Banking Services GlenvilleBankHolding Branch Locations ... · Branch Locations/Hours...
Transcript of Banking Services GlenvilleBankHolding Branch Locations ... · Branch Locations/Hours...
Banking Services
Insurance Agency Services
Glenville Bank HoldingCompany, Inc. (GBHC) is afinancial holding companywhose principal activity isthe ownership of its twowholly-owned subsidiaries,1st National Bank of Scotia(the Bank) and ScautubAgency, LLC (the Agency).The consolidated statementsof condition include accountsof the GBHC, the Bank, andthe Agency, after eliminationof intercompanytransactions.
We understand howimportant good service is todelivering customersatisfaction and are pleasedto have been serving thelocal community since the1920's. 1st National Bank ofScotia and Scautub Agency,LLC offer a wide range ofbanking and insuranceservices to meet all yourfinancial needs. A friendlyofficer or customer servicespecialist will be happy toanswer your questions ordiscuss your needs.
Branch Locations/HoursAll Drive-up windows available 8:30-closing.
Main Office - 370-7200201 Mohawk Avenue, Scotia, NY 12302Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00Sat .......................................................9:00-1:00
Clifton Park-Halfmoon Office - 370-72901693 Route 9, Clifton Park, NY 12065Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00Sat .......................................................9:00-1:00
Colonie Office - 370-72501705 Central Avenue, Albany, NY 12205Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00Sat .......................................................9:00-1:00
Erie Boulevard Office - 370-7265120 Erie Boulevard, Schenectady, NY 12305Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00
Glenville Office - 370-7260240 Saratoga Road, Scotia, NY 12302Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00Sat .......................................................9:00-1:00
Global Research Office - 370-72171 Research Circle, 2A7 Commons,Niskayuna, NY 12309Mon-Fri .............................8:00-1:00 /1:30-4:00
Guilderland Office - 370-72558 New Karner Road, Guilderland, NY 12084Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00Sat .......................................................9:00-1:00
Niskayuna Office - 370-72451476 Balltown Road, Schenectady, NY 12309Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00Sat .......................................................9:00-1:00
Rotterdam Office - 370-72852695 Hamburg Street, Schenectady, NY 12303Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00Sat .......................................................9:00-1:00
Saratoga Office - 370-7270 or 587-16113013 Route 50, Saratoga Springs, NY 12866Mon-Thurs ..........................................9:00-5:00Fri .......................................................9:00-6:00Sat .......................................................9:00-1:00
Schenectady County Community College78 Washington Avenue, Schenectady, NY 12305
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Deposit Services• Checking Accounts• Corporate Remote Deposit• Savings Accounts• Club Accounts• Certificates of Deposit• Money Market Deposit Accounts• Individual Retirement Accounts• Health Savings Accounts• VISA/MasterCard Merchant Accounts• Online Banking/Online Bill Pay• Corporate Cash Management• Electronic Statements
Loan Services• New and Used Automobile Loans• Boat/RV Loans• VISA/MasterCard Credit Cards• Mortgage Loans• Real Estate Equity Loans• Home Equity Lines of Credit• Commercial Loans• Commercial Lines of Credit
Other Services• Wire Transfers• Safe Deposit Boxes• Moblie Banking• Authorized Overdraft Program
September 30, 2019
MEMBER FDIC
• Personal Lines• Commercial Lines• Public Entities• Life Insurance/Disability• Long Term Care• Fixed Annuities
Insurance and annuity products: Are not deposits. Are notinsured by the FDIC or any other federal government agency.Are not guaranteed by any bank or its affiliates. May godown in value
Visit us online www.scautub.comScautub Office - 346-3427108 North Ballston Avenue, Scotia, NY 12302
Visit us online www.firstscotia.com
41074 Stat of Cond.qxp:22387 10/21/19 2:56 PM Page 1
(dollars in thousands)Sept. 30th
2019 2018
Glenville Bank Holding Company, Inc.DirectorsL. H. Buhrmaster .........................................Chairman of the Board
John H. Buhrmaster ...................President & Chief Executive Officer
Laura M. Dieterich .............Sr. Vice President& Corporate Secretary
David D. Montana.....................................................Lead Director
..............................................................President, Fortune Air, Inc.
..................................................Director, Fenimore Asset Management
David L. Schweizer ................................Chairman Audit Commitee
..................................................Treasurer, Funston Wholesale Corp.
.......................................................... Licensed Real Estate Salesperson
Bruce W. McConnelee ..................................Retired - Hydro Mobile
................................................................................Community Liason
Scott D. Stevens ............................President, Dimension Fabricators
Calvin P. Welch ..................................................Honorary Director
Scautub Agency, LLCDirectorsJohn H. Buhrmaster .....................................Chairman of the Board
Robert J. Dieterich .....Chief Executive Officer& Corporate Secretary
Steven H. Heider .......................Owner, Northway Residential Services
David D. Montana.....................................President, Fortune Air, Inc.
..................................................Director, Fenimore Asset Management
1st National Bank of ScotiaOfficersL. H. Buhrmaster .........................................Chairman of the BoardJohn H. Buhrmaster ...................President & Chief Executive OfficerDiane Smith Faubion .................................Executive Vice PresidentRobert J. Dieterich......................................Executive Vice President......................................................................& Chief Financial OfficerAndrew T. Trainor.....................Sr. Vice President & Sr. Loan OfficerLaura M. Dieterich .............Sr. Vice President & Corporate SecretaryKelly A. Gibbons.........................Sr. Vice President of Retail BankingJames J. Smith ..........................................Chief Information OfficerJoan K. O’Brien ..................................................................AuditorKenneth W. Swain III ................................................Vice PresidentGregory N. Phillips ...................................................Vice PresidentJessica R. Petraccione ................................................Vice PresidentKevin R. Buhrmaster .................................................Vice PresidentChristopher R. Hebbard...............Vice President & Sr. Credit OfficerTeresa A. Freeman.....................................................Vice PresidentRebecca D. Dashnaw.................................................Vice PresidentJoyce A. Poulin .........................................................Vice PresidentJohn G. Dykeman...............................Vice President & ComptrollerAmy E. Belli ..............................................................Vice PresidentDaniel A. Centi .........................................................Vice PresidentO. Neil Thomas ........................................................Vice PresidentNancy R. Harrigan ....................................................Vice PresidentDebra A. Lindsay.........................................Assistant Vice PresidentLouis J. Giammatteo....................................Assistant Vice PresidentCheryl F. Hiller............................................Assistant Vice PresidentKaren E. Ballester ........................................Assistant Vice PresidentLisa A. Case.................................................Assistant Vice PresidentTracey J. Kearns ..............................Training & Performance OfficerCynthia A. Siatkowski .......................................Compliance OfficerPremnarine Jaddu ...................................Branch Operations OfficerEric W. Bode ...........................................Branch Operations OfficerTrisha L. Santiago....................................Branch Operations OfficerKristen D. Faubion..................................Branch Operations OfficerCara K. Pabon .........................................Branch Operations OfficerBetsy Simek-Smith......................................Indirect Lending OfficerTiziana Riccobene.....................................Credit Operations Officer
Scautub Agency, LLCOfficersRobert J. Dieterich..........................................Chief Executive OfficerEdmund J. Catalano.........................................................PresidentMark D. Massaroni ...................................................Vice PresidentGertrude A. Chojecki................................................Vice President
MMEEMMBBEERR FFEEDDEERRAALL RREESSEERRVVEE SSYYSSTTEEMMDDEEPPOOSSIITTSS IINNSSUURREEDD BBYY TTHHEE
FFEEDDEERRAALL DDEEPPOOSSIITT IINNSSUURRAANNCCEE CCOORRPPOORRAATTIIOONN
Cash and cash equivalents:Cash on hand and deposits from financial institutions .........Interest-bearing deposits from financial institutions.............Total cash and cash equivalents
Debt Securities:Debt securities available-for-sale ..........................................Debt securities held-to-maturity ..........................................Total debt securities .............................................................
Equity Securities with readily determinable fair values...............Loans, net of allowance..............................................................Premises and equipment, net .....................................................Leased Property, net ...................................................................Other real estate owned .............................................................Equity Securities not readily marketable ....................................Cash surrender value of life insurance policies...........................Goodwill....................................................................................Other intangible assets, net ........................................................Other assets ...............................................................................
TOTAL ASSETS ...................................................................
Deposits:Non-interest bearing ............................................................Interest bearing....................................................................Total deposits.......................................................................
Other borrowings ......................................................................Other liabilities ..........................................................................
TOTAL LIABILITIES ............................................................
Common stock ..........................................................................Additional paid-in capital ..........................................................Retained earnings ......................................................................Accumulated other comprehensive income (loss) ......................Treasury stock,at cost.................................................................Noncontrolling interests in consolidated subsidiaries.................Total Equity Capital ...................................................................
TOTAL LIABILITIES AND EQUITY CAPITAL.......................
$ 10,286 $11,34822,494 29,30232,780 40,650
40,927 30,5483,487 2,830
44,414 33,37842 180
408,549 404,0556,791 6,4191,863 1,949
87 ------1,139 1,132
998 890178 178829 864
12,832 13,505$510,502 $503,200
$128,957 $129,385331,588 326,744460,545 456,129
3,085 3,3967,453 5,856
471,083 465,381
2 223,102 23,10220,414 17,571(3,704) (2,513)
(551) (495)156 152
39,419 37,819$510,502 $503,200
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Consolidated Statements of Condition
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