AGRICOMMODITY

FIX

ED

- D

EPO

SIT

s

STOCkS

AN

TIQ

UES

REAL E

STATE

GOLD

NIFTY SENSEX

SIP'S

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Investing 5 W's & 1 H

EQUITY

Fixed Deposit

Gold

Real Estate

Comparative Analysis in terms of return ( Equity/FD/Gold/REITS)

Conclusion

Q&A

Index

Myths of Gold

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Investor Psychology For Trading Instruments

PPF & other saving schemes are best

SENSEX Will giveBetter reurns !!

Will reap big Profits from market!!

Will invest in Gold, This will raise status,

will also be a saving for daughter to gift

her infuture

Fixed Deposits are best, 0% risk assured return!!

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Investing!!! 5 W's and 1 H

What Investing is putting your money in financial instrument with a view of earning a desiredreturn out of the investments

To attain your personal goal, Child Future Planning, Tax Planning, Trading a source of Additional Earning, Secure future etc.WhyAs early as you start earning you should start Saving & InvestingWhenEvery individual who intends to make money should investWhoEquities, Debt, Mutual Fund, Gold, Real Estate etcWhere

Depends upon personal goals, aspirations and risk appetiteHow

Investing!!! 5 W’s & 1 H

How to invest ?

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Equity is an investment avenue which is able to offer the

highest possible returns but is very

risky as there are huge probabilities of investors even

losing some part of the invested capital

too

Why???

Investment GainA

B

EQUITY

Dividend Income

C Ownership

D Diversification

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If you believe in long term investment and

wish to earn higher interests on your

savings, invest your money in fixed

deposit . A fixed deposit is an investment

account where money is deposited for a

fixed period and interest does not

fluctuate.

Fixed Deposits

Why???

SafetyA

B Regular Income

C Saves Text

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GOLD

Gold is something that has been in demand for

thousands of years, and it is still something that is

assessed at a very high value. It is used in

jewellery, piping, electronic devices, and many

other things as well, and this is why the cost of

gold is continually going up, and it never really

drops down to low amount.

Gold

Why???

Long-term store of valueA

B For religious purposes & traditional

value it holds

C Investment Purpose.

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GOLD

A security that sells like a stock on the major

exchanges and invests in real estate directly,

either through properties or mortgages. REITs

receive special tax considerations and typically

offer investors high yields, as well as a highly

liquid method of investing in real estate. REITs

are now global: Nearly 30 countries have

adopted variations of the U.S. REIT model.

Today, anyone in the world can invest in REITs

around the world.

Real estate investment trust

Why should someone invest in REITs?

Transparency A

B Liquidity

C Growth

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Myths of Gold

Why should someone invest in REITs?

Gold is a havenA

B Gold is a much better investment than other precious metals

C Gold is a safer investment hub

D Gold is real money

E Gold is priced highly

F Gold as an Inflation Hedge

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YEAR FD RATE FD VALUE SENSEX SENSEX RETURNS

SENSEX VALUE

GOLD GOLD RETURNS

GOLD VALUE EQUITY REITS

RETURNS REITS VALUE

Investment 10,000.00 129.00 10,000.00 1,159.00 10,000.00 123.42 $167.00

1980-81 7.50% 10,750.00 173.00 34% 13,411.00 1,522.00 31% 13,132.00 120.92 -2.03% $163.61

1981-82 8.00% 11,610.00 218.00 26% 16,899.00 1,719.00 13% 14,832.00 134.81 11.49% $182.40

1982-83 8.00% 12,538.80 212.00 -3% 16,434.00 1,723.00 0% 14,866.00 163.13 21.01% $220.72

1983-84 8.00% 13,541.90 245.00 16% 18,992.00 1,858.00 8% 16,031.00 178.30 9.30% $241.25

1984-85 8.00% 14,625.26 354.00 44% 27,442.00 1,984.00 7% 17,118.00 195.45 9.62% $264.46

1985-86 8.50% 15,868.40 574.00 62% 44,496.00 2,125.00 7% 18,335.00 216.10 10.56% $292.39

1986-87 8.50% 17,217.22 510.00 -11% 39,535.00 2,323.00 9% 20,043.00 193.82 -10.31% $262.26

1987-88 9.00% 18,766.77 398.00 -22% 30,853.00 3,082.00 33% 26,592.00 203.07 4.77% $274.76

1988-89 9.00% 20,455.78 714.00 79% 55,349.00 3,175.00 3% 27,394.00 204.24 0.58% $276.36

1989-90 9.00% 22,296.80 781.00 9% 60,543.00 3,229.00 2% 27,860.00 150.21 -26.45% $203.25

Returns 8.35% 2.2 Times 23% 6 Times 11% 2.7 Times 2.85% 1.21 Times

Comparative Analysis of 1st Decade www.capitalvia.com

Comparative Analysis of 2nd DecadeYEAR FD

RATEFD VALUE SENSEX SENSEX

RETURNSSENSEX VALUE

GOLD GOLD RETURNS

GOLD VALUE

EQUITY REITS

RETURNS REITS VALUE

Investment 10,000.00 781.00 10,000.00 3,229.00 10,000.00 150.21 $167.00

1990-91 9.00% 10,900.00 1,168.00 50% 14,955.00 3,452.00 7% 10,691.00 188.47 25.47% $209.54

1991-92 12.00% 12,208.00 4,285.00 267% 54,866.00 4,298.00 25% 13,311.00 200.54 6.40% $222.95

1992-93 11.00% 13,550.90 2,281.00 -47% 29,206.00 4,104.00 -5% 12,710.00 226.51 12.95% $251.83

1993-94 10.00% 14,906.00 3,779.00 66% 48,387.00 4,532.00 10% 14,035.00 218.55 -3.52% $242.98

1994-95 11.00% 16,545.60 3,261.00 -14% 41,754.00 4,667.00 3% 14,453.00 232.88 6.56% $258.91

1995-96 12.00% 18,531.10 3,367.00 3% 43,111.00 4,958.00 6% 15,355.00 294.24 26.35% $327.13

1996-97 11.00% 20,569.50 3,361.00 0% 43,035.00 5,071.00 2% 15,705.00 333.47 13.33% $370.74

1997-98 10.50% 22,729.30 3,893.00 16% 49,846.00 4,347.00 -14% 13,462.00 259.00 -22.33% $287.95

1998-99 9.00% 24,775.00 3,740.00 -4% 47,887.00 4,268.00 -2% 13,218.00 227.37 -12.21% $252.78

1999-2000 8.50% 26,880.80 5,001.00 34% 64,033.00 4,394.00 3% 13,608.00 264.90 16.51% $294.51

RETURNS 10.40% 2.68 Times 37% 6.4 Times 4% 1.3 Times 6.95% 176 Times

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Comparative Analysis of 4th DecadeYEAR FD RATE FD VALUE SENSEX SENSEX

RETURNSSENSEX VALUE

GOLD GOLD RETURNS

GOLD VALUE

EQUITY REITS

RETURNS REITS VALUE

Investment 10,000.00 17,527.00 10,000.00 20,728.00 10,000.00 426.55 $167.00

2010-11 8.25% 10,825.00 19,455.00 11% 11,100.00 27,329.00 32% 13,200.00 444.96 4.32% $174.21

2011-12 9.25% 11,854.00 17,404.00 -11% 9,879.00 30,859.00 12.90% 14,902.00 514.43 15.61% $201.41

2012-13 9.00% 12,920.00 18,835.00 8% 10,669.00 28,422.00 7.90% 16,080.00 510.33 -0.80% $199.80

2013-14 9.00% 14,083.00 22,385.00 19% 12,696.00 27,927.00 1.70% 16,353.00 575.00 12.74% $225.26

RETURNS 8.88% 1.40 Times 7% 1.27 Times 14% 1.63 Times 7.97% 1.35 Times

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Comparative Analysis of 3rd Decade

YEAR FD RATE FD VALUE SENSEX SENSEX RETURNS

SENSEX VALUE

GOLD GOLD RETURNS

GOLD VALUE

EQUITY REITS

RETURNS REITS VALUE

Investment 10000 5001 10000 4394 10000 264.9 $167.00

2000-01 8.50% 10850 3604 -28% 7207 4474 2% 10182 280.40 5.85% $176.77

2001-02 7.50% 11663.75 3469 -4% 6937 4579 2% 10421 271.66 -3.12% $168.00

2002-03 4.25% 12159.46 3049 -12% 6097 5332 16% 12135 349.02 28.48% $215.84

2003-04 4.00% 12645.84 5591 83% 11180 5719 7% 13015 434.01 24.35% $268.41

2004-05 5.25% 13309.74 6493 16% 12983 6145 7% 13985 462.98 6.67% $286.32

2005-06 6.00% 14108.33 11280 74% 22555 6901 12% 15706 599.59 29.51% $370.80

2006-07 6.60% 15039.48 13072 16% 26139 9240 34% 21029 485.36 -19.05% $300.16

2007-08 4.67% 15741.82 15644 20% 31282 9996 8% 22749 285.79 -41.12% $176.74

2008-09 8.06% 17010.61 9708 -38% 19412 12890 29% 29335 346.60 21.28% $214.35

2009-10 3.81% 17658.72 17527 81% 35047 15766 22% 35881 426.55 23.07% $263.79

RETURNS 5.86% 1.76 Times 21% 3.5 Times 14% 3.5 Times 7.59% 1.61 Times

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Going through the chart & overall calculations, if equal investment of 10000 is considered in all the four alternatives of investment, the return in the 1st Decade was maximum in then in Gold, FD & REITS was least in 1st Decade.Sensex,

REITS beat Gold in 2nd Decade and compare with Sensex & FD Gold had given less return.Gold Sensex it outperformed in 3rd Decade against REITS & FD but again as compare with had given less return. Gold had only outperformed in last four years only as average return of Gold stand at 14% which is higher than other alternative investment.

As per the analysis, Sensex can be ranked as top most investment alternative, than Gold and lastly FD. Along with the above fact and figures the major support goes with the Sensex (Equities) as it is less risk associated and due time dividends can also be minted.

Whereas on comparing Gold & FD's although return wise Gold is strong but at the same time highly volatile and risk is there. While with the fixed deposits the risk associated is nil and the returns are well assured.

Conclusion

Thank You

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