Amy Messner Reseacher Project

8/9/2019 Amy Messner Reseacher Project

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Amy Messner

February 29t h

. 2010

Mr. Kampmann


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Introduction

I. There are many aspects to take into when deciding on where someone wants to live, have acareer, and start a family. Someone in the family may a have a great job in one city and theother person may find themselves with a better job in a different city. There are a few

different things to take into mind when deciding what to do. Look at the taxes they have in

that state, how much it cost to rent or buy a house or apartment, how much the jobs offer,

what the job offers for benefits and what types of school is there for the kids, if any, and

also how safe is the community. This will be talking about teaching in Sioux Falls, South

Dakota and Colorado Springs, Colorado

Body

II. Colorado Springs and Sioux Falls Taxes.a. Colorado Springs and their taxesb. Sioux Falls and their taxesc. How they are the same in taxes

III. Cost of living in Colorado Springs and Sioux Fallsa. How much it cost in Coloradob. How much it cost in Sioux Falls

IV. What a house and an apartment cost.a. House and apartment cost in Colorado Springsb. House and apartment cost in Sioux Falls

V. Benefits of teaching in Colorado Springs and Sioux Fallsa. What they offer in the school district in Colorado Springsb. What they off in the school district in Sioux Falls

Conclusion


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Ms. Amy Messner

Current: Permanent

2221 North Career Ave 109 11190 Kristy Lane

Sioux Falls, SD 57107 Belle Fourche, SD 57717

(605)210-4300 (605)892-2929

[email protected] [email protected]

ObjectiveTo obtain a teaching position in elementary education and also to obtain a coaching

position as well to help out the school district.

EducationElementary Education 2009-2015

Master, Education, May 2015

B.S., Elementary Education, May 2013

Spanish Minor, May 2013

Coaching certificate, May 2011Dakota State University, Madison, SD

ExperienceStudent Teaching 2013-2015

Sioux Falls Elementary, Sioux Falls, SD

Student teaching for 3rd and 4th grade Substituted for all grades from 2nd-6th grade Assistant coach for middle 7th and 8th grade volleyball

Volunteer JAM After School Program, tutored middle school students in math and science Worked in the classrooms of different elementary classes Coached summer volley ball camps Taught Spanish classes for elementary students during the summer

Honors and Achievements Deans list, twelve semesters National Education Association Varsity Volleyball, 4 years National Honor Society


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Amy Kristine Messn

2221 N Career Av

Mr. Patrick Deering

Elementary Principal

Belle Fourche Middle School

1301 12th

Street

Belle Fourche, SD 57717

Dear Mr. Deering:

I am writing to you to see if we cou

the teaching position and the volle

resume for you to review, as you c

age children within a school system

have coached elementary kids in v

I recently received my masters decertificate from Madison State Uni

open position that you have.

I will call next week to set up an ap

at the school. If you would like to t

er

, Sioux Falls, SD 57107*605-210-4300*Email SD 57107*

amy.messner

March 26, 2010

ld set up an interview date for me to come in and t

ball coach position that is open in your school. I h

n see I have had a lot of experience working with e

, and outside of school as well. I also have coachin

lley ball.

ree in teaching from Madison State University. I alsersity. I believe you will find my credentials to be

ointment to further my interview with you and th

lk to me before then, please call me at 605-210-43

Sincerely,

605-210-4300*Email

@southeasttech.edu

lk to you about

ve included my

lementary school

experience as I

o have a coachinggood fit with the

rest of the staff

00.


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Individual Income Tax

Colorado has a state income tax. Colorado's individual (personal) income tax rate is aflat 4.63%.

If you lived or worked in Colorado for any part of a calendar year and you arerequired to file a federal income tax return, you most likely need to file a Coloradostate income tax return as well.

For the below incentives and other subtractions and credits that taxpayers have when they file Coloradoincome tax, see the Colorado Individual Income Tax Booklet (includes full-year, part-year, andnonresident forms).

Examples of Colorado Individual Income Tax Incentives

Pension/Annuity Subtraction: Depending on the age of the pension recipient, the first $20,000 (forpersons 55 to 64 years of age) or the first $24,000 (for persons 65 years of age or older) of pensionincome is not taxed. See publication FYI Income 25.

Military Pension Subtraction: The same pension/annuity subtraction applies to military retirement

benefits for current military personnel and those receiving retirement benefits. See publication FYI Income21.

Tuition Programs: Payments or contributions made to qualified state tuition savings programs may besubtracted from taxable income. See publication FYI Income 44.

United States Government Interest: Interest earned from U.S. government bonds, treasury bills andother United States obligations may be subtracted from taxable income. See publication FYI Income 20.

Child Care/Child Tax Credit: Taxpayers with federal adjusted gross income of $60,000 (in some cases$64,000) or less may claim a Colorado child care credit in addition to the federal child care credit. Seepublication FYI Income 33.

Alternative Fuel Vehicle Credit: A Colorado income tax credit for the purchase of a clean burning

alternative fuel vehicle is available. See publication FYI Income 9.

Colorado's individual income tax return provides a way for taxpayers to donate money to nonprofitprograms designated by the Colorado Legislature. For specific information on the nonprofit programs,please visit www.checkoffcolorado.org.

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Sales Tax

Colorado imposes a state sales tax of 2.9 percent on tangible personalproperty, including cigarettes. If you are an out-of-state retailer looking forinformation about filing Colorado sales tax, Colorado refers to that asRetailers' Use Tax. Please click here for more information. NEW:Certain

TaxesThursday, February 04, 2010

1:21 PM


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jurisdictions have the right to establish their own regulations regarding those goods and services uponwhich to impose their local sales and use taxes, and must be contacted directly for that information.

For information on local sales/use tax rates, see the publication Sales/Use Tax Rates(DR 1002). ThisDOR publication is updated each January and July. You may also view sales tax rates atwww.taxview.state.co.us.

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Other Taxes

In addition to individual income tax and state and state-collected local salestax, the Colorado Department of Revenue administers the taxes which are

covered on the pages listed in the buttons on the left side of this page.

Taxes the Colorado Department of Revenue Does NOT Administer

Estate Tax

Colorado estate tax is phased out after December 31, 2004 due to federal tax law changes. However,Colorado does have an income tax on estates and trusts.

Gift TaxThere is no gift tax in Colorado.

Local TaxesIn addition to state taxes, some counties, cities and special districts impose sales and use, lodging,and/or other taxes. For information on contacting city and county tax offices, see "Colorado Sales/UseTax Rates" (DR 1002).

Motor Vehicle Registration TaxIf you are a resident of Colorado and own or control the use of a motor vehicle in Colorado, you must titleand register it in Colorado. A vehicle must be titled and registered within 45 days of the date of purchase.New residents must title and register their vehicles within 30 days of establishing residency. Applicationsfor titles and regular license plates are processed at the County Motor Vehicle office in the county whereyou reside. Check the Web site of your county. You may find a list of counties and links to their Web sitesthrough Colorado Counties Inc. (CCI Online).

License, ownership tax and other fees that you will pay when you title and register a vehicle depend on

several factors including vehicle type, weight, year of manufacture, and original taxable value.

Property Tax InformationProperty taxes are administered by the county in which the property is located. At the state level, theDepartment of Local Affairs, Division of Property Taxation provides a support role for the counties. Ifyou have questions about your property taxes, check the county listing in the blue pages of a localtelephone book for the Colorado county property tax office that applies to you or find your county Website through Colorado Counties Inc (CCI Online


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state. The funds collected are the primary source of funding for school systems, counties, municipalities,and other local government units. Property tax administration is the responsibility of local government.The authority of the department is limited to assisting local government units in making property taxassessments that are fair and in compliance with the law. The department does not collect or useproperty taxes, however it does estimate the full and true value (centrally assess) of some public utilities,railroads and air line companies.

AGRICULTURAL LAND PRODUCTIVITY VALUATION

Beginning with the 2010 assessments (for taxes payable in 2011) agricultural land in South Dakota will

be assessed based upon its productivity value. The Department of Revenue and Regulation

(Department) contracts with the Economics Department of South Dakota State University (SDSU) to

produce the productivity value or the formula value for the productivity valuation system. This value

is the starting point for valuing all agricultural land in the state. This starting value is adjusted by the

county Director of Equalization to ensure uniform and fair valuations.

Click below for more information.

Property Tax Productivity Valuation

NEW PROGRAM: Property Tax Exemption for Disabled VeteransVeterans that have been rated as permanently and totally disabled as the result of a service connecteddisability may be eligible for up to $100,000 of their property value to be exempt from property taxes.View program flyer, brochure and form.

Transferring property

A fee is hereby imposed at the rate of fifty cents for each five hundred dollars of value or fraction thereofupon the privilege of transferring title to real property in the State of South Dakota, which fee shall be paidby the grantor.http://legis.state.sd.us/statutes/DisplayStatute.aspx?Type=Statute&Statute=43-4-21

There are some instances which are exempt from this fee. Following is a link to such exemptions.http://legis.state.sd.us/statutes/DisplayStatute.aspx?Type=Statute&Statute=43-4-22

Transfers that are exempt shall have it clearly stated as such. Following is the link for this requirementhttp://legis.state.sd.us/statutes/DisplayStatute.aspx?Type=Statute&Statute=43-4-23

General Topics

County Auditors - County auditor forms used for budget and levy purpose.County Officials Contact Information - A list of county officials that deal with property tax issues.Due Dates, Delinquencies and Tax SalesForms - Tax forms.Frequently Asked Questions - A list of commonly asked property tax questions.Legislative Update - 2004 South Dakota legislative update.Mobile Homes - This information is currently being revised by the department. If you have any questionsplease call 605-773-3311.Property Tax Appeal Process - The department has developed two appeal process guides for citizensand public administrators.Property Tax Legislation - Recent changes in property tax laws. Also school levy history.


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3DTopNav

http://www.colorado.gov/revenue

http://www.coloradosprings.org/Doc/files/2.1.3/2.1.3.3.pdf


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CIS 105 Internet Research

PHASE I - Formulation of Research TopicAt a minimum, the following information should be contained in your One-Note notebook

pages.

Name: ___________________Amy Messner____________________

Program of Study at STI: ________Teaching__________________

Due Date: _____April 22, 2009________________________________

20 Points Assigned Based on the Topic Chosen and Efforts Put Into

Searching for Information, and Notes Taken in a One-Note

notebook or section tab. The notebook should be named Your Name

CIS 105 Research Notebook

What is the topic you have formulated for your research project?

At least 10 URLs should have been researched for your topic, priorto selecting it. List them all in One-Note and highlight those that

you will actually use for this report.

Please collect research you have decided to use on pages in One-Note, name these pages Word Report1, Word Report2, etc. Dont

forget to include Excel numeric information on a page named

Excel.

Place your related image, on a page called Image when yourteacher asks for it.


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The Difference of Colorado Springs, CO and Sioux Falls, SD

There are many factors to take into account when deciding on where someone wants to live,

have a career, and start a family. Someone in the family may have a great job in one city, and the other

person may find themselves with a better job in a different city. There are a few different things to keep

in mind when deciding what to do. Look at the state tax rates that get assessed, housing costs is it

cheaper to rent or buy a house or apartment. What does the job pay and what are the jobs benefits,

and what types of school is there for children, and also how safe is the community. This report will

compare teaching in Sioux Falls, South Dakota versus teaching in Colorado Springs, Colorado.

In Colorado Springs the individual income tax is a flat rate of 4.63%, if a person lives in Colorado

anytime during any part of a calendar year they must pay that tax rate { CITATION Gov10 \l 1033 }. For

local taxes each district has its own tax { CITATION Gov10 \l 1033 }. When paying taxes on property it

depends on where it is located and how much land there is, the tax rates can run from 0.29% to 0.067%

of your homes appraised value. Motor vehicles have to be registered and they are taxed at that time

and it all depends on the type if the vehicle, weight, year of manufacture, and original taxable value {

CITATION Gov10 \l 1033 }. In Sioux Falls the motor vehicle sales tax is a flat rate of 3%. South Dakota

does not have state income taxes like other states. For local taxes in South Dakota depends on the

county and city taxes. For property taxes in Minnehaha you would take $15.86 times 1,000 square yards

to get how much it costs for property tax. { CITATION Sou03 \l 1033 } South Dakota does have a sales tax

on everything else you have to buy { CITATION Sou03 \l 1033 }.


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someone living in Sioux Falls{ CITATION MyS10 \l 1033 }. When working at a teaching job in Colorado

Springs, someone has to make about $56,574 because the percent rate is about 8.8% higher than in

Sioux Falls{ CITATION MyS10 \l 1033 }. As you can see it is a bit more between the two. Colorado Springs

is more expensive because it is at the base of Pikes Peak, which is one of the most famous mountains in

the country { CITATION Inc10 \l 1033 }. Living in Colorado Springs is an attractive place to live because

there are so many things there to do there and to help someone stay fit and have a good life { CITATION

Inc10 \l 1033 }.

Homes in Colorado Springs are one of the most expensive places to buy a home. It is almost

double of what a house costs in Sioux Falls. One example is of a six bedroom, seven bathrooms home

that cost about $2,850,000 it came with 12,328 acres, and was built in 1912 and then restored in March

of 2010{ CITATION Hom10 \l 1033 }. It is a pretty nice house for being old. The monthly payment is

about $13,000{ CITATION Hom10 \l 1033 }. Homes are more expensive because the land is close to the

mountains. For a six bedroom, four bathroom home it cost $1,497,000, with 7,348 acres, it was build in

2006 and has not been remodeled{ CITATION Hom101 \l 1033 }. Even though both houses have six

bedrooms, the one in Colorado Springs is almost double the price then the one in Sioux Falls. The one in

Colorado does have more bathrooms and acres then the one in Sioux Falls, but they are about the same

size and it still is more expensive because of where it is located.

Living in an apartment in Colorado Springs is about 29% below national average { CITATION

Inc10 \l 1033 }, than the rest of The United States. Sioux Falls is a good city to start out living in because

its small enough to know a lot of people, but yet at the same time its a large enough city to learn how


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}. They range from one bed and one bath to three bedrooms, two baths. The apartments in Colorado are

very nice and home like, but at the same time some of the apartments can be in the poor part of town

so they are not in the nicest area{ CITATION Ren10 \l 1033 }. This can be true in Sioux Falls also. In both

cities, they are trying to make the down town apartments a better place to live to bring back the money

to downtown and make it a nice part of town again{ CITATION Ren10 \l 1033 }. When living in the

apartments sometimes they make someone pay for heat, water, internet, cable, phone line, and

electricity, but in some of them they dont, it all depends on what they rent is and what they want it to

be{ CITATION Ren10 \l 1033 }.

To work for the school district someone must obtain a Bachelors, or higher degree, completed

an approved teaching preparation program at an institution of high education or be participate in an

Alternative Teaching Licensing preparation program{ CITATION Col10 \l 1033 }. Someone must have a

valid license and endorsement by CDE in each academic content area being taught, need a minimum of

24 semester hours in the content area being taught, pass the CSBE, which is a Placement Exam or Praxis

II, need to pass a pre-offer physical examination and will need an official transcript{ CITATION Col10 \l

1033 } . The benefits are health care insurance, which provides hospitalization, surgical coverage, and

major medical converges; it also covers prescription, private nursing, doctor office visits or home {

CITATION Col10 \l 1033 }. The insurance provides at a cost of 25% premium paid by employee {

CITATION Col10 \l 1033 }.

It can also cover spouse and children. For retirement 8% is held from their paycheck each time,

with that it does include some insurance { CITATION Col10 \l 1033 }. They also have Tax Sheltered


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The benefits in the Sioux Falls schools are: Medical Insurance, Short and Long Term Disability,

Prescription Drug coverage, Life Insurance, Dental Insurance, Retirement Vacation/sick leave/holidays

paid for, flexible spending accounts, and AFLAC Supplementary Insurance. To get this someone need to

be working at least twenty hours per week{ CITATION Sio02 \l 1033 }.The starting salary is about $22.00

per hour{ CITATION Sio02 \l 1033 }. With this information it is pretty much the same for both of the

state.

In conclusion both the cities are about the same. Colorado Springs is a little more expensive

then Sioux Falls. When deciding where someone wants to live they need to consider all the factors and

see what is best for them and their families. Both schools make good money, but the housing is one of

the reasons for people not to move somewhere. But with a good salary it helps to buy a nice house car,

and have things for them and their families.


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Work Cited

{ BIBLIOGRAPHY \l 1033 }


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4/21/2010SuFu ColSping

Criteria Sioux Falls Colorado Spring

Cost of Apartment/ 1 year 9,000.00 $11,400.00

Cost of House 1,497,000.00 $2,850,000.00Hourly Wage 22.00 $25.00

Hours of Work/Week 40 40

Payment fo House/Month 7,000.00 $13,000.00

Payment of Apartment 750.00 $950.00

Total Months 12 12

Total Months to Pay off 214 219

Total/Week 880.00 $1,000.00


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4/21/2010SuFu ColSping

Criteria Sioux Falls Colorado Spring

Cost of Apartment/ 1 year 9,000.00 $11,400.00

Cost of House 1,497,000.00 $2,850,000.00Hourly Wage 22.00 $25.00


Payment fo House/Month 7,000.00 $13,000.00

Payment of Apartment 750.00 $950.00

Total Months 12 12

Total Months to Pay off 214 219

Total/Week 880.00 $1,000.00


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Colorado Springs vs Sioux FallsLiving in Two Different Cities

Sioux Falls Colorado SpringsHourly Wage $22.00 $25.00


Total/Week $880.00 $1,000.00

Cost of House $1,497,000.00 $2,850,000.00

Payment of House/month $7,000.00 $13,000.00

Total Months to pay off 214 219

Cost of Apartment/one year $9,000.00 $11,400.00

Payment of Apartment $750.00 $950.00

Total Months 12 12

Colorado Springs Hourly Pay

Percent then Sioux Falls

14%

Colorado Springs Cost of House

Percent then Sioux Falls90%

Colorado Springs Cost of

Apartment Percent then Sioux

Falls27%


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Colorado Springs vs SiouxLiving in Two Different Cities

Sioux FallsHourly Wage 22

Hours of Work/Week 40

Total/Week 880

Cost of House 1497000

Payment of House/month 7000

Total Months to pay off 214

Cost of Apartment/one year 9000

Payment of Apartment 750

Total Months 12

Colorado Springs Hourly Pay Percent then Sioux Falls=(C4-B4)/B4

Colorado Springs Cost of House Percent then Sioux Falls =(C7-B7)/B7

Colorado Springs Cost of Apartment Percent then Sioux Falls =(C10-B10)/B10


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Colorado Springs25

40

1000

2850000

13000

219

11400

950

12


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50%

60%

70%

80%

90%

100%

Colorado Springs Cost of Living is more then Sioux Falls

0%

10%

20%

30%

40%

Colorado Springs Hourly Pay Percent

then Sioux Falls

Colorado Springs Cost of House Percent

then Sioux Falls

Colorado Springs Cost of Apartment

Percent then Sioux Falls

Amy Messner Reseacher Project

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