Bank Alfalah

download Bank Alfalah

of 43

  • date post

    15-Nov-2014
  • Category

    Documents

  • view

    26
  • download

    0

Embed Size (px)

Transcript of Bank Alfalah

The Abu Dhabi Group is represented in Pakistan by the following entities:

-1-

Vision: To be the premier organization operating locally & internationality that provides the complete range of financial services to all segments under one roof. Mission: To develop & deliver the most innovative products, manage customer experience, deliver quality services that contributes to brand strength, establishes a competitive advantage and enhances profitability, thus providing value to the stakeholders of the bank. Slogan: THE CARING BANK

(SHAHDIN MANZIL, LAHORE)

-2-

Bank Alfalah Limited was incorporated on June 21st, 1997 as a public limitedcompany under the Companies Ordinance 1984. Its banking operations commenced from November 1st ,1997. The bank is engaged in commercial banking and related services as defined in the Banking companies ordinance, 1962. The Bank is currently operating through 195 branches in 74 cities, with the registered office at B.A.Building, I.I.Chundrigar, Karachi.Since its inception, as the new identity of H.C.E.B after the privatization in 1997, the management of the bank has implemented strategies and policies to carve a distinct position for the bank in the market place. Strengthened with the banking of the Abu Dhabi Group and driven by the strategic goals set out by its board of management, the Bank has invested in revolutionary technology to have an extensive range of products and services. This facilitates our commitment to a culture of innovation and seeks out synergies with clients and service providers to ensure uninterrupted services to its customers. We perceive the requirements of our customers and match them with quality products and service solutions. During the past five years, we have emerged as one of the foremost financial institution in the region endeavoring to meet the needs of tomorrow today.

-3-

I. II. III.

Alfalah car Home loans Credit cards

-4-

-5-

Quickest processing. No hidden charges. Minimum down payment. Complete repayment at any point of time. Balance transfer facility {BTF} for existing as well as new clients from other Banks. Tenure period ranging from 1 to 5 years. Financing of all brand new locally assembled vehicles and used cars. Financing limit ranging between Rs. 200,000/- to Rs. 2000,000/- for brand new cars.

Corporate & Individual Car Leasing -6-

BALs recently introduced car leasing facility for individuals and corporate sector has set new dimensions for the product. Now you are provided with the option of either to get the vehicle leased or financed. Insurance Renowned and reliable Insurance companies are offering the competitive rates of insurance. Pay year insurance premium in advance { at the time of down payment } and the remaining in the subsequent equal monthly installment. Repayments Easily affordable installments on monthly basis in the form of post-dated cheques will set you free of depositing your rental cheques every month. Security Hypothecation of vehicle in the name of Bank Alfalah Limited.

Product

Price including ST & Price Including FED ST, FED & WHT w.e.f 01/07/07 w.e.f 01/09/07 317,739 322,783 348,000 353,043 363,130 368,174 393,391 398,435 325,600 330,800 356,600 361,800 372,100 377,300 403,100 408,300

SUZUKI MEHRAN SUZUKI SB308R VX SUZUKI SB308R VX M SUZUKI SB308R VX CNG SUZUKI SB308R VX M CNG SUZUKI SB308R VXR SUZUKI SB308R VXR M SUZUKI SB308R VXR CNG SUZUKI SB308R VXR M CNG SUZUKI ALTO SUZUKI ALTO RA410 VX SUZUKI ALTO RA410 VX M SUZUKI ALTO RA410 VX CNG SUZUKI ALTO RA410 VX M CNG 422,643 427,687 457,948 462,991 433,100 438,300 469,300 474,500

-7-

Product

SUZUKI ALTO RA410 VXR SUZUKI ALTO RA410 VXR M SUZUKI ALTO RA410 VXR CNG SUZUKI ALTO RA410 VXR M CNG SUZUKI CULTUS Suzuki Cultus VXR Suzuki Cultus VXR (Met. Colors) Suzuki Cultus VXR CNG Suzuki Cultus VXR CNG (Met. Colors) Suzuki Cultus VXL

Price including ST & Price Including FED ST, FED & WHT w.e.f 01/07/07 w.e.f 01/09/07 468,035 479,600 473,078 503,339 508,383 484,800 515,800 521,000

Rs. 585,000/Rs. 590,000/Rs. 627,000/Rs. 632,000/Rs. 647,000/Rs. 652,000/Rs. 694,000/-

Suzuki Cultus VXL (Met. Colors)Suzuki Cultus VXL CNG (Met. Colors)Rs. 689,000/Suzuki Cultus VXL CNG SUZUKI RAVI SUZUKI PICKUP ST308R SUZUKI PICKUP ST308R CNG SUZUKI BOLAN SUZUKI VAN ST308 VTR SUZUKI VAN ST308 VTR CNG SUZUKI VAN ST308 VTR GL SUZUKI VAN ST308 VTR GL M SUZUKI VAN ST308 VTR GL CNG SUZUKI VAN ST308 VTR GL CNG M SUZUKI LIANA SUZUKI LIANA 1.3L RXI MT SUZUKI LIANA 1.3L RXI MT CNG SUZUKI LIANA 1.3L LXI MT SUZUKI LIANA 1.3L LXI SP MT SUZUKI LIANA 1.3L LXI CNG SUZUKI LIANA 1.6L Eminent AT APV CBU APV 1.5LGLXMT APV 1.5LGLX CNG APV 1.5LGLXAT JIMNY CBU 314,713 346,991

322,500 355,600

370,191 407,513 430,713 435,757 465,009 470,052

379,400 417,600 441,400 446,600 476,500 481,700

800,904 856,383 866,470 906,817 912,870 937,078

820,800 877,600 887,900 929,300 935,500 960,300

1,007,687 1,058,122 1,088,383

1,032,700 1,084,300 1,115,400

-8-

Product

JIMNY MT JIMNY AT JIMNY JLSX MT JIMNY JLDX MT TOYOTA Toyota Corolla XLi Toyota Corolla GLi Toyota Corolla 2.0D Toyota Corolla 2.0DSE Toyota Corolla 2.0D Saloon Toyota Corolla Altis MT Toyota Corolla Altis AT DAIHATSU Daihatsu Coure CL Daihatsu Coure CL CNG Daihatsu Coure CX Daihatsu Coure CX (Met. Colors) Daihatsu Coure CX AT Daihatsu Coure CX AT (Met Colors) Daihatsu Coure CX CNG Daihatsu Coure CX CNG (Met Colors) HONDA CITY Honda City I-DSI MT 1.3L Honda City I-DSI MT UG 1.3L Honda City I-DSI CVT 1.3L Honda City I-DSI CVT UG 1.3L Honda City VTEC Steermatic 1.5L HONDA CIVIC Honda Civic VTI MT 1.8L Honda Civic VTI MT SR 1.8L Honda Civic VTI PT 1.8L Honda Civic VTI PT SR 1.8L HONDA ACCORD Honda Accord 2.4L

Price including ST & Price Including FED ST, FED & WHT w.e.f 01/07/07 w.e.f 01/09/07 1,049,043 1,075,000 1,129,739 827,130 897,739 1,157,700 847,600 920,000

890,000 980,000 1,050,000 1,130,000 1,295,000 1,245,000 1,335,000

915,000 1,005,000 1,080,000 1,160,000 1,328,000 1,280,000 1,370,000

N/A N/A N/A N/A N/A N/A N/A N/A

390,000 431,000 451,000 456,000 482,000 487,000 492,000 497,000

852,000 899,000 907,000 949,000 1,036,000

1,348,000 1,480,000 1,388,000 1,520,000

2,810,000

-9-

Two passport size photographs. Copy of National ID card. Bank statement for the last six months. Salary certificate {for salaried individual}. Business proof {for a business person}. N.T.N Certificate. Co-borrowers NIC copy {if the car is to be in the name of the co-borrower}.

Monthly Installment Plan For Honda Civic VTI pt SR 1.8LValue of asset (Rs.) Customers participation Bank Alfalahs participation (Rs.) Tenor Installment .Installment date 5-Jan-07 5-Feb-07 5-Mar-07 5-Apr-07 5-May-07 5-Jun-07 5-Jul-07 5-Aug-07 5-Sep-07 5-Oct-07 5-Nov-07 Balance 1,520,000.00 1,502,839.31 1,485,464.10 1,467,871.71 1,450,059.41 1,432,024.46 1,413,764.08 1,395,275.43 1,376,555.68 1,357,601.93 1,338,411.26

1,520,000 30,4000 1216000 60 months (5 years) 36,161

Installment 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69

Markup 19000 18,785.49 18,568.30 18,348.40 18,125.74 17,900.31 17,672.05 17,440.94 17,206.95 16,970.02 16,730.14

Principal 17,160.69 17,375.20 17,592.39 17,812.30 18,034.95 18,260.39 18,488.64 18,719.75 18,953.75 19,190.67 19,430.55

- 10 -

5-Dec-07 5-Jan-08 5-Feb-08 5-Mar-08 5-Apr-08 5-May-08 5-Jun-08 5-Jul-08 5-Aug-08 5-Sep-08 5-Oct-08 5-Nov-08 5-Dec-08 5-Jan-09 5-Feb-09 5-Mar-09 5-Apr-09 5-May-09 5-Jun-09 5-Jul-09 5-Aug-09 5-Sep-09 5-Oct-09 5-Nov-09 5-Dec-09 5-Jan-10 5-Feb-10 5-Mar-10 5-Apr-10 5-May-10 5-Jun-10 5-Jul-10 5-Aug-10 5-Sep-10 5-Oct-10 5-Nov-10 5-Dec-10 5-Jan-11 5-Feb-11 5-Mar-11 5-Apr-11 5-May-11 5-Jun-11 5-Jul-11 5-Aug-11 5-Sep-11 5-Oct-11 5-Nov-11

1,318,980.71 1,299,307.28 1,279,387.92 1,259,219.58 1,238,799.13 1,218,123.43 1,197,189.27 1,175,993.45 1,154,532.67 1,132,803.64 1,110,802.99 1,088,527.33 1,065,973.23 1,043,137.20 1,020,015.72 996,605.22 972,902.10 948,902.68 924,603.27 900,000.12 875,089.42 849,867.35 824,330.00 798,473.43 772,293.65 745,786.63 718,948.27 691,774.43 664,260.91 636,403.48 608,197.83 579,639.61 550,724.41 521,447.77 491,805.18 461,792.05 431,403.75 400,635.61 369,482.86 337,940.70 306,004.27 273,668.62 240,928.79 207,779.70 174,216.26 140,233.27 105,825.49 70,987.61

36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69 36,160.69

16,487.26 16,241.34 15,992.35 15,740.24 15,484.99 15,226.54 14,964.87 14,699.92 14,431.66 14,160.05 13,885.04 13,606.59 13,324.67 13,039.22 12,750.20 12,457.57 12,161.28 11,861.28 11,557.54 11,250.00 10,938.62 10,623.34 10,304.12 9,980.92 9,653.67 9,322.33 8,986.85 8,647.18 8,303.26 7,955.04 7,602.47 7,245.50 6,884.06 6,518.10 6,147.56 5,772.40 5,392.55 5,007.95 4,618.54 4,224.26 3,825.05 3,420.86 3,011.61 2,597.25 2,177.70 1,752.92 1,322.82 887.35

19,673.43 19,919.35 20,168.34 20,420.45 20,675.70 20,934.15 21,195.83 21,460.78 21,729.04 22,000.65 22,275.66 22,554.10 22,836.03 23,121.48 23,410.50 23,703.13 23,999.42 24,299.41 24,603.15 24,910.69 25,222.08 25,537.35 25,856.57 26,179.78 26,507.02 26,838.36 27,173.84 27,513.51 27,857.43 28,205.65 28,558.22 28,915.20 29,276.64 29,642.60 30,013.13 30,388.29 30,768.15 31,152