BUSINESS BANKING Business Loans - myfmbank.com
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Benefits n You will know who your Banker is! No phone numbers to “who knows where?” ... no endless run-arounds. n Access to expertise to help you evaluate various borrowing options ... and determine the right type of loan or loans. n A sense of urgency in getting your loan approved and in place. We do everything possible to reduce time lapses and cut red tape. n F&M’s bankers are prepared to evaluate how your borrowing needs interplay with other important factors in running your business ... such as your deposit accounts, seasonal cash flow needs and cash management strategies. n Local underwriters are located where your business is ... making it easy to get the help, and the funds, your business needs to thrive. Services You can rely on your F&M Banker to make sure you have the right type of loan – and loan structure – to support the ongoing success of your enterprise. n Agriculture – Whether you need money for land, equipment or seasonal cash flow, F&M understands the unique requirements of Agri-Business. n Construction – If you’re building brand new ... expanding or upgrading facilities ... or making leasehold improvements, F&M thoroughly understands these types of projects. n Credit Cards – From an individual card user to cards for multiple users, F&M will help you gain efficiency in purchasing, while maintaining accountability. n Equipment – Processing, technology and vehicle needs constantly change, but F&M is always ready to help with loans for these types of expenses. n Lines of Credit – Cash flow ebbs and flows for most businesses. F&M will work with you to fill gaps by providing immediate access to the cash you need ... with monthly interest-only payments, based on a variable interest rate. BUSINESS BANKING Business Loans A re banks really in the business of lending money to Small Businesses? At F&M the answer is “yes!” Our bankers will do everything within reason to provide a local business owner with the money needed to operate, upgrade or expand their company. The big difference in working with F&M Bank? Our bankers have a wide variety of loan types to offer in the Middle Tennessee markets they serve. The way we see it, we’re in business to help YOUR business succeed! Member FDIC NMLS# 518158 Equal Housing Lender myfmbank.com/BizLoans Continued on “Business Loans - Page 2” 01/14-POD
Transcript of BUSINESS BANKING Business Loans - myfmbank.com
Benefitsn You will know who your Banker is! No
phone numbers to “who knows where?” ... no endless run-arounds.
n Access to expertise to help you evaluate various borrowing options ... and determine the right type of loan or loans.
n A sense of urgency in getting your loan approved and in place. We do everything possible to reduce time lapses and cut red tape.
n F&M’s bankers are prepared to evaluate how your borrowing needs interplay with other important factors in running your business ... such as your deposit accounts, seasonal cash flow needs and cash management strategies.
n Local underwriters are located where your business is ... making it easy to get the help, and the funds, your business needs to thrive.
ServicesYou can rely on your F&M Banker to make sure you have the right type of loan – and loan structure – to support the ongoing success of your enterprise.
n Agriculture – Whether you need money for land, equipment or seasonal cash flow, F&M understands the unique requirements of Agri-Business.
n Construction – If you’re building brand new ... expanding or upgrading facilities ... or making leasehold improvements, F&M thoroughly understands these types of projects.
n Credit Cards – From an individual card user to cards for multiple users, F&M will help you gain efficiency in purchasing, while maintaining accountability.
n Equipment – Processing, technology and vehicle needs constantly change, but F&M is always ready to help with loans for these types of expenses.
n Lines of Credit – Cash flow ebbs and flows for most businesses. F&M will work with you to fill gaps by providing immediate access to the cash you need ... with monthly interest-only payments, based on a variable interest rate.
B U S I N E S S B A N K I N G
Business Loans
Are banks really in the business of lending money to Small Businesses? At F&M the answer is “yes!” Our bankers will do everything within reason to provide a local
business owner with the money needed to operate, upgrade or expand their company. The big difference in working with F&M Bank? Our bankers have a wide variety of loan types to offer in the Middle Tennessee markets they serve. The way we see it, we’re in business to help YOUR business succeed!
Member FDIC NMLS# 518158 Equal Housing Lender
myfmbank.com/BizLoans
Continued on “Business Loans - Page 2”
01/14-POD
B U S I N E S S B A N K I N G
Business Loans - Page 2
n Owner-Occupied Real Estate – Purchasing a new place? Improving or refinancing an existing space? F&M Bank will go the extra mile on this type of loan!
n Residential Development and Construction – If you build houses and/or develop property, your investment and risk is sizable. F&M’s bankers understand the financial tightrope you walk ... and you’ll benefit from timely draws, risk mitigation and reduced stress. We are prepared to help you with:Property Acquisition and DevelopmentConstruction Lines of Credit Construction-to-Permanent Financing
n Term Loans – This type of loan can fit a wide variety of your business needs ... with the major attraction being a fixed-term (up to five years) with manageable monthly payments (rates and corresponding monthly payment amounts may vary during the term of the loan).
Interested?Contact any F&M Banking location ... or call (800) 645-4199.See F&M Business Loan Checklist to help you expedite your loan application process.
Descriptions of Services do not imply an automatic extension of credit.
