JUNE 2011

KEY FACTS AND FIGURES

MERGER OF THREE BANKS

• OTKRITIE INVESTBANK

• OTKRITIECOMMERCIAL BANK

• PETROVSKY BANK

Foundation of OTKRITIE

Financial Corporation as a holding

company

2

HISTORY

…

Pioneer of BROKERAGE

Establishment of the Company as a

local broker

ТОP-10 in trading volume at exchanges and number of clients from 1999 to present*

1995 2004

ACQUISITION OF ASSET

MANAGEMENT COMPANYEntry into

asset management

market

2005

…

ACQUISITION OF A UK

BROKERAGE COMPANY

Entry into international

markets

2007

• ТОP player in ADRtrading volume at LSE since 2009*

• FSA regulated

ACQUISITION

OF RBR BANK

Development of commercial

banking

2008

…

BANK VTB ACQUIRED

19.9 % STAKE IN OTKRITIE

Financial Corporation

1Q2009

ACQUISITION OF 25% STAKE IN PETROVSKY

BANK

2009

* Source: RTS, MICEX, the Company

September 27 2010

FINANCIAL RESTRUCTURING

OF SGB (Sverdlovsky

Gubernsky Bank)

2010November

• ТОP 35 at 2010 end in net assets(RBC rating)

INCREASE OF STAKE IN

PETROVSKY BANK TO 50%

2010August

IFC ACQUIRED

15.7% STAKE IN

OTKRITIE BANK

2011March

…ОTKRITIE

CORPORATION

ООО ОАО

2010December

3

CORPORATE STRATEGY

Goal The Corporation is a universal player on the finance market with stable and diversified

income base , IPO in 2013.

Strategy

Increase of income in 2011-2012 via acquisition of other banks as well as entering theinsurance market;

Increase of income margins of the business through improving efficiency in 2012 – 2013

Investment attractiveness.

Key indicators

Becoming one of the TOP 3 Russian investment banks by revenues;

Becoming one of the TOP 30 Russian banks by net assets and tier 1 capital;

Becoming one of the TOP 5 Russian brokerage companies by number of clients;

Becoming one of the TOP 20 asset management companies in Russia by value of assetsunder management.

OTKRITIE FC JSC

OTKRITIE Asset Management JSC

100%

Commercial banking

100%100%

OTKRITIE Securities Limited

Brokerage

Asset Management

28%

V.Belyaev B.Mints VTB Bank

37.98% 37.98% 19.90%

BENEFICIARIES

Global Markets and Investment Banking

Others(option program)

4.14%

OTKRITIE Bank JSC

OTKRITIE Brokerage House JSC

4

OTKRITIE Debt Center LLC

100%

Distressed assets Management

OTKRITIE Finance (Cyprus) Ltd.

100%

39%

67%16%

17%

STRUCTURE OF THE CORPORATION

5

LINES OF BUSINESS

Commercial banking

Corporate banking

Retail banking

SME lending

Microloans

Private banking

Brokerage

Electronic trading

Retail brokerage

Prime brokerage

Depository services

Asset Management

Trust management

Management of collective investments

Global Markets and Investment Banking

Fixed income trading

Debt capital markets

Equity capital markets

Mergers & Acquisitions

Sales and trading

Money market

Research

Distressed assets Management

Management of distressed assets received by the corporation from banks undergoing financial restructuring

Work with market clients

6

BOARD OF DIRECTORS

Board of Directors of OTKRITIE Group

МИНЦ Борис ИосифовичПредседатель Совета директоров, Первый Вице-Президент ООО ФК «ОТКРЫТИЕ»

БЕЛЯЕВ Вадим СтаниславовичЧлен Совета директоров, Президент ООО ФК «ОТКРЫТИЕ»

БЕЛЯЕВ Михаил ВикторовичЧлен Совета директоров,Генеральный директор ООО ФК «ОТКРЫТИЕ»

МАУ Владимир АлександровичЧлен Совета директоров,Независимый директор

ДУБИНИН Сергей КонстантиновичЧлен Совета директоров

КИСЕЛЕВ Олег ВладимировичЧлен Совета директоров

Board of Directors of OTKRITIE FC JSC

Boris I. MINTSChairman of the Board

Vadim S. BELYAEVCEO, Board Member

Mikhail V. BELYAEVBoard Member

Vladimir A. MAUIndependent Director, Board Member

Sergei K. DUBININBoard Member

Oleg V. KISELEVIndependent Director, Board Member

7

TOP MANAGEMENT

Top management of OTKRITIE Corporation

Vadim S. BELYAEVBoard Member, CEO,OTKRITIE FC JSC.

Mikhail V. BELYAEVBoard Member,OTKRITIE FC JSC.

Irina G. LISITSINA Managing director,OTKRITIE Asset Management.Asset Management.

Dmitry Z. ROMAEVCFO, OTKRITIE FC JSC.

Vasiliy V. ZABLOTSKIYChairman of the Executive Board (CEO),OTKRITIE Bank (JSC).Commercial Banking.

Anatoliy N. PREDTECHENSKYDeputy Chairman of the Executive board, OTKRITIE Bank (JSC).Risk management.

Sergey E. GILEV CEO, OTKRITIE Debt Center (LLC).

Evgeniy L. DANKEVITCHChairman of the Board, CEO,OTKRITIE Brokerage house (JSC).

Roman Yu. LOKHOVCEO, OTKRITIE Securities Ltd.Head of Global Markets and Investment Banking.

Johannes BoernerFirst Deputy Chairman of the Managing Committee,OTKRITIE FC JSC.

8

CORPORATE GOVERNANCE

RISK MANAGEMENT AND ANALYSIS

Strategy and Risk Committee

Budget Committee

Staff and Remuneration Committee

INTERNAL AUDIT

MANAGING COMMITTEE

Financial Committee

INTERACTION WITH GOVERNMENT BODIES

INVESTOR RELATIONS

Management Holding Company

Board of Directors

OTKRITIE Financial Corporation JSC

FINANCIAL REPORTING

Investment Committee

9

KEY FIGURES OF BANKING

«OTKRITIE» Bank (JSC)Rated by the NRA (November 2010): AА-(very high reliability, third level)

General license №2179 granted by

the Central Bank of Russia on

27.09.2010

RBR Commercial Bank was acquired

by OTKRITIE FC in November 2008,

subsequently renamed as OTKRITIE

Commercial Bank

On September 27 Investbank

OTKRITIE and Bank Petrovsky

merged with OTKRITIE CB

Retail network across Russia

(01.01.2011):

32 regions

42 cities

214 branches

5,140 employees (01.01.2011)

340 ATMs

Member of the state program to

support SME, partner of RosBR bank

Key financial figures

Rankings

Key facts

* Including extraordinary items

Item(RUR mln.)

3Q 2010 2010

Assets 109 970 132 800

Сapital 17 730 16 025

Net profit* 6 390 5 890

Source: management accounts under Russian accounting standards (RAS)

As of 01 January 2011:

• № 32 by net assets value among TOP 500 banks of Russia (RBC Rating)

• № 34 by Tier 1 capital among all Russian banks (company data by RAS)

As a result of 2010:

• № 12 largest manager of corporate bond issues (www.cbonds.info)

• № 11 largest underwriter of corporate bond issues (www.cbonds.info)

10

KEY FIGURES OF BROKERAGE BUSINESS

RETAIL BROKERAGE(OTKRITIE Brokerage House)

Regulated by the FFMS of Russia

Successfully operating on the market since 1997

284 employees (as at 01.11.2010)

No. 1 on the RTS Standard in terms of trading turnover in 2009, during

8 months of 2010 and in October 2010 (as quoted on www.rts.ru)

Provides services on the equity, bond and derivative markets

Internet Trading (QUIK), training*, counselling

INSTITUTIONAL BROKERAGE(OTKRITIE Securities Ltd.)

RUR m. 2008 2009 2010

Trading turnover (in total)** 2,790,000 2,470,000 9,930,000

Clients’ assets 10,500 44,500 117,000

Source: Company data

Regulated by the FSA

Acquired in 2007, and renamed as OSL

Participant of the London Stock Exchange (LSE, EDX London) and

Frankfurt Exchange (Deutsche Börse)

Focused on institutional investors (more than 100)

Prime Brokerage Services

Headquartered in London, with offices in Frankfurt and Moscow: 79

employees in total

Provides access to 30 leading global stock exchanges via:

QUIK

CQG

SunGard

Bloomberg

RUR m.*** 2008 2009 2010

Trading turnover (in total) 66,700 710,000 3,300,000

Clients’ assets 1,591 9,511 82,000

Source: Company data

* is not regarded as educational activity; does not result in granting any education and/or qualification degree or document** according to the data from www.mices.ru and www.rts.ru

*** as per exchange rate of Central Bank of Russia at last day of respective period

Rated by the NRA (2011): ААА

8 634 14 316 20 449

2008 2009 2010

Number of clients

Source: Company data

11

KEY FIGURES OFASSET MANAGEMENT BUSINESS

OTKRITIE ASSET MANAGEMENT Rated by the NRA (2010): АА

Mutual funds managed by OTKRITIE Asset Management

Return on investment of pension funds

OTKRITIE-Telecom MICEX Index Open-Ended Mutual Fund

OTKRITIE-MICEX Index Open-Ended Mutual Fund

OTKRITIE-Equities Open-Ended Mutual Fund

OTKRITIE-Bonds Open-Ended Mutual Fund

OTKRITIE–MICEX Index–power industry Open-Ended Mutual Fund

No. 1 in terms of return on investment of pension savings

over a three-year period from June 2007 to September

2010, (RF Pension Fund data)

26 employees

Assets under management as at January 01, 2011 equal to

RUR 11,504 m. (Company data)

Provides services to individuals and corporate clients

Trust management for institutional investors:

Money Management for Non-governmental Pension

Funds

Management of Pension Savings of Russia’s Pension

Fund

Management of Compensation Funds of Self-Regulatory

Organizations

Management of Insurance Companies’ Funds

Management of Dedicated Funds

Key facts

Source: Company data

60%

100%

140%

180%

28.12.07 28.06.08 28.12.08 28.06.09 28.12.09 28.06.10 28.12.10

Funds under management of OTKRITIE Asset

Management

Benchmark (30% MICEX Index+ 70% MICEX Index corporate bonds)

Pension savings under management of Vnesheconombank

CPI (Rosstat data)

12

LICENSE INFORMATION

OTKRITIE Brokerage House (JSC)

FFMS License of professional participant of the stock market for brokerage activity № 177-06097-100000 dd 28.06.2002FFMS License of professional participant of the stock market for dealer activity № 177-06100-010000 dd 28.06.2002FFMS License of professional participant of the stock market for management of securities № 177-06102-001000 dd 28.06.2002FFMS License of professional participant of the stock market for custodial activity № 177-06104-000100 dd 28.06.2002FFMS License of exchange broker for operations with futures and options at the exchange on the territory of Russia № 1082 (valid until 22.11.2010)

General license №2179 dd 27.09.2010 issued by the Central Bank of RFLicence for operations with precious metals №2179 dd 27.09.2010 issued by the Central Bank of RFFFMS License of professional participant of the stock market for brokerage activity № 177-03454-100000 dd 07.12.2000FFMS License of professional participant of the stock market for dealer activity № 177-03557- 010000 dd 07.12.2000FFMS License of professional participant of the stock market for management of securities № 177-03661-001000 dd 07.12.2000 FFMS License of professional participant of the stock market for custodial activity № 177-04186-000100 dd 20.12.2000FFMS License of special depository for investment funds, mutual investment funds and non governmental pension funds № 22-000-1-00095 dd 19.08.2010FFMS License of exchange broker for operations with futures and options at the exchange on the territory of Russia № 1105 dd 13.12.2007The Bank is authorised to act as a warrantor in front of the customs.

OTKRITIE Bank (JSC)

OTKRITIE Securities Ltd. (UK)

The complete list of OSL licenses as well as of activities for which they were issued you can find on the following link: http://www.fsa.gov.uk/register/firmPermissions.do?sid=98584

OTKRITIE ASSET MANAGEMENT Ltd.

FFMS License of professional participant of the stock market for management of securities № 077-07524-001000 dd 23.03.2004FFMS License for management of investment funds, mutual investment funds and non governmental pension funds № 21-000-1-00048 dd 11.04.2001

OTKRITIE Finance (Cyprus) Ltd.

CySEC licenses for activity as investment company in Cyprus №KEPEY 069\06, №069\06\01T, №069\06\02Т as amended dd 10.08.2006, 05.02.2007, 16.03.2007 respectively

Licenses of Central Bank, FFMS and CySEC are issued without limitation of validity (unless specified otherwise )

13

DISCLAIMER

OTKRITIE Asset Management Ltd.

Before purchasing a share in the mutual fund you should attentively examine the trust management rules* of the mutual fund.Value of the shares in mutual fund can increase or decrease; investment results in the past do not determine the profits in thefuture; government do not guarantee the profitability of investments in mutual funds.Premiums (discounts) will decrease the profitability of investments in shares of the mutual fund.Asset management results of asset manager in the past do not determine the profits of the trustor in the future.The aforemensioned profitability indicators are not used to demonstrate the results of pension savings investment in specialpart of individual personal accounts of insured persons.

General

* Trust management rules of open-ended mutual fund of stocks «OTKRITIE – Shares» registered by FFMS of Russia on 17.12.2003 № 0164-70287842.Trust management rules of open-ended mutual fund of bonds «OTKRITIE – Bonds» registered by FFMS of Russia on 17.12.2003 № 0165-70287767.Trust management rules of open-ended mutual fund «OTKRITIE – MICEX Index – power industry» registered by FFMS of Russia on 23.05.2006 № 0520-94104603.Trust management rules of open-ended mutual fund «OTKRITIE – MICEX Index» registered by FFMS of Russia on 05.07.2007 № 0890-94127385.Trust management rules of open-ended mutual fund «OTKRITIE – MICEX Index – telecommunications» registered by FFMS of Russia on 06.12.2007 № 1102-94140813.

All data contained in this presentation are only for informational purposes and cannot be considered as professional advise orguide for action.Information contained in this presentation can be changed without prior notice.None of its parts, as well as the fact of its dissemination in itself shall not form the basis of or be relied on with any contract,obligation or an investment decision.This presentation is not an advertisement of securities, nor a suggestion or attempt to sell, trade or otherwise change theownership of any securities, whereas it does not constitute fiduciary relationship and is not an offer.This presentation is not an investment analytical report and it shall not comply with legal requirements for analytical reports. Ithas been prepared in order to allow the users to evaluate by themselves the issues, deals and companies mentioned therein.We do not accept any responsibility for any possible damage, which may be a result of usage of data contained in thispresentation.