innovation playgroundfor fi nancial services

18th june, 2013,london excel centre

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Welcome

Hello and welcome to the Anthemis Innovation Playground for Financial Services.

We are a digitally native company focused on re-inventing fi nancial services through technology for the Information Age. We work with a diverse group of customers and partners – from start-ups and venture capital fi rms to corporates, fi nancial institutions and private equity fi rms – catalyzing and accelerating positive and disruptive change across the fi nancial industry.

We believe it is critically important to engage at every level of our industry in the search for continuous improvement of products, services and business models. With the Innovation Playground, we’re aiming to create an environment that inspires creative thought and discussion. To help you fi nd fresh perspectives on problems old and new. And to facilitate connections and relationships that are all important in the emerging digital, connected world.

We’d like to thank our partners at PayExpo and Moving Brands and sponsors Integralis and Bluesnap. We’re proud of the excellent caliber of speakers and panelists joining us today to present to a great audience of senior executives from banks, insurance companies, payment companies, remittance companies, and fi nancial startup founders, drawn from across the world, all of whom will make for profi table networking.

All in all, we wish you an enjoyable day!

In partnership with Media partner Co-sponsors

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Speakers

8:30Registration opensCoff ee and Pastries

9:30Kick-off

9:45 KEYNOTEChanging Landscape of Banking

By Deanna Oppenheimer, Non-Exec Director, Tesco PLC, AXA, NCR Corporation, Venture Partner, Anthemis Group

10:15 PANEL 1Emergence of the Digital Tribe: Understanding the 21st century customer

CHAIR:Udayan Goyal, Founder, Anthemis Group

PANELISTS: Dan Marovitz, Founder and CEO, buzzumi

Azeem Azhar, Founder and CEO, Peerindex,

Rafaele Petruzzo, Director of Business Development & Innovation, Tesco Bank

John Eastgate, Director, Sales & Marketing, OneSavings Bank

11:00In Banks We Trust, In Trust We Bank: Winning Customer Confi dence Through Information Security and Risk Management

By Garry Sidaway, VP, Global Business Strategy, Integralis

11:20Refreshments/Networking Break

11:40Innovation Through Design

led by Mat Heinl, Chief Creative Offi cer, Moving Brands

Tim Brooks, Creative Technologist, Moving Brands

12:15 PANEL 2Remittances – Beyond Borders, Beyond Money

CHAIR:AJ Hanna, Director, Anthemis Edge

PANELISTS: Theodore Tetteh, CEO & Managing Director, UNIStream UK

Jeremy Stoss, CFO, Afrimarket

Ian Sayers, Head of Mobile & Digital Architecture, Barclays Bank

Jay Giesen, President, Sigue Money Transfer

Ludwig Schulze, CEO, Mistral Mobile

13:00Lunch

14:00 KEYNOTEDistributed Finance: Scaling Trust Through Technology

By JP Rangaswami,Chief Scientist, SalesforceVenture Partner, Anthemis Group

14:30 PANEL 3Bespoke Distribution Strategies in the Digital World

CHAIR:Gerald Kitchen, Director, Anthemis Edge

PANELISTS: Kristian Gjerding, CEO, CellPoint

Paul Nicholson, Founder, VirtualXpo

Darren Oddie, Founder & CEO, AGILEci

15:15Refreshments/ Networking Break

15:35 PANEL 4Negotiating Strategic Innovation within ‘Traditional’ Company Structures

CHAIR:Sean Park, Founder, Anthemis Group

PANELISTS:Richard Hababou, Head of Innovation, Société Générale

Andrew Overington, VP, Alternative Payment Solutions, Visa Europe

Neal Livingston, Global Head of Transaction Services Origination, International Banking, Royal Bank of Scotland

Tony Fish, Founder, AMF Ventures

16:15 KEYNOTEUshering in the Golden Era in the Information Age

By Carlota Perez, Author, Technological Revolutions and Financial Capital: The Dynamics of Bubbles and Golden Ages

Followed by Q/A with Sean Park.

16:45Networking

Agenda

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Nadeem ShaikhFounder, Anthemis GroupNadeem is the ultimate corporate executive-turned-entrepreneur bringing an enormous wealth of operational experience and strategic thinking to the Group, having built and run successful businesses in fi nancial services and information technology around the world. Consolidating his experience in strategy, innovation and management over the last 20 years, Nadeem is the one of the three founders of Anthemis Group SA and of the group’s strategic advisory arm Anthemis Edge.

Nadeem was President at First Data Corporation where he held a number of senior roles, including most recently as Head of the Financial Institutions, where he ran a multibillion dollar organization overseeing businesses in over 50 markets. Prior to that he was European Director at American Management Systems where he built and transformed several fi nancial institutions.

Deanna OppenheimerNon-Exec Director, Tesco PLC, AXA, NCR Corporation, Venture Partner, Anthemis GroupRecognized globally as one of the decade’s most infl uential leaders in fi nancial services, Deanna Oppenheimer is an acclaimed turnaround strategist known for her ability to transform entrenched institutions into customer-centric champions.

Previously, Deanna held C-level positions at national and international fi nancial institutions. She most recently served as Vice Chair, Global Retail Banking at Barclays, where she was also CEO of UK and Western Europe Retail Banking.

Deanna is a non-executive director for Tesco PLC, Tesco Bank, AXA Group, and NCR Corporation, and is also a frequent speaker at national and international forums.

JP RanagaswamiChief Scientist, Salesforce, Venture partner, Anthemis GroupJP is regarded as something of a maverick and an innovator, being an outspoken advocate of open source and using emerging and disruptive technologies to improve information sharing, education and collaboration. Prior to his role at Salesforce, he was Chief Scientist of BT Group after having been the MD of BT Design. He was named to silicon.com’s “Top 50 Agenda Setters in technology” in 2007 and 2008 and was ranked 18th in Wired Magazine’s 2009 fi rst UK100 list of Britain’s “top digital power-brokers.”

He also serves as Venture Partner at Anthemis group and is non-executive director of Ribbit – “Silicon Valley’s fi rst phone company”.

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Carlota PerezAuthor of Technological Revolutions and Financial Capital: the Dynamics of Bubbles and Golden Ages In her country of origin, Venezuela, Carlota was founding director of Technological Development in the Ministry of Industry and created the fi rst venture capital fund in the country in the 1980s.

Carlota’s current academic roles include being centennial Professor at the London School of Economics, UK; Senior Research Associate at the Centre for Financial Analysis and Policy (CFAP), Judge Business School, Cambridge University, UK. She also serves as a consultant to global corporations (IBM, Cisco, Ericsson, etc.), to small companies, business associations and to governments in various parts of the world

Garry SidawayGlobal Director of Security Strategy, Integralis Garry has worked throughout the world in a wide range of industries, giving him a unique insight into business risks and information security. He joined the IT industry over 20 years ago, working throughout Europe and America. His expertise covers building European organisations; budget management; strategic client management; partnership development; business development.

IntegralisIntegralis provides IT Security and Information Risk Management solutions on a global basis. It delivers a portfolio of managed security, business infrastructure, consulting and technology integration services. It’s aim is to help organisations lower IT costs and increase the depth of security protection, compliance and service availability.

Mat HeinlChief Creative Offi cer, Moving BrandsAs Chief Creative Offi cer at Moving Brands, Mat is responsible for the overall quality of Moving Brands’ global creative output. Mat acts as Executive Creative Consultant on several key engagements, working locally and globally with clients including Barclaycard, Invesco Perpetual and 46 Parallels.

His work has received awards at European Design, ADC and D&AD Award Festivals, and he has held keynote speaker and lecture positions at Wharton Business School, Central Saint Martins and Northern Digital forum.

Moving BrandsMoving Brands® is an independent, global creative company helping businesses design and transform iconic brands that thrive in a moving world. They partner with business leaders, addressing their challenges creatively, and achieving the creative leap that will allow their business to evolve and adapt. Technology is hardwired into the way they work.

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Udayan GoyalFounder, Anthemis GroupUdayan is one of the most respected deal-makers in the fi n-tech space, bringing exceptional domain expertise and a global “who’s-who” network of industry professionals and statesmen.

Founder of Anthemis Group SA and of corporate boutique FT Advisors, Udayan has completed over 200 deals in the fi n-tech space to date, including a number of recent fl agship transactions such as Worldpay, Interswitch and Network International.

He was formerly the Managing Director and Global Head of Financial Technology Advisory at Deutsche Bank AG in the Global Financial Institutions Group based in London. Prior to Deutsche, Udayan had specifi c responsibility for developing the pan-European specialty fi nance practice of Credit Suisse with a focus on fi nancial technology. He’s also part of the Swift Enablers, driving innovation in the banking industry.

Daniel MarovitzCo-founder & CEO, buzzumiDaniel Marovitz, is the co-founder and CEO of buzzumi, a SaaS platform that powers professional conversations for the pharma and healthcare industries. From 2007 until 2011, he served as Head of Product Management for Deutsche Bank’s Global Transaction Banking business. Daniel joined Deutsche Bank in 2000 and was the youngest managing director in the history of the fi rm.

buzzumibuzzumi is a unique cloud software platform that is designed to make remote sales interactions safe, easy, compliant, fully brandable and high quality. The smart, simple, remote tool is designed to make it easy to carry out the important personal conversations that form the basis of sales interactions.

Azeem AzharFounder & CEO, PeerindexAzeem has been launching and building internet services since 1993 when he put his University newspaper on Gopher. His career has covered journalism (at the Economist and The Guardian), strategy (at the BBC and Reuters) and more than a decade of start-ups. He has worked with, advised or invested in startups including Seedcamp, Dopplr, Powerset. Azeem founded Peerindex in 2009.

Peerindex PeerIndex measures interactions across the web to help you understand your impact in social media. Let’s hear it from them: “We want you to learn about the people you infl uence and see who infl uences you. We believe that everything you do is valuable. You make the videos, you write the reviews and you form the connections. YOU are the contributor – you are the content – you are the link. In short, without you the Internet would suck.

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Rafaele PetruzzoDirector of Business Development & Innovation – Tesco BankRafaele joined Tesco Bank from Barclays Bank where he was Chief Digital Offi cer within the Europe Retail and Business Banking division. Within this role, Rafaele was responsible for developing and delivering the digitisation of the European business, with a specifi c focus on new channel (mobile) and product development.

Before joining Barclays, Rafaele worked in the consulting industry, namely KPMG Advisory and Accenture Services.

Tesco BankTesco Bank is the trading name of Tesco Personal Finance plc, a telephone and internet based commercial bank in the United Kingdom owned by Tesco, the UK’s largest supermarket. The range of simple personal banking products includes mortgages, credit cards, personal loans, savings.

John EastgateSales & Marketing Director at OneSavings Bank plcDespite graduating from university with an electrical engineering degree, John has spent his entire career in the fi nancial services industry and now has over 20 years’ experience with banks, building societies and related consultancy partners. Prior to joining OneSavings Bank, John was Sales & Marketing Director at Saff ron Building Society and he previously held senior roles at Experian and Barclays.

OneSavings BankOneSavings Bank was created in February 2011 and trades from multiple brands. Kent Reliance has its roots in the building society sector, and now provides residential and buy to let loans funded by its retail depositors. Prestige Finance and Interbay were acquired by the Bank in 2012 and provide secured and SME lending facilities.

AJ HannaDirector, Anthemis Edge AJ drives the growth of the investment and advisory business at Anthemis backed by his deep domain expertise, passion about everything related to payments, mobile fi nancial services and especially remittances.

Previously, AJ held senior positions at First Data, American Express, MoneyGram and was one of the most successful senior executives at Western Union, responsible for global distribution and growing the single largest P&L for the company. With over 20 years’ experience in the Financial Services industry, AJ has lived and worked in San Francisco, New York, Toronto and London.

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Jeremy StossCFO, AfrimarketPrior to co-founding Afrimaket, Jeremy held various positions as strategy consultant and investment banker, all in the African landscape. Jeremy has worked for CERA, a strategy and research consultancy in the fi eld of energy and his expertise includes various projects for governments and international companies, as well as investors looking for opportunities in renewable energy in Africa.

AfrimarketAfrimarket is an innovative money transfer start-up that enables migrants to pay send dedicated money: clients pay directly from home health, food and education expenses for the parents back home in Africa – with no cash involved on the receiver’s side. Afrimarket is accredited by the AMF – French equivalent of the FSA- as a distributor of electronic money.

Ludwig SchulzeCEO, Mistral MobileLudwig has held executive roles in mobile and enterprise software companies and was a consultant with the Boston Consulting Group. Prior to founding Mistral Mobile, Ludwig was General Manager for Nokia’s Mobile Financial Services global business activities and also worked in Corporate Strategy addressing critical business questions for the Nokia Group Executive Board. He has also served in the venture capital sector with Groupe Arnault in Germany and participated in the development of a mobile mapping company, gate5 (acquired by Nokia).

Mistral MobileMistral Mobile combines vast experience in mobile technologies with hands-on knowledge of how mobile fi nancial services work. Mistral Mobile makes it possible to leapfrog traditional approaches and drive the next wave of success in mobilized fi nancial services.

Theordore TettehManaging Director, UNIStream UKTheodore Tetteh has been with Unistream for nearly 6 years and is now serving as the Managing Director and CEO of Unistream UK. Prior to this, he was the business development manager at Chequepoint and Omnex Group.

UNIStreamUNIStream is an international system of money transfers for individuals boasting more than 190,000 locations in 95 countries. The company works with 6 million customers worldwide with a turnover of nearly $5 billion.

UNIStream UK, affi liated with the UNIStream company, was founded in 2006.

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Gerald KitchenDirector, Anthemis EdgeGerald brings deep domain expertise in the merchant acquiring space and a far reaching network in the retail, processing, private equity, and regulatory spaces.

At Anthemis, he has been driving some of the most industry transformational initiatives and regularly features as subject matter expert at the House of Commons on card interchange and industry dynamics.

In his 20 plus years experience Gerald has served as CIO, COO, CEO, Managing Director and as Director at companies like Visa, Mastercard, Barclaycard, and Worldpay.

Kristian GjerdingFounder & CEO, Cellpoint Kristian heads Cellpoint Mobile’s groundbreaking Mobile Enterprise Framework (MEF), which allows businesses to quickly and effi ciently mobilize business processes and services. He is also the visionary behind Orion Information Services, and as founder, he raised the startup’s four million (USD) in seed funding in 2002.

CellPoint Mobile, Inc.CellPoint Mobile, Inc. off ers Mobile Enterprise Framework, an architectural framework and operational platform that enables enterprises to develop and operate mobile services; mPoint, a mobile payment platform that brings various payment scenarios to mobile devices; mRetail, a mobile product suite comprised of applications to attract, engage, and retain customers and mTicket that is designed for meeting enterprise requirements when mobilizing any ticket that requires presentation of physical proof of a reservation.

Paul NicholsonFounder, VirtualXpoPaul Nicholson brings 20 years of experience working with Internet and security companies in the U.S. and U.K. At California based application networking leader A10 Networks, Nicholson was responsible for product marketing and strategy. Prior to A10 Networks, Nicholson held various technical and management positions at Intel, Pandesic (the Internet company from Intel and SAP) and Secure Computing.

VirtualXpoVirtualXpo’s goal is to create the best possible tool for connecting international manufacturers with buyers worldwide. Visitors can simply download the free industry specifi c apps, register and then attend the shows 24/7. Product information is visitor-enhanced with product catalogs, videos and high-resolution photos, all of which are accessible in a couple of clicks. Any size company and individuals can exhibit and anyone can attend the shows from wherever they happen to be.

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Darren OddieFounder & CEO, AGILEciDarren is a marketing leader experienced across the full traditional and digital marketing mix in his 20 years of being in the space. He is passionate about marketing and has held senior marketing positions at Visa, American Express, Glaxo SmithKline and Reuters. Darren is a sought-after speaker and writes on big data, marketing, loyalty and customer engagement. He also serves as principal advisor at Anthemis Edge.

AGILEciAGILEci automates payments data analytics to put actionable insight in the hands of retailers. It enables client companies drive sales and profi ts through better business and customer understanding. AGILEci is passionate about democratising data-driven insight and nurture a vision to help independent retailers use data-driven insight to consistently compete and outsmart big retailers.

Sean ParkFounder, Anthemis GroupSean combines a powerful mix of entrepreneurial, investment and corporate experience and is widely recognized as a leading independent thinker on the future of fi nancial services, informed by his many years as a senior executive in capital markets and investment banking.

A founding investor in innovative companies such as Betfair, The Climate Corporation (WeatherBill), Markitand an early investor in Zoopla, before founding Anthemis Group, Sean was part of the Global Markets Management Committee at Dresdner Kleinwort, where he ran a number of businesses including their groundbreaking Digital Markets initiative. He was instrumental in driving the introduction and adoption of electronic book building in the European fi xed income markets in early 2000s and authored the seminal“AmazonBay” video exploring the future of fi nance in 2005.

Andrew OveringtonVP, Alternative Payment Solutions at Visa EuropeAndrew comes with extensive experience in an array of business areas from fi nancial and business analysis through to high-end client sales and negotiation. At Visa Europe, he’s been responsible for management of the chip and PIN implementation for the company and managed the implementation of all new payment products and services in the UK.

Visa EuropeVisa Europe partner with Visa Inc. to enable global Visa payments, but exist and operate as an entirely separate organization incorporated in the UK.

Visa Europe provide the brand, systems, services, and rules that help make electronic payments between millions of European consumers, retailers and businesses, and governments happen. Banks and other payment service providers who are members of Visa Europe are responsible for issuing cards, signing up retailers and deciding cardholder/ retailer fees.

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Richard HababouHead of Innovation, Société GénéraleRichard is an acknowledged specialist in integrating new technologies in Banking Information System, shaping innovative services powered by IT.

Before taking on his current role, he served as the Managing Director at Société Générale – Corporate and Investment Banking and had an 8 year stint as Managing Director at Société Générale Corporate Venture where he was responsible for overseeing investment and partnership strategy. Richard holds a board observer position forSociété Générale at QSecure.

Société Générale SA Société Générale SA is a France-based banking group, structured in fi ve segments: Retail Banking in France, Retail Banking Outside France, Financial Services, Asset Management and Investor Services, Financial and Investment Banking, Société Générale SA operates in 82 countries.

Neal LivingstonGlobal Head of Transaction Services Origination, International Banking, Royal Bank of ScotlandIn his 25 years in banking, Neal has worked in Europe, the U.S. and Asia for several banks and consultancies. Prior to RBS, he was Global Head of Client Access based for Standard Chartered where he was responsible for e-commerce, client integration, network and service management, aligning these to the wholesale bank’s strategy.

Royal Bank of ScotlandThe RBS Group is a fi nancial services company providing a range of retail and corporate banking, fi nancial markets, consumer fi nance, insurance, and wealth management services. The group is operational in the Americas, Asia and the Middle East serving more than 40 million customers.

Tony FishFounder, AMF VenturesTony Fish brings over twenty years of professional delivery capability with leading brands, high growth companies. In venture capital, he has board level executive experience crossing digital, web, telecoms, mobile and TV.

Tony is passionate about technology and is avid supporter of early stage growth tech companies and has written several books about innovation, privacy in the digital world and mobile web 2.0. He is also on the SWIFT Enablers Board.

AMF VenturesAMF Ventures is an independent management consultancy delivering strategic and business model advice on digital identity, privacy, trust, intention, reputation and personal data exploitation. We specialise in the complexity borne out from the convergence of Digital Data, Web and Mobile.

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List Of Participants*

NAME POSITION COMPANYSabine McNeill Director 3D Metrics LtdRaif Awaida CSO 5th TierRania Belkahia President AfrimarketJeremy Stoss CEO AfrimarketFranncois Sevaistre CLO AfrimarketDarren Oddie CEO AGILEciPeter Bove Sales Manager AvisoMichael Kent CEO AzimoDavid Gunn Principle Bain & CompanyOwen Cartier Consultant Bain and CompanySidd Gandhi VP Ban Of AmericaNick Kerigan Global Digital Products Head BarclaycardPeter Simon MD, Consumer Lending Team Barclays Bank PlcSimon Rogals Partner BayberryPaul Kennedy Partner Bayberry ConsultingPaul KENNEDY Partner Bayberry ConsultingSanjeev Chhugani Co-Founder BilbusHafez Rafi rasme Director Partnerships BirdbackHalim Madi Director, Business Development BirdbackNic Watzenig CEO BirdbackStephen Wright Associate BluesnapKatrina Beckwith Sales Director BlueSnapHelen Mitchell Director, Digital Business Development Blukudu LtdAmir Sharif Assistant Head Brunel Business

SchoolMatthew Key Head of Innovation, FS BTMichael Cooper CT BT Radianz BTJean-Louis Bravard Director BurntOak Capital LtdDaniel Rosenberg Investment Director Cabot Square CapitalAlex Goldberg Managing Director Canary VenturesStoytcho Vlaykov Founder Cashwave LtdRay Sherry Head of IT Catella BankDawid Feter Client Director Catella BankStefan Carlsson Chairman Catella Bank SARupert Lee-Browne CEO Caxton FXByron Resch Business Development Associate Caxton FX LimitedJames Hickman Managing Director Caxton FX LtdAlasdair Mcpherson Director Chalkhill PartnersAli Khan Director CIMBPiers Freke-Evans Entrepreneur CoinsEamonn O’Shea CEO Continuum

CommerceFarzana Baduel Managing Director Curzon PRJames Meers Director Daves Lab LtdIgnatius Cobbina Head, Cards & e-Banking Operations ECOBANK GHANA

LTDKirsten English Non Exec Director eFrontIdan Ben-Yaacov Trade and Economic Aff airs Embassy of Israel -

London

* This list is correct as of 13th June, 2013

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List Of Participants*

NAME POSITION COMPANYAsseneta Deliiska CEO EmbriooAdrian Wright CEO EstafetKestutis Gardziulis CEO EtronikaMarcela Gonzalez Managing Director Euronet Payment

Services / RIABill Thomson Director European Payment

ServicesJoe Redmond Senior Group Executive FEXCOGabriel Hopkins Senior Director, Product Management FICOHayley Kershaw Vice President & Managing Director -

EMEAFICO

John Worthy Partner Field Fisher Waterhouse

Alpesh Doshi CEO FintricityPaolo Temporiti SVP Strategic Sales & Sales Operations First DataMike Eggers Creative Director FreelanceNick James founder Fresh Businesss

ThinkingEzzeldin Ahmad CEO FSCConrad Ford CEO Funding OptionsOliver Harding-Fleet Head of Product Global PaymentsElle Kim BD, Payment GoogleTom Gatten CEO Growth IntelligenceJeremy Sewell CFO/COO GSMACaroline Vanovermeire Principal Heidrick & StrugglesKarim Peer CEO HelvetaMartin Evans Commercial Director HPS WorldwideAden Davies Social Technologies Specialist HSBCAndy Stewart Head of Global Change Delivery HSBCMichael Robertson Head of Transactional FX HSBCOphelia Brown Investor Index VenturesBundeep Rangar Director IndusView UK LtdSandra Lee Recent grad INSEADGeorgia Kokkini MBA graduate/Associate Consultant INSEAD/Booz &

CompanyDavid Webber CEO Intelligent

EnvironmentsNur Puri Purini Manager Intesa SanpaoloJens Munch MD iZettle UKEthan Levner Managing Director JRJ GroupEd Chandler CEO KalixaKamran Hedjri COO KalixaPhilippe Gelis CEO KantoxDries De Love Head of e-Commerce Katoen NatieWilliam Lorenz Chief Operating Offi cer KwanjiLeslie Onyesoh CEO & Founder KwanjiTony Mitchell Senior Manager, Strategy, Planning &

Business Management, Digital Channels, Transaction Banking

LBG

* This list is correct as of 13th June, 2013

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NAME POSITION COMPANYJulia Meek Student LBSDmitry Muzhikov Head of Investments Relations Life.SREDA Venture

Capital FundAdam Quint Head of Digital Strategy Lloyds Banking

GroupRobert Courtneidge Global Head of Cards & Payments Locke Lord UK LLPHarsh Jhunjhunwala Student London Business

SchoolLaura Morris MBA 2014 London Business

SchoolIan Dowson Head of Research London New FinancePhilip Clarke Partner Market GravityIan Slater Senior Buiness Leader MasterCardPeter Ehmke Head of Strategy, Europe MasterCardJames Macro Technical Account Manager Matsco SolutionsWilliam Keliehor Advisor Me Inc.Mitch Pender Partner Meridian Venture

PartnersLudwig Schulze CEO Mistral MobileJamie Ridyard MD Mixed Bag VenturesGavin Littlejohn Founder & CEO Money DashboardRay Dogra CEO MovantaDemirhan Å_ener IT Director MultinetDaren Hicks GM MusionMaggie Sanchez CEO myCircleGavin Slater Risk Infrastructure N/ARichard Mould Head of Payment Strategy & Architecture Nationwide Building

SocietyBhairav Trivedi Chief Executive Offi cer Network InternationalMarwan El Aasar VP Emerging Products Network InternationalNasir Zubairi Pilot New BucklandEddie George CEO NewFinance LondonFarshad Nowshadi MD nSolutions LtdJonathan Hey Head of User Experience NutmegMarcus W. Mosen CCO ogoneChris Foulkes Head of Digital Strategy Old MutualNeil Walker Digital Operations Old MutualSean Hanley CEO OnawareGiles Hawkins Senior Associate OrrickNick Morgan Senior Advisor Oxygen Finance LtdRami Cassis Managing partner ParabellumStephan Becker CEO payfairOded Zehavi Chief Revenue Offi cer PayoneerKim Nilsson Managing Director Pivigo recruitmentSiddharth Singh Innovation Programme Architect Pivotal InnovationsBikash Mathur EVP & Partner Polaris Software Lab

LtdTessa Unsworth CIO PrePay SolutionsJames Tye Director PwC

* This list is correct as of 13th June, 2013

List Of Participants*

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NAME POSITION COMPANYSimon Burrows Director, Fintech M&A PwC LLPMarius Botha Chief Risk Offi cer ReechMark Saunders Director Front offi ce RegusSebastian Plubins Managing Director Ria Money TransferChristopher Popple Managing Director, Digital Royal Bank of

ScotlandMartin Peterlechner Head of Marketing & Communication Royal LondonWill Green Account Director SapientBradley Gamage Director SapientNitroClaire Calmejane Head of digital delivery ServiceJon Rosenblatt CEO SinefoDavid Fauchier Founder StitchYves Eonnet CEO TagatitudeMunish Khurana Sr Client Partner & Banking Financial

Services Unit HeadTata

Rodger Oates Consultancy Partner TCSSara Thomas NFC Product Dev Manager Telefonica UKRafaele Petruzzo Director of Business Development &

InnovationTesco Bank

Robbie Denoon Head of Communications Tesco BankLaura McCracken Partner The Ashton

PartnershipJulian Gibbins Director The Corporate

Advisory ServiceMichael Laven CEO The Currency CloudNigel Verdon Founder The Currency CloudJonathan Rosenthal The EconomistAlex Langridge Consultant The Up GroupTaavet Hinrikus Co-Founder TransferWiseKristo Kaarmann CEO TransferWiseTommy Jordan Global Head of eCommerce & Payments TravelexErnst Verbeek CEO TrionisDavid Hunter CEO UkashJames Allum Chief Commercial Offi cer UkashPaolo Gesess Managing Partner United VenturesIan Brewer CEO Virtual AdvisorSimon Rowland Managing Director Visible FuturesBrian Kearns Managing Partner VMGA AdvisersRobert Atkin CEO XylyxBrendan McGrath Managing Partner Zeven Consulting LLP

* This list is correct as of 13th June, 2013

List Of Participants*

In partnership with Media partner Co-sponsors

Anthemis Group is a young, dynamic growth company focused on reinventing fi nancial services for the 21st century. Our aim is to:

• build one of the world’s leading diversifi ed fi nancial services fi rms over the next 10 to 20 years, reinventing fi nance for the information age by bringing together on one innovative platform many of the most talented entrepreneurs, executives and engineers in the world of fi nance

• create a remarkable ecosystem of companies with disruptive, technology-enabled business models, providing innovative products and services across the spectrum of retail banking, corporate banking, payments, markets, wealth management and insurance

• focus on leveraging design, user experience and data, fulfi lling the demands of 21st century consumers and businesses

Our activities are organised into two complementary business lines:

• principal investments

Anthemis has a portfolio of 22 high-growth private companies located across the globe. Investment areas include wealth and asset management, retail banking and consumer fi nance, capital markets and trading and data technology and infrastructure. For more information, please visit our website.

• advisory

Anthemis Edge is a business advisory group combining elements of a strategic consultancy, expert network, design fi rm and talent collective to provide deep industry knowledge and expertise in fi nancial services.FT advisors focus on fi nancial technology and have particular domain expertise in payments, exchanges and fi nancial software.