Advocacy: Access to Care

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    ADVOCACY MORNING REPORTSeptember 16, 2011

    WENDY Hobson-Rohrer, MD MSPH

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    1ST CASE

    3 year old comes into your continuity clinic for avisit. Her BMI is less than the 5% and her weightis also below the 5%.

    You would like to give her increased calories andare considering a supplement.

    She is uninsured.

    What questions will you ask to assess whichprograms she can use?

    What are the potential programs that she canaccess?

    What supplement will you do?

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    WIC WOMENSINFANTSANDCHILDRENSPROGRAM

    US Citizens

    Covers children less than 5 years age

    Covers children who live in families under the

    poverty line Supplemental program does not cover all food

    If a child is G-Tube dependent and 100% of thefeeds are via G-Tube, then insurance pays for the

    formula, not WIC

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    WIC GUIDLINES

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    INCREASINGCALORIESFORLOWCOST

    Whole milk 17kcal/oz

    Carnation instant breakfast with whole milk 30kcal/oz

    Pediasure or other equivalent formula 30 kcal/oz Pediasure $9.97 for 6 bottles

    Equate (Wal-Mart) - $5.97-6.97 for 6 bottles

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    REASONSTO UNDERSTANDINSURANCE

    Refer appropriately

    Empathy

    Impacts medical care

    Personalize care Credibility

    Advocacy

    Get paid

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    VOICESFROMTHE FOCUS GROUPS-COMMUNITY

    Problems in getting medical care?

    Low income people cant afford it.

    My doctor didnt know whats covered.

    It helps if the doctor knows what yourfinancial limits are.

    Doctors dont know the price.

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    INSURANCE ATLAS

    Decision Tree

    Start at top center box

    Clear boxes contain criteria

    Yes/No until reach shaded box

    Shaded box = Insurance/Medical Program

    If no arrow, then no option

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    DEFINITIONS

    US Citizen= birth in US

    Lawful Permanent Resident= Green Card

    Poor= below poverty level

    Low Income= financial need, depends

    Renal Failure= renal transplant OR dialysis

    Disabled= Eligibility criteria specified by SSI

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    SOURCE: Federal Register, Vol. 76, No. 13, January 20, 2011, pp. 3637-3638

    2011 HHS Poverty Guidelines

    Personsin Family

    48 ContiguousStates and D.C. Alaska Hawaii

    1 $10,890 $13,600 $12,540

    2 14,710 18,380 16,930

    3 18,530 23,160 21,320

    4 22,350 27,940 25,7105 26,170 32,720 30,100

    6 29,990 37,500 34,490

    7 33,810 42,280 38,880

    8 37,630 47,060 43,270

    For eachadditional

    person, add3,820 4,780 4,390

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    Citizen orLawful Permanent Resident

    Poor & Either

    1) Pregnant OR2) Life Threatening Disease

    Renal Failure

    Poor

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    INSURANCE OVERVIEW

    State & Federal Programs

    Local Programs

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    MEDICARE VS. MEDICAID

    Federal $$

    Federally administered

    National eligibility criteria

    Apply at Social SecurityOffice Medicare, Disability, Social

    Security

    Federal & State $$

    State administered

    State-determined eligibilitycriteria

    Apply at Division of

    Workforce Services offices Medicaid, Emergency

    Medicaid, Baby Your Baby,CHIP, PCN, Medicareassistance programs

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    MEDICARE VS. MEDICAID

    Citizen/Resident

    &

    Social SecurityQualifications

    &

    > 65 years old

    Disabled x 2 yrs Renal Failure

    Citizen/Resident

    &

    Poor

    &

    65

    Disabled or blind

    Pregnant Parent/caretaker of a child

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    MEDICARE VS. MEDICAID

    Covers: Minimal health maintenance Symptomatic care Some medications

    YES:pap, mammo,prostate CA screen,colon CA screen,flu & pneumovax

    NO: vaccines Many complex options

    State Health InsuranceAssistance Program

    Covers: Health maintenance Symptomatic care Medications

    Many different plans

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    BABY YOUR VS. EMERGENCYBABY MEDICAID

    Presumptive EligibilityProgram

    Short-term (45 d) immediatecoverage While apply for Medicaid

    One BYB card/pregnancy

    Covers: Prenatal

    General medical care

    Medications

    Criteria US Citizen/Resident

    + Pregnancy test

    Income limits

    Medicaid & other sites

    Emergency Services for Non-Citizens

    Emergency services only Pregnancy (only L&D costs)

    Life-threatening disease

    Poor non-citizens &

    non-residents of US

    (including illegal aliens)

    NO risk to be deported

    Medicaid offices

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    CHIP VS. PCN

    Childrens Health

    Insurance Program

    State administered Criteria

    US Citizen/Resident Child Low-income Not qualify for Medicaid

    Covers

    Health maintenance General medical care Medications

    Open-enrollment Now should be open

    DWS offices

    Primary Care Network

    State administered Replaced UMAP Criteria

    US citizen/resident 19-64 yo Income limits NOT qualify for other

    insurance

    Covers Health maintenance General medical care Medications

    DWS offices

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    CASE #2

    An 8 year old who was born in Mexico comes to theemergency department. He has spina bifida andhas the need for many services.

    Where should he go for primary care?

    Where should he go for specialty services?

    Where can he fill his medications for the lowest

    cost?

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    PRIMARY VS. SHRINERSPENNIES HOSPITAL

    PCMC charity program Covers care at PCMC

    Referrals, tests,prescriptions

    Criteria Child Poor Citizenship is irrelevant

    Patient Accounts-PCMC

    Regional charityprogram

    Covers care atShriners

    Criteria < 18 yo Lives w/in region Chronic orthopedic

    condition in SLC

    Burns at other ShrinersHospital Citizenship is irrelevant

    Contact ShrinersHospital

    http://www.shrinershq.org/Hospitals/_Hospitals_for_Children/http://www.shrinershq.org/Hospitals/_Hospitals_for_Children/http://www.shrinershq.org/Hospitals/_Hospitals_for_Children/http://www.shrinershq.org/Hospitals/_Hospitals_for_Children/http://www.shrinershq.org/Hospitals/_Hospitals_for_Children/
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    INSURANCE REVIEW

    Local Programs

    Primary Pennies

    Shriners Hospital Health Access Project (HAP)

    Intermountain Charity Services

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    CASE #3

    A 2 year old comes into the acute care clinic with afever and crying with urination. Her UA is positivefor leukocyte esterase and nitrites. You are goingto presumptively treat her with antibiotics. She has

    not had an UTI in the past. Her Medicaid is pending.

    What antibiotic do you prescribe?

    What do you tell the family about in terms of whatwill be paid for with Medicaid pending?

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    MEDICATIONSCOMMONLYUSEDFORTREATINGAUTI

    All suspensions more expensive as are chewabletabs

    Cefdinir - $48 for a 125 mg/5ml bottle generic,$97 per bottle brand name

    Cefixime $293.00 for 100mg/5 ml bottle

    Amoxicillin/Clav - $36 for 600/5 75 ml bottle

    Trim/Sulfa- $4 program

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    CASE #4

    A 6 year old with asthma comes into the hospital foran acute exacerbation.

    While in the hospital your attending tells you toorder the following tests:

    CBC with diff

    Respiratory Panel

    Mg

    How much do they cost?

    He is insured.

    You are going to start a controller, what will youchoose?

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    ASTHMAMEDICATIONSANDSUPPLIES

    Albuterol

    Inhaler - $25 - $58 200 actuations

    Neb solution - $4 for 75 vials

    Spacer with mask - $56

    Inhaled steroids

    Flovent - $119- $152

    QVAR $91- $110 (120 actuations)

    Inhalers are all the same size, so if you give apatient 1 puff of Flovent 110 mcg twice daily insteadof 2 puffs of Flovent 44 mcg twice daily, you savethem of their co-pays or, $35x6 = $210 per year