Present Flavour Business & Future Development Plan - Flavour Division (Oman Agro Industries L.L.C.)
agro enterprise plan
-
Upload
alan-o-ibale -
Category
Documents
-
view
218 -
download
0
Transcript of agro enterprise plan
-
7/29/2019 agro enterprise plan
1/16
-
7/29/2019 agro enterprise plan
2/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
Table of Contents
1. Executive Summary2. Business Description
2.1Current Situation and Future Outlook2.2Mission2.3
Vision2.4Business Objectives
2.5Major Strategies2.6Key Officers2.7Technical Support2.8The Board of Directors
3. Marketing Aspects3.1Market Overview3.2Market Segment and Growth Potentials3.3Target market3.4Supply and Demand Analysis
-
7/29/2019 agro enterprise plan
3/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
1. Executive SummaryThe agricultural input trading of the Talaytay Communal Irrigation System Multi Purpo
Cooperative (TCISMPC) started two years ago. In 2010, the cooperative was able to acce
agricultural loans from the Department of Agrarian Reform and Department of Agricultu
Through the Agribusiness and Agricultural Development (AAD) Component of the Agrari
Reform Infrastructure Support Project III, the cooperative was granted with P 250,000.00. Th
fund was used for corn production for three cropping seasons. The cooperative was a
granted with P 75,000.00 from the Livelihood, Enterprise and Agricultural Developme
(LEAD). This fund was used to establish the swine production.
After the successful production cycles, for both projects, the cooperative finally decided
consolidate the funds and improve the agro-enterprise model by expanding its capital baproject reach; improving storage facilities and engaging institutional markets in the province
The Agricultural Input Trading requires P 700 000 broken down as follows:
-
7/29/2019 agro enterprise plan
4/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
2. Business Description
TCISMPC is currently engaged in collective buying-and-selling, lending and retaili
businesses. It procures farm inputs in bulk; lend them to farmers and collectively sell t
produce to local market. It also provides emergency loan to its members. Finally,
operates a retail store, situated at Paleg, Dinalungan, Aurora that sells consumer goods
members and the community in general. The members receive patronage refund a
interest on share capital derived from the operations of said businesses. A commissio
based store keeper manages the daily operation of the store.
Below is the internal and external environment that affects the Agricultural Input Tradi
in the ARC and in Dinalungan, Aurora.
-
7/29/2019 agro enterprise plan
5/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
TCISMPC provides lending, retailing, training, production, marketing and provident
services for its shareholders.
Ang Talaytay Communal Irrigation MPC ay isang pampinansyal na
institusyon na pag-aari at pinamamahalaan ng mga magasasaka na mayprograma sa pagpapautang, pagtitinda, pagsasanay, pang-agrikulturang
produksyon, pagsasapamilihan at probidensyal na serbisyo.
TCISMPCs envisions a viable cooperative operated by shareholders with improved quaof life.
Ang Talaytay Communal Irrigation MPC ay isang matatag na kooperatiba
-
7/29/2019 agro enterprise plan
6/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
The TCISMPC core management team is manned by seasoned leaders with proven tra
records and accomplishments on their fields, namely:
1. Francis N. Saludez, ManagerMr. Saludez is a graduate of Bachelor of Science in Agriculture from Central Luz
State University (CLSU), Science City of Muoz, Nueva Ecija. As an agriculturist,
has worked with the International Rice Research Institute, Los Baos, Laguna. Af
his stint at IRRI, he is now employed as agricultural technician with the Municip
Agricultural Office of Dinalungan, Aurora. He works with TCISMPS as Manager o
call-basis and during weekends. He regularly attends management meetin
training programs and organizational activities. He has been a Manager
TCISMPS for 1 year.
2. Cresencia N. Alamani, Treasurer
-
7/29/2019 agro enterprise plan
7/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
TCISMPC is currently governed by the following Board of Directors:
1. Mamerto C. Serra, Chairperson
Director Serra is a fourth year level, Bachelor of Science in Agriculture from CLSScience City of Muoz, Nueva Ecija. He is also the secretary of Paleg IA. Mr. Ser
has been with the Paleg IA and TCISMPC for a considerable time. Aside from
engagement with the farmers sector, he is also an active church leader
Jehovahs Witnesses. Mr. Serra is recognized by the community, as a farm
leader with high integrity and religiosity. He has been the Chairperson of t
Board for three years.
2. Noel S. Bahillo, Vice ChairpersonDirector Bahillo is a farmer leader for 1 year Prior to his assumption as Vi
-
7/29/2019 agro enterprise plan
8/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
7. Rolando Hidalgo, DirectorDirector Hidalgo is an active parliamentarian. He was able to finish two years
college education in Mount Carmel College. He has served as Director for two
years. He has actively participated in basic and advanced management traini
courses and organizational activities.
3. Marketing AspectsCorn production remains a profitable venture. In a national scale, from 2002 to 201
volume of production increased from 4.3 to 6.7 million tons, while farmgate pric
also increased from P 6 to P 12. Profitability, within the same period, jacked up
100% from P 5,000 to P 15,000 per hectare. Cost per hectare covered cash, non-ca
and imputed costs (see Annexes for details). In Aurora, corn production is mo
-
7/29/2019 agro enterprise plan
9/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
Within the Paleg ARC, only few of corn growers are not members of TCISMPC. T
corn production of TCISMPC, from November 2010 to April 2012, covering
average of 27.33 hectares per cropping season was successfully implementeThroughout the project duration, TCISMPC financed the technical and financial nee
of 46 corn growers in the ARC. These farmers represent majority of corn growers
the ARC. Corn production in the ARC is dominated by corn growers financed a
supported by TCISMPC.
The following are the features of the Agricultural Input Trading.
-
7/29/2019 agro enterprise plan
10/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
To reach the desired quality and volume of produce the following strategies will
employed:
1) Use of production protocol;2)
On-season farming;3) Formation of production clusters;
4) Selection of good borrowers;5) Improvement of storage facility;6) Adoption of good agricultural practices (GAP);7) Peer pressure and support; and8) Creation of policies, systems and procedure for the project.
Corn will be procured based on prevailing farm gate prices in the locality
-
7/29/2019 agro enterprise plan
11/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
Board of DirectorsTCISMPC
DA / DTI Representatives(Marketing & Technical Support)
DARPO/DARMO R
(Organizational Suppor
Project ManagerTCISMPC
Bookkeeper
Treasurer
Loan and Marketing Officers
Warehouse In-Charge
-
7/29/2019 agro enterprise plan
12/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
5. Financial Aspects
Income Statement
TCISMPC net surplus increase by more than 200%, from P28,000 to P73,000, for the ye
2010 and 2011.
Current Year Previous Year
2011 2010
REVENUE
Income from credit operation P 29,444.41 P 1,448.65
Income from consumer operation 82,427.20 40,377.65
Other Income 9,269.00 29,900.00
TOTAL REVENUE 121,140.61 71,726.30
Less: Operating Expenses
Honorarium 7,300.00 16,300.00
Profesional Fee 2,000.00 2,000.00Office Supplies - 5,162.00
Freight 8,416.00 -
GA/Meeting Expense 7,000.00 1,380.00
Travel and Transportation 4,450.00 8,250.00
Taxes and Licenses 2 200 00
STATEMENT OF OPERATIONS
For the year ended December 31, 2011
(with Comparative Figures from CY 2010)
-
7/29/2019 agro enterprise plan
13/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
Balance Sheet
Total assets of TCISMPC increased by 160%, from P 260,000 to 436,000, for the peri2010 to 2011. This increase was due to increase on loan exposure, donation of fa
animals and implements and increase in inventory of store.
Current Year Previous Year
2011 2010ASSETS
Current Assets
Cash on hand P 73,148.42 P 108,550.45
Accounts Receivable 14,141.00
Loans Receivable 181,981.38 101,857.01
Merchandise Inventory 68,399.20 33,739.00
Current Assets 323,529.00 258,287.46
LESS: Allowance for Bad Debts 6,710.00
TOTAL CURRENT ASSETS 316,819.00
Fixed AssetsEquipment:
Weighing scales 5,520.00 500.00
Farm Equipment and Tools 76,500.00
Farm Animals 35,000.00
STATEMENT OF FINANCIAL CONDITION
As of December 31, 2011
(with comparative figures from CY 2010)
-
7/29/2019 agro enterprise plan
14/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
For the three cropping seasons, the project will earn a net surplus of P 22,000.
For the initial 3 cropping seasons, P 600,000 capitalization will increase by 13% equivale
to additional assets of P 76,000.
Revenue
Interest 53,730.00
Service Fee 18,000.00
Gross Revenue 71,730.00
Less: ExpensesHonorarium 45,000.00
Utilities & Supplies 4,500.00
Total Expenses 49,500.00
Net Surplus 22,230.00
Cash 667,230.00
Loans Receivable 9,000.00
TOTAL ASSETS 676,230.00
-
7/29/2019 agro enterprise plan
15/16
Talaytay Communal Irrigation System Multi-Purpose Cooperat
Business Plan for Agricultural Trading Proje
Page of
Below is the sequence of activities from preparatory phase until the completion of the fi
cropping season. Succeeding cropping seasons will commence after the review and planni
session conducted after each cycle.
Activities2012 2013
O N D J F M A M J
1.0 Preparatory Activities
1.1 consultation with project stakeholders
1.2 preparation of project proposal
1.3 presentation of proposal to the BOD
1.4 finalization of project concept
1.5 submission of project proposal
1.6 review/approval of proposal1.7 cooperators & project staffs meeting
1.8 signing of MOA
1.9 PSP preparation/approval on corn production
-
7/29/2019 agro enterprise plan
16/16
ANNEX 1: Loan Portfolio for 3 years
Month 4 Month 8 Month 12 Month 16 Month 20 Month 24 Month 28 Month 32 Month 36 DES
BORROWERS
Cummulative borrowers 120 180 180 300 360 360 480 540 540 Total No. of
New borrowers 60 60 60 60 60 60 60 60 60 60 Ave. No. of B
5,400,000.00 Total Loan P
Collection ( in Peso)
month 4 597,000.00 - - - - - - - -
month 8 - 597,000.00 - - - - - - -
month 12 - - 597,000.00 - - - - - -
month 16 - - - 597,000.00 - - - - -
month 20 - - - - 597,000.00 - - - -
month 24 - - - - - 597,000.00 - - -
month 28 - - - - - - 597,000.00 - -
month 32 - - - - - - - 597,000.00 -
month 36 - - - - - - - - 597,000.00
Total Collection 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 5,373,000.00 Total Princip
Outstanding Balance (.05% of gross) 27,000.00 Total Princip
Interest Income @ 3%/mo 17,910.00 17,910.00 17,910.00 17,910.00 17,910.00 17,910.00 17,910.00 17,910.00 17,910.00 161,190.00 Total Interes
Service Fee @ 1 % of loan 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 54,000.00 Total Service
23,910.00 23,910.00 23,910.00 23,910.00 23,910.00 23,910.00 23,910.00 23,910.00 23,910.00 215,190.00 Total Reven
CBU retention @ 2 % 12,000.00 12,000.00 12,000.00 12,000.00 12,000.00 12,000.00 12,000.00 12,000.00 12,000.00 108,000.00 Total CBU re
Savings deposits @ 1 % 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 54,000.00 Total savings
Total Principal Collected 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 597,000.00 5,373,000.00 Total Princip
15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 Total Honora
1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 1,500.00 Total Utilities
622,410.00 622,410.00 622,410.00 622,410.00 622,410.00 622,410.00 622,410.00 622,410.00 622,410.00 5,601,690.00 Net Cash
Net cash 22,410.00 22,410.00 22,410.00 22,410.00 22,410.00 22,410.00 22,410.00 22,410.00 179,280.00 Total SurplusLoan Portolio for next season 600,000.00 600,000.00 600,000.00 600,000.00 600,000.00 600,000.00 600,000.00 600,000.00 -
Talaytay Communal Irrigation System Multi-Purpose Cooperative
YEAR 1 YEAR 2 YEAR 3