February 2013

“TOGETHER We’re Better”

What is OSSC

Current Status Incorporated March 11, 2011 Business Plan Developed By-Laws in Place Policies & Procedures Adopted Annual General Meeting Held Board of Directors Elected 11 Corporate Agreements/Partners 33 Signed Member Organizations Office at 33 Pippy Place, St. John’s Web Page www.osscnl.ca E:mail address ossc@osscnl.ca On Facebook & Twitter Marketing RFP Advertised

Current Status Cont’d.

We have an exceptional insurance package through Fraser-Hoyt – Blue Cross (transferable)

Keen interest regionally and sector based in becoming members. (Industry, Social, Economic, Church)

Currently seeking additional partners and members through our market development strategy

OSSC “ Current Board of Directors”

Christine Snow – Chair Lloyd Harnum – Vice Chair Ted Lomond – Treasurer David Penner – Director Cyr Couturier – Director Lisa Davis-Ryland – Director Denise Walsh – Ex-Officio

Secretary Sam Kean – Ex-Officio

Why a Cooperative Members retain organizational

independence, but collectively support each other

More competitive insurance and service rates based on volume and increased purchasing power

Operated as a business based on equal share capital and financial sustainability

Surpluses funds used to ensure financial stability & reduce costs for members.

Share capital equal and one vote per organizational member.

Membership Benefits

Increased purchasing power An expanded resource base

(network resources) Timely & professional support

services Equal participation Share in savings based on volume Save time & money Share best practices Improve operational stability

Supporting Agencies & Programs

OSSC Operational Objectives

The services offered by OSSC will meet three key objectives:

Provide tangible operating savings and other real benefits to cooperative members;

develop service levels to ensure the long-term viability, sustainability and financial self-sufficiency of the cooperative and its member organizations; and

assist our members and potential members in a timely and professional manner.

What’s in it for “YOU”Insurance at reduced rates and

custom to your organizational

needs.

Also discounted rates on: Travel and Accommodations Vehicle Rentals Printing and Media Office Supplies Communication

(phone/internet) HR Administrative

Requirements “Together we’re Better”

OSSC Partners

Steele Hotels

Partnership Agreement!The greater the

number the greater the purchasing power!

Together we’reBetter!

Current Agreements:

Accommodations – Steele Hotels

Local Flights – PAL

Insurance – Fraser Hoyt (Blue Cross)

Printing – The Hub

Communication – Bell Aliant- WorldLynx

Office Supplies – Staples Advantage

Media – Transcontinental

Vehicle Rentals – Avis/Budget Group

Together, We’re Better

NGOs are normally directed by volunteer boards that require liability insurance.

To attract and retain capable staff, NGOs must provide their employees with health benefits

Most NGOs are not large enough to ‘self-insure’, or obtain significant volume discounts and attract larger vendors.

As members of the OSSC you will be able to maximize your coverage based on volume quote.

Affordable Insurance

Insurance Partners

Fraser & Hoyt is our broker and rates will be based on information provided.

Each organization applying must be a member in good standing of the Cooperative

Group profile is required with application (Blue Cross is the carrier)

Monthly billing charge to each participating group of approximately $10 + tax.

Three ChoicesComprehensive Insurance Packages• AD & D• Drug• Liability• Hospitalization• Paramedics• Dental• Life• Orthodontist

• Coverage:• The new cooperative

plan has three tiers coverage:

• Gold – REDBs – CBDCs are at this level!

• Silver Medium level coverage

• Bronze (Scaled down insurance package)

Life Insurance: 3 x salary to a maximum of $250,000

Accidental Death & Dismemberment:

3 x salary, to a maximum of $250,000

Dependent Life Insurance: Spouse $10,000 and each child 5,000

Gold Plan Offers…..

Vision care - $150 every 24 months (every 12 months for children under the age of 21)

Eye Exam – Once every 24 months (every 12 months for children under the age of 21)

100% Semi-private Hospital

Paramedical Services - $500

Direct Pay Drug Card - $10.00 deductible / prescription drug

Gold Plan Extended Health

Care

Basic Dental 100% reimbursement to an Annual Maximum of $2,000

Major Dental 50% reimbursement to an Annual Maximum of

$1,000

Orthodontist 50% coverage to a lifetime Maximum per family member

$1,000

Terminates at Age 70

Oh! There’s my watch.

Gold PlanDental

Insurance

Group Benefits GOLD SILVER BRONZEOctober 1, 2011 October 1, 2011

- LIFE INSURANCE - 3 X Salary Flat $50,000 Flat $25,000Evidence Maximum $250,000 $250,000 $250,000

Rate per $1,000 0.196 0.22 0.22Volume $270,000.00 $150,000.00 $75,000.00

- ACCIDENTAL D & D - Same as Above Same as Above Same as Above

Rate per $1,000 0.035 0.035 0.035Volume $270,000.00 $150,000.00 $75,000.00

Life/A.D.&D. Premium $62.37 $38.25 $19.13

- DEPENDANT LIFE - $10,000/$5,000 $5,000/$2,500 $5,000/$2,500

2Rate per Family 3.94 2.3 2.3

Premium $7.88 $4.60 $4.60

-EXTENDED HEALTH CARE 100% EHC 80% EHC 80% EHCDrugs: $10 Card Eye Exam Only: Eye Exam Only:

Vision Care: 100% of $200/2 yrs once every 24 months once every 24 months100% Semi-Private 80% Semi-Private 80% Semi-PrivateParameds: $500 / yr Parameds: $400 / yr Max $1000 Parameds: $300 / yr max of $750

Emergency Travel Coverage

Rate - Single 1 $93.66 $92.96 $78.56Rate - Family 2 $235.19 $206.73 $197.12

Premium $564.04 $506.42 $472.80

DENTAL 100% Basic Procedures 80% Basic Procedures 80% Basic ProceduresBasic Maximum: $2,000 Basic Maximum: $1,000 Basic Maximum: $1,00050% Major Procedures 50% Major Procedures

Major Maximum: $1,000 Major Maximum: $1,00050% Orthodontic Procedures

Ortho Lifetime Maximum: $1,000Rate - Single 1 $44.77 $32.72 $20.12Rate - Family 2 $99.93 $73.03 $44.92

Premium $244.63 $178.78 $109.96

LONG TERM DISABILITY 66.67% of monthly salary (scaled) 60% of monthly salary (scaled) None to Age 65 to Age 65

Maximum benefit: $5,000 / mth Maximum benefit: $5,000 / mth

Rate Per 100 2.35 1.72 0Volume $5,000.25 $4,500.00 $91,776.00

Premium $117.51 $77.40 $0.00

Total Monthly Premium $996.43 $805.45 $606.49

Employer usually contributes at least 50% of monthly premium

Organizational Support Services Cooperative inc.

3 Lives - 1 Single, 2 Family

Prices are

based on

2012 rates.

Three persons

One of which is single

The remaini

ngTwo arefamily

What’s Next?

New- Web Page!- Office Location!- Display Unit!- Printed Materials!- Agreements/Partners!

Share Requirements

All members are required to purchase 20 shares

Shares cost $50.00 each

Five (5) shares must be purchased on joining - $250.00

Remaining 15 shares purchased over 5 years - $750.00

Total share cost over 5 years $1,000.00

CONTACT US

Web Site: www.osscnl.caEmail: ossc@osscnl.caTele: 709 753-8461Cell: 709 685-0066

33 Pippy Place St. John’s NLA1B 3X2

QUESTIONS

THANK YOU