A Catholic Pilgrimage to Italy · PDF fileDay 6 - San Gimignano and Siena This morning,...

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$3,248* YOUR ALL INCLUSIVE PRICE INCLUDES: Basic Tour & Guided Sightseeing Roundtrip International Airfare from New York Additional baggage & optional fees may apply; see fine print for details Fuel Surcharges and Government Taxes Subject to change Admin. Fees, Entrance Fees, Gratuities & Program Fees Daily Buffet Breakfast & Dinner, Deluxe Motorcoaches First Class Hotels & much more! *All prices reflect a 4% cash discount www.eocatholic.com/mytrip Tour = IT16 Code = C Changing the Church, the Ministry & Individual Lives through Christian Travel - 10 Days - Venice, Pisa, Florence, San Gimignano, Assisi, Rome, Vatican City & More! www.eocatholic.com • 800-247-0017 STARTING AT Join your fellow pilgrims on a journey to the heart of your Catholic faith in Italy during the Holy Year of Mercy, as declared by Pope Francis (Dec. 8, 2015 - Nov. 20, 2016). During this time, the Holy Doors of basilicas around the world will be open, including the Holy Door of St. Peter's Basilica at the Vatican. A Catholic Pilgrimage to Italy 2016 MASS DAILY WHEN A PRIEST TRAVELS

Transcript of A Catholic Pilgrimage to Italy · PDF fileDay 6 - San Gimignano and Siena This morning,...

Page 1: A Catholic Pilgrimage to Italy · PDF fileDay 6 - San Gimignano and Siena This morning, continue on to one of the most charming and picturesque of all the Tuscan hill towns, ... beloved

$3,248*YOUR ALL INCLUSIVE PRICE INCLUDES:

Basic Tour & Guided SightseeingRoundtrip International Airfare from New YorkAdditional baggage & optional fees may apply; see fine print for details

Fuel Surcharges and Government TaxesSubject to change

Admin. Fees, Entrance Fees, Gratuities & Program FeesDaily Buffet Breakfast & Dinner, Deluxe Motorcoaches

First Class Hotels & much more!*All prices reflect a 4% cash discount

www.eocatholic.com/mytrip Tour = IT16 Code = C

Changing the Church, the Ministry &Individual Lives through Christian Travel

- 10 Days -Venice, Pisa, Florence, San Gimignano,

Assisi, Rome, Vatican City & More!

www.eocatholic.com • 800-247-0017

STARTING AT

Join your fellow pilgrimson a journey to the heartof your Catholic faith in

Italy during theHoly Year of Mercy, as

declared by Pope Francis(Dec. 8, 2015 - Nov. 20, 2016).

During this time, the HolyDoors of basilicas around

the world will be open,including the Holy Doorof St. Peter's Basilica

at the Vatican.

A Catholic Pilgrimage toItaly 2016

MASS DAILYWHEN A PRIEST

TRAVELS

Page 2: A Catholic Pilgrimage to Italy · PDF fileDay 6 - San Gimignano and Siena This morning, continue on to one of the most charming and picturesque of all the Tuscan hill towns, ... beloved

Day 1 - Depart USAYour Italian adventure begins as you depart on your internationalflight.

Day 2 - Arrive in MilanOur representatives will meet you at the airport in Milan. Beginyour time in Italy with a stop overlooking Lake Garda, Italy’slargest lake. Continue on to Verona, home to Roman ruins and acourtyard that is reminiscent of Shakespeare’s Romeo and Juliet,whose story was set in Verona. Finish the day at your hotel inVerona for dinner and overnight.

Day 3 - Venice Travel by boat to the magical city of Venice. Rising between seaand sky, this fascinating city encompasses 118 islandsseparated by more than 150 canals. Stand in the Piazza SanMarco, bordered on three sides by palatial arcades in two tiersand faced on the other by the Basilica of St. Mark. Tour theBasilica with its treasure of marble and gold-backgroundmosaics. From the square, you can see the famous Bell Towerand the Clock Tower, as well as the charming pink and whiteDoges’ Palace. After seeing the romantic Bridge of Sighs, enjoyfree time to explore on your own. You can shop, stroll along thebridges and canals, or even indulge in a gondola ride along theGrand Canal. Dinner and overnight in Venice area.

Day 4 - Pisa and LuccaTravel to Pisa and snap your photo in front of the famous LeaningTower. Originally designed to stand straight, it began to leanduring its construction in 1173 and corrective efforts have failed.Even without its tilt, the building is still one of the mostremarkable bell towers in Europe and one of several renownedbuildings in the center of Pisa. Wander the medieval walled cityof Lucca, the birthplace of Puccini. Each of the walls is lined witha different species of tree. Together they encompass a town fullof medieval churches. Check into your Montecatini area hotel fordinner and overnight.

Day 5 - FlorenceThe elegant city of Florence is nestled between a line of hills andthe banks of the Arno River. During your stay, enjoy the beautifulgardens and a leisurely stroll through the open-air markets. Everystreet, square, and winding alley of Florence is a showcase forRomanesque, Gothic, and Renaissance grandeur. AmongFlorence’s masterpieces, you’ll see the Piazza della Signoria withits Neptune Fountain and Vecchio Palace, the Santa Maria delFiore Cathedral which houses Michelangelo’s unfinished Pietá,

the Baptistry which features Ghiberti’s famous Gates ofParadise, and the Academy where you can view some ofMichelangelo’s finished and unfinished work, including the awe-inspiring David. Overnight in Montecatini Terme.

Day 6 - San Gimignano and SienaThis morning, continue on to one of the most charming andpicturesque of all the Tuscan hill towns, San Gimignano. Magicalmedieval towers dominate the town, once numbering more than70, but only 14 towers remain today. Beautiful Siena is builtacross several hills and valleys. The focal point of the city is theshell-shaped town square which is both a meeting place andmarket place. It is also the venue for the town’s famous horserace known as the "Palio." Overnight in Montecatini Terme.

Day 7 - AssisiYour journey continues as you travel to Assisi, the charmingmedieval town once home to Saint Francis. Just two years afterhis death, the large Basilica was started in his memory. At onetime, the land on which the church stands was an executionground for condemned criminals. In his humility, Saint Francisasked to be buried there, and it became known as the Hill ofParadise. The church contains his tomb and many great worksof art. Overnight in Rome area.

Day 8 - Ancient Rome Explore the many wonders of ancient Rome as you visit themagnificent Colosseum and thePantheon. From the most sacredhill of ancient Rome, Campidoglio,view the Forum. See the CircusMaximus, Arch of Titus, famousBaths of Caracalla, and Arch ofConstantine, as well as, the VictorEmanuel Monument and theMonti Region. In the afternoon,discover why Rome is also knownas the “City of Love.” Explore theromance of Rome as you climb thegraceful Spanish Steps and stopat the famous Trevi Fountain.Legend says those who toss a coininto the fountain will one dayreturn to Rome to toss anotherinto the waters of Trevi. Overnightin Rome area.

A CatholicPilgrimage toItaly 2016

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Albuquerque NM..........$498Atlanta GA .....................$298Austin TX ......................$348Baltimore MD.................$198Birmingham AL ............$398Boise ID .........................$348Boston MA....................$198Cedar Rapids IA ............$398Charleston WV .............$398Charlotte NC..................$248Chicago IL ....................$298Cincinnati OH.................$398Cleveland/Akron OH....$298Colorado Springs CO.....$398Columbia SC ................$348Columbus OH ................$298Dallas/Ft. Worth TX......$398Dakotas .........................$498Dayton OH ....................$298Denver CO.....................$398Des Moines IA ..............$398Detroit MI .......................$298Fargo ND.......................$498Fayetteville AR...............$498Fort Lauderdale FL ......$298Fort Myers FL ................$298Fort Wayne IN...............$398Grand Rapids MI............$398Green Bay WI ...............$398Greensboro NC..............$348Grnville/Sprtnbrg SC ...$398Honolulu HI ....................$898Houston TX...................$398Indianapolis IN ...............$348Jackson MS..................$398Jacksonville FL ..............$298Kansas City MO ...........$398Knoxville TN...................$348Las Vegas NV ...............$498Lexington KY .................$348Little Rock AR ..............$448Los Angeles ..................$398Louisville KY ................$398Memphis TN ..................$398Miami FL .......................$298Milwaukee WI ................$298Minn/St. Paul MN..........$398Mobile AL .......................$448Montana (BIL, HLN) .....$498Nashville TN ..................$298New Orleans LA ...........$298Norfolk VA......................$298Oklahoma City OK .......$398Omaha or Lincoln NE ....$398Orlando FL....................$298Pensacola FL.................$348Phoenix AZ ...................$448Pittsburgh PA .................$248Portland OR..................$448Raleigh/Durham NC.......$298Reno NV........................$398Richmond VA .................$298Roanoke VA..................$348Rochester NY ................$198Sacramento CA............$498Salt Lake City UT...........$398San Antonio TX ............$448San Diego CA................$448San Francisco CA........$398Seattle/Tacoma WA .......$398St. Louis MO.................$298Tampa FL.......................$298Tri-Cities TN..................$348Tucson AZ......................$398Tulsa OK .......................$398Washington DC..............$198West Palm Beach FL ...$298Wichita KS .....................$398This chart reflects pricing and not flight rout-ings. If you depart from a different city thanyour group, or take an extension, you may

fly on a different scheduled flight. Prices aresubject to change without notice.

2016

Travel for a little morethan the New York Price

Amalfi Coast Extension5-Day Post-Tour $1,398*

Day 10 - Castel Gandolfo, SorrentoJourney to Castel Gandolfo, the Pope’s summer residence, and enjoystunning vistas as you travel to Sorrento. During your three night stay,you’ll have time to enjoy the view of Mount Vesuvius and discoverthe colorful ambiance of this delightful town, inspiration for thebeloved song, “Return to Sorrento.”Day 11 - Amalfi Coast, PositanoThe Amalfi Coast is considered to be one of Italy’s finest with itssparkling blue green sea, tiny mystical islands and pastel coloredcottages gathered round tiny harbors. Enjoy the postcard beauty ofPositano that has charmed many generations of travelers with itsterraced groves of fragrant lemons, splendid Duomo, and richmedieval history. As a maritime republic from the 9th to 13thcenturies, it’s no surprise that the compass was invented here. Astime permits, make a stop at the village of Vietri Sul Mar, home ofAmalfi Coast ceramic factories which produce the colorful tilesdecorating every church tower in the area.Day 12 - Isle of CapriEnjoy a boat ride to the lovely Isle of Capri which has captivatedvisitors from Roman Caesars to modern travelers. Between itsbreathtaking beauty and rich history, you’ll understand why onevisitor came for a day and stayed for fifty years. Day 13 - Pompeii, RomeVisit the spectacular ruins in Pompeii which were covered by theeruption of Mount Vesuvius in 79 A.D. The city remained buried andundiscovered until excavation began in 1748. These excavationscontinue today, providing insight into life during the Roman Empire.Continue to the Rome area for dinner and overnight.Day 14 - Return to the USA with wonderful memories to share!

*all prices reflect a 4% cash discount

Select Your Departure DateAll inclusive prices based out of New York

May 10 . . . . . . . . . . . . . . . . . . . . . . . .$3498*November 1 . . . . . . . . . . . . . . . . . . . .$3248*

*All prices reflect a 4% cash discount.

RegisterEarly & Save

$8011 Months

prior to departure

$7010 Months

prior to departure

$609 Months

prior to departure

$508 Months

prior to departure

$407 Months

prior to departure

$306 Months

prior to departure

Full deposit required.Savings deducted from balance.

Day 9 - Vatican City and Christian Rome Christianity came late in Rome’s long history, conqueringand changing the city in a way few other invaders have.Experience the glory of Christian Rome today as you visit theVatican, home to one of the greatest museums in the world.Tour St. Peter’s Basilica and the Sistine Chapel withMichelangelo’s frescoes, now restored to their full, colorfulglory. Overnight in Rome area.

Day 10 - Return to the USA or enjoy the Amalfi CoastExtension.

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TRAVEL REGISTRATION FORMMail to: EO Catholic Tours • P.O. Box 6098, Lakeland, FL 33807-6098

863-648-0383 • email: [email protected]

Host: ID#: Departure City: Departure Date: (C)Passenger Names: (as they appear on your passport)

Legal Name: _____________________________________ Title: ___________Birth date: ____/____/______ State of Birth: ____________________________Passport #:_____________________________ Issue Date:____/_____/______Place of Issue: __________________________ Exp. Date:____/_____/______Preferred Name: _________________________ Sex: q Male q FemaleEmail: ______________________________ q Send me emails about my trip/EO promos

Legal Name: _____________________________________ Title: ___________Birth date: ____/____/______ State of Birth: ____________________________Passport #:_____________________________ Issue Date:____/_____/______Place of Issue: __________________________ Exp. Date:____/_____/______Preferred Name: _________________________ Sex: q Male q FemaleEmail: ______________________________ q Send me emails about my trip/EO promos

Address: ________________________________________________________City: _______________________ State:___________ Zip Code:____________Phone: ________________________ Alt. Phone: ________________________Roommate(s): ___________________________________________________ If No Roommate: q Try to Match Me q Single Room (availability limited)

Emergency Contact: ________________________ Relationship:___________Phone: ________________________ Alt. Phone: ________________________How did you hear about this tour? ___________________________________Tour Selection: q Basic Program Only q Add Amalfi Coast Extension

FULL DEPOSIT OF $300 PER PERSON REQUIREDPayment: q $300 (per person) q Other Amount $________

Check #_____________ (Payable to Educational Opportunities Tours)To Register via Credit Card, you must go to www.eocatholic.com

By signing below, I/We certify that I have read the “Fine Print,” understand its content, and agree to its terms including but notlimited to the potential for price increases that may apply before payment in full has been received as set forth in the “Fine Print”and potential price increases after payment in full has been received due to government imposed taxes and fees.

Signature:_____________________________________________________________

Signature:_____________________________________________________

Tour: IT16 Code: C 03/31/15

Important Information Regarding Travel Protection:1 Travel Protection coverage cannot be added after you have paid in full.2 Premium is based on TOTAL cost of trip and is non-refundable. 3 Coverage begins when your premium payment is received by EOT

(separate from deposit & clearly designated as your travel protection premium).4 Premium must be paid in full no later than 105 days prior to departure.

Travel Protection Plan - Premium Rates For All Tours For a full description of the plan, go to: www.tripmate.com/wpF427E

Part A -Travel Arrangement Benefits are provided by Educational Opportunities Tours. Part B - Travel Protection Benefits are provided by United States Fire Insurance Co.*For New York Residents Only: Part A Benefits are travel arrangement benefits underwritten by United States Insurance Company.

$ 0 to $1000 . . . . . . . . . . . .$ 99$1001 to $1500 . . . . . . . . . . . . .$169$1501 to $2500 . . . . . . . . . . . . .$199$2501 to $3000 . . . . . . . . . . . . .$259

$3001 to $3500 . . . . . . . . . . . . .$279$3501 to $4500 . . . . . . . . . . . . .$299$4501 to $5000 . . . . . . . . . . . . .$359$5001 to $6000 . . . . . . . . . . . . .$399

$6001 to $7000 . . . . . . . . . . . . .$499$7001 to $8000 . . . . . . . . . . . . .$599$8001 to $9000 . . . . . . . . . . . . .$699$9001 to $10000 . . . . . . . . . . . .$799

Trip Cost Plan Cost Trip Cost Plan Cost Trip Cost Plan Cost

Schedule of Coverages Maximum BenefitPart A *

Trip Cancellation . . . . . . . . . . . . . . . . . . . . . . . . . .Trip CostPart B

Accidental Death & Dismemberment . . . . . . . . . . . . .$25,000Medical Expense / Emergency Assistance . . . . . . . . .$50,000Trip Interruption . . . . . . . . . . . . . . . . . . . . . . . . . . .Trip CostTravel Delay (Up to $100 Per Day) . . . . . . . . . . . . . . . .$500Missed Connection . . . . . . . . . . . . . . . . . . . . . . . . . . . .$500Baggage and Personal Effects . . . . . . . . . . . . . . . . . .$1,000Baggage Delay . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$100

THE FINE PRINTINCLUDED IN PRICE: • Roundtrip international airfare • Deluxe motorcoaches • 1st class hotels • Guided sightseeing • Entrance fees to sites visited (as listed in itinerary) • Breakfast & dinner daily, hotel gratuities • Fuel surcharges $600 • Taxes $98 (Increases in government tax and fees are subject to change) • Program feesNOT INCLUDED IN PRICE: • Optional Travel Protection Program (see premium schedule) • Extensions and optional sightseeing as listed in the brochure • Miscellaneous fees such as individual transfers; passports, laundry, lunches, beverages at meals, baggage fees • Voluntary “Love Offering” for guide and driver • $100 Document fee for Non-US/Canadian residents

ACCOMMODATIONS: Price is based on double occupancy. When available, single rooms are often smaller than doubles. WhileEOT will try to match roommates, EOT cannot guarantee a roommate will be available. Roommates maybe assigned as late as 35 days prior to departure and, if one is not available or you request a single room,the following charges apply: $498 during the basic week; $298 for Amalfi Coast Extension.PAYMENT: All prices reflect a 4% discount for full payment via check. A full deposit of $300 per person is required.An additional deposit of $1500 and full travel protection premium is due 105 days prior to departure. Travelprotection premiums must be paid in addition to initial or second deposit prior to the final payment forcoverage to be in effect. Final payment for trip is due 60 days prior to departure. Thereafter, a late paymentfee of $100 will be assessed.SAVINGS:Early registration discounts are deducted from the balance of your bill. Hosts/Co-hosts are not eligible.REGISTRATIONS RECEIVED 105 DAYS PRIOR TO DEPARTURE OR LESS:We welcome registrations after 105 days prior to departure. Registrations received 105 days prior todeparture or less may incur an additional fee based on air availability. Additional fees will be advised uponregistration. CANCELLATION FEES: 100% of Cancellation Fees are covered by the optional Travel Protection Program, provided premium hasbeen paid and reason for cancellation is insurable. Those who do not take travel protection should beaware of the following cancellation penalties: From day of registration to 105 days prior to departure, youwill be charged the $100 non-refundable administrative fee plus any airline fees. Additionally, thereafter,you will be charged any airline penalties and a single room supplement if your cancellation forces yourroommate into a single plus the following charges: 104-60 days = $400; 59-45 days = $600; 44-31 days= 40% of total cost; 30 days to day of departure = 100% of total cost. Submit cancellation in writing. Onor after day of departure, there will be no refund for any services not used.FIT TO TRAVEL STATEMENT:Passengers registering for the tour accept the responsibility for being in good health and able towalk and travel on the tour. Because many of the sites are not accessible to the physically challenged,those needing oxygen, wheelchairs, or other ambulatory assistance will find the tour extremelylimiting to their experiences. If you have questions, please contact Educational Opportunities ToursInc. for more details.PRICE INCREASES:All prices quoted in this brochure are subject to change prior to payment in full due to currency fluctuations,fuel surcharge increases, government taxes and fees increases or unforeseen circumstances. In addition,you may be subject to a price increase after payment in full has been received due to potential governmentimposed taxes and fees.AIRLINE ROUTES and TICKETS:In order to keep prices low, EOT does not guarantee the most direct routing to your final destination. Once“printed,” airline tickets cannot be changed or refunded thereafter. Air transportation to/from your destinationwill be economy class on IATA and ARC carriers utilizing APEX or SUPER APEX non-refundable, non-amendable tickets for groups of 10 or more flying together on entire itinerary.FLIGHT TIMES:All flights are subject to change by the airlines without advance notice. EOT is not responsible for suchchanges or delays and does not reimburse expenses resulting from such delays. If you are making yourown flight arrangements to the departure city, we recommend you purchase a ticket that can be exchangedwithout large penalties.ADDITIONAL AIRLINE FEES:You will likely incur additional airline checked baggage fees that are not included in the price of the tour.These fees vary by airline and are at the airline's discretion on each segment of the flight itinerary.Additionally, you may incur optional fees (food, excess baggage, overweight baggage, items of personalnature, etc.) as well. For more information, visit www.eocatholic.com/travel-info/airline-fees#eotours.DEVIATIONS:Deviations from the standard tour program must be submitted in writing and are subject to a minimum of$80 per person assessment fee plus any additional airline fees, if applicable. Transfers for passengerswho deviate are not included.ITINERARY CHANGES:Every effort has been made to ensure the accuracy of this brochure. While you will see all sites listed inthis brochure, the order of sites and/or days and number of days may be altered to accommodate changesin airline, hotel schedules, and local conditions. Due to airline schedules, some participants may receiveone or two extra leisure days at a nominal per day charge and some extensions may not be available onall departure dates. If itinerary changes necessitate extra overnights, you will be charged $125 per night;single rooms $175 per night. Meals for extra nights are not included.VALIDITY DATE:This brochure is valid until 05/31/15. If validity date has passed, current brochures may be found atwww.eo.travel. Registrations will still be accepted after the validity date.RELEASE INFORMATIONPayment of deposit indicates permission for EOT or its agents to record the registrant’s participation andappearance on video tape, audio tape, film, photograph, or any other medium and to use the registrant’sname, likeness, voice, comments, submitted documentation, written papers, and/or biographical materialwithout restrictions or limitation for any advertising, marketing, publicity, educational or promotional purposewhich EOT or its agents deem appropriate, unless the registrant or guardian otherwise notifies EOT inwriting prior to departure.Except where otherwise stated, EOT acts only as agent for the relevant supplier in securing hotels,transportation and other travel services and in no event shall EOT be liable for failure by any such supplierto render any transportation, lodging or other travel service to be provided on the tour. EOT assumes noliability for injury, death, damage, loss, theft, accident, delay or irregularity which may occur by reason ofany negligent or willful act or omission of any suppliers of service. EOT does not own or operate any ofthe suppliers of services to your tour. Similarly without limiting the foregoing, passenger agrees to holdEOT harmless for any defect in any vehicle, plane, boat, bus, car, van or other vehicle, act of war orinsurrection, terrorist activity, revolt or other civil uprising, military action, strikes or labor unrest or any Actof God or for any other act of any third party. Florida law will be applicable to any dispute which arises outof/or concerns this brochure or your tour. Any and all litigation must be brought only in and for courts inPolk County, Florida to the exclusion of litigation anywhere else in the world.Enrollment in and payment of deposit constitutes your acceptance of the “Fine Print.” EducationalOpportunities Tours is the tour operator and is solely responsible for the travel program. EducationalOpportunities Tours is registered with the State of Florida as a Seller of Travel. Registration No. ST24130.CST2027682-40

Travel Protection Plan: q I/We Accept q I/We Decline

Conditions and LimitationsThis is a brief description of the plan available for all Travel Protection sales for Trips departing January 1, 2013 and after. Certain exclusions andlimitations apply and are detailed in the Certificate of Coverage. For example, coverage does not apply to: any Sickness or condition of you, a TravelingCompanion or a Family Member traveling with you that existed during the 60 days prior to the effective date of the coverages (The Pre-ExistingCondition Exclusion is waived if payment for this plan is received by Educational Opportunities Tours, Inc. at or before the final payment due date forYour Trip or 105 days before departure date, whichever occurs first.), suicide, normal pregnancy, war or any act of war. Other Covered Reasons, asdefined, includes the following events or their consequences: Cancellation or Interruption of your Trip due to: Inclement Weather, unannounced Strike,mechanical breakdown that causes complete cessation of services of Your Common Carrier for at least 12 consecutive hours; a documented trafficaccident while en route to departure; being hijacked or quarantined; jury duty; destruction of your home or destination by fire, flood, burglary or naturaldisaster; being called to the emergency service of government to provide aid or relief in the event of a natural disaster; a documented theft of passportsor visas; a transfer of employment of 250 miles or more; or Revocation of military leave. For further information ask for the Certificate of Coveragewhich fully details the coverages, provisions, limitations and exclusions of the plan offered and is available to you, upon request, at any time prior toyour purchase of the plan.This plan is underwritten by: United States Fire Insurance Company, Eatontown, NJ. Benefits are administered by: TripMate, Inc.*, 9225 Ward Parkway, Suite 200, Kansas City, MO, 64114, 1-800-888-7292 (*in CA, dba Trip Mate Insurance Agency).

Additional Cancellation ProtectionWhen You purchase this Travel Protection Plan at or before the finalpayment due date for Your Trip, you also receive the EducationalOpportunities Tours Pre-Departure Cancellation Waiver Benefit thatallows you to cancel your Educational Opportunities Tours travelarrangements up to the day of departure for any reason (excludesno shows and those not permitted boarding). With this EducationalOpportunities Tours Cancellation Waiver, your non-refundable landcancellation penalties will be refunded in Educational OpportunitiesTours travel certificates. Certain travel programs are not eligible forthis benefit, such as cruise and land programs listed and detailed onthe Educational Opportunities website (www.eo.travel). Premiumsmust be paid in addition to initial or second deposit prior to thefinal payment for coverage to be in effect.