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H$mQ> H$a AmnHo$ Ûmam AXm {H$¶m J¶m àr{‘¶‘ bm¡Q>m X|Jo… A. nm°{bgr Ho$ A§VJ©V ñQ>¡ån S>çyQ>r ~. ñdmñ϶ Om§M hoVw H§$nZr Ûmam dhZ {H$¶m J¶m 춶, AJa H$moB© hmo Bg am{e H$m ^wJVmZ {H$E OmZo na nm°{bgr g‘mßV hmo OmEJr VWm Bg

nm°{bgr Ho$ A§VJ©V g^r A{YH$ma, bm^ Am¡a {hV g‘mßV hmo OmE§Jo. *{S>ñQ>oÝg ‘mH}$qQ>J… {S>ñQ>oÝg ‘mH}$qQ>J ‘| {ZåZ{b{IV ‘mܶ‘m| Ho$ µO[aE

B§í¶moaoÝg àmoS>³Q²>g Ho$ AmJ«h (‘m§J n¡Xm H$aZo) VWm {~H«$s g{hV AmJ«h H$s g^r J{V{d{Y¶m§ em{‘b h¢… (i) dm°¶g ‘mܶ‘, {Og‘| Q>obrµ’$moZ - H$m°qbJ em{‘b h¡ (ii) em°Q>© ‘¡goqOJ g{d©g (SMS) (iii) Bbo³Q´>m°{ZH$ ‘mܶ‘ {Og‘| B©-‘ob, B§Q>aZoQ> VWm B§Q>aEp³Q>d Q>o{b{dOZ (DTH) em{‘b h¡. (iv) ^m¡{VH$ ‘mܶ‘ {Og‘| S>m¶ao³Q> nmoñQ>b ‘ob (S>mH$ Ûmam nÌ) VWm nÌ-n{ÌH$mAm| ‘| à{d{ï>¶m§ Ed§ (v) ì¶[³V Ho$ Abmdm g§Mma Ho$ {H$gr Aݶ ‘mܶ‘ Ho$ O[aE AmJ«h em{‘b h¡.

2. OrdZ AdñWm gwajm … Bg {deofVm H$mo àmá H$aVo g‘¶ nm°{bgr H$mo à^mdr hmoZm Mm{hE. Bg {deofVm na KQ>Zm H$s {V{W go 6 ‘hrZm| Ho$ A§Xa A‘b {H$¶m OmZm Mm{hE VWm Ho$db V^r {H$¶m Om gH$Vm h¡ AJa nm°{bgr Ho$ A§VJ©V H$moB© Xmdm Z {H$¶m J¶m hmo. ¶h {deofVm nm°{bgr Ho$ Ama§^ ‘| EH$ ‘mZH$ OrdZ Ho$ ê$n ‘| A§S>aamBqQ>J {H$E JE ~r{‘V ì¶p³V H$mo CnbãY h¡. Bg {deofVm H$mo MwZVo g‘¶ ~r{‘V ì¶p³V H$s C‘« 50 df© go H$‘ hmoZr Mm{hE. ¶h {deofVm Ho$db bmBµ\$ {dH$ën dmbr ao½¶wba ^wJVmZ nm°{b{g¶m| na CnbãY h¡.

3. H¥$n¶m n[a^mfmAm| AndO©Zm| VWm XþK©Q>Zm Ho$ H$maU ñWm¶r Ae³VVm, XþK©Q>Zm Ho$ H$maU ‘¥Ë¶w, Q>{‘©Zb ~r‘mar, J§^ra ~r‘mar {hVbm^ Ho$ A§VJ©V 34 ~r‘m[a¶m| VWm J§^ra ~r‘mar {hVbm^ Ho$ A§VJ©V bmJy àVrjm Ad{Y Ho$ {bE àmoS>³Q> ~«moea Am¡a nm°{bgr Ho$ eVm] VWm à{V~§Ym| H$mo XoI|.

4. ‘¥Ë¶w na {‘bZo dmbr am{e Ho$ ^wJVmZ Ho$ {dH$ën … Am‘XZr VWm ~‹T>Vr Am‘XZr {dH$ënm| Ho$ {bE Am‘XZr H$m ^wJVmZ Ho$db Bbo³Q´>m°{ZH$ ‘mܶ‘ go {H$¶m OmEJm.

5. Q>¡³g g§~§Yr bm^ … nm°{bgr Ho$ A§VJ©V Q>¡³g g§~§Yr bm^ Am¶H$a A{Y{Z{¶‘ 1961 H$s Ymam 80C Am¡a 80D Ho$ AYrZ h¢. g{d©g Q>¡³g Am¡a g¡e, Omo ̂ r bmJy hmo, bmJy Xam| go A{V[a³V {bE OmE§Jo. Q>¡³g g§~§Yr H$mZyZ g‘¶-g‘¶ na g§emoYZm| Ho$ AYrZ h¢.

6. AmË‘h˶m Ymam… AJa ~r{‘V OrdZ, Mmho dh ‘mZ{gH$ ê$n go ñdñW hmo

¶m AñdñW, Bg nm°{bgr Ho$ Ama§^ hmoZo H$s {V{W go EH$ df© Ho$ A§Xa AmË‘h˶m H$aVm h¡, Vmo nm°{bgr ^§J Am¡a g‘mßV hmo OmEJr. H§$nZr 80% àr{‘¶‘ bm¡Q>m XoJr VWm Bg nm°{bgr Ho$ A§VJ©V g^r A{YH$ma, bm^ Am¡a {hV g‘mßV ‘mZo OmE§Jo.

AJa {Z¶{‘V ^wJVmZ nm°{bgr H$mo nwZ…ñWm{nV {H$¶m OmVm h¡, Vmo nm°{bgr Ho$ nwZ…ñWmnZ H$s {V{W go EH$ df© Ho$ A§Xa ~r{‘V OrdZ Ûmam AmË‘h˶m {H$E OmZo na Mmho dh ‘mZ{gH$ ê$n go ñdñ϶ hmo ¶m AñdñW, H§$nZr nm°{bgr Ho$ nwZ…ñWmnZ Ho$ ~mX AXm {H$E JE àr{‘¶‘ Ho$ 80% H$mo bm¡Q>m XoJr.

7. [a¶m¶Vr Ad{Y … ‘m{gH$ àr{‘¶‘ ^wJVmZ ‘mܶ‘ Ho$ {bE àr{‘¶‘ Ho$ ^wJVmZ hoVw [a¶m¶Vr Ad{Y 15 {XZ Am¡a àr{‘¶‘ ^wJVmZ Ho$ Aݶ ‘mܶ‘m| Ho$ {bE 30 {XZ h¡. AJa [a¶m¶Vr Ad{Y Ho$ A§Xa àr{‘¶‘ H$m ^wJVmZ Zht {H$¶m OmVm h¡ Vmo nm°{bgr b¡ßg hmo OmEJr VWm H$da g‘má hmo OmEJm.

8. gr{‘V Ad{Y ^wJVmZ {dH$ën … àr{‘¶‘ H$m ^wJVmZ Ho$db MwZr hþB© àr{‘¶‘ ̂ wJVmZ Ad{Y VH$ {H$¶m OmZm h¡. àr{‘¶‘ ̂ wJVmZ Ad{Y Ho$ {bE EH$ ~ma àr{‘¶‘ H$m ̂ wJVmZ H$a {XE OmZo na Bg nm°{bgr Ho$ {hVbm^ nyar nm°{bgr Ad{Y Ho$ {bE Omar ah|Jo.

9. àr{‘¶‘ ^wJVmZ ñW{JV {H$¶m OmZm … AJa àr{‘¶‘ H$s Xo¶ {V{W H$mo ¶m [a¶m¶Vr Ad{Y Ho$ A§Xa àr{‘¶‘ H$m ^wJVmZ Zht {H$¶m OmVm h¡ Vmo Bg nm°{bgr Ho$ A§Xa CnbãY g^r {hVbm^ g‘má hmo OmE§Jo.

10. nm°{bgr H$m nwZ…àMmbZ … AJa {H$gr nm°{bgr H$mo àr{‘¶‘ H$m ^wJVmZ Z {H$E OmZo Ho$ H$maU ñW{JV {H$¶m J¶m hmo, Cgo A§S>aamBqQ>J VWm {ZåZ{b{IV eVm] Ho$ AYrZ nwZ… àMm{bV {H$¶m Om gH$Vm h¡ …

· nhbo ^wJVmZ Z {H$E JE àr{‘¶‘ H$s Xo¶ {V{W go 2 dfm] Ho$ A§Xa VWm nm°{bgr H$s g‘m{á go nhbo nwZ…àMmbZ hoVw AmdoXZ {H$¶m J¶m hmo. nwZ…àMmbZ ‘m¡OyXm ~moS>© Ûmam ñdrH¥$V A§S>aamBqQ>J nm°{bgr na AmYm[aV hmoJm.

· nm°{bgrYmaH$ H$mo AnZo IM} na ~r{‘V ì¶p³V Ho$ ñdmñ϶ H$m g§VmofOZH$ à‘mU XoZm hmoJm Omo {H$ ‘m¡OyXm ~moS>© Ûmam ñdrH¥$V A§S>aamBqQ>J nm°{bgr Ho$ AZwgma Ano{jV hmo.

· ~H$m¶m àr{‘¶‘ na ã¶mO Ho$ gmW H§$nZr Ûmam {ZYm©[aV Xa go {dbå~ go àr{‘¶‘ ^wJVmZ H$m ewëH$ H$aZm hmoJm nm°{bgr H$m nwZ…àMmbZ nm°{bgr Ho$ ñW{JV hmoZo go nyd© àr{‘¶‘ H$s eVm] go {^Þ na hmo gH$Vm h¡; O¡go {H$ A{V[a³V ê$n go ‘m°Q>}{bQ>r àr{‘¶‘ ¶m ewëH$ bmJy {H$¶m Om gH$Vm h¡.

· H§$nZr Ho$ nmg nm°{bgr H$mo nwZ…àMm{bV H$aZo ¶m Bggo BÝH$ma H$aZo H$m A{YH$ma gwa{jV h¡. nwZ…àMmbZ Ho$db V^r à^mdr hmoJm AJa H§$nZr Ûmam Bg ~mao ‘| nm°{bgrYmaH$ H$mo {deof ê$n go gy{MV {H$¶m OmVm h¡.

grAmB© {hVbm^ Ho$ {bE, ̂ wJVmZ Z {H$E JE nhbo àr{‘¶‘ H$s {V{W

go 3 ‘hrZo ~mX Ho$ {H$Ýhr nwZ…àMmbZm| Ho$ {bE 3 ‘hrZo H$s àVrjm Ad{Y bmJy hmoJr. ^wJVmZ Z {H$E JE nhbo àr{‘¶‘ H$s Xo¶ {V{W go 3 ‘hrZo Ho$ A§Xa {H$gr nwZ…àMmbZ Ho$ {bE H$moB© àVrjm Ad{Y bmJy Zht hmoJr.

nwZ…àMmbZ H$s eVm] ‘| H$moB© n[adV©Z AmB©AmaS>rEAmB© H$s nyd© ñdrH¥${V Ho$ AYrZ hmoJr VWm BgH$s OmZH$mar nm°{bgrYmaH$m| H$mo Xr OmEJr.

11. Bg nm°{bgr Ho$ A§VJ©V H$moB© bmoZ CnbãY Zht h¡.

12. gaoÝS>a ‘yë¶ KQ>H$m| H$s JUZm H$aZo Ho$ AmYma H$s g‘¶-g‘¶ na g‘rjm H$s OmEJr Am¡a ‘m¡OyXm ì¶dgm¶m| na bmJy KQ>H$m| H$mo AmB©AmaS>rEAmB© H$s nyd© ‘§Oyar Ho$ AYrZ g§emo{YV {H$¶m Om gH$Vm h¡.

13. Zm‘m§H$Z H$s AnojmE§ … nm°{bgr ‘| Zm‘m§H$Z, g‘¶-g‘¶ na ¶Wmg§emo{YV ~r‘m A{Y{Z¶‘, 1938 H$s Ymam 39 Ho$ Ûmam em{gV hmoJm. Bg Ymam Ho$ ~mao ‘| A{YH$ OmZH$mar Ho$ {bE H¥$n¶m h‘mar do~gmBQ> … www.iciciprulife.com

XoI|.

14. Aä¶n©U H$s AnojmE§ … nm°{bgr ‘| Aä¶n©U, g‘¶-g‘¶ na ¶Wmg§emo{YV ~r‘m A{Y{Z¶‘, 1938 H$s Ymam 38 Ho$ Ûmam em{gV hmoJm. Bg Ymam Ho$ ~mao ‘| A{YH$ OmZH$mar Ho$ {bE H¥$n¶m h‘mar do~gmBQ> … www.iciciprulife.com

XoI|.15. Ymam 41: >g_` g_` na `Wmg§emo{YV ~r‘m A{Y{Z¶‘, 1938 H$s Ymam 41

Ho$ AZwgma H$moB© ^r ì¶{³V, {H$gr ^r ì¶{³V H$s namoj ¶m Anamoj ê$n go ^maV ‘| OrdZ ¶m gån{Îm go g§~§{YV {H$gr ^r àH$ma Ho$ Omo{I‘ H$m ~r‘m H$amZo ¶m ZdrZrH$aU H$amZo ¶m Mmby aIZo Ho$ {bE {H$gr àH$ma H$m bmbM Zht XoJm, Mmho dh Xo¶ H$‘reZ Ho$ nyU© ¶m CgHo$ A§e na Ny>Q> Ho$ ê$n ‘| hmo ¶m nm°{bgr na {XImE J¶o àr{‘¶‘ na Ny>Q> Ho$ ê$n ‘| hmo Am¡a Z hr H$moB© ì¶{³V nm°{bgr boZo ¶m ZdrZrH$aU H$amZo ¶m Omar aIZo Ho$ {bE H$moB© Ny>Q> ñdrH$ma H$aoJm, {gdm¶ Eogr Ny>Q> Ho$ Omo {H$ àH$m{eV {ddaU n{ÌH$m ¶m ~r‘mH$Vm© hr Vm{bH$mAm| Ho$ AZwgma Xr Om gH$Vr hmo.

na§Vw {H$gr ~r‘m EOoÝQ> Ûmam AnZo OrdZ na br JB© OrdZ ~r‘m nm°{bgr Ho$ g§~§Y ‘| ñdrH$ma {H$E OmZo dmbo H$‘reZ H$mo Bg Cn-Ymam Ho$ AW© ‘| àr{‘¶‘ na Ny>Q> Ho$ ñdrH$ma {H$¶m OmZm Zht ‘mZm OmEJm, AJa Eogr ñdrH¥${V Ho$ g‘¶ ~r‘m EOoÝQ> Eogr {d{ZYm©[aV eVm] H$mo g§Vwï> H$aVm hmo Omo ñWm{nV H$aVo hm| {H$ dh ~r‘mH$Vm© Ûmam {Z¶w³V EH$ dmñV{dH$ ~r‘mEOoÝQ> h¡.

H$moB© ^r ì¶p³V Omo Bg Ymam Ho$ àmdYmZm| H$m AZwnmbZ H$aZo ‘| MyH$ H$aoJm dh Ow‘m©Zo go X§S>Ur¶ hmoJm, Omo {H$ Xg bmI ê$n¶o VH$ hmo gH$Vm h¡.

16. YmoImY‹S>r VWm JbV ~¶mZr … Bggo g‘¶-g‘¶ na ¶Wmg§emo{YV ~r‘m A{Y{Z¶‘ 1938 H$s Ymam 45 Ho$ AZwgma {ZnQ>m OmEJm.

1. ’«$s bwH$ Ad{Y: AJa Amn nm°{bgr go g§VwîQ> Zht h¢ Vmo Amn H§$nZr H$mo {ZåZ{b{IV Ho$

A§Xa nm°{bgr H$mJOmV bm¡Q>mH$a Bgo aÔ H$a gH$Vo h¢ … · BgHo$ àmßV hmoZo H$s {V{W go 15 {XZm| ‘|, AJa AmnZo {S>ñQ>oÝg

‘mH}$qQ>J* Ho$ µO[aE nm°{bgr àmßV Z H$s hmo. · BgHo$ àmßV hmoZo H$s {V{W go 30 {XZm| ‘|, AJa AmnZo {S>ñQ>oÝg

‘mH}$qQ>J* Ho$ µO[aE nm°{bgr àmßV H$s hmo. ’«$s bwH$ Ad{Y Ho$ Xm¡amZ nm°{bgr H$mo aÔ {H$E OmZo na h‘ {ZåZ{b{IV H$mo

H$mQ> H$a AmnHo$ Ûmam AXm {H$¶m J¶m àr{‘¶‘ bm¡Q>m X|Jo… A. nm°{bgr Ho$ A§VJ©V ñQ>¡ån S>çyQ>r ~. ñdmñ϶ Om§M hoVw H§$nZr Ûmam dhZ {H$¶m J¶m 춶, AJa H$moB© hmo Bg am{e H$m ^wJVmZ {H$E OmZo na nm°{bgr g‘mßV hmo OmEJr VWm Bg

nm°{bgr Ho$ A§VJ©V g^r A{YH$ma, bm^ Am¡a {hV g‘mßV hmo OmE§Jo. *{S>ñQ>oÝg ‘mH}$qQ>J… {S>ñQ>oÝg ‘mH}$qQ>J ‘| {ZåZ{b{IV ‘mܶ‘m| Ho$ µO[aE

B§í¶moaoÝg àmoS>³Q²>g Ho$ AmJ«h (‘m§J n¡Xm H$aZo) VWm {~H«$s g{hV AmJ«h H$s g^r J{V{d{Y¶m§ em{‘b h¢… (i) dm°¶g ‘mܶ‘, {Og‘| Q>obrµ’$moZ - H$m°qbJ em{‘b h¡ (ii) em°Q>© ‘¡goqOJ g{d©g (SMS) (iii) Bbo³Q´>m°{ZH$ ‘mܶ‘ {Og‘| B©-‘ob, B§Q>aZoQ> VWm B§Q>aEp³Q>d Q>o{b{dOZ (DTH) em{‘b h¡. (iv) ^m¡{VH$ ‘mܶ‘ {Og‘| S>m¶ao³Q> nmoñQ>b ‘ob (S>mH$ Ûmam nÌ) VWm nÌ-n{ÌH$mAm| ‘| à{d{ï>¶m§ Ed§ (v) ì¶[³V Ho$ Abmdm g§Mma Ho$ {H$gr Aݶ ‘mܶ‘ Ho$ O[aE AmJ«h em{‘b h¡.

2. OrdZ AdñWm gwajm … Bg {deofVm H$mo àmá H$aVo g‘¶ nm°{bgr H$mo à^mdr hmoZm Mm{hE. Bg {deofVm na KQ>Zm H$s {V{W go 6 ‘hrZm| Ho$ A§Xa A‘b {H$¶m OmZm Mm{hE VWm Ho$db V^r {H$¶m Om gH$Vm h¡ AJa nm°{bgr Ho$ A§VJ©V H$moB© Xmdm Z {H$¶m J¶m hmo. ¶h {deofVm nm°{bgr Ho$ Ama§^ ‘| EH$ ‘mZH$ OrdZ Ho$ ê$n ‘| A§S>aamBqQ>J {H$E JE ~r{‘V ì¶p³V H$mo CnbãY h¡. Bg {deofVm H$mo MwZVo g‘¶ ~r{‘V ì¶p³V H$s C‘« 50 df© go H$‘ hmoZr Mm{hE. ¶h {deofVm Ho$db bmBµ\$ {dH$ën dmbr ao½¶wba ^wJVmZ nm°{b{g¶m| na CnbãY h¡.

3. H¥$n¶m n[a^mfmAm| AndO©Zm| VWm XþK©Q>Zm Ho$ H$maU ñWm¶r Ae³VVm, XþK©Q>Zm Ho$ H$maU ‘¥Ë¶w, Q>{‘©Zb ~r‘mar, J§^ra ~r‘mar {hVbm^ Ho$ A§VJ©V 34 ~r‘m[a¶m| VWm J§^ra ~r‘mar {hVbm^ Ho$ A§VJ©V bmJy àVrjm Ad{Y Ho$ {bE àmoS>³Q> ~«moea Am¡a nm°{bgr Ho$ eVm] VWm à{V~§Ym| H$mo XoI|.

4. ‘¥Ë¶w na {‘bZo dmbr am{e Ho$ ^wJVmZ Ho$ {dH$ën … Am‘XZr VWm ~‹T>Vr Am‘XZr {dH$ënm| Ho$ {bE Am‘XZr H$m ^wJVmZ Ho$db Bbo³Q´>m°{ZH$ ‘mܶ‘ go {H$¶m OmEJm.

5. Q>¡³g g§~§Yr bm^ … nm°{bgr Ho$ A§VJ©V Q>¡³g g§~§Yr bm^ Am¶H$a A{Y{Z{¶‘ 1961 H$s Ymam 80C Am¡a 80D Ho$ AYrZ h¢. g{d©g Q>¡³g Am¡a g¡e, Omo ̂ r bmJy hmo, bmJy Xam| go A{V[a³V {bE OmE§Jo. Q>¡³g g§~§Yr H$mZyZ g‘¶-g‘¶ na g§emoYZm| Ho$ AYrZ h¢.

6. AmË‘h˶m Ymam… AJa ~r{‘V OrdZ, Mmho dh ‘mZ{gH$ ê$n go ñdñW hmo

¶m AñdñW, Bg nm°{bgr Ho$ Ama§^ hmoZo H$s {V{W go EH$ df© Ho$ A§Xa AmË‘h˶m H$aVm h¡, Vmo nm°{bgr ^§J Am¡a g‘mßV hmo OmEJr. H§$nZr 80% àr{‘¶‘ bm¡Q>m XoJr VWm Bg nm°{bgr Ho$ A§VJ©V g^r A{YH$ma, bm^ Am¡a {hV g‘mßV ‘mZo OmE§Jo.

AJa {Z¶{‘V ^wJVmZ nm°{bgr H$mo nwZ…ñWm{nV {H$¶m OmVm h¡, Vmo nm°{bgr Ho$ nwZ…ñWmnZ H$s {V{W go EH$ df© Ho$ A§Xa ~r{‘V OrdZ Ûmam AmË‘h˶m {H$E OmZo na Mmho dh ‘mZ{gH$ ê$n go ñdñ϶ hmo ¶m AñdñW, H§$nZr nm°{bgr Ho$ nwZ…ñWmnZ Ho$ ~mX AXm {H$E JE àr{‘¶‘ Ho$ 80% H$mo bm¡Q>m XoJr.

7. [a¶m¶Vr Ad{Y … ‘m{gH$ àr{‘¶‘ ^wJVmZ ‘mܶ‘ Ho$ {bE àr{‘¶‘ Ho$ ^wJVmZ hoVw [a¶m¶Vr Ad{Y 15 {XZ Am¡a àr{‘¶‘ ^wJVmZ Ho$ Aݶ ‘mܶ‘m| Ho$ {bE 30 {XZ h¡. AJa [a¶m¶Vr Ad{Y Ho$ A§Xa àr{‘¶‘ H$m ^wJVmZ Zht {H$¶m OmVm h¡ Vmo nm°{bgr b¡ßg hmo OmEJr VWm H$da g‘má hmo OmEJm.

8. gr{‘V Ad{Y ^wJVmZ {dH$ën … àr{‘¶‘ H$m ^wJVmZ Ho$db MwZr hþB© àr{‘¶‘ ̂ wJVmZ Ad{Y VH$ {H$¶m OmZm h¡. àr{‘¶‘ ̂ wJVmZ Ad{Y Ho$ {bE EH$ ~ma àr{‘¶‘ H$m ̂ wJVmZ H$a {XE OmZo na Bg nm°{bgr Ho$ {hVbm^ nyar nm°{bgr Ad{Y Ho$ {bE Omar ah|Jo.

9. àr{‘¶‘ ^wJVmZ ñW{JV {H$¶m OmZm … AJa àr{‘¶‘ H$s Xo¶ {V{W H$mo ¶m [a¶m¶Vr Ad{Y Ho$ A§Xa àr{‘¶‘ H$m ^wJVmZ Zht {H$¶m OmVm h¡ Vmo Bg nm°{bgr Ho$ A§Xa CnbãY g^r {hVbm^ g‘má hmo OmE§Jo.

10. nm°{bgr H$m nwZ…àMmbZ … AJa {H$gr nm°{bgr H$mo àr{‘¶‘ H$m ^wJVmZ Z {H$E OmZo Ho$ H$maU ñW{JV {H$¶m J¶m hmo, Cgo A§S>aamBqQ>J VWm {ZåZ{b{IV eVm] Ho$ AYrZ nwZ… àMm{bV {H$¶m Om gH$Vm h¡ …

· nhbo ^wJVmZ Z {H$E JE àr{‘¶‘ H$s Xo¶ {V{W go 2 dfm] Ho$ A§Xa VWm nm°{bgr H$s g‘m{á go nhbo nwZ…àMmbZ hoVw AmdoXZ {H$¶m J¶m hmo. nwZ…àMmbZ ‘m¡OyXm ~moS>© Ûmam ñdrH¥$V A§S>aamBqQ>J nm°{bgr na AmYm[aV hmoJm.

· nm°{bgrYmaH$ H$mo AnZo IM} na ~r{‘V ì¶p³V Ho$ ñdmñ϶ H$m g§VmofOZH$ à‘mU XoZm hmoJm Omo {H$ ‘m¡OyXm ~moS>© Ûmam ñdrH¥$V A§S>aamBqQ>J nm°{bgr Ho$ AZwgma Ano{jV hmo.

· ~H$m¶m àr{‘¶‘ na ã¶mO Ho$ gmW H§$nZr Ûmam {ZYm©[aV Xa go {dbå~ go àr{‘¶‘ ^wJVmZ H$m ewëH$ H$aZm hmoJm nm°{bgr H$m nwZ…àMmbZ nm°{bgr Ho$ ñW{JV hmoZo go nyd© àr{‘¶‘ H$s eVm] go {^Þ na hmo gH$Vm h¡; O¡go {H$ A{V[a³V ê$n go ‘m°Q>}{bQ>r àr{‘¶‘ ¶m ewëH$ bmJy {H$¶m Om gH$Vm h¡.

· H§$nZr Ho$ nmg nm°{bgr H$mo nwZ…àMm{bV H$aZo ¶m Bggo BÝH$ma H$aZo H$m A{YH$ma gwa{jV h¡. nwZ…àMmbZ Ho$db V^r à^mdr hmoJm AJa H§$nZr Ûmam Bg ~mao ‘| nm°{bgrYmaH$ H$mo {deof ê$n go gy{MV {H$¶m OmVm h¡.

grAmB© {hVbm^ Ho$ {bE, ̂ wJVmZ Z {H$E JE nhbo àr{‘¶‘ H$s {V{W

go 3 ‘hrZo ~mX Ho$ {H$Ýhr nwZ…àMmbZm| Ho$ {bE 3 ‘hrZo H$s àVrjm Ad{Y bmJy hmoJr. ^wJVmZ Z {H$E JE nhbo àr{‘¶‘ H$s Xo¶ {V{W go 3 ‘hrZo Ho$ A§Xa {H$gr nwZ…àMmbZ Ho$ {bE H$moB© àVrjm Ad{Y bmJy Zht hmoJr.

nwZ…àMmbZ H$s eVm] ‘| H$moB© n[adV©Z AmB©AmaS>rEAmB© H$s nyd© ñdrH¥${V Ho$ AYrZ hmoJr VWm BgH$s OmZH$mar nm°{bgrYmaH$m| H$mo Xr OmEJr.

11. Bg nm°{bgr Ho$ A§VJ©V H$moB© bmoZ CnbãY Zht h¡.

12. gaoÝS>a ‘yë¶ KQ>H$m| H$s JUZm H$aZo Ho$ AmYma H$s g‘¶-g‘¶ na g‘rjm H$s OmEJr Am¡a ‘m¡OyXm ì¶dgm¶m| na bmJy KQ>H$m| H$mo AmB©AmaS>rEAmB© H$s nyd© ‘§Oyar Ho$ AYrZ g§emo{YV {H$¶m Om gH$Vm h¡.

13. Zm‘m§H$Z H$s AnojmE§ … nm°{bgr ‘| Zm‘m§H$Z, g‘¶-g‘¶ na ¶Wmg§emo{YV ~r‘m A{Y{Z¶‘, 1938 H$s Ymam 39 Ho$ Ûmam em{gV hmoJm. Bg Ymam Ho$ ~mao ‘| A{YH$ OmZH$mar Ho$ {bE H¥$n¶m h‘mar do~gmBQ> … www.iciciprulife.com

XoI|.

14. Aä¶n©U H$s AnojmE§ … nm°{bgr ‘| Aä¶n©U, g‘¶-g‘¶ na ¶Wmg§emo{YV ~r‘m A{Y{Z¶‘, 1938 H$s Ymam 38 Ho$ Ûmam em{gV hmoJm. Bg Ymam Ho$ ~mao ‘| A{YH$ OmZH$mar Ho$ {bE H¥$n¶m h‘mar do~gmBQ> … www.iciciprulife.com

XoI|.15. Ymam 41: >g_` g_` na `Wmg§emo{YV ~r‘m A{Y{Z¶‘, 1938 H$s Ymam 41

Ho$ AZwgma H$moB© ^r ì¶{³V, {H$gr ^r ì¶{³V H$s namoj ¶m Anamoj ê$n go ^maV ‘| OrdZ ¶m gån{Îm go g§~§{YV {H$gr ^r àH$ma Ho$ Omo{I‘ H$m ~r‘m H$amZo ¶m ZdrZrH$aU H$amZo ¶m Mmby aIZo Ho$ {bE {H$gr àH$ma H$m bmbM Zht XoJm, Mmho dh Xo¶ H$‘reZ Ho$ nyU© ¶m CgHo$ A§e na Ny>Q> Ho$ ê$n ‘| hmo ¶m nm°{bgr na {XImE J¶o àr{‘¶‘ na Ny>Q> Ho$ ê$n ‘| hmo Am¡a Z hr H$moB© ì¶{³V nm°{bgr boZo ¶m ZdrZrH$aU H$amZo ¶m Omar aIZo Ho$ {bE H$moB© Ny>Q> ñdrH$ma H$aoJm, {gdm¶ Eogr Ny>Q> Ho$ Omo {H$ àH$m{eV {ddaU n{ÌH$m ¶m ~r‘mH$Vm© hr Vm{bH$mAm| Ho$ AZwgma Xr Om gH$Vr hmo.

na§Vw {H$gr ~r‘m EOoÝQ> Ûmam AnZo OrdZ na br JB© OrdZ ~r‘m nm°{bgr Ho$ g§~§Y ‘| ñdrH$ma {H$E OmZo dmbo H$‘reZ H$mo Bg Cn-Ymam Ho$ AW© ‘| àr{‘¶‘ na Ny>Q> Ho$ ñdrH$ma {H$¶m OmZm Zht ‘mZm OmEJm, AJa Eogr ñdrH¥${V Ho$ g‘¶ ~r‘m EOoÝQ> Eogr {d{ZYm©[aV eVm] H$mo g§Vwï> H$aVm hmo Omo ñWm{nV H$aVo hm| {H$ dh ~r‘mH$Vm© Ûmam {Z¶w³V EH$ dmñV{dH$ ~r‘mEOoÝQ> h¡.

H$moB© ^r ì¶p³V Omo Bg Ymam Ho$ àmdYmZm| H$m AZwnmbZ H$aZo ‘| MyH$ H$aoJm dh Ow‘m©Zo go X§S>Ur¶ hmoJm, Omo {H$ Xg bmI ê$n¶o VH$ hmo gH$Vm h¡.

16. YmoImY‹S>r VWm JbV ~¶mZr … Bggo g‘¶-g‘¶ na ¶Wmg§emo{YV ~r‘m A{Y{Z¶‘ 1938 H$s Ymam 45 Ho$ AZwgma {ZnQ>m OmEJm.

© 2015, AmB©grAmB©grAmB© àyS>opÝe`b bmBµ\$ B§í`moaoÝg H§$nZr {b{_Q>oS>. n§OrH¥$V nVm : AmB©grAmB©grAmB© àwbmB\$ Q>mdg©, 1089, Aßnmgmho~ _amR>o _mJ©, à^mXodr, _w§~B© - 400025. ~r_m AmJ«h H$s {df`dñVw h¡. Omo{I_ KQ>H$m|, {Z`_m| VWm eVm] Ho$ ~mao _| A{YH$ OmZH$mar Ho$ {bE H¥$n`m {~H«$s Ho$ g_mnZ go nyd© {~H«$s nwpñVH$m H$mo Ü`mZnyd©H$ n‹T>|. D$na {XIm¶m J¶m Q´>oS> bmoJmo _ogg© AmB©grAmB©grAmB© ~¢H$ {b. Am¡a àyS>opÝe`b AmB©nr g{d©gog {b. H$m h¡, {OgH$m BñVo_mb AmB©grAmB©grAmB© àyS>opÝe`b bmB\$ B§í`moaoÝg H§$nZr {b. Ûmam bmBg|g Z§. 105 Ho$ A§VJ©V {H$`m OmEJm. h‘| 1-860-266-7766 na H$m°b H$a|. (gw~h 10 ~Oo go amV 7 ~Oo VH$, gmo‘dma go e{Zdma VH$, amîQ´>r¶ Nw>{Q²>Q>¶m| Ho$ {XZm| H$mo N>mo‹S>H$a, Ho$db ^maV go H$s JB© H$m°ëg hoVw ‘mݶ) ICICI Pru iProtect Smart : UIN: 105N151V01. Advt No. L/II/1871/2015-16. Hindi

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AmB©grAmB©grAmB© àyS>opÝe`b bmBµ\$ B§í`moaoÝg H§$nZr {b{‘Q>oS>. AmB©AmaS>rEAmB© a{O. Z§. 105. CIN: U66010MH2000PLC127837.