ACCRA BREWERY ACTIVA INTERNATIONAL ADANSI RURAL …...Directors with Mr. Isaac Otchere Antwi as the...
Transcript of ACCRA BREWERY ACTIVA INTERNATIONAL ADANSI RURAL …...Directors with Mr. Isaac Otchere Antwi as the...
ADONTEN COMMUNITY BANK LIMITED
DATEOFINCORPORATION:TheAdontenCommunityBankLtd.wasestablishedinAugust,1995commencedoperationson1stApril,1997,andinauguratedon15thMay1997.VISION AND MISSION STATEMENTS
VISION:Tobeafirst-classunitbankservingasthemostefficientfinancialvehiclefortheaccelerateddevelopmentofitsareaofoperation.MISSION:
Toprovideadequate,efficientandprofitorientedbankingservicessuchasmobilizationoffundsandchannelingthesefundsintoBankableprojectsandeconomicventuresinthecatchmentareatherebycontributingtotherapidsocio-economicdevelopmentofthearea.ItsservicesaretobeprovidedinthemostefficientandsatisfactorymannerbycompetentManagementandadequatelytrainedandwellmotivatedstaffwhowillshowgenuineconcerntocustomersneedsandstriveforexcellenceinthequalityofBankingservices.
ABOSSO GOLDFIELDS LTD
GoldFieldsGhana(GFG)ispresentlythenumberonegoldminingcompanyandlargestgoldproducerinGhana,withannualproductioninexcessof797,000ouncesfromitstwooperatingminesatDamangandTarkwa.GoldFieldsGhanaengagesabout5,273employeesand83,167inindirectemployment.
TheCompanyispartofGoldFieldsLimited(GFL),oneoftheworld’slargestunhedgedproducerofgoldwithanattributedannualisedproductionof2.1millionouncesfromsixoperatingminesinAustralia,Ghana,PeruandSouthAfrica.TheCompany’ssymbolortotemwhichisveryrepresentativeofitsnatureistheheadofthelion.
Thelioniswellknownforitsloyalty,strength,calmnessandyetaggressive,diligence,commitmentandstrategicintelligence.
Thevaluesofsafety,responsibility,honest,respect,innovationanddeliveryarethecoreofGoldFields’businessandthebasesofinteractionswithcommunitiesinwhichitoperatesanditsstakeholders.
AHANTAMAN RURAL BANK LIMITED
isoneoftheleadingRuralandcommunityBanksinGhanaestablishedin1984todothebusinessofbanking
ThebankaspirestobeandremaintheleadingruralbankinGhanameetingstakeholders’expectations.Wewillstrengthenstakeholderrelationshipbyprovidingtherightsolutionthatcombinetechnologiesexpertiseandfinancialstrength.Wewillcreatecustomerloyalty,shareholdersvalueandemployeesatisfaction.
TheBankcurrentlyoperatesinfourdistrictsintheWesternRegionwithanetworkoftwelveconnectedbranches.TheheadofficeisatAgonaNkwanta.Thebank’sBoardofDirectorsaspresentlyconstituted,ismadeupof9highlydedicateddevelopment-orientedpersonsofdiversebackground.WithcommittedandexperiencedManagementTeamandstaff,weprovideawiderangeofservicesthatmakesretailbankingeasierandmoreconvenientthanever.
Weacceptdeposits,andprovidelendingandcashmanagementtoourcustomers.OurSusuSavingsandCreditSchemeremainoutstandingsince1995,assistingdiverserangeofeconomicunitsacrossthefourdistricts.ThebankoperatesatradingSubsidiary–AhabankCo.LtdthatoffersconsumercreditstoitscustomersandanOutboardMotorAssistanceSchemeforfishermen.WeofferbothforeignanddomesticfundstransfersuchastheWesternUnion,MoneygramandtheApexLinkmoneytransfer.WealsomanageDonor-TailoredFunds.
TheVisionofAhantamanRuralBankLtdistobecomeandremainthepreferredfinancialinstitutioninGhanaofferingutmostsatisfactiontoallitsstakeholders
AMANANO RURAL BANK LIMITED
wasestablishedasananswertohelpsmall,mediumscaleandpettytraderstogrow,andalsotoinculcatethehabitofsavingsintotheRuralFolks.TheBankwasincorporatedon29thMarch,1982andwasissuedwithacertificatetocommenceBusinesson7thSeptember,1982.TheBankwasissuedaBankingLicensedCertificateon21stOctober,1983byBankofGhanatooperateasaRuralBankinGhana.
HeadOffice
TheHeadOfficeoftheBankislocatedatNyinahinintheAtwimaMponuaDistrictoftheAshantiRegion.TheBanknowoperatesfour(4)Branchesnamely:
• NyinahinBranch,oppositeNyinahinlorryStation
• MbromBranch,oppositeSt.LouisCollegeofEducation,Mbrom,Kumasi
• AffulNkwantaBranch;oppositeTotalFillingStation,Kumasi
• BibianiBranch,AdjacentDistrictPoliceHeadquarters,Bibiani-W/R
• TafoBranch,AdjacentLasPalmasRestaurant,OldTafo,Kumasi
Vision
AmananoRuralBank’sVisionistobecometheeyeopenerandpacesetterofRuralBankinginGhanawithstronggrowthindicatorsforregulatorsandcompetitorstouseasabenchmarkandforemployeestofeelproudworkingwithus
Our Mission
TheBank’smissionistogenerateSuperiorreturnstoherstakeholders,thatistoimproveshareholdervalue,employeemotivationandcustomercare.
Our Core Values
AmananoRuralBank’scorevaluesareintegrity,professionalism,growthmindednessandcontinuousimprovement.
AMANSIE WEST RURAL BANK LIMITED
wasestablishedandcommissionedforoperationson22ndOctober,1983atAntoakromintheAmansieWestDistrictoftheAshantiRegionbyaninterimmanagementcommittee,withpaidupcapitalofGH¢74.20Currently,thebankhas9branchesinadditiontoitsHeadOffice,operatinginacomputerizedenvironmentwith105regularstaff,80mobilizationclerksand20securitystaff.
TheBankisgovernedbyanine-memberBoardofDirectorswithMr.IsaacOtchereAntwiastheBoardChairpersonandmanagementteamledbyMr.GeorgeOseiMensah.“TobecomethemostefficientlymanagedRuralBankinGhana”and“ToquadruplingourmarketshareintheAshantiRegionbytheyear2015’areourvisionandmissionstatementsrespectively.
AMENFIMAN RURAL BANK LIMITED
wasestablishedin1980toprovidebankingservicestotheCommunitiesinwhichitoperates.
ItwasincorporatedundertheGhanacompaniescode1963(Act179)andreceiveditscertificatetocommencebusinessinMay1980andalsolicensedundertheBankingAct2004(Act673)toengageinthebusinessofbanking.
OurvisionistobealeadingRuralBankinGhanaprovidingvaluablefinancialservicestoourcustomers
OurmissionistobeaprofitableBankthatprovidesWorldClass,InnovativeBankingsolutionstoourcustomers.
Ourcorevaluesarecustomersatisfactionandcommunitydevelopmentandit’sbuiltonIntegrity,Customerfocus,Speed/Excellence,People,Passion,Teamworkandconstantinnovation.
ACCRA BREWERY LIMITED
ABriefprofileofourCompanyAccraBreweryLimited(ABL),originallyknownasOverseasBreweriesLimited,wasregisteredon30thJune,1931,forthepurposeofestablishingabrewingindustryinthethenGoldCoast.ItwasthefirstbrewingindustryinthewholeofWestAfricaand,indeed,thefirstnon-traditionalmanufacturingindustryintheGoldCoast.
On1stApril1975,theassetsoftheformerOverseasBreweriesLtd.weretakenoverbythelocallyregisteredACCRABREWERYLIMITEDtopavethewayforGhanaianparticipationinthebusiness.In1997,SABMillerplc(thenSouthAfricanBreweries)acquiredcontrollingsharesinthecompany.Today,ABLisapublicCompanyengagedinthemanufactureanddistributionofbeer,sparklingsoftdrinksandnon-alcoholicmaltbeverages.ABL’sbrandsincludeClubPremiumLager,CastleMilkStout,StoneStrongLager,ChairmanMaltLiquor,EagleLager,ClubShandy,CastleMilkMalt,PeroniNastroAzzurro,ClubCola,ClubMuscatella,ClubOrange,ClubSodaandClubQuinineTonic.
ACCESS BANK (GHANA) LIMITED isasubsidiaryofAccessBankPlc,rankedamongstthetop20
banksinAfricabyassetsandcapital.TheBankisreputedasoneofthefastestgrowingintheGhanaianindustry,asevidencedbyitsrecentawardfor“BestGrowingBank”inadditiontophenomenalgrowthinkeyperformanceindicatorsoverthepastfouryears.
TheBankleveragesonitsinternationalnetworkwithintheAccessBankGroupanditsgeographicalreachinGhanaspanning39officelocationsin8regions,toofferuniversalbankingservicesandshowcasesitsexpertiseinTreasury,TradeFinanceandTechnologydrivenbankingsolutions.
Asaresponsiblecorporatecitizen,AccessBank’sgoalistodriveprofitable,sustainablegrowththatisalsoenvironmentallyresponsibleandsociallyrelevant.
ACTIVA INTERNATIONAL INSURANCE COMPANY
ADANSI RURAL BANK LTD
AdansiRuralBankisaLimitedLiabilityCompanyestablishedin1980inlinewiththeCompaniesCode1963,Act179andoperateswithintheframeworkandlimitationsinthemannerprovidedforintheBankingAct2004,Act673.TheBankhasitsheadquartersatFomenaintheAshantiRegionwhichislocatedabout58kilometerssouthwardsontheKumasi-CapeCoastHighway.Fomena,anotabletownwithalonganddistinguishedhistoryoftraditionalauthorityastheseatoftheOmanheneoftheAdansiStateisalsothepoliticalandadministrativecapitaloftheAdansiNorthDistrictwhichwasestablishedin2004.Itisalsoabout22kilometerseastwardsfromObuasi,notedforitsleadingpositioningoldminingworldwide.TheBankhasseven(7)branchesinKaase,DunkirkandAtonsu(allinKumasi),Fomena,Obuasi,Akrokerri,andNewEdubiase,aMobilizationCenteratAsokwa,inadditiontotheHeadOfficeatFomena.
TheVisionoftheBankistobethemostpreferredefficientandeffectiveRuralandCommunityBankworkingtooptimizeshareholdervalue.TheMissionoftheBankistobeamongthebestthreeRuralandCommunityBanksinGhanaintermsofProfitability,EfficiencyandGrowththroughtheprovisionofqualityproductsandcustomerserviceusingappropriatetechnologyandahighlymotivatedstaff.
GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011
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NAME : MR. EMMANUEL A. ANKRAH
POSITION : SUPERVISING MANAGER
COMPANY : ANUM RURAL BANK LIMITED
BANK OF BARODA
(Ghana)Ltd.awhollyownedsubsidiaryofBankofBaroda–India’sInternationalBank,iscomingfromoneoftheprincipalgrowthenginesoftheworldeconomy.BankofBarodawassetupon18thJuly1908byvisionaryMaharajaSirSayajiraoGaekwad–IIIwithBank’sfirstdepositof101goldcoins.Duringit’sover100yearsjourneyBankhasrisentohigherheightsbysurpassingpastchallengingmile-stonesyearafteryear.
Bankhasbeenadjudgedthe“BestPublicSectorBank–2010,2011and2012”inIndia.TheBankcanboastofanetworkofover4500branchesinIndiaandmorethan100branches/officesacrossoverseascontinents.BankofBaroda(Ghana)Ltd.commenceditsoperationinGhanainFebruary,2008withitsfirstbranchatAdabraka,Accra.
Thebank’sgamutofservicesincludingpersonalbanking,corporatebanking,tradefinance,retailloansandremittancefacilities.Thebankisgrowingsteadilywithprofitearningsyearafteryear.Thebank’sphilosophyhasalwaysbeen“customerasbusinesspartner”.Renderingofpersonalised,excellent/delightfulcustomerserviceisBank’sintrinsicstrength.
TheBankexpandeditswingsbyopeningsecondbranchatTema,Ghanaon15thAugust,2012.Bankintendstoopenfewmoreoffices/branchesinyearstocome,likeatKumasi,Takoradietc.Mr.ArvindKumar,ManagingDirectoroftheBank,envisagethisaspartofgeographicalexpansionoftheBankandalsocommitmenttoservethepeopleofthiscountryreachingclosetothem.
BankofBaroda(Ghana)Ltd.hasregisteredsignificantgrowthonmajorfinancialparametersonyearended2012overlastyear’sperformance.
ASANTE AKYEM RURAL BANK LIMITED
AsanteAkyemRuralBankLimitedwasincorporatedandlicensedin1984,tooperatebankingbusiness.TheHeadOfficeislocatedatJuansaintheAsanteAkyemNorthMunicipalityandhaseightagencieslocatedinAsanteAkyemNorth,South,andKumasiMetropolis.Theseare:Konongo,Odumasi,Juaso,Agogo,Juansa,AffulNkwanta,OfoaseandAyeduase.
VISION & MISSION
Our Vision
TogrowtheBanktobeafirstclassleaderincommunitybankingdedicatedtoprotectingtheinterestofthevariousstakeholdersoftheBank.
Our MissionTobeareliableruralfinancialintermediarycapableofmobilizingidlelocalfundstosupportviableeconomicventuresinitsoperationalarea,asawayofpromotinggrowthandimprovestandardoflivingofitsclientsinanefficientandcompetitivemanner,throughavalue-orientedworkforcededicatedtoenhancingshareholders’value.
BARCLAYS
hasoperatedinGhanasince1917andcurrentlyhas75serviceoutletsnationwide;comprising60branches,3Agencies,10PremierLifeCentresand2PremierSuites.Barclaysalsohasover140ATMsspreadacrossthecountry.
BarclaysoffersawiderangeofCorporateandTreasuryproductsandservicestargetedparticularlyatbusinessandcorporateclients.TheretailfunctionofferspersonalproductsandservicestoindividualcustomerswhileextendinglocalbusinessbankingproductsandservicestoSmallandMediumscaleenterprisesandindigenousbusinesses.
Becomingthe‘Go-to’BankinGhanaisourgoalandourpurposeistohelppeopleachievetheirambition–intherightway.Respect,Integrity,Service,ExcellenceandStewardshiparethecorevaluesandbehavioursthatunderlineourpurposeandgoal.
ATWIMA KWANWOMA RURAL BANK LIMITED
Establishedon6thSeptember,1983toprovidefinancialintermediationtoruralandsub-urbancommunities,thebankhassevenbranchesstrategicallylocatedatPakyi,Santasi,OldTafo,NewTafo,Ayigya,AtonsuandAlabar.
ThevisionofthebankistobetheleadingandpreferredruralbankinGhana.Withimprovedoperationalefficiency,thebankrecorded142%growthover2011netprofit.
Asapolicy,AtwimaKwanwomaRuralBankallocatesfundsinitsannualbudgettoundertakecorporatesocialresponsibilities.ParamountamongtheseistheconstructionofamodelseniorhighschoolatPakyiNo.2,atatuneofGH¢450,000.Additionally,ithasinstitutedascholarshipschemesince1999tosponsorthesecondcycleandtertiaryeducationofbrilliantbutneedystudents.Atotalof226studentshavebenefitedfromtheschemeatacostofGH¢145,140.
Withrecognitionfromlocalandinternationalbodies,the189competentemployeesofthebankaspiretosetthepaceforitscompetitorsintheruralbankingindustry.
BENSO OIL PALM PLANTATION LIMITED
BOPPwasjointlyincorporatedinGhanaonJanuary22,1976byUnileverPLCandtheGovernmentofGhana(GOG)asaprivatecompanylimitedbysharestocultivateoilpalmandtoproduceCrudePalmOil(CPO).
Thecompanywasconvertedintoapubliclimitedliabilityin2004withUnileverGhanabeingthemajorityshareholder(58.45%).However,effective25thMarch2011,UnileverGhanasolditssharestoWilmarAfricaLimited.WilmarAfricaLimitedisnowthemajorityshareholderwith76.63%shareholding.
Thenatureofauthorisedbusinessofthecompanyincludes:
• Growingofoilpalmandotheragriculturalproducts.
• Processingofoilpalmfruitstoproducepalmoilandpalmkerneloil
• Dealersandtradinginpalmoil,palmkerneloilandotheragriculturalproducts.
TheBOPPplantationwiththeassociatedpalmoilmillislocatedattheAdum-BansoEstateintheMpohorWassaEastDistrict(nowtheMPOHORDISTRICT)intheWesternRegionofGhanaandis42kmnorthofTakoradi.
Our mission:
TosupplyWilmarAfricaLtdwithpalmoilrequirements,atworldmarketpriceparitywhileupholdingthebestSafety,Health,EnvironmentalandSociallyacceptablepracticesonthePlantations.
Our vision:
TobethemodeloilpalmplantationinWilmarAfricawherebestmanagementpractice(BMP)isnative,productivityishighest,andpeoplehappiest
Our Values:
BensoOilPalmPlantationLtd(BOPP)subscribestothetenetsoftheRoundTableforSustainablePalmOil(RSPO),BestManagementPractice(BMP),andadherestothestrictobservanceofhighstandardsofbusinessethicsandgoodcorporatecitizenship.
BIA-TORYA COMMUNITY BANK LTD
Bia-ToryaCommunityBankLtdwasincorporatedandlicencedtooperateasaBankingentityon24thFebruary1994.TheBankstartedwithsixstaffandnineBoardmembers.TheheadofficeisatBonsuNkwantawiththreeotherbranchedatSefwiBodi,SuamanDadiesoandJuabosoallinW/R.OurvissionistoevolveasamoderndynamiccredibleandeffectivefinancialinstitutioncapableofdeliverycoreruralbankinginGhanaandthemissiontosatisfycustomers/shareholdersthroughefficient,highqualityandinnovativeservice.ThebankcurrentlyhasnineBoardmembersandfifty-fivestaffwithAmosK.FoliastheGM.AboutGHS65,000.00wasspentonsocialresponsibilityin2012andprofitofGHS413,432,055.99wasrecordedasatJune2013Bia-Toryawasranked2ndbracketasper2013ApexE.M.Ureport
AUTO PLAZA LIMITED
“Fromlittleacornsthemightyoaktreegrows”isaquotationthatbestdescribesthephenomenalriseofAutoPlazaLtd,theonlyrecognizeddistributorofHyundaivehiclesinthemainstreamoftheGhanamarket.In2004,anewcompanyAutoPlazaLtd.tookoverthedistributorshipofHyundaibrandvehiclesintheGhanamarketplace.Sincethen,AutoPlazaLtd(APL)hasgrownintooneofthelargest,mostdiversifiedandprofessionalvehicledistributorsinGhana.NotonlycanAPLlayclaimtocreatinganddominatingtheautomobilemarketplace,itcanalsoclaimashavingestablishedHyundaiasthemostrecognisedbrandofvehicleontheGhanamarket.Fromitshumblebeginning,APLhasdevelopedanorganisationandinfrastructurethatnationwide(andcrossborder)providesnotonlythesupplyofsomeoftheworld’smostpopularvehiclesbutalsoalltheperipherals,accessoriesandconsumablesthatarenecessarytoensureanefficient,reliableandprofessionalaftersalesservicessupport.Notedforitsentrepreneurialspirit,flexibility,innovativemarketingapproach,professionalismandrapidreactiontochangingsituations,APLhasnowevolvedintooneofthelargestandindisputablythefastestgrowingvehicledistributorinGhana.
WithnumerousaccoladesthatincludeoutstandingengagementinCorporateSocialResponsibilityactivitiestoaformallyrecognizedexceptionallevelofcustomerserviceandrelations,APLcontinuestoberecognizedforitsexceptionalworkwiththerecentlybestowedawardof“2ndOVERALLBESTCOMPANY”intheGhanaClub100(GC100)forthe100mostrecognizedandelitecompaniesinGhanaandthewinnerofthe“BESTENTRANTCOMPANY.”ThatwasprecededbyaseparateawardfortheBestEntrantCompanyintotheGC100.
ATWIMA MPONUA RURAL BANK LIMITED
AtwimaMponuaRuralBankLimitedhasitsHeadofficeatToaseandsevenagenciesintheAshantiRegionofGhana.ItwasincorporatedinNovember,1984undertheCompany’scode1963(Act179).
Thedominanteconomicactivityisagriculture.Themaintreecropscultivatedarecocoa,coffeeandginger.Foodcropsproducedincludeplantain,maize,vegetablessuchastomatoes,gardeneggsandsweetpotatoesandpepper.
ThevisionofAtwimaMponuaRuralBankLimitedistobetheforemostRuralBankamongequalsinGhana.
Themissionistoprovideaffordable,customizedandqualityfinancialproductsandservices.
BRITISH AMERICAN TOBACCO GHANA
BritishAmericanTobaccoGhanaLimitedisinvolvedinthemarketing,distributionandsellingofcigarettesinGhana.ItwasfoundedbythePioneerTobaccoCompanyLimitedin1952andlaterchangeditsnametoBritishAmericanTobaccoLimitedinMarch,1999.ItcurrentlyoperatesasasubsidiaryofBritishAmericanTobaccoPlc,aglobalmulti-national.
ThecompanyusedtocultivatetobaccoandmanufacturecigarettesonacommercialscaleinGhana.Itnowimportsitsfinishedproductsintothecountry.
Ourbrandportfolioboastsoflocallyandglobally-knownbrandssuchasTusker-theveryfirstmade-in-Ghanacigarettein1954,StateExpress555,Rothmans,LondonandPallMall.
Asaresponsiblecompany,wesupportregulationandarecommittedtoworkingwithallstakeholderstoensurethatafairandworkablelegislationontobaccoispassedandenforcedinGhana.
ANUM RURAL BANK LIMITED
TheBankofGhanalicensedthefirstRuralBankinJuly1976andthenumberofrural/communitybankshavesinceincreased,andcurrentlystandat121.AnumRuralBankLtdwas22ndRuralBanktobelicensedinGhanabytheBankofGhanaandthe6thintheEasternRegion.
The Bank’s Vision
ThevisionoftheBankistobeoneoftheleadingandmostdependableruralbanksinGhana.
Mission
Themissionistoprovidefinancialandnon-financialservicestohelpnarrowthedevelopmentalgapbetweenitsruralcommunitiesandtheurbanareas.
BANK OF BARODA
GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011
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CAL BANK
Harnessingourhighlyskilledprofessionalstaffwhoemphasizethedeliveryofefficientandexcellentcustomerservice,CALBankLimitedcontinuestoprovideabroadrangeofbankingandfinancialproductsandservicestolargecorporations,smallandmedium-sizedenterprises,publicsectorinstitutionsandretailcustomersthroughanetworkof19branchesand53offsiteATMsacrossGhana.
Theseproductsandservicescutacrossretailbankingthroughinvestmentbankingtocorporateandinstitutionalbankingandtoprivatebanking.Ourfinancialofferingsincludeelectronicbankingsolution,businessloans,paymentandaccountservices,deposits,tradefinance,wealthmanagement,leasesandmortgages.
CurrentlythemostinnovativeBankinGhana,CALBankcommencedoperationsinJuly1990,providingworldclassfinancialsolutionstotheGhanaianbankingsector.
Soonafter,ithasblossomedintooneofthemostpreferredpubliclylistedbanks,thustranslatingintowelldocumentedoversubscriptionoftheCALBankSharesduringitsInitialPublicOfferin2004by150percentandagainover300percentoversubscriptionoftheCALBankSharesduringitsprivateplacementin2011.Thisconsequentlyledtothebankmeetingitscapitalizationaheadofthesetdeadline.Withthisconfidence,thebankispoisedtofurthertransformtheGhanaianbankingindustry.
PROFILE OF FAN MILK LIMITED
FanMilkLimited,whichwasincorporatedin1960,istheleadingmanufacturerandmarketeroficecream,yoghurtandicelollies.Wealsocommandasignificantshareofthefruitdrinks’market.
Ourmissionistoproducehighquality,nutritiousandrefreshingproductstoourconsumers.Wehavealsocommittedourselvestotheachievementofexcellenceinallareasofourcorporateendeavours,whilstaddingtostakeholdervalue.OurCompanyisoneofthepioneersthatgotlistedontheGhanaStockExchangein1990,andthegrowthrecordedsinceourlistinghasbeenphenomenal.FanMilkLimitedcurrentlyprovidesemploymentforthousandsofGhanaianseitherasemployees,distributorsorvendors.Withover5,200shareholdersasatDecember2012,weofferdirectemploymenttomorethan590individualsandindirectemploymenttoover10,000peoplenationwide.
Asexemplarycorporatecitizens,wehavecommittedourselvesamongotherstoseveralsocialresponsibilityprogrammesintheareasofEnvironmentandSanitation,Agriculture,EducationandHealth,justtomentionbutafew,andwehavesupportedinstitutionsandactivitiesintheseareasovertheyears.
FIASEMAN RURAL BANK
DrivenbythedesiretocontinuetomaintainaleadershippositioninRuralandCommunityBankinginGhana,Fiasemandelightscustomersthroughtheprovisionofcreativeandinnovativeproductsdeliveredbyhighlycontentedstaff.
TheBankwasregisteredandlicensedbyBankofGhanain1983toprovidefinancialservicesandthusvigorouslypromoteseconomicactivitieswithinitscatchmentareas.WithitsheadofficeatBogoso,andlocatedontheTarkwa-Ayamfuri-KumasitrunkroadinthePresteaHuniValleyDistrictoftheWesternRegion,itoperateswithinanetworkof8branches.
Consistency,growthandincreasingshareholders’valuehasbeenthefocusoftheBankreturning60%onshareholders’fundsandaprofitoutturnof87%in2012.
Overtheperiod,theBankhasmaintainedastrongholdingamongthestrongRuralandCommunityBanksfraternityandforthepast5yearscontinuouslyshowedupasamemberoftheGhanaClub100,abronzemedallistofBusinessandFinancialServicesExcellenceAwardsandamemberoftheAFRACA(AfricaRuralandAgriculturalCreditAssociation).
CITY INVESTMENTS COMPANY LIMITED
CityInvestmentsCompanyLimited(CIC)isalicensednon-bankfinancialinstitutionfoundedin1995byateamoffinancialexpertsandprofessionalmoneymanagers.CICisamemberoftheVanguardGroupofcompaniesandispermittedbyitsregulationstooperateasaFinanceHouseofferingbutnotlimitedto:FundsManagement,BusinessFinance,ConsumerCreditFinance&PersonalLoans,BusinessAppraisal&AdvisoryServices
SHAREHOLDERS Structuresummary:1.VanguardAssuranceCo.
Ltd.40%2.OtherCorporates13%3.Individuals47%
MISSION Tohelpourcustomersbuildrelationshipsthatwillenablethemachievetheirbusinessgoalsthroughproductsandservicesfrom‘theHelpstation’.
CROCODILE MATCHETS GHANA LIMITED
CrocodileMatchets(Ghana)Limited,istheleadingmanufacturerofhighqualitybrandmatchetsandotheragriculturaltoolsinGhanaandtheWestAfricanSub-regionundertheCrocodiletrademark.Sinceitsestablishmentin1968inTeam,theindustrialcityofGhana,CrocodileMatchets(Ghana)Limitedhasconsistentlyliveduptoitmissionofmakinghighestqualitymatchetsataffordablepricesavailabletofarmers.
CrocodileMatchets(Ghana)Limited,asubsidiaryofRalphMartindale&companyLimitedcurrentlyhasastaffstrengthofabout300highlyskilledandexperiencedemployees.
CrocodileMatchets(Ghana)Limitedhasasolidcorporatestatus.Theoperationsofthecompanyexhibitcommitmenttocarefortheenvironmentandnationaldevelopment.OvertheyearsthecompanyhasliveduptoitscorporatesocialresponsibilitiesbyannuallyassistingFarmers’Daycelebrations,supportinghealthandothereventsatboththecommunityandnationallevels.
DALEx FINANCE
isafullyGhanaianownedFinanceHouselicensedbytheBankofGhana.Initsseventhyearasaninstitution,Dalexemploysover500young,highlyqualifiedandexperiencedstaffwhosellsitsproductsnationwide.TheCompanyhasdisbursedoverGH¢300mtoover29,000individualsandCorporateClientsthroughitsbrancheslocatedinallthe10regionsofGhanaexceptCentralandUpperWestRegions.
PRODUCTSDalexFinanceisspecializedinthedeliveryof4differentProductsnamely;
SMEFinancing-(Certificate/InvoiceDiscounting,BridgeLoanFinancing,LPOFinancing,ProjectFinancing,VehiclesandExport/ImportFinancing)
SalaryLoans-ToGovernmentWorkers,SelectedSecurityAgenciesandReputablePrivateSectorCompanies.
FixedDeposits-(Depositfor‘on-lending’)sourcedfromBanks,NonBankFinancialInstitutions,AssetManagementCompanies,InsuranceCompanies,HighNetWorthIndividuals,CreditUnions,andProvidentFunds.
Leasing-Vehicleoperatingleases.
VISIONToberelevant,accessibleandvaluedinthemindsofourStakeholders
MISSIONOurMissionistoaddvaluetoourCustomersbymakingavailableinnovativeandrelevantfinancialsolutionsandexceedorCustomersexpectationsinthedeliveryofourservices.CorporateValuesTeamWork,Passion,AttentiontoDetail,TenacityandInitiative.
ECOBANK GHANA LIMITED
Incorporatedin1989,EcobankGhana(EGH)isasubsidiaryofEcobankTransnationalIncorporated(ETI),theleadingpan-Africanbankingnetwork,withapresencein33countries.EGHhasgrownconsistentlytobecomeoneoftheleadingbanksinGhanaandawell-recognizedbrandwithintheGhanaianbankingindustry.LeveragingontheGroup’sgeographicalfootprintandstrongtechnologyplatform,Ecobankisnotonlydeliveringeffectivesolutionsforitsclientslocally,butalsocontinuestosupportregionaltradethroughsolutionsthatoptimizecustomercashmobilization.EcobankiskeentoexpanditsSMEactivities;hence,therecentmergerwithTheTrustBankGhana(TTB).TTB’sstrongpresenceinthelocalcorporateandSMEsectorsisseenashighlycomplementarytoEcobankleadingroleinretailandcorporatebanking.Ultimately,therationaleistobuildabiggerbank,stronglypositionedtoservethegrowingbankingneedsoftheGhanaianeconomy.
ENTERPRISE LIFE ASSURANCE
EnterpriseLifewasincorporatedintheyear2000withtheinitialshareholdersasEnterpriseInsuranceCompany,alistedgeneralinsurancecompanyinGhana,AfricanLife(nowSanlamSky)aSouthAfricanLifeInsuranceCompanyandtheInternationalFinanceCorporation,thecommercialwingoftheWorldBank.
OurcurrentshareholdingcomprisesofEnterpriseGroupLimited(51%)andSanlam(49%).
Nature of Business
EnterpriseLifeoperatesasaspecialistLifeInsurancecompany,providingaffordableandinnovative,lifeassuranceproductsdesignedtomeettheneedsofourpolicyholdersandgeneralpublic.
Our Vision
Inallourmarkets,ourpedigreewillberecognized,ourstrengthrespected,ourexpertisevaluedandoursolutionssoughtbyallwhodesireanadvantageinlife.
Our Mission
Weprovideallwhocomeintocontactwithustheirdesiredadvantage…becausewearethebestatwhatwedoValues
Friendliness,Trust,Reliability,ExcellenceandProfessionalismBrand
TheEnterpriseLifebrandisbasedontheconceptofthe“Thoroughbred”.
TheThoroughbredisahorseofoutstandingpedigreewithaninherentdispositiontobethebest.Bornofoutstandingparentage,excellenceisjustournature.
Thisendowsuswithsheerpowerandmuscle,anditisthatwhichdrivesustodeliverthequalityserviceandsolutionsourpolicyholders’desireandexpect.Thisiswhyourpolicyholdersconfidentlytestifythat,trulytheyareatanAdvantage.
EQUITY ASSURANCE LIMITED
EquityassuranceLimited(éa)istheGhanaiansubsidiaryofEquityAssurancePlcofNigeria,aCompanywhichpresentlyoperateswithanauthorizedsharecapitalof80MillionUSDollars.EquityAssuranceLtdwasincorporatedinGhanainJanuary2008andinMayofthesameyearopeneditsdoorstounderwritealllinesofGeneralInsuranceBusiness.
OurcorporatevisionistobeoneoftheleadingAfricanInsuranceGroup.OurcorporatemissionistoestablishanInsuranceCompanythatwouldbeareferencepointinexcellentclaimsettlementservices.
Thiswouldbeachievedthroughawell-motivatedworkforce,cuttingedgeofficetechnologyandgoodbusinessethics.
OurcorevaluesareCaring,learning,integrity,creativity,excellentcustomerserviceandpromptness.
ApartfromitsCorporateHeadOfficelocatedinAccra,theCompanypresentlyalsohasbranchesinSpintexRoadinAccra,Tema,Kumasi,Takoradi,KoforiduaandSunyani.Italsooperateover220ContactofficesandAgencyoutletsthroughoutthecountry.EquityAssurancecurrentlyhasPrinceYemiAdetuwoasitsManagingDirector/CEO.CorporateofficeContactAddress:No.48SenchiStreetOffAviationRoadPostOfficeBox16235KIA,AccraTEL:0302769542,770548FAX:0302769592
ENTERPRISE INSURANCE COMPANY LIMITED
EnterpriseInsurancebelievesintherelentlesspursuitofexcellenceandthisisevidentinallwedo.Sinceourestablishmentin1924,wehaveprovidedtheverybestininsuranceservicestoourcherishedclients;supportingthemespeciallyinverydifficultandtryingtimes.Weprovideavarietyofinsuranceproductsandsolutionsthatreflectandaddressthechangingneedsanddemandsofourdiverseclientbase.AtEnterprisewegiveourclientstheassurancethat,whetheryouareahugemultinational,asmallenterprisesettinguporanindividual,ourattentiontodetailissuchthatwewillnotrestuntilwehaveprovidedyouwiththemostcompetitiveandcomprehensiveinsurancesolution(s).Ourreputationforpromptclaimspaymentislegendaryandweprideourselvesonthefactthatforover87yearswehavekeptourcommitmentstoyou,ourcherishedclientsandstakeholders.Itisnowonderthen,EnterpriseInsurancehasbeenratedinthedoubleAcategory,denotinga“veryhighclaimspayingability”onthreeconsecutivetimesbyGlobalCreditRatingofSouthAfrica.
THE ENTERPRISE BRAND
EnterpriseInsuranceisasubsidiaryofEnterpriseGroupLtd,apremierfinancialservicesgroup.OthersubsidiariesareEnterpriseLifeAssuranceCompanyLtd,whichisoneofGhana’sfastestgrowinglifeassurancecompany,EnterpriseTrustees(pensionssubsidiary)aswellasEnterpriseProperties(arealestatesubsidiary).Forourclientsandstakeholdersthisisanassurancethatwearepartofapremierfinancialservicesgroup,withtheabilitytocaterforyourfinancialneedsininsurance,lifeassurance,pensionsorrealestate.ByinsuringwithEnterpriseInsurancewearenotjustinterestedindelightingyouwiththebestinsurancesolutions,wealsoprovideyouconvenientaccesstothewholeoftheEnterpriseBrand.
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GHANA RUBBER ESTATES LIMITED
VISION ModelofexcellenceforthenaturalrubberindustryinWestAfrica,thehighperformingcompanyofchoiceinGhana
MISSION STATEMENT
Weexistto:-Developindustrialrubberplantationwiththehighestyields.➢PromoteOutgrowerplantationsandprovidetechnicalassistancetoguaranteefarmerswithhighyieldsandlowproductioncostsProcesshighqualityNaturalRubberforthedomesticandInternationalmarketsProtecttheenvironmentthroughre-afforestationandeffectiverecyclingofwastegeneratedfromourprocessesDischargeoursocialresponsibilitiestothecommunitiesandotherstakeholdersinaproactivemanner
CORE VALUES
QualityInnovationTeamworkIntegrity,andRespectforallstakeholders
GLICO GENERAL INSURANCE COMPANY LIMITED (GLICO GENERAL)
GLICOGENERALisacknowledgedtobethedynamicindustrypacesetterthatprovidesinnovativeandcustomizedunderwritingandriskmanagementsolutionsforthewidestpossiblerangeofnon-lifeinsuranceneeds.
Sincethestartofoperationsin2006,thecompanyhasbeencommittedtoprovidingmeasuredandhighlyresponsiveinsurancesolutions.Ithasexperiencedandskilledmanagementandstaffwhoworkhardtoachievethedesiredresultsforitsclients.
ThishasplacedGLICOGENERALinauniquepositiontohandletraditionalinsurancecategoriessuchasAccident,FireandMotor,whilecarvingoutanicheforitselfinthemorespecializedbusinessessuchasEnergy(oilandgas),EngineeringandMarineinsurance.Further,ourclient-focusedoperationalmodelenablesustoprovideclientswithproductandexceptionalservicethatdemonstratecuttingedgestandardandconvictionto“cushionthemforlife”.
GLICOGENERALisA-ratedbytheGlobalCreditRatingCompany(GCRC)andtheonlynon-lifeinsurancecompanytoreceivetheBusinessandFinancialServicesExcellenceAwardfor2010-11institutedbytheInternationalChristianBusinessExcellence,Ghana.
FIRST CAPITAL PLUS
FirstCapitalPlus(FCP)isawholly-ownedGhanaianSavings&LoanscompanythatwasestablishedonOctober29,2009withthevisionofbecomingtheleadingproviderofbankingsolutionsinAfrica.FCP’sstrategicfocusistoprovidecustomer-centricsolutionstotheSMEsegmentofthemarket.
InJuly,2012FCPreceivedaprovisionaluniversalbankinglicenseafterbarelythreeyearsinoperationasaSavings&LoansCompany.April,2013statisticsreleasedbytheBankofGhanaindicatesthatFCPisstillthemarketleaderintheSavings&Loansindustryintermsoftotalassetsandtotalcreditwithamarketshareof19%and16%respectively.
FirstCapitalPluscurrentlyhas13brancheswithitsultramodernheadquarterslocatedatCapitalPlazaontheSpintexroad.
GHANA HOME LOANS
Sinceitsinceptionin2006,GhanaHomeLoanshasdisbursedover$100minmortgages,creatinghundredsofnewhomeownersintheprocess.
Ghana’sleadinghomeloansproviderhasplayedapioneeringroleineducatingthemarketonmortgagesandthebenefitsofhomeownership.
RecentachievementsofGHLinclude:
• ReleasedMortgageBorrowerEducationvideo–afreemarketeducationtooltopromotemortgages
• EmbarkedonNationwideMortgageRoadshow–seriesofpresentationsatvariousregionalcapitals
• Newproducts–LaunchedLandPurchaseMortgageand0%depositMortgage
• AwardedPropertyFundingPartner-2011&2012
• OrganizedGhana’sfirstresidentialmortgage-backedsecuritiesconference
• Ranked5th–GIPC’s2012Club100list
GhanaHomeLoansproducts:
• PurchaseMortgage• HomeownersMortgage• RefinanceMortgage• LandPurchaseMortgage• HomeConstruction
Mortgage
GHANA OIL COMPANY LIMITED
GOILwasincorporatedasaprivatelimitedliabilitycompanyonJune14,1960asAGIPGhanaCompanyLimitedwiththeobjectiveofmarketingpetroleumproductsandrelatedproductsparticularlyfuels,liquefiedpetroleumgas(LPG),lubricants,bitumen,andspecialityproductsinGhana.TheCompany’smainbusinessismarketinganddistributionofpetroleumproductsinGhana.ThebiggestchunkofitssalescomesfromthesaleofDieselandGasoline.TheCompanyismannedbyatenmembermanagementteamheadedbytheManagingDirector.Themarketingarmsofthecompanyarerepresentedbyfourzonalofficesnamely:
•ZonalOfficeSouth(Accra)•ZonalOfficeMiddleBelt
(Kumasi)•ZonalOfficeWest
(Takoradi)and•ZonalOfficeNorth
(Tamale).
GOILhasthelargestretailnetworkacrossthecountry.ThecompanyalsohasnumerousconsumeroutletsthroughoutGhana.Theconsumeroutletsincludecompanies,schools,hospitals,factories,hotels,banksandmajorparastatals.Inaddition,thereareanumberofotherretailoutletsestablishedtomarketpremixfuelandkerosenetoruralareas.LPGasfillingplantshavealsobeeninstalledatsomeofthefillingandservicestationsandatotherlocationsinthecountry.
FIDELITY BANK
FidelityBankwasissuedwithitsUniversalBankingLicenseonJune28th2006,makingFidelityBankLimited,the22ndbanktobelicensedbytheBankofGhanaunderthenewBankingAct,2004(Act673).TheBankisownedbyGhanaianindividualandinstitutionalinvestorsincludingADBandSSNIT,andalsobyitsseniorexecutives.
TheBankwasformerlyFidelityDiscountHouse,theleadingDiscountHouseinGhana.Afteroperatingprofitablyfor8years,thebusinessenvironmentinthecountryattractedinvestorstotheideaofestablishingabank.
FidelityBankhasateamofhighcalibreprofessionalswithdiverseskillsandexperience.TheBankhasinvestedheavilyintechnologyandcontinuestoinvestheavilyintrainingtoensurethatitisatparwiththebestintheworld.FidelityBankoffersacomprehensiverangeofproductsandservicestomeetthebankingandfinancialneedsofexistingandpotentialcustomers.
FidelityBankhastwocorporateaffiliates:FidelityCapitalPartnersLimited(FCPL),andFidelityAssetManagementLimited(FAML).
FidelityCapitalPartnersLimited(FCPL)istheleadingventurecapitalandprivateequityfundmanagerinGhanaandmanagestheFidelityEquityFund1.
FidelityAssetManagementLimited(FAML)isanAssetManagementandInvestmentfirm.ThemainobjectiveofFAMListocreatevalueforpersonalaswellascorporateinvestorsbyinvestingintheCapitalandMoneymarkets.TheirexpertiseisinProvidentFundManagement.
VISIONFidelityBank’svisionistobecomeaworld-classfinancialinstitutionthatprovidessuperiorreturnsforallstakeholders
MISSIONTobeamongstthetopfivebanksinGhanabyDecember2013,basedonallkeyperformanceindicators:deposits,fees,qualityofloanbook,costtoincomerate,andanchoredonthreekeypillars-ourpeople,ourserviceandprocesses,andreturntostakeholders.
FIRST ALLIED SAVINGS AND LOANS LIMITED
BackgroundoftheCompanyFirstAllied(“FASL”)wasincorporatedasaprivatelimitedliabilitycompanyonMay24,1995undertheGhanaCompaniesCode,1963(Act179).FASLcommencedofficialbusinessonSeptember25,1996.
FASLwaslicensedbytheBankofGhanainApril,1996asanon-bankdeposittakingfinancialinstitutiontocarryonsavingsandloansbusinessinthecountry.
BackgroundoftheCompanyFirstAllied(“FASL”)wasincorporatedasaprivatelimitedliabilitycompanyonMay24,1995undertheGhanaCompaniesCode,1963(Act179).FASLcommencedofficialbusinessonSeptember25,1996.
FASLwaslicensedbytheBankofGhanainApril,1996asanon-bankdeposittakingfinancialinstitutiontocarryonsavingsandloansbusinessinthecountry.
VISION
“tocreateanexcellentinstitutionandbetheleaderintheprovisionofqualityfinancialservicestothemicroandsmallenterprisesectorinGhana”.
MISSION
“toofferconvenientaccesstoefficient,innovativeandresponsivefinancialservicestothemicroandsmallscaleentrepreneuronasustainablebasisforthemutualbenefitofallstakeholders”.
G4S SECURITY SERVICES (GH) LIMITED
G4SSecurityServices(GH)LimitediscurrentlytheleadingsecurityserviceproviderinGhanaandemploysmorethan5000securityofficersprotectinglivesandpropertiesandrenderingotherspecializedservicestovarioushigh-profiledinstitutions.
G4SprovidesIntegratedElectronicSecuritySolutionstoourclientsontheAfricancontinent.Equippedwith50yearsofglobalexperience,G4Sisatrustedpartnertoreduceriskwithinyourenvironment.
RenderingspecializedservicesthatrangefromRiskManagementtoturnkeyIntegratedSecuritySolutions,G4Sprovidestailormadesolutionstosuiteachclient’ssecurityneeds;G4Srendersservicestovariousindustries;Mining,Oil&Gas,Aviation&Ports,DiplomaticMissions,HospitalitiesandFinancialInstitutionstonameafew.
G4SGhanaisheadquarteredinLabone,Accraonthe#31,SecondLaboneStreetwiththefollowingbranchofficesin:
• Tema• Takoradi• Tarkwa• Kumasi
Currently,Mr.StevenBarryisG4SGhana’sManagingDirector,joiningtheteaminJune2013.Mr.Barryencompassesover20yearsofexperienceandknowledgeinthesecurityindustrycoupledwithBusinessDevelopment.
GHANA COMMERCIAL BANK
GhanaCommercialBankLtd.startedin1953astheBankoftheGoldCoasttoprovidebankingservicestotheemergingnationforsocio-economicdevelopment.TheBankwastoprovidespecialattentiontoGhanaiantraders,businesspeopleandfarmerswhocouldnotelicitsupportfromtheexpatriatebanks.
In1957,whenGhanaattainedindependence,BankofGhanawasestablishedastheCentralBankwhiletheBankoftheGoldCoastwasrenamedGhanaCommercialBanktofocussolelyoncommercialbankingservices.SincethenGCBbrancheshavebeenopenedacrossthelengthandbreadthofthenationtappingthepotentialofthe10regionsthatmakeGhana.
TheBankhadbeenwhollygovernmentowneduntil1996whenundertheeconomicrecoveryprogrammepartofthegovernmentownershipwasdivested.Todaygovernmentownershipstandsat21.36%whileinstitutionalandindividualholdingsaddupto78.64%.Fromtheonebranchofthe1950s,GCBnowhasover150branchesand11agenciesthroughoutthecountry.
GCBaboundsinhighqualityhumanresource,whichstandsat2,101asattheendof2009.ThisisremarkablewhenoneconsidersthattheBankstartedwithastaffof27.CurrentlythereareprofessionalsofvariousdisciplineswhoworkintandemtoachievetheobjectivesoftheBank.
GCNET
GCNET,ajointpublic-privatecompany,provideselectronicsolutionsfortradefacilitationandrevenuemobilization.Aspartofitsservices,ithasdeployedtheGhana“SingleWindow”systemfortradeandcustomsclearanceprocesses.
Over40MDAsareconnectedtothesystem(viaane-MDAportal),forvariousprocesses(e.g.issuanceofelectronicpermits,licences,exemptions,generationof“real-time”reports,monitoringoftransactions,transittracking,etc.theseprocessespromoteseamlessprocessingoftradeandcustomstransactionandcustomsrevenueenhancement.
GCNEThasalsodeployedanautomatedsystemfortheGhanaRevenueAuthority,forprocessingdomestictaxassessments,filingandpayments.TheRegistrar-General’sDepartmenthassimilarlybeenprovidedanelectronicsystemfortaxpayerregistration,annualcompanyreturnsfilingandpayment.
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GLICO LIFE INSURANCECOMPANY LTD
GLICOLifeInsuranceCompany(GLICOLIFE),thenGeminiLifeInsuranceCompanyLtd,obtaineditsofficiallicenseon15thDecember1986andstartedoperationsin1987asaspecialistlifeinsurancecompanywithavisiontobringlifeinsurancetothedoorstepofeveryGhanaianhousehold.GLICOLIFE,throughhardwork,dedicationandcommitment,hasovertheyearsgrownanddevelopedintoareputableandresourcefulinsurancecompany.ItisapacesetterintheindustryandthevibrantbrandinlifeinsuranceinGhana.
GLICOLIFEhasdevelopedwellsuitedproductstomeetthelifeinsuranceneedsofthepublic.Includedintherangeofspecially-designedproductsareUniversalEndowmentandMicro-Insurancepolicies.
Someofthehighlypatronizedproductsinclude,theGLICOEnd-of-ServiceBenefit(ESB),GLICOEducationEndowmentPolicy(GEEP),GLICODepositAdministrationScheme(DAS),GLICOGroupComprehensivePlan,GLICODepositors’Life,GLICOFuneralPolicy,AnidasoandEdwaNkosoMicro-Insuranceproductsamongmanyothers.
Glicolifeisconsistentlyrankedamongthefirstfivecompaniessincethe1990’s.
GRAPHIC COMMUNICATIONS GROUP LIMITED (GCGL)
wasformedin1950inthethanGoldCoastbytheDailyMirrorGroupintheUnitedKingdom,withCecilKingJnr.asthefirstheadofthecompany.ItsoriginalnamewasWestAfricanGraphicCompanyLimited.
Thecompanypublisheditsfirstnewspaper,theDailyGraphic,onOctober2,1950,andfolloweditupin1953withtheweeklySundayMirror,nowcalledTheMirror.
Whenin1957theGoldCoastgainedindependencefromBritainandchangeditsnametoGhana.WestAfricaGraphicCompanyalsochangeditsnametoGhanaGraphicCompanyLimited.
In1962,theGovernmentofGhanaacquiredthecompanybyanActofParliamentandturneditintoastatutorycorporationin1971bytheGraphicCorporationInstrument,1971,LI709,inaccordancewiththeStatutoryCorporationsAct,1964(Act232).ThecompanythereforebecameknownasGraphicCorporation.
Inresponsetomarketdemands,thecompanyaddedGraphicSport(1985)andGraphicShowbiz(1998)toitspublications.
Afterbecomingalimitedliability,thecompanycameupwithfourmorepublications:JuniorGraphic(2000),GraphicAdvertiser(2004),GraphicNsempa(2007)andGraphicBusiness(2008).However,thecompanynolongerpublishesGraphicAdvertiserandGraphicNsempa.
Againin1995GraphicledthenewspaperindustryinGhanawithanupgradedversionoftheweboffsetcolourmachine,theHeidelbergHarrispress.
TobeadominantmultimediagroupinWestAfricatellingtheAfricanstory.
Toempowerouraudienceandconsumerseverywherewithauthenticinformationandexcellentproductsthroughvisionaryleadershipandstrongbrand.
HFC BANK (GH) LTD
HFCBank(formerlyHomeFinanceCompany)waslicensedasanapexmortgagefinancinginstitutioninGhana.HFCwasincorporatedonMay7,1990undertheGhanaCompaniesCode1963(Act179)asaprivatelimitedliabilitycompanyandlicensedbytheBankofGhanaasanon-bankfinancialinstitutioninAugust1994.TheCompanycommencedbusinessonDecember2,1991.InOctober1994HFCwasconvertedtoaPublicLimitedLiabilityCompanyandgotlistedontheGhanaStockExchangeonMarch17,1995.
TheobjectiveofHFCthenwastochampiontheoverallprogramdevelopmentandmanagementofanewhousingfinancesystembeingimplementedunderanInternationalDevelopmentAssociation(aWorldBankaffiliate)project.
OnJuly7,1993,HFCincorporatedawhollyownedsubsidiarycompany,HomeFinanceInvestmentFund(HFIF)toundertakethebusinessofaninvestmentcompany.InOctober2001,HFIFchangeditsnametoHFCInvestmentServicesLimited(HFC-ISL)inordertoofferabroaderrangeofinvestmentservices.InAugust1994,HFCestablishedthefirstRealEstateInvestmentTrust-HFCRealEstateInvestmentTrust(HFC-REIT)inthecountry.
OnSeptember17,1996,HFCissuedthefirstcorporatebond(HFCHousingBonds)ontheGhanaStockExchangewithashelfregistrationof$35milliontofinanceforeigncurrencymortgages.InJuly2001,theBankofGhanaissuedHFCwithadeposittakingauthorizationandthenfinallyinNovember2003,theinstitutionwasissuedwithaUniversalBankinglicensethusgainingtheauthoritytooperateasafullBank.ItsnamewasthenchangedtoHFCBank.
IPMC
RatedamongTop10ofGhanaClub100businessesandinits19thyearofsuccessfulbusinessofITproductsdistribution,ITsolutions&training,IPMCisoneofWestAfrica’slargestITcompanieswith400+workforceandfootprinton19locations.Withits$5millionworthoflocalITinventoryand$30mturnover,IPMCisfacilitatingthegrowthofITinfrastructureandservesasmanyas8000+businessesintheregionsupportedby50+suppliersglobally.
IT Products:
WinnerofGovernmentofGhana’s‘TopITHardwareSupplier’award,IPMCisthePremierpartnerofHP,DELL,IBM,ACER,EMC,NETAPP,CISCO,MICROSOFTandotherglobalITvendors.WithexpertiseinITinfrastructuretechnologies,IPMCprovidessupportacrossanEnterpriserangingfromHighEndServer,storagetechnologies,LAN/WANsetupsandenduserdeviceswhetheritbePCs,Laptops,Printers,UPS,etc.IPMCisalsotheAuthorizedServiceCenterforHP,IBM,DELL,ACERandEPSON.
Enterprise Solutions:
IPMCspecializeinbuild,designandmaintenanceofDatacentersandareleadconsultantsforInformationSecurityandBusinessContinuity.WinnerofCIMG’sTopICTcompanyaward,IPMCrunsagoodpracticeinOraclebasedERPsolutionsaswellasMicrosoftTechnologies.CoveringverticalsofGovernment,Banking,Oil,ManufacturingandTrading,IPMChascreatedsuccessfulcasestudiesofitssolutionportfolio.
ITTraining
Theprocessorientedworkculture,afullyautomatedOraclebasedERPsystemandthroughitsnetworkofITLearningCenters,IPMCCollegeofTechnologyisconsistentlyenhancingskillsetsofupto10,000studentseveryyear.FamousforitsProfessionaljoborientedITcourses,IPMCalsopartnerswithGreenwichUniversityofLondonfordegreeprogramsinComputerScienceandBusinessstudies.
IPMCasafoundingmemberofGASSCOMisparticipatinginthefastgrowthofBPOsinGhana.
INTERPLAST LIMITED
istheleadingmanufacturerofUPVC,HDPE,PE/PPCorrugatedandPPRpipes,forbothdomesticandinfrastructuraluseinSub-SaharanAfrica.ThefamilyownedGhanaiancompanywasestablishedin1970inAccra,Ghana.ForovertheyearswehavebeencommittedtocontributingtothesustainableinfrastructuraldevelopmentofGhanaandtheAfricancontinentandassuchwecurrentlyexportourproductstomorethan21Africancountries.WeareproudtoprovideintegratedsolutionsforWater,Construction,Telecom,Agricultural,Miningcompaniesandmanyothersectors.
INNOVATION AND TECHNOLOGY:
Interplasthasinvestedinanultramodernstateoftheartproductionfacilityequippedwiththelatesttechnology.Thishasenabledanincreaseinproductionandintroducednewandinnovativeproductsontothemarket.Wehavenewproductssuchas:
• BarrierandWarningMesh
• HDPEGasDistributionSolutions
• IRClips• SuperStrengthRC• INCORPE/PP
CorrugatedPipes• MosquitoNet• TrunkingNew
Design
IVORY FINANCE COMPANY
Establishedin2000,IvoryFinanceCompanyLimitedisamemberoftheCDHGroup.Thecompanyprovidesawiderangeoffinancialservices,includinglending,guarantees,exportfinancing,financialleasing,collateralmanagement,warehousingandotherlogisticsservices.
IvoryFinancealsoprovidesinvestorstheopportunitytoplacefundswithus,onshort-termbasis,andatcompetitiverates.Thecompany’sstrengthsresideinitsspecializedproductsandservices,targetedatsmallandmedium-scaleenterprises.Thecompanyhasalsorolledoutanumberofinnovativeproducts,suchastheIvoryRapidReceivables(I-RR),andtheIvorySprinter(I-Sprinter),whichofferawiderrangeoffinancialmanagementtools.
IvoryFinanceispoisedtobetheverybestinitsindustry,bybuildingitssuccessonfourpillars:people,products,performance,andpersona.
JISLAH Financial Services Limited (JISLAH)
isamemberofJislahHoldings,adiversifiedfirmwithoperatingsubsidiariesengagedinICT(DigitronixSystemsLimited)andComputerEducation(APTECHComputerEducation)andProperties.JISLAHwasGhana’s3rdFastestGrowingCompanyfortheyear2011andthe75thmemberoftheGhanaClub100inthesameyear.
JISLAHFinancialServicesLimitedwasincorporatedin1995tooperateasaFinanceHouse.ItoperatesunderBankofGhanaOperatingLicensenumberFNB0103.JISLAHisheadquarteredinKokomlemle,offtheRoyaltCastleRoad,Accra.IthasbranchofficesinMakola,TemaandTakoradi.Ithasanetworkofoverfortyemployeesworkinginallfourbrancheswiththeskillandcapacitytoservicethefullrangeofourclients’variedfinancialnecessities.Inmorethan10years,JISLAHhasservedtheneedsofindividuals,small-tomedium-sizedbusinesses,corporate,financialinstitutionsandindividualinvestors,providingthefullrangeoffinancialproductsandservicestheyrequire.Ourfull-serviceofferingincludesInvestmentManagement,Loan-FacilityManagementandAdvisoryServices.Ourmainpillarsofbusinessgrowthare: Project/BridgeFinancing, AutoandAssetFinancing StrategicandCorporateFinancing TradeFinancing. Investments(FixedDeposit)VISIONOurvisionistobecomealeadingfinancialsolutionsproviderintermsofqualityandreliableservicedeliveryandprofitability.MISSIONOurcorporatemissionistoofferexcellentshort-termbridgefinancingandinvestmentopportunitiestoindividualsandinstitutionsandtomaximizestakeholders’interest.
GUARANTY TRUST BANK (GHANA) LIMITED
wasregisteredinOctober2004andobtaineditsuniversalbankinglicensefromBankofGhanaon23rdFebruary,2006.ItisasubsidiaryofGuarantyTrustBankPlc,aforemostbankinNigeriawithaTripleAratingandthefirstindigenouslyownedsub-SaharanbanktobequotedontheLondonStockExchange.
Duetoitsconsistencyinbuildingastrong,profitableandrespectablebrandinGhana,GTBankwithinsevenyearsofoperations,hasgrowntobecomeareferencepointforgoodbusinesspracticesandrolemodelinthefinancialservicesindustry.
IthasbeennamedBankofYeartwice,in2009and2010andemergedwinnerinmajorcategoryawardssinceinception.TheInternationalFinanceCorporation(IFC)alsonamedGTBankastheMostMarketResponsiveGlobalTradeFinanceProgram(GTFP)IssuingBankinAfricafor2010.
GTBankwasrecentlycitedinaKPMGAfrica-wideCustomerSatisfactionSurvey,2012,reportastheMostCustomerfocusedBankinGhana.GTBankislistedonGhanaClub100ListofPrestigiousCompanies.
GUINNESS GHANA BREWERIES LTD
GuinnessGhanaBreweriesLimited(GGBL)istheleadingTotalBeverageBusiness(TBB)inGhanaandtheonlyTBBlistedontheGhanaStockExchange.GuinnessGhanaBreweriesLimitedisaDiageobusiness,theworld’sleadingpremiumdrinksbusinesswithinternationallycelebratedbrandsincludingJohnnieWalker,SmirnoffandBaileys.InGhana,Guinness,MaltaGuinness,StarandAlvaroareaccreditedbySuperbrands,theglobalmeasureofbrandqualityintheworld.Asaleaderintheindustry,GGBLcontinuestoinnovatetrulyiconicbrandssuchasRuutExtraPremiumBeer,thefirstCassavabasedbeerinthemarket.
GuinnessGhanaBreweriesLimitedvisionistobethemostvibrantandlconicbusinessinGhanaby2017.Directly,GGBLemploysmorethan700localpermanentemployeesinitsheadquarters,KaasiintheAshantiRegionandAchimota,intheGreaterAccraRegion.Throughanetworkofitssupplychain,GGBLprovidesskills,technologytransfer,employmentandsustainablecommunityinvestmenttoalmost0.5%ofthetotalnationallabourforce.
Asaleadingemployer,GGBLalsoplayabroaderroleinthebuildingoftheeconomy.ThebusinesswasawardedthefirstBestTaxpayeroftheyear.(Beveragecategory)bytheGhanarevenueauthorityin2011forcontributingthreepercent(3%)oftotaltaxincomeinGhanatogetherwithitsvaluechain.
Since2007,GGBLanditsparentcompanyDiageo,committedtosupportingthedeliveryoftheUNMillenniumDevelopmentgoalonwaterand(EnsureEnvironmentalSustainability)byenablingsustainableaccesstocleandrinkingwaterfor1millionpeopleinAfricaeveryyearuntil2015.
GOLDFIELDS LTD
GoldFieldsGhana(GFG)ispresentlythenumberonegoldminingcompanyandlargestgoldproducerinGhana,withannualproductioninexcessof797,000ouncesfromitstwooperatingminesatDamangandTarkwa.GoldFieldsGhanaengagesabout5,273employeesand83,167inindirectemployment.
TheCompanyispartofGoldFieldsLimited(GFL),oneoftheworld’slargestunhedgedproducerofgoldwithanattributedannualisedproductionof2.1millionouncesfromsixoperatingminesinAustralia,Ghana,PeruandSouthAfrica.TheCompany’ssymbolortotemwhichisveryrepresentativeofitsnatureistheheadofthelion.
Thelioniswellknownforitsloyalty,strength,calmnessandyetaggressive,diligence,commitmentandstrategicintelligence.
Thevaluesofsafety,responsibility,honest,respect,innovationanddeliveryarethecoreofGoldFields’businessandthebasesofinteractionswithcommunitiesinwhichitoperatesanditsstakeholders.
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JUABEN RURAL BANK LTD
wasincorporatedon24thOctober1984asaRuralBankandhassincethenbuiltareputationasoneoftheleadingRuralBanksinGhana.TheHeadOfficeoftheBankislocatedatJuaben,intheAshantiRegionabout30kilometersawayfromKumasi.TheBankwasthe93rdtobeestablishedinthecountryandthe18thtobeestablishedintheAshantiRegion.
SHAREHOLDING/DEPOSITS
TheinitialShareCapitaloftheBankwhichwasGH¢2,213.98,thehighestinthecountrywhentheBankwascommissionedinOctober1984,hasincreasedovertheyearstoGH¢1,106,265.00alongsidewith2,996shareholdersand8,248,847.00sharesasat31stDecember2011.TotaldepositatthesameperiodwasGH¢20,494,511.00
InadditiontotheheadofficeatJuaben,theBankhasagenciesatEjisu,Kwaso,Bonwire,Aboaso,FumesuaaswellasthreebranchesintheKumasiMetropolisnamelyRomanHill,MagazineNewRoadandSepeTimpomu.
Our Vision
• ToalwaysbeamongthebestRuralBanksinGhana.
Our Mission
• Weprovideexcellentfinancialservicestoourcommunitiesthroughtheapplicationofmoderntechnology,innovativeandflexibleproducts,adoptionofbestcustomercareandcreationofsustainableshareholdersvalue.
PRODUCTS AND SERVICES
CurrentAccounts,SavingsAccounts,SusuSavings,Daakye-NtiInvestment,LoansandOverdrafts,ApexLinkMoneyTransfer,WesternUnionMoneyTransfer,Microfinance.
KAASEMAN RURAL BANK LIMITED
TheestablishmentofKaasemanRuralBankLimitedcameasafeltneedfromalargenumberofcocoafarmersinandaroundSefwiKaaseforbankingservicestofacilitate,especially,thepaymentfordriedcocoabeanssoldtotheGovernmentofGhanathroughvariouslicensedcocoabuyingcompanies.KaasemanRuralBankLimitedwasincorporatedonOctober22,1987underGhana’sCompaniesCode,1963(Act179).ThebankwasissuedwithalicensetocommencethebusinessofbankingonNovember2,1987undertheBankingAct,1970(Act339).ThebankwascommissionedonNovember12,1987asthe116thruralbankinthecountry.Itisaserviceproviderinruralfinancialintermediation.Officially,thebankhasitsHeadquarterslocatedatSefwiKaaseintheBiaDistrictoftheWesternRegionofGhanabuthascurrentlybeenannexedtoBerekumintheBrongAhafoRegionbecauseofsomeinfrastructuralproblems.Thebankcurrentlyhassix(6)branchesoftencalledagenciescuttingacrossfouradministrativemunicipalitiesanddistrictsofthecountrynamelyDebiso,YawmatwaandOseikojokromagenciesallintheBiaDistrictoftheWesternRegion.TheothersareBerekumagencyintheBerekumMunicipality,DroboagencyintheJamanSouthDistrictandDormaaagencyintheDormaaMunicipalityallintheBrongAhafoRegion.
CORPORATE VISION
TOBECOMETHEBESTMANAGEDRURALBANKINGHANA.
CORPORATE MISSION STATEMENT
WeareaRuralFinancialInstitutionaimedatprovidingfinancialintermediationthroughtheprovisionofsoundandsecuredbankingforourvaluedcustomersandpayingattractivereturnsonshareholdersinvestment.Wealsohopetoensuretheviabilityofthecompanythroughprudentmanagementpractices,productinnovations,staffmotivationandtrainingandtomeetourtaxandsocialresponsibilitiesinthecommunitiesinwhichweoperate.
KAMA HEALTH SERVICE LIMITED
KamaHealthServicesLimited(KHSL)isaprivatecompanyincorporatedin1983.Itcommencedoperationsin1986carryingonthebusinessofmanufacturing,importingandmarketingpharmaceuticalproducts.KHSLisanindigenousGhanaianPharmaceuticalCompanywhollyownedbyDr.MichaelAgyekumAddo.
Thecompanywhichstartedoperationsfromsmallbeginningasawholesale/retailpharmacyinKumasihasgrowntremendouslyovertheyearstoestablishmajorbranchesinAccra,Koforidua,Takoradi,SunyaniandTamale.Currently,thecompanyemploysover300employeesacrossthecountry.ThroughthesterlingentrepreneurialattributesoftheCEO,Dr.MichaelAgyekumAddoandhiscompetentmanagementteammadeupofexperiencedprofessionals,KHSLhasachievedspectaculargrowthovertheyearsandexpandeditsproductioncapacitytomeetincreasingdemandofitsproducts.
AsamajorplayerintheGhanaianPharmaceuticalindustry,KHSLholdsdistributorshiplicensesforeight(8)majorinternationalpharmaceuticalcompaniesincludingXLLaboratoriesPvtLtd,RafaelSalgado,Riak(Singapore)PteLtd,EliLillyExportSA,GracurePvt,FragronBv,ClonooseLtdandRakGani.Thecompany’swidenetworkofwholesaleandretailshopsnumbering12inallspreadacrossthecountryhasofferedittheopportunityasamaindistributorforthemostofthemajorpharmaceuticalmanufacturersinGhana.Currently,thecompanymarketsoverthreethousand(3000)pharmaceuticalproductsoutofwhich100areitsownbrandsmanufacturedatitsownproductionfacilitiesinAccraandTema.AlltheotherbrandedproductswhichincludeTrexOrixForte,KamacloxMouthwash,OmegaOil,Kamol,DifenSyrupandKamatonecompetefavourablywithbothimportedandotherlocallymanufacturedproductsontheGhanaianmarket.Thehighqualitynatureofthecompany’sbrandswhichisknowntoDoctors,Pharmacistsandconsumersalikehasmadethemthepreferredchoiceinthehospitals,clinics,pharmacies,chemicalshop.
KASAPREKO COMPANY LIMITED
(KCL)isoneoftheleadingandsuccessfulalcoholicandnon-alcoholicbeverageproducersinGhana.Thecompany,whichwasfirstsetupinthegarageoftheownerandbusinessmanDr.KwabenaAdjeiin1989atNunguahasnowgrownintoamultinationalcompanywithstate-of-the-artautomatedfactorylocatedofftheSpintexroad.
OUR MISSION
“Weareamulti-nationaldrinksmanufacturingcompany.Ourbusinessistoproducefirstclassbrandsusingauthentictraditionalblendsandworldclasstechnologyinanenvironmentallyresponsiblemannertosatisfyourcustomerswhilstcreatinglastingvalueforourshareholders.Weareguidedbygovernancestructurethatencouragesorganizationaleffectivenessandmotivatesstafftoachieveexcellence.”
HUMAN RESOURCE MANAGEMENT
Ourdedicatedteamoftopclassprofessionalsmotivatedbyourcorevaluesofrespect,teamwork,commitmenttoconsumersandotherpartners,innovationandefficiencyinouroperationsensurethatwearealwaysastepbeyondexcellence.KCLiscommittedtothetraininganddevelopmentofitsstaffandaspartofourperformancemanagementsystem,ensurestherearepersonaldevelopmentplansforeveryemployeewhichisfacilitatedbyourHRDivisionandKasaprekoAcademy.
L’AINE SERVICES LIMITED
L’AINEServicesLimitedistheleadingHRcompanyinGhana;establishedinOctober,1994.L’AINEServicesLtd,operatingfromitsheadofficeinSakumonoandthreebranchesinKumasi,TakoradiandAdabraka,isatotalHRsolutionsproviderofferingservicesinjobplacement,outsourcingofstaff,training,organizationaldevelopment,borderlesstalentsolutions,salarysurvey,careercounseling,interviewgrooming,publishingservices,payrollmanagement,productionofmanagementtrainingvideos,CVpreparationandthepublicationoftheonlyHRmagazineinGhana,aswellasaMarketingandMediamagazine.
Ourmissionistomatchtherightcaliberofpersonneltotherightjobandhelpequippeoplewithpracticalskills,usingproventechniquesandinnovativebehaviouralapproachestohelpboostthesuccessesofbusinesseswithavisionofmeetingHRneedswithexcellenceacrossthebordersofGhana.
Wehaveinthepastyearbeenrecognizedwith19awardsincluding50thbestcompany–Ghanaclub100,CIMGMarketingWomanoftheyear,2011,CIMGPrintAdvertoftheYear,BIDaward-Geneva,9thMostInfluentialPersonalityandVliscoBeyourDreamAward/Ambassador.
LATEx FOAM RUBBER PRODUCTS LTD
LatexFoamRubberProductsLtdwasincorporatedonMarch8,1969toproducequalityfoamproductsfortheBeddingandFurnitureIndustry.
ThecompanyenteredthemarketusingtheDunlopTechnologyunderlicencefromtheDunlopCompanyfortheproductionofitsproducts.ThetechnologygaveLatexFoamthedesiredpushinqualityintherathertraditionalmarketatthetime.Sincethen,thecompanyhasnotrelentedinitseffortstoassertitselfintheFoamIndustry.
In1972,threeyearsafteritsinception,LatexFoamstartedtheproductionofSpringInteriorMattresses.ItisworthmentioningthatboththeInteriorproductionandassemblyoftheunitspringsforthemattressesweredoneonthefactorypremises.
TodayLatexFoamhasstoodthetestoftimeandistheoldestintheindustry.ItisalsotheleadingmanufacturerofqualityFoamproductsinGhanaandWestAfrica.
MISSION STATEMENT
ItisouraimtobetheleadingmanufacturerofqualityFoamproductsinthecountryandsatisfyourcustomersbyprovidingthemwithqualityandinnovativeFoamProductsaswellascaterforthelargersocietywithinwhichweoperate.
WHO WE ARE
WearetheleadingmanufacturersofqualityPolyurethaneFlexibleFoamandSpringMattressesinGhanaandWestAfrica.
Weproducethe“HoneymoonMattress”theleadingandthemostpopularbrandintheMattressIndustryinGhanaandWestAfrica.
LatexFoamcombinesitsstrengthandsolidexperienceofover30yearswithanunparalleledabilityforinnovationtoproduceavarietyofqualityfoamproductstomeetthevaryingtastesofourvaluedcustomers,whichcutsacrosseverysegmentofsocietyirrespectiveofthesocio-economicbackground.
LOWER PRA RURAL BANK
VISION
TobetheleadingRuralBankinthecountrywithCommunityDevelopmentinitscatchmentarea.
LowerPraRuralBankLtdoperatesinfivedistrictsandhaswithinitstwenty-nineyearsofoperationsprovidedbankingservicestotheShama,Axim,Sekondi-Takoradi,Ellembelle,MpohorandWassaEastDistrictsintheWesternRegion.
DEPOSITS
ThebankoffersavarietyofcustomerDepositAccountsnotablySavingsAccount,CurrentAccount,CallAccount,FixedDeposit,NegotiableCertificateofDeposit,EpoNworaba,KeseW)Kan,BonusSavings,EbusuaMflLVieandGyedzi.
ADVANCES
Thebankofferedadvancestoitsnumerouscustomersintheformofsundryloans,grouploans,loanstosalariedworkers,overdrafts,consumergoods,carandbuildingloans.
WOMEN IN DEVELOPMENT (Micro credit and savings scheme)
ThebankaspartnerswithFreedomFromHunger(FFH)ANonGovernmentalOrganisationestablishedtheWomenInDevelopmentProjectin1992.Theprojectestablishedacreditwitheducationprograminthecatchmentareapurposelydesignedtoempowerourruralwomentotackletheproblemofpoverty,hungerandmalnutrition.Womeninterestedinreceivingcreditcometogethertoformcreditwithsavingsassociations(CSA).Thewomeninvestinactivitiesthattheyknowalready.
M & G PHARMACEUTICALS
M&GPharmaceuticalsLtd.,isoneoftheleadinglocalmanufacturersofpharmaceuticalproductsinthecountry.Atpresent,M&GPharmaceuticalsLtd.manufactures78productsnamely–Tablets,Capsules,Syrups/SuspensionaswellasBlisterproducts.MostofthemarefromtheEssentialDrugList&NationalFormularyofGhanapublishedbyMinistryofHealth.TheCustomersofM&GPharmaceuticalsLtd.canbefoundinallonehundredandtwentyeight(128)districtsofGhanawithmajordistributorssituatedintheten(10)regionalcapitals.
CustomersofM&GPharmaceuticalsLtd.includeMinistryofHealth,CatholicHospitals,PrivateHospitals&Clinics,PharmacyShopsandLicensedChemicalShopsthroughoutGhana.
OurmissionistoprovideaffordableandqualitypharmaceuticalproductstothepublicandsupportallhealthserviceproviderstopreventandcureillnessnotonlyinGhanabutalsothroughoutWestAfrica.Ouraimofreally‘MakingQualityDrugsforMillions’necessitatesthefactthatwecovertheWestAfricansub-regionbytheyear2015.
M&GPharmaceuticalsLtd.isanExecutiveMemberofAssociationofGhanaIndustries(AGI),PastVicePresidentofPharmaceuticalManufacturersAssociationofGhana(PMAG)andPastTreasurerofWestAfricanPharmaceuticalManufacturersAssociation(WAPMA),alsoaconsistentmemberoftheprestigiousGhanaClub100proudlysponsoredbyGhanaInvestmentPromotionCentreforthepasteleven(12)consecutiveyears.AssociationsofGhana.M&GPharmaceuticalsLtd.alsosponsorssomeofthemedicalandpharmaceuticalprofessionalstoattendSeminarsandCoursestosharpentheirskillsintheirfield.
MCDAN SHIPPING COMPANY LIMITED
McDanShippingCompanywasestablishedinNovember1999,headquarteredinAccrawithbranchesinTemaandTakoradi,SierraLeoneandLiberia.McDanhaspresenceinover2400majorairandseaportsworldwideduetoitspartnershipwithUniversalFreightOrganisation,LINKandWCA.McDanistrulycommittedtomaximisingproductivityandefficiencybydeliveringuniquelydesignedShippingandLogisticssolutionstobothcorporateandindividualclients.McDanistheleaderininProjectCargoservicesandhasovertheyearsgrownitcoveragetoalmosteveryindustry.ThecompanyisthefirstandonlyFreightForwardingCompanytoobtaintheAirCarrierLicenceinhandlingcharteredcargoflightsinGhanaandcurrentlyhastheGSAforGlobalAviationinWestAfrica.
Vision
ThePremierProviderofTotalShipping&LogisticsServicesinEmergingMarkets.Mission
ToPartnerwithClients&OtherStakeholderstoDeliverEnd-to-EndSupplyChainBestPracticeSolutionsinaTimelySecureManneratCompetitiveRates.
Core Values
ResponsivenesstoOurMarkets&SensitivitytoOurCustomer’sNeeds
SoundPeopleManagement
AQuestforPromptness&EfficiencyinServiceDelivery
ADesiretoMakeitRightFirstTime&DemonstrationofOurCommitment
MECHANICAL LLOYD COMPANY
MechanicalLloydCompanyLimitedisafullyownedGhanaiancompanyestablishedinAugust1970andlistedontheGhanaStockExchangesince1994.ItisanautomobilecompanywhichcurrentlyholdsfranchisesforBMWandFordvehiclesaswellasMasseyFergusonagriculturalmachinery.Ithasheldthesefranchisesfordecades.
MechanicalLloydhastwoofficesinAccrawithitsheadofficelocatedintheSouthIndustrialAreainAccrawithbranchesintheAshantiRegion-Kumasi,WesternRegion-TakoradiandNorthernRegion-Tamale.Thesebrancheshavebeenstrategicallypositionedtotakecareofcustomersacrossthecountry.
ThecompanyisgovernedbyBoardofDirectorswithastrongmanagementteamandhasastaffstrengthofabout180.
ThecorporatemissionofMechanicalLloydistoestablishitselfastheleaderintheGhanaianAutomotiveindustryby:a) Providinggoodquality
productsandservice,competitivelypriced,anddeliveredinthemostcourteousandprofessionalmanner.
b) Securingforitsshareholderstheoptimumreturnontheirinvestedcapital
c) Maintaininganenvironmentwhereitshumanresourceisprovidedwiththeopportunitytodeveloptoitsmaximumpotential
d) Contributingmeaningfullytothewelfareofthecommunityinwhichitoperates,andbringingasenseofresponsibilitytobearonitspoliciesinordertopromotewhatitbelievestobeinthepublicinterest
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MELCOM GROUP OF COMPANIES
consistsoffourseparateentities:MelcomLimited,CenturyIndustriesLimited,CrownstarElectronicIndustriesLimitedandMelcomTravel&ToursLimited.Asidefromconqueringanextensiveretailmarketsharewithanetworkof24retailoutletsspreadalloverGhana(MelcomLimited),theGroupiswell-diversifiedintootherbusinesses.Theseinclude:
• manufacturingofhighqualityplastichouseholdproducts(CenturyIndustriesLimited);
• theassemblyofconsumerelectronicswithafull-fledgedservicecentre(CrownstarElectronicsIndustryLimited);
• operatinganIATA-approvedtravelagency(MelcomTravel&ToursLimited).
TheMelcomGroupprovidesdirectemploymenttoover1,500people–outofwhichapproximately60%arewomen,givinganequalemploymentopportunitytoall.ItalsoprovidesemploymentforGhanaianswithvariousdisabilities,suchasthedeafandpolio-afflicted.
TheCompanyMELCOMstarteditsbusinessasasingleretailshopinAccraCentralin1990.Fromthosehumblebeginnings,therehasbeennostoppingintheCompany’sgrowth,withanaverageofoneshopayearbeingopened,sinceitsinception.Boastingthesinglelargestshopinthenation(MelcomPlusinKaneshie,coveringanareaofover90,000squarefeet),theGroupiscontinuingtogrowataphenomenalratetomeettheneedsofthecountry’scustomers.Withthedeclarationofretailingthelargestvarietyofgoodsunderoneroof(atlastcountover15,000items),MelcomhasindeedbecomeahouseholdnameinGhana,whereeverythingandanythingrequiredtofurnishandrunahome,schoolorbusiness,isreadilyavailable.Withaffordability,variety,uniformpricingandashopineverymajorcityinGhana,wehavecapturedtheheartsofGhanaianstobecometheplace“whereGhanashops”.
TheCharteredInstituteofMarketingofGhanahasalsorecognizedthezealoftheemployeesandmanagementinthissector,byawardingMelcom“BestRetailOutletoftheYear”forseveralconsecutiveyearsandeventuallyinductingtheGroupintothe“HallofFame.”
MULTIPRO PRIVATE LIMITED
MultiproPrivateLimitedsetupofficeinGhanaon20thDecember,2005andisthesoleMarketerandDistributorofIndomieInstantNoodlesinGhana.OurvisionistobecomethelargestFoodDistributionCompanyinGhanawithunsurpassedcustomerservice.MultiproPrivateLimitedisapartofaSingaporeConglomeratecalledtheTolaramGroup(www.tolaram.com)withoperationsinmorethan3continents.CurrentlythecompanyisimportingIndomiefromitsfactoriesinNigeriabuthasalreadypurchasedlandandwillsoonstartmanufacturingIndomieinGhana.MultiproPrivateLimitedinvestsMillionsofCedisinTrainingitsstaffandVehicleswhichhasnotonlymadeIndomieGhana’sno.1brandbutalsoabrandlovedbytheGhanaianchildandwidelyavailableineveryregionofGhana.
Everyyear,IndomiealsoinvestsMillionsintheformofCorporateSocialResponsibilitybypromotingSportsandEducationalProgrammesinallregionsofGhana.IthasalsotakenitslovefortheGhanaianchildfurtherbyinvestingheavilyinprovidingBasicinfrastructuresuchasFencingofSchoolBoundaryWallsandrepairofcertainsectionsofSchoolstomakethemmoreaccessibleandsafeforthechildren.
NEWMONT GHANA GOLD LIMITED
NewmontGhanaGoldLimitedholdstwogoldminingconcessionsintheAhafoandAkyemareasoftheBrong-AhafoandEasternRegionsofGhanarespectively.GhanaisoneoffivecoreoperatingdistrictsforNewmontMiningCorporation,aleadinggoldproducer,whichalsohasotherkeyassetsinNevada,Peru,Australia,NewZealandandIndonesia.
Ourvisionistobethemostvaluedandrespectedminingcompanythroughindustryleadingperformancewhileourmissionistobuildasustainableminingbusinessthatdeliverstopquartileshareholderreturnswhileleadinginsafety,environmentalstewardshipandsocialresponsibility.
AtNewmontGhana,webelievethatourrelationshipswiththecommunitiesinouroperationalareasareinextricablylinkedtothesuccessofourbusiness.We,alongwithourhostcommunities,stakeholdersandpartners,seektocreatesustainabledevelopmentimpactinandaroundouroperationalareathatwillextendbeyondthemine’slifecycleandstrengthencommunityresiliency.
NEW CRYSTAL HEALTH SERVICES
NewCrystalHealthServicesstartedoperationsin2003fromahumblebeginningasafourroomfacilityinAshiamanandcurrentlyoperatessevennetworkedbranchesseeingover300,000clientsyearlywithstaffstrengthofover200.Ourmissionistoprovideexemplaryservicesalongtheentirehealthcarevaluechaintomeetthephysical,emotionalandspiritualneedsofourcherishedclientsandtheirfamilies.OUR VALUES AND BELIEFS
WeatNewCrystalHealthServicesupholdsomeimportantvaluesandbeliefs.
• Ourclientsarethereasonforourexistence;thesatisfactionoftheirneedsisourmainconcernandtheyareallequallyvaluabletous.
• Ourpeoplearethesourceofourstrengthandbestguarantorsofoursuccess.
• Ourservicesaretheendresultofoureffortstowardssatisfyingourclientsandwebelievethatourservicesareareflectionofourselves.
• Asmuchaspossible,wewillhonourandexceedoursocialresponsibilitiestothecommunitiesinwhichweoperateandbeyondbyinvestinginpeople.
STRATEGIC PROJECTIONS
Webelievethatknowledgeislikeabaobabtree;onepersoncannotencircleittotally.Thisisthebasisforourcollaborationwithinstitutionsofresearchandhigherlearningintheareasoforthodox,alternativeandcomplementarymedicinetomakeNewCrystalHealthServicesacentreofexcellenceinservicedeliveryandtrainingofhealthpersonnel.Wearecurrentlythefirstandonlyhealthfacilitygrouptousetechnologytoachieveseamlesspaperlesstransactionsthroughoutthemanagementofourclientsfromouroutpatientdepartmentthroughlaboratory,thedispensary,thelabourwardtothein-patientdepartment
NORTH KANESHIE FOREx BUREAU LIMITED
NorthKaneshieForexBureaulimitedwasincorporatedinMay1991andcommencedbusinessinthesameyearasadealerinforeignexchange.NorthKaneshieForexBureauLimitediswhollyownedby1stAfricanGroupLimited.ThedynamicleadershipofMr.K.TDadzie,coupledwithinnovation,creativityandhonestyofthemanagementteamofthecompanyhasledtoitssteadygrowthandsuccess.ThevisionofthecompanyistoberecognizedastheleadingforeignexchangedealernotonlyinGhanabutintheWestAfricansub-regionandbeyond,offeringinnovative,fastanddedicatedservicetoitsvaluedcustomers.
PROFILE OF NWABIAGYA RURAL BANK LTD
NwabiagyaRuralBankisacommunityownedfinancialinstitutionestablishedin1987andlocatedintheAshantiregion.NRBworksthrougheightoutletsandisregulatedbytheBankofGhana.ItisalsosupervisedbytheARBApexBank(anumbrellafinancialinstitutionownedbytheRuralBanks).NRBisownedbyapproximately5000members(owningabout68%),itsdirectors(9%),management(4%)andGoodwellWestAfricaMicrofinanceCompanyLtdasanexternalinvestor(19%).
NRBwantstoconsolidateitspositionasaleadingRuralBankintheprovisionofCompetitiveandaffordablefinancialservicesinanincreasinglycompetitiveenvironment.
TheBank’sbranchesareatBohyen,SagoeLane,Magazine,Anwiam,Bompata–intheKumasiMetropolis.Abuakwa(intheAtwima-NwabiagyaDistrict)andOffinsointheOffinsoMunicipality,allintheAshantiRegion.Thestaffpopulationstandsat187anda12memberBoardofDirectors.
Ithasafocusoncustomerservice,boostedbyitsownershipstructurewheresomeclientsalsoownitsshares.ItisamongthecheaperandfasterMFIsinitsoperationalareaandhasfairlyhighclientretention.NRBcurrentlyattractsmanysavers,alreadyover110,000,whodepositedalmostGHs37,500,000.Additionally,NRBservedbytheendofMarch2013about13,000creditclients,withanoutstandingportfolioofnearlyGHs25,000,000.
ODOTOBRI RURAL BANK LIMITED
OdotobriRuralBankLimitedwasincorporatedwithSharesin1983asaLimitedLiabilityCompanyandwassubsequentlylicensedtodothebusinessofBankinginthesameyear.
VISION
TobeanAccomplishedGiantintheMicrofinanceIndustryinGhana
MISSION
Toprovideefficientfinancialservicesthroughcustomizedproducts,goodcorporategovernance,wellmotivatedhumanresource,maximizationofshareholders’wealth,consistentapplicationofimprovedtechnologyandbeingsociallyresponsible.
CORPORATE GOVERNANCE
ThepolicydirectionoftheBankrestsinthehandsofaseven(7)MemberBoardofDirectorswithdiverseacademicandprofessionalbackgrounds.TheseBoardMembersareelectedatourAnnualGeneralMeetingstoserveinastewardshipcapacityandreporttoshareholdersateveryAGM.
PARADUA FOREx BUREAU LIMITED
ParaduaForexBureauLimitedwasincorporatedin1993andcommencedbusinessthesameyearasaforeignexchangedealer.Thecompanyiswhollyownedbythe1stAfricanGroupLimited.UnderthestrategicmanagementofitsmanagingDirector,Hon.GiftyAffenyiDadzie(Mrs.),thededicatedmanagementteamhasthroughinnovationandtransparency,transformedthecompanyintoitscurrentstatusastheleadingforexbureauinDansomantownshipinAccraandensuredasteadygrowthinprofitabilityofthecompany.ThevisionofthecompanyistoexpanditsoperationsbyopeningmorebrancheswithinAccraandstrivetoattainexcellencethroughinnovativeanddedicatedservicetoitsvaluedcustomers.
PHOENIx INSURANCE
PhoenixInsuranceisaprivatelimitedliabilityinsurancecompanyincorporatedinGhanain1995,undertheCompany’sCodeof1963(Act179).PhoenixInsuranceisanexperiencedinsurer,operatingafinanciallystrongandstablegeneralinsurancebusiness.Thecompanyhassoundreinsurancearrangements,andleveragesitslocalandinternationalreinsuranceprogrammestounderwritealltypesofgeneralinsurances,atalllevels–fromsmallbusinesstoverybigbusiness.
PhoenixInsuranceiscurrentlycountedamongthetopflightofGhana’smajorleagueofinsurancecompanies.Thecompanyprovidesacomprehensiverangeofinsurances,includingengineering,bonds,motor,fire,accidents,marineandothertailor-madeproducts.Wedelivertocustomersandclientsthroughanexciting,personalizedanddelightfulserviceculture.
Wehavesoughttobuildoursuccessonthevaluesofteamwork,integrity,professionalismandinnovation.AtPhoenixInsurance,wehaveadeepunderstandingoftheissuesfacingourcustomers.Webelieveinofferingmorethanjustinsurance.Ourdedicatedstaffiscommittedtohelpingclientsprotecttheirassetsbyprovidingspecialistinsuranceadvice;flexibleunderwriting,andindependent,on-siteriskmanagementinspectionsandexpertadvice.
AtPhoenixInsurance,weunderstandwhatcustomersareseekingintheirinsurancecompany:atrusted,responsibleandprofessionalorganization,wherecustomersaretreatedwithcareandrespect,andofferedlimitlesschoiceandflexibility.Offeringvalueformoney,personalservice,andademonstratedcommitmenttopromptpaymentofclaimsexplainswhywearetheinsurerofchoiceforournumerouscustomers.
PHOENIx LIFE ASSURANCE COMPANY LTD
AnassociatedbusinessofCDHFinancialHoldings,PhoenixLifeassuranceCompanyLimitedwasestablishedtocaterforthelifeassuranceneedsofindividuals,familiesandcorporatebodies.Firmlysteepedinthelifeofbusiness,PhoenixLifeisnowevenmorefamousforitscoverageofitsbusinessoflife.
Ourvisionistocontinuetogrow,becomingthelifeassurancecompanyofchoiceinGhana.Weprovideafullcomplementoflifeassuranceandinvestmentfocusedproductsandservices,includingpensionplans,childeducationpolicies,funeralpolicies,microinsurance,loanprotectionpolicies,mortgageprotectionplans,grouptermlifeinsurance,groupinsurances,andtravelinsurancepolicies.
Itisnotpurelywhatwedo;itishowwedoitthatcreatestheproverbialunparalleledserviceexperienceforournumerousclients.Ourmissionistoprovideworld-classlifeassuranceandinvestmentservices,throughnewandinnovativeproducts,deliveredwithanexcellentcustomerservice.
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POLY TANKS (ROTATIONAL MOULDED PRODUCTS) GHANA LIMITED
PolyTanksGhanaLimited(RotationalMouldeddivision)isthelargestandleadingmanufacturerofover-headplasticwaterstoragetanksinGhana.WaterisascarceresourceandprudentstorageishasbecomeverycrucialandthisiswherePolyTanksGhanaLimited(RotationalMouldedDivision)playsanimportantrole.PolyTanksGhanaLimited(RotationalMouldedDivision)isdiversifiedwithwidespreadproductrangeandholdsstrongleadershippositionsinGhanaandAfrica.
PolyTanksGhanaLimited(RotationalMouldedDivision)commandsenviablereputationintheGhanaianbusinesssceneforbeingoneoftheleadingproducer’swatertanksinAfrica.PolyTanksGhanaLimited(RotationalMouldedDivision)hasbecomeapacesetterinthePlasticWaterStorageTanksIndustrynotonlyinGhanabutthewholeofAfrica.
PolyTanksGhanaLimited(RotationalMouldedDivision)wasestablishedin1992andthefirsttointroducelargerotationalmouldedwaterstoragetanksintoGhana.PolyTanksGhanaLimited(RotationalMouldedDivision)hasmany“firsts”inproductssuchasdustbins,trafficcones,promotionalkiosks,industrialcontainers,plasticseptictanks,plasticpalletsanddrytoiletsystems.
Thecompanyhasover68%shareofthelocalmarketforitsproductssuppliedtoindustries,privateresidences,governmentinstitutionalhotelsandsoon.PolyTanksGhanaLimited(RotationalMouldedDivision)hasastronginstitutional,consumerandexportcustomerbase.
PolyTanksGhanaLimited(RotationalMouldedDivision)employsacustomerfocusedapproachwithaimstobuildlong-termrelationshipwithitscustomers.
PBC LIMITED
TheCocoaIndustryhasbeenthebackboneoftheGhanaianEconomythroughitscontributiontotheeconomyoftheCountryintermsofforeignexchangeearnings,Governmentrevenues,employmentcreationandpovertyalleviation/reductionandextensionofdevelopmentprojectsandsocialservicestofarmers.Exportsaccountfor30%oftheCountry’sGDPwithAgriculturecontributingaround40%ofexportearnings.Cocoaisthelargestcontributortotheseearningsprovidingupto75%ofit.Cocoaoffersdirectemployment(Farmers,FarmLabourers,etc)toovertwomillionpeopleandindirectemployment(SupporttotheIndustry)ofbeyondthreemillion.Ghanaremainstheworlds’secondlargestproducerofcocoawiththebestqualitywhichearnsapremiumpricefromitssaleontheinternationalmarket.
VISION AND MISSION STATEMENT
PBCLimitedhasthevisiontodevelopandmaintainthecompanyasthemostattractivedealerincocoa,sheanutandothercashcropintheWestAfricasub-region.Thisistobeachievedthroughthepurchaseofhighqualitycocoa/sheanutsfromfarmers,prepare,storeandensurepromptdeliveryofthegradedandsealedstockstodesignatedTakeOverCentersinthemostefficientandprofitablemanner.
PROVIDENTLIFE ASSURANCE COMPANY LIMITED
ProvidentLifeAssuranceCompanyLimitedwasincorporatedinFebruary2006andstartedwritingbusinessinSeptember2007.ThecompanyiswhollyownedbyProvidentInsuranceCompanyLtd.
VISION
OurstrategicvisionistobecomethelifeinsurerofchoiceintheGhanaianmarketprovidingfinancialsecuritytoindividuals,familiesandbusinesses.
MISSION
• Betheguaranteedqualitylifeassurancecompanyandkeepeverypromisewemaketoourcustomers.
• Industryleaderintheprovisionofefficientservicesandofferinginnovativelifeproductsatcompetitiveprices.
• Viewourselvesaspartnerswithourcustomers,understandingtheirneedsanddesigningsolutionstomeetthoseneeds.
• Putmorevalueonouremployeesthrougheducationaltrainingandcontinuousprofessionaldevelopment.
PRUDENTIAL BANK LIMITED (PBL)
PrudentialBankLimited(PBL),anindigenousGhanaianbank,hasoperatedintheGhanaianbankingindustryforover12years.PBLhasledthestrategictrailinexportdevelopmentandprojectfinancing,dominatingtheSMEsegmentandespeciallytargetingthenon-traditionalexportsector.
Overtheyears,PBLhasexpandeditsretailservicesandadoptedaselectivedevelopmentofitscoreactivities.ThemainareasofitsoperationsareInternationalBanking,ProjectFinance,SMEFinancing,e-BankingServices,InternationalMoneyTransfer,FundsManagementandDomesticBanking.
TheBankhasthirty-one(31)networkedBranchesandAgenciesinAccra,Tema,Kumasi,CapeCoast,TakoradiandTamale.
PBLaimsatexpandingacrossthecountry,bringingitsspecialbrandofbankingtothedoorstepofitscustomersandthegeneralpublic.
QUALITY LIFE ASSURANCE COMPANY LIMITED
QualityLifeAssuranceCompanyLimited(QLAC)wasincubatedbyQICsince1996asacompositecompany.QLACwasthenadepartmentofferingtheusuallifeproductssuchasEndowmentandMortgageProtection.In2007,thisdepartmentinresponsetothenewInsuranceActof2006,(Act724)metamorphosedintoafullyfledgedCompanywhichwasincorporatedundertheCompany’sCodeof1963(Act179)onthe23rdOctober,2007andcommencedbusinessonthe26thOctober,2007.QLAChasasitsmajorshareholdertheCatholicBishopsConferencewithotherCatholicDiocesesandindividualsasminorityshareholders
MISSION STATEMENT
ToprovidefirstclasslifeinsuranceproductstomeettheneedsoftheInsuringpublic.
VISIONTobeawellmanaged,financiallysoundandcustomer-orientedLifeAssuranceCompanyinGhana.
STRENGTHS
• AgoodnetworkofBranchesinthecountry
• RenewedcommitmentonthepartofstakeholderstomaketheCompanyvibrant.
• Largeloyalcustomerbase
• Nonbureaucraticandquickresponsetobusinessopportunities
• Largenumberofexpertiseandprofessionalsintheareasofinsurance,actuarialandfinance/accounting.
• Commandsenormousresources,human,material,modernInformationandCommunicationTechnology(ICT)facilitiescoupledwithstrongfinancialbasetocompeteeffectivelyinthenewprivatizedenvironment.
QUALITY INSURANCE COMPANY LTD
Alittleoverfifteen(15)yearsagotheCatholicBishops’ConferenceundertheCompaniesCodeof1963(Act179)incorporatedQualityInsuranceCompanyLtd.TheCompanywaslicensedbytheNationalInsuranceCommissionasacompositeInsuranceCompany.In2006,thenewInsuranceAct(Act724)madeitmandatorytoestablishaLifeCompany(QualityLifeAssuranceCompanyLtd-QLAC)tomanagetheLifeportfolioofQIC.ThismeansthatQICisnowunderwritingonlyNon-Lifebusinesses.Tosatisfythatrequirement,thesoleshareholder,theCatholicBishops’ConferenceofGhanasuccessfullyoffloaded40%ofshareholdingthroughaprivateplacementin2005toindividualsandgroups.Thechangeintheshareholdingstructureandobjectsinthefaceofthenuancesinthebusinessenvironmentdemandedthatthecompanyasserteditselfasaprofessionalinsurerbyprovidinghighqualityinsuranceproductsandservicesspicedwithexcellentcustomercare.IncorporatedatatimewhentheinsurancemarketinGhanawasperceivedtohavebeencapturedbythegiantsintheindustry,manywerethosewhothoughtthatQICcouldnotstandtheturbulencethatcharacterizedtheinsurancemarketandtheGhanaianbusinessterrainingeneral.Fifteenyearson,QICplanstobuildonthesuccessachievedsofarandstrategiesareinplacetoatleastdoublethemarketshare.Withanenhancedcapitalbase,theCompanyispoisedtotakeitsrightfulpositionasamajorplayerintheGhanaianinsurancemarket.
MISSION
QualityInsuranceCompanyLimitedisinexistencetoprovidehighqualityinsuranceservicesthroughinnovativeandsuperiorproductscoupledwithexcellenceincustomercare.
VISION
ThevisionofQualityInsuranceCompanyLimitedistobecomealeaderintheinsuranceindustryinGhana
RAMEL BUSINESS SERVICES AND TRAVEL &TOURS
RamelBusinessServicesandTravel&Tourswasfounded12yearsagowiththegoalofbecomingtheleadingconferenceandeventmanagementcompanyinGhana.
UndertheleadershipofthecurrentBoardledbytheManagingDirectorMrAmarteyNuno-Amarteifio,RamelBusinessServiceshasbeenrenamedtheRAMELINTERNATIONALGROUPwithsubsidiariesspecializinginserviceorientedbusinessessuchasConferenceServices,AirlineTicketingServices,CarRentalServices,TourServices,HotelReservationServices,StaffingServicesandEquipmentRentalServices.
RamelInternationalGroupiscommittedtoprovidingprofessionalmanagementsolutionsofthehighestquality.
REISS & CO. (GHANA) LTD
Reiss&Co.,establishedin1863inTheNetherlands,startedoperationsinthethenGoldCoastin1952andlaterbecameReiss&Co(Ghana)Ltd.Today,Reiss&Co(Ghana)Ltdisamulti-divisionaltechnicaltradinghouse,representingfirstclassoverseasmanufacturersthroughitsfivedistinctdivisions,i.e.agriculture,veterinary,pharmaceuticals,computersandsecurityequipmentandmechanicalequipment.WhereapplicabletheCompanydesigns,imports,installsandmaintainsitsproducts.TheCompanyiswellexperiencedinprojectsandworkingwithcorporatecustomers.
AGRICULTURAL DIVISION:
1. ExcelCropcareandAsiaticAgriculturalIndPteLtd(agrochemicals)
2. MerchantmenofBritain(MOB)(agriculturaltools),
3. Tecnoma,UrgentandMerchantmenofBritain(MOB)(agriculturalequipmentandsprayingmachines)
4. Lummus(cottonginneryequipment),
VETERINARY DIVISION:
1. FortDodge(veterinaryvaccines),
2. Dopharma(veterinarydrugs),
3. FrankWright(veterinaryfeedingredients),
4. IQF(veterinarydrugs)PHARMACEUTICAL DIVISION:
1. Merck,SharpandDohme,EliLillyandSanofi-Aventis
(allbrandedpharmaceuticalsincludingantidiabetics,antimalariaproducts,antiAIDSproducts,etc),
INFORMATION TECHNOLOGY DIVISION (REISS INFORMATION SYSTEMS):
1. DELL,IBM,Fujitsu,OKI,andPrintronics(computersandprinters),
2. CISCO(networkingproducts),
RLG COMMUNICATIONS LIMITED
RlgCommunicationsLimited,theleadingGhanaiancomputerandhandsetmanufacturingcompanyisoneofthefirstindigenousAfricancompaniestoassemblelaptops,desktopsandmobilephones.Thecompanyismodeledtogeneratemass,high-skilledemploymentforthousandsofAfricanyouthandmeettherisingdemandforcomputersandotherICTdevices.
Besidestheproductrange,RlgisalsoengagedincapacitybuildingandtrainingprogrammesincollaborationwithGhana’sMinistryofYouthandSportsthroughtheGhanaYouthEmploymentEntrepreneurialDevelopmentAgency(GYEEDA)attheRlgInstituteofTechnology.Undertheprogramme,Rlghassuccessfullytrainedover30,000youthinmobilephoneservicing,repairs,assembling,salesandservicedelivery,computerprogramming,hardware,softwareandentrepreneurship.Another30,000arecurrentlybeingtrainedintheapplicationofICTinmobiletelephony.Thesetrainingsareundertakenatmorethan46centresestablishedinGhanaalone.SimilarcentreshavebeenestablishedinNigeriaandtheGambia.
RlgseekstodevelopbestqualitytechnologyintheelectronicproductstheyassembleinGhanaandelsewhere,andtodeliverqualityandvaluetotheircustomers,clientsandotherstakeholders.ThecompanyholdsanOriginalEquipmentManufacturing(OEM)partnershipstatuswithMicrosoft.RlghasofficesinGhana,China,Nigeria,Dubai,Kenya,SouthAfrica,Angola,RwandaandtheGambiawithfaradvancedplanstoexpandintotheentireWestAfricamarketandsubsequentlytotherestofthecontinent.Productsrange:fromlowearn,midearntohighearnmobilephones,desktops,laptopswithourlatestbeingtheuhuruwhichisalaptopandtabletcombined,earpiece,andotheraccessories.
SAHEL-SAHARAN BANK
ProfileofSahel-SaharanBankBanqueSahelo-SahariennePourL’InvestissmentetleCommerce,BSIC(Ghana)whichtranslatesintoEnglishasSahel-SaharanBankforinvestmentandCommerceinGhanaistheresultofthePan-AfricanvisionofleadersandheadsofstateoftheCEN-SADCommunityintowhichGhanawasadmittedin2005.
AmajorobjectiveofBSICacrossSaharanandSub-SaharanAfricaistheestablishmentofnationalsubsidiariesinmembercountrieswiththeobjectiveofcreatinganetworkofsub-regional,regionalandinter-regionalbanksasthefinancialinfrastructureforexpandingcommercialandinvestmentlinksamongtheBSICmemberstatesandotherAfricancountries.VISION
TobecometheBankoffirstchoiceinAfricainBankingServices,TradeFinanceandInvestmentsMISSION
DeliverexcellentandinnovationbankingservicesEmployautomationandcurrenttechnologytodeliver;• Quick• Efficientand• Highqualityservicetoour
clientsUsewelltrained,highmotivated,innovativeandgoalorientedstafftoachieve;• Excellentservicedelivery
and• Technologydrivenproducts
envisagedunderthestrategicplan.
Addvalueandwealthtothebusinessofourcustomersthroughcompetitivepricingandpromptservicedelivery.
Createtangiblebenefitstosocietyascorporatecitizen.
ToimproveonourRiskManagementenvironmentandcapabilitytobettermanageourcredit,operational-&financialrisks,reducecreditprovisionsandachievefullregulatorycompliance.
Toreinforceaperformance-basedcultureinourstaff,underpinnedbyappropriatemotivationalpackagesanddevelopmentprogrammes,withclearlinksalsobetweenactualperformanceandend-of-yearcompensation.
Tocontinuetodevelopa“CostConscious”Mindsetthroughouttheorganizationbypursuingbasedmanagementsystemduringtheperiod.
SAHEL-SAHARAN BANK
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MTN
MTN,theleadingprovideroftelecommunicationsservicesinAfricaandtheMiddleEast,enteredtheGhanaianmarketfollowingtheacquisitionofInvestcomin2006.MTN’soverridingmissionistobeavehicleforGhana’seconomicgrowthanddevelopment,helpingtopromoteGhana’sstrongdevelopmentpotentialfromtheprovisionofworldclasstelecommunicationsproductsandservices,throughtoinnovativeandsustainablecorporatesocialinvestmentinitiatives.
PROVIDING A DISTINCT CUSTOMER ExPERIENCE
MTNisthemarketleaderintheincreasinglycompetitivemobiletelecommunicationsindustryinGhanawithovertwelve(12)millionsubscribers,andofferingitsvaluedcustomersarangeofexcitingproductsandservicesunderPayMonthlyandPayAsYouGooptions.MTN’snetworkcoverageisextensive,coveringall10regionalcapitals,majorcitiesandmanyruralandremoteareas.Thecompanycontinuestoinvestheavilyininfrastructuretoexpanditscoverageandcapacityacrossthecountry.
MTN’sbusinessacrossits22footprintsisgovernedbyfivevalues-Leadership,Innovation,Relationships,IntegrityandaCan-Dospirit.ThesevalueshavecontributedtoMTNevolutionastheleadingplayerinemergingmarketsofAfricaandtheMiddleEast,withatotalglobalsubscriberbaseofover200million,servingapopulationunderlicenseofover500millionpeople.MTNdeliversuniquelydesignedcommunicationsolutionsandisfocusedonprovidingexcellenttelecommunicationsservicesacrosstheAfricancontinentunderthephilosophyofimprovingaccesstoeconomicempowerment.
Thecompanyunderstandsthatthebestwaytogainacompetitiveedgeinalocalmarketistoofferdifferentproductsandservicescustomizedtosuitlifestylesandexpectations.AvitalserviceofMTN’soperationsisMTNBusiness,whichprovidesdatasolutionsandappropriateITinfrastructuretosmall,mediumandlargescalebusinessestoenablethemdeliverup-to-speedefficiencyintheiroperations.
STANDARD CHARTERED BANK, GHANA.
StandardCharteredBankGhanaLimitedhasbeeninoperationsince1896,whenitwasknownastheBankofBritishWestAfrica.TheBankis80%ownedbyStandardCharteredPLC,andtheremainderofthestockisownedlocallyandtradedontheGhanaStockExchange.
WearetheoldestbankinGhana,andrankedconsistentlyamongstthetopthreebanks,locally.Weprovideawiderangeofservicesintheconsumerandcorporateandinstitutionalbankingsectors,includingcomprehensivetradefinance,cashmanagementservicesandforeignexchangeproductsthroughourtreasuryoperations.Wehave21branchesandtwoagencieslocatedinthemainregionsofthecountry.
Thesearefullycomputerizedandnetworked,withautomatedtellermachinesarelocatedatmostbranches.
CorporateandinstitutionalbankingservicesareprovidedinthreemainlocationsinAccra(coveringTema,KumasiandTakoradi).ThecurrencyofGhanaistheCedi(SWIFTCodeGHC),whichisallowedtofloatagainstallcurrencies.
STAR ASSURANCE COMPANY
StarAssuranceCompanyLimited(“StarAssurance”)isaprivatelyownedInsuranceCompanyincorporatedinAugust1984andlicensedtocarryoutcorporateandretailinsurancebusinessesinGhana.ItcommencedinApril1985.
Starwhichstartedbusinessasacompositecompanyhadtohire-offitsoperationbysettingupasubsidiarycompany,StarLifeAssurance,incompliancewiththe2006InsuranceLawAct724.
StarAssurancecurrentlywritesonlygeneralbusinessproductsincludingMotor,Fire,Marine,Aviation,Accident,TravelInsuranceetc.
Withintwentyeight(28)yearsofitsoperations,StarAssurancehasemergedasbiggestindigenousprivateinsuranceenterpriseintermofassetsandthesecondbiggestindigenousprivateenterpriseintermofpremiumincome.
TheCompanyhasfifteen(15)branchofficesinseven(7)outoftheten(10)regionalcapitalwiththeremainingthree(3)servicedbyourAgencyoffices.WethereforehaverepresentationinalltheregionsofGhana.
Thecompanyhasan“A”ratingbyGlobalCreditRatingofSouthAfrica.Thisconfirmsourcompany’sclaimspaymentability.
Presently,StarAssuranceisthelargestprivateInsurerinPremiumIncomeinGhana.
TheCompany’svisionaryleadership,ardentquesttomeetcustomers’needs,prudentunderwriting,heavyinvestmentsinthetrainingofitsHumanResourceandITinfrastructurearesomeofthekeyfactorsthataccountsforthegrowthandstability.
SUMA RURAL BANK LIMITED
THEPROFILEOFSUMARURALBANKLIMITEDSumaRuralBankLimitedwasestablishedonthe9thofNovember,1981atSumaAhenkrointheBrongAhaforegionofGhana.TheBankcurrentlyhassixbranchesandtheoperations(HeadOffice)whichcoordinatesactivitiesofalltheagencies.TheBank’soperationsspanacrossfourdifferentdistrictsinthecountrywhichincludesJamanNorth,JamanSouth,BerekumMunicipalityandtheTainallintheBrongAhafoRegionofGhana.
CORPORATE VISION
TobeamongthebestmanagedRuralBanksinGhana.
MISSION STATEMENT
TobeoneofthetopRuralBanksinGhanabygivingthestaffadequatetrainingandmotivation.MeetingallthestatutoryrequirementsofBankofGhana,renderingsatisfactorycustomerservices,payingattractivereturnsonshareholdersinvestmentsandlastbutnottheleast,carryingoutinnovationsinourproductsbytheyear2013.
SIC LIFE COMPANY LIMITED
IncompliancewiththenewInsuranceLaw2006,Act724,theLifeDivisionofthereputableSICInsuranceCompanyLimitedbecameSICLifeCompanyLimited(SICLife)in2007andcontrolsthelargestshareoftheLifeInsurancemarket.
Ourvisionistobetheleading,mostdependableandcustomer-friendlyLifeInsuranceCompanyinthecountry.
Thecompany’smissionisacommitmenttoemployingahighlymotivatedandefficientworkforcetoofferinnovative,value-pricedlifeinsuranceandotherfinancialproductswhilstensuringoptimalreturnstotheshareholders.
Withitssolidfinancialbase,coupledwithhighlymotivatedandexperiencedhumanresource,SICLifeiswellpositionedtomaintainitsdominanceoftheLifeInsuranceMarketthroughinnovativeproducts,excellentcustomerservice,prudentmanagementandsoundtechnicalpractices.
SOUTH AKIM RURAL BANK
TheBankissituatedintheEasternRegionofGhanawiththeHeadOfficeatNankeseabout7.5kmfromSuhum.TheBankwascommissionedon2ndNovember,1984.Effectiveoperationsstartedon13thJune,1986afterobtainingthecertificatetocommencebusiness.TheBankhasnowestablishedsix(6)agenciesinfourMunicipalitiesoftheRegionnamely:• NankeseHeadOffice:
SuhumMunicipalityopenedin1984.
• SuhumAgency:SuhumMunicipalityopenedin1987.
• KoforiduaAgency:NewJuabengMunicipalityopenedin1993.
• AsamankeseAgency:WestAkimMunicipalityopenedin1995.
• AdoagyiriAgency:Nsawam-AdoagyiriMunicipalityopenedin2006.
• OsenaseAgency:WestAkimMunicipalityopenedin2009.
TheoperationsoftheBankhavebeenfullycomputerizedandalltheagencieshavebeennetworked.
TheBankhasovertheyearsgrownthrougheffortsatmobilizationofDeposits,Shares,expansionofCreditandqualityinvestmentmadeinbothcapitalandhumanresources.
TheBankhasbeenselectedamongsttheprestigiousGhanaClub100Companiesintheyears2002,2004,2005andwasadjudgedthe21stMemberoftheClubandtheFastestGrowingCompanyinGhanafortheyear2008.In2009,theBankwasadjudgedthe25thMemberoftheClubandthehighestrankedRuralBankintheClubfortheyear.TheBankagainwasadjudgedthe20thMemberoftheClubandthehighestrankedRuralBankintheClubforthesecondconsecutivetimein2011and33rdMemberin2012.
SG-SSBMISSION STATEMENT
SG-SSB’smissionistocreatethepreferredbankinginstitution,whichemploysprofessionalism,teamspiritandinnovation,andtoprovidequalityproductsandservicesthatbestsatisfytheneedsofitscustomers.
HISTORY OF SG-SSBSG-SSBLimited(SG-SSB),formerlySSBBank,wasincorporatedonFebruary7,1975as“SecurityGuaranteeTrustLimited”.Itwasfoundedin1975asaprivatelimitedliabilitycompanytoprovidebankingservicesfortheGhanaianmarket,withSSNITasitssoleshareholder.In1976,thenamewaschangedto“SocialSecurityBankLimited”or“SSB”andreceivedalicensetooperateasabankinthatsameyear.Itbeganbankingoperationsin1977.
THE BANKS BUSINESS SG-SSBisauthorizedandlicensedtocarryoutthebusinessofbankingtocorporatecustomers,individuals,andsmallandmediumscaleenterprises.Itprimarilyprovidesretailbanking,andbusinessbankingproductsandservices.Otherservicesincludecorporatebanking,investmentbanking,specializedfinancingactivitiessuchasFinanceLeasing,StructuredFinanceandconsumercredits.
STANBIC BANK GHANA
StanbicBankGhanaisamemberofStandardBankGroupofSouthAfricathatwasincorporatedin1999.Itiscurrentlyatier-onebankwithanetworkoftwenty-six(26)branchesand63ATMs.
In2011,EMEAFinancemagazinevotedStanbictheBestInvestmentBankinGhanaaddingtoalistofindustryrecognitionsincludingtheGhanaClub100NumberOneCompanyandtheGhanaClub100LeaderinFinancialServicesawardsof2008and2010respectively.
Atthe2012BankingAwards,StanbicwastheFirstRunner-upinfourcategoriesnamely:BestBankinCompetitivePricing,BestBankinMobileBanking,BestBank-MediumTermLoanFinancingandBestBank-FinancialPerformance.
TheBankledaconsortiumofbankstosealanunprecedentedloansyndicationdealwithMTNGhanainvolvingGHS440millionandUSD60millionin2012.
StanbicBank’sGlobalMarketUnitistheleaderinthesaleoftheSouthAfricanRandinGhanaandalsotradesinallthemajorinternationalcurrencies,includingtheChineseYuan.
TOTAL PETROLEUM
TotalPetroleumdistributes/marketspetroleumproductsandisamajorplayerinthebitumen/aviationfuelbusinesses.ItistheonlyISO9001:2008compliantOMCinGhanaandhaspioneeredseveralinnovations,drivenbychangingconsumertrends.TOTALrecentlyintroducedanewservicestationconcept,whichisECO-friendly.TOTALpioneeredtheelectronicfuelcardinGhana.ItintroducedTOTALEFFIMAXhigh-performancefuelsforhigh-performancevehiclesandlaunchedtheTOTALQUARTZ4X4lubricantfor4X4vehiclesinGhana.
Itson-goingroadshowprogrammeseducateresidentsandschoolsalonghighwaysonroadsafety.TheRidgeandKorle-buHospitalshavebenefitedfromTOTAL’sdonationofequipmentandrehabilitationprojects.SchoolsindeprivedcommunitiesalsobenefitfromeducationalcampaignsagainstMalaria.TOTALsponsorseducationalprojectswhosebeneficiariesincludepre-school,Junior/SeniorHighSchoolsandtertiaryinstitutions.
TOYOTA GHANA COMPANY LIMITED
ToyotaGhanaCompanyLimitedwasestablishedin1998whenMarubeniCorporation,JapantookoversomeAssetsinthethenGhamotCompanyLimitedundertheGhanaGovernmentDivestitureProgramme.ToyotaGhanaCompanyLimitedisthesolerepresentativeofToyotaMotorCorporation(TMC)ofJapanauthorizedtodealinToyotaproductsinGhana.Consequently,ourprincipalactivityisthesaleanddistributionofnewToyotavehiclesandSparePartsandtheprovisionofAfter-Salessupportforthevehicles.Currently,wehavefive(5)branchesinGhana-Accra,Kumasi,AccraBodyCareShop,TemaandTarkwawithstaffstrengthofabout470.Foraffiliates,wehavefour(4)AuthorisedServiceShops:AnsuareCompanyLimitedinTamale,KwansaAutoLtdinTakoradi,GercoAutoVenturesinHoandCapeCoastTechnicalInstituteinCapeCoast.
Ourannualturn-overfor2010wasGH¢137.81million,thatof2011wasGH¢155.57millionand2012was229,80million.
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TROPICAL CABLE AND CONDUCTOR LIMITED
TropicalCableandConductorLimitedwasestablishedin1997tomeetthegrowingdemandforcablesandconductorsinGhanaandtheWestAfricansub-region.Thecompanystartedwith7employeesandovertheyearshasgrownto130employeesincludingmorethan40engineersandtechniciansfromamodernfactorylocatedinTema.
TropicalCableandConductor’sremarkablegrowthisembellishedbyanumberoffirsts.
Onincorporationin1997,itbecamethefirstwhollyGhanaianownedmanufacturerinthistechnologicallychallengingarea.
In2003,thecompanywasthefirstcablemanufacturingcompanytobelistedintheprestigiousGhanaClub100(alistingofGhana’stop100companies).TCCLhascontinuedtofeatureregularlyonthelist.
In2004,thequestforexcellenceincablemanufacturingwasfurtherenhancedwiththecertificationofthequalitymanagementsystemtotheinternationallyacclaimedISO9001QualityManagementSystemsCertification.Again,TropicalCableandConductorLtd.wasthefirstcablemanufacturerinGhana(andpossiblyinWestAfrica)toachievecertification.
In2010,TCCLlaunchedtheTropicalSaintAnthonyFoundation.ThisfoundationprovidesscholarshipstoneedystudentsadmittedtoundergraduateprogramsintheUniversityofGhana.ThereisaspecialemphasisonyoungladiesstudyingScience.TCCLmaintainsprocurementsystemsthataimatsupportingindigenoussmallscalebusiness.InthenextdecadethecompanyintendstoincreasetheeffortsandconsolidateitsvisionofbecominganAfricanIndustrialGiant.
In2011,weincreasedourmanufacturingcapacitywithexpandedproductrangebyinvestingintheconstructionofanultra-modernproductionhallwiththelatestGermanmademachinery.Itwillbecommissionedbytheendofthisyear.
InthenextdecadeweintendtoincreaseoureffortsandconsolidateourvisionofbecominganAfricanIndustrialGiant.
UNIBANK GHANA LIMITED
UniBankGhanaLtdwasincorporatedasaprivatecompanyinDecember1997tooperateasauniversalBank.Itawholly-ownedGhanaianandauthorizedtoundertakeabroadrangeofbankingservices.ThebankopeneditsdoortocustomersinJanuary2001.
VISION
“TobetheleadingandpreferredBankofferingcomprehensivefinancialsolutionstoourchosencustomers(SMEandPersonalBankingmarkets)inaprofessional,caringresponsiveandprofitableway”.
MISSION
• Providethebestvalueforourcustomers
• Createanexcellentworkingenvironmentforouremployeedevelopmentandgrowth
• Enhanceshareholdervalue
• Besociallyresponsivetoourcommunities
UPPER AMENFI RURAL BANK LIMITED
UpperAmenfiRuralBankLimitedwasincorporatedasaLimitedLiabilityCompanyundertheCompaniesCode,1963(Act.179)inAugust,1987withtheHeadOfficeatAnkwawsointheWesternRegionofGhana.
Themainobjectiveofestablishingthebankwastoassisttheruraldwellersinthecatchmentareatocleartheirfarmers’cheques,andalsotoinculcatethehabitofsavingsinthem.Initsearlydaysofoperation,thefortunesofthebankimprovedduetothehighprofitsderivedfromtheAkuafochequespurchased.
However,withthecollapseoftheAkuafoChequesSysteminthelate1990’s,thebankstartedtofacesomechallenges.
From2000onwards,TheManagementofthebankshiftedemphasisfromAkuafoChequespurchasestomicrofinanceandcommercialbanking,andthishelpedtoraisetheperformanceofthebank.
Since2001,thebankhasconsistentlybeingrankedamongthesatisfactoryruralbanksinthecountry.
ThemainproductsofthebankareMicroFinance(grouploans),TraditionalLoans,SavingsAccounts,CurrentAccounts,TimeDeposit,ApexLinkMoneyTransferandWesternUnionMoneyTransfer.
TheBankcurrentlyoperatessixAgencieswhichcutacrosssixDistrictsnamely,WasaAmenfiWest,SefwiWiawso,SefwiBibiani–Anhwiaso-Bekwai,SefwiAkontombra,UpperDenkyiraWest,andUpperDenkyiraEast.
UPPER MANYA KRO RURAL BANK LTD
UpperManyaKroRuralBankwasincorporatedasalimitedliabilityCompanyin1982andgrantedlicensetooperatein1984.TheHeadOfficeisatAsesewaintheEasternRegion.(B) BRANCHESTheBankcurrentlyhassixBrancheslocatedatAsesewa,Somanya,Koforidua,Asokore,SuhumandKloAgogo.
(C)VISIONTobetheleadingRuralBankinGhanawithMicrofinanceasitsfocus
(C) OUR MISSIONTopositionourselvesasaruralbankthatmobilizesruralsavingsforruralinvestmentstoimprovestandardoflivingoftheproductivepoor,throughmicrofinance.Toattractandretainhighlyqualifiedstaff,maximizeShareholders’valueandsupportcommunitieswithinwhichweoperate.
(E) ACHIEVEMENTS• GrewSharecapitalform
GHC11,962in2000toGHC1,033,231asatDecember,2012.
• BestRuralBankinMicrofinance.
• FourtimeswinnerofGC100award.
(F) CORPORATE SOCIALRESPONSIBILITY• LibraryComplexforAsesewa
SeniorHighSchool.• Scholarshipforneedy
tertiarystudents.
UT BANK LIMITED
UTBankGhanaLimitedcommencedbusinessasaFinancehousein1997andevolvedfromalendingcompanytoaUniversalBank.ItispubliclyownedandactivelytradedontheGhanaStockExchange.UTBankhaspositioneditselfasalendingbankthatseekstochangethefaceofbankinginGhanathroughfast,efficientandrespectfuldeliveryofproductsandservices.AsoneofthefastestgrowingbanksinGhana,UTBankprovidesinnovativecustomerorientedproductsandservices,focusingprimarily,onthefinancialneedsofsmallandmediumsizedenterprises(SMEs).
ThevisionofUTBankGhanaLtdis“RedefiningBanking”.WhatsetsUTBankapartinthebankingandfinancialservicesindustryisitssolidbusinessstructure,flexibilityandtimelydeliveryoffinancingtoclientsinlessthan48hours,thuscarvinganicheforitselfasthe‘UniqueBankforRealPeople’.
TheBank’smajorshareholdersareUTHoldings,theInternationalFinanceCorporation(IFC),whichalongwithitsassetmanagementcompany,theAfricanCapitalisationFundhavea20.2%holdingandtheGermanDevelopmentCorporation(DEG)witha13.5%holding.TheadditionofIFCandDEGasshareholdershasgivenusmuchleveragebothlocallyaswellassubstantiallyincreasedourrecognitionontheinternationalfinancialmarket.
VANGUARD ASSURANCE CO. LTD.
Establishedin1974,VanguardAssurancewasthepioneerindigenouslyownedinsurancefirminGhana,andhadtostrugglehardtogainafootholdinanindustry,atatimecompletelydominatedbyforeigninsurers.
Ourdemonstratedability,commitmenttohonoringclaims,dedicatedhumanresource,prudentinvestmentdecisionsamongothershavecontributedtotheconsistentgrowthanddevelopmentofthecompanyasacredibleinsurancecompanyinGhana.ApartfromourtraditionalproductsofMotorInsurance,FireInsurance,BurglaryInsurance,AccidentInsurance,Bonds,Engineering,MarineandlatelyOil&Gas.
WearepioneersincustomisingproductssuchasForeign-travel,Familyprotection,Landlord’s,Tenants,Shopowner’s,HonourableProtection,DefaultInsuranceandLadies’KitchenInsurancePoliciesamongothers.OURVISIONistobecomethepreferredhouseholdnameinInsurance
Wapic Insurance Ghana Limited
AsubsidiaryofAccessBankPlc,WapicInsuranceGhanaLimitedhasahistoryofdeliveringefficientandtransparentinsurancesolutionstoitsdiscerningclients.
Thecompanyhasexperiencedphenomenalgrowthfromyeartoyearsinceitstartedoperationsonthe27thApril2009.Attheendof2009,thecompanyrecordedGH¢2.1millionproduction,afeathardlychalkedbyanynewentrantintheinsuranceindustryofGhana.Bytheendof2010,thecompanygrewby122%withanincreasedlevelproductionofGH¢4.8million.theconsistentgrowthofthecompanywithinthetwoandhalfyearsofoperationshascontributedtoourcurrent13thpositionin2011withpremiumincomeofGH¢8.3million,outofthe24Non-LifeInsuranceCompaniesinGhanaintermsofGrosspremiumIncome.
Our Vision:
TobethemostrespectedinsurancecompanyinAfrica
Our Mission:
Settingstandardsforsustainablebusinesspracticesthat;unleashthetalentofouremployees,deliversuperiorvaluetoourcustomersandprovideinnovativesolutionsforthemarketsandcommunitiesweserve.
Our Values:
• Leadership• Excellence• EmpoweredEmployee• PassionforCustomers• Professionalism• Innovation
WapicInsuranceGhanaLimitedunderwritesallclassesofNon-LifeInsurance
WIENCO
Wienco(Ghana)Limitedwasestablishedin1979.Overthepast30years,WiencohasgrowntobecomealeadingnameinGhana’sagriculturalsectorwithoperationscoveringthewholeGhanaWearewellnotedforourdependableandinternationallyacceptableagroinputsandseektoprovidethebestaffordableagriculturalinputsreliably,timelyandefficientlythroughanextensivedistributionnetwork,supportedbytraining,innovationandproductdevelopment.Wiencohasvariouspartnersandsubsidiariesacrossthecountry,notableamongthemareYaraGhanaLtd,MasaraN’arzikiFarmersAssociation,CocoaAbrabopaAssociation,IntegratedTamaleFruitCompany(ITFC),WiencoCottonandVoltaRiverEstatesLimited(VREL)
MasaraN’arzikiFarmersAssociation(“Hausaword,meaning“Maizeforprosperity”):WithitsoperationalofficeinTamaleintheNorthernRegion,theestablishmentofMasaraN’arzikiistosupportsmallfarmersingroupswithimprovedhi-techinputpackagestoincreasetheirproductivityresultinginimprovedincomesforagoodlife.WiencothereforeismakinghugeeffortstoimprovetheproductivityoftheGhanaianmaizefarmerwhoplaysamajorroleinGhana’seconomy.
CocoaAbrabopaAssociation(Akanword,meaning“Cocoaforabetterlife”):isafarmergroupwithamembershipofover16,000seriouscocoafarmersusingCocoaAbrabopaPackagewhichincludesinputslikeSpecialCocoaFertilizerunderthetradename“AsaaseWura”,Fungicides,Insecticides,MatabiKnapsacksprayers.Thepackagealsoincludestechnicaltrainingoncocoaagronomy,businessskillsandsoilfertilitymanagementtrainingtomakesurethatthehighestformofefficiencyisachievedbyusingAsaaseWurafertilizerandotherCRIGapprovedinputsmakingupthepackage.
ZENITH BANK GHANA LIMITED
ZenithBankwasincorporatedApril2005andcommencedbusinessinSeptember2005.Thebankhasan8-memberboard,5-memberexecutivemanagementteamandahighlymotivatedmanagementstaffswiththeskillsandcompetencieswhichhavebeenthebedrockofoursuccessesovertheyears.WealsobelieveourwelldiversifiedandeffectiveBoard,stronginternalcontrolsystemandriskmanagementwillensuresustainableperformanceforthefuture.Inpursuitofourmission,“tocontinuetoinvestinthebestpeople,technologyandenvironmenttounderscoreourcommitmenttoachievingcustomerenthusiasm”,wehavemadebankingeasier,fasterandbetterthananyserviceourcustomershaveeverexperienced.Overtheyears,Zenithhasbecomesynonymouswithinnovation,excellentservicedeliveryandgoodcorporatecitizenship.
UBA
TheobjectiveofUBAGhanaistodemocratizebankingwithexcellentcustomerdrivensolutions.ThebankseekstobringfinancialservicestoamajorityoftheGhanaianpopulaceandmakeitabasicentitlementforall.
UBA(Ghana)LimitedisasubsidiaryoftheUnitedBankforAfricaPLCwhichisoneoftheAfrica’sleadingfinancialinstitutionsofferingservicestomorethan7millioncustomersacross750branchesandover2000ATMsin19Africancountries.
UBAGhanahasafootprintof26fully-networkedbranchesand40ATMs(VISAenabled)spreadacrossAccra,Tema,Kumasi,TakoradiandAflao.
Thebank’svisionistobetheundisputedleadinganddominantfinancialservicesinstitutioninAfrica.WithpresenceinNewYork,LondonandParis,UBAisconnectingpeopleandbusinessesacrossAfricathroughretailandcorporatebankingandourinnovativeAfricaTradePlatform-aseamlesspaymentsandcollectionsinitiativetofacilitateandeasesettlementandencouragetradeacrossAfrica.
AtUBAwehavesetbroadobjectivestocreateaninstitutionthatcompeteseffectivelyintheglobalfinancialmarketplaceinamannerthatshowcasesthebestofAfricanenterprise.OurAfricanGlobalBankaspirationisborneoutofacollectivevisiontobecomethebankofchoicefortransactionsinvolvingAfricansandAfricanBusinesses,andbeingtheleadingproviderofoffshorecorrespondentbankingservicestofinancialinstitutionsandcorporationsinAfrica
GHANA INVESTMENT PROMOTION CENTRE (GIPC) 2011
GHANA INVESTMENT PROMOTION CENTRE (GIPC) 201110
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