdrm + loft 2 storey town-home w/double tandem garage. Fabulous loca-tion – Close to the LRT, a quick escape to the mountains & close to Market Mall, U of C & both the Children’s & Foothills Hospitals.

$379,900

CONNAUGHT

Executive 2 bdrm, 2½ bath 2 storey townhouse. Modern open concept style features a maple kitchen w/stainless steel appliances, gas fire-place, separate laundry room, brick patio + 1 titled & 1 leased underground parking stall.

$429,900

OKOTOKS

Great floor plan in this beautifully maintained Adult Only complex. 1 bedroom unit w/huge living/din-ing room, kitchen featuring black appliances & great cabinet & counter space and the laundry & library/club rms are just down the hall! $117,500

PARKHILL

Coming Soon! Exclusive development at the high-est point in Parkhill with lovely views. Contempo-rary duplex & triplex units have sgl/dbl garages + covered parking stall. S.S. appliance pkg, hdwd floors, granite counters & 2½ baths. STARTING IN THE $470,000’S

MISSION

New luxurious 2 & 4 bdrm PENTHOUSE units available in La Rive located on the banks of the Elbow River. Full concrete construction, 9’ ceilings, hdwd, tile, granite, s.s. appliances, fireplaces & titled parking.

$849,900 - $1,500,000

COVENTRY HILLS

On the Park! Beautifully updated featuring hard-wood flooring on the main level, wrought iron spindles, large island, breakfast bar & pantry, cozy stone fireplace, professionally developed lower level & 2 tiered deck.

$438,800

CEDARBRAE

EXCEPTIONAL VALUE! MUST BE SOLD! Features 3 bdrms, 1½ baths, cozy wood burning fireplace, large sunny patio & 2 heated underground park-ing stalls. Beautifully maintained complex with lots of mature trees & shrubs. $198,500

CANMORE

“Three Sisters” Fabulous views from this immac-ulate 3 bdrm, 2½ bath 3 storey with dbl garage. Features hardwood, granite, extra tall cabinetry, breakfast bar & island, custom Hunter Douglas blinds & cozy fireplace.

$489,900

COCHRANE - GLENBOW

This large 3 bedroom, 2½ bath 2 storey town-home in desirable McGonigle Heights features an island kitchen, ample cabinetry & countertops, de-veloped basement +single attached garage. Close to restaurants, curling, golf & so much more! $309,900

HAYSBORO

Contemporary living in this bright, open 1 bdrm + den unit features granite counters, large win-dows, air conditioning, sunny south exposure, private balcony, insuite laundry & storage, 24hr concierge & 1 heated u/g pkg stall.

$253,900

CHAPARRAL

Full Lake Privileges! Over 2300sqft of living space featuring 3 bedrooms, den, bonus rm, 2½ baths, 2 sided fireplace, kitchen w/large island & breakfast bar & walk-in pantry. Granite counters, hdwd flooring & vessel sinks.

$493,900

DIANNE & MICHAEL BROWNCALL & ASK FOR DIANNE

LANDAN REAL ESTATE

Dianne Brown

403-256-3888 1-800-661-6262

REAL ESTATE TEAMLANDAN REAL ESTATE

[email protected]

ACHIEVEMENTS• RE/MAX Platinum Club • RE/MAX President’s Club

• Chairman’s Club • Member of MLS Million Dollar Club

“For the best in Quality Service

FOOTHILL ESTATES

Classic 60’s 1837sf fully developed 2 storey split on .22 acres facing a park. Features hdwd, cus-tom shelving, well laid out kitchen & main floor laundry. Close to the Winter Club, schools, tran-sit, Nose Hill & Confederation Parks.

$689,900

SOLD

WOODBINE

Elegant 2 storey executive home backing onto Fish Creek Park. 3+1 bdrms, 3½ baths, soaring ceilings, walls of glass, skylights, inlaid limestone & granite flooring & fabulous gourmet kitchen. Prof. landscaped + heated pool.

$1,646,900

Residential

MCKENZIE TOWNE

Great location! Traditional 2 bdrm + loft 2 storey home with mature landscaping, hdwd throughout the main floor, formal dining room w/bay window, great rm w/fireplace, kitchen w/large island/breakfast bar, walk-in pantry and more...

$399,900

ResidentialRural

MCKENZIE LAKE

Substantially renovated! Gorgeous 1900 sqft home on large lot backs onto private path lead-ing to Fish Creek Park. Vaulted ceilings, hdwd, granite, 4 bdrms, 3 full baths, cozy fireplace, full lower development & so much more.

$509,900

IRRICANA

This parcel contains 80 ACRES of PRIME cultivat-ed farm land and is located adjacent to the East of Range Road 263, one mile North of Highway #9 and 2 miles North of the Town of Irricana in the Municipal District of Rockyview.

$449,900

CHESTERMERE

Prime Location! This 4 acre property is within the Town of Chestermere Municipal Development Plan. Large 3+1 bedroom, 2½ bath home with dbl garage + large 32’x58’ Quonset (room for all your toys). Lots of trees for privacy.

$649,900

VULCAN

Hobby Farm – sits on 11.6 park-like private acres with spectacular view overlooking adjacent ravine. Huge garden, 30x36 garage, large Quonset etc. Charming renovated character 2 storey home. Perfect for horses, llamas & chickens.

$689,900

NORRIS COULEE

Fabulous 3 bdrm 3731sqft country home nestled on a 4 acre parcel. Rustic yet elegant, this home has it all: loads of windows bathing this home in natural light, a wrap around deck, 4 car garage and a private pond with waterfall.

$1,195,000

STRATHMORE

3+1 bdrm immaculate home features vaulted ceiling, spacious foyer, cozy living rm w/gas fire-place, kitchen w/walk-in pantry, lots of cabinetry & breakfast bar. King size master bdrm w/spa-like bathroom & fully finished lower level.

$378,500

NORTH HAVEN

Renovated 3+1 bdrm, 2½ bath home features hdwd throughout the main. New maple kitchen with island/breakfast bar & granite counters. Lower level features cozy family rm, & beautiful new bathroom. Sunny South yard w/mature land-scaping. $498,500

TOO NEW FOR PHOTO

ASPEN WOODS

Great floor plan in this 3 bedroom, 2½ bath 2 storey home. Features include vaulted ceiling, oversized windows, gas fireplace, extra tall cabi-netry, granite counters, island with breakfast bar, walk-in pantry & upper laundry room.

$689,900

SHAWNEE SLOPES

Beautifully maintained 2 storey home backing onto a greenbelt & park. Total of 5 bdrms, large open foyer, spacious island kitchen, fireplace & built-ins. Conveniently located – 15 minute walk to LRT & Fish Creek Park.

$498,500

CANMORE

1+2 bdrm, 2½ bath attached home in Quarry Pines. This home backs onto a tranquil forest and features a loft and dbl attached garage. Lower level has htd floors, 2 bdrms & laundry rm. Close to Quarry Lake & off-leash dog park. $660,000

ROYAL OAK BEAUTY

3+1 bdrm w/huge bonus rm & main floor den. Prof. developed lwr level w/bdrm/bath & family rm. Hdwd throughout the main, large kitchen w/island/breakfast bar, wet bar, gas f/p & 9’ ceilings. Great home in like-new condition + sunny west yard. $529,900

STAVELY

Great opportunity to own a newer custom built raised bungalow on almost 6 acres of land. This home is designed for energy efficiency & low main-tenance. Features an oversized Quonset & heated workshop. Close to many recreational sites.

$399,900

MOUNT PLEASANT

New luxurious 3 bdrm, 2.5 bath 2 storey at-tached homes with 2089sf of well planned living space. Features granite, breakfast bar, extra tall cabinetry, walk-in pantry, hdwd flooring, gas fire-place, vaulted ceilings & dbl garage.

$599,800

NORTH GLENMORE

New House on a 50’ lot. Absolutely gorgeous custom quality home loaded w/upgrades. 9’ ceilings, hardwood flooring, top of the line s.s. appliances, prof. developed lower level. Close to schools, parks & easy access to downtown. $1,395,000

CRESCENT HEIGHTS

Inner City Living! This 3 bedroom + den home is tastefully updated & MOVE IN READY! Hard-wood floors, corner fireplace, vaulted ceiling, dbl closets, clawfoot tub, professionally designed courtyard like private South yard.

$729,900

CONNAUGHT

Recently renovated 916 sqft 2 bedroom in con-crete building. Features spacious bright maple kitchen, newer appliances, lots of cabinetry, ceramic tile & newer berber carpet. Generous ensuite & laundry area w/extra room for storage.

$269,900

MCKENZIE LAKE

Substantially upgraded 3+1 bedroom home features 3½ baths, air conditioning, upgraded s.s. appliances, cozy gas fireplace, bonus room, vaulted ceiling & so much more. Close to park & ridge and river valley path system.

$527,500

SPEARGRASS

Absolutely gorgeous walkout bungalow loaded w/upgraded features - vaulted ceilings, tigerwood floors, granite counters, in-slab heating, instant HWT & more. Backs onto golf course, mountain views & easy commute to Calgary & Strathmore.

$639,900

”

CONNAUGHT

Executive 2 bdrm, 2½ bath 2 storey townhouse. Modern open concept style features a maple kitchen w/stainless steel appliances, gas fire-place, separate laundry room, brick patio + 1 titled & 1 leased underground parking stall.

$429,900

MISSION

New luxurious 2 & 4 bdrm PENTHOUSE units available in La Rive located on the banks of the Elbow River. Full concrete construction, 9’ ceilings, hdwd, tile, granite, s.s. appliances, fireplaces & titled parking.

$849,900 - $1,500,000

CHAPARRAL

Full Lake Privileges! Over 2300sqft of living space featuring 3 bedrooms, den, bonus rm, 2½ baths, 2 sided fireplace, kitchen w/large island & breakfast bar & walk-in pantry. Granite counters, hdwd flooring & vessel sinks.

$493,900

MAYFAIR

Completely renovated – Gorgeous 4 bdrm w/dramatic open beam vaulted ceilings, hdwd floors, custom built-ins, 2 fireplaces. Gourmet kitchen w/custom cabinetry, professional line s.s. appli-ances, quartz counters, 3½ baths & triple garage.

$1,398,000

1-800-661-6262

”“For the best in Quality Service

FOOTHILL ESTATES

Classic 60’s 1837sf fully developed 2 storey split on .22 acres facing a park. Features hdwd, cus-tom shelving, well laid out kitchen & main floor laundry. Close to the Winter Club, schools, tran-sit, Nose Hill & Confederation Parks.

$689,900

SOLD

SOLD

WOODBINE

Elegant 2 storey executive home backing onto Fish Creek Park. 3+1 bdrms, 3½ baths, soaring ceilings, walls of glass, skylights, inlaid limestone & granite flooring & fabulous gourmet kitchen. Prof. landscaped + heated pool.

$1,646,900

............................................................................................................................................................................................................................................................................................................................................................

WINEFEST CALGARY

Email: [email protected]: 403.247.5503

www.tarkan.ca

SERENE IN SILVER SPRINGSOnly a short walk to Bowmont Park & transit is this updated family bungalow. All new paint, newer windows & 4 bedrooms, this fi ne home boasts an open concept living/dining room with hardwood fl oors & a gas fi replace framed by South-facing windows, a custom oak kitchen with stainless steel appliances complemented by granite counters & slate tile fl oors, & 3 main fl oor bedrooms - including the master bedroom with a 2 piece ensuite & a walk-in closet. The main bathroom has been beautifully renovated & features slate tile fl oors, a soaker tub with a rainshower & a glass vessel sink accented by granite counters. The basement is fully fi nished with a bedroom, bathroom, rec area and even a 2nd kitchen. A double detached garage and gorgeous backyard compliments this home.

SEE MORE & DO MORE IN CANMOREWelcome to the Three Sisters mountain retreat surrounded by towering trees & the pristine Rocky Mountains. This gorgeous 2 bed townhome offers high vaulted ceilings an open plan kitchen with alderwood cabinets, stainless steel appliances with a gas stove & granite countertops. With arguably the best views in the complex, you can view the mountains from every room. There are 2 decks - one boasts a built-in gas barbeque. A great loft with a skylight, an upper level laundry with a full-sized stacked washer/dryer, hardwood & tile fl oors, 2 full bathrooms - both with granite counters, including the master ensuite with an oversized walk-in shower, two parking stalls in the heated underground parkade along with a good sized storage locker. The perfect getaway from Calgary in the heart of this mountain resort!

EDGEMONT’S POPULAR RAVINE SYSTEMAbsolutely gorgeous 4 bedroom two storey walkout backing onto Edgemont’s popular ravine system... a beautifully renovated family home nestled in this quiet cul-de-sac within walking distance to schools & shopping. The main fl oor of this bright & airy home boasts an open concept living/dining room with wrap-around windows, a sunken family room with a wood-burning fi replace framed by built-in wall units & a sleek oak island kitchen with granite counters & stainless steel appliances including a cooktop stove & built-in oven.

ROYAL OAK LUXURYSurrounded by panoramic mountain, city & downtown views to the horizon is this beautifully upgraded custom home in Royal Oak Estates...a stunning one-owner home on a ridge backing South onto a playground. Showcased by 9ft ceilings & rich hardwood fl oors, this 4 bedroom beauty boasts a great room with a gas fi replace, a main fl oor offi ce with a recessed ceiling, a formal dining room & a sleek maple kitchen with stainless steel appliances, granite counters. A spacious bonus room upstairs with a master bedroom and a raised ensuite. A fully fi nished walkout basement completes this elegant home.

6608 SILVERDALE ROAD NW $479,900

#321 107 ARMSTRONG PLACE $419,900

43 EDGERIDGE COURT NW $699,900

63 ROYAL RIDGE MANOR NW $949,900

MLS# C3550263

MLS #C3548254

MLS #C3545056

MLS #C3547045

Want to sell your rental property? One call does it all 403.835.4904

Professional Service Professional results

www.DeanRealestate.ca I [email protected]

Bankview Condo$219,000• New Walnut Floors• New Kitchen with maple cabinets, granite, • stainless steel appliances

Airdrie 2 storey$329,000• 1414 sq ft• Large deck• Dark maple kitchen

Fort Mcmurray Investment$309,000• Rent $2000/month• Excellent tennants• Maple kitchen/ stainless steel appliances

FalconridgeMint Condition!$244,000Listed and sold same day 100% of asking price

Sandstone$489,000Sold in 5 days for 96% of asking price

Coventry Hills $344,000• Numerous new upgrades• Hardwood floors, • Travertine tile work

Dean BenoiteReal Estate Broker, Investor, Landlord

403.835.4904Win a car promotion being offered

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Vice-President, wall2wall media Jacqueline Hilleditor-in-chief, national real estate Susan Leggeeditor Janine DrueryLydia McNutt (on leave)

media consultant Anita van Breevoort Phone: 403.461.5518 | Fax: 403-685-0582director of sales, western canada Josh Heppner

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The Calgary Resale Home & Condo Guide is published by Wall2Wall Media located at 2891 Sunridge Way NE, Calgary, AB T1Y 7K7. Resale Home & Condo Guide is distributed throughout Calgary at free pick-up locations. This magazine carefully inspects all ads for accuracy, however, the publisher and the printer shall not be responsible for any mistakes, design errors or incorrect information which is provided by the advertiser or their representative. The advertising herein, including the photographs and all artwork, is the property of Resale Home & Condo Guide and not that of the advertiser. The advertiser has purchased the right of reproduction in Resale Home & Condo Guide magazine only and does not have the right to reproduce the ad in whole or in part in any other place or publication without the consent of the publisher.

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Published by

cameron & comPany discount realty ltd. Dory Cameron. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26

century 21 David Crick . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30

cir realty David Setter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34

maPle leaf realty Ken Yeoh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23

Precision real estate Dean Benoite . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8

real estate Professionals Melissa Fowler . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27

re/max real estate Debbie Rice . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17Dianne Brown . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Don Lothian. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Gary Williams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 James Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Len T. Wong & Associates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Rahim Dhanji . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 Richard Kim. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Ron Clappison . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25Sam Corea . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Scott Merchant . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

royal lePage real estate Chris Zaharko . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Kelly McKelvie & The McKelvie Group . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Back Cover Raymond Riley . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Ripco Marketing Team . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54 Serhan Tarkan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

consumer home show Calgary Home+ Garden Show . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Winefest Calgary Show . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21

M o R T G A G E C o M P A N i E S

Prolink Lori Ames. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22

R E C R E A T i o N A l P R o P E R T i E S & M o R E

Pemberton holmes Nancy Vieira . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46

advertisersindex

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

homeTRADER and The homeTRADER & Design are trade-marks of Apax Partners llP, used under license.

Volume13 Issue01 | ResaleHome&CondoGuide • 9

Volume 13 Issue 1 | jan 25 - feb 22, 2013

contentsin this issue maps & extras

18, 24, 40 and 42. Calgary maps, communities and mls numbers

36. You love the home, see what you can afford!

45. Real properties

48. out-of-town regional map

foR adVeRtIsIng InfoRmatIon Call office 403.461.5518

next deadlIne: february 8, 2013 43

16. editor’s Note

20. make your move brides and grooms: how to combine households for the first time by Dan

hopkins

22. professioNal help the top 10 ways a real estate agent can help you

32. feature realtor john Hripko of Ripco Real estate team, Royal lePage foothills, guides people through real estate hurdles by heather

ryan

33. fiNaNces How to trick yourself into saving money

34. quick tips Ways to protect your home while vacationing during the winter

41. arouNd the house five ways to increase the value of your home this winter

43. market aNalysis 2012 residential sales activity soared above previous year by heather ryan

50. feature property magnificent estate in Crescent Heights offers the ultimate in luxury. featured by john Hripko, Ripco Real estate team, Royal lePage foothills by heather ryan

52. feature property fabulous mont Royal estate offers a half-acre of luxury living. featured by john Hripko, Ripco Real estate team, Royal lePage foothills by heather ryan

50 52

4134

10 • ResaleHome&CondoGuide | Volume13 Issue01

Volume 13 Issue 1 | jan 25 - feb 22, 2013

contentsin this issue maps & extras

18, 24, 40 and 42. Calgary maps, communities and mls numbers

36. You love the home, see what you can afford!

45. Real properties

48. out-of-town regional map

foR adVeRtIsIng InfoRmatIon Call office 403.461.5518

next deadlIne: february 8, 2013 43

16. editor’s Note

20. make your move brides and grooms: how to combine households for the first time by Dan

hopkins

22. professioNal help the top 10 ways a real estate agent can help you

32. feature realtor john Hripko of Ripco Real estate team, Royal lePage foothills, guides people through real estate hurdles by heather

ryan

33. fiNaNces How to trick yourself into saving money

34. quick tips Ways to protect your home while vacationing during the winter

41. arouNd the house five ways to increase the value of your home this winter

43. market aNalysis 2012 residential sales activity soared above previous year by heather ryan

50. feature property magnificent estate in Crescent Heights offers the ultimate in luxury. featured by john Hripko, Ripco Real estate team, Royal lePage foothills by heather ryan

52. feature property fabulous mont Royal estate offers a half-acre of luxury living. featured by john Hripko, Ripco Real estate team, Royal lePage foothills by heather ryan

50 52

4134


Chris Zaharko | Associate#1 Individual Agent at Royal LePage Foothills 2008

P: 403.249.4322F: 403.252.2653

Zaharko the name synonymous with real estatethe name synonymous with real estatewith real estate

Rockyridge Estates

Location...Location! If tranquility and nature are what you are looking for; then welcome to this stunning 2 storey walkout backing onto a lake & greenspace. This custom built 3700 sf home features a majestic foyer and offers a music room, den, formal dining room, 2 storey high great room with a stone fi replace and large windows with views of the lake. Hardwood and Tile throughout the main fl oor. The gourmet kitchen has top quality appliances, gorgeous cabinets, granite counters, a centre island, a walk-in pantry and a full length arched window over the sink with lake views. 4 bedrooms up with walk-in closets & ensuite bathrooms. Solid wood doors and built-in speakers throughout. Mud room off the garage has lockers, built-ins & a bench. Main fl oor laundry with a laundry chute from the upper level. Aggregate driveway and double attached garage. This home has too many features to list and is a must see! $1,299,000 MLS #C3530436

Fully developed 4 bedroom Cedarglen home located on a quiet street in Evergreen. Open concept fl oor plan which is great for entertaining. Kitchen features hardwood fl oors, plenty of cabinets, a corner pantry and an island with raised breakfast bar. Spacious great room and dining area with a garden door leading to the deck. Upstairs is a large bonus room with a corner stone gas fi replace and vaulted ceiling. The master bedroom features a walk-in closet and 4 piece ensuite with a soaker tub & separate shower. The lower level is developed with a large rec room, a 4th bedroom and another 4 piece bathroom. This lovely home is situated in a family oriented neighbourhood and close to all amenities. $458,000 MLS# C3544330

Evergreen

Kelvin Grove - Renovated Bungalow

Updated bungalow in desirable Kelvin Grove with a total of 4 bedrooms and 3 full baths. New Hardwood throughout the main fl oor. Large open living room with a corner fi replace and formal dining room. Kitchen has new maple cabinets, granite counters, stainless steel appliances and a large breakfast bar. Sunken family room with another fi replace and french doors leading to secluded rear yard. 3 good sized bedrooms on the main and the master ensuite has a walk-in whirlpool bath. Basement boasts a media room, 4th bedroom and a full bath with heated tiles and a 2 person whirlpool tub. Exterior features new stucco and cultured stone, new windows and a double oversized garage plus RV parking. New furnace and hot water tank. Located on a large corner lot and close to all amenities. $729,000 MLS #C3528983

Connaught - The Montana

Welcome to the Montana, an upscale contemporary complex, located in the vibrant and trendy inner city district of Connaught. Offering exclusive elegance and thoughtful amenities such as a 24 hour professional concierge who is dedicated to making your life easier. This 1261 sq. ft. two bedroom & Den unit on the 18th fl oor features fl oor to ceiling windows offering panoramic views. The functional kitchen boasts GE Profi le stainless steel appliances, granite countertops, breakfast bar and maple cabinets with under cabinet lighting. The master bedroom features a walk-in closet and 4 piece ensuite bath. Natural gas BBQ hookup on the balcony. Titled underground parking (P3-31). Prime location, close to shopping, restaurants and minutes to the downtown core. $729,900 MLS #C3543240Also available is a 910 sq. ft. two bedroom unit on the 10th fl oor (Bellevue fl oor plan). Titled underground parking (P2-15). Asking $505,000 MLS #C3543236

Springbank Hill

This lovely 3 bedroom two storey is located in the Summit of Montreaux. Open and functional fl oor plan with richly stained hardwood fl oors which is perfect for entertaining. The kitchen features dark stained cabinets, stainless steel appliances and a large island with raised breakfast bar. The great room has a gas fi replace and a large window for natural light. Patio doors off the dining area lead to the deck. Spacious Master bedroom has a walk-in closet with custom organizers and a 5 piece ensuite that features his and her vanities, separate shower and a corner soaker tub. Upper laundry room for convenience with built-in shelves. Two additional large bedrooms and a 4 piece bath can be found on the upper level. Great location in Springbank Hill, close to all amenities and a quick commute to downtown. $599,900 MLS #C3548577


P: 403.249.4322F: 403.252.2653

E: [email protected]: www.zaharko.com

the name synonymous with real estatethe name synonymous with real estatewith real estate

Rockyridge Estates

Location...Location! If tranquility and nature are what you are looking for; then welcome to this stunning 2 storey walkout backing onto a lake & greenspace. This custom built 3700 sf home features a majestic foyer and offers a music room, den, formal dining room, 2 storey high great room with a stone fi replace and large windows with views of the lake. Hardwood and Tile throughout the main fl oor. The gourmet kitchen has top quality appliances, gorgeous cabinets, granite counters, a centre island, a walk-in pantry and a full length arched window over the sink with lake views. 4 bedrooms up with walk-in closets & ensuite bathrooms. Solid wood doors and built-in speakers throughout. Mud room off the garage has lockers, built-ins & a bench. Main fl oor laundry with a laundry chute from the upper level. Aggregate driveway and double attached garage. This home has too many features to list and is a must see! $1,299,000 MLS #C3530436

Fully developed 4 bedroom Cedarglen home located on a quiet street in Evergreen. Open concept fl oor plan which is great for entertaining. Kitchen features hardwood fl oors, plenty of cabinets, a corner pantry and an island with raised breakfast bar. Spacious great room and dining area with a garden door leading to the deck. Upstairs is a large bonus room with a corner stone gas fi replace and vaulted ceiling. The master bedroom features a walk-in closet and 4 piece ensuite with a soaker tub & separate shower. The lower level is developed with a large rec room, a 4th bedroom and another 4 piece bathroom. This lovely home is situated in a family oriented neighbourhood and close to all amenities. $458,000 MLS# C3544330

Evergreen

Kelvin Grove - Renovated Bungalow

Updated bungalow in desirable Kelvin Grove with a total of 4 bedrooms and 3 full baths. New Hardwood throughout the main fl oor. Large open living room with a corner fi replace and formal dining room. Kitchen has new maple cabinets, granite counters, stainless steel appliances and a large breakfast bar. Sunken family room with another fi replace and french doors leading to secluded rear yard. 3 good sized bedrooms on the main and the master ensuite has a walk-in whirlpool bath. Basement boasts a media room, 4th bedroom and a full bath with heated tiles and a 2 person whirlpool tub. Exterior features new stucco and cultured stone, new windows and a double oversized garage plus RV parking. New furnace and hot water tank. Located on a large corner lot and close to all amenities. $729,000 MLS #C3528983

Connaught - The Montana

Welcome to the Montana, an upscale contemporary complex, located in the vibrant and trendy inner city district of Connaught. Offering exclusive elegance and thoughtful amenities such as a 24 hour professional concierge who is dedicated to making your life easier. This 1261 sq. ft. two bedroom & Den unit on the 18th fl oor features fl oor to ceiling windows offering panoramic views. The functional kitchen boasts GE Profi le stainless steel appliances, granite countertops, breakfast bar and maple cabinets with under cabinet lighting. The master bedroom features a walk-in closet and 4 piece ensuite bath. Natural gas BBQ hookup on the balcony. Titled underground parking (P3-31). Prime location, close to shopping, restaurants and minutes to the downtown core. $729,900 MLS #C3543240Also available is a 910 sq. ft. two bedroom unit on the 10th fl oor (Bellevue fl oor plan). Titled underground parking (P2-15). Asking $505,000 MLS #C3543236

Springbank Hill

This lovely 3 bedroom two storey is located in the Summit of Montreaux. Open and functional fl oor plan with richly stained hardwood fl oors which is perfect for entertaining. The kitchen features dark stained cabinets, stainless steel appliances and a large island with raised breakfast bar. The great room has a gas fi replace and a large window for natural light. Patio doors off the dining area lead to the deck. Spacious Master bedroom has a walk-in closet with custom organizers and a 5 piece ensuite that features his and her vanities, separate shower and a corner soaker tub. Upper laundry room for convenience with built-in shelves. Two additional large bedrooms and a 4 piece bath can be found on the upper level. Great location in Springbank Hill, close to all amenities and a quick commute to downtown. $599,900 MLS #C3548577


P: 403.249.4322F: 403.252.2653

Zaharko the name synonymous with real estatethe name synonymous with real estatewith real estate

The Anderson - Lower Mt Royal

Old world charm and modern living have come together to make one of the city’s oldest and most distinguished buildings a landmark residents can call home. Anderson Estates, located at 804-18 Avenue S.W., symbolizes sophisticated living and nostalgia for another time. Located in Lower Mount Royal, near the heart of Uptown 17th, the historical building remains a cornerstone of downtown Calgary culture and a hotspot for young trend-setters. The H-shaped building, designed to maximize the natural light, still includes the original solid oak baseboards and mouldings, maple fl oors, brass railings with cast-iron rails, and imported Italian marble stairs. Each of the units, 65 one-bedroom and a single, 2-bedroom, have ten-foot ceilings, six-foot tall windows, granite countertops, maple or oak cabinets, re-porcelained clawfooted tubs, and a new hot-water system. There are two different fl oor plans, with exception to the two-bedroom, which had originally been bought as two condos and expanded by a past owner. The T-shaped condos are 497 sq.ft., while the bay window units are 619 sq.ft. but they feel deceptively larger, thanks to the amount of natural light and fl oor plan.

Uni

t 2 -

$334

,500

Maple Ridge Bungalow

Three bedroom bungalow on an oversized lot in Maple Ridge. French doors lead from the foyer into the spacious living room with hardwood fl oors and a wood burning fi replace. The adjoining dining room leads into the kitchen. Parquet fl ooring in the kitchen with plenty of white cabinets and a good sized eating area. Large master bedroom with double closets and a 2 piece ensuite. Basement has a large rec room with a corner wet bar and a 3 piece bath. Large mature back yard with an oversized double detached garage. $389,900 MLS# C3547468

Bankview Condo

Located on a quiet tree lined street in Bankview close to all amenities. This 2 bedroom townhouse is perfect for the working professional. Laminate fl ooring throughout and large windows for an abundance of natural light. Living Room features a corner wood burning fi replace and sliding doors to a large patio with glass panel railing. Galley style kitchen with new tile fl oor and lots of cabinets. 2 piece powder room. Upper level includes a spacious master bedroom with a walk-in closet and sliding doors to another balcony. Large 2nd bedroom, laundry area and 4 piece main bath complete the upper level. Parking stall in the back. $259,900

Connaught

Welcome to the Wellington Estates, a secure well managed concrete building with heated underground parking. This one bedroom unit is located on the 10th fl oor with west exposure offering stunning views. Functional kitchen with plenty of cabinets and a spacious living room with a balcony. Located steps from Starbucks, Subway & more plus only a short walk to the restaurants and shopping on 17th Avenue, downtown and the new LRT. Note: Unit can be sold furnished (excluding the art). $229,900 MLS #C3540614

Panorama Hills Condo

Welcome to Panamount Place. This top fl oor 2 bedroom corner unit is privately situated at the northern edge of the complex with a covered balcony. Functional kitchen with tile fl oors, maple cabinets, black appliances and a raised eating bar. The living room offers a corner gas fi replace and is wired for a 5-speaker home theatre system. Master bedroom features a walk-in closet and 3 piece ensuite. Good sized second bedroom and a 4 piece main bath. Titled underground parking. Great location with walking distance to movies, restaurants, shopping and public transportation. $264,000 MLS #C3548579


P: 403.249.4322F: 403.252.2653

E: [email protected]: www.zaharko.com

the name synonymous with real estatethe name synonymous with real estatewith real estate

The Anderson - Lower Mt Royal

Old world charm and modern living have come together to make one of the city’s oldest and most distinguished buildings a landmark residents can call home. Anderson Estates, located at 804-18 Avenue S.W., symbolizes sophisticated living and nostalgia for another time. Located in Lower Mount Royal, near the heart of Uptown 17th, the historical building remains a cornerstone of downtown Calgary culture and a hotspot for young trend-setters. The H-shaped building, designed to maximize the natural light, still includes the original solid oak baseboards and mouldings, maple fl oors, brass railings with cast-iron rails, and imported Italian marble stairs. Each of the units, 65 one-bedroom and a single, 2-bedroom, have ten-foot ceilings, six-foot tall windows, granite countertops, maple or oak cabinets, re-porcelained clawfooted tubs, and a new hot-water system. There are two different fl oor plans, with exception to the two-bedroom, which had originally been bought as two condos and expanded by a past owner. The T-shaped condos are 497 sq.ft., while the bay window units are 619 sq.ft. but they feel deceptively larger, thanks to the amount of natural light and fl oor plan.

Maple Ridge Bungalow

Three bedroom bungalow on an oversized lot in Maple Ridge. French doors lead from the foyer into the spacious living room with hardwood fl oors and a wood burning fi replace. The adjoining dining room leads into the kitchen. Parquet fl ooring in the kitchen with plenty of white cabinets and a good sized eating area. Large master bedroom with double closets and a 2 piece ensuite. Basement has a large rec room with a corner wet bar and a 3 piece bath. Large mature back yard with an oversized double detached garage. $389,900 MLS# C3547468

Bankview Condo

Located on a quiet tree lined street in Bankview close to all amenities. This 2 bedroom townhouse is perfect for the working professional. Laminate fl ooring throughout and large windows for an abundance of natural light. Living Room features a corner wood burning fi replace and sliding doors to a large patio with glass panel railing. Galley style kitchen with new tile fl oor and lots of cabinets. 2 piece powder room. Upper level includes a spacious master bedroom with a walk-in closet and sliding doors to another balcony. Large 2nd bedroom, laundry area and 4 piece main bath complete the upper level. Parking stall in the back. $259,900

Connaught

Welcome to the Wellington Estates, a secure well managed concrete building with heated underground parking. This one bedroom unit is located on the 10th fl oor with west exposure offering stunning views. Functional kitchen with plenty of cabinets and a spacious living room with a balcony. Located steps from Starbucks, Subway & more plus only a short walk to the restaurants and shopping on 17th Avenue, downtown and the new LRT. Note: Unit can be sold furnished (excluding the art). $229,900 MLS #C3540614

Panorama Hills Condo

Welcome to Panamount Place. This top fl oor 2 bedroom corner unit is privately situated at the northern edge of the complex with a covered balcony. Functional kitchen with tile fl oors, maple cabinets, black appliances and a raised eating bar. The living room offers a corner gas fi replace and is wired for a 5-speaker home theatre system. Master bedroom features a walk-in closet and 3 piece ensuite. Good sized second bedroom and a 4 piece main bath. Titled underground parking. Great location with walking distance to movies, restaurants, shopping and public transportation. $264,000 MLS #C3548579

editor’snote

Now is a great time toBUY A HOME

RIGHT REALTORChoosing the

IF BUYING AND/OR SELLING A HOME IS ONE OF YOUR NEW YEAR’S RESOLUTIONS, you are no doubt filled with excitement; but with that excitement can come trepidation. You want to make the correct decisions in your real estate transaction and you’ll likely need the help of a qualified Realtor along the way.

But how do you choose the best Realtor for you? While there are many issues to consider, the Canadian Real Estate Association has a list of 10 questions to ask a potential Realtor before signing on the dotted line (from howrealtorshelp.ca):

1. How long have you been in the business? 2. What is your average list-to-sales-price ratio? 3. How will your marketing plan meet my needs? 4. Will you provide references? 5. What separates you from your competition? 6. May I review documents that I will be asked to sign? 7. Can you help me find other professionals? 8. How much do you charge?9. What if I’m unhappy with the service? 10. What haven’t I asked you that I need to know?

A good Realtor should be happy to answer all of these questions for you – and any others that crop up along the way.

Don’t be afraid to ask. The peace of mind you will get from choosing the right Realtor for your needs will make your real estate deal go that much smoother.

Janine DrueryEDITOR [email protected]

Follow me on Twitter at Twitter.com/JanineDruery

IF YOU ARE THINKING OF PURCHASING A HOUSE OR CONDO, consider doing it sooner rather than later.

Mortgage rates are definitely favourable right now, and remain steady.If you think you can’t afford a detached home, affordable housing in the way of

condominiums, semi-detached and townhome designs are still readily available. In fact, condos, semis and towns are a top choice with first-time buyers looking to live in the city.

Resale Home & Condo Guide is a great source for helping you find the home you want. As with any major purchase, it is important to do your homework before you venture out to shop the market. Know what you need and what you want. Visit a lending institution or a mortgage broker to pre-qualify for a mortgage and figure out the following beforehand:

» What monthly payments would I be comfortable with?» How much money do I have to put down?» Will I be using my savings or RRSPs for the down payment?

The resale home market and the mortgage market are ripe for the picking. Now’s the time to get in on the action.

Susan LeggeEDITOR-IN-CHIEF Wall2Wall Media, [email protected]

Follow me on Twitter atTwitter.com/SusanLegge


403.256.3888

Large extensively renovated, up/down duplex sits on 2 city lots, zoned R2. Each suite has 3 bedrooms. Huge lot has detached oversize single garage, parking pad and room for 3 more vehicles plus a large grass back yard.

Beautifully decorated 3 bedroom home less than a block

from the ridge with miles and miles of paths and walkways.

The main floor has a flex room, large nook, and the second

floor has a large bright bonus room. This home has been

completely updated with paint, flooring, appliances and

window coverings. The back yard has been professionally

landscaped with customized exposed aggregate patio. An

amazing property.

Beautiful 3 level split across from green space with great access to the off leash parks and fantastic walking paths. The back yard is set up for entertaining with the lush landscaping and great patio space. Three spacious bedrooms with hardwood floors. The home is inviting as you step through the front door with a bright spacious living room and dining room with sliding doors to the back yard. This home is a great find in a mature neighbourhood close to all amenities

Beautifully and very tastefully presented updated bungalow on estate cul-de-sac in the heart of Lake Sundance! Gleaming hardwood, clay tile roof, newer deck, maticulous landscaping, and upgraded finishing. An abundance of windows add natural light to this beautiful home. Open stairway leads to the professionally developed lower level with 2 spacious bedrooms, 3 piece bath and warm central rec room.

UP DOWN DUPLEX IN LYNWOOD

GORGEOUS HOME IN CRANSTON

BEAUTIFUL 3 LEVEL SPLIT IN SOUTHWOOD GORGEOUS BUNGALOW IN SUNDANCE

$449,800

$609,888

$395,000 $509,800

For more information on current listings - or to chat directly anytime, please call Don or Debbie at 403.256.3888 or 1.800.661.6262

SOLD SOLD

[email protected]

102, 279 Midpark Way SECalgary AB, T2X 1M2

Debbie Rice

LANDAN REAL ESTATE403.256.3888Debbie RiceDebbie RiceDon Lothian

editor’snote

Now is a great time toBUY A HOME

RIGHT REALTORChoosing the

IF BUYING AND/OR SELLING A HOME IS ONE OF YOUR NEW YEAR’S RESOLUTIONS, you are no doubt filled with excitement; but with that excitement can come trepidation. You want to make the correct decisions in your real estate transaction and you’ll likely need the help of a qualified Realtor along the way.

But how do you choose the best Realtor for you? While there are many issues to consider, the Canadian Real Estate Association has a list of 10 questions to ask a potential Realtor before signing on the dotted line (from howrealtorshelp.ca):

1. How long have you been in the business? 2. What is your average list-to-sales-price ratio? 3. How will your marketing plan meet my needs? 4. Will you provide references? 5. What separates you from your competition? 6. May I review documents that I will be asked to sign? 7. Can you help me find other professionals? 8. How much do you charge?9. What if I’m unhappy with the service? 10. What haven’t I asked you that I need to know?

A good Realtor should be happy to answer all of these questions for you – and any others that crop up along the way.

Don’t be afraid to ask. The peace of mind you will get from choosing the right Realtor for your needs will make your real estate deal go that much smoother.

Janine DrueryEDITOR [email protected]

Follow me on Twitter at Twitter.com/JanineDruery

IF YOU ARE THINKING OF PURCHASING A HOUSE OR CONDO, consider doing it sooner rather than later.

Mortgage rates are definitely favourable right now, and remain steady.If you think you can’t afford a detached home, affordable housing in the way of

condominiums, semi-detached and townhome designs are still readily available. In fact, condos, semis and towns are a top choice with first-time buyers looking to live in the city.

Resale Home & Condo Guide is a great source for helping you find the home you want. As with any major purchase, it is important to do your homework before you venture out to shop the market. Know what you need and what you want. Visit a lending institution or a mortgage broker to pre-qualify for a mortgage and figure out the following beforehand:

» What monthly payments would I be comfortable with?» How much money do I have to put down?» Will I be using my savings or RRSPs for the down payment?

The resale home market and the mortgage market are ripe for the picking. Now’s the time to get in on the action.

Susan LeggeEDITOR-IN-CHIEF Wall2Wall Media, [email protected]

Follow me on Twitter atTwitter.com/SusanLegge

403.256.3888

Large extensively renovated, up/down duplex sits on 2 city lots, zoned R2. Each suite has 3 bedrooms. Huge lot has detached oversize single garage, parking pad and room for 3 more vehicles plus a large grass back yard.

Beautifully decorated 3 bedroom home less than a block

from the ridge with miles and miles of paths and walkways.

The main floor has a flex room, large nook, and the second

floor has a large bright bonus room. This home has been

completely updated with paint, flooring, appliances and

window coverings. The back yard has been professionally

landscaped with customized exposed aggregate patio. An

amazing property.

Beautiful 3 level split across from green space with great access to the off leash parks and fantastic walking paths. The back yard is set up for entertaining with the lush landscaping and great patio space. Three spacious bedrooms with hardwood floors. The home is inviting as you step through the front door with a bright spacious living room and dining room with sliding doors to the back yard. This home is a great find in a mature neighbourhood close to all amenities

Beautifully and very tastefully presented updated bungalow on estate cul-de-sac in the heart of Lake Sundance! Gleaming hardwood, clay tile roof, newer deck, maticulous landscaping, and upgraded finishing. An abundance of windows add natural light to this beautiful home. Open stairway leads to the professionally developed lower level with 2 spacious bedrooms, 3 piece bath and warm central rec room.

UP DOWN DUPLEX IN LYNWOOD

GORGEOUS HOME IN CRANSTON

BEAUTIFUL 3 LEVEL SPLIT IN SOUTHWOOD GORGEOUS BUNGALOW IN SUNDANCE

$449,800

$609,888

$395,000 $509,800

For more information on current listings - or to chat directly anytime, please call Don or Debbie at 403.256.3888 or 1.800.661.6262

SOLD SOLD

[email protected]

102, 279 Midpark Way SECalgary AB, T2X 1M2

Debbie Rice

LANDAN REAL ESTATE403.256.3888Debbie RiceDebbie RiceDon Lothian


Arbour Lake ........................................443Banff Trail .............................................415Beddington ..........................................508Bowness ...............................................478Brentwood ...........................................420Briar Hill ..............................................408Bridgeland ...........................................400Cambrian Heights ..............................496Capitol Hill ..........................................414Charleswood .......................................419Citadel .................................................475Collingwood ........................................418Country Hills .......................................516Country Hills Village ...........................521Coventry Hills .....................................520Crescent Heights ................................404Dalhousie ............................................422Edgemont ............................................461Evanston ..............................................519Greenview ...........................................503Greenwood Village .............................479

Hamptons ...........................................471Hanson Ranch ....................................517Harvest Hills .......................................514Hawkwood ..........................................451Hidden Valley ......................................518Highland Park .....................................498Highwood ...........................................499Hillhurst ..............................................407Huntington Hills .................................505Kincora ................................................524Lynx Ridge ...........................................488Macewan Glen ....................................512Montgomery .......................................476Mount Pleasant ...................................494Mountview ..........................................490North Haven .......................................500Panorama Hills ....................................515Parkdale ...............................................411Point Mckay .........................................412Ranchlands ..........................................441Ranchlands Estates .............................442

Regal Terrace/Renfrew ........................402Rocky Ridge ........................................484Rosedale ..............................................406Rosemont ............................................495Royal Oak ............................................486Sandstone ............................................510Scenic Acres ........................................432Silver Springs ......................................430St. Andrews Heights ...........................413Sunnyside ............................................405Symons Valley ......................................477Thorncliffe ...........................................502Tuscany ................................................482Tuxedo..................................................492University Heights ..............................416Upper North Haven ...........................501Valley Ridge .........................................480Varsity Acres ........................................426Varsity Estates .....................................428Varsity Village ......................................424West Hillhurst .....................................410

zoneAcommunities & mls numbers

STO

NEY

TRA

IL

CROWCHILD TRAIL

DEE

RFO

OT

TRA

IL

TRANS CA NADA HIGHWAY

Evanston

Kincora

HiddenValley

Hampton

Edgemont

HarvestHills

CoventryHills

CountryHills Village

CountryHills

SandstoneMcEwanGlen

Nose HillPark

BanffTrail

BriarHill

tse

Wts

ruhll

iH

t sru

hlli

H

CapitolHill

Rosedale

Sunnyside

Regal Terr/Renfrew

Bridgeland

CrescentHts

MountPleasant

HighlandP

ark

Mountview

Beddington

HuntingtonHills

Thorncliffe

CambrianHts

NorthHaven

Highwood

Greenview

odexuT

RanchlandEstates

Ranchland

Citadel

HawkwoodArbourLake

ScenicAcres

Tuscany

ValleyRidge

SilverSprings

VarsityAcres

Varsity Village

Montgom

ery

UniversityHts

St. AndrewHts

Parkdale

Dalhousie

Brentwood

Charlesw

oodC

ollingwood

Bowness

VarsityEstates

RoyalOak

RockyRidge

PanoramaHills

SimonsValley


Arbour Lake ........................................443Banff Trail .............................................415Beddington ..........................................508Bowness ...............................................478Brentwood ...........................................420Briar Hill ..............................................408Bridgeland ...........................................400Cambrian Heights ..............................496Capitol Hill ..........................................414Charleswood .......................................419Citadel .................................................475Collingwood ........................................418Country Hills .......................................516Country Hills Village ...........................521Coventry Hills .....................................520Crescent Heights ................................404Dalhousie ............................................422Edgemont ............................................461Evanston ..............................................519Greenview ...........................................503Greenwood Village .............................479

Hamptons ...........................................471Hanson Ranch ....................................517Harvest Hills .......................................514Hawkwood ..........................................451Hidden Valley ......................................518Highland Park .....................................498Highwood ...........................................499Hillhurst ..............................................407Huntington Hills .................................505Kincora ................................................524Lynx Ridge ...........................................488Macewan Glen ....................................512Montgomery .......................................476Mount Pleasant ...................................494Mountview ..........................................490North Haven .......................................500Panorama Hills ....................................515Parkdale ...............................................411Point Mckay .........................................412Ranchlands ..........................................441Ranchlands Estates .............................442

Regal Terrace/Renfrew ........................402Rocky Ridge ........................................484Rosedale ..............................................406Rosemont ............................................495Royal Oak ............................................486Sandstone ............................................510Scenic Acres ........................................432Silver Springs ......................................430St. Andrews Heights ...........................413Sunnyside ............................................405Symons Valley ......................................477Thorncliffe ...........................................502Tuscany ................................................482Tuxedo..................................................492University Heights ..............................416Upper North Haven ...........................501Valley Ridge .........................................480Varsity Acres ........................................426Varsity Estates .....................................428Varsity Village ......................................424West Hillhurst .....................................410

zoneAcommunities & mls numbers

STO

NEY

TRA

IL

CROWCHILD TRAIL

DEE

RFO

OT

TRA

IL

TRANS CA NADA HIGHWAY

Evanston

Kincora

HiddenValley

Hampton

Edgemont

HarvestHills

CoventryHills

CountryHills Village

CountryHills

SandstoneMcEwanGlen

Nose HillPark

BanffTrail

BriarHill

tse

Wts

ruhll

iH

t sru

hlli

H

CapitolHill

Rosedale

Sunnyside

Regal Terr/Renfrew

Bridgeland

CrescentHts

MountPleasant

HighlandP

ark

Mountview

Beddington

HuntingtonHills

Thorncliffe

CambrianHts

NorthHaven

Highwood

Greenview

odexuT

RanchlandEstates

Ranchland

Citadel

HawkwoodArbourLake

ScenicAcres

Tuscany

ValleyRidge

SilverSprings

VarsityAcres

Varsity Village

Montgom

ery

UniversityHts

St. AndrewHts

Parkdale

Dalhousie

Brentwood

Charlesw

oodC

ollingwood

Bowness

VarsityEstates

RoyalOak

RockyRidge

PanoramaHills

SimonsValley

Scott MerchantThe Merchant Difference www.scottmerchant.ca

Re/Max House of Real Estate 249-9500

Free, Online Home Finder Service

Hot new listings emailed daily... visit www.scottmerchant.ca

and click on Free Home Finder

For virtual tours and open house schedules go to www.scottmerchant.ca$509,900

Charming Westgate Bungalow with

Revenue PotentialNicely updated 3 bedroom bungalow on a quiet street with a 2 bedroom suite. Lots of upgrades like roof, windows, hardwood floors, kitchen cabinets, gran-ite counters, 2 updated baths. Great yard with garage and RV parking. Walking distance to new LRT and great schools.

Gorgeous Renovationin Oakridge!!

Too many upgrades to list! Gour-met kitchen, with granite counters, Stainless steel Appliances, New Hardwood Floors, Windows, doors, basement development, furnace, Huge double garage and RV Park-ing. Across from park!!

$449,900$1,250,000

New Build in Inglewood!!

Quiet location only a few steps from the BOW River and pathways! Gor-geous 2600 sq ft 2 storey built by Gold Creek Builders only 60 days from completion. Floor plans and specs are available by email, check website- photos updated regularly!

Westgate - Professionally Renovated on a Pie Lot!!

Gorgeous renovation by Mandeville homes. Close to LRT and Great Schools. Completely renovated on both levels and features: Gourmet kitchen with granite counters, huge island and new stainless appliances, Hardwood floors, new interior doors and trim, 2 new baths, all Ext. doors & windows, New basement development, furnace and H2O, 4 bedrooms and a double garage. Complete renovations are rare in this desirable area!!

$619,900

403-270-7601Call me today to arrange a private [email protected] www.RayRiley.comCall me today to arrange a private viewing.Call me today to arrange a private viewing.

Ray Riley

Renovated 2430 sq ft executive 2 storey split, 3+1 bedroom. Vaulted entry and New kitchen with open concept family room area � replace, large granite island top of the line Stainless steel appliances fully developed basement and Tripple car garage.

Oakridge Estates • $790,000


G A R Y

M A T TWILLIAMS

CA

LG

AR

YP

RO

PE

RT

YF

OR

SA

LE

.CA

CALL NOW FOR A FREE

EVALUATION OF YOUR CALGARY

PROPERTY

259.4141403

GHOST RIVER $354,900

Stunning Executive Family Home Offering 5 Bdrms, 7 Bathrms (4 • Ensuites) & 4,445 Sq Ft on a 15,134 Sq Ft Treed & Landscaped Lot.Substantial To The Studs Renovation In 2001 Included An Addition, • Kitchen & Bathrms, Newer Plumbing, Electrical, Shingles & Central AC.

Excellent Starter Homes Or Investment Properties.• Multiple Units Available In 2 Well Managed Complexes.• Fully Renovated 2 & 3 Bedroom Turnkey Properties.•

MAYFAIR

SOLD

BRAESIDE & CANYON MEADOWS

River Frontage & Mountain • Views!

$60,000 Spent In Property • Enhancements.

Build• Your Dream Home On This Stunning 10 Acre Parcel Of Land.

makeyourmove

b y D a n H o p k i n s

Brides & grooms combining households for the first time

First-time brides and grooms are older than ever before, according to recent census figures. The median age for men marrying for the first time is now 28 and it’s 26 for women – that’s 30 per cent older than in 1960. because many first marriages are occurring later in life, the modern dilemma is whose

couch stays and tallying how many flat-screen TVs the couple has between them.For the “new couple” combining households for the first time, proper planning

is key to starting off on the right foot in the early years of marriage. Here are some helpful tips for combining households for the first time:» Go through each existing home together, and identify which items are duplicates.

Talk about each item honestly – if you can use two of something in your new life together, like televisions or stereos, keep both.

» Do the same evaluation for small items, like silverware. These smaller items can add up quickly, and often produce the most clutter.

» organize with boxes and coloured markers. purchase a variety of box sizes before you begin so you can appropriately tag and box the “keep” and “donate” items, and the “toss” leftovers.

» Think about donating to those in need. if a garage sale isn’t of interest, consider

Dan Hopkins is vice-president, Development and Operations, Two Men and a Truck Canada. twomenandatruck.ca

donating to local churches or synagogues, homeless shelters or the salvation army.

Experts agree that couples can successfully blend two households if they take time to address the move. The key to success is proper planning.

makeyourmove

b y D a n H o p k i n s

Brides & grooms combining households for the first time

First-time brides and grooms are older than ever before, according to recent census figures. The median age for men marrying for the first time is now 28 and it’s 26 for women – that’s 30 per cent older than in 1960. because many first marriages are occurring later in life, the modern dilemma is whose

couch stays and tallying how many flat-screen TVs the couple has between them.For the “new couple” combining households for the first time, proper planning

is key to starting off on the right foot in the early years of marriage. Here are some helpful tips for combining households for the first time:» Go through each existing home together, and identify which items are duplicates.

Talk about each item honestly – if you can use two of something in your new life together, like televisions or stereos, keep both.

» Do the same evaluation for small items, like silverware. These smaller items can add up quickly, and often produce the most clutter.

» organize with boxes and coloured markers. purchase a variety of box sizes before you begin so you can appropriately tag and box the “keep” and “donate” items, and the “toss” leftovers.

» Think about donating to those in need. if a garage sale isn’t of interest, consider

Dan Hopkins is vice-president, Development and Operations, Two Men and a Truck Canada. twomenandatruck.ca

donating to local churches or synagogues, homeless shelters or the salvation army.

Experts agree that couples can successfully blend two households if they take time to address the move. The key to success is proper planning.

Need a mortgage?Call 403-863-1293 today!

Mortgage SpecialiSt5015 Centre Street NW,

Calgary AB T2K 0S9

Fax: 403-202-2182Email: [email protected]

Self employed? New to Canada? Vacation homes? Rental purchase? Refinance for debt management?

My experience and service will work for you.

Five year fixed rate 2.99%all subject to change, lender qualifications will apply

For most Canadians, buying or selling a home is the largest financial undertaking they will ever pursue. Finding or selling a home will depend on a variety of factors, including size, location and price.

Whether you’re buying or selling a home, a real estate agent can guide you through all stages of the process, often helping you to avoid pitfalls and to solve problems.

Here are tHe top 10 “value propositions” a re al estate agent can provide to you:

01. Knowledge of accurate, real-time market data to leverage your negotiating position

02 A marketing plan for your home search or sale

03. Improvement the final selling price by approximately 25 per cent, compared to selling directly

04. Access to well-established legal resources for drafting and reviewing contracts

05. Advice on improvements to increase the property value

06. Negotiating for appliances or furnishings with the home purchase

07. Training in risk management, fraud protection and providing personal security

08. Access to properties through word-of-mouth with other agents before they are listed on MLS

09. Knowledge on neighbourhood features such as schools, transportation, shopping and other amenities

10. Expertise in moving the transaction to closing or settlement

Top agents have a passion for their trade and demonstrate dedication and commitment to helping their clients. Ask your friends and family who they would recommend.

For more information visit the website at royallepage.ca. NC

professionalhelp

top 10 ways an agent provides value



Rahim (R.D.) Dhanji

[email protected] i .com

Remax HouseIndependently Owned & Operated

“Exceptional Service,Outstanding Results”

Remax HouseRemax House

2 Bedroom, 2 Bathroom, 936 Square Feet• Master bedroom comes with walk-• through closet and a 4 piece ensuite bathroomThe kitchen has plenty of cupboard space • and all the appliances are includedThe unit also comes with in-suite laundry • (washer & dryer included) Brand new laminate flooring. Convenient • first floor location. Quick possession available.Close to all sorts of amenities such as • Schools, Shopping, Restaurants, Grocery Stores, Transportation, Cardel Place, library, Movie Theater, & much more.

Country Hills Village$219,900

837-8789(403)

2 bedroom, 2 bathroom with underground • parkingOver 1000 sq.ft of living space on 6th • floor. Adult only building. Built in 2008.Luxuries include air conditioning, in-suite • laundry (washer & dryer included), glass balcony with a gas hookup for BBQ, 9 foot ceilings, granite countertops, & much moreCommon Recreational room includes: • Exercise Room, Hot Tub, Sauna, Theatre, & a Games RoomClose to Shopping, Restaurants, • Grocery stores, LRT is just steps away, Saddledome, Talisman Centre, 17th Avenue (Red Mile), and much more.

Victoria Park$389,900

Altadore$1,199,900

downtown views, living room with a private deck, walk-in closet & shoe closet, 5 piece ensuite with a tiled shower (steam, body sprays, & 2 shower heads), jetted tub, & in-floor heating

Luxuries include: Home automation, • glass railings, high end hardwood floors, skylights, air conditioning, upstairs laundry with sink, fully insulated double garage, & much moreFully finished basement includes a huge • recreational room, wet bar, bedroom, bathroom, & in-floor heatingBuilt by Prominent Homes Master Builder•

Brand New 3 storey infill, with over 4000 • square feet of living spaceHuge gourmet kitchen comes with a gas • stove, built-in wall oven & microwave, dishwasher, and decorative hoodfan with slam-free high end cabinetryQuartz countertops in the kitchen, all • bathrooms, Bar, & laundry roomEntire 3rd level is the master floor which • includes a huge bedroom with

Ken YeohBroker/Owner

FREE Quick OnLine Home Evaluation

HOT NEW LISTINGSUpdated Every Hour!

View addresses,days on market, mapping etc.

www.mapleleafrealty.ca

Best priced 2 storey home • 3-car attached garage & central A/C • Total of 4 bedrooms & 2.5 baths • Main floor den, laundry & 2-pc bath • Large kitchen with island, pantry & nook • Fireplace in bright family room • Large master with walk-in closet & 4-pc ensuite • Enjoy your BBQ in sunny south backyard • Walk to golf course, school & shops•

Alteration services by professioanl seamtress • 26 years of experience • Owner retiring/moving out of town • Selling existing stocks • Wedding, grad dresses & accessories • Minimum discount of 50% off • Ideal for family business • May provide training to potential buyer•

Super bright condo with in-floor heating • Direct access to suite from spacious patio • Spent over $25K of upgrades • In-suite laundry & stainless steel appliances • Granite counter tops with tile backsplash • Maple cabinets & ceramic tile flooring • Hunter Douglas custom window coverings • Walking distance to D/T & close to all amenities • Shows pride of ownership•

Magnificent 2 storey home • Backing onto ravine & pond • Formal living/dining room • Large family room & den • Sunny kitchen with island & pantry • Full size Dura deck with glass railings • Huge master w/jetted tub & shower • Developed walk-out basement • Fully landscaped w/underground sprinkler system•

Gorgeous custom built classic home• Huge corner walk-out lot & quiet street• High end Italian gloss tiles• Large kitchen with breakfast bar• Imported blue pearl granite countertops• Great room with 18ft ceilings & fireplace• Main floor den & laundry room• Bright bonus room with vaulted ceiling• Master with valley views & 6-pc ensuite•

CALGARY SOUTH

HAMPTONS

BRIDGELAND

$6

80

,00

0$6

5,0

00

$5

49

,00

0

$8

55

,00

0$2

69

,90

0

SOLD

SOLD SOLD

EDGEMONT ASPEN WOODS

403.803.8981 www.mapleleafrealty .caFor most Canadians, buying or selling a home is the largest financial undertaking they will ever pursue. Finding or selling a home will depend on a variety of factors, including size, location and price.

Whether you’re buying or selling a home, a real estate agent can guide you through all stages of the process, often helping you to avoid pitfalls and to solve problems.

Here are tHe top 10 “value propositions” a re al estate agent can provide to you:

01. Knowledge of accurate, real-time market data to leverage your negotiating position

02 A marketing plan for your home search or sale

03. Improvement the final selling price by approximately 25 per cent, compared to selling directly

04. Access to well-established legal resources for drafting and reviewing contracts

05. Advice on improvements to increase the property value

06. Negotiating for appliances or furnishings with the home purchase

07. Training in risk management, fraud protection and providing personal security

08. Access to properties through word-of-mouth with other agents before they are listed on MLS

09. Knowledge on neighbourhood features such as schools, transportation, shopping and other amenities

10. Expertise in moving the transaction to closing or settlement

Top agents have a passion for their trade and demonstrate dedication and commitment to helping their clients. Ask your friends and family who they would recommend.

For more information visit the website at royallepage.ca. NC

professionalhelp

top 10 ways an agent provides value


Abbeydale ............................................664Albert Park ...........................................730Applewood ..........................................768Calgary International Airport ............624Castleridge ..........................................676Castleridge Estates .............................678Coral Springs ......................................688Deerfoot/Skyline Ind Park ..................615Dover ...................................................738Dover Glen ..........................................736Eastfi eld ..............................................748Erin Woods ..........................................740Falconridge ..........................................680Fonda ...................................................726

Forest Heights .....................................762Forest Lawn .........................................764Franklin/Meridian Ind Park ................630Horizon Industrial Park ......................640Marlborough .......................................660Marlborough Park ...............................662Martindale ...........................................682Mayland Heights ................................600Mayland Heights East ........................604Mccall/Airways Ind Park ....................610Monterey Park .....................................670Parkridge Estates .................................671Penbrooke............................................766Pineridge .............................................668

Radisson Heights ................................728Red Carpet/Mountview Mhp .............770Rundle .................................................666Saddle Ridge .......................................645Southview............................................732Valleyfi eld ...........................................744Vista Heights .......................................605West Dover ..........................................734Whitehorn ...........................................672Stoney Industrial.................................625Sunridge Industrial Park ....................635Taradale ...............................................684Temple .................................................674

zoneBcommunities & mls numbers

DE

ERFO

OT

TRA

IL

16 AVE.

Westwinds

Saddle Ridge

Martindale Taradale

Falconridge

CoralSprings

McCallInd. Park

VistaHeights

HorizonInd. Park Whitehorn Temple

PineridgeRundle

Marlborough

ForestLawn

ErinWoods

EastfieldValleyfield

Dover Glen

WestDover

Dover

Southview

Penbr

ooke

MarlboroughPark

ForestHts

AlbertPark

Fonda

Rad

isso

nH

ts

SunridgeInd. Park

MaylandHeights

FranklinInd. Park/Meridian Ind. Park

Mon

tere

y P

ark

Abb

eyda

leA

pple

woo

d

CalgaryInternational

Airport

Castleridge

how to trick yourself

into saving moneySkip the latte. Bring your lunch. We have all heard the

examples of how to save money by cutting back on discretionary spending. They’re all good ideas, but even with the best of intentions, some people have

trouble controlling the impulse purchases.If it’s tough to muster up the self-control not to spend when

you have money in your account, trick yourself into thinking you don’t have the money to spend.

“If you have trouble saving because you’re a chronic spender, make your savings automatic,” says Raymond Chun, a senior vice president at TD Canada Trust. “When you transfer small amounts to your savings account regularly, you may not even notice a difference in the money you have to spend day-to-day, but will see a big difference as you watch your savings grow.”

Chun offers his adviCe on how Canadians Can “triCk themselves” into saving:» Save it before you see it: A pre-authorized transfer of a portion

of your paycheque into a tax free savings account (TFSA) or to another high-interest savings account will help you put money aside before you see it or get a chance to spend it.

» Save every time you spend: Some banks offer programs that allow you to automatically transfer a small pre-set amount into you savings account with each debit purchase or ATM withdrawal. That means every time you buy your groceries or pay for gas, you could be saving without even trying.

» Know what you can spend: You should aim to save at least 10 per cent of your pre-tax income. So, once you have automated your savings and covered bills and other financial obligations, you can treat yourself with the knowledge that you are responsibly setting aside money for the future. Watch your account balance carefully, especially in the first few months of the automatic transfers, to make sure you don’t spend more than is available. NC

finances


Abbeydale ............................................664Albert Park ...........................................730Applewood ..........................................768Calgary International Airport ............624Castleridge ..........................................676Castleridge Estates .............................678Coral Springs ......................................688Deerfoot/Skyline Ind Park ..................615Dover ...................................................738Dover Glen ..........................................736Eastfi eld ..............................................748Erin Woods ..........................................740Falconridge ..........................................680Fonda ...................................................726

Forest Heights .....................................762Forest Lawn .........................................764Franklin/Meridian Ind Park ................630Horizon Industrial Park ......................640Marlborough .......................................660Marlborough Park ...............................662Martindale ...........................................682Mayland Heights ................................600Mayland Heights East ........................604Mccall/Airways Ind Park ....................610Monterey Park .....................................670Parkridge Estates .................................671Penbrooke............................................766Pineridge .............................................668

Radisson Heights ................................728Red Carpet/Mountview Mhp .............770Rundle .................................................666Saddle Ridge .......................................645Southview............................................732Valleyfi eld ...........................................744Vista Heights .......................................605West Dover ..........................................734Whitehorn ...........................................672Stoney Industrial.................................625Sunridge Industrial Park ....................635Taradale ...............................................684Temple .................................................674

zoneBcommunities & mls numbers

DE

ERFO

OT

TRA

IL

16 AVE.

Westwinds

Saddle Ridge

Martindale Taradale

Falconridge

CoralSprings

McCallInd. Park

VistaHeights

HorizonInd. Park Whitehorn Temple

PineridgeRundle

Marlborough

ForestLawn

ErinWoods

EastfieldValleyfield

Dover Glen

WestDover

Dover

Southview

Penbr

ooke

MarlboroughPark

ForestHts

AlbertPark

Fonda

Rad

isso

nH

ts

SunridgeInd. Park

MaylandHeights

FranklinInd. Park/Meridian Ind. Park

Mon

tere

y P

ark

Abb

eyda

leA

pple

woo

d

CalgaryInternational

Airport

Castleridge

703-0455Certified Condominium Specialist3rd Generation Calgary Realtor

JAMES COTE

To view these properties go to: www.jamescote.com

HOUSE OF REAL ESTATE

KILLARNEY / GLENGARRY

GREAT LOCATION & NEWLY

RENOVATED!!

$319,900Here’s your chance to own a beautiful condo in an adult only,

concrete building in the sought after community of Killarney. Units rarely come up in this popular and well-run complex. This 2 bedroom, 2 bath second floor unit will impress with new kitchen, new hardwood floors and all rooms completely repainted. The open concept kitchen boasts new cabinets, granite countertops, under cabinet lighting and tasteful tile backsplash...all perfectly accented with brand new stainless steel appliances! Spacious master bedroom with walk-through closet and 4 pce ensuite. A large second bedroom, 3 pce bathroom and in-suite laundry/storage completes the package. Lots of mature trees surround the balcony for a peaceful setting. Comes with 1 underground titled parking stall and 1 storage unit. Building is 1 block from the Killarney Recreation Centre and Swimming Pool. Minutes to downtown & close to amenities, shopping and the new West LRT. This is a great opportunity!...DON’T MISS OUT!!

MARLBOROUGH

EXCELLENT OPPORTUNITY!!

$270,000OPPORTUNITY IS KNOCKING!!! Great value in this nice family home. 3 bedroom bungalow with a 4th bedroom down. Main floor has living room, kitchen,

3 bedrooms, a 4 piece bathroom and an eating nook that leads to patio doors and a front balcony. Lower level has a large family room, a 3 piece bathroom and one of the largest bedrooms in the house with a wood burning fireplace. Basement also includes a big laundry room with sink and a storage area. The well maintained back yard has a deck, a firepit and RV parking. An oversized double detached garage with a paved back lane complete the package. This home is in good shape, has great “curb appeal” and is “move in” ready. Put this one on your list and call to view, as this home will sell quickly! Appliances sold in “as is” condition.

KILLARNEY/GLENGARRY

URBAN CHIC CONDO!

$349,900AMAZING LOCATION!!...and 2 HEATED UNDERGROUND TITLED

PARKING STALLS!! Urban Chic condo with sleek, modern contemporary finishings. Walk in and be knocked out by the bright open space of this well layed out 2 bedroom home. The stunning kitchen boasts granite counter tops, stainless steel appliances, full height cabinetry and tile backsplash. Spacious living room with a huge picture window floods the room with light. Large Master Bedroom with a beautiful 4 pce. ensuite bathroom and a double sided walk-through closet. A good sized second bedroom, in-suite laundry, another beautiful 4 pce. bathroom complete the package. Right across from a huge park and the Killarney Pool & Rec Centre. Also close to shopping, 17th Ave, the new West LRT and only minutes to downtown. This west facing unit is in “mint condition” and is vacant for a quick possession. Nothing to do, but move in and start enjoying your new life! Be sure to put this one on your list...it’s a “MUST SEE”!!

how to trick yourself

into saving moneySkip the latte. Bring your lunch. We have all heard the

examples of how to save money by cutting back on discretionary spending. They’re all good ideas, but even with the best of intentions, some people have

trouble controlling the impulse purchases.If it’s tough to muster up the self-control not to spend when

you have money in your account, trick yourself into thinking you don’t have the money to spend.

“If you have trouble saving because you’re a chronic spender, make your savings automatic,” says Raymond Chun, a senior vice president at TD Canada Trust. “When you transfer small amounts to your savings account regularly, you may not even notice a difference in the money you have to spend day-to-day, but will see a big difference as you watch your savings grow.”

Chun offers his adviCe on how Canadians Can “triCk themselves” into saving:» Save it before you see it: A pre-authorized transfer of a portion

of your paycheque into a tax free savings account (TFSA) or to another high-interest savings account will help you put money aside before you see it or get a chance to spend it.

» Save every time you spend: Some banks offer programs that allow you to automatically transfer a small pre-set amount into you savings account with each debit purchase or ATM withdrawal. That means every time you buy your groceries or pay for gas, you could be saving without even trying.

» Know what you can spend: You should aim to save at least 10 per cent of your pre-tax income. So, once you have automated your savings and covered bills and other financial obligations, you can treat yourself with the knowledge that you are responsibly setting aside money for the future. Watch your account balance carefully, especially in the first few months of the automatic transfers, to make sure you don’t spend more than is available. NC

finances


(403) 243-1755www.davidsetter.com

DAVID SETTERREAL ESTATE TEAM

Excellent location! This lovely home is located on a large pie lot backing directly onto a private green space on a quiet kid friedly street. Open concept mainfloor includes: spacious front entry, living room/greatroom, gas fireplace, kitchen island with eating area and breakfast nook, patio doors leading onto two tiered rear deck. The 2nd floor includes: a light filled bonus room over the garage with vaulted ceilings and large windows, 2 spacious bedrooms and a master suite with a large ensuite bathroom and walk-in closet. Hurry, locations like this are very hard to find.

2.37 Acres of PRIME Development Land WITHIN CITY LIMITS, ready to develop now or in the future. This subdivideable lot currently has a raised bungalow. This well maintained home has 3 bedrooms and a fully developed walkout lower level with family room, recreation room. Ideal home to live in while you build your dream home on a portion of this acreage. Please contact us for all of the details.

This home is simply amazing with extreme attention to detail. Some of the numerous upgrades in this home include beautiful ceramic tile floors, vaulted ceilings, ornamental niche’s, rod iron railing and a custom kitchen that is sure to please. In the Great Room a built in wall unit filled with shelves and cabinets surrounds one of two gas fireplaces in the home. The master bedroom is a peaceful retreat with a five pc. ensuite including jetted tub. you will love the convenience of the main floor laundry room with built in cabinetry and appreciate the office with lots of natural light. Downstairs the developed basement hosts a second bedroom, 4pc bathroom, and a storage/work room that could be developed into a 3rd bedroom.

Fabulous executive home custom built by Dreamwest Homes. Terrific location on Large 971 m2 pie lot in quiet cul-de-sac close to sheep river walking trails and easy access to Calgary. This is a “SMART” home with remote control access in almost every room - watch movies or listen to music throughout the house(drop down big screen and all components included). Stunning brazillian cherry hardwood in main floor greatroom, custom tile, spacious gourmet kitchen with breakfast bar and large kitchen breakfast nook.

COVENTRY HILLS$429,000

SPRINGBANK HILL$1,299,000

THORNBURN - AIRDRIE $589,000

SHEEP RIVER - OKOTOKS $465,000

REDUCED


Because a Great Experience Begins with a Great Agent.


4.75 Acres of PRIME Development Land WITHIN CITY LIMITS, ready to develop now or in the future. This subdivide able lot currently has a large Bungalow with sunroom, fully developed basement, and an oversized detached double garage. This is 1 of 3 parcels located side by side. Call today for all of the details.


4.75 Acres of PRIME Development Land WITHIN CITY LIMITS, ready to develop now or in the future. This subdivide able lot currently has a large 2 Storey home with a walk out basement, triple garage, and 2 barns. This is 1 of 3 parcels located side by side. Call today for all of the details.





quicktips

With the winter months upon us, many people are gearing up to move south for the winter. What people forget, is that winter is the perfect time for thieves to take advantage of

empty homes (think: Home Alone). In the winter, people are constantly leaving their homes unattended, whether it’s for a warm destination, or visiting family during the holidays. In the hustle and bustle of the season, people often make careless mistakes. Plus, the emergence of social media is constantly blurring the lines between sharing personal details for fun, and putting yourself in danger. Weiser has come up with 10 easy tips for protecting yourself and your home during vacation this winter.

Home security tips for snowbirdsHow to protect your home while vacationing during the winter

“It’s important to ensure your home is protected if you are going away for a lengthy vacation,” says Steve Kolobaric of Weiser. “People think planned burglaries are things that happen only in movies, but they can happen. The best thing to do is to take some simple measures before you leave, so you can relax with peace of mind knowing your home is safe.”

CheCk out these 10 simple tips for proteCting your home while you’re away this winter: 01 Don’t update any statuses or “tweet” the dates that you are

going away. Also, be sure to utilize the privacy settings on social media sites correctly to ensure that strangers are not seeing things you didn’t intend for them to see.

02 Lock your doors 24/7 — 50 per cent of all break-ins are through unlocked doors!

03 Help the police help you. Make sure you keep your street address visible. If affixing numbers to your house, they should be at least four inches high, reflective and visible from the street.

04 Don’t post photos of the new 52-inch TV you got for Christmas, and then post your vacation destination right after.

05 Backyard secure? Consider installing a fence and plants

fast-growing bushes as extra barrier around the exterior of your home.

06 Be careful when using the “check-in” feature on Facebook, and be weary of apps that share your location to others. The new generation of apps broadcasts your location at all times to friends — and in many cases to people you don’t even know. And unlike the previous generations of applications that required you to check in to a venue, these apps are persistent unless you pause them or turn them off.

07 Been at the same house for a while? Replace your outside locks as you’ve probably given out your house key a lot through the years.

08 Don’t post anything online about how frustrated you are because your front door doesn’t shut properly, or about how you’re getting new windows installed over the weekend.

09 Got deadbolts? Most burglaries are the result of forced entry. Make sure all exterior doors have deadbolts with at least a one-inch throwbolt.

10 Be careful to monitor what your children are posting, i.e.: “Parents gone all week! House to myself!”

For more information on home security, visit weiserlock.com



DAVID SETTERREAL ESTATE TEAM

Excellent location! This lovely home is located on a large pie lot backing directly onto a private green space on a quiet kid friedly street. Open concept mainfloor includes: spacious front entry, living room/greatroom, gas fireplace, kitchen island with eating area and breakfast nook, patio doors leading onto two tiered rear deck. The 2nd floor includes: a light filled bonus room over the garage with vaulted ceilings and large windows, 2 spacious bedrooms and a master suite with a large ensuite bathroom and walk-in closet. Hurry, locations like this are very hard to find.


This home is simply amazing with extreme attention to detail. Some of the numerous upgrades in this home include beautiful ceramic tile floors, vaulted ceilings, ornamental niche’s, rod iron railing and a custom kitchen that is sure to please. In the Great Room a built in wall unit filled with shelves and cabinets surrounds one of two gas fireplaces in the home. The master bedroom is a peaceful retreat with a five pc. ensuite including jetted tub. you will love the convenience of the main floor laundry room with built in cabinetry and appreciate the office with lots of natural light. Downstairs the developed basement hosts a second bedroom, 4pc bathroom, and a storage/work room that could be developed into a 3rd bedroom.


COVENTRY HILLS$429,000


THORNBURN - AIRDRIE $589,000


REDUCED


Because a Great Experience Begins with a Great Agent.


4.75 Acres of PRIME Development Land WITHIN CITY LIMITS, ready to develop now or in the future. This subdivide able lot currently has a large Bungalow with sunroom, fully developed basement, and an oversized detached double garage. This is 1 of 3 parcels located side by side. Call today for all of the details.


4.75 Acres of PRIME Development Land WITHIN CITY LIMITS, ready to develop now or in the future. This subdivide able lot currently has a large 2 Storey home with a walk out basement, triple garage, and 2 barns. This is 1 of 3 parcels located side by side. Call today for all of the details.





quicktips

With the winter months upon us, many people are gearing up to move south for the winter. What people forget, is that winter is the perfect time for thieves to take advantage of

empty homes (think: Home Alone). In the winter, people are constantly leaving their homes unattended, whether it’s for a warm destination, or visiting family during the holidays. In the hustle and bustle of the season, people often make careless mistakes. Plus, the emergence of social media is constantly blurring the lines between sharing personal details for fun, and putting yourself in danger. Weiser has come up with 10 easy tips for protecting yourself and your home during vacation this winter.

Home security tips for snowbirdsHow to protect your home while vacationing during the winter

“It’s important to ensure your home is protected if you are going away for a lengthy vacation,” says Steve Kolobaric of Weiser. “People think planned burglaries are things that happen only in movies, but they can happen. The best thing to do is to take some simple measures before you leave, so you can relax with peace of mind knowing your home is safe.”

CheCk out these 10 simple tips for proteCting your home while you’re away this winter: 01 Don’t update any statuses or “tweet” the dates that you are

going away. Also, be sure to utilize the privacy settings on social media sites correctly to ensure that strangers are not seeing things you didn’t intend for them to see.

02 Lock your doors 24/7 — 50 per cent of all break-ins are through unlocked doors!

03 Help the police help you. Make sure you keep your street address visible. If affixing numbers to your house, they should be at least four inches high, reflective and visible from the street.

04 Don’t post photos of the new 52-inch TV you got for Christmas, and then post your vacation destination right after.

05 Backyard secure? Consider installing a fence and plants

fast-growing bushes as extra barrier around the exterior of your home.

06 Be careful when using the “check-in” feature on Facebook, and be weary of apps that share your location to others. The new generation of apps broadcasts your location at all times to friends — and in many cases to people you don’t even know. And unlike the previous generations of applications that required you to check in to a venue, these apps are persistent unless you pause them or turn them off.

07 Been at the same house for a while? Replace your outside locks as you’ve probably given out your house key a lot through the years.

08 Don’t post anything online about how frustrated you are because your front door doesn’t shut properly, or about how you’re getting new windows installed over the weekend.

09 Got deadbolts? Most burglaries are the result of forced entry. Make sure all exterior doors have deadbolts with at least a one-inch throwbolt.

10 Be careful to monitor what your children are posting, i.e.: “Parents gone all week! House to myself!”

For more information on home security, visit weiserlock.com

homebuyers’help

The homebuyer’s checklisT Buying a Home | the first steps

☐ arrange for a mortgage ☐ select a home inspector☐ select a real estate agent☐ select a lawyer

after buying:☐ home insurance☐ warranties

selling a Home | the first steps

☐ select a lawyer ☐ select an agent – contract – negotiate commission☐ assess the market value of your home☐ renovate to increase the value of your home

staging for prospective buyers: ☐ clean (walls, doors, baseboards)☐ store personal items☐ clear clutter☐ front yard – clean, no debris☐ paint if needed☐ kitchen☐ bathroom

take-along quick reference key players

agent’s name:phone number:email: broker’s name:phone number:email: lawyer’s name:phone number:email: inspector’s name:phone number:email: reno expert’s name (1):phone number:email: reno expert’s name (2):phone number:email: nice to have:

deal breakers:

property:list price:property taxes/year: neighbourhood closest main intersection:

elementary schools:high schools:hospitals:clinics:

shopping (supermarkets/malls):

banks:

public transportation:

closest highway:

distance from work/school:occupancy:heating: condo amenities:

maintenance fees:


01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can afford

to make on your home.

03Take the total price of the home and subtract the amount of money

you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart on the opposite page. Look down the

left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by the amount you need to borrow. Divide by

1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFYFOR A MORTGAGE ON YOUR DREAM HOME

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies varyin their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

5.00% 18.84 10.58 7.88 6.57 5.81

5.25% 18.96 10.70 8.00 6.70 5.95

5.50% 19.07 10.82 8.13 6.84 6.10

5.75% 19.18 10.94 8.26 6.98 6.25

6.00% 19.29 11.06 8.39 7.12 6.39

6.25% 19.41 11.18 8.53 7.26 6.54

6.50% 19.52 11.31 8.66 7.40 6.69

6.75% 19.63 11.43 8.79 7.54 6.85

7.00% 19.75 11.55 8.93 7.69 7.00

7.25% 19.86 11.68 9.06 7.83 7.15

7.50% 19.98 11.81 9.20 7.98 7.31

7.75% 20.09 11.93 9.34 8.13 7.47

8.00% 20.21 12.06 9.48 8.28 7.63

8.25% 20.32 12.19 9.62 8.43 7.79

MORTGAGE PAYMENT CALCULATION CHART

AMORTIZATION PERIODSINTERESTRATES

% 5 YRS 10 YRS 15 YRS 20 YRS 25 YRS

CALCULATE YOUR MORTGAGE PAYMENTSCALCULATE YOUR MORTGAGE PAYMENTS

TOTAL PRE-TAX INCOME

MONTHLY PRE-TAX INCOME

SPOUSE’S PRE-TAXINCOME

AMOUNT OF MORTGAGE(PRICE – DOWN PAY-

MENT)DIVIDE BY 3

AFFORDABLEMONTHLYPAYMENTS

AMORTIZATION AMOUNTCHART FIGURE

AMOUNTOF MORTGAGE

DIVIDED BY 1,000

MONTHLY PAYMENTS

AMORTIZATION AMOUNT

ESTIMATEDMONTHLY

TAXES & HEAT

homebuyers’help

The homebuyer’s checklisT Buying a Home | the first steps

☐ arrange for a mortgage ☐ select a home inspector☐ select a real estate agent☐ select a lawyer

after buying:☐ home insurance☐ warranties

selling a Home | the first steps

☐ select a lawyer ☐ select an agent – contract – negotiate commission☐ assess the market value of your home☐ renovate to increase the value of your home

staging for prospective buyers: ☐ clean (walls, doors, baseboards)☐ store personal items☐ clear clutter☐ front yard – clean, no debris☐ paint if needed☐ kitchen☐ bathroom

take-along quick reference key players

agent’s name:phone number:email: broker’s name:phone number:email: lawyer’s name:phone number:email: inspector’s name:phone number:email: reno expert’s name (1):phone number:email: reno expert’s name (2):phone number:email: nice to have:

deal breakers:

property:list price:property taxes/year: neighbourhood closest main intersection:

elementary schools:high schools:hospitals:clinics:

shopping (supermarkets/malls):

banks:

public transportation:

closest highway:

distance from work/school:occupancy:heating: condo amenities:

maintenance fees:

01Calculate the combined monthly before-tax income

of you and your spouse.

02Divide by three. This figure is the monthly payment you can afford

to make on your home.

03Take the total price of the home and subtract the amount of money

you expect to make as a down payment. This is the money you will have to borrow.

04Refer to the chart on the opposite page. Look down the

left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05Multiply this figure by the amount you need to borrow. Divide by

1,000.

06Add to this your estimated monthly heating costs and

monthly property taxes.

07If this figure is equal to or less than one-third of your gross

monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFYFOR A MORTGAGE ON YOUR DREAM HOME

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies varyin their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

5.00% 18.84 10.58 7.88 6.57 5.81

5.25% 18.96 10.70 8.00 6.70 5.95

5.50% 19.07 10.82 8.13 6.84 6.10

5.75% 19.18 10.94 8.26 6.98 6.25

6.00% 19.29 11.06 8.39 7.12 6.39

6.25% 19.41 11.18 8.53 7.26 6.54

6.50% 19.52 11.31 8.66 7.40 6.69

6.75% 19.63 11.43 8.79 7.54 6.85

7.00% 19.75 11.55 8.93 7.69 7.00

7.25% 19.86 11.68 9.06 7.83 7.15

7.50% 19.98 11.81 9.20 7.98 7.31

7.75% 20.09 11.93 9.34 8.13 7.47

8.00% 20.21 12.06 9.48 8.28 7.63

8.25% 20.32 12.19 9.62 8.43 7.79

MORTGAGE PAYMENT CALCULATION CHART

AMORTIZATION PERIODSINTERESTRATES

% 5 YRS 10 YRS 15 YRS 20 YRS 25 YRS

CALCULATE YOUR MORTGAGE PAYMENTSCALCULATE YOUR MORTGAGE PAYMENTS

TOTAL PRE-TAX INCOME

MONTHLY PRE-TAX INCOME

SPOUSE’S PRE-TAXINCOME

AMOUNT OF MORTGAGE(PRICE – DOWN PAY-

MENT)DIVIDE BY 3

AFFORDABLEMONTHLYPAYMENTS

AMORTIZATION AMOUNTCHART FIGURE

AMOUNTOF MORTGAGE

DIVIDED BY 1,000

MONTHLY PAYMENTS

AMORTIZATION AMOUNT

ESTIMATEDMONTHLY

TAXES & HEAT


The Pinnacle of

A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

LUXURYThe only magazine of its kind in Calgary, Luxury Living showcases high-end homes, condos and apartments. This is your exclusive opportunity to establish your property as the pinnacle of af� uent living.

Pick up your FREE copy.

Brought to you by the publishers of

LUXURYLiving in Calgary and area

october 2012

Your guide to LuXuriouS LiFeStYLeS

EnsuitEs: One of life’s

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Paul Hardy: Celebrating

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Creating tHe

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WHat’s on your

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TO BOOK YOUR ADVERTISING SPACE CONTACT:

Anita Van Breevoort 403.461.5518 [email protected]

MORTGAGE INTEREST RATES

MORTGAGE TYPESALL MORTGAGES ARE OF TWO BASIC TYPES:

CONVENTIONALThe buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-RATIO:A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

OPEN MORTGAGE:Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE:Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE:Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

ATB Financial 3.000 4.000 3.100 3.140 3.700 4.390 3.190

Bank of Montreal 3.100 4.000 3.100 3.140 3.700 4.640 5.240

Bank of Nova Scotia 3.100 4.550 3.650 3.890 3.990 4.390 4.990

CIBC Mortgages 3.200 4.450 3.000 3.140 3.700 4.390 5.240

BMO 3.100 4.000 3.100 3.140 3.700 4.640 5.240

Canadian Western Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240

Canadian Western Trust 3.200 4.000 3.100 3.140 3.700 4.640 5.240

First Calgary Financial - 4.000 2.390 3.140 2.990 3.290 3.290

First National Financial 3.000 3.950 2.740 2.690 2.890 3.150 3.090

HSBC Bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.240

ING Direct 3.000 - 3.250 3.250 3.250 3.250 3.090

Investors Group Trust 3.000 4.000 3.100 3.140 3.700 4.640 5.240

London Life 3.000 4.000 3.100 3.140 3.700 4.640 5.240

Manulife Bank 3.000 4.450 3.000 3.100 3.150 3.150 3.190

Manulife Trust - 4.450 3.000 3.100 3.150 3.150 3.190

Meridian Credit Union 2.850 4.450 3.100 3.140 3.700 3.400 3.280

National Bank 3.200 4.000 3.100 3.140 3.700 4.640 5.240

Ontario Civil Service CU 3.000 6.000 3.000 3.140 3.240 3.300 3.240

Peace Hills Trust - 4.500 3.100 3.350 3.700 3.850 3.950

President’s Choice Fin’l 3.200 6.040 3.140 3.200 3.240 3.350 3.440

RMG Mortgages - - 2.490 2.590 2.890 3.090 3.240

Royal Bank of Canada 3.200 4.000 3.000 3.040 3.650 4.640 5.240

Servus Credit Union - 4.000 3.100 3.140 3.700 4.390 5.240

T-D Mortgage 3.200 4.000 3.000 3.040 3.650 4.640 5.240

Your Neighbourhood C.U. - - 3.150 3.250 3.350 3.390 3.440

VARIABLE 6 month 1 year 2 years 3 years 4 years 5 years

5.00% 18.84 10.58 7.88 6.57 5.81

5.25% 18.96 10.70 8.00 6.70 5.95

5.50% 19.07 10.82 8.13 6.84 6.10

5.75% 19.18 10.94 8.26 6.98 6.25

6.00% 19.29 11.06 8.39 7.12 6.39

6.25% 19.41 11.18 8.53 7.26 6.54

6.50% 19.52 11.31 8.66 7.40 6.69

6.75% 19.63 11.43 8.79 7.54 6.85

7.00% 19.75 11.55 8.93 7.69 7.00

7.25% 19.86 11.68 9.06 7.83 7.15

7.50% 19.98 11.81 9.20 7.98 7.31

7.75% 20.09 11.93 9.34 8.13 7.47

8.00% 20.21 12.06 9.48 8.28 7.63

8.25% 20.32 12.19 9.62 8.43 7.79

AMORTIZATION PERIODS

PREPARED BY CANNEX ON JANUARY 8, 2013. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2012 CANNEX Financial Exchanges Limited. All rights reserved.



aroundthehouse

Winter is here and there are a few small, inexpensive weekend projects that can spruce up the look of

your home and potentially increase its overall value.

“The smallest changes can make a huge difference, and people are usually surprised at how changing a faucet or doorknob can alter the overall look of a room,” says Mark Wallace, Stanley Black & Decker Hardware and Home Improvement Group. “If you

find yourself spending more time indoors during the winter months, it’s a great time to get down to work and make some easy but noticeable upgrades in your home.”

Here are five tHings you can do around your Home to increase its value:

1 Fresh coat of paint One of the easiest, and most common, weekend renovations is re-painting. A fresh coat of paint can go a long way, especially in high-traffic rooms that are usually seen by visitors, such as the entrance way, living room and kitchen. Be sure to pick colours that are reflective of your personality but aren’t so trendy that you’ll be sick of them within a few months.

2 Spruce up your doors If you’re looking to alter the overall look and style of your home, changing doorknobs is a quick, easy and relatively inexpensive way to do so. Whether you are looking for sleek and modern or ornate and traditional, choosing the right doorknobs will can further help to reflect your personality on your home décor. Weiser’s knob and lever sets come in a variety of unique styles, from the classic ball-shaped Huntington to the decorative Maya (weiserlock.com).

3 Revive your kitchen cupboards Changing your kitchen cupboards can be an expensive and daunting task, but by simply changing the hardware, you can give your kitchen a fresh new look.

4 Pamper your bathroom When doing your upgrades don’t forget about your bathroom. You can transform the space just by changing the faucets and showerheads. Fixtures come in a variety of styles and finishes that complement your already existing bathroom décor. Try Price Pfister’s Pasadena collection (pricepfister.com). You can even go the extra mile by changing the hardware on your vanity to accompany the style.

5 New floors Laying new flooring used to be dreaded by many and could take up to a week to complete, but now, with an array of new flooring products, you can install a floor from start to finish in a weekend. Putting in new floors can drastically change the look of a room, and definitely increases its value.

Increase the value of your home this winter with these five tips

Abbeydale ............................................664Albert Park ...........................................730Applewood ..........................................768Calgary International Airport ............624Castleridge ..........................................676Castleridge Estates .............................678Coral Springs ......................................688Deerfoot/Skyline Ind Park ..................615Dover ...................................................738Dover Glen ..........................................736Eastfi eld ..............................................748Erin Woods ..........................................740Falconridge ..........................................680Fonda ...................................................726Forest Heights .....................................762

Forest Lawn .........................................764Franklin/Meridian Ind Park ................630Horizon Industrial Park ......................640Marlborough .......................................660Marlborough Park ...............................662Martindale ...........................................682Mayland Heights ................................600Mayland Heights East ........................604Mccall/Airways Ind Park ....................610Monterey Park .....................................670Parkridge Estates .................................671Penbrooke............................................766Pineridge .............................................668Radisson Heights ................................728Red Carpet/Mountview Mhp .............770

Rundle .................................................666Saddle Ridge .......................................645Southview............................................732Valleyfi eld ...........................................744Vista Heights .......................................605West Dover ..........................................734Whitehorn ...........................................672Stoney Industrial.................................625Sunridge Industrial Park ....................635Taradale ...............................................684Temple .................................................674

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AIL

MARQUIS OF LORNE TRA

TRANSCA NADA HIGHWAY

Cougar Ridge

WestSprings

Aspen Woods

StrathconaPark

Christie ParkSignature

Parke

Signal Hill

RichmondHill Glamorgan

Glenbrook

Glendale

Shaganappi

Killarney

CFBCurrie

Lincoln Park

Lakeview

Eagle Ridge Kin

gsla

ndC

anyo

nM

eado

ws

Pal

liser

Pum

phill

Bayview Haysboro

Braeside

OakridgeEstates

Oakridge

Cedarbrae

Woodbine

Woodland

ShawneeSlopes

MillriseEvergreen

BridlewoodSomerset

Shawnessy

aC

nwodae

M noy Esta

tse

Sou

thw

ood

LakeviewVillage

NorthGlenmore Park

WindsorPark

Altadore/River Park

ElbowPark

Bankview

SouthCalgary

Bel Air

KelvinGrove

ChinookPark

MayfairMeadowlarkPark

Mis

sion

Par

khill

/S

tanl

ey P

ark E

rlton

Roxboro

ElboyaBritannia

Ric

hmon

d

Rutla

nd P

ark

Scarborro

Sunalta

Connaught

MountRoyal

Downtown

VictoriaPark

WestEnd

EastVillage

EauClaire

Westgate Roscarrock

WildwoodSpruceCliff

CoachHill

Patterson

SpringbankHill

Discovery Ridge

The

Slo

pes

Cresmont

zoneCcommunities & mls numbers

aroundthehouse

Winter is here and there are a few small, inexpensive weekend projects that can spruce up the look of

your home and potentially increase its overall value.

“The smallest changes can make a huge difference, and people are usually surprised at how changing a faucet or doorknob can alter the overall look of a room,” says Mark Wallace, Stanley Black & Decker Hardware and Home Improvement Group. “If you

find yourself spending more time indoors during the winter months, it’s a great time to get down to work and make some easy but noticeable upgrades in your home.”

Here are five tHings you can do around your Home to increase its value:

1 Fresh coat of paint One of the easiest, and most common, weekend renovations is re-painting. A fresh coat of paint can go a long way, especially in high-traffic rooms that are usually seen by visitors, such as the entrance way, living room and kitchen. Be sure to pick colours that are reflective of your personality but aren’t so trendy that you’ll be sick of them within a few months.

2 Spruce up your doors If you’re looking to alter the overall look and style of your home, changing doorknobs is a quick, easy and relatively inexpensive way to do so. Whether you are looking for sleek and modern or ornate and traditional, choosing the right doorknobs will can further help to reflect your personality on your home décor. Weiser’s knob and lever sets come in a variety of unique styles, from the classic ball-shaped Huntington to the decorative Maya (weiserlock.com).

3 Revive your kitchen cupboards Changing your kitchen cupboards can be an expensive and daunting task, but by simply changing the hardware, you can give your kitchen a fresh new look.

4 Pamper your bathroom When doing your upgrades don’t forget about your bathroom. You can transform the space just by changing the faucets and showerheads. Fixtures come in a variety of styles and finishes that complement your already existing bathroom décor. Try Price Pfister’s Pasadena collection (pricepfister.com). You can even go the extra mile by changing the hardware on your vanity to accompany the style.

5 New floors Laying new flooring used to be dreaded by many and could take up to a week to complete, but now, with an array of new flooring products, you can install a floor from start to finish in a weekend. Putting in new floors can drastically change the look of a room, and definitely increases its value.

Increase the value of your home this winter with these five tips


Abbeydale ............................................664Albert Park ...........................................730Applewood ..........................................768Calgary International Airport ............624Castleridge ..........................................676Castleridge Estates .............................678Coral Springs ......................................688Deerfoot/Skyline Ind Park ..................615Dover ...................................................738Dover Glen ..........................................736Eastfi eld ..............................................748Erin Woods ..........................................740Falconridge ..........................................680Fonda ...................................................726Forest Heights .....................................762

Forest Lawn .........................................764Franklin/Meridian Ind Park ................630Horizon Industrial Park ......................640Marlborough .......................................660Marlborough Park ...............................662Martindale ...........................................682Mayland Heights ................................600Mayland Heights East ........................604Mccall/Airways Ind Park ....................610Monterey Park .....................................670Parkridge Estates .................................671Penbrooke............................................766Pineridge .............................................668Radisson Heights ................................728Red Carpet/Mountview Mhp .............770

Rundle .................................................666Saddle Ridge .......................................645Southview............................................732Valleyfi eld ...........................................744Vista Heights .......................................605West Dover ..........................................734Whitehorn ...........................................672Stoney Industrial.................................625Sunridge Industrial Park ....................635Taradale ...............................................684Temple .................................................674

SAR

CE

E T

RA

IL

MA

CLE

OD

TR

AIL

MARQUIS OF LORNE TRA

TRANSCA NADA HIGHWAY

Cougar Ridge

WestSprings

Aspen Woods

StrathconaPark

Christie ParkSignature

Parke

Signal Hill

RichmondHill Glamorgan

Glenbrook

Glendale

Shaganappi

Killarney

CFBCurrie

Lincoln Park

Lakeview

Eagle Ridge Kin

gsla

ndC

anyo

nM

eado

ws

Pal

liser

Pum

phill

Bayview Haysboro

Braeside

OakridgeEstates

Oakridge

Cedarbrae

Woodbine

Woodland

ShawneeSlopes

MillriseEvergreen

BridlewoodSomerset

Shawnessy

aC

nwodae

M noy Esta

tse

Sou

thw

ood

LakeviewVillage

NorthGlenmore Park

WindsorPark

Altadore/River Park

ElbowPark

Bankview

SouthCalgary

Bel Air

KelvinGrove

ChinookPark

MayfairMeadowlarkPark

Mis

sion

Par

khill

/S

tanl

ey P

ark E

rlton

Roxboro

ElboyaBritannia

Ric

hmon

d

Rutla

nd P

ark

Scarborro

Sunalta

Connaught

MountRoyal

Downtown

VictoriaPark

WestEnd

EastVillage

EauClaire

Westgate Roscarrock

WildwoodSpruceCliff

CoachHill

Patterson

SpringbankHill

Discovery Ridge

The

Slo

pes

Cresmont

zoneCcommunities & mls numbers


marketanalysis

B Y H E AT H E R R YA N

soared above previous year

2012 residential sales activity

Combined residential sales activity in the City of Calgary in 2012 soared close to 15 per cent above the previous year totals, according in figures released by the Calgary Real Estate Board (CREB).

The combined residential sales – single-family homes and condos – within city limits for 2012 totalled 21,207, a 14.7 per cent increase over the 18,496 in sales recorded in 2011. The combined residential sales in the month of December were 1,083 up 5.7 per cent from December 2011’s 1,025 sales.

Meanwhile, single-family sales in December in the City of Calgary were 745, a 3.9 per cent hike over December 2011’s 717, although a 25.9 per cent drop from the 1,006 sales in November.

Condo apartment sales in the City of Calgary totalled 219 in December, a 19.7 per cent increase over the 183 sales recorded in December 2011, but a 13.4 per cent decrease from November’s 253. Condo townhome sales were 119 in December, an 4.8 per cent drop from last December’s 125 total, and down a whopping 39.9 per cent decline from the 198 in sales recorded in November.

The drop in sales from November to December “is very seasonal, we typically see activity drop off in December,” says CREB president Bob Jablonski, but adds the good news is “the sales in 2012 we’re better than what we expected at the beginning of the year.

“As time went on, the confidence in the local marketplace increased and it helped

maintain sales,” he says. “We definitely saw recovery from 2011 and enjoyed a balanced market.”

Jablonski was surprised at the continued drop in inventory throughout 2012. “The listings are down quite a bit. New listings are coming on, but when people see what’s new on the market they zoom in on it and if they see value, it moves quickly.”

The number of new listings added for combined residential sales in Calgary during 2012 totalled 31,847, down 6.5 per cent from the 34,068 added in 2011.

The number of new single-family homes listings added in December totalled just 626, a 45.9 per cent drop from November’s 1,157, and down 16.9 per cent from the 753 new listings added in December 2011.

New condo apartment listings added in December were 143, down 50 per cent from the 286 in November, and a 28.1 per cent drop from the 199 recorded in December 2011, and new condo townhouse listings in December were 113, down 39.9 per cent from the 188 added in November and a 8.9 per cent drop from the 124 added in November 2011.

With the drop in inventory, it was clear that buyers who couldn’t find what they were looking for in Calgary looked to the surrounding towns, as residential sales were up 20.6 per cent compared to 2011.

The decline in inventory also helped to boost prices during 2012. The average price for combined residential sales for the year was $428,655 up 3.44 per cent from 2011’s average of $414,391.

The benchmark price for single-family homes in the City of Calgary in December was $434,800, an 8.7 per cent hike over the $399,900 price in December 2011, and up slightly from November’s $433,600.

Meanwhile, the benchmark price for condo apartments in December was $248,700, 5.4 per cent higher than last December’s $236,000 and up a notch from November’s $248,000. The condo townhomes’ benchmark price was $284,100 in December, up 4.2 per cent from December 2011’s $272,700, and up slightly from November’s $282,800.

“The lack of inventory put some upward pressure on prices, and prices steadily increased during 2012, but we didn’t see a big uptick,” Jablonski says. “We enjoyed a more normal marketplace and with more people coming into Calgary, more jobs being created and continued confidence in the local economy, we should see the market continue along this course in 2013.”

Acadia ...................................................215Auburn Bay ..........................................365Blackfoot Mobile Park .........................217Chaparral ..............................................280Copperfi eld .........................................355Cranston ...............................................360Deer Ridge ...........................................265Deer Run ..............................................270Diamond Cove .....................................252Douglas Glen .......................................320Douglas Ridge ......................................330Douglasdale Estates ............................325Fairview ................................................210

Foothills Industrial Park ......................340Highfi eld ..............................................205Inglewood ............................................200Lake Bonavista .....................................235Lake Bonavista Downs ........................245Lake Bonavista Estates ........................240Lynnwood Rdg/Riverglen/Ogden ......300Mahogany ............................................375Manchester ...........................................207Maple Ridge .........................................230Mckenzie Lake .....................................335Mckenzie Towne ..................................345Midnapore ............................................255

New Brighton .......................................350Ogden/Lynnwood ................................305Parkland ................................................260Quarry Park ..........................................315Queensland ..........................................250Ramsay .................................................202Riverbend .............................................310Seton .....................................................370South Hill .............................................306Sundance ..............................................275Willow Park ..........................................220Willow Park Estates .............................225

GLENMORE TRAIL

MA

CLE

OD

TR

AIL

MARQUIS OF LORNE TRAILD

EER

FOO

T T

RA

IL

FoothillsIndustrial Park

ShepardIndustrial Park

OgdenLynnwood

Riverbend

Fairview

Manchester

Highfield

InglewoodRamsay

Acadia

Willow Park

Queensland

DiamondCove

DeerRidge Deer Run

ParklandMidnapore

Sundance

McKenzieLake

DouglasdaleEstates

DouglasRidge

DouglasGlen

McKenzieTowne

Copperfield

NewBrighton

Cranston

AuburnBay

Seton

LakeChaparral

WillowPark Est

LakeBonavistaEstates

Lake Bonavista

Maple R

idge

zoneDcommunities & mls numbers

marketanalysis

B Y H E AT H E R R YA N

soared above previous year

2012 residential sales activity

Combined residential sales activity in the City of Calgary in 2012 soared close to 15 per cent above the previous year totals, according in figures released by the Calgary Real Estate Board (CREB).

The combined residential sales – single-family homes and condos – within city limits for 2012 totalled 21,207, a 14.7 per cent increase over the 18,496 in sales recorded in 2011. The combined residential sales in the month of December were 1,083 up 5.7 per cent from December 2011’s 1,025 sales.

Meanwhile, single-family sales in December in the City of Calgary were 745, a 3.9 per cent hike over December 2011’s 717, although a 25.9 per cent drop from the 1,006 sales in November.

Condo apartment sales in the City of Calgary totalled 219 in December, a 19.7 per cent increase over the 183 sales recorded in December 2011, but a 13.4 per cent decrease from November’s 253. Condo townhome sales were 119 in December, an 4.8 per cent drop from last December’s 125 total, and down a whopping 39.9 per cent decline from the 198 in sales recorded in November.

The drop in sales from November to December “is very seasonal, we typically see activity drop off in December,” says CREB president Bob Jablonski, but adds the good news is “the sales in 2012 we’re better than what we expected at the beginning of the year.

“As time went on, the confidence in the local marketplace increased and it helped

maintain sales,” he says. “We definitely saw recovery from 2011 and enjoyed a balanced market.”

Jablonski was surprised at the continued drop in inventory throughout 2012. “The listings are down quite a bit. New listings are coming on, but when people see what’s new on the market they zoom in on it and if they see value, it moves quickly.”

The number of new listings added for combined residential sales in Calgary during 2012 totalled 31,847, down 6.5 per cent from the 34,068 added in 2011.

The number of new single-family homes listings added in December totalled just 626, a 45.9 per cent drop from November’s 1,157, and down 16.9 per cent from the 753 new listings added in December 2011.

New condo apartment listings added in December were 143, down 50 per cent from the 286 in November, and a 28.1 per cent drop from the 199 recorded in December 2011, and new condo townhouse listings in December were 113, down 39.9 per cent from the 188 added in November and a 8.9 per cent drop from the 124 added in November 2011.

With the drop in inventory, it was clear that buyers who couldn’t find what they were looking for in Calgary looked to the surrounding towns, as residential sales were up 20.6 per cent compared to 2011.

The decline in inventory also helped to boost prices during 2012. The average price for combined residential sales for the year was $428,655 up 3.44 per cent from 2011’s average of $414,391.

The benchmark price for single-family homes in the City of Calgary in December was $434,800, an 8.7 per cent hike over the $399,900 price in December 2011, and up slightly from November’s $433,600.

Meanwhile, the benchmark price for condo apartments in December was $248,700, 5.4 per cent higher than last December’s $236,000 and up a notch from November’s $248,000. The condo townhomes’ benchmark price was $284,100 in December, up 4.2 per cent from December 2011’s $272,700, and up slightly from November’s $282,800.

“The lack of inventory put some upward pressure on prices, and prices steadily increased during 2012, but we didn’t see a big uptick,” Jablonski says. “We enjoyed a more normal marketplace and with more people coming into Calgary, more jobs being created and continued confidence in the local economy, we should see the market continue along this course in 2013.”


Acadia ...................................................215Auburn Bay ..........................................365Blackfoot Mobile Park .........................217Chaparral ..............................................280Copperfi eld .........................................355Cranston ...............................................360Deer Ridge ...........................................265Deer Run ..............................................270Diamond Cove .....................................252Douglas Glen .......................................320Douglas Ridge ......................................330Douglasdale Estates ............................325Fairview ................................................210

Foothills Industrial Park ......................340Highfi eld ..............................................205Inglewood ............................................200Lake Bonavista .....................................235Lake Bonavista Downs ........................245Lake Bonavista Estates ........................240Lynnwood Rdg/Riverglen/Ogden ......300Mahogany ............................................375Manchester ...........................................207Maple Ridge .........................................230Mckenzie Lake .....................................335Mckenzie Towne ..................................345Midnapore ............................................255

New Brighton .......................................350Ogden/Lynnwood ................................305Parkland ................................................260Quarry Park ..........................................315Queensland ..........................................250Ramsay .................................................202Riverbend .............................................310Seton .....................................................370South Hill .............................................306Sundance ..............................................275Willow Park ..........................................220Willow Park Estates .............................225

GLENMORE TRAIL

MA

CLE

OD

TR

AIL

MARQUIS OF LORNE TRAIL

DEE

RFO

OT

TR

AIL

FoothillsIndustrial Park

ShepardIndustrial Park

OgdenLynnwood

Riverbend

Fairview

Manchester

Highfield

InglewoodRamsay

Acadia

Willow Park

Queensland

DiamondCove

DeerRidge Deer Run

ParklandMidnapore

Sundance

McKenzieLake

DouglasdaleEstates

DouglasRidge

DouglasGlen

McKenzieTowne

Copperfield

NewBrighton

Cranston

AuburnBay

Seton

LakeChaparral

WillowPark Est

LakeBonavistaEstates

Lake Bonavista

Maple R

idge

zoneDcommunities & mls numbers

b r i t i s h c o l u m b i a & a l b e r t a

FEBRUARY 2013

Gleniffer Lake • Gull Lake • Sylvan Lake • Invermere/Columbia Valley • Okanagan Region • Vancouver Island

Real PRoPeRties

f i n d y o u r h a p p y p l a c e

Call Nancy Direct (250)514-4750

Nancy Vieira

Nancy VieiraCall Nancy Direct (250) 514-4750for Victoria & Southern Vancouver Island

See Photos and Virtual Tour of Properties at www.nancyvieira.com

ISLAND LIVING AT its BEST! Make this the best move of your life!

PORT

REN

FREW

CENT

RAL

SAAN

ICH

DUNC

AN

$235,0002.47 acres, Drilled well River front/ Ocean and Mountain Views

$189,9001.01 acreswalk to French Beach

$1,200,0003.14 AcresOcean front estate lot

$259,000 2 bed/1 bathUltra modern lower half duplex. Ocean and Mountain views. No Fees

$69,9002 bed/ 2 bathManu Single-WidePad rent: $375/mth

$269,9003 bed/ 2 bath Half Duplex. Huge Corner lot. No fees

$77,7773 bed/ 2 bathManu Double-WidePad rent: $455/mth

$459,000Ultra modern top fl oors half duplex. Ocean and Mountain views, no fees3 bed/ 4 bath

$399,9002 bed/1 bath, 1.79 Acres, Subdividable Municipal water

$134,9002 bed/ 1 bathM Assmt: $214No Restrictions!

$449,900 4 Bed/ 2 BathBright family home0.36 acre. Hot Tub!

$799,9003 bed/ 3 bathOcean Views2.56 Acres

$199,9001.99 AcresRural building lot

$165,000BusinessTurn Key OperationYarn Store

SOOK

E

SOOK

E

SOOK

ESO

OKE

SOOK

E

SOOK

E

SOOK

ESO

OKE

SOOK

E

SOOK

ESO

OKE

SOOK

ESO

OKE

SOOK

E

JORD

AN R

IVER

SOOK

ECO

BBLE

HIL

LVI

CTOR

IA

Call Nancy Direct (250)514-4750Virtual tours at www.nancyvieira.com • [email protected] •Toll Free 1.800.665.5303Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Mill Bay 250.733.0770Nancy VieiraNancy Vieira Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Cobble Hill 250.743.3838

Call Nancy Direct (250)514-4750

Virtual tours at www.nancyvieira.com • [email protected] • Toll Free1.800.665.5303

LEVEL ENTRY RANCHER WITH WALK-IN BASEMENT$599,900 - 614 Parkway Place, Colwood

PLUS a 2-bedrm In-law and many extras in quiet and picturesque surroundings.High quality finishing, open floor plan-car garage plus ample driveway,landscaped lot, 2 decks & patio, skylights, plus so much more.

PRICELESS TREASURE OFFERED! $349,900 - 7230 Sea Cliff, East Sooke

Tranquil views of Whiffen Spit & Sooke Harbour from this .26 ACRE sunny southoceanfront lot. The Silver Spray Development has wonderful plans which willonly increase your investment. City water & hydro at lot. Southern tip ofVancouver Island.

STEPS FROM THE OCEAN$499,900 - 7062 Richview Dr, Sooke

Your own Private Park in your back yard! Just about an acre (.89) Steps from theever changing Whiffen Spit Park. Lots of land for farm style gardening. Toweringfir trees lead into a quiet glen where you find a private fire pit and an area tobuild a small cottage for your guests! RV, Boat or Yacht fit can easily fit!

PRIVACY $599,900 - 681 Seedtree, Sooke

Panoramic mountain views! 1.43 acre property with welcoming Kio pond &beautifully fenced garden. Level entry custom built, stunningly beautiful home withopen plan, 10 ft ceilings, solid oak flooring & gourmet kitchen. Spacious master onmain boasts ensuite with luxurious soaker tub & separate double shower.

SOUTH COAST PARADISE FOUND Chalets start at $299,900 - Trailhead, Jordan River

Located in a coastal temperate rain forest, Sooke enjoyssome of the mildest weather in Canada. "Nature at YourDoorstep" with west coast salmon fishing, whale andsea life watching, bird watching right at your doorstep.The Juan de Fuca Trail, West Coast Trail, beautiful westcoast beaches: China Beach, Mystic Beach, BotanicalBeach are all within a short hike or drive. ComeExperience the Pacific Coast surfing at Jordan River andSombrio Beach. Unlimited natural sightseeing or justrelax and unwind! Less than one and half hour scenicdrive to BC's capitol city, Victoria: Butchart Gardens,museums, music and arts festivals, world-class shoppingand dining. A short 20 minute drive from the small townof Sooke for dining,Art Galleries, Spas, grocery shopping,services, and the world famous Sooke Harbour House.Within 1 1/2 hours drive to numerous golf courses:Olympic View, Bear Mountain and Oak Bay. Get yourpiece of west coast paradise.

Open Saturday and Sunday 12 pm to 4 pm

Nancy Vieira Right 9/11/09 3:29 PM Page 1

See Photos and Virtual Tour of Properties at www.nancyvieira.com

ISLAND LIVING AT its BEST! Make this the best move of your life!

$989,900183 acres, Port Renfrew, Ocean and Mountain Views!PO

RT R

ENFR

EW

$279,900Ocean View Lot0.39 acres

CENT

RAL

SAAN

ICH

$157,0002 bed/ 2 bathCondo fee $221DU

NCAN

$199,900Wild Coast Cottages, Ocean side walking path, Boat Launch, Monthly Fee $131PO

RT R

ENFR

EW

$163,0002 bed/ 1 bathManu Single-WidePad rent: $427/mthCE

NTRA

L SA

ANIC

H

$235,0002.47 acres, Drilled well River front/ Ocean and Mountain Views

$69,9002 bed/ 2 bathManu Single-WidePad rent: $375/mth

$269,9003 bed/ 2 bath Half Duplex. Huge Corner lot. No fees

$134,9002 bed/ 1 bathM Assmt: $214No Restrictions!

$449,900 4 Bed/ 2 BathBright family home0.36 acre. Hot Tub!

$799,9003 bed/ 3 bathOcean Views2.56 Acres

$165,000BusinessTurn Key OperationYarn Store

$249,9003 bed/ 2 bathTimber Chalet

JORD

AN R

IVER $499,900

Greenhouses on 8 AcresCO

BBLE

HIL

L

$1,500,000Two HomesRevenue Property13.19 acres

$299,900. Top Floor Condo2 Bed/ 2 BathOver 1400 Sq. Ft.M Assmt: $275

DUNC

AN

$889,0002 bed/ 1 bath3.7 acresOcean front

SOOK

E

COBB

LE H

ILL

$269,9001 bed/ 2 bath 1.05 acresWalk to lake

YOUB

OU

$30,000Food Store, Restaurant/Bar1,247 sq.ft.Monthly rent $426

SOOK

E

$549,9004 bed/ 2 bath.61 AcreHandcrafted log home

COBB

LE H

ILL

$325,0002 bed/ 2 bathTop Floor RemediatedM Assmt: $214

VICT

ORIA

out of town

CALGARY

Bragg Creek

Black DiamondTurner Valley

Cochrane

Airdrie

StrathmoreStandard

HussarChestermere

Langdon

Shepard

Dalemead

DeWinton Carseland Mossleigh

Arrowwood

Gleichen

ClunyBassano

Milo

Blackie

Okotoks

Longview

High River

Cayley

Nanton

Stavely

Claresholm

Vulcan

Champion

Caramangay

Crossfield

Didsbury

Cremona

Bearspaw

Balzac

Carstairs

Acme

Carbon

Rockyford

Beieker

Irricana

KeomaDelacourt Dalroy

Lyalta

Katherine

1A

1

168

22

22

7

8

22

22 2A

21

72 9

24

23

2

2A

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2

27

22X22X

567

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840842

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regional map

RICHARD KIMRE/MAX HOUSE OF REAL ESTATE

C 403.616.0734 ♦ E [email protected] ♦ F 403.476.5200

W www.richkim.ca#20, 2439 - 54th Ave. S.W.

Calgary, AB T3E 1M4House of Real EstateIndependently Owned and Operated

Prime location-walk to U of C•

Professionally renovated bungalow•

Virtually a new house •

Stunning kitchen with built in wall oven•

4 bedrooms and 3 full baths•

Oversized double garage•

New roof, siding, windows, heating, •

plumbing and electrical

CHARLESWOOD - 2507 34 AVE. NW • $779,000

Over 2000sf main fl oor offi ce condo•

Confi gured with 7 offi ces & open area•

Mens and ladies washrooms and storage•

Includes 4 parking stalls and visitor •

parking

Ideal for professional corporation•

Walk to Chinook C-train •

#102, 5740 2ST SW, MANCHESTER. OFFICE CONDO FOR SALE • $675,000

Exceptional 2 bedroom 2 bath unit•

Gorgeous granite counters throughout•

Large master suite with 2 closets•

Underground parking•

Amenities include indoor pool and •

exercise facility

Walk to new Westbrook LRT!•

THE ENCORE TOWER - 505, 77 SPRUCE PLACE SW • $369,000

Highly sought after ridge location •

Spectacular views!!!•

3170 sf plus 1272 sf lower lever•

Single attached plus double detached •

garage

Top-of-the-line fi nishing’s•

Still time to pick your colors•

2912 TORONTO CRESENT NW • $2,225,000

featureproperty

unparalleled beauty

Magnificent $11.5 million estate offers ultimate luxury,

A discriminating buyer who wants the ultimate in luxury – a home that is an oasis in the heart of Calgary, that provides unparalleled comfort and beauty, and is beyond unique – will embrace this magnificent $11.5 million estate in Crescent Heights.

This 10,000-sq.-ft. marvel offers an incredible four levels of living space and presents stunning views of the downtown, the Bow River and Rockies.

“This is truly an amazing bespoke home; there is really no other home like it,” says John Hripko, Realtor with the Ripco Real Estate Team, Royal LePage Foothills. “It presents a contemporary, yet classic, style and everything is very well thought out. You can entertain huge groups inside or out, yet it’s comfortable and relaxing with family. It’s breathtaking and the views are incredible.”

As you enter the massive double entry doors, you’ll be

B y H e at H e r r ya n

unparalleled beauty

Magnificent $11.5 million estate offers ultimate luxury,

awestuck by the grand curved rotunda staircase that leads to all levels and has a curved glass design, perfect for displaying distinct pieces of furniture and artwork. The immense foyer is brightened by the Guggenheim-inspired towering dome ceiling, creating a dramatic look and opulent feel.

The main floor study presents a traditional look with a richly-stained wood flooring and built-in bookcase, with a private concealed bathroom.

Two walls of floor-to-ceiling glass ensure not only unobstructed views but plenty of natural light for the living room. You also have direct access to the backyard and patios – perfect for extending your entertaining outdoors.

The gourmet kitchen is a chef ’s dream serving up dark-stained cherry cabinets that allow the professional appliances to blend in seamlessly, a massive two-tier granite-topped island with lower breakfast table, and a relaxing sitting/library area.

Sliding frosted-glass partition doors separate the expansive formal dining room from the kitchen and living room and it has a wall of glass with doors opening onto the patio. The drapery-covered convex walls, an Asian-inspired ceiling design and two-sided fireplace combine to create an intimate feel.

The 526-sq.-ft. master suite provides its own luxurious retreat with fully automated window coverings and sound system, a two-way fireplace shared with the ensuite, wet bar, private deck and staircase leading to the parapet. Owners can pamper themselves in the seven-star spa ensuite that includes a deep soaker tub, expansive steam shower surrounded in exotic granite, long vanity with dual sinks, bidet, large mirrored storage closets, TV and exquisite flooring. The huge custom walk-in closet has a 12-ft. ceiling, built-ins and a spectacular chandelier.

On the second level you’ll discover two Paul Lavoie-designed bedrooms offering unparalleled lighting and design features including a 14-ft. storybook-inspired Cathedral ceiling, ensuites for each bedroom, a glass surrounded conservatory and an impressive bonus room/fourth bedroom that offers great views, two balconies and an ensuite.

The third level is dominated by angles and curves in the den/library that would also make an ideal art studio, and it’s surrounded in windows so you can enjoy panoramic views.

This home also has it own parapet with unobstructed panoramic views of downtown, the river valley, Nose Hill and the mountains, a spacious private deck and hot tub.

Down in the lower level, a cosy wet bar is nestled at the base of the circular staircase; there is a large entertainment area ideal for a kids’ playroom or a family room, a home theatre and two more bedrooms. The highlight of the lower level is the health-club calibre fitness room with rubber floor, individual climate controls and two TVs.

The home also features a three-door garage (one is an RV-door) with space for six cars by utilizing car lifts, a secured gated driveway that incorporates in-ground lighting, and private gardens.

Check out more information on this amazing Crescent Heights estate by visitingripco.ca or contact John Hripko, 403-245-4477.

featureproperty

luxury living

Fabulous Mount Royal estate offers a half-acre of

Centrally located on one of the most desirable streets in the heart of Upper Mount Royal, minutes away from trendy 17th Avenue, is this incredible estate home on a half-acre property that offers all the luxury and features you desire.

The residence, which is more than 12,000 sq. ft., offers three fully-developed levels boasting a fir post-and-beam style reminiscent of mountain resorts. It features six bedrooms, an indoor pool, expansive living and entertaining areas and an oversized triple-car garage.

“This home is like having a mountain chalet in the heart of the city,” says John Hripko, Realtor with Ripco Real

Estate Team, Royal LePage Foothills. “It’s a home where you can entertain a massive amount of people, yet it is also an intimate family home. There are 16 hidden passageways where the kids can explore and play, so that’s pretty neat.”

Entering the home you’ll adore the eye-catching 30-ft. fir-beamed cathedral ceilings, wide plank flooring and rustic yet elegant feel. Around the corner from the fabulous foyer is a raised library with custom built-ins, and to the left of the entry is a roomy den/office with full ensuite, built-ins and a Murphy bed so it can easily be converted to a guest bedroom.

The expansive great room has three exterior double

B y H e at H e r r ya n

luxury living

Fabulous Mount Royal estate offers a half-acre of

doors extending your entertainment area into the massive outdoor gardens; a floor-centered, floor-to-ceiling stone fireplace provides a subtle separation from the rest of the main floor, giving the great room an intimate feel.

The formal dining room has substantial cabinetry, easily accommodates large groups and has an adjoining well-appointed wine room.

A stunning custom-crafted, two-storey water feature nestled by the curving staircase is a showpiece on the main level and visible from many vantage points.

Towards the rear of the home, an expansive gourmet kitchen dishes up professional appliances, decorative tile backsplash, a fireplace, massive island with eating bar, granite counters and custom ceiling-height cabinetry. The kitchen is open to the spacious dining nook made bright by a bank of south facing windows and glass doors to a patio.

The adjoining family room has wood beamed cathedral ceilings and an oversized fireplace set in a full wall of cabinetry. There is also a large walk-through pantry, rear mudroom, powder room and laundry/storage.

Upstairs, owners will relax in their private master suite offering uninterrupted views of the heavily treed, private rear yard and a private balcony. The warmth of the fireplace enhances the towering cathedral ceiling and the extended full wall of built-in shelving.

The lavish ensuite provides a spa-like atmosphere with soaker tub, oversized walk-in, multi-head shower, and dual

sinks in a corner-shaped vanity that are separated by a bank of drawers. There is also a substantial two-level walk-in closet, a second area that can be converted to additional closet space and a luggage closet. A private second stairwell connects the ensuite area to the main and lower levels.

All four additional second-floor bedrooms offer exceptional ceiling heights and you’ll find various features such as fireplaces, separate study areas, ensuites, artistic wall artwork and a Juliette balcony.

In the lower level there is a state-of-the-art media room, infrared sauna, games and rec rooms, a fireplace and bar in the family room, spacious gym and a large bedroom with ensuite.

Housed in a separate but connected structure, the indoor pool is encased by walls of windows, has a shallow area for youngsters, a water feature and a second-floor balcony. There are also convenient change rooms, a steam room, a traditional sauna and a powder room.

Outside a hot tub is enclosed in a grotto-style private area, and the grounds have been professionally landscaped, incorporating spectacular lighting, colourful gardens, several patios and an irrigation system

For more information on this fabulous Mount Royal estate, visit ripco.ca or contact John Hripko, 403-245-4477.

Luxury HomesPh: 403.245.4477 toll free: 1-800-741-5741

www.calgarycondopros.comwww.luxurycalgaryhomes.ca

MORE Service, MORE Exposure, MORE ResultstoP of roYAl lePAGe IN CANADA1%

WWW.RIPCO.CA

$1,495,000 MLS# C3546170

$2,498,000 MLS# C3543567

$3,390,000 MLS# C3543564

$8,500,000 MLS# C3547568

$2,195,000 MLS# C3545968

Altadore – New Home

CFB Currie – New Home

Elbow Park – New Home

Mount Royal

Springbank Hill – New Home

Former •Developer secure access penthouse

Panoramic •views, 1900 sq ft 2 storey, 300 sq ft skydeck

2 bdrms, 2 full •baths, 2 heated underground parking

Sasso in Victoria Park $950,000

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Renovated •2 bdrm 2 bath

Granite •counters, SS appliances, insuite laundry

Corner balcony •with panoramic views

Pet friendly, •well maintained building

Westbow in Connaught $324,900

Spacious •west facing 2 bedroom.

Granite & SS •Appliances.

Concrete •building built in 2009

Short walk to •new LRT station

Killarney 2 bedroom $299,900

• Glenmeadow Gardens a highly sought after 55+ complex

• 2 bedroom converted into a 1 bedroom

• Spacious living room & dining room.

• Main fl oor unit & Underground parking

Glenbrook 55+ complex $219,900

Call us today for your no obligation market evaluation!Your Home Could be here!

3 Bedroom •Town house

Over sized •Double attached garage

Central AC •Fenced Back •yard.

Phase II of •London at Heritage Station

2 bedrooms •2 Full Baths 1126 sq ft

Stunning •mountain views from the interior of unit

Single Indoor •Parking, Ensuite Laundry, Like New

2 Storey •Penthouse unit

2 bedrooms 2 •full baths

25ft West •Facing patio with great views

AC, built in •speakers, 2 indoor parking.

McKenzie Town “to new for price”

I like London Phase 2 $391,000Colors in Victoria Park $635,000

soLd

soLd

Luxury Homes residentiaL condos investments reLocationPh: 403.245.4477 toll free: 1-800-741-5741

www.calgarycondopros.comwww.luxurycalgaryhomes.ca

MORE Service, MORE Exposure, MORE Results

$1,495,000 MLS# C3546170

$2,498,000 MLS# C3543567

$3,390,000 MLS# C3543564

$8,500,000 MLS# C3547568

$2,195,000 MLS# C3545968

$559,900 MLS# C3547185

$415,900 MLS# C3542154

$2,395,000 MLS# C3537652

$2,795,000 MLS# C3539424

$2,695,000 MLS# C3534333

$2,195,000 MLS# C3526722

$11,500,000 MLS# C3542586

$409 ,900 MLS# C3537783

$795,000 MLS# C3545091

$1,150,000 MLS# C3545317

$2,250,000 MLS# C3543047

$3,280,000 MLS# C3543563

$875,000 MLS# C3539784

$1,450,000 MLS# C3543534

$1,450,000 MLS# C3537055

Altadore – New Home



Mount Royal


Arbour Lake

Cranston

Elbow Valley Estates

Cochrane Horse Ranch


Bearspaw Village – New Home

Crescent Heights

Luxstone in Airdrie

Sienna Hll

The Slopes



Meadowlark Park


Wintergreen Golf Course

www.facebook.com/TeamRipco

www.twitter.com/JohnHripko

www.facebook.com/CalgaryCondoRealtor

www.twitter.com/CalgaryCondoRealtor

• Glenmeadow Gardens a highly sought after 55+ complex

• 2 bedroom converted into a 1 bedroom

• Spacious living room & dining room.

• Main floor unit & Underground parking

Glenbrook 55+ complex $219,900

Call us today for your no obligation market evaluation!Your Home Could be here!

3 Bedroom •Town house

Over sized •Double attached garage

Central AC •Fenced Back •yard.

Phase II of •London at Heritage Station

2 bedrooms •2 Full Baths 1126 sq ft

Stunning •mountain views from the interior of unit

Single Indoor •Parking, Ensuite Laundry, Like New

McKenzie Town “to new for price”

I like London Phase 2 $391,000

soLd

Calgary Resale Home & Condo Guide - 25 Jan., 2013

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Transcript of Calgary Resale Home & Condo Guide - 25 Jan., 2013