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#: 5202-09

Date: June 15, 2009

To: All Participants

Category: Operations

From: Joe Clemente

Attention: Officers/Operations Management/Cashiers

Subject: Direct Registration System

New Profile Insurance Option

Profile Insurance Policy II On June 9, 2009, in Important Notice B#5192, DTC announced that its filing to establish the Profile Indemnity Insurance Program II (“PIP II”) had been noticed by the Securities and Exchange Commission. The new program will become effective on July 1, 2009. Profile is an electronic communications medium between transfer agents that are DRS Limited Participants (“Limited Participants”) and broker/dealers that are DTC Participants (“Participants” and together with Limited Participants, (“DRS Participants”)). It allows DRS Participants to electronically submit an investor’s instructions to move share positions from their DRS account with the Limited Participant to their Participant account at DTC and vice versa. When doing so, the submitting Participant is required to agree to a screen indemnity either via PTS / PBS or via the DRX1_5 file. PIP II is an important new option for DRS Participants.1 The coverage limit for PIP II is $7.5 million per transaction, with an annual aggregate limit of $15 million. Users of such insurance will be required to pay an annual premium of $6,000 to an insurance provider and a DTC administration fee of $250. It can be used in conjunction with the Profile Modification System Indemnity Insurance Program (“PIP”) and/or the DTC Profile Surety Program (“PSP”). The attached form titled “DRS Profile Surety and Insurance Options” outlines the three programs offered through DTC. Participants are advised to discuss these options with their firm’s insurance office prior to selecting any coverage. Participants may also select an insurance company of their own choosing. If a DRS Participant elects to use an insurance company other than the ones selected by

1 The other options include the DTC Profile Surety Program (PSP) and the DTC Profile Modification System Indemnity Insurance Program (PIP).

DTC, the insurance company selected will be required to issue its insurance policy in a form consistent with the policy issued by the insurance company selected by DTC. Participants electing to use the Profile Insurance Program II should complete the attached Profile Insurance Program II Application and return it to DTC. This application must be signed by an officer of the company and contain a signature guarantee medallion stamp. The third attachment is a copy of the XL Specialty Insurance policy for your review. Questions concerning the Profile Indemnity Insurance Program II (PIP II) can be directed to either Joe Clemente at (212) 855-2425 / jpclemente@dtcc.com, or Salvatore Di Paola and Jaime Pineda at (212) 855-4431 and (212) 855-4434 / agentliaison@dtcc.com.

Non-Confidential 2

DRS Profile Surety and Insurance Options DTC makes available to its participants three coverage options for Profile transactions: (1) Profile Surety Program – PSP, (2) the new Profile Indemnity Insurance II Program – PSPII, and (2) Profile Modification System Indemnity Insurance Program (PIP). Participants may also use PIP either as a stand-alone insurance or in conjunction with either of the other programs for those transactions that exceed their coverage. PROFILE SURETY

PROGRAM (PSP) PROFILE INDEMNITY

INSURANCE PROGRAM II (PIPII)

PROFILE INDEMNITY INSURANCE PROGRAM

(PIP) Date Introduced March 21, 2001 July1, 2009 August 22, 2005 Yearly Administrative Fee $250 $250 $250 Annual Premium $3,150 $6,000 None Per Transaction Fee N/A N/A $27.50 DTC Alpha Designation A B X

$3 million per transaction $7.5 million $25 million per transaction Coverage $6 million aggregate $15 million aggregate $100 million aggregate

Insurer Travelers XL Specialty Insurance Company XL Specialty Insurance Company Provider Travelers E-Surety Brokerage, FirstCity N.A. E-Surety Brokerage, FirstCity N.A. Advantages High volumes/low values High volumes/moderate values Low volumes/high values

Profile Indemnity Insurance Program Program II Application

Company Name: ________________________________________________________ Participant Number(s): ___________________________________________________ Address: ______________________________________________________________ City/State/Zip: __________________________________________________________ Contact Person: _________________________________________________________ Telephone #: ____________________________________________________________ Fax #: ________________________________________________________________ E-mail Address: _________________________________________________________ Alternate Contact Person: ________________________________________________ Telephone: _____________________________________________________________ Fax: ___________________________________________________________________ E-mail Address: _________________________________________________________ DTC Profile Surety II Program Control # (Assigned by DTC):__________________

Authorized Signature (by an officer of company with a signature guarantee medallion)

_________________________________________________________ (Firm Name) ___________________________________________________

(Authorized Officer’s signature) ______________________________________________________________ (Print Name) ___________________________________________________ (Title) ___________________________________________________ (Date)

Instructions: 1) Complete the above questionnaire. 2) Form must be signed by an officer of the company 3) Form must have a medallion signature guarantee 4) Return form to:

DTCC 55 Water Street, 1SL New York, NY 10041 Attention: Salvatore DiPaola or Jaime Pineda

5) If you have any questions please call your relationship manager