Own It Home Loans

The Company

• Own it home loans is the Retail Division of Intercontinental Capital Group

• Established in 2003• Corporate offices are located in New York

City• 2016 volume $1.8 billion• Estimated 2017 volume $2.5 billion• Licensed in 47 states• Well Capitalized

Own It Home Loans

• Licensed in 47 States with 2 Additional Pending.

• Committed to Cutting Edge Technology

• Superior Marketing Platform

• A Full Suite of Aggressively Priced Products

• Complete Benefit Package

• An Enthusiastic Team Culture

Technology• Lending Manager – A customizable loan

officer website available in 18 languages that downloads directly into your LOS.

• Encompass 360 – Encompass is Fully integrated with Lending Manager, our CRM (Top of Mind), and Account Chek.

• Account Chek – State of the art technology allows us to download financial information from all major financial institutions eliminating the need for bank statements.

• Pricing – Our pricing engine (EPPS) is linked to Encompass and Secondary Marketing.

THE Marketing Dept.• CRM – We utilize Top of Mind as our CRM. It has been fully

configured and integrated with Encompass.• Promotional Items – A fully accessible website with

hundreds of promotional items available for loan officers.• Marketing Library – Allows over 140 customizable flyers

for loan officers and co-branded with your Realtor partners. • Lending Manager – Loan officers and Realtors have the

ability to see live updates to their customers loan progress.• Top of Mind – Complete CRM where: loan officers can

upload their emails lists to send out newsletters, flyers, videos, and company updates at no charge.

• Social Media – The company provides professional management and blogging at no charge to loan officers including setting up social networks.

• Agent Websites – Customized single property websites are available for our partners.

• Lead Generation – We have multiple types of lead generation data available.

Products• CONFORMING / FHA / VA / USDA / BOND

• Jumbo

• W2 Program

• 97% Conventional

• 203K Streamline and Full

• Reverse

• Foreign National

• Bank Statement

• Broker Ability

Training and Onboarding

• Full training provided for both operations and sales staff

• Professional branch onboarding (turn key process)

• Ongoing operational support and training

• Outstanding licensing department

Benefits

Medical

Dental

401K

Operations• Processing – We believe in local

processing.• Underwriting – We have underwriters

in multiple locations across the U.S. providing 24-48 hour turn times.

• Risk Review – Have a tough file and not sure it can qualify? Send it to our risk review desk! 24 hours later you’ll have an approval.

• Docs and Funding – Same day!• Underwriting Help – For those times

when you need to escalate a file, we have a dedicated escalation desk to help you.

Miscellaneous• AMB – Our Branch Managers have access to

live Financing Accounting using AMB.

• Loan Referral Desk – We have the ability to do loans in most states.

• Commissions are paid twice a month.

• Computers are provided to operations and sales staff.

Culture

We are creating a culture where each employee can grow and succeed, where your voice

matters, while providing you with a career not a job. Own It is a place where you can look

forward to coming to work every day being part of a fun interactive atmosphere, and most

importantly where you feel valued.

Sales Rally

Sales Rally held in Las Vegas each year.

President’s Club – Every sales employee is provided with the opportunity to join in celebrating their individual and company’s

success at our luxury yearly trip.

President’s Club

Join Our Team Today!