Prospects for Biometrics in Indian Retail

Presented by

Ma Shiao Lin MBA IV ,59

‘B’

Contents

What Is Biometric History Of Biometric Biometric Identity: initiative of the Indian

Government Potential for Biometrics in Retailing How Biometric system works in Retail Obstacles for Implementing Biometrics Solutions Conclusion

What Is Biometric

Jones P & Williams P,Hillier D, Comfort D, 2007 Originally used in the context of statistical methods

Now, biometric is being used to refer to methods for exclusively distinguishing a person ,based on one or more inherent, bodily or behavioral traits which can be used to confirm one’s identity.

Physical characteristics Behavioral characteristics

History of biometrics

Joao de Barros ,in 2007, gave 1st evidence ,China in 14th century

Anthropologist ,Alphonse Bertillon,1890s ,for identifying convicted criminals

development of ‘Bertillonage’ method of identification through body measurement

Richard Edward Henry of Scotland Yard

Biometric Identity: initiative of the Indian Government

UIDAI(Unique Identification Authority of India),Aadhar

Nandan Nilekani ,Chairman of UIDAI said “The unique ID is going to be a unique number and not a card .It will be a unique number based on a person’s demographic and biometric information that will be unique to an individual”

UIDAI has selected three consortiums led by

Accenture, Mahindra Satyam and L-1 Identity solutions

Contd.

Biometrics will be provided at Rs. 2.75/individual, lowest cost in the world

Contract will run for 2 years or 200 million enrollments which ever comes first.

Potential for Biometrics in Retailing

Fraudulent transactions and identity theft are arising at a rapid pace

Biometric supporters throughout the world feel that biometric technology

Provides secure ,positive identification of shoppers, based on fingerprints

Eliminates the possibility of credit , debit card fraud due to theft

Reduces the queue for payment

How Biometric system works in Retail

Register Finger Scanned

Storage (Bank)

Payment mode

Scan(PIN)

Obstacles for Implementing Biometrics Solutions

Initial Capital Cost Uncertainty about the accuracy of biometric

technology Elderly people encounter problems in enrolling

biometrics because of the changing contours of their fingers

Those who cover their face and head due to community or religious belief will face difficulty in registering their facial expressions

Conclusion

The popular mode of retail payment today is through credit/debit cards . But these modes of payment are susceptible to fraud and theft as the personal identification number can be hacked or stolen. Biometric technology can plug this loop hole and can make the payment system more secure